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Paying for NICU Care
While your baby’s health is your priority, try to leave time to understand and plan for the financial aspects of your baby’s hospitalization. Care in a neonatal intensive care unit (NICU) is expensive, and it will be a great relief to you if you address these issues early in your newborn’s NICU stay.
If you are covered by:
- Private medical insurance: Speak with your insurance carrier to find out which NICU costs are covered by your plan. Many plans pay for the entire hospitalization, but some insurance carriers do not pay for specific care, such as that provided by certain specialist physicians. Find out as much as possible about what your insurance expects you to do with remaining costs.
- Medicaid: Find out from the NICU social worker or hospital financial representative if there are costs that Medicaid does not pay.
If you need additional insurance:
A social worker can help you determine if you should apply for additional insurance for your child through the Medicaid or Supplemental Security Income (SSI) programs. Having one of these as a second form of insurance will help prevent you from receiving costly medical bills.
Resource
Social Security Administration
Provides information about and applications for Supplemental Security Income (SSI). Your child may be eligible for SSI, based on his or her medical history and your financial resources. (800) 772-1213.
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March of Dimes Share. An online community serving NICU families. Share your story and meet other NICU families. |
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Information specialists at the March of Dimes help answer your questions by e-mail and online chat. |
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