U.S. Office of Personnel Management

The Federal Employees Health Benefits Program and Medicare




If I Continue to Work Past Age 65, is My FEHB Coverage Still Primary?

Your FEHB coverage will be your primary coverage until you retire.

I am Retired With FEHB and Medicare Coverage. I am Also Covered Under My Spouse's Insurance Policy Through Work. Which Plan is Primary?

Since you are retired but covered under your working spouse's policy, your spouse's policy is your primary coverage. Medicare will pay secondary benefits and your FEHB plan will pay third.

Do My FEHB Premiums Change When Medicare Becomes Primary?

No. You will continue to pay the same premiums, unless you change to another plan or option.

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Page modified 8 June 2001