Homeowners
These pages help homeowners locate and obtain copies of their floodmaps, understand how to read them, and request a map change they believe is warranted.Floodmaps are the tool FEMA uses to determine the flood risk homeowners face. Prior to the enactment of the National Flood Insurance Program (NFIP), homeowners had no mechanism to protect themselves from the devastation of flooding and in many parts of the United States unchecked development in the floodplain was exacerbating the flood risk.
Hot Topics
Online Tutorials for Homeowners
Use the FIRM and FIS tutorials to gain knowledge on reading Flood Insurance
Rate Maps (FIRM) and Flood Insurance Studies (FIS). The FIRM tutorial educates
users on the use and application of FEMA FIRMs, while the FIS tutorial focuses
on FEMA FIS texts. Visit the Online Tutorials page.
The MT-EZ
This form should be used when applying
for a Letter of Map Amendment (LOMA) or a Letter of Map Revision based
on fill (LOMR-F). View or download the MT-EZ form.
Where to view your floodmaps locally
FEMA
stores floodmaps in local "map repositories" so that you can have
easy access to them. Please call the FEMA Map Assistance Center toll free
at 1-877-FEMA MAP (1-877-336-2627) or "email
a map specialist" for information on where the map repository for
your community is located. You may also order
them through the Map Service Center.
Streamline the application process
Learn how to help ensure a fast turnaround for your Letter of Map Amendment
(LOMA) application, by helping streamline the process.
The National Flood Insurance Program
Get tips and important links if your property is damaged by a flood. Learn more about the NFIP.