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These housing communities have different levels of care based on your
needs. Where you live depends on the level of care you need. In the same
community, there may be individual homes or apartments for residents who
still live on their own, an assisted living facility for people who need
some help with daily care, and a nursing home for those who require higher
levels of care. Residents move from one level of care to another based on
their needs but still stay in the continuing care retirement community (CCRC).
If you are considering a CCRC, be sure to check the record of its nursing
home. Your CCRC contract usually requires you to use the CCRC nursing home
if you need this level of care. Many of the questions that you might want to
ask about these communities are the same as those to consider when choosing
a nursing home.
CCRCs generally charge a large payment before you move in (called an
entry fee) and then charge monthly fees.