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How To
Protect Your Employees When Purchasing Health Insurance - A fact sheet
with tips employers can use when comparing benefits and costs of
multiple insurance products.
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What To Do If Your Health Coverage
Can No Longer Pay Benefits - This fact sheet provides basic information
regarding options consumers may have if health coverage can no longer pay
benefits because of insolvency or fraud, causing the plan to file for
bankruptcy or to go out of business.
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Multiple
Employer Welfare Arrangements Under ERISA (MEWA) - A
booklet addressing many questions concerning the effect of
ERISA on federal and state regulation of MEWAs.
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MEWA Enforcement - The
Labor Department has devoted significant resources to investigating and
litigating issues connected with abusive MEWAs who sell the promise of
inexpensive health benefit insurance, but default on their
obligations. Particular emphasis has been put on identifying ongoing
abusive and fradulent MEWAs and working to shut down such operations.
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Assistant
Secretary Ann L. Combs Testifies Before the Senate Finance Committee -
Focusing on insurance scams, and the effect they have on workers and their
families, and on business owners who wish to provide health benefits.
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Procedures
for Administrative Hearings Regarding Plans Established or Maintained
Pursuant to Collective Bargaining Agreements Under Section 3(40)(A) of ERISA
- These regulations are intended to assist labor organizations, plan
sponsors and state insurance departments in determining whether a plan is a
``multiple employer welfare arrangement'' within the meaning of section
3(40) of ERISA.
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The Form
M-1 Online Filing System is an
electronic filing system for the Form M-1 annual report for multiple
employer welfare arrangements. The system
allows filers to complete the form and submit it at no
cost. This system is an example of an E-Government initiative which uses improved
technology to make it easier for citizens and businesses to
interact with the government.
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The ERISA Public Disclosure System
is an internet-based application designed to facilitate the search and
retrieval of Form M-1 filings. The Form M-1 is filed annually by MEWAs
(Multiple Employer Welfare Arrangements) and ECEs (Entities Claiming
Exception). Users can search by plan name, sponsor name, employer
identification number (EIN), or the state of the MEWA headquarters or
where coverage is offered by entering data in one or more fields. The
search is most effective when data is entered into several fields. For
more information and instructions on how to use the ERISA Public Disclosure System for
the Form M-1 filings, at the bottom of the Form M-1 Search page, select EPDS User Manual.
Copies of the Form M-1 filings are also available from EBSA’s Public
Disclosure Room at 200 Constitution Avenue, NW, Room N-1513,
Washington, DC 20210, or by calling 202.693.8673.
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National
Association of Insurance Commissioners - The NAIC Web site will help you
find out information about the regulation of health insurance providers in
your state.
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Labor Department Sues Fiduciaries of
Tulsa Health Arrangement Over Excessive Fees and Misrepresentations [03/01/04]
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Labor Department Sues Executives of
Indiana Marketing Firm for Failure to Prudently Manage Health Plan [10/30/03]
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Nevada Court Enters $7.3 Million
Judgment Against Principals of Employers Mutual [10/14/03]
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Labor Department Obtains Decision
Replacing Officials of New York Union Plan - Affects Workers in
Pennsylvania and New Jersey [10/08/03]
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New York Corporation and Owner
Ordered to Restore $1.7 Million to Health and Welfare Plan [10/07/03]
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Labor Department Sues Principals Of
Florida-Based Health Plan Service Provider [06/24/03]
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Labor Department Obtains Final
Settlement of Lawsuit Against U.S. Alliance Fiduciaries [05/21/03]
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Labor Department Settles Part of Its
Lawsuit With U.S. Alliance Health Care Officials [10/25/02]
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Labor Department Obtains Court Order
Freezing Assets of Florida Health Plan [10/11/02]
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Labor Department Secures Temporary
Restraining Order Against Georgia Health Plan Operators [06/18/02]
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Independent Fiduciary Appointed To
Operate New York Health and Welfare Plan In Consent Order Obtained By
Labor Department [05/17/02]
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Nevada Court Freezes Assets of
Health Associations And Principals of Employers Mutual [02/08/02]
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SAI MED Health Plan Officials Barred
From Serving ERISA Plans [01/04/02]
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Labor Department Sues Trustee and
Others for Diverting More Than $2.2 Million of New York Health and
Welfare Plan [12/18/01]
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Labor Department Sues Nevada
Associations and Principals for Misusing Over $6 Million in Health
Assets [12/13/01]
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Labor Department Sues Alabama
Association And Plan Official For $4.15 Million In Fees, Commissions
And Loans [10/04/01]
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Labor Department Obtains Court Order
Freezing Assets of Several New York Health Providers [07/12/01]
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Labor Department Seeks to Recover
Over $1 Million from Defunct Maryland Health Provider [02/06/01]
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