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16 CFR Parts 610 & 698
Fair and Accurate Credit Transactions Act of 2003 , Free Annual File Disclosures:
Proposed Rule and Request for Comment

  1. AARP (Certner, David) (4/26/2004) # EREG-000681
  2. ACA International (4/26/2004) # 000043
  3. ACA International c/o Stein, Mitchell & Mezines LLP (Beato, Andrew ) (4/16/2004) # EREG-000648
  4. AEGON Direct Marketing Services, Inc. (Lipps, David) (4/20/2004) # 000027
  5. Air Force Family Support Center (Geoffrey , John) (4/6/2004) # EREG-000052
  6. Allen , Eleanor (4/21/2004) # 000057
  7. America's Community Bankers (Drozdowski, Robert) (4/20/2004) # 000029
  8. Andrews , Tom (3/23/2004) # EREG-000013
  9. Arena , Beatrice (4/21/2004) # 000054
  10. Attorney Alternatives (Uhlig , David) (3/24/2004) # EREG-000018
  11. Baker II , James (3/29/2004) # EREG-000027
  12. Banbury, Allen (4/21/2004) # 000108
  13. Banko, Joseph (4/13/2004) # EREG-000075
  14. Beck-Azar, Barbara (4/21/2004) # 000077
  15. Bianco , Marjorie (4/7/2004) # EREG-000065
  16. Bisi , Robin (4/21/2004) # 000072
  17. Blasnik, Michael (4/21/2004) # 000065
  18. Boeing Employees' Credit Union (Stevenson , Ronda) (4/7/2004) # EREG-000063
  19. Boesl, Fred (4/21/2004) # 000088
  20. Borland, Matthew (4/15/2004) # EREG-000451
  21. Bouvier , Annette (3/30/2004) # EREG-000029
  22. Bowdon, Mahlona (3/22/2004) # EREG-000012
  23. BPS (Moore, Robert) (4/14/2004) # EREG-000245
  24. Brundage, Carlin (3/29/2004) # EREG-000026
  25. Buck , Arne (4/21/2004) # 000055
  26. Butler, A (4/15/2004) # EREG-000393
  27. Byk, Anthony (4/21/2004) # 000089
  28. Cahillane, James (4/21/2004) # 000063
  29. Callaway, Gabrian (4/7/2004) # EREG-000062
  30. Carney, Robert (4/21/2004) # 000047
  31. Carter, Barb (4/21/2004) # 000076
  32. Castiglioni, Steven (4/21/2004) # 000104
  33. CATCH (Downes , Mary) (3/24/2004) # EREG-000017
  34. Cendant (Hunter-Turner, Kimberly) (4/20/2004) # 000033
  35. Charleston Air Force Base (Fioretta , Valerie ) (4/6/2004) # EREG-000050
  36. Chartered Marketing Services (Tylin, Randy) (4/28/2004) # 000135
  37. Chisholm , Alexis (4/6/2004) # EREG-000051
  38. ChoicePoint Inc. (4/21/2004) # 000039
  39. ChoicePoint Inc. (Davis, David ) (4/16/2004) # EREG-000653
  40. Citizen, concerned (4/13/2004) # EREG-000073
  41. Coalition to Implement the FACT Act (4/26/2004) # EREG-000688
  42. Colao, Anthony (4/21/2004) # 000109
  43. Computer Sciences Corporation Credit Services (Denny, Bob) (4/21/2004) # 000037
  44. Consumer Credit Counselor of Los Angeles (Stutts, Kathleen) (4/20/2004) # 000020
  45. Consumer Data Industry Association (Pratt, Stuart K. ) (4/19/2004) # 000018
  46. Consumer Data Industry Association (Pratt, Stuart) (4/27/2004) # 000045
  47. Consumer Data Industry Association (Pratt, Stuart) (4/27/2004) # 000046
  48. Consumer Data Industry Association, Inc. (Pratt, Stuart) (4/26/2004) # EREG-000704
  49. Consumer Federation of America (Plunkett, Travis) (4/26/2004) # EREG-000666
  50. Consumer Federation of America (et al.) (Plunkett, Travis) (4/19/2004) # 000019
  51. Consumers Union (Hillebrand, Gail) (4/14/2004) # EREG-000318
  52. Consumers Union (et al.) (Hillebrand, Gail) (4/15/2004) # EREG-000453
  53. Cook , Elizabeth (3/26/2004) # EREG-000025
  54. Cooke , Charles (4/21/2004) # 000056
  55. Corrigan, Rory (4/21/2004) # 000110
  56. Cosgrove, Theresa (4/15/2004) # 000012
  57. Craft , Janice (4/21/2004) # 000058
  58. Craig , George (4/21/2004) # 000078
  59. Credit Union National Association (Bloch, Jeffery) (4/22/2004) # 000041
  60. CSC Credit Services, Inc. (Denny, Bob) (4/26/2004) # EREG-000614
  61. Cuddihy, Donna (4/15/2004) # EREG-000525
  62. Cutts , Maria (4/21/2004) # 000060
  63. Deluxe Corporation (Barbella, John) (4/26/2004) # EREG-000654
  64. DeVore , Thomas (4/7/2004) # EREG-000064
  65. DeWind, Susan (4/21/2004) # 000105
  66. Doran, Gerard (4/21/2004) # 000097
  67. Earle, Michael (4/21/2004) # 000084
  68. Eckels , Jo Ann (4/21/2004) # 000059
  69. Electronic Privacy Information Center (Hoofnagle, Chris) (4/26/2004) # EREG-000594
  70. Elliott, Christina (4/7/2004) # EREG-000058
  71. Epstein, Steven (4/26/2004) # EREG-000549
  72. Equifax (Chapman, Thomas) (4/26/2004) # 000129
  73. Equifax (Chapman, Thomas) (4/26/2004) # 000130
  74. Equifax (Chapman, Thomas) (4/26/2004) # 000131
  75. Equifax (Chapman, Thomas) (4/26/2004) # 000132
  76. Equifax (Chapman, Thomas) (4/26/2004) # 000133
  77. Equifax Information Services LLC (Mast, Kent) (4/26/2004) # EREG-000643
  78. Equifax Information Services LLC (Mast, Kent) (4/26/2004) # EREG-000655
  79. Equifax Information Services LLC (Mast, Kent) (4/20/2004) # 000028
  80. Erb, Jay (4/21/2004) # 000090
  81. Evans , Ken (3/23/2004) # EREG-000014
  82. Evergreen Credit Reporting, Inc. (Burnett, Charles) (4/20/2004) # 000031
  83. Experian Information Solutions (Callero, Christopher) (4/22/2004) # 000040
  84. Experian Information Solutions, Inc. (Engel, Jason) (4/26/2004) # EREG-000710
  85. Fair, Isaac and Company, Inc. (Hoge, Steven ) (4/12/2004) # 000011
  86. Family Support Center (Few, Thelma ) (4/6/2004) # EREG-000055
  87. Fettuccini , Alfredo (4/5/2004) # EREG-000047
  88. Field, Warren (4/14/2004) # EREG-000194
  89. Fort Hood Consumer Affairs Office (Squires , Melody) (3/22/2004) # EREG-000011
  90. Foster , Nathan (3/30/2004) # EREG-000030
  91. Foster, Barbara (4/21/2004) # 000050
  92. Francis, Orlin (3/25/2004) # EREG-000022
  93. Fraze, L.A. (4/13/2004) # EREG-000072
  94. Freeman, Rich (4/13/2004) # EREG-000074
  95. Gelb, Randy (4/14/2004) # EREG-000147
  96. Genemaras, S. (4/21/2004) # 000095
  97. Gimbert , Alaina (4/21/2004) # 000126
  98. Greaser , Kay Page (4/21/2004) # 000074
  99. Griffin, Jamille (4/6/2004) # 000003
  100. grotheer, james (4/3/2004) # EREG-000043
  101. Handly, Neal (4/21/2004) # 000125
  102. Hansknecht , John (4/21/2004) # 000113
  103. Hardy, Linda (4/14/2004) # EREG-000123
  104. Hatcher , John (4/21/2004) # 000083
  105. Heirich , Max (4/21/2004) # 000085
  106. Higgins , Michael (4/21/2004) # 000124
  107. Hillenbrand, Elizabeth (4/20/2004) # 000023
  108. Hoffman, Barbara (4/14/2004) # EREG-000307
  109. Hopper , Jerri (4/8/2004) # EREG-000067
  110. Houff, Amanda (4/13/2004) # EREG-000098
  111. Hussain , Muhammed (4/6/2004) # EREG-000053
  112. Ievins , Lydia (4/21/2004) # 000071
  113. Igunbor , O (3/31/2004) # EREG-000031
  114. Intersections Inc. (4/20/2004) # 000034
  115. Jackson , Catherine (4/21/2004) # 000111
  116. Jansen, Linda (4/19/2004) # EREG-000018a
  117. Jansen, Linda (4/20/2004) # 000021
  118. Johnson, Cathy (4/7/2004) # EREG-000057
  119. Jones, John (4/6/2004) # EREG-000048
  120. Kelley, Michael (3/22/2004) # EREG-000006
  121. Kelly, Gladys (3/30/2004) # EREG-000028
  122. Kelly, Margaret B (4/14/2004) # EREG-000264
  123. Kelly, Sue (4/21/2004) # 000121
  124. Khan, Jeanne (4/21/2004) # 000115
  125. Kilpatrick, Lisa (4/21/2004) # 000107
  126. Kincaid, Barbara (4/15/2004) # 000014
  127. Kochman, Lee (4/13/2004) # EREG-000076
  128. Kolbe, Liesl (4/21/2004) # 000120
  129. Koschmeder , Teresa (4/21/2004) # 000096
  130. Koss, Natalie (3/31/2004) # EREG-000033
  131. Lambert, Kevin (4/21/2004) # 000102
  132. Lampron, Cassandra (4/7/2004) # EREG-000060
  133. Landlord (Jacobsen , Molly) (4/4/2004) # EREG-000044
  134. Langaigne, Bella (4/12/2004) # 000010
  135. Langaigne, Lisa (4/12/2004) # 000009
  136. Larson, Robert (4/21/2004) # 000073
  137. Layton-Leal, Virginia (4/21/2004) # 000051
  138. Liburdi , Shawn (3/22/2004) # EREG-000003
  139. Lipko, Joseph (4/9/2004) # 000007
  140. Lomas, Phil (4/21/2004) # 000117
  141. Lopez, Sylvia (4/1/2004) # EREG-000037
  142. Lubasch, Barbara (4/8/2004) # 000006
  143. Lucas, Thomas (4/2/2004) # EREG-000039
  144. Lydick, Robyn (4/21/2004) # 000119
  145. Macsalka, Mary Lynn (4/21/2004) # 000128
  146. Mallory , Joyce (4/21/2004) # 000053
  147. Mann , Larisa (4/21/2004) # 000075
  148. Mansfield Housing Authority (Forcier , Cathy) (4/7/2004) # EREG-000061
  149. Martines, M (3/24/2004) # EREG-000016
  150. Mateo, Rita (4/17/2004) # EREG-000773
  151. Matsas , Donaald (4/21/2004) # 000062
  152. Maurer , Carol (4/21/2004) # 000086
  153. Mazzurco, Linda (4/15/2004) # EREG-000421
  154. McCauley, Patricia (4/21/2004) # 000106
  155. McElwain , Paul (4/21/2004) # 000127
  156. McKenna, John (4/21/2004) # 000092
  157. melielo , marianne (4/3/2004) # EREG-000040
  158. Melville, Kayla (4/21/2004) # 000100
  159. Melville, Kayla (4/21/2004) # 000101
  160. MIB, Inc (Corbett, James) (4/20/2004) # 000032
  161. Milakovic, Joseph (3/25/2004) # EREG-000023
  162. Miner, Ruth (4/21/2004) # 000094
  163. Mortgage Bankers Association (Sullivan, Mary Jo) (4/26/2004) # EREG-000668
  164. N/A, N/A (3/22/2004) # 000001
  165. National Association of Mortgage Brokers (Pickel III, A.W.) (4/26/2004) # EREG-000721
  166. National Association of Realtors (Ventrone, Joseph) (4/22/2004) # 000042
  167. National Consumers League (Grant, Susan) (4/26/2004) # EREG-000588
  168. Naturale, Frances (4/21/2004) # 000103
  169. Nelson, Mary (4/14/2004) # EREG-000258
  170. New York State Senate (Kruger, Carl) (4/2/2004) # 000002
  171. Ninh, Dat (4/13/2004) # EREG-000078
  172. Noble, Thomas (4/3/2004) # EREG-000041
  173. Obara , Paige (3/31/2004) # EREG-000035
  174. Oil Capital Community Credit Union (Warne, Dana) (3/19/2004) # EREG-000001
  175. Oliver, Susan (4/1/2004) # EREG-000038
  176. Otin, Jean-Paul (4/21/2004) # 000068
  177. Page, Cora (3/22/2004) # EREG-000009
  178. Paquin, George (4/21/2004) # 000049
  179. Parker, Karen (4/21/2004) # 000036
  180. Perrello , Christopher (4/4/2004) # EREG-000045
  181. Petrashek, Dave (4/21/2004) # 000091
  182. Piehl, Eric (4/21/2004) # 000087
  183. Pinchet, Larry (4/14/2004) # EREG-000217
  184. Piper, Roberta (4/13/2004) # EREG-000071
  185. Pippidis , Maria (4/8/2004) # EREG-000049
  186. Poff , Karen (4/7/2004) # EREG-000059
  187. Privacy Rights Clearinghouse (Givens, Beth) (4/19/2004) # 000017
  188. Privacy Rights Clearinghouse (Givens, Beth) (4/26/2004) # EREG-000702
  189. prof.guiding services (ersamuk, adil) (4/14/2004) # EREG-000157
  190. Proverb , Marie (4/21/2004) # 000064
  191. Ragard, Paul (3/26/2004) # EREG-000024
  192. Ramsay, Annette (4/12/2004) # 000008
  193. Reber , Patricia (4/21/2004) # 000122
  194. Redoutey, Colleen (4/21/2004) # 000098
  195. ReferencePro.net, Inc. (Caddell, Craig) (4/15/2004) # EREG-000431
  196. Reinholz, Jacquele (4/15/2004) # 000013
  197. Reno/Sparks Association of Realtors (Williams, Cheie ) (3/31/2004) # EREG-000032
  198. Roberts , Johnna (4/21/2004) # 000080
  199. Rocco, Peter (4/21/2004) # 000099
  200. Rogers , Christine (3/25/2004) # EREG-000020
  201. Romanowska, Janina (4/19/2004) # EREG-000025a
  202. Rouse , Frances (4/21/2004) # 000081
  203. Roy, Nancy Ellen (4/14/2004) # EREG-000164
  204. San Antonio Police Department (Witherell, Mark) (4/15/2004) # EREG-000392
  205. San Antonio Police Department Forgery Unit (Landgraf, Martin) (4/15/2004) # EREG-000388
  206. sashaw , barb (4/1/2004) # EREG-000036
  207. Schneider , Patricia (4/21/2004) # 000112
  208. Schubring, Steve (4/13/2004) # EREG-000069
  209. Schwartz & Ballen LLP (Schwartz, Gilbert) (4/26/2004) # 000044
  210. Schwartz & Ballen LLP (Schwartz , Gilbert ) (4/15/2004) # EREG-000405
  211. Scott, Elwin (3/31/2004) # EREG-000034
  212. Seibald , V (4/21/2004) # 000061
  213. Sharpe , Becky (4/21/2004) # 000048
  214. Sikorovsky, Charron (3/22/2004) # EREG-000010
  215. Smith, Kathy (4/13/2004) # EREG-000079
  216. Smith, Kevin (4/14/2004) # EREG-000177
  217. Smith, Roger (4/21/2004) # 000114
  218. Smith, Sheri (4/21/2004) # 000123
  219. Sodano, Susan (4/5/2004) # EREG-000046
  220. Soenneker , Richard (4/21/2004) # 000067
  221. Sohl , Daniel (4/21/2004) # 000066
  222. Solivais , Chandra (3/25/2004) # EREG-000021
  223. St James , james (3/25/2004) # EREG-000007a
  224. Stark , Barb (3/22/2004) # EREG-000008
  225. Stevens , Daphne (4/21/2004) # 000070
  226. Stroud, Bonnie (3/22/2004) # EREG-000004
  227. Sunshine , Helen (4/8/2004) # EREG-000066
  228. Test, Test (3/9/2004) # EREG-000003a
  229. thomas, JacK (3/21/2004) # EREG-000002
  230. Thomas, MAtthew (4/6/2004) # EREG-000056
  231. Tornheim , Susan (4/21/2004) # 000069
  232. TransUnion (Blenke, John) (4/20/2004) # 000035
  233. TransUnion LLC (Blenke, John) (4/26/2004) # EREG-000671
  234. Treanor-Brown, Karen (4/21/2004) # 000118
  235. Treubert, C. (4/14/2004) # EREG-000313
  236. Triantafillou, George (4/21/2004) # 000052
  237. Turner, Jason (3/25/2004) # EREG-000019
  238. Turner, Nancy (4/14/2004) # EREG-000348
  239. Tyler , Mary (4/21/2004) # 000082
  240. U S Air Force (Snyder , Tom ) (4/6/2004) # EREG-000054
  241. U.S. House of Representatives - Committee on Financial Services (Oxely, Michael, et. al.) (5/1/2004) # 000136
  242. U.S. Public Interest Research Group (Mierzwinski, Edmund) (4/26/2004) # EREG-000604
  243. U.S. Public Interest Research Group (Mierzwinski, Edward, and the 2157 others) (4/21/2004) # 000038
  244. U.S. Senate (Bennet, Senator Robert , et. al.) (5/6/2004) # 000137
  245. U.S. Senate (Schumer, Charles) (4/20/2004) # 000022
  246. US House of Representatives Committee on Financial Services (Frank, Barney, et. al.) (4/26/2004) # 000134
  247. Van Dame, Lesly (4/15/2004) # EREG-000400
  248. Van Hecke, Jeff (3/22/2004) # EREG-000005
  249. Walker, Gladys (4/7/2004) # 000004
  250. Wells, Jennifer (4/13/2004) # EREG-000077
  251. Whittler , Stephanie (4/21/2004) # 000079
  252. Williamson , Christopher (3/24/2004) # EREG-000015
  253. Wilson, Donna (4/15/2004) # 000015
  254. Wolf, Christian (4/3/2004) # EREG-000042
  255. Wright , Mary (3/22/2004) # EREG-000007
  256. Yaksick , Katherine (4/21/2004) # 000116
  257. Young , Michael (4/11/2004) # EREG-000068
  258. Young, Jane (4/21/2004) # 000093
  259. Zuccaro, Joseph (4/13/2004) # EREG-000070
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Last Updated: Monday, June 21, 2004