Federal Reserve Brochures
- Choosing a Credit Card
- Describes credit card features and costs, including information in credit card solicitations and applications. Provides guidance on how to file a complaint.
- Consumer Handbook to Credit Protection Laws
- Explains how to shop for and obtain credit, how to maintain a good credit rating, how to dispute unfair credit transactions, and how to resolve billing errors.
- Consumer Handbook on Adjustable-Rate Mortgages (254 KB PDF)
Guía para el consumidor sobre hipotecas a tasa ajustable (ARM)
- Basic information on an important and complex mortgage option.
- A Guide to Business Credit for Women, Minorities, and Small Businesses
- Explains the credit application process for small business loans and steps to take if a loan is denied. Also provides information on the Equal Credit Opportunity Act and gives sources for assistance in the application process.
- A Guide to Regulation CC Compliance (Availability of Funds and Collection of Checks)
- Guidance for financial institutions in complying with Regulation CC, covering policy disclosures and rules for determining and delaying funds availability; includes examples of applying rules.
- Home Mortgages: Understanding the Process and Your Right to Fair Lending
- Guidance on shopping for a home mortgage, making an application, and understanding your rights to fair lending.
- How to File a Consumer Complaint about a Bank
Cómo puede un consumidor presentar una queja acerca de un banco.
- Information on the types of complaints that the Federal Reserve handles and instructions on how to file such a complaint.
- Keys to Vehicle Leasing: A Consumer Guide
Arrendar un vehículo: Guía del consumidor
- Guidance for consumers on leasing a vehicle, including information on consumer rights, a sample leasing form explaining costs, and definitions of terms used in vehicle leasing.
- Looking for the Best Mortgage: Shop, Compare, Negotiate
Buscando la hipoteca más favorable: Compare, Verifique, Negocie
- Guidance on identifying all the costs of your mortgage and negotiating the best loan terms.
- Privacy Choices for Your Personal Financial Information
- Guidance for consumers on making informed choices about whether to allow their personal financial information to be shared.
- Protecting Yourself from Overdraft and Bounced-Check Fees
- Explains courtesy overdraft-protection, or bounce coverage, plans, and the costs involved. Provides guidance on how to avoid overdraft fees.
- Putting Your Home Loan on the Line Is Risky Business
Utilizar su hogar como garantía para un préstamo es arriesgado
- Guidance on avoiding potential borrowing pitfalls, including high-cost "predatory" home loans, and tips for getting the best financing deal possible. Includes a worksheet to use in shopping for a home loan.
- The Structure of the Federal Reserve System
- A brief introduction, in four brochures, to the main elements of the System--the Board of Governors, the Federal Open Market Committee, the Federal Reserve Banks, and Bank Boards of Directors.
- When Is Your Check Not a Check? Electronic Check Conversion
¿Cuándo no es su cheque un cheque? Intercambio electrónico de cheques
- Guidance for consumers on what electronic check conversion is, what rights consumers have, and what consumers can do if there's a problem or error.
- What You Should Know about Home Equity Lines of Credit
Lo que usted debería saber sobre las líneas de crédito con garantía hipotecaria
- Information on home equity lines of credit; includes a glossary of terms and a checklist to use in shopping for a plan.
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Last update: October 18, 2004
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