NIH Loan Repayment Programs
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The Contraception and Infertility Research Loan Repayment Program
Applicant Information Bulletin

Overview
    Program Description
    Program Administration

Eligibility Requirements
    Overview
    General Eligibility Criteria
    Disqualifying Conditions

Application Procedure and Selection Process
    Overview
    Information Provided by Applicants
    NICHD Review, Scoring and Ranking
    Application Deadlines
    Summary of Application Forms

Program Participation
    Service Contracts
    Repayable Debt Schedule
    Example of Benefit Payments
    Payments to Financial Institutions
    Reimbursements to Participants by the CIR-LRP
    Example of Reimbursement
    Partial Payment for Increased Income Tax Liability
    Extending Participation

Loan Information
    Loans Qualifying for Repayment
    Documenting Loans
    Loans Eligible for Deferment
    Payments to Multiple Lenders
    Payments on Consolidated Loans
    Financial Obligations Not Qualifying for Repayment

The Loan Repayment Program Contract
    Breach of Contract
    Damages Payable in One Year
    Effects of Delinquency in Paying Damages
    Discharge in Bankruptcy
    Waiver of Service Obligation or Penalties