Release Date: July 2003
PROTECTING YOUR FINANCIAL INFORMATION
Remember when you actually had to go to your bank to withdraw cash? Or paper checks were the only way to pay your bills? Technology has made banking easier for everyone.
You can use a new package of publications from the Federal Reserve Board (FRB) to take advantage of new services offered by financial institutions while protecting your cash and your financial information.
Financial companies, such as banks, collect your personal financial information-they may use it to offer you services and products, and they may also share it with other organizations. Fortunately, if you're concerned about protecting your privacy, you have the opportunity to opt out. Privacy Choices for Your Personal Information explains your right to opt out and lists the types of information companies can share with and without your permission.
Electronic check conversion uses the financial information on your checks to electronically transfer funds from your checking account to the merchant to whom you present the check. When Is Your Check Not a Check? describes your rights when it comes to electronic check conversion, and what to do if you have a problem.
Learn more with the Protecting Your Financial Information package. This package costs $2.00. There are three easy ways to get this information:
- Call toll-free 1 (888) 8 PUEBLO. That's 1 (888) 878-3256, weekdays 8 a.m. to 8 p.m. Eastern Time and ask for the Protecting Your Financial Information package. Have your credit card handy.
- Send your name, address and a check or money order for $2.00 to Protecting Your Financial Information, Pueblo, Colorado 81009.
- Visit www.pueblo.gsa.gov to order a Catalog, or to print this and hundreds of other FCIC publications for free.
Get even more information and take advantage of federal online resources at www.FirstGov.gov-- your front door to federal and state government websites.
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QUESTIONS & ANSWERS ABOUT ALOPECIA AREATA
Alopecia Areata is an autoimmune disease that attacks the hair follicles-causing hair loss on the scalp and other parts of the body. In many cases, the disease creates small, round, bare patches. People with Alopecia Areata are generally healthy otherwise-but the social and emotional effects of the disease can be troubling. Use Questions and Answers About Alopecia Areata from the National Institute of Arthritis and Musculoskeletal and Skin Diseases to learn about its causes, how it is treated, how to cope with disease and more. For your free copy, call toll-free 1 (888) 8 PUEBLO, that's 1 (888) 878-3256 and ask for Item 614K. Or send your name and address to the Federal Citizen Information Center, Dept. 614K, Pueblo, CO 81009. And visit www.pueblo.gsa.gov to read or print this and hundreds of other FCIC publications for free.
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UNDERSTANDING VEHICLE FINANCING
A new, or even used, car can carry a hefty price tag. Odds are you'll need some financial help to make the purchase, usually in the form of financing. The most common type of vehicle financing is dealership financing-you agree to pay the dealership the amount financed, plus any finance charges, over a period of time. Learn more with Understanding Vehicle Financing from the U.S. Federal Trade Commission, the National Automobile Dealers Association, and the AFSA Education Foundation. Get the facts on dealership financing-how you apply, special financing offers, cash back and rebates you may be eligible for, and more. Use its "Vehicle Financing Worksheet" to assess your current financial situation, calculate adjustments you'll need to make to finance a new car, and compare financing terms offered. This publication costs $1.00. For your copy, call toll-free 1 (888) 8 PUEBLO, that's 1 (888) 878-3256 and ask for Item 372K. Have your credit card handy. Or send your name and address and a check or money order for $1.00 to the Federal Citizen Information Center, Dept. 372K, Pueblo, CO 81009. And visit www.pueblo.gsa.gov to read or print this and hundreds of other FCIC publications for free.
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- Please check with Shantae Goodloe at (202) 501-1794 or by e-mail shantae.goodloe@gsa.gov if you plan to use this release after November 1, 2003.
- If you would like to receive these releases by e-mail send a request to shantae.goodloe@gsa.gov or call (202) 501-1794.
GSA # 2588
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