	Housing
	About Housing
	Contact us
	Keywords
	Single Family
		Audience groups
		Buying a home
		Events & training
		FHA insured loans
		Common questions
		Housing counseling
		HUD homes/ REO
		Owning a home
		Reference guide
		Regulatory programs
	Hospitals
	Multifamily
	OAHP
	Reading room
	Online forums
	Work online
	HUD news
	Homes
	Communities
	Working with HUD
	Resources
	Tools
	Let's talk
	Webcasts
	Mailing lists
	Contact us
	Help

RESPA - Real Estate
Settlement Procedures Act


	Information by State Esta página en español Print version Email this to a friend

Welcome to the RESPA homepage. RESPA is about closing costs and settlement procedures. RESPA is a HUD consumer protection statute designed to help homebuyers be better shoppers in the home buying process. RESPA requires that consumers receive disclosures at various times in the transaction and outlaws kickbacks that increase the cost of settlement services. RESPA is enforced by HUD.

The following links take you to more detailed information about RESPA.

Consumer:

	More about RESPA
	FAQ's for Homebuyers
	FAQ's about Escrow Accounts
	Know Your Borrower's Rights
	Your Rights and the Responsibilities of the Mortgage Servicer
	Sample Complaint to Lender
	Buying Your Home: Settlement Costs
	Comprando su casa Spanish Version
	Property Tax Alert
	Private Mortgage Insurance (PMI) Act Information
	State and Local Consumer Agencies
	Other Federal Resources

Industry:

Statute

Final Rules & Regulations

Proposed Rules

Statements of Policy

Federal Register Notices

Public Guidance Documents

FAQ's for Industry

Settlement Agreements

Joint Report to Congress

Comments and Questions

Content updated September 27, 2002


	U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you		Privacy Policy Home

RESPA - Real Estate Settlement Procedures Act

RESPA - Real Estate
Settlement Procedures Act