? -  Optional
+ -  Tag and element are required and repeatable.
* -  Tag and element are optional and repeatable.
1 -  Each of the FILER, FILED-BY, SUBJECT-COMPANY, and
     SERIAL-COMPANY elements may be exclusive with respect to one
     or more of the others depending on the submission type.
2-   Selection  and  placement  of  tag  and  tag  value  is   at
     discretion of author of filing text.

EDGAR Dissemination Service                           LEXIS-NEXIS
                              A-1
                           APPENDIX A
            LEVEL 1 FORMAT FOR PUBLIC DISSEMINATION
                          Release 4.10

Submission Header

HEADER  DATA  ELEMENTS
                                                       TAG

  -                                  SUBMISSION   <SUBMISSION>
? -                                  CORRECTION   <CORRECTION>
? -                                  TIME STAMP   <TIMESTAMP>
  -    ACCESSION NUMBER            <ACCESSION-NUMBER>
? -                                  DELETION     <DELETION>
  -                                   CONFORMED  SUBMISSION  TYPE
                                   <TYPE>
? -                                         CONFIRMING       COPY
                                   <CONFIRMING-COPY>
  -                                     PUBLIC   DOCUMENT   COUNT
                                   <PUBLIC-DOCUMENT-COUNT>
? -                                  REFERENCE 462B    <REFERENCE-
                                   462B>
* -                                         REFERENCES        429
                                   <REFERENCES-429>
? -    PERIOD OF REPORT            <PERIOD>
* -                                  ITEM INFORMATION  <ITEMS>
  -                                   FILED  AS OF DATE  <FILING-
                                   DATE>
? -                                   DATE AS OF CHANGE <DATE-OF-
                                   FILING-DATE-CHANGE>
? -    EFFECTIVENESS DATE          <EFFECTIVENESS-DATE>
* -    SROS                        <SROS>
* -    GROUP MEMBERS               <GROUP-MEMBERS>

1 -                                  FILER   <FILER>
? -                                  DELETION     <DELETION>
? -                                  TRANSFER DELETE   <TRANSFER-
                                   DELETE>
? -                                  TRANSFER ADD <TRANSFER-ADD>
? -                                  TRANSFER MODIFY   <TRANSFER-
                                   MODIFY>

  -                                  COMPANY DATA <COMPANY-DATA>
  -                                    COMPANY   CONFORMED   NAME
                                   <CONFORMED-NAME>
  -                                  CIK     <CIK>
  -                                  SIC     <ASSIGNED-SIC>
? -                                  IRS NUMBER   <IRS-NUMBER>
? -                                    STATE   OF   INCORPORATION
                                   <STATE-OF-INCORPORATION>
? -                                   FISCAL  YEAR END   <FISCAL-
                                   YEAR-END>
  -                                  END COMPANY DATA  </COMPANY-
                                   DATA>
+ -                                  FILING VALUES     <FILING-
                                   VALUES>
? -                                  DELETION     <DELETION>
? -                                  TRANSFER DELETE   <TRANSFER-
                                   DELETE>
? -                                  TRANSFER ADD <TRANSFER-ADD>
  -                                  FORM TYPE    <FORM-TYPE>
  -                                  SEC ACT <ACT>
  -                                  SEC FILE NUMBER   <FILE-
                                   NUMBER>
  -                                  FILM NUMBER  <FILM-NUMBER>
  -                                  END FILING VALUES </FILING-
                                   VALUES>

?  -                                 BUSINESS ADDRESS  <BUSINESS-
                                   ADDRESS>
? -                                  STREET1 <STREET1>
? -                                  STREET2 <STREET2>
? -                                  CITY    <CITY>
? -                                  STATE   <STATE>
? -                                  ZIP     <ZIP>
? -                                  PHONE   <PHONE>
? -                                  END BUSINESS ADDRESS
                                   </BUSINESS-ADDRESS>

? -                                  MAIL ADDRESS <MAIL-ADDRESS>
? -                                  STREET1 <STREET1>
? -                                  STREET2 <STREET2>
? -    CITY                        <CITY>
? -                                  STATE   <STATE>
? -                                  ZIP     <ZIP>
? -                                  END MAIL ADDRESS  </MAIL-
                                   ADDRESS>

* -                                  FORMER COMPANY    <FORMER-
                                   COMPANY>
  -                                  FORMER CONFORMED NAME
                                   <FORMER-CONFORMED-NAME>
  -                                  DATE OF NAME CHANGE    <DATE-
                                   CHANGED>
  -                                  END FORMER COMPANY
                                   </FORMER-COMPANY>
  -                                  END FILER    </FILER>

1 -                                  FILED BY     <FILED-BY>
? -                                  DELETION     <DELETION>
? -                                  TRANSFER DELETE   <TRANSFER-
                                   DELETE>
? -                                  TRANSFER ADD <TRANSFER-ADD>
? -                                  TRANSFER MODIFY   <TRANSFER-
                                   MODIFY>

-                                    COMPANY DATA <COMPANY-DATA>
  -                                    COMPANY   CONFORMED   NAME
                                   <CONFORMED-NAME>
  -                                  CIK     <CIK>
  -                                  SIC     <ASSIGNED-SIC>
? -                                  IRS NUMBER   <IRS-NUMBER>
? -                                    STATE   OF   INCORPORATION
                                   <STATE-OF-INCORPORATION>
? -                                   FISCAL  YEAR END   <FISCAL-
                                   YEAR-END>
  -                                  END COMPANY DATA  </COMPANY-
                                   DATA>
  -                                   FILING  VALUES     <FILING-
                                   VALUES>
? -                                  DELETION     <DELETION>
? -                                  TRANSFER DELETE   <TRANSFER-
                                   DELETE>
? -                                  TRANSFER ADD <TRANSFER-ADD>
  -                                  FORM TYPE    <FORM-TYPE>
  -                                   END FILING VALUES </FILING-
                                   VALUES>

? -                                  BUSINESS ADDRESS  <BUSINESS-
                                   ADDRESS>
? -    STREET1                     <STREET1>
? -                                  STREET2 <STREET2>
? -                                  CITY    <CITY>
? -                                  STATE   <STATE>
? -                                  ZIP     <ZIP>
? -                                  PHONE   <PHONE>
? -    END BUSINESS ADDRESS        </BUSINESS-ADDRESS>

? -                                  MAIL ADDRESS <MAIL-ADDRESS>
? -    STREET1                     <STREET1>
? -    STREET2                     <STREET2>
? -                                  CITY    <CITY>
? -                                  STATE   <STATE>
? -                                  ZIP     <ZIP>
? -                                   END  MAIL ADDRESS   </MAIL-
                                   ADDRESS>

* -                                   FORMER  COMPANY    <FORMER-
                                   COMPANY>
  -                                     FORMER   CONFORMED   NAME
                                   <FORMER-CONFORMED-NAME>
  -                                  DATE OF NAME CHANGE    <DATE-
                                   CHANGED>
  -                                      END    FORMER    COMPANY
                                   </FORMER-COMPANY>
  -                                  END FILED BY </FILED-BY>

1 -                                   SERIAL  COMPANY    <SERIAL-
                                   COMPANY>
? -                                  DELETION     <DELETION>
? -    TRANSFER DELETE             <TRANSFER-DELETE>
? -                                  TRANSFER ADD <TRANSFER-ADD>
? -                                  TRANSFER MODIFY   <TRANSFER-
                                   MODIFY>

  -                                  COMPANY DATA <COMPANY-DATA>
  -                                    COMPANY   CONFORMED   NAME
                                   <CONFORMED-NAME>
  -                                  CIK     <CIK>
  -                                  SIC     <ASSIGNED-SIC>
? -                                  IRS NUMBER   <IRS-NUMBER>
? -                                    STATE   OF   INCORPORATION
                                   <STATE-OF-INCORPORATION>
? -                                   FISCAL  YEAR END   <FISCAL-
                                   YEAR-END>
  -                                  END COMPANY DATA  </COMPANY-
                                   DATA>



+ -                                    FILING  VALUES    <FILING-
                                   VALUES>
? -                                   DELETION    <DELETION>
? -     TRANSFER DELETE            <TRANSFER-DELETE>
? -                                   TRANSFER ADD     <TRANSFER-
                                   ADD>
  -                                   FORM TYPE   <FORM-TYPE>
  -                                   SEC ACT     <ACT>
  -                                    SEC  FILE  NUMBER   <FILE-
                                   NUMBER>
  -                                   FILM NUMBER <FILM-NUMBER>
  -                                       END    FILING    VALUES
                                   </FILING-VALUES>

? -                                   BUSINESS ADDRESS <BUSINESS-
                                   ADDRESS>
? -                                   STREET1     <STREET1>
? -                                   STREET2     <STREET2>
? -                                   CITY   <CITY>
? -                                   STATE  <STATE>
? -                                   ZIP    <ZIP>
? -                                   PHONE  <PHONE>
? -                                      END   BUSINESS   ADDRESS
                                   </BUSINESS-ADDRESS>

? -                                     MAIL  ADDRESS      <MAIL-
                                   ADDRESS>
? -     STREET1                    <STREET1>
? -                                   STREET2     <STREET2>
? -                                   CITY   <CITY>
? -     STATE                      <STATE>
? -                                   ZIP    <ZIP>
? -                                    END  MAIL ADDRESS  </MAIL-
                                   ADDRESS>

* -                                    FORMER  COMPANY   <FORMER-
                                   COMPANY>
  -     FORMER CONFORMED NAME      <FORMER-CONFORMED-NAME>
  -                                   DATE OF NAME CHANGE   <DATE-
                                   CHANGED>
  -                                      END    FORMER    COMPANY
                                   </FORMER-COMPANY>
  -                                      END    SERIAL    COMPANY
                                   </SERIAL-COMPANY>

1 -                                    SUBJECT COMPANY  <SUBJECT-
                                   COMPANY>
? -                                   DELETION         <DELETION>
? -                                   TRANSFER DELETE  <TRANSFER-
                                   DELETE>
? -                                   TRANSFER ADD     <TRANSFER-
                                   ADD>
? -                                   TRANSFER MODIFY  <TRANSFER-
                                   MODIFY>

  -                                    COMPANY DATA     <COMPANY-
                                   DATA>
  -                                     COMPANY  CONFORMED   NAME
                                   <CONFORMED-NAME>
  -                                   CIK    <CIK>
  -                                   SIC    <ASSIGNED-SIC>
? -                                   IRS NUMBER  <IRS-NUMBER>
? -     STATE OF INCORPORATION     <STATE-OF-INCORPORATION>
? -                                    FISCAL  YEAR END  <FISCAL-
                                   YEAR-END>
  -                                   END COMPANY DATA </COMPANY-
                                   DATA>

+ -                                    FILING  VALUES    <FILING-
                                   VALUES>
? -                                   DELETION    <DELETION>
? -                                   TRANSFER DELETE  <TRANSFER-
                                   DELETE>
? -                                   TRANSFER ADD     <TRANSFER-
                                   ADD>
  -                                   FORM TYPE   <FORM-TYPE>
  -                                   SEC ACT     <ACT>
  -                                    SEC  FILE  NUMBER   <FILE-
                                   NUMBER>
  -                                   FILM NUMBER <FILM-NUMBER>
  -                                       END    FILING    VALUES
                                   </FILING-VALUES>

? -                                   BUSINESS ADDRESS <BUSINESS-
                                   ADDRESS>
? -                                   STREET1     <STREET1>
? -                                   STREET2     <STREET2>
? -                                   CITY   <CITY>
? -                                   STATE  <STATE>
? -                                   ZIP    <ZIP>
? -                                   PHONE  <PHONE>
? -     END BUSINESS ADDRESS       </BUSINESS-ADDRESS>

? -                                     MAIL  ADDRESS      <MAIL-
                                   ADDRESS>
? -                                   STREET1     <STREET1>
? -                                   STREET2     <STREET2>
? -                                   CITY   <CITY>
? -                                   STATE  <STATE>
? -                                   ZIP    <ZIP>
? -                                    END  MAIL ADDRESS  </MAIL-
                                   ADDRESS>

* -                                    FORMER  COMPANY   <FORMER-
                                   COMPANY>
  -     FORMER CONFORMED NAME      <FORMER-CONFORMED-NAME>
  -                                   DATE OF NAME CHANGE   <DATE-
                                   CHANGED>
  -                                      END    FORMER    COMPANY
                                   </FORMER-COMPANY>
  -                                      END    SUBJECT   COMPANY
                                   </SUBJECT-COMPANY>

+ -                                   DOCUMENT    <DOCUMENT>
? -                                   DOCUMENT DELETE  <DOCUMENT-
                                   DELETE>
? -                                   DOCUMENT ADD     <DOCUMENT-
                                   ADD>
  -                                     CONFORMED  DOCUMENT  TYPE
                                   <TYPE>
-                                          DOCUMENT      SEQUENCE
                                   <SEQUENCE>
? -                                   DESCRIPTION <DESCRIPTION>
?-      FLAWED FLAG                <FLAWED>
  -                                   DOCUMENT TEXT    <TEXT>




Document Headers
Form Documents Only

Document Text

Unlike  submission  and document headers, the ordering  of  legal
document  text  tags  depends almost entirely  on  the  needs  or
preferences  of  the  author of the filing  text.   The  ordering
presented below is arbitrary.  Certain restrictions do  apply  to
ordering within table sections as suggested by indentation  below
and  as specified in the DTD (see Chapter 2).  However, page  and
footnote  tags  are permitted virtually anywhere within  document
text irrespective of table sections.

EDGAR dissemination preserves document text and tags except where
a  valid EDGAR tag is used improperly.  An improperly used  EDGAR
tag  appearing in document text will have its delimiters replaced
by square [] brackets.

Finally,  note that although financial data schedules do  require
unique tags having a prescribed order within EX-27 document text,
the  selection, ordering, and repetition of tags within the  text
of  an  EX-27 document is not guaranteed to conform to  financial
data schedule specifications.  Appearance of the <FLAWED> tag  in
an  EX-27  document header signals unreliable tagging within  the
following  document text stream; however, in  the  absence  of  a
<FLAWED>  tag,  tagging is still not guaranteed  to  be  complete
because  of  allowance in the financial data  specifications  for
omitted  tags when the submission also includes a financial  data
schedule  of article type CT.  The comprehensive set of financial
data  schedule  tags  is  presented below  in  arbitrary  largely
alphabetical    order.     Appendix   E    provides    additional
specifications  governing financial data  schedules  as  well  as
examples for each article type.

TEXT ELEMENTS (non EX-27)          TAG
2 -    TABLE                       
2 -      CAPTION                        <CAPTION>
2 -      S                              <S>
2 -      C                              <C>
2 -      FN                             <FN>
2 -    END TABLE                        
2 -    FOOTNOTES                        <F1> - <F99>
2 -    PAGE                        <PAGE>

TEXT ELEMENTS (EX-27)                   TAG

2 -    TABLE                       
2 -      CAPTION                        <CAPTION>
2 -      S                              <S>
2 -      C                              <C>
2 -      FN                             <FN>
2 -    END TABLE                        
2 -    FOOTNOTES                        <F1> - <F99>
2 -    PAGE                        <PAGE>
2 -    ARTICLE                     <ARTICLE>
2 -    LEGEND                      <LEGEND>
2 -    RESTATED                         <RESTATED>
2 -    CIK                              <CIK>
2 -    SERIES                      <SERIES>
2 -    SUBSIDIARY                       <SUBSIDIARY>
2 -    MULTIPLIER                       <MULTIPLIER>
2 -    CURRENCY                         <CURRENCY>
2 -    FISCAL-YEAR-END                  <FISCAL-YEAR-END>
2 -    PERIOD-START                <PERIOD-START>
2 -    PERIOD-END                       <PERIOD-END>
2 -    PERIOD-TYPE                 <PERIOD-TYPE>
2 -    EXCHANGE-RATE                    <EXCHANGE-RATE>
2 -    BOOK-VALUE                  <BOOK-VALUE>
2                   -                      ACCUM-APPREC-OR-DEPREC
<ACCUM-APPREC-OR-DEPREC>
2 -    ACCUMULATED-GAINS-PRIOR          <ACCUMULATED-GAINS-PRIOR>
2 -    ACCUMULATED-NET-GAINS            <ACCUMULATED-NET-GAINS>
2 -    ACCUMULATED-NII-CURRENT          <ACCUMULATED-NII-CURRENT>
2 -    ACCUMULATED-NII-PRIOR            <ACCUMULATED-NII-PRIOR>
2 -    ALLOWANCE-CLOSE                  <ALLOWANCE-CLOSE>
2 -    ALLOWANCE-DOMESTIC               <ALLOWANCE-DOMESTIC>
2 -    ALLOWANCE-FOREIGN                <ALLOWANCE-FOREIGN>
2 -    ALLOWANCE-OPEN                   <ALLOWANCE-OPEN>
2 -    ALLOWANCE-UNALLOCATED       <ALLOWANCE-UNALLOCATED>
2 -    ALLOWANCE                   <ALLOWANCE>
2 -    ALLOWANCES                  <ALLOWANCES>
2                   -                     APPREC-INCREASE-CURRENT
<APPREC-INCREASE-CURREN
2 -    ASSETS-OTHER                <ASSETS-OTHER>
2 -    AVERAGE-NET-ASSETS               <AVERAGE-NET-ASSETS>
2 -    AVG-DEBT-OUTSTANDING             <AVG-DEBT-OUTSTANDING>
2 -    AVG-DEBT-PER-SHARE               <AVG-DEBT-PER-SHARE>
2 -    BENEFITS                         <BENEFITS>
2 -    BONDS                       <BONDS>
2                  -                    CAPITAL-LEASE-OBLIGATIONS
<CAPITAL-LEASE-OBLIGATIONS>
2                   -                     CAPITAL-SURPLUS-PAID-IN
<CAPITAL-SURPLUS-PAID-IN>
2 -    CASH-FLOW-OPERATIONS             <CASH-FLOW-OPERATIONS>
2 -    CASH                        <CASH>
2 -    CGS                              <CGS>
2 -    CHANGES                     <CHANGES>
2 -    CHARGE-OFFS                 <CHARGE-OFFS>
2                -                   COMMERCIAL-PAPER-OBLIGATIONS
<COMMERCIAL-PAPER-OBLIGATIONS>
2 -    COMMISSIONS                 <COMMISSIONS>
2 -    COMMON-STOCK-DIVIDENDS           <COMMON-STOCK-DIVIDENDS>
2 -    COMMON                      <COMMON>
2 -    COMPENSATION                <COMPENSATION>
2 -    CUMULATIVE-DEFICIENCY            <CUMULATIVE-DEFICIENCY>
2 -    CURRENT-ASSETS                   <CURRENT-ASSETS>
2 -    CURRENT-LIABILITIES              <CURRENT-LIABILITIES>
2 -    DEBT-CARRYING-VALUE              <DEBT-CARRYING-VALUE>
2 -    DEBT-HELD-FOR-SALE               <DEBT-HELD-FOR-SALE>
2 -    DEBT-MARKET-VALUE           <DEBT-MARKET-VALUE>
2 -    DEFERRED-ACQUISITION             <DEFERRED-ACQUISITION>
2 -    DEFERRED-INCOME-TAX              <DEFERRED-INCOME-TAX>
2 -    DEPOSITS                         <DEPOSITS>
2 -    DEPRECIATION                <DEPRECIATION>
2 -    DISCONTINUED                <DISCONTINUED>
2 -    DISTRIBUTIONS-OF-GAINS           <DISTRIBUTIONS-OF-GAINS>
2                   -                     DISTRIBUTIONS-OF-INCOME
<DISTRIBUTIONS-OF-INCOME>
2 -    DISTRIBUTIONS-OTHER              <DISTRIBUTIONS-OTHER>
2 -    DIVIDEND-INCOME                  <DIVIDEND-INCOME>
2                 -                   EARNINGS-AVAILABLE-FOR-COMM
<EARNINGS-AVAILABLE-FOR-COMM>
2                -                   EMPLOYEE-PENSION-AND-BENEFIT
<EMPLOYEE-PENSION-AND-BENEFIT>
2 -    EPS-DILUTED                 <EPS-DILUTED>
2 -    EPS-PRIMARY                 <EPS-PRIMARY>
2 -    EQUALIZATION                <EQUALIZATION>
2 -    EQUITIES                         <EQUITIES>
2 -    EXPENSE-OTHER                    <EXPENSE-OTHER>
2 -    EXPENSE-RATIO                    <EXPENSE-RATIO>
2 -    EXPENSES-NET                <EXPENSES-NET>
2 -    EXTRAORDINARY                    <EXTRAORDINARY>
2 -    FED-FUNDS-SOLD                   <FED-FUNDS-SOLD>
2 -    FEE-REVENUE                 <FEE-REVENUE>
2 -    GROSS-ADVISORY-FEES              <GROSS-ADVISORY-FEES>
2 -    GROSS-EXPENSE                    <GROSS-EXPENSE>
2                   -                     GROSS-OPERATING-REVENUE
<GROSS-OPERATING-REVENUE>
2                -                   INCOME-BEFORE-INTEREST-EXPEN
<INCOME-BEFORE-INTEREST-EXPEN>
2 -    INCOME-CONTINUING           <INCOME-CONTINUING>
2                  -                     INCOME-PRE-EXTRAORDINARY
<INCOME-PRE-EXTRAORDINARY>
2 -    INCOME-PRETAX                    <INCOME-PRETAX>
2 -    INCOME-TAX-EXPENSE               <INCOME-TAX-EXPENSE>
2 -    INCOME-TAX                  <INCOME-TAX>
2 -    INSTRUMENTS-OWNED           <INSTRUMENTS-OWNED>
2 -    INSTRUMENTS-SOLD                 <INSTRUMENTS-SOLD>
2 -    INT-BEARING-DEPOSITS             <INT-BEARING-DEPOSITS>
2 -    INTEREST-DEPOSIT                 <INTEREST-DEPOSIT>
2 -    INTEREST-DIVIDENDS               <INTEREST-DIVIDENDS>
2 -    INTEREST-EXPENSE                 <INTEREST-EXPENSE>
2 -    INTEREST-INCOME-NET              <INTEREST-INCOME-NET>
2 -    INTEREST-INCOME                  <INTEREST-INCOME>
2 -    INTEREST-INVEST                  <INTEREST-INVEST>
2 -    INTEREST-LOAN                    <INTEREST-LOAN>
2 -    INTEREST-OTHER                   <INTEREST-OTHER>
2 -    INTEREST-TOTAL                   <INTEREST-TOTAL>
2 -    INVENTORY                        <INVENTORY>
2                 -                   INVESTMENT-BANKING-REVENUES
<INVESTMENT-BANKING-REVENUES>
2 -    INVESTMENT-GAINS                 <INVESTMENT-GAINS>
2 -    INVESTMENT-INCOME           <INVESTMENT-INCOME>
2 -    INVESTMENTS-AT-COST              <INVESTMENTS-AT-COST>
2 -    INVESTMENTS-AT-VALUE             <INVESTMENTS-AT-VALUE>
2 -    INVESTMENTS-CARRYING             <INVESTMENTS-CARRYING>
2                  -                    INVESTMENTS-HELD-FOR-SALE
<INVESTMENTS-HELD-FOR-SALE>
2 -    INVESTMENTS-MARKET               <INVESTMENTS-MARKET>
2 -    LEASES-CURRENT                   <LEASES-CURRENT>
2 -    LIABILITIES-OTHER                <LIABILITIES-OTHER>
2 -    LOAN-LOSSES                 <LOAN-LOSSES>
2 -    LOANS-NON                        <LOANS-NON>
2 -    LOANS-PAST                  <LOANS-PAST>
2 -    LOANS-PROBLEM                    <LOANS-PROBLEM>
2 -    LOANS-TROUBLED                   <LOANS-TROUBLED>
2 -    LOANS                       <LOANS>
2                 -                   LONG-TERM-DEBT-CURRENT-PORT
<LONG-TERM-DEBT-CURRENT-PORT>
2 -    LONG-TERM-DEBT-NET               <LONG-TERM-DEBT-NET>
2 -    LONG-TERM-NOTES-PAYABLE          <LONG-TERM-NOTES-PAYABLE>
2 -    LONG-TERM                        <LONG-TERM>
2 -    LOSS-PROVISION                   <LOSS-PROVISION>
2 -    MISC-INCOME-OR-LOSS              <MISC-INCOME-OR-LOSS>
2 -    MORTGAGE                         <MORTGAGE>
2 -    NET-ASSETS                       <NET-ASSETS>
2 -    NET-CHANGE-FROM-OPS              <NET-CHANGE-FROM-OPS>
2 -    NET-CHANGE-IN-ASSETS             <NET-CHANGE-IN-ASSETS>
2 -    NET-INCOME                  <NET-INCOME>
2 -    NET-INVESTMENT-INCOME            <NET-INVESTMENT-INCOME>
2                -                   NET-SERVICE-COMPANY-PROPERTY
<NET-SERVICE-COMPANY-PROPERTY>
2                -                   NOTES-PAYABLE-ASSOCIATE-COMP
<NOTES-PAYABLE-ASSOCIATE-COMP>
2 -    NOTES-PAYABLE                    <NOTES-PAYABLE>
2                  -                    NUMBER-OF-SHARES-REDEEMED
<NUMBER-OF-SHARES-REDEEMED>
2 -    NUMBER-OF-SHARES-SOLD            <NUMBER-OF-SHARES-SOLD>
2 -    OPERATING-INCOME-LOSS            <OPERATING-INCOME-LOSS>
2                   -                     OTHER-ASSETS-AND-DEBITS
<OTHER-ASSETS-AND-DEBITS>
2 -    OTHER-ASSETS                <OTHER-ASSETS>
2                 -                   OTHER-CURR-AND-ACCRUED-LIAB
<OTHER-CURR-AND-ACCRUED-LIAB>
2 -    OTHER-EXPENSES                   <OTHER-EXPENSES>
2 -    OTHER-INCOME-NET                 <OTHER-INCOME-NET>
2 -    OTHER-INCOME                <OTHER-INCOME>
2 -    OTHER-ITEMS-ASSETS               <OTHER-ITEMS-ASSETS>
2                -                   OTHER-ITEMS-CAPITAL-AND-LIAB
<OTHER-ITEMS-CAPITAL-AND-LIAB>
2                   -                     OTHER-ITEMS-LIABILITIES
<OTHER-ITEMS-LIABILITIES>
2                  -                     OTHER-OPERATING-EXPENSES
<OTHER-OPERATING-EXPENSES>
2                  -                    OTHER-PROPERTY-AND-INVEST
<OTHER-PROPERTY-AND-INVEST>
2 -    OTHER-SE                         <OTHER-SE>
2                  -                     OVERDIST-NET-GAINS-PRIOR
<OVERDIST-NET-GAINS-PRIOR>
2 -    OVERDISTRIB-NII-PRIOR            <OVERDISTRIB-NII-PRIOR>
2 -    OVERDISTRIBUTION-GAINS           <OVERDISTRIBUTION-GAINS>
2 -    OVERDISTRIBUTION-NII             <OVERDISTRIBUTION-NII>
2 -    PAID-IN-CAPITAL-COMMON           <PAID-IN-CAPITAL-COMMON>
2 -    PAYABLE-FOR-SECURITIES           <PAYABLE-FOR-SECURITIES>
2 -    PAYABLES                         <PAYABLES>
2 -    PAYMENTS-CURRENT            <PAYMENTS-CURRENT>
2 -    PAYMENTS-PRIOR                   <PAYMENTS-PRIOR>
2                   -                     PER-SHARE-DISTRIBUTIONS
<PER-SHARE-DISTRIBUTIONS>
2 -    PER-SHARE-DIVIDEND               <PER-SHARE-DIVIDEND>
2 -    PER-SHARE-GAIN-APPREC            <PER-SHARE-GAIN-APPREC>
2 -    PER-SHARE-NAV-BEGIN              <PER-SHARE-NAV-BEGIN>
2 -    PER-SHARE-NAV-END           <PER-SHARE-NAV-END>
2 -    PER-SHARE-NII                    <PER-SHARE-NII>
2 -    PERSONNEL-END-OF-YEAR            <PERSONNEL-END-OF-YEAR>
2 -    POLICY-HOLDER-FUNDS              <POLICY-HOLDER-FUNDS>
2 -    POLICY-LOSSES                    <POLICY-LOSSES>
2 -    POLICY-OTHER                <POLICY-OTHER>
2 -    PP&E                        <PP&E>
2 -    PREFERRED-MANDATORY              <PREFERRED-MANDATORY>
2 -    PREFERRED-STOCK-CURRENT          <PREFERRED-STOCK-CURRENT>
2                  -                    PREFERRED-STOCK-DIVIDENDS
<PREFERRED-STOCK-DIVIDENDS>
2 -    PREFERRED                        <PREFERRED>
2 -    PREMIUMS                         <PREMIUMS>
2 -    PROVISION-CURRENT           <PROVISION-CURRENT>
2 -    PROVISION-PRIOR                  <PROVISION-PRIOR>
2 -    REAL-ESTATE                 <REAL-ESTATE>
2 -    REALIZED-GAINS-CURRENT           <REALIZED-GAINS-CURRENT>
2 -    RECEIVABLES                 <RECEIVABLES>
2 -    RECOVER-REINSURE                 <RECOVER-REINSURE>
2 -    RECOVERIES                  <RECOVERIES>
2 -    REPOS-SOLD                       <REPOS-SOLD>
2 -    RESERVE-CLOSE                    <RESERVE-CLOSE>
2 -    RESERVE-OPEN                <RESERVE-OPEN>
2 -    RETAINED-EARNINGS           <RETAINED-EARNINGS>
2 -    RETURNS-OF-CAPITAL               <RETURNS-OF-CAPITAL>
2 -    SALARIES-AND-WAGES               <SALARIES-AND-WAGES>
2 -    SALES                       <SALES>
2 -    SECURITIES-BORROWED              <SECURITIES-BORROWED>
2 -    SECURITIES-GAINS                 <SECURITIES-GAINS>
2 -    SECURITIES-LOANED                <SECURITIES-LOANED>
2 -    SECURITIES-RESALE                <SECURITIES-RESALE>
2 -    SECURITIES                       <SECURITIES>
2 -    SENIOR-EQUITY                    <SENIOR-EQUITY>
2 -    SENIOR-LONG-TERM-DEBT            <SENIOR-LONG-TERM-DEBT>
2                -                   SERVICES-ASSOCIATE-COMPANIES
<SERVICES-ASSOCIATE-COMPANIES>
2                 -                   SERVICES-NON-ASSOCIATE-COMP
<SERVICES-NON-ASSOCIATE-COMP>
2 -    SHARES-COMMON-PRIOR              <SHARES-COMMON-PRIOR>
2 -    SHARES-COMMON-STOCK              <SHARES-COMMON-STOCK>
2 -    SHARES-REINVESTED           <SHARES-REINVESTED>
2 -    SHORT-TERM-NOTES                 <SHORT-TERM-NOTES>
2 -    SHORT-TERM                  <SHORT-TERM>
2                 -                   TOT-CAPITALIZATION-AND-LIAB
<TOT-CAPITALIZATION-AND-LIAB>
2                 -                   TOT-EXP-DIRECT-AND-INDIRECT
<TOT-EXP-DIRECT-AND-INDIRECT>
2                 -                   TOT-LIABIL-AND-PROPRIET-CAP
<TOT-LIABIL-AND-PROPRIET-CAP>
2                   -                     TOTAL-ASSETS-AND-DEBITS
<TOTAL-ASSETS-AND-DEBITS>
2 -    TOTAL-ASSETS                <TOTAL-ASSETS>
2                -                   TOTAL-COMMON-STOCKHOLDERS-EQ
<TOTAL-COMMON-STOCKHOLDERS-EQ>
2 -    TOTAL-COSTS                 <TOTAL-COSTS>
2 -    TOTAL-CURRENT-ASSETS             <TOTAL-CURRENT-ASSETS>
2 -    TOTAL-DEFERRED-CHARGES           <TOTAL-DEFERRED-CHARGES>
2 -    TOTAL-DEFERRED-CREDITS           <TOTAL-DEFERRED-CREDITS>
2 -    TOTAL-DEFERRED-DEBITS            <TOTAL-DEFERRED-DEBITS>
2                 -                    TOTAL-EXPENSES-DIRECT-COST
<TOTAL-EXPENSES-DIRECT-COST>
2                -                   TOTAL-EXPENSES-INDIRECT-COST
<TOTAL-EXPENSES-INDIRECT-COST>
2 -    TOTAL-EXPENSES                   <TOTAL-EXPENSES>
2 -    TOTAL-INCOME                <TOTAL-INCOME>
2 -    TOTAL-INTEREST-EXPENSE           <TOTAL-INTEREST-EXPENSE>
2                   -                     TOTAL-INTEREST-ON-BONDS
<TOTAL-INTEREST-ON-BONDS>
2 -    TOTAL-INVEST                <TOTAL-INVEST>
2 -    TOTAL-INVESTMENTS           <TOTAL-INVESTMENTS>
2 -    TOTAL-LIABILITIES                <TOTAL-LIABILITIES>
2                 -                    TOTAL-LIABILITY-AND-EQUITY
<TOTAL-LIABILITY-AND-EQUITY>
2 -    TOTAL-LONG-TERM-DEBT             <TOTAL-LONG-TERM-DEBT>
2                   -                     TOTAL-NET-UTILITY-PLANT
<TOTAL-NET-UTILITY-PLANT>
2                  -                     TOTAL-OPERATING-EXPENSES
<TOTAL-OPERATING-EXPENSES>
2                  -                     TOTAL-OPERATING-REVENUES
<TOTAL-OPERATING-REVENUES>
2                  -                    TOTAL-PROPRIETARY-CAPITAL
<TOTAL-PROPRIETARY-CAPITAL>
2 -    TOTAL-REVENUES                   <TOTAL-REVENUES>
2 -    TRADING-ASSETS                   <TRADING-ASSETS>
2 -    TRADING-REVENUE                  <TRADING-REVENUE>
2                  -                    UNDERWRITING-AMORTIZATION
<UNDERWRITING-AMORTIZATION>
2 -    UNDERWRITING-OTHER               <UNDERWRITING-OTHER>
2 -    UNEARNED-PREMIUMS           <UNEARNED-PREMIUMS>
2 -    YIELD-ACTUAL                <YIELD-ACTUAL>

  -   END DOCUMENT TEXT            </TEXT>

  -  END DOCUMENT                  </DOCUMENT>

  - END SUBMISSION
                                   </SUBMISSION>