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Policy Statistics

                               Policy Statistics
                                Country-Wide
                               AS OF 12/31/2003

  
                    Policies       Insurance          Written
     State Name     In-force      In-force whole $ Premium in-force
  ----------------  ---------     ---------------- ----------------
  Alaska                2,509          379,065,300        1,288,175
  Alabama              40,343        5,278,077,600       17,433,072
  Arkansas             14,685        1,216,896,400        6,338,363
  American Samoa           54            1,496,900           22,747
  Arizona              28,268        4,491,051,900       11,793,922
  California          258,917       44,521,144,700      133,943,874
  Colorado             15,427        2,517,738,000        8,767,595
  Connecticut          29,993        4,990,042,800       20,428,542
  District Columbia     1,005           83,145,300          191,574
  Delaware             17,829        2,898,881,700        8,316,891
  Florida           1,819,861      285,294,278,300      616,947,547
  Georgia              67,811       11,640,698,600       32,385,507
  Guam                    342           32,423,400          197,123
  Hawaii               47,684        6,109,821,100       14,881,256
  Iowa                  9,539          962,961,700        5,449,823
  Idaho                 5,533          886,539,000        2,450,889
  Illinois             44,423        5,046,735,200       22,865,584
  Indiana              26,839        2,693,273,400       14,180,053
  Kansas               10,058          987,862,500        4,976,291
  Kentucky             20,539        1,867,558,500       10,016,843
  Louisiana           379,361       49,052,056,400      163,164,885
  Massachusetts        39,901        6,609,215,500       28,714,196
  Maryland             52,909        6,932,361,000       18,194,715
  Maine                 7,060          995,190,100        4,209,052
  Michigan             25,259        2,977,732,500       13,340,643
  Minnesota             8,185        1,063,931,600        4,111,760
  Missouri             22,008        2,453,178,300       12,541,498
  Mississippi          42,149        4,801,171,900       18,142,524
  Montana               3,133          353,554,200        1,449,042
  North Carolina      104,422       17,345,173,300       47,714,585
  North Dakota          5,197          664,470,700        2,470,892
  Nebraska             13,392        1,356,473,800        6,359,607
  New Hampshire         5,237          701,965,100        3,150,805
  New Jersey          183,474       29,867,722,700      101,936,646
  New Mexico           12,306        1,292,503,500        5,335,389
  Nevada               14,598        2,607,352,000        6,388,358
  New York             96,455       15,963,887,500       62,851,035
  Ohio                 34,738        3,589,607,500       18,626,166
  Oklahoma             14,056        1,446,102,900        6,483,666
  Oregon               26,215        4,105,477,400       12,651,281
  Pennsylvania         58,975        7,263,144,800       33,522,650
  Puerto Rico          51,164        3,688,965,800       20,122,951
  Rhode Island         11,663        1,888,379,900        8,906,602
  South Carolina      141,304       25,810,244,300       62,427,565
  South Dakota          2,964          340,662,100        1,533,756
  Tennessee            17,141        2,268,074,300        8,516,516
  Trust Terr Of Pac         2              273,200            1,055
  Texas               462,434       75,074,226,900      175,837,122
  Utah                  2,675          384,785,200        1,183,766
  Virginia             79,970       12,380,849,300       34,197,242
  Virgin Islands        2,246          281,265,500        1,331,914
  Vermont               2,873          339,028,000        1,769,724
  Washington           27,676        4,136,304,400       13,644,711
  Wisconsin            12,654        1,368,191,300        6,493,962
  West Virginia        20,302        1,618,410,900       10,343,130
  Wyoming               2,017          273,248,100        1,036,716
                   ----------     ---------------- ----------------
  Total             4,447,774      673,194,874,200  1,851,581,798


  
                               Policy Statistics
                                Alabama
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABBEVILLE, CITY OF              2                106,000               426
  ADAMSVILLE, CITY OF             1                 78,400               607
  ALABASTER, CITY OF             32              5,034,100            20,624
  ALBERTVILLE, CITY OF            4              1,208,300             4,554
  ALICEVILLE, CITY OF             3                240,400             1,766
  ANDALUSIA, CITY OF              2                 90,000               821
  ANNISTON, CITY OF             134             12,708,100            81,706
  ARAB, CITY OF                   5              1,170,700             2,109
  ARDMORE, TOWN OF                2                162,000               551
  ASHFORD, TOWN OF               10                699,200             3,849
  ASHVILLE, TOWN OF               2                191,000             1,265
  ATHENS, CITY OF                47              6,317,000            29,711
  ATMORE, CITY OF                38              6,318,000            12,234
  ATTALLA, CITY OF               10                748,000             3,062
  AUBURN, CITY OF                20              3,262,600             9,023
  AUTAUGA COUNTY *               60              5,901,800            35,468
  AUTAUGAVILLE, TOWN OF          11                767,800             7,923
  BALDWIN COUNTY*             7,323          1,088,017,400         2,896,115
  BARBOUR COUNTY*                16              1,435,700             8,183
  BAY MINETTE, CITY OF            7              1,218,000             3,165
  BAYOU LA BATRE, CITY OF       215             27,655,800           198,242
  BENTON, TOWN OF                 1                 47,100               309
  BERRY, TOWN OF                  1                 60,000               581
  BESSEMER, CITY OF             263             14,090,600           114,414
  BIBB COUNTY*                   10                892,800             3,684
  BIRMINGHAM, CITY OF         1,179            113,902,400           662,477
  BLOUNT COUNTY*                 11              1,555,600             8,229
  BLUE SPRINGS, TOWN OF           1                250,000               350
  BOAZ, CITY OF                   1                132,000               535
  BREWTON, CITY OF               83             13,539,700           111,183
  BRIDGEPORT, CITY OF             2                118,000               806
  BRIGHTON, TOWN OF              14                742,200             7,383
  BROOKSIDE, TOWN OF             58              6,249,100            29,242
  BRUNDIDGE, CITY OF              1                130,000             1,938
  BULLOCK COUNTY*                 5                438,600             1,453
  BUTLER, CITY OF                 7                689,500             2,669
  CALERA, TOWN OF                17              1,230,900             8,710
  CALHOUN COUNTY *               73              9,004,700            35,538
  CARBON HILL, CITY OF            4                205,000             2,101
  CARROLLTON, TOWN OF             2                130,000             1,044
  CASTLEBERRY, TOWN OF            1                 38,000               137
  CEDAR BLUFF,TOWN OF            12              1,781,000             9,396
  CENTRE, CITY OF                 3                699,700             3,843
  CENTREVILLE, CITY OF            5                210,000             1,376
  CHAMBERS COUNTY*               16              5,567,500            24,889
  CHEROKEE COUNTY*              114             13,039,700            43,535
  CHEROKEE, CITY OF               1                 25,000               131
  CHICKASAW, CITY OF            139             14,954,300            64,903
  CHILDERSBURG, CITY OF          82              5,445,600            37,908
  CHOCTAW COUNTY*                31              1,396,200            12,878
  CITRONELLE, CITY OF             1                 64,000               524
  CLANTON, CITY OF               10                630,800             2,882
  COFFEE COUNTY *                20              2,730,800            12,096
  COLBERT COUNTY                 38              5,137,400            18,301
  COLLINSVILLE, TOWN OF           7              1,181,000             7,008
  COLUMBIA, TOWN OF              11              1,174,500             7,376
  COOSA COUNTY *                 12              1,071,200             6,318
  COOSADA, TOWN OF                8                755,800             2,988
  CORDOVA, CITY OF                2                 91,600               698
  COTTONWOOD, TOWN OF             6                529,000             1,863
  COURTLAND, TOWN OF              9                494,500             3,394
  COVINGTON COUNTY *             81              6,191,100            39,774
  COWARTS, TOWN OF                1                 20,000               220
  CRENSHAW COUNTY*                3                193,000               508
  CREOLA, CITY OF                40              3,879,300            13,940
  CULLMAN, CITY OF               10                972,600             2,456
  DADEVILLE, CITY OF              1                155,000               248
  
                               Policy Statistics
                                Alabama
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DALE COUNTY *                  50              4,187,900            16,880
  DALEVILLE, CITY OF             44              4,503,300            13,594
  DALLAS COUNTY*                224             14,692,800            87,446
  DAPHNE, CITY OF               106             18,092,500            65,912
  DAUPHIN ISLAND, TOWN OF     1,130            160,653,900           490,011
  DECATUR, CITY OF            1,000            117,136,300           326,687
  DEMOPOLIS, CITY OF             28              1,825,700            12,712
  DORA, CITY OF                   1                 10,000               147
  DOTHAN, CITY OF               177             23,967,900            78,168
  DOZIER, TOWN OF                 2                 60,000               555
  EAST BREWTON, CITY OF          25              1,847,000            15,554
  ELBA, CITY OF                 345             39,552,500           156,916
  ELMORE COUNTY*                214             28,351,700            92,157
  ENTERPRISE, CITY OF            36              4,670,300            13,402
  ESCAMBIA COUNTY *              22                761,700             8,072
  ETOWAH COUNTY *               106             12,864,600            44,755
  EUFAULA, CITY OF               18              3,271,400             7,473
  EUTAW, CITY OF                  5                209,100             1,783
  FAIRFIELD, CITY OF              3              1,438,000             3,497
  FAIRHOPE, CITY OF             175             22,756,000            81,102
  FALKVILLE, TOWN OF              8                523,300             2,909
  FAYETTE COUNTY *                9                972,000             3,145
  FAYETTE, CITY OF                4                454,500             1,538
  FLOMATON, TOWN OF               8                519,200             2,424
  FLORALA, CITY OF                1                 99,600               571
  FLORENCE, CITY OF              32              6,160,600            21,725
  FOLEY, CITY OF                 83              8,790,000            25,752
  FORT PAYNE, CITY OF            33              5,784,200            22,756
  FRANKLIN COUNTY*                4                317,500             1,809
  FULTON, TOWN OF                 1                 35,000               323
  FULTONDALE, CITY OF             6                619,000             1,832
  GADSDEN, CITY OF              173             21,604,800           106,331
  GARDENDALE, CITY OF            12              2,188,400             5,184
  GENEVA COUNTY *                24              1,623,200             7,729
  GENEVA, CITY OF               109             19,213,900            65,937
  GEORGIANA, CITY OF              7                274,300             2,278
  GILBERTOWN, TOWN OF             2                 50,000               652
  GLENCOE, CITY OF               22              1,897,000             7,855
  GORDO, TOWN OF                  3                744,300             5,034
  GORDON, TOWN OF                 5                318,100             2,321
  GREENE COUNTY *                95              5,340,700            33,279
  GREENSBORO, CITY OF             8              1,179,100             8,194
  GREENVILLE, CITY OF             2                266,000               420
  GROVE HILL, TOWN OF             5                199,700             1,350
  GULF SHORES, TOWN OF        5,537            655,116,600         2,473,964
  GUNTERSVILLE, CITY OF          10              1,875,000            10,307
  GURLEY, TOWN OF                 1                 93,000               221
  HALE COUNTY*                  100              6,906,500            51,857
  HAMILTON, CITY OF               9                763,300             4,342
  HANCEVILLE, CITY OF            17              1,462,600             6,130
  HARTFORD, CITY OF               9                618,000             3,836
  HARTSELLE, CITY OF             26              2,179,400            12,546
  HEADLAND, CITY OF               1                 93,000               206
  HEFLIN, CITY OF                 1                 64,900               527
  HELENA, TOWN OF                20              2,852,700             6,035
  HENRY COUNTY*                   9              1,010,900             3,497
  HILLSBORO, TOWN OF              1                100,000               543
  HOBSON CITY, TOWN OF            4                263,000             2,507
  HOKES BLUFF, TOWN OF           28              4,028,000            13,944
  HOLLYWOOD, TOWN OF              4                144,200             1,311
  HOMEWOOD, CITY OF             150             21,752,200            89,011
  HOOVER, CITY OF                54              9,665,400            25,103
  HOUSTON COUNTY *               48              4,894,700            17,266
  HUEYTOWN, CITY OF             126              8,305,600            60,275
  HUNTSVILLE, CITY OF         2,230            348,468,600           952,261
  IRONDALE, CITY OF              12              3,517,200            12,739
  JACKSON COUNTY *               40              4,510,400            17,696
  
                               Policy Statistics
                                Alabama
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  JACKSONVILLE, CITY OF          82              6,003,800            28,841
  JASPER, CITY OF                 7              1,231,300             3,747
  JEFFERSON COUNTY *            557             68,414,800           301,119
  KILLEN, TOWN OF                 1                 80,000               431
  KINSEY, TOWN OF                 1                110,000               535
  KINSTON, TOWN OF                1                188,000               263
  LAFAYETTE, CITY OF              4                430,000             1,933
  LAMAR COUNTY *                  8                331,400             3,042
  LANETT, CITY OF                19              3,122,000            16,352
  LAUDERDALE COUNTY *           123             13,550,300            53,734
  LAWRENCE COUNTY *              28              1,739,600             9,980
  LEEDS, CITY OF                 65              7,330,600            28,652
  LIMESTONE COUNTY *             55              8,448,600            22,450
  LINCOLN, TOWN OF               12              1,062,600             3,613
  LINDEN, CITY OF                 1                 38,000               251
  LIPSCOMB, CITY OF               1                 93,800               251
  LIVINGSTON, CITY OF             5                259,300             1,443
  LOWNDES COUNTY *               69              5,887,400            32,025
  LOXLEY, TOWN OF                14              1,105,800             5,291
  MACON COUNTY *                  8              1,350,200             2,519
  MADISON COUNTY *              340             49,625,500           127,891
  MADISON, CITY OF              145             19,671,700            38,455
  MARENGO COUNTY *               23              1,524,200             9,614
  MARION COUNTY *                 4                166,200             1,634
  MARSHALL COUNTY *              30              4,528,800            13,326
  MIDFIELD, CITY OF              70              5,863,600            34,798
  MIDLAND CITY, CITY OF           2                319,700               982
  MILLBROOK, CITY OF             24              2,708,900             9,884
  MILLPORT, TOWN OF               1                 40,000               409
  MOBILE COUNTY*              2,012            272,561,500         1,159,678
  MOBILE, CITY OF             2,650            410,910,300         1,775,885
  MONROE COUNTY *                21                967,000             6,819
  MONROEVILLE, CITY OF            3                181,200               607
  MONTEVALLO, TOWN OF            10              1,516,700             4,631
  MONTGOMERY COUNTY *           294             32,488,700           142,870
  MONTGOMERY, CITY OF         1,305            129,308,200           594,224
  MOODY, TOWN OF                 17              1,808,200             9,326
  MORGAN COUNTY *               121             10,325,500            51,497
  MORRIS, TOWN OF                 1                123,200               688
  MOULTON, CITY OF               18              1,880,000             9,093
  MOUNDVILLE, TOWN OF             8              1,208,900             2,516
  MOUNT VERNON, TOWN OF           1                 27,700               219
  MOUNTAIN BROOK, CITY OF       108             21,169,600            65,446
  MUSCLE SHOALS, CITY OF         85             11,000,700            50,841
  NEW HOPE, TOWN OF              12                672,200             4,572
  NEWTON, TOWN OF                 4                328,600             3,372
  NORTHPORT, CITY OF             80              9,379,500            34,446
  NOTASULGA, TOWN OF              1                115,300               647
  OAKMAN, TOWN OF                 3              1,306,100            10,491
  ODENVILLE, TOWN OF              7              1,320,700             7,688
  ONEONTA, CITY OF                6              1,085,400             5,186
  OPELIKA, CITY OF               24              2,204,600             4,875
  OPP, CITY OF                    9              1,030,300             9,380
  ORANGE BEACH, CITY OF       5,395            747,900,600           783,667
  OWENS CROSS ROADS, CITY        74              5,741,800            26,492
  OXFORD, CITY OF                69              7,782,800            31,660
  OZARK, CITY OF                 16              2,090,800             5,458
  PELHAM, CITY OF               183             23,718,200            81,001
  PELL CITY, CITY OF             64              9,915,700            30,019
  PHENIX CITY, CITY OF           44              4,155,500            19,017
  PICKENS COUNTY *               53              4,563,000            26,248
  PICKENSVILLE, TOWN OF           7                478,900             2,746
  PIEDMONT, CITY OF               5                327,700             1,871
  PIKE COUNTY*                    9              1,243,000             7,813
  PIKE ROAD, TOWN OF              2                500,000               935
  PLEASANT GROVE, CITY OF         3                163,400             1,373
  POLLARD, TOWN OF               13                375,400             3,716
  
                               Policy Statistics
                                Alabama
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PRATTVILLE, CITY OF           108             11,855,100            56,859
  PRICHARD, CITY OF              76              4,946,800            24,803
  RAINBOW CITY, CITY OF          20              3,121,000            10,917
  RAINSVILLE, CITY OF             3                286,400             1,390
  REECE CITY, CITY OF             1                125,000               246
  RIVER FALLS, TOWN OF            2                376,700             1,858
  RIVERSIDE, TOWN OF             31              3,277,500            10,488
  RIVERVIEW, TOWN OF              9                619,500             4,474
  ROBERTSDALE, CITY OF           20              2,928,400             5,641
  RUSSELL COUNTY *               12                852,900             3,438
  RUSSELLVILLE, CITY OF           8                908,300             2,817
  SAMSON, CITY OF                 3                296,000             1,225
  SARALAND, CITY OF             391             31,550,900           166,067
  SATSUMA, CITY OF               56              7,525,800            17,524
  SCOTTSBORO, CITY OF            81              9,094,700            49,918
  SELMA, CITY OF                186             11,562,600            95,598
  SHEFFIELD, CITY OF             29              2,814,700            20,012
  SHELBY COUNTY*                255             38,684,700           127,489
  SILVERHILL, TOWN OF             5                821,400             1,692
  SLOCOMB, CITY OF                1                 53,000               493
  SOUTHSIDE, CITY OF              9              1,331,300             2,763
  SPANISH FORT, CITY OF           5              1,614,200             7,757
  SPRINGVILLE, TOWN OF            1                285,000             1,655
  ST. CLAIR COUNTY *            176             21,171,500            70,785
  STEVENSON, CITY OF             12                838,500             7,241
  SULLIGENT, TOWN OF              1                188,000               263
  SUMTER COUNTY*                 21              2,019,800            15,374
  SYLACAUGA, CITY OF             56              7,334,200            37,056
  TALLADEGA COUNTY *            162             20,847,300            90,813
  TALLADEGA, CITY OF             53              8,473,600            48,523
  TALLASSEE, CITY OF              3                420,000               835
  TARRANT, CITY OF               25              7,916,900            46,315
  THOMASTON, TOWN OF              1                 94,500             1,331
  THOMASVILLE, CITY OF            9                899,400             2,748
  TOWN CREEK, TOWN OF             3                361,200             2,168
  TRINITY, TOWN OF                1                 93,000               221
  TROY, CITY OF                   2                238,000               499
  TRUSSVILLE, CITY OF            53             13,649,400            68,591
  TUSCALOOSA COUNTY *            57              6,819,500            25,459
  TUSCALOOSA, CITY OF           481             61,512,500           236,364
  TUSCUMBIA, CITY OF             25              2,115,600             9,997
  TUSKEGEE, CITY OF               4                874,500             2,522
  UNION SPRINGS, CITY OF          5                206,200             1,478
  VALLEY, CITY OF                 1                 35,000               296
  VERNON, CITY OF                 2                 52,300               452
  VESTAVIA HILLS, CITY OF        35             12,517,900            32,579
  VINCENT, TOWN OF                2                560,000             1,738
  WADLEY, TOWN OF                 5              5,000,000            14,270
  WALKER COUNTY *                74              8,065,500            37,022
  WALNUT GROVE, TOWN OF           1                 38,000               394
  WASHINGTON COUNTY*             15                840,900             5,347
  WEST BLOCTON, TOWN OF           1                142,000               455
  WETUMPKA, CITY OF              62              6,950,300            30,750
  WILCOX COUNTY*                 33              2,527,300            12,612
  WILSONVILLE, TOWN OF           30              4,659,000            16,341
  WINFIELD, CITY OF               1                128,000               611
  WINSTON COUNTY *               16              2,345,600             8,692
  WOODVILLE, TOWN OF             18              1,624,000             7,250
  YORK, CITY OF                   3                604,000             2,143

  Total for Alabama
                             40,343          5,278,077,600        17,433,072

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                               Policy Statistics
                                Alaska
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ANCHORAGE, MUNICIPALITY       279             43,711,400           112,202
  ANIAK, CITY OF                 70              9,822,300            38,302
  BETHEL, CITY OF                96             16,189,400            77,100
  CORDOVA, CITY OF                7              1,040,600             3,908
  DELTA JUNCTION, CITY OF         3                310,600             2,121
  FAIRBANKS-NORTH STAR BOR      913            118,283,000           433,361
  FORT YUKON, CITY OF             1                 52,400               447
  GALENA, CITY OF                37              4,338,100            24,018
  JUNEAU, CITY AND BOROUGH      390             72,758,600           153,702
  KENAI PENINSULA BOROUGH       195             27,609,200            80,847
  KETCHIKAN GATEWAY BOROUG       38              7,987,200            32,104
  KOTZEBUE, CITY OF              19              3,476,600            15,451
  KWETHLUK, CITY OF               7                285,000             2,670
  MATANUSKA-SUSITNA, BOROU      278             37,278,600           188,245
  NENANA, CITY OF                22              2,054,300            14,237
  NOME, CITY OF                  26              6,712,000            34,331
  PETERSBURG, CITY OF            20              4,144,300             8,887
  SHISHMAREF, CITY OF             2                405,000               543
  SITKA, CITY AND BOROUGH        70             15,407,500            49,561
  SKAGWAY, CITY OF                7              1,654,500             4,667
  VALDEZ, CITY OF                29              5,544,700            11,471

  Total for Alaska
                              2,509            379,065,300         1,288,175

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                               Policy Statistics
                                American Samoa
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MANUA DISTRICT                 54              1,496,900            22,747

  Total for American Samoa
                                 54              1,496,900            22,747

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                               Policy Statistics
                                Arizona
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  APACHE COUNTY *                12              1,708,600            12,595
  APACHE JUNCTION, CITY OF       48              6,744,000            26,447
  AVONDALE, CITY OF              41              5,666,300            15,411
  BENSON, TOWN OF                 5                794,400             1,779
  BISBEE, CITY OF               105              8,610,900            52,522
  BUCKEYE, TOWN OF               13              1,530,300             6,655
  BULLHEAD CITY, CITY OF        541             59,573,100           158,880
  CAMP VERDE, TOWN OF           202             26,452,000            93,924
  CAREFREE, TOWN OF               9              2,289,300             4,743
  CASA GRANDE, CITY OF           85              9,762,700            38,046
  CAVE CREEK, TOWN OF           135             27,515,700            58,034
  CHANDLER, CITY OF             134             20,492,700            69,782
  CHINO VALLEY, TOWN OF          21              2,661,200             7,254
  CLARKDALE, TOWN OF             16              1,788,800             6,473
  CLIFTON, TOWN OF               22              2,799,700            12,849
  COCHISE COUNTY*               525             56,116,800           235,813
  COCONINO COUNTY *             232             41,455,600           142,498
  COOLIDGE, CITY OF              26              3,089,900             7,368
  COTTONWOOD, TOWN OF            61              7,365,500            25,170
  DOUGLAS, CITY OF               88              7,621,500            46,147
  DUNCAN, TOWN OF                29              1,888,800            12,584
  EAGAR, TOWN OF                 29              3,505,900            12,521
  EL MIRAGE, CITY OF             22              2,496,700             6,263
  ELOY, CITY OF                   5                414,600             1,526
  FLAGSTAFF, CITY OF            276             41,449,800           155,981
  FLORENCE, TOWN OF               3                396,200               941
  FOUNTAIN HILLS, TOWN OF         9              2,267,000             4,491
  FREDONIA, TOWN OF               1                188,000               263
  GILA BEND, TOWN OF             20              1,491,600             6,549
  GILA COUNTY *                 275             30,691,400           141,740
  GILBERT, TOWN OF              174             48,887,300            95,334
  GLENDALE, CITY OF             141             28,035,700            64,424
  GLOBE, CITY OF                 42              4,928,500            25,571
  GOODYEAR, CITY OF              39              9,145,600            20,322
  GRAHAM COUNTY*                 47              4,828,500            19,932
  GREENLEE COUNTY*               25              2,466,700            12,760
  GUADALUPE, TOWN OF              1                125,000               232
  HOLBROOK, CITY OF              24              1,680,700             9,480
  HUACHUCA CITY, CITY OF         59              3,325,400            25,179
  KEARNY, TOWN OF                 9              1,032,400             2,698
  KINGMAN, CITY OF              114             11,838,900            43,070
  LA PAZ COUNTY*                156             25,002,100            68,256
  LAKE HAVASU, CITY OF           30              5,649,400             9,749
  LITCHFIELD PARK, CITY OF        4                873,000             1,392
  MAMMOTH, TOWN OF                6                359,400             1,770
  MARANA, TOWN OF               211             30,767,300            91,999
  MARICOPA COUNTY*            1,441            262,604,400           560,760
  MESA, CITY OF                 349             58,435,000           193,210
  MIAMI, TOWN OF                 26              1,324,500            12,083
  MOHAVE COUNTY*              1,339            154,337,000           407,360
  NAVAJO COUNTY *               106             14,693,600            40,145
  NOGALES, CITY OF              212             28,162,800           140,684
  ORO VALLEY, TOWN OF            68             15,819,300            21,288
  PARADISE VALLEY, TOWN OF       81             21,768,700            39,348
  PARKER, TOWN OF                49              5,141,600            17,629
  PATAGONIA, TOWN OF             47              5,820,000            22,403
  PAYSON, TOWN OF                46              6,680,900            20,615
  PEORIA, CITY OF               105             19,572,100            37,509
  PHOENIX, CITY OF            5,713            813,070,200         2,581,798
  PIMA COUNTY *               2,099            328,547,800           943,409
  PIMA, TOWN OF                  45              3,292,300            16,001
  PINAL COUNTY*                 241             31,420,600           111,278
  PINETOP-LAKESIDE, TOWN O       11              1,485,500             4,138
  PRESCOTT VALLEY, TOWN OF       42              6,229,100            21,617
  PRESCOTT, CITY OF             265             36,983,200           119,761
  QUARTZSITE, TOWN OF            16              1,396,900             9,203
  QUEEN CREEK, TOWN OF            7              1,280,000             2,508
  
                               Policy Statistics
                                Arizona
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SAFFORD, CITY OF                6                757,100             1,674
  SAHUARITA, TOWN OF              2                425,000               733
  SANTA CRUZ COUNTY*            156             26,623,600            74,595
  SCOTTSDALE, CITY OF         6,776          1,471,186,400         2,153,460
  SEDONA, CITY OF                76             12,585,100            34,392
  SHOW LOW, CITY OF              24              2,452,800             8,690
  SIERRA VISTA, CITY OF         115             12,037,900            44,502
  SNOWFLAKE, TOWN OF             15              1,944,300             6,981
  SOUTH TUCSON, TOWN OF           4                553,800             1,075
  SPRINGERVILLE, TOWN OF          3                616,500             2,797
  ST. JOHNS, CITY OF              4                 97,000             1,070
  SUPERIOR, TOWN OF              11                695,900             3,567
  SURPRISE, TOWN OF              54             10,175,700            17,065
  TAYLOR, TOWN OF                37              3,571,800            15,234
  TEMPE, CITY OF                147             28,551,900            84,657
  THATCHER, TOWN OF              16              1,548,200             5,687
  TOLLESON, CITY OF              53              8,973,700            37,005
  TUCSON, CITY OF             2,557            317,581,500         1,303,713
  WICKENBURG, TOWN OF            87             11,631,400            49,159
  WILLCOX, CITY OF              249             23,133,200            83,746
  WILLIAMS, CITY OF              20              3,207,200            12,136
  WINSLOW, CITY OF               54              4,627,700            23,265
  YAVAPAI COUNTY *              746            100,906,700           322,091
  YOUNGTOWN, TOWN OF              4                356,000             1,608
  YUMA COUNTY *                 139             19,153,500            77,255
  YUMA, CITY OF                 533             51,817,600           247,601

  Total for Arizona
                             28,268          4,491,051,900        11,793,922

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                               Policy Statistics
                                Arkansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ALMA, CITY OF                   6              1,429,000             5,209
  ALTHEIMER, CITY OF              5                327,200             2,377
  ARKADELPHIA, CITY OF           24              5,885,300            22,164
  ARKANSAS CITY, CITY OF          6                539,800             2,032
  ARKANSAS COUNTY*               81              5,055,100            38,842
  ASHDOWN, CITY OF               12                802,400             4,041
  ASHLEY COUNTY                  45              3,659,500            16,696
  ATKINS, CITY OF                30              2,291,200            14,206
  AUBREY, CITY OF                 2                 70,000               614
  AUGUSTA,CITY OF                 3                 43,500               650
  BALD KNOB,CITY OF              13                482,100             4,900
  BATESVILLE, CITY OF            45              2,696,300            16,237
  BAY, CITY OF                  261             12,128,100            95,675
  BEARDEN, CITY OF                2                 43,500               286
  BEEBE, CITY OF                  3                347,200               807
  BELLEFONTE, TOWN OF             1                 47,500               296
  BENTON COUNTY*                 69              9,182,700            45,823
  BENTON, CITY OF                70              6,988,400            31,185
  BENTONVILLE, CITY OF           85             10,783,200            36,481
  BERGMAN,TOWN OF                 1                 38,200               323
  BLACK ROCK, CITY OF             3                115,500               727
  BLYTHEVILLE, CITY OF          105             11,169,800            48,099
  BONO, CITY OF                  51              2,025,000            17,203
  BOONE COUNTY                   14              1,429,900             5,515
  BOONEVILLE, CITY OF             3                 87,000               575
  BRADLEY COUNTY*                38              1,868,100            15,385
  BRINKLEY, CITY OF              44              1,276,400            13,395
  BROOKLAND, TOWN OF              2                163,000               369
  BRYANT, CITY OF                16              1,930,400             5,417
  CABOT, CITY OF                 35              4,878,300            14,679
  CALHOUN COUNTY                  7                121,300             1,943
  CALICO ROCK, CITY OF            6                164,700             2,098
  CALION, CITY OF                34              2,752,000            15,243
  CAMDEN, CITY OF                74              5,486,000            30,737
  CARAWAY, CITY OF              187              6,944,900            65,295
  CARLISLE, CITY OF               4                179,700             1,570
  CASH, TOWN OF                   9                595,800             6,007
  CAVE CITY, CITY OF              5                270,000             1,657
  CENTERTON, CITY OF              8              1,064,000             5,567
  CHARLESTON, CITY OF             2                 43,500               572
  CHERRY VALLEY, CITY OF          1                125,000               232
  CHESTER, TOWN OF               10                408,600             2,952
  CHICOT COUNTY *                73              4,001,700            19,617
  CLARENDON, CITY OF            108              5,088,600            38,539
  CLARK COUNTY *                 10                551,500            10,755
  CLARKSVILLE, CITY OF          133              6,820,300            58,248
  CLAY COUNTY *                  91              3,815,000            31,852
  CLEBURNE COUNTY*               98             13,554,600            53,187
  CLINTON, CITY OF               32              3,713,900            27,771
  COAL HILL, CITY OF              2                 52,800               752
  COLUMBIA COUNTY                 3                602,000            11,222
  CONWAY COUNTY*                 17              1,254,600             6,600
  CONWAY, CITY OF               198             24,816,400            71,895
  CORNING, CITY OF               56              2,026,900            16,368
  COVE, TOWN OF                   1                 25,000               359
  CRAIGHEAD COUNTY              138              8,013,800            50,146
  CRAWFORD COUNTY *              17              1,579,800             7,108
  CRITTENDEN COUNTY              91              8,898,500            37,198
  CROSS COUNTY*                  46              2,365,200            16,437
  CROSSETT, CITY OF               5                539,600             1,564
  DALLAS COUNTY*                  5                145,500             1,044
  DANVILLE, CITY OF               2                102,000               675
  DARDANELLE, CITY OF            22              2,221,900            10,748
  DE QUEEN, CITY OF               3                653,500             4,222
  DE VALLS BLUFF, CITY OF         3                127,500             1,956
  DECATUR, CITY OF                9                849,700             9,519
  DERMOTT, CITY OF                9                627,200             2,404
  
                               Policy Statistics
                                Arkansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DES ARC, CITY OF               15              1,172,700             9,223
  DESHA COUNTY *                 44              2,971,200            19,900
  DEWITT,CITY OF                  8                304,500             2,232
  DIAZ, CITY OF                   4                159,000             1,083
  DOVER, CITY OF                  1                 70,300               546
  DREW COUNTY*                   35              1,157,000            10,257
  DUMAS, CITY OF                 70              4,137,700            18,783
  DYESS, CITY OF                 32                717,700             8,100
  EARLE, CITY OF                 32              2,183,300            18,638
  EDMONDSON, TOWN OF              1                 26,000               332
  EL DORADO, CITY OF             19              2,771,100             8,264
  ELAINE, CITY OF                 3                379,000             1,360
  ELKINS, CITY OF                 9              1,056,300             2,805
  ELM SPRINGS, TOWN OF            5                628,900             1,848
  ENGLAND, CITY OF               13              1,414,800             6,010
  EUDORA, CITY OF                 4                466,900             3,058
  EUREKA SPRINGS, CITY OF         6                324,900             2,418
  EVENING SHADE, TOWN OF          2                 33,000               643
  FARMINGTON, CITY OF            26              1,992,300            11,469
  FAULKNER COUNTY               193             17,214,700            78,469
  FAYETTEVILLE, CITY OF         290             38,253,200           152,246
  FELSENTHAL, TOWN OF            21                818,900             7,474
  FLIPPIN, CITY OF                5                191,600             1,899
  FORDYCE, CITY OF                2                288,600             2,163
  FOREMAN, CITY OF                2                310,800             1,173
  FORREST CITY, CITY OF           4                228,200             1,109
  FORT SMITH, CITY OF           379             49,718,300           207,344
  FRANKLIN COUNTY*                5                231,000             2,251
  FULTON, TOWN OF                 1                 48,400               318
  GARLAND COUNTY *              406             45,282,300           161,751
  GARLAND, CITY OF               26                882,400            10,313
  GEORGETOWN, TOWN OF             3                111,500               905
  GILLETT, CITY OF                2                 77,000               625
  GLENWOOD, CITY OF              10              1,585,300            10,770
  GOSHEN, CITY OF                 1                310,000               316
  GOSNELL, CITY OF                7                621,000             1,792
  GOULD, CITY OF                 19              2,006,100             8,955
  GRADY, CITY OF                  1                 42,000               441
  GRANT COUNTY                   27              1,874,400            14,132
  GRAVETTE, CITY OF               1                125,000               221
  GREENBRIER, CITY OF             7                894,900             3,014
  GREENLAND, CITY OF              3                488,600             3,295
  GREENWAY, TOWN OF               2                110,500               608
  GREENWOOD, CITY OF             11              1,183,300             2,795
  GRUBBS, TOWN OF                41              1,365,300            13,920
  GUION, TOWN OF                  2                 80,000               715
  GURDON, CITY OF                 3                130,200             1,122
  HAMBURG, CITY OF                3                541,100             1,826
  HARDY, CITY OF                 53              4,749,600            23,646
  HARRISBURG, CITY OF            11              2,500,400            14,281
  HARRISON, CITY OF              46              4,294,700            39,155
  HARTFORD, CITY OF               2                221,500               457
  HASKELL, CITY OF                2                 63,000               243
  HAZEN, CITY OF                  2                 86,000               585
  HEBER SPRINGS, CITY OF         15              2,417,000            10,401
  HELENA, CITY OF               252             16,709,100           131,881
  HEMPSTEAD COUNTY               13                444,400             4,937
  HICKORY RIDGE, CITY OF          3                187,000             1,030
  HOLLY GROVE, CITY OF           20                862,400             8,021
  HORATIO, CITY OF                3                170,900             1,346
  HORSESHOE BEND, CITY OF         8              1,304,000             1,974
  HOT SPRING COUNTY              35              2,902,800            12,694
  HOT SPRINGS, CITY OF          182             17,452,600            92,680
  HOWARD COUNTY*                  9                574,600             2,603
  HOXIE, CITY OF                  5                 92,000             1,101
  HUGHES, CITY OF                18              1,670,000             8,026
  HUMNOKE,CITY                   22                895,500             9,068
  
                               Policy Statistics
                                Arkansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HUMPHREY, CITY OF              60              2,037,000            21,412
  HUNTSVILLE, CITY OF             6                462,700             4,756
  HUTTIG, CITY OF                 1                 25,000               111
  IMBODEN, TOWN OF               18                967,300             8,295
  INDEPENDENCE COUNTY*           62              4,220,100            24,631
  JACKSON COUNTY *               44              2,134,000            15,015
  JACKSONPORT, TOWN OF           18                882,300             4,493
  JACKSONVILLE, CITY OF         273             24,596,800           107,769
  JASPER, CITY OF                 4                259,800             1,190
  JEFFERSON COUNTY *            187             15,568,700            91,378
  JOHNSON, CITY OF               14              1,080,200             2,740
  JOINER, CITY OF                12                330,700             3,513
  JONESBORO, CITY OF          1,106             91,262,600           463,895
  JUDSONIA, CITY OF              12                883,000             5,899
  KEISER, CITY OF                 3                147,000             1,041
  KENSETT, CITY OF                2                234,400               772
  LAKE CITY, TOWN OF             27              1,407,800             9,170
  LAKE VIEW,CITY OF               3                114,000             1,073
  LAKE VILLAGE, CITY OF          31              2,885,900            10,479
  LAMAR, CITY OF                  3                171,800             1,395
  LAVACA, CITY OF                 2                155,000               385
  LAWRENCE COUNTY                31              1,342,300            11,103
  LEACHVILLE, CITY OF             8                376,200             2,279
  LEE COUNTY                    102              3,788,000            35,996
  LEPANTO, CITY OF              140              6,176,800            49,457
  LEWISVILLE, CITY OF             2                 36,900               337
  LINCOLN COUNTY                 27              1,660,500            12,243
  LITTLE ROCK, CITY OF        1,142            125,942,100           577,142
  LOCKESBURG, CITY OF             1                 16,800               233
  LOGAN COUNTY*                   8                512,100             2,895
  LONOKE COUNTY*                113             12,759,000            46,685
  LONOKE, CITY OF                 1                 11,000               196
  LOWELL, CITY OF                10              1,269,900             8,261
  MADISON COUNTY                  4                124,000             1,082
  MADISON, CITY OF                2                 29,100               294
  MAGNOLIA, CITY OF               5                708,000             1,907
  MALVERN, CITY OF               28              2,646,300            12,613
  MAMMOTH SPRING, CITY OF         8                423,100             3,066
  MANILA, CITY OF                16              1,818,800            17,358
  MANSFIELD, CITY OF              3                359,000             3,155
  MARIANNA, CITY OF               2                747,200             2,787
  MARION, CITY OF                31              3,063,000             9,471
  MARKED TREE, CITY OF           14              1,342,800             4,312
  MARVELL, CITY OF                7                193,000             1,833
  MAUMELLE, CITY OF              28              6,137,100             8,362
  MAYFLOWER, CITY OF             96              7,248,700            39,801
  MCCRORY,CITY OF                 9                265,500             2,892
  MCDOUGAL, CITY OF              14                327,600             4,071
  MCGEHEE, CITY OF              126              8,548,500            45,827
  MELBOURNE, CITY OF              2                516,500             7,682
  MENA, CITY OF                  16                893,400             7,946
  MIDLAND,TOWN OF                 1                 40,000               182
  MILLER COUNTY*                 51              3,758,700            27,586
  MINERAL SPRINGS,CITY OF         3                250,000               832
  MISSISSIPPI COUNTY *           86              9,116,800            28,980
  MONROE COUNTY                  70              3,670,500            28,635
  MONTGOMERY COUNTY*             40              2,338,700            13,281
  MONTICELLO, CITY OF             7                337,000             2,731
  MONTROSE, TOWN OF               2                 60,500               470
  MORO,TOWN OF                   19                557,400             6,035
  MORRILTON, CITY OF             42              2,756,100            20,709
  MOUNT IDA,CITY OF               1                290,000             1,970
  MOUNTAIN HOME, CITY OF         99              5,856,800            38,426
  MOUNTAIN VIEW, CITY OF          1                 62,000               179
  MOUNTAINBURG, CITY OF           4                767,000             2,466
  MULBERRY, CITY OF               1                155,000               248
  NASHVILLE, CITY OF             22              1,361,700            10,460
  
                               Policy Statistics
                                Arkansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NEWARK, CITY OF                 5                160,700             2,096
  NEWPORT, CITY OF              104              6,258,100            37,175
  NORFORK, CITY OF               61              7,154,000            31,907
  NORMAN, CITY OF                 5                257,200             1,133
  NORPHLET, CITY OF               1                 32,700               354
  NORTH LITTLE ROCK, CITY       462             40,420,400           245,967
  OIL TROUGH, TOWN OF            16                692,900             6,436
  OLA, CITY OF                    5                 75,000             1,026
  OSCEOLA, CITY OF               10              1,300,200             2,247
  OUACHITA COUNTY*               54              3,122,500            19,357
  OZARK, CITY OF                 12                581,100             4,801
  PALESTINE, CITY OF              5                205,700             1,685
  PARAGOULD, CITY OF            842             44,284,100           231,889
  PARIS, CITY OF                 13              1,461,200             7,615
  PARKIN, CITY OF                 3                 85,500               612
  PATTERSON,CITY OF               3                 66,000               881
  PEA RIDGE,CITY OF               1                 93,100               720
  PERRY COUNTY                   26              1,566,900             8,517
  PERRY, TOWN OF                  2                488,300             2,693
  PERRYVILLE, CITY OF            12              1,054,700             7,101
  PHILLIPS COUNTY*               77              3,474,500            28,170
  PIGGOTT, CITY OF               89              3,644,900            25,485
  PINE BLUFF, CITY OF           239             16,660,300           106,739
  PLUMERVILLE, CITY OF            5                155,500             1,441
  POCAHONTAS, CITY OF            19                776,100             5,387
  POINSETT COUNTY*               73              4,460,300            25,533
  POLLARD, CITY OF                3                 62,000               834
  PORTIA, CITY OF                 3                353,900             1,263
  PORTLAND, CITY OF               5                276,100             1,197
  POTTSVILLE, TOWN OF             1                 35,000               254
  POWHATAN, TOWN OF               1                 27,500               182
  POYEN, TOWN OF                  1                 72,000               620
  PRAIRIE COUNTY *               43              1,641,100            16,352
  PRESCOTT, CITY OF               2                151,000               521
  PULASKI COUNTY *              302             41,264,400           136,327
  RANDOLPH COUNTY*               46              2,023,200            17,900
  RAVENDEN, TOWN OF               2                367,000             2,354
  RECTOR, CITY OF                12                417,900             4,138
  REED, TOWN OF                   1                 14,800               382
  REYNO, TOWN OF                  2                 46,500               597
  ROGERS, CITY OF               115             13,865,000            53,011
  RUDY, TOWN OF                   1                 40,100               297
  RUSSELLVILLE, CITY OF         117             12,695,400            68,630
  SALEM, CITY OF                  5                554,600             3,790
  SALESVILLE, CITY OF             3                169,000             1,778
  SALINE COUNTY *                39              4,999,600            13,157
  SEARCY, CITY OF                56              5,365,100            29,388
  SEBASTIAN COUNTY*              22              1,861,500             8,710
  SEVIER COUNTY*                 17                712,200             7,250
  SHANNON HILLS, CITY OF         35              1,987,800            15,076
  SHARP COUNTY *                  8                276,300             2,411
  SHERIDAN, CITY OF               6                909,000             8,944
  SHERRILL, TOWN OF               2                107,000               914
  SHERWOOD, CITY OF             287             30,490,000           132,995
  SILOAM SPRINGS, CITY OF        23              2,297,400            16,059
  SMACKOVER, CITY OF              5                218,300             1,690
  SPRINGDALE, CITY OF            87             11,931,100            38,955
  ST. FRANCIS COUNTY *           50              4,573,900            33,881
  ST. FRANCIS, CITY OF            3                170,000               604
  ST. PAUL, TOWN OF               4                214,200             2,097
  STAMPS, CITY OF                 4                219,200             1,540
  STAR CITY, CITY OF              8                415,900             2,390
  STRONG, CITY OF                 3                217,000               767
  STUTTGART, CITY OF            124              4,279,600            38,631
  SULPHUR SPRINGS, CITY OF        3                148,100             1,206
  SWIFTON, CITY OF                1                 70,200               542
  TEXARKANA, CITY OF            160             14,614,300            80,897
  
                               Policy Statistics
                                Arkansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  TILLAR, CITY OF                 9                346,300             2,998
  TRASKWOOD, CITY OF              1                 38,000               959
  TRUMAN, CITY OF                 8              1,013,400             1,773
  TUCKERMAN, CITY OF             34              1,591,500            11,648
  TURRELL, CITY OF                3                 77,600               981
  TYRONZA, CITY OF                1                 62,000               179
  UNION COUNTY*                  39              2,285,400            18,966
  VAN BUREN COUNTY*              10              1,320,100             6,203
  VAN BUREN, CITY OF            109             11,968,300            53,025
  VILONIA, TOWN OF                5                421,200             1,172
  WALDRON, CITY OF                7                301,500             2,529
  WALNUT RIDGE, CITY OF         115              6,914,200            46,407
  WARD, CITY OF                   2                118,000               317
  WARREN, CITY OF                 9                535,900             2,659
  WASHINGTON COUNTY              54              6,335,500            22,256
  WATSON, CITY OF                 7                803,000             1,902
  WEINER, CITY OF                 6                206,800             2,006
  WEST FORK, TOWN OF             16              1,295,800             4,769
  WEST HELENA, CITY OF          138              5,022,100            54,207
  WEST MEMPHIS, CITY OF         518             39,981,200           220,959
  WHEATLEY, CITY OF               1                 26,100               232
  WHITE COUNTY *                 80              4,904,100            32,286
  WHITE HALL, CITY OF            26              2,014,600            11,758
  WILLIFORD, TOWN OF              3                 97,400               812
  WILMAR, CITY OF                 2                 54,500               585
  WOODRUFF COUNTY*               40              1,766,300            13,510
  WOOSTER, TOWN OF                2                229,000               676
  WYNNE, CITY OF                243             14,277,700           106,363
  YELLVILLE , CITY OF             7                750,000             9,513

  Total for Arkansas
                             14,685          1,216,896,400         6,338,363

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                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADELANTO, CITY OF              30              3,029,200            11,417
  AGOURA HILLS, CITY OF          77             19,334,200            37,764
  AGUA CALIENTE BAND OF CA       22              4,764,300            12,054
  ALAMEDA COUNTY*               377             71,103,700           234,524
  ALAMEDA, CITY OF               39              9,576,800            18,260
  ALBANY, CITY OF                25              5,495,200            17,749
  ALHAMBRA, CITY OF               5              1,156,400             1,966
  ALPINE COUNTY*                117              1,132,100            11,135
  ALTURAS, CITY OF                2                323,000               834
  AMADOR COUNTY *                52              7,515,200            28,040
  AMERICAN CANYON, CITY OF        3                810,000               927
  ANAHEIM, CITY OF              674            151,384,100           383,289
  ANDERSON, CITY OF             139             17,057,600            58,689
  ANGELS, CITY OF                 9              1,963,500             4,957
  ANTIOCH, CITY OF               77             12,806,500            48,532
  APPLE VALLEY, CITY OF         138             21,267,800            73,035
  ARCADIA, CITY OF                3                352,700             1,732
  ARCATA, CITY OF               155             19,888,800            86,813
  ARROYO GRANDE, CITY OF        100             18,254,000            45,754
  ARTESIA, CITY OF                2                334,000               491
  ARVIN, CITY OF              1,051             79,459,200           407,636
  ATASCADERO, CITY OF            59             10,569,600            24,719
  ATHERTON, TOWN OF              34              9,834,200            13,545
  ATWATER, CITY OF               10              1,964,000             2,646
  AUBURN, CITY OF                17              3,107,900             8,195
  AVALON, CITY OF                77             14,406,300            54,464
  AZUSA, CITY OF                  6                996,800             5,159
  BAKERSFIELD, CITY OF          121             23,873,100            60,917
  BALDWIN PARK, CITY OF           3                591,000               785
  BANNING, CITY OF               83              9,821,500            51,652
  BARSTOW, CITY OF              116             12,689,900            62,200
  BEAUMONT, CITY OF              45              6,016,200            25,201
  BELL GARDENS, CITY OF           4                876,000             1,775
  BELL, CITY OF                   3                438,000               716
  BELLFLOWER, CITY OF           176             26,946,000            69,001
  BELMONT, CITY OF               44             11,270,000            31,777
  BELVEDERE, CITY OF            105             29,672,200            66,676
  BENICIA, CITY OF               20              5,532,100            16,972
  BERKELEY, CITY OF              60             13,481,000            36,246
  BEVERLY HILLS, CITY OF        419            105,639,600           242,137
  BIG BEAR LAKE, CITY OF        170             25,124,000           104,601
  BIGGS, CITY OF                 22              4,366,400             6,124
  BISHOP, CITY OF                12              2,019,000             5,878
  BLUE LAKE, CITY OF             13              1,588,100             5,912
  BLYTHE, CITY OF                 8              1,195,200             3,476
  BRADBURY, CITY OF               1                350,000             1,566
  BRAWLEY, CITY OF                3                516,300               949
  BREA, CITY OF                  16              4,176,700            29,012
  BRENTWOOD, CITY OF             22              4,789,600             8,165
  BRISBANE, CITY OF               7              1,286,500            11,000
  BUELLTON, CITY OF               3                900,000             1,515
  BUENA PARK, CITY OF           101             23,222,700            64,491
  BURBANK, CITY OF               77             17,132,100            49,839
  BURLINGAME, CITY OF           239             49,068,300           177,880
  BUTTE COUNTY *              1,347            222,812,600           700,141
  CALABASAS, CITY OF             57              9,428,100            23,687
  CALAVERAS COUNTY*              76             15,575,500            43,794
  CALEXICO, CITY OF               3                998,000             2,591
  CALIFORNIA CITY, CITY OF       52              5,591,400            19,725
  CALIMESA, CITY OF               2                487,000               820
  CALISTOGA, CITY OF             94             18,003,500            52,552
  CAMARILLO, CITY OF             70             14,134,600            29,398
  CAMPBELL, CITY OF              28              6,879,700            17,487
  CANYON LAKE, CITY OF            3                545,000             1,927
  CAPITOLA, CITY OF             122             22,010,300           111,402
  CARLSBAD, CITY OF             212             35,801,300            66,703
  CARMEL BY THE SEA, CITY        17              4,422,300             6,887
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CARPINTERIA, CITY OF          356             41,302,500           186,422
  CARSON, CITY OF               197             39,313,100            93,174
  CATHEDRAL CITY, CITY OF       180             29,980,700           125,482
  CERES, CITY OF                  4                524,500             1,550
  CERRITOS, CITY OF              26              5,872,000             8,628
  CHICO, CITY OF                405             56,163,400           213,655
  CHINO HILLS, CITY OF            7              1,911,000             6,850
  CHINO, CITY OF                 23              6,681,100            18,162
  CHULA VISTA, CITY OF          138             24,184,900            81,903
  CITRUS HEIGHTS, CITY OF       113             20,889,300            50,794
  CLAREMONT, CITY OF             19              4,479,700            14,105
  CLAYTON, CITY OF               53             12,443,400            37,579
  CLEARLAKE, CITY OF            273             32,410,600           118,610
  CLOVERDALE, CITY OF            40              5,407,400            19,369
  CLOVIS, CITY OF                75             12,330,300            37,995
  COACHELLA, CITY OF              5                488,900             2,880
  COALINGA, CITY OF              86              8,150,500            35,222
  COLMA, CITY OF                  4              2,687,200             7,560
  COLTON, CITY OF               148             29,682,600           152,130
  COLUSA COUNTY *               367             64,243,400           199,893
  COLUSA, CITY OF               172             35,964,300            50,075
  COMMERCE, CITY OF               2              1,000,000             3,872
  COMPTON, CITY OF              887            112,780,000           348,693
  CONCORD, CITY OF              433             84,281,400           293,081
  CONTRA COSTA COUNTY*        1,822            325,525,500           990,956
  CORCORAN, CITY OF               4                284,200             1,880
  CORNING, CITY OF               42              7,920,800            30,357
  CORONA, CITY OF                89             16,435,700            44,344
  CORONADO, CITY OF             255             28,322,900            47,663
  CORTE MADERA, TOWN OF         398             87,222,800           331,521
  COSTA MESA, CITY OF           224             46,065,100           124,130
  COTATI, CITY OF                77             16,014,700            32,332
  COVINA, CITY OF                12              2,682,000             4,932
  CRESCENT CITY, CITY OF         35              7,012,200            50,804
  CUDAHY, CITY OF                15              1,303,800             3,889
  CULVER CITY, CITY OF           45             12,045,100            39,853
  CUPERTINO, CITY OF             76             18,769,200            58,291
  CYPRESS, CITY OF               84             17,310,500            26,304
  DALY CITY, CITY OF             15              3,472,600             6,636
  DANA POINT, CITY OF            94             24,376,800            62,257
  DANVILLE, TOWN OF             108             25,544,600            62,346
  DAVIS, CITY OF                306             66,276,200           135,668
  DEL MAR, CITY OF              280             58,393,400           223,015
  DEL NORTE COUNTY*             105             18,050,300            75,688
  DEL REY OAKS, CITY OF          17              1,223,400             5,698
  DESERT HOT SPRINGS, CITY      219             25,940,200            98,333
  DIAMOND BAR, CITY OF            4                758,000             1,222
  DINUBA, CITY OF               533             55,369,300           188,102
  DIXON, CITY OF                 27              5,177,800            12,296
  DOS PALOS, CITY OF              7              1,734,000             4,306
  DOWNEY, CITY OF               578            110,832,800           263,739
  DUARTE, CITY OF                 4                962,200             4,904
  DUBLIN, CITY OF               116             17,029,000            68,243
  DUNSMUIR, CITY OF              35              3,946,800            20,542
  EAST PALO ALTO, CITY OF       794            122,180,600           558,136
  EL CAJON, CITY OF             100             21,053,200            84,369
  EL CENTRO, CITY OF              7              1,089,000             1,659
  EL CERRITO, CITY OF            84             15,529,800            65,646
  EL DORADO COUNTY              272             51,836,600           156,857
  EL PASO DE ROBLES, CITY        17              3,193,100             7,519
  EL SEGUNDO, CITY OF             5                571,200             1,587
  ELK GROVE, CITY OF             22              5,503,800             6,536
  ENCINITAS, CITY OF             68             18,091,700            39,814
  ESCALON, CITY OF                1                200,000             2,603
  ESCONDIDO, CITY OF            555             86,895,700           369,812
  ETNA, CITY OF                  13              1,295,000             3,820
  EUREKA, CITY OF                34              5,106,600            21,747
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  EXETER, CITY OF                 6                593,300             2,207
  FAIRFAX, TOWN OF              144             27,743,300            87,121
  FAIRFIELD, CITY OF            475             81,825,600           262,894
  FARMERSVILLE, CITY OF         332             23,321,800           121,600
  FERNDALE, CITY OF              22              3,157,400            11,346
  FILLMORE, CITY OF              84             15,594,800            31,788
  FIREBAUGH, CITY OF            198             24,909,900            99,073
  FOLSOM, CITY OF                74             18,168,400            40,542
  FONTANA, CITY OF              408             47,394,600           247,595
  FORT BRAGG, CITY OF             8              1,423,900             4,353
  FORT JONES, TOWN OF            64              5,008,700            20,307
  FORTUNA, CITY OF               42              6,690,800            21,766
  FOSTER CITY, CITY OF           77             19,724,600            29,772
  FOUNTAIN VALLEY, CITY OF    2,063            387,833,000         1,067,799
  FOWLER, CITY OF                14              1,485,400             7,672
  FREMONT,CITY OF               360             84,779,900           212,118
  FRESNO COUNTY *               650             98,165,500           284,534
  FRESNO, CITY OF               650             77,041,900           278,987
  FULLERTON, CITY OF            278             38,555,800           145,792
  GALT, CITY OF                  68             13,365,100            27,604
  GARDEN GROVE, CITY OF       3,076            497,435,900         1,719,607
  GARDENA, CITY OF               35              8,103,000            14,285
  GILROY, CITY OF               136             37,872,600           137,489
  GLENDALE, CITY OF              24              5,153,300            25,101
  GLENDORA, CITY OF              28              6,646,600            12,834
  GLENN COUNTY *                251             30,650,400            95,364
  GONZALES, CITY OF              12              1,993,700             9,381
  GRASS VALLEY, CITY OF          28              4,798,600            14,239
  GREENFIELD, CITY OF             2                347,800               978
  GRIDLEY, CITY OF               34              5,828,700            10,995
  GROVER BEACH, CITY OF          19              3,642,400             9,923
  GUADALUPE, CITY OF              1                200,000             1,146
  HALF MOON BAY, CITY OF         37              9,694,400            13,989
  HANFORD,CITY OF                 8              1,982,900             3,797
  HAWAIIAN GARDENS, CITY O        9              1,213,000             2,976
  HAWTHORNE, CITY OF              8              1,559,000             2,139
  HAYWARD, CITY OF              425             84,153,900           291,852
  HEALDSBURG, CITY OF            90             20,491,300            61,662
  HEMET, CITY OF                173             24,175,500           116,704
  HERCULES, CITY OF               7              1,803,000             2,920
  HERMOSA BEACH, CITY OF         39             10,788,200            19,547
  HESPERIA, CITY OF             215             27,157,700           109,803
  HIDDEN HILLS, CITY OF          23              6,650,400            28,886
  HIGHLAND, CITY OF             103             17,780,000            47,670
  HILLSBOROUGH, TOWN OF          41             12,245,800            19,872
  HOLLISTER, CITY OF             48             11,732,400            43,414
  HOLTVILLE, CITY OF              4                390,000             2,125
  HUMBOLDT COUNTY*              701             93,890,100           384,767
  HUNTINGTON BEACH, CITY O   10,580          1,712,003,600         5,193,480
  IMPERIAL BEACH, CITY OF       177             24,282,000            69,622
  IMPERIAL COUNTY *              68              6,725,700            30,072
  IMPERIAL, CITY OF               1                 79,000               353
  INDIAN WELLS, CITY OF          58             17,104,600            31,987
  INDIO, CITY OF                 35              5,872,800            21,939
  INDUSTRY, CITY OF               7              4,500,000            27,933
  INGLEWOOD, CITY OF             14              1,869,500             4,825
  INYO COUNTY *                  25              3,597,700             8,690
  IONE, CITY OF                  78             12,305,100            53,453
  IRVINE, CITY OF               143             34,318,700            59,726
  IRWINDALE, CITY OF              2              1,020,000             4,093
  ISLETON,CITY OF               177             23,609,500           135,623
  JACKSON, CITY OF               50              6,926,700            36,230
  KERN COUNTY                 3,095            292,576,600         1,320,357
  KING CITY, CITY OF             21              4,907,200            20,179
  KINGS COUNTY *                106             14,672,800            51,905
  KINGSBURG, CITY OF              3                392,700               701
  LA CANADA FLINTRIDGE, CI       17              4,530,600            19,372
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LA HABRA HEIGHTS, CITY O        5                693,800             3,196
  LA HABRA, CITY OF             153             24,008,800            86,130
  LA MESA, CITY OF               25              5,931,400            11,585
  LA MIRADA, CITY OF             17              4,827,100            10,396
  LA PALMA, CITY OF              30              7,382,400            10,693
  LA PUENTE, CITY OF              6                786,400             2,090
  LA QUINTA, CITY OF            325             40,084,100           120,311
  LA VERNE, CITY OF               4              1,092,600             4,756
  LAFAYETTE, CITY OF            166             38,372,100           124,737
  LAGUNA BEACH, CITY OF         342             89,614,600           243,468
  LAGUNA HILLS, CITY OF           7              1,360,500             2,056
  LAGUNA NIGUEL, CITY OF         20              5,344,300             8,175
  LAKE COUNTY *               1,487            209,620,100           674,114
  LAKE ELSINORE, CITY OF        172             30,368,000           160,243
  LAKE FOREST, CITY OF           25              7,884,000            33,577
  LAKEPORT, CITY OF             264             35,515,800           123,034
  LAKEWOOD, CITY OF             374             65,442,300           133,173
  LANCASTER, CITY OF            740             97,256,100           411,897
  LARKSPUR, CITY OF             356             68,717,200           247,310
  LASSEN COUNTY*                 42              5,410,700            21,628
  LATHROP, CITY OF               33              7,718,200            13,039
  LEMON GROVE, CITY OF           15              6,809,000            42,745
  LEMOORE,CITY OF                19              3,587,000             6,610
  LINCOLN, CITY OF               36              8,188,800            14,662
  LINDSAY, CITY OF              445             34,317,400           200,898
  LIVE OAK, CITY OF             101             15,801,900            32,431
  LIVERMORE, CITY OF             34             12,031,700            39,575
  LIVINGSTON, CITY OF             2                514,800             1,078
  LODI,CITY OF                  231             56,063,500            84,509
  LOMA LINDA, CITY OF           619             71,944,000           294,961
  LOMITA, CITY OF                 8              1,958,000             2,282
  LOMPOC, CITY OF               102             19,422,600            32,566
  LONG BEACH, CITY OF         5,533          1,016,958,900         2,925,472
  LOOMIS, TOWN OF                58             11,322,400            26,958
  LOS ALAMITOS, CITY OF          50             12,096,300            19,962
  LOS ALTOS HILLS, TOWN OF       44             11,603,500            23,520
  LOS ALTOS, CITY OF             94             22,305,600            59,012
  LOS ANGELES COUNTY*         4,073            789,084,900         2,379,300
  LOS ANGELES, CITY OF        7,193          1,675,664,000         4,247,074
  LOS BANOS, CITY OF              2                498,000               552
  LOS GATOS, TOWN OF             40             11,049,100            29,231
  LOYALTON, CITY OF              11              1,298,900             6,244
  LYNWOOD, CITY OF              410             57,343,300           177,421
  MADERA COUNTY*                829             93,664,900           364,814
  MADERA,CITY OF                 78              7,740,000            31,628
  MALIBU, CITY OF               295             84,840,500           263,927
  MAMMOTH LAKES, TOWN OF          9              2,356,100             4,769
  MANHATTAN BEACH, CITY OF       59             15,730,300            22,797
  MANTECA, CITY OF               38              7,087,700            12,994
  MARICOPA, CITY OF               1                115,000               655
  MARIN COUNTY*               1,300            279,838,300         1,061,496
  MARINA, CITY OF                32              5,349,700            19,331
  MARTINEZ, CITY OF             590             94,484,300           424,204
  MARYSVILLE, CITY OF           955            193,205,100           348,016
  MAYWOOD, CITY OF                1                310,000               301
  MCFARLAND, CITY OF            109              6,605,900            44,010
  MENDOCINO COUNTY *            308             44,346,000           173,480
  MENDOTA, CITY OF                6                690,400             3,448
  MENLO PARK, CITY OF           899            187,251,300           672,079
  MERCED COUNTY *             1,508            171,562,500           596,365
  MERCED, CITY OF             4,711            522,285,700         1,311,657
  MILL VALLEY, CITY OF          724            140,713,600           443,539
  MILLBRAE, CITY OF              63             11,280,100            40,466
  MILPITAS, CITY OF           2,376            422,899,200         1,254,344
  MISSION VIEJO, CIY OF          54             14,057,600            31,164
  MODESTO, CITY OF              221             38,277,100           106,767
  MODOC COUNTY *                 20              1,591,000             8,730
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MONO COUNTY *                  69             10,903,700            34,798
  MONROVIA, CITY OF               4                497,700             2,238
  MONTAGUE,CITY OF                1                125,000               232
  MONTCLAIR, CITY OF              8              1,218,400             3,342
  MONTE SERENO, CITY OF           5              1,339,000             2,216
  MONTEBELLO, CITY OF            16              4,187,600             6,747
  MONTEREY COUNTY *           1,821            333,838,100         1,111,082
  MONTEREY PARK, CITY OF         21              5,307,300            10,621
  MONTEREY, CITY OF             126             22,772,700           107,116
  MOORPARK, CITY OF              37              6,841,300            17,919
  MORAGA, TOWN OF                28              6,818,400            13,039
  MORENO VALLEY, CITY OF         86             13,273,300            47,090
  MORGAN HILL, CITY OF          340             61,442,400           191,408
  MORRO BAY, CITY OF            117             19,516,200            61,945
  MOUNTAIN VIEW, CITY OF        398             85,451,200           290,235
  MURRIETA, CITY OF             135             28,300,200            95,961
  NAPA COUNTY *                 435             97,907,800           318,370
  NAPA, CITY OF               1,318            230,343,800           894,527
  NATIONAL CITY, CITY OF         95             23,216,200           113,624
  NEEDLES, CITY OF               30              4,430,300            12,547
  NEVADA CITY, CITY OF            3                 97,800             1,197
  NEVADA COUNTY*                133             23,198,600            75,984
  NEWARK, CITY OF                97             23,729,800            50,221
  NEWMAN, CITY OF               168             21,621,200            84,202
  NEWPORT BEACH, CITY OF      1,496            345,518,800           943,175
  NORCO, CITY OF                 49              9,215,200            31,863
  NORWALK, CITY OF               27              5,530,300             8,425
  NOVATO, CITY OF             1,405            227,323,700           650,438
  OAKDALE, CITY OF               19              4,912,000             5,448
  OAKLAND, CITY OF              276             55,345,100           151,119
  OAKLEY, CITY OF                27              4,045,700            16,140
  OCEANSIDE, CITY OF          1,673            261,792,300           789,862
  OJAI, CITY OF                 119             24,100,000            72,350
  ONTARIO, CITY OF              156             27,236,400           105,103
  ORANGE COUNTY *             1,114            241,010,000           657,025
  ORANGE COVE, CITY OF           21              1,627,400            10,626
  ORANGE, CITY OF               199             49,276,300           112,356
  ORINDA, CITY OF                65             17,102,700            36,844
  OROVILLE, CITY OF              53              6,326,600            17,758
  OXNARD, CITY OF               252             62,829,000           129,815
  PACIFIC GROVE, CITY OF         14              3,439,500             6,046
  PACIFICA, CITY OF             259             49,205,200           169,915
  PALM DESERT, CITY OF          116             26,311,700            67,248
  PALM SPRINGS, CITY OF         514             62,569,300           222,522
  PALMDALE,CITY OF              120             21,934,000            78,910
  PALO ALTO, CITY OF          3,756            797,478,500         2,632,973
  PALOS VERDES ESTATES, CI       26              6,856,700            16,501
  PARADISE, TOWN OF               1                 38,000               131
  PARAMOUNT, CITY OF            303             45,568,400           132,903
  PARLIER, CITY OF                5                681,900             3,150
  PASADENA, CITY OF              24              4,551,000            22,421
  PATTERSON, CITY OF            291             34,920,200           125,946
  PERRIS, CITY OF               102             16,572,800            44,365
  PETALUMA, CITY OF             574            116,877,300           360,556
  PICO RIVERA, CITY OF          366             54,773,700           154,438
  PIEDMONT, CITY OF              12              3,150,100             4,705
  PINOLE, CITY OF                14              2,458,800             5,788
  PISMO BEACH, CITY OF           64             11,163,600            35,901
  PITTSBURG,CITY OF              32              6,202,700            21,511
  PLACENTIA, CITY OF             74             12,027,300            42,321
  PLACER COUNTY*                554            115,783,900           262,722
  PLACERVILLE, CITY OF           31              6,511,800            31,988
  PLEASANT HILL, CITY OF        386             85,335,600           171,389
  PLEASANTON, CITY OF           215             48,051,800           140,595
  PLUMAS COUNTY *               205             31,295,900           115,398
  PLYMOUTH, CITY OF               2                340,000               941
  POINT ARENA, CITY OF            2                270,000               944
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  POMONA, CITY OF                 6                920,000             6,126
  PORT HUENEME, CITY OF          34              8,286,900            17,580
  PORTERVILLE, CITY OF          325             28,454,700           148,136
  PORTOLA VALLEY, TOWN OF        31              8,028,100            18,294
  PORTOLA, CITY OF               10              1,307,700             7,390
  POWAY, CITY OF                284             45,387,400           167,825
  RANCHO CUCAMONGA, CITY O      338             51,891,700           185,981
  RANCHO MIRAGE, CITY OF         80             21,268,300            46,500
  RANCHO PALOS VERDES, CIT       12              2,883,100            12,148
  RANCHO SANTA MARGARITA,         2                325,200               886
  RED BLUFF, CITY OF            203             20,638,900           105,442
  REDDING, CITY OF              364             60,011,200           160,302
  REDLANDS, CITY OF             405             67,662,500           280,077
  REDONDO BEACH, CITY OF         45              9,498,900            23,028
  REDWOOD CITY, CITY OF         135             37,557,800           130,301
  REEDLEY, CITY OF               10              1,883,200             4,693
  RIALTO, CITY OF                 8              1,541,000             2,879
  RICHMOND, CITY OF              72             18,292,000            63,967
  RIDGECREST, CITY OF           105             14,921,500            41,084
  RIO DELL, CITY OF               3                473,800             1,010
  RIO VISTA,CITY OF              39              8,223,000            31,477
  RIPON, CITY OF                 16              3,466,000             4,303
  RIVERBANK, CITY OF             16              3,887,200             4,593
  RIVERSIDE COUNTY *          2,349            335,793,900         1,160,228
  RIVERSIDE, CITY OF            172             27,632,200           106,200
  RL MONTE, CITY OF               1                126,500               433
  ROCKLIN, CITY OF              130             33,313,500            69,560
  ROHNERT PARK, CITY OF          18              3,628,600             8,207
  ROLLING HILLS ESTATES, C       10              2,796,000             3,072
  ROLLING HILLS, CITY OF         12              3,205,000             4,241
  ROSEMEAD, CITY OF               5                987,000             2,482
  ROSEVILLE, CITY OF            387             78,985,100           187,045
  ROSS, TOWN OF                 156             40,318,900           139,694
  SACRAMENTO COUNTY *        17,191          2,998,739,000         7,576,274
  SACRAMENTO, CITY OF        49,867          8,334,509,700        24,033,242
  SALINAS, CITY OF              247             40,310,800           118,049
  SAN ANSELMO, TOWN OF          336             65,221,600           266,782
  SAN BENITO COUNTY*            107             20,061,200            80,135
  SAN BERNARDINO COUNTY *     1,746            228,601,000           882,364
  SAN BERNARDINO, CITY OF       336             65,130,900           153,374
  SAN BRUNO, CITY OF             14              3,765,600             9,397
  SAN BUENAVENTURA, CITY O      202             75,352,000           116,871
  SAN CARLOS, CITY OF           187             47,009,500           167,033
  SAN CLEMENTE, CITY OF         123             26,919,400            54,013
  SAN DIEGO COUNTY *          1,368            242,320,500           783,726
  SAN DIEGO, CITY OF          2,679            378,968,000         1,290,843
  SAN DIMAS, CITY OF             11              2,743,400             3,781
  SAN FERNANDO, CITY OF           7              1,463,700             3,471
  SAN GABRIEL, CITY OF            7              1,026,300             1,918
  SAN JACINTO, CITY OF          182             22,873,400            69,411
  SAN JOAQUIN COUNTY*         1,908            350,477,800           900,372
  SAN JOAQUIN, CITY OF           16              3,605,900             7,338
  SAN JOSE, CITY OF           8,161          1,429,354,600         4,852,321
  SAN JUAN BAUTISTA, CITY        12              1,960,300             8,122
  SAN JUAN CAPISTRANO, CIT      273             55,489,300           151,999
  SAN LEANDRO, CITY OF          694            119,758,000           442,723
  SAN LUIS OBISPO COUNTY *      706            134,576,100           430,447
  SAN LUIS OBISPO, CITY OF      642            124,751,300           420,141
  SAN MARCOS, CITY OF           110             25,830,000            87,371
  SAN MARINO, CITY OF             7              1,789,000             2,363
  SAN MATEO COUNTY *            512            100,403,000           367,444
  SAN MATEO, CITY OF          4,063            822,692,900         1,978,348
  SAN PABLO, CITY OF            294             31,137,600           120,183
  SAN RAFAEL, CITY OF         1,604            321,507,200         1,304,727
  SAN RAMON, CITY OF             58             11,208,000            32,893
  SANGER, CITY OF               102             12,337,700            61,356
  SANTA ANA, CITY OF          4,338            605,227,500         2,131,799
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SANTA BARBARA COUNTY *      1,636            353,534,100         1,008,947
  SANTA BARBARA, CITY OF      1,061            210,447,100           822,376
  SANTA CLARA COUNTY*           747            139,513,900           537,836
  SANTA CLARA, CITY OF        1,586            257,709,200           861,641
  SANTA CLARITA, CITY OF        606            122,305,800           394,898
  SANTA CRUZ COUNTY *         1,967            326,727,400         1,257,132
  SANTA CRUZ, CITY OF         1,201            207,615,400           686,962
  SANTA FE SPRINGS, CITY O       14              5,978,800            21,580
  SANTA MARIA, CITY OF          125             25,350,600            58,889
  SANTA MONICA, CITY OF         131             35,816,000            86,881
  SANTA PAULA, CITY OF        1,112            142,187,100           515,620
  SANTA ROSA, CITY OF            86             17,000,200            53,626
  SANTEE, CITY OF                81             13,545,000            41,546
  SARATOGA, CITY OF              53             11,903,500            26,247
  SAUSALITO, CITY OF             47             10,847,400            48,644
  SCOTTS VALLEY, CITY OF         25              4,875,700            15,190
  SEAL BEACH, CITY OF           385             73,886,000           147,269
  SEASIDE, CITY OF                5              1,742,200             2,919
  SEBASTOPOL, CITY OF            72             16,327,900            70,048
  SHAFTER, CITY OF               41              3,881,900            20,826
  SHASTA COUNTY *               478             68,696,000           233,815
  SHASTA LAKE, CITY OF           33              4,112,100            15,159
  SIERRA COUNTY *                61              9,482,300            39,929
  SIERRA MADRE, CITY OF          12              2,552,600             9,937
  SIGNAL HILL, CITY OF            6                935,000             1,765
  SIMI VALLEY, CITY OF        2,176            333,229,200         1,425,978
  SISKIYOU COUNTY*              239             29,018,400           116,617
  SOLANA BEACH,CITY OF           54              7,676,900            27,443
  SOLANO COUNTY *               333             64,325,500           190,821
  SOLEDAD, CITY OF                2                500,000               590
  SOLVANG, CITY OF                4                880,000             2,017
  SONOMA COUNTY *             2,573            401,443,500         1,511,529
  SONOMA, CITY OF                68             14,069,000            34,840
  SONORA, CITY OF                 1                244,200               604
  SOUTH EL MONTE, CITY OF         5                510,700             2,405
  SOUTH GATE, CITY OF           137             18,460,500            54,634
  SOUTH LAKE TAHOE, CITY O      135             25,254,900            69,241
  SOUTH PASADENA, CITY OF        13              3,557,100             6,993
  SOUTH SAN FRANCISCO, CIT      263             51,576,900           193,242
  ST. HELENA, CITY OF           179             36,395,200           161,437
  STANISLAUS COUNTY *           435             65,387,900           204,414
  STANTON, CITY OF               12              2,033,200             4,651
  STOCKTON, CITY OF           1,325            320,551,800           534,493
  SUISUN CITY, CITY OF          475             75,605,700           257,226
  SUNNYVALE, CITY OF            836            158,737,600           623,519
  SUSANVILLE, CITY OF            91              9,732,100            46,129
  SUTTER COUNTY*              3,539            797,296,400         1,193,427
  SUTTER CREEK, CITY OF          23              3,601,400            15,697
  TEHACHAPI, CITY OF             15              2,275,200             5,383
  TEHAMA COUNTY*                643             85,426,700           305,600
  TEHAMA, CITY OF                64              6,293,700            29,716
  TEMECULA, CITY OF             131             34,403,900            80,569
  THOUSAND OAKS, CITY OF        365             75,473,600           223,784
  TIBURON, CITY OF               86             15,247,700            42,638
  TORRANCE, CITY OF              54             15,158,800            31,607
  TRACY, CITY OF                 90             21,691,300            41,331
  TRINITY COUNTY *              101             16,186,500            42,385
  TRUCKEE, TOWN OF                6              1,400,800             2,424
  TULARE COUNTY*              1,494            169,594,900           713,551
  TULARE, CITY OF                24              2,580,600            10,687
  TUOLUMNE COUNTY*               27              4,746,700            10,304
  TURLOCK, CITY OF               15              2,108,300             4,035
  TUSTIN, CITY OF                61             15,533,700            46,000
  TWENTYNINE PALMS, CITY O      335             27,675,800           148,185
  UKIAH, CITY OF                292             38,472,200           145,273
  UNION CITY, CITY OF            97             20,203,800            56,358
  UPLAND, CITY OF                32              7,761,900            10,807
  
                               Policy Statistics
                                California
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  VACAVILLE, CITY OF            524             84,824,200           240,071
  VALLEJO, CITY OF              308             50,661,500           197,421
  VENTURA COUNTY *            1,191            254,154,200           827,247
  VICTORVILLE, CITY OF           28              2,945,300            10,138
  VILLA PARK, CITY OF            40             10,287,700            28,724
  VISALIA, CITY OF            5,082            655,104,800         2,019,421
  VISTA, CITY OF                 83             17,876,100            65,441
  WALNUT CREEK, CITY OF         272             50,455,300           143,722
  WALNUT, CITY OF                 4                922,300             3,985
  WASCO, CITY OF                 12                465,000             4,049
  WATERFORD, CITY OF              1                155,000               248
  WATSONVILLE, CITY OF          937            140,074,800           563,097
  WEED, CITY OF                   2                128,300               944
  WEST COVINA, CITY OF            4              1,605,000            10,607
  WEST HOLLYWOOD, CITY OF       266             51,866,800           190,404
  WEST SACRAMENTO, CITY OF      884            159,871,900           343,925
  WESTLAKE, VILLAGE OF           12              2,883,500             6,202
  WESTMINSTER, CITY OF        2,389            411,266,300         1,271,027
  WHEATLAND, CITY OF             63             10,829,500            31,509
  WHITTIER, CITY OF              56             18,572,700            53,437
  WILLIAMS, CITY OF              28              4,322,900            12,320
  WILLITS,CITY OF                68              7,883,900            28,594
  WILLOWS, CITY OF              335             31,715,000           132,034
  WINDSOR, TOWN OF               22              3,847,200             9,375
  WINTERS, CITY OF               42              8,186,300            20,415
  WOODLAKE, CITY OF             112              9,455,300            43,703
  WOODLAND, CITY OF           2,649            466,961,500         1,281,541
  WOODSIDE, TOWN OF              24              6,703,500            10,589
  YOLO COUNTY*                1,238            250,760,700           571,796
  YORBA LINDA, CITY OF           59             13,021,400            24,921
  YOUNTVILLE, TOWN OF            67             12,163,300            31,559
  YREKA, CITY OF                 49              5,369,900            31,168
  YUBA CITY, CITY OF          2,659            540,649,800           892,764
  YUBA COUNTY *               2,157            343,131,400           901,869
  YUCAIPA, CITY OF              238             32,066,500           141,912
  YUCCA VALLEY, TOWN OF         157             17,086,500            87,908

  Total for California
                            258,917         44,521,144,700       133,943,874

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                               Policy Statistics
                                Colorado
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMS COUNTY *                 98             20,960,400            63,160
  ALAMOSA COUNTY *               23              2,854,200             8,238
  ALAMOSA, CITY OF               32              4,004,200            12,303
  ANTONITO, CITY OF               2                288,400             1,201
  ARAPAHOE COUNTY *             126             31,450,300            63,543
  ARCHULETA COUNTY *             48             10,215,700            24,427
  ARVADA, CITY OF               477             70,370,900           296,172
  ASPEN, CITY OF                 99             13,365,200            31,275
  AURORA, CITY OF               278             42,099,300           145,599
  AVON, TOWN OF                   1                 20,000               222
  BASALT,TOWN OF                 71             15,931,000            24,142
  BAYFIELD, TOWN OF              10              2,373,800             4,364
  BENT COUNTY *                   2                403,000               547
  BERTHOUD, TOWN OF               1                 62,000               179
  BLACK HAWK, CITY OF             8              5,485,000            46,802
  BOULDER COUNTY *              654            113,587,800           339,534
  BOULDER, CITY OF            2,159            347,192,300         1,146,707
  BRECKENRIDGE, TOWN OF          96             14,214,300            21,689
  BRIGHTON, CITY OF              14              3,805,100             8,975
  BROOMFIELD, CITY AND COU       38              9,351,300            30,227
  BRUSH, CITY OF                130              9,843,700            59,598
  BUENA VISTA, TOWN OF           37              5,316,000            17,887
  CALHAN, TOWN OF                 3                397,000               994
  CANON CITY, CITY OF           125             16,672,200            71,520
  CARBONDALE, CITY OF             4              1,210,000             2,469
  CASTLE ROCK, TOWN OF            7              1,827,500             4,060
  CENTENNIAL, CITY OF             1                125,000               262
  CHAFFEE COUNTY*                54             11,758,900            44,451
  CHERRY HILLS VILLAGE, CI       20              5,110,400            10,929
  CLEAR CREEK COUNTY *           71             10,759,700            43,524
  COLLBRAN, TOWN OF               8              1,109,000             4,207
  COLORADO SPRINGS, CITY O      895            140,497,000           596,214
  COLUMBINE VALLEY, TOWN O        5              1,335,000             1,569
  COMMERCE CITY, CITY OF         11              3,740,700            11,651
  CONEJOS COUNTY *                6                567,500             3,255
  CORTEZ, CITY OF                 5                367,700             1,367
  COSTILLA COUNTY*                3                348,400             1,267
  CRAIG, CITY OF                 15              2,275,600             7,705
  CREEDE, CITY OF                 9                891,600             6,187
  CRESTED BUTTE, TOWN OF         14              3,508,200            11,357
  CRIPPLE CREEK, CITY OF          2              1,052,000             5,141
  CROOK, CITY OF                  5                163,300             1,685
  DACONO, TOWN OF                16              2,337,100            11,411
  DEER TRAIL, CITY OF             1                 85,500               601
  DEL NORTE, TOWN OF             13                955,600             4,832
  DELTA COUNTY *                 29              4,158,700            14,525
  DELTA, CITY OF                 10              1,195,100             6,414
  DENVER, CITY AND COUNTY       858            179,921,800           787,968
  DOLORES COUNTY *                2                163,000               775
  DOLORES, TOWN OF              104             10,579,000            55,103
  DOUGLAS COUNTY*                80             17,364,000            42,671
  DURANGO, CITY OF              108             22,805,700            78,254
  EAGLE COUNTY *                 46              9,980,700            26,869
  EATON, TOWN OF                  3                490,600             1,813
  EDGEWATER, CITY OF             31              3,718,400            19,424
  EL PASO COUNTY*               515             66,343,300           309,810
  ENGLEWOOD, CITY OF             51             10,919,000            41,861
  ERIE, TOWN OF                  24              3,168,900            12,066
  ESTES PARK,TOWN OF             94             14,879,600            42,669
  EVANS, CITY OF                  1                 25,000               106
  FEDERAL HEIGHTS, CITY OF        3                243,000               549
  FIRESTONE, TOWN OF              8                593,900             2,656
  FLEMING, TOWN OF                1                 38,000               162
  FLORENCE, CITY OF             154             11,217,700            68,442
  FORT COLLINS, CITY OF         349             66,405,600           185,931
  FORT LUPTON, TOWN OF            8              1,552,400             4,184
  FORT MORGAN, CITY OF            4                968,000             1,502
  
                               Policy Statistics
                                Colorado
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FOUNTAIN, CITY OF              64              6,681,300            34,908
  FRASER, TOWN OF                 1                 40,300               360
  FREDERICK, TOWN OF             77             10,018,200            39,230
  FREMONT COUNTY *               97             12,483,900            47,498
  FRISCO, TOWN OF               160             19,481,800            36,132
  FRUITA, CITY OF                 4                680,000               916
  GARFIELD COUNTY*              112             22,494,500            46,872
  GEORGETOWN, TOWN OF            41              5,653,400            32,759
  GILCREST, CITY OF               1                122,600               621
  GILPIN COUNTY *                 9              1,275,200             6,934
  GLENWOOD SPRINGS, CITY O       35              7,736,900            24,523
  GOLDEN, CITY OF                73             14,994,400            59,885
  GRANADA, TOWN OF                3                275,200               695
  GRAND JUNCTION, CITY OF        50              7,034,500            38,463
  GRAND LAKE, CITY OF             3                234,500             1,860
  GREELEY, CITY OF               68             11,394,300            46,423
  GREEN MOUNTAIN FALLS, TO       20              2,241,500            13,306
  GREENWOOD VILLAGE, CITY        43             11,194,700            17,857
  GUNNISON COUNTY *             116             18,764,500            62,828
  GUNNISON, CITY OF              45              6,081,800            17,515
  GYPSUM, TOWN OF                44              9,443,000            17,365
  HAYDEN, TOWN OF                 7                823,400             2,473
  HINSDALE COUNTY*                7              1,230,900             4,379
  HOLLY, TOWN OF                  5                662,700             1,460
  HOLYOKE, TOWN OF                3                428,500             2,273
  HUERFANO COUNTY*               12              1,337,300             6,412
  IDAHO SPRINGS, CITY OF          9              2,531,500             7,201
  ILIFF, TOWN OF                  1                 63,800               659
  JAMESTOWN, TOWN OF             14              2,245,100             7,353
  JEFFERSON COUNTY *            314             61,803,500           218,210
  KIOWA, TOWN OF                  3                600,000             7,440
  LA JUNTA, CITY OF              46              3,655,700            30,659
  LA PLATA COUNTY *             731            159,927,000           307,684
  LA SALLE, TOWN OF               2                276,000               713
  LA VETA, TOWN OF               38              3,918,400            13,474
  LAFAYETTE, CITY OF             20              5,614,100            10,388
  LAKE CITY, CITY OF             10              2,127,800             3,358
  LAKE COUNTY *                   4                458,000             1,506
  LAKEWOOD, CITY OF             485             78,947,400           239,463
  LAMAR, CITY OF                 16              1,484,600             3,678
  LARIMER COUNTY *              513             91,618,900           356,571
  LARKSPUR, TOWN OF               2                161,100             1,034
  LAS ANIMAS COUNTY*              4                526,400             1,711
  LAS ANIMAS, CITY OF             4                675,200             2,306
  LIMON, TOWN OF                 22              2,700,100            15,638
  LITTLETON, CITY OF             98             17,195,200            55,456
  LOGAN COUNTY *                 33              3,336,600            18,659
  LONGMONT, CITY OF             230             44,217,900           162,570
  LOUISVILLE, CITY OF            18              4,117,300            10,935
  LOVELAND, CITY OF              38              7,838,700            19,427
  LYONS, TOWN OF                 63              9,118,000            39,552
  MANASSA, CITY OF                3                434,800             1,184
  MANITOU SPRINGS, CITY OF       87             15,900,600            80,719
  MANZANOLA, TOWN OF              1                310,000               351
  MARBLE, TOWN OF                 5                817,600             1,306
  MEEKER, TOWN OF                 2                125,900               511
  MESA COUNTY *                  72             11,653,700            32,374
  MILLIKEN, TOWN OF               1                 95,000               375
  MINERAL COUNTY *                4                243,300             1,239
  MOFFAT COUNTY *                 4                463,000             1,017
  MONTE VISTA, CITY OF            5                452,300             2,928
  MONTEZUMA COUNTY *             39              6,482,000            21,825
  MONTROSE COUNTY *              19              1,927,400             8,364
  MONTROSE, CITY OF              33              4,165,700            15,926
  MONUMENT, TOWN OF               2                560,000               646
  MORGAN COUNTY *                41              4,854,500            28,644
  MORRISON, TOWN OF              11              1,801,900             9,849
  
                               Policy Statistics
                                Colorado
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NATURITA, TOWN OF               5                473,000             1,191
  NEDERLAND, TOWN OF             10              1,320,600             4,866
  NORTHGLENN, CITY OF            24              5,449,500            16,989
  NUNN, TOWN OF                   2                348,800             1,226
  OAK CREEK, TOWN OF             10              1,425,500             6,442
  OLATHE, TOWN OF                29              2,074,500            14,171
  ORCHARD CITY, CITY OF           2                 83,000               329
  OTERO COUNTY *                 97              6,821,300            52,501
  OURAY COUNTY *                 25              4,807,200            40,946
  OURAY, CITY OF                 72             11,486,000            61,686
  PAGOSA SPRINGS, TOWN OF        29              4,918,100            18,977
  PALISADE, CITY OF               3                615,000               792
  PALMER LAKE, TOWN OF           15              2,716,800             8,038
  PAONIA, TOWN OF                 5                642,000             2,074
  PARACHUTE, TOWN OF              2                165,000               483
  PARK COUNTY*                   14              2,404,600             6,200
  PARKER, TOWN OF                21              4,603,700             6,304
  PHILLIPS COUNTY *               1                 45,000               392
  PIERCE, TOWN OF                23              2,666,500            11,610
  PITKIN COUNTY*                116             19,247,900            70,219
  PONCHA SPRINGS, TOWN OF         1                164,000               486
  PROWERS COUNTY*                22              2,522,200            10,787
  PUEBLO COUNTY *                60             10,524,400            50,702
  PUEBLO, CITY OF                77              9,400,700            39,352
  RANGELY, TOWN OF               22              1,860,100            11,275
  REDCLIFF, TOWN OF               6                749,700             4,365
  RICO, TOWN OF                   1                307,900               475
  RIFLE, CITY OF                 29              5,042,000            16,088
  RIO BLANCO COUNTY *            12              1,246,900             8,640
  RIO GRANDE COUNTY *            96             13,288,000            48,578
  ROCKY FORD, CITY OF            41              2,261,700            19,202
  ROUTT COUNTY *                 54              9,418,600            25,181
  SALIDA, CITY OF                 2                403,000               557
  SAN LUIS, TOWN OF               1                 30,000               333
  SAN MIGUEL COUNTY *            43             11,006,000            24,693
  SHERIDAN, CITY OF              22              2,630,100            13,200
  SILT, TOWN OF                   2                349,000             1,011
  SILVER PLUME, TOWN OF          10                881,500             5,787
  SILVERTHORNE, TOWN OF          36              6,121,900            12,984
  SILVERTON, TOWN OF              1                 91,700               525
  SNOWMASS VILLAGE, TOWN O        7              2,583,900             5,820
  SOUTH FORK, TOWN OF             3                261,000               884
  STEAMBOAT SPRINGS, TOWN       178             28,903,000            77,833
  STERLING, CITY OF             381             29,955,700           186,699
  SUMMIT COUNTY *               119             15,279,900            45,898
  SUPERIOR, TOWN OF               4                568,000             1,478
  TELLER COUNTY *                20              3,315,700            11,794
  TELLURIDE, TOWN OF            427             61,917,100           144,047
  THORNTON, CITY OF              38              6,569,300            24,712
  TRINIDAD, CITY OF              42              5,831,500            34,626
  VAIL, TOWN OF                 109             21,072,800            42,157
  WALSENBURG, CITY OF            68              4,625,300            33,081
  WELD COUNTY *                 231             38,949,800           149,704
  WELLINGTON, TOWN OF            61              9,045,200            33,461
  WESTMINSTER, CITY OF           50             11,008,400            28,184
  WHEAT RIDGE, CITY OF          153             24,640,800            85,331
  WIGGINS, CITY OF                2                245,000               952
  WILEY, TOWN OF                  1                 45,000               485
  WINDSOR, CITY OF                9              1,486,000             3,586
  WINTER PARK, TOWN OF          119             10,807,900            10,286
  WOODLAND PARK, TOWN OF         13              2,251,900             8,547
  WRAY, CITY OF                  14              1,759,300             9,021
  YUMA COUNTY *                   8                726,600             5,299

  Total for Colorado
                             15,427          2,517,738,000         8,767,595
                              
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                               Policy Statistics
                                Connecticut
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ANDOVER, TOWN OF                2                324,000             1,997
  ANSONIA, CITY OF               15              1,671,500             8,380
  ASHFORD, TOWN OF                4                497,300             1,316
  AVON, TOWN OF                  63              9,013,300            26,388
  BANTAM, BOROUGH OF              2                715,000             1,656
  BARKHAMSTED, TOWN OF           13              2,622,700             6,505
  BEACON FALLS, TOWN OF          19              2,927,600            13,372
  BERLIN, TOWN OF                85             16,942,100            62,158
  BETHANY, TOWN OF                7              1,397,100             4,823
  BETHEL, TOWN OF               124             15,873,300            66,609
  BETHLEHEM, TOWN OF             11              1,513,100             6,593
  BLOOMFIELD, TOWN OF            38              6,199,500            24,374
  BOLTON, TOWN OF                 4                453,400             1,603
  BOZRAH, TOWN OF                 2                140,700               482
  BRANFORD, TOWN OF             892            152,606,400           612,135
  BRIDGEPORT, CITY OF           635             89,340,900           417,177
  BRIDGEWATER, TOWN OF            6                689,700             3,271
  BRISTOL, CITY OF              193             29,820,800           140,806
  BROOKFIELD, TOWN OF            33              6,730,900            22,909
  BROOKLYN, TOWN OF              16              1,754,900             8,516
  BURLINGTON, TOWN OF             9              1,521,100             4,526
  CANAAN, TOWN OF                14              2,047,400            10,596
  CANTON, TOWN OF                22              4,010,700            14,469
  CHAPLIN, TOWN OF                5                701,400             1,940
  CHESHIRE, TOWN OF              60             11,712,100            35,732
  CHESTER, TOWN OF               55             10,452,100            39,370
  CLINTON, TOWN OF              476             77,947,900           330,912
  COLCHESTER, TOWN OF             3              1,269,200             2,968
  COLEBROOK, TOWN OF              2                423,500             1,728
  COLUMBIA, TOWN OF              11              2,783,900            12,533
  CORNWALL, TOWN OF              12              2,812,200            10,803
  COVENTRY, TOWN OF              20              3,228,200            12,421
  CROMWELL, TOWN OF              67              9,507,600            34,520
  DANBURY, CITY OF              247             52,603,800           213,696
  DANIELSON, BOROUGH OF           5                630,500             2,411
  DARIEN, TOWN OF               407            102,928,800           385,068
  DEEP RIVER, TOWN OF            24              4,868,600            14,068
  DERBY, CITY OF                 17              3,332,300            15,044
  DURHAM, TOWN OF                13              2,124,000             7,133
  EAST GRANBY, TOWN OF            7                856,400             3,149
  EAST HADDAM, TOWN OF           16              2,004,700             9,413
  EAST HAMPTON, TOWN OF          12              2,293,900             9,777
  EAST HARTFORD, TOWN OF        443             37,709,500           122,209
  EAST HAVEN, TOWN OF         1,178            154,726,300           699,393
  EAST LYME, TOWN OF            250             49,791,800           168,493
  EAST WINDSOR, TOWN OF          31              4,767,300            19,952
  EASTFORD, TOWN OF               3                543,000             1,089
  EASTON, TOWN OF                23              5,281,300            18,438
  ELLINGTON, TOWN OF             11              2,340,200             3,367
  ENFIELD, TOWN OF              115             20,205,900            93,861
  ESSEX, TOWN OF                 68             13,297,100            48,380
  FAIRFIELD, TOWN OF          2,378            472,911,300         2,028,154
  FARMINGTON, TOWN OF           116             18,948,000            74,885
  FENWICK, BOROUGH OF            11              3,084,200             9,815
  FRANKLIN, TOWN OF               3                348,700             1,876
  GLASTONBURY, TOWN OF           83             16,414,900            57,520
  GOSHEN, TOWN OF                17              3,521,800            11,960
  GRANBY, TOWN OF                26              4,973,000            13,662
  GREENWICH, TOWN OF          1,078            260,923,200           962,610
  GRISWOLD, TOWN OF              11              1,688,200             6,798
  GROTON LONG POINT ASSOCI      333             73,723,000           305,263
  GROTON, CITY OF                78             15,127,900            55,653
  GROTON, TOWN OF               235             41,580,500           157,174
  GUILFORD, TOWN OF             490             93,695,200           380,225
  HADDAM, TOWN OF                47              6,669,200            25,907
  HAMDEN, TOWN OF               210             27,557,000           102,718
  HAMPTON, TOWN OF                2                303,500               638
  
                               Policy Statistics
                                Connecticut
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HARTFORD, CITY OF              43              7,107,900            27,478
  HARTLAND, TOWN OF               2                280,000               663
  HARWINTON, TOWN OF             11              1,802,000             5,770
  HEBRON, TOWN OF                 7              1,075,600             4,185
  JEWETT CITY, BOROUGH OF         6                640,800             3,425
  KENT, TOWN OF                  18              3,519,500            15,121
  KILLINGLY, TOWN OF             48              8,844,200            24,175
  KILLINGWORTH, TOWN OF          10              2,040,300             7,161
  LEBANON, TOWN OF               12              1,671,700             4,473
  LEDYARD, TOWN OF               29              4,579,800            11,673
  LISBON, TOWN OF                12                991,500             7,013
  LITCHFIELD, TOWN OF            33              4,965,900            18,903
  LYME, TOWN OF                  33              6,816,400            18,839
  MADISON, TOWN OF              473             98,437,000           479,406
  MANCHESTER, TOWN OF           118              8,946,700            37,521
  MANSFIELD, TOWN OF             26              3,930,800            10,640
  MARLBOROUGH, TOWN OF           13              1,696,100             6,956
  MERIDEN, CITY OF              286             28,799,000           142,466
  MIDDLEBURY, TOWN OF            25              3,625,400            17,191
  MIDDLEFIELD, TOWN OF            6                898,100             2,187
  MIDDLETOWN, CITY OF            83             15,072,200            76,004
  MILFORD, CITY OF            2,488            312,159,700         1,301,988
  MONROE, TOWN OF                34              5,856,400            22,597
  MONTVILLE, TOWN OF             25              3,905,600            19,758
  MORRIS, TOWN OF                19              3,363,700            10,114
  NAUGATUCK, BOROUGH OF          37              4,866,700            22,817
  NEW BRITAIN, CITY OF          177             21,817,500           113,684
  NEW CANAAN, TOWN OF            83             18,738,700            56,482
  NEW FAIRFIELD, TOWN OF         19              5,334,600            13,110
  NEW HARTFORD, TOWN OF         187             18,988,000            76,503
  NEW HAVEN, CITY OF            670             97,104,400           449,534
  NEW LONDON, CITY OF           266             40,204,000           138,087
  NEW MILFORD,TOWN OF           118             20,487,900            98,077
  NEWINGTON, TOWN OF             55              7,739,600            18,327
  NEWTOWN, TOWN OF               62             12,231,500            39,789
  NOANK FIRE DISTRICT            75             14,143,700            59,260
  NORFOLK, TOWN OF                3                577,800             1,901
  NORTH BRANFORD, TOWN OF        83             12,068,700            46,986
  NORTH CANAAN, TOWN OF          60              7,650,100            48,780
  NORTH HAVEN, TOWN OF           85             15,366,900            54,392
  NORTH STONINGTON, TOWN O       15              2,991,300             8,004
  NORWALK, CITY OF            1,549            292,593,700         1,171,435
  NORWICH, CITY OF              379             27,894,000           138,934
  OLD LYME, TOWN OF             362             63,404,300           254,527
  OLD SAYBROOK, TOWN OF       1,114            174,264,500           771,808
  ORANGE, TOWN OF                56             10,686,800            30,913
  OXFORD, TOWN OF                41              6,304,900            32,134
  PLAINFIELD, TOWN OF            26              7,239,100            35,306
  PLAINVILLE, TOWN OF            40              7,353,900            28,034
  PLYMOUTH, TOWN OF              20              3,302,400            10,796
  POMFRET, TOWN OF                5              1,620,900             7,762
  PORTLAND, TOWN OF              35              5,084,900            21,670
  PRESTON, TOWN OF               10              1,325,300             3,720
  PROSPECT, TOWN OF               2                385,000               767
  PUTNAM, TOWN OF                10              1,224,900             4,863
  REDDING, TOWN OF               28              7,191,500            19,753
  RIDGEFIELD, TOWN OF            59             13,045,200            35,977
  ROCKY HILL, TOWN OF            19              5,900,700            27,881
  ROXBURY, TOWN OF               16              3,691,600            11,693
  SALEM, TOWN OF                  4                334,800             1,743
  SALISBURY, TOWN OF             45              8,260,900            40,369
  SEYMOUR, TOWN OF               57              6,742,900            35,100
  SHARON, TOWN OF                21              4,179,900            13,132
  SHELTON, CITY OF              120             19,711,400            76,976
  SHERMAN,TOWN OF                13              2,558,300             9,684
  SIMSBURY, TOWN OF              46              9,399,800            29,961
  SOMERS, TOWN OF                26              4,547,400            14,071
  
                               Policy Statistics
                                Connecticut
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SOUTH WINDSOR, TOWN OF         39              6,182,800            19,270
  SOUTHBURY, TOWN OF             50              7,173,800            29,292
  SOUTHINGTON, TOWN OF          115             18,573,700            83,777
  SPRAQUE, TOWN OF               35              3,447,500            19,855
  STAFFORD, TOWN OF              53             14,604,300            69,315
  STAMFORD, CITY OF           1,675            269,968,000           864,012
  STERLING, TOWN OF               6                654,200             2,095
  STONINGTON, BOROUGH OF        212             44,451,800           223,276
  STONINGTON, TOWN OF           792            133,522,600           647,635
  STRATFORD, TOWN OF          1,493            178,444,700           933,788
  SUFFIELD, TOWN OF              12              1,703,800             3,908
  THOMASTON, TOWN OF              6              3,233,500            16,749
  THOMPSON, TOWN OF              17              1,968,500             9,299
  TOLLAND, TOWN OF                9              1,432,300             3,739
  TORRINGTON, CITY OF           183             18,201,100            61,139
  TRUMBULL, TOWN OF             171             29,005,700           109,133
  UNION, TOWN OF                  1                100,000               620
  VERNON, TOWN OF                52              7,218,500            37,276
  VOLUNTOWN, TOWN OF              4                315,000             1,645
  WALLINGFORD, TOWN OF          144             23,581,500            94,749
  WARREN, TOWN OF                 8              2,096,000             5,187
  WASHINGTON, TOWN OF            41              9,091,800            51,333
  WATERBURY, CITY OF            128             14,066,100            56,608
  WATERFORD, TOWN OF            203             38,088,200           125,611
  WATERTOWN, TOWN OF             72             10,635,500            36,475
  WEST HARTFORD,TOWN OF         170             31,928,500            95,469
  WEST HAVEN, CITY OF         1,053             96,212,800           454,207
  WESTBROOK,TOWN OF             526             96,727,600           426,891
  WESTON, TOWN OF                99             27,453,800            85,059
  WESTPORT, TOWN OF           1,161            296,169,600         1,098,723
  WETHERSFIELD, TOWN OF         198             28,760,300           127,234
  WILLINGTON, TOWN OF             7                730,000             4,487
  WILTON, TOWN OF               158             35,348,900           123,803
  WINCHESTER, TOWN OF            39              5,276,100            14,629
  WINDHAM, TOWN OF               26              6,084,000            21,811
  WINDSOR LOCKS, TOWN OF         10              3,075,300            15,648
  WINDSOR, TOWN OF               52             16,161,800            64,376
  WOLCOTT, TOWN OF               26              3,455,100            16,215
  WOODBRIDGE, TOWN OF            30              5,636,400            15,429
  WOODBURY, TOWN OF              33              6,259,100            25,862
  WOODSTOCK, TOWN OF             18              1,989,400             9,077

  Total for Connecticut
                             29,993          4,990,042,800        20,428,542

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                               Policy Statistics
                                Delaware
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BETHANY BEACH, TOWN OF      1,821            289,176,200           909,095
  BETHEL, TOWN OF                 3                381,000               997
  BLADES, TOWN OF                 5                448,200             1,973
  BOWERS, TOWN OF                84             11,375,500            36,357
  CAMDEN, TOWN OF                 4              1,180,000             1,278
  CLAYTON, TOWN OF               11              1,503,100             4,561
  DAGSBORO, TOWN OF              21              3,235,000             8,042
  DELAWARE CITY, CITY OF        106             12,951,900            53,326
  DEWEY BEACH, TOWN OF          936            157,224,800           378,941
  DOVER, CITY OF                 98             15,671,500            43,654
  ELSMERE, TOWN OF              102             12,105,700            68,516
  FENWICK ISLAND, TOWN OF       650            125,695,400           413,149
  FRANKFORD, TOWN OF              7              1,408,800             2,300
  FREDERICA, TOWN OF             11              1,166,300             4,582
  GEORGETOWN, TOWN OF             3                531,000               794
  GREENWOOD, TOWN OF             19              2,059,600             9,332
  HARRINGTON, CITY OF             2                281,800               738
  HENLOPEN ACRES, TOWN OF        52             14,429,200            33,001
  KENT COUNTY *                 355             48,083,300           166,882
  LAUREL, TOWN OF                 6                883,500             2,844
  LEIPSIC, TOWN OF               13              1,297,500             7,786
  LEWES, CITY OF                801            147,654,700           366,366
  LITTLE CREEK, TOWN OF          11                862,500             4,786
  MIDDLETOWN, TOWN OF            11              1,880,900             7,296
  MILFORD, CITY OF               36              9,651,000            52,607
  MILLSBORO, TOWN OF             76             10,195,900            28,176
  MILLVILLE, TOWN OF             16              2,382,600             5,765
  MILTON, TOWN OF                29              5,289,100            44,328
  NEW CASTLE COUNTY *         1,077            181,973,200           731,556
  NEW CASTLE, CITY OF           177             26,713,200           108,263
  NEWARK,CITY OF                 95             17,646,300            53,888
  NEWPORT, TOWN OF                6              1,276,800             3,879
  OCEAN VIEW, TOWN OF           131             23,486,700            49,612
  REHOBOTH BEACH, CITY OF       923            150,255,400           372,568
  SEAFORD, CITY OF               18              2,595,700             8,234
  SELBYVILLE, TOWN OF            48              5,756,700            26,617
  SLAUGHTER BEACH, TOWN OF      141             22,294,700           111,884
  SMYRNA, TOWN OF                10              1,186,600             4,314
  SOUTH BETHANY, TOWN OF        861            173,561,300           454,420
  SUSSEX COUNTY*              8,529          1,338,572,900         3,459,904
  WILMINGTON, CITY OF           514             72,293,700           271,785
  WYOMING, TOWN OF               10              2,262,500             2,495

  Total for Delaware
                             17,829          2,898,881,700         8,316,891

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                               Policy Statistics
                                District Columbia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DISTRICT OF COLUMBIA        1,005             83,145,300           191,574

  Total for District Columbia
                              1,005             83,145,300           191,574

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                               Policy Statistics
                                Florida
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ALACHUA COUNTY*               817            116,486,600           323,938
  ALACHUA, CITY OF               52              9,086,800            31,187
  ALTAMONTE SPRINGS, CITY       395             58,569,900           143,084
  ANNA MARIA, CITY OF         1,237            224,040,700           878,736
  APALACHICOLA, CITY OF         105             19,166,800            90,688
  APOPKA, CITY OF               135             21,420,600            42,225
  ARCADIA, CITY OF               30              3,723,300            11,862
  ARCHER, CITY OF                 1                220,000             1,025
  ATLANTIC BEACH, CITY OF     2,577            522,365,600           892,731
  ATLANTIS, CITY OF             309             57,572,800            84,615
  AUBURNDALE, CITY OF            43              6,212,700            13,515
  AVENTURA, CITY OF           4,138            738,552,300           495,337
  BAKER COUNTY *                 71              7,715,200            23,391
  BAL HARBOUR, VILLAGE OF     1,923            409,298,200           458,365
  BALDWIN, TOWN OF                4                498,000               886
  BARTOW, CITY OF                52              6,381,700            17,555
  BAY COUNTY*                 9,910          1,507,570,300         2,728,895
  BAY HARBOR ISLANDS, TOWN    1,844            242,845,000           596,342
  BELLE GLADE, CITY OF           82             12,733,200            27,838
  BELLE ISLE, CITY OF            68             15,358,700            25,267
  BELLEAIR BEACH, CITY OF     1,249            223,694,300           811,723
  BELLEAIR BLUFFS, CITY OF      115             15,682,400            52,400
  BELLEAIR SHORE, TOWN OF        55             14,619,600            47,568
  BELLEAIR, TOWN OF             756            127,627,900           323,480
  BELLEVIEW, CITY OF              9              1,124,000             2,157
  BEVERLY BEACH, TOWN OF        107             10,201,800            33,656
  BISCAYNE PARK, VILLAGE O      756            132,620,500           314,325
  BLOUNTSTOWN,CITY OF            57              5,993,800            26,177
  BOCA RATON, CITY OF        15,954          3,151,642,200         4,201,216
  BONIFAY, CITY OF               14              1,145,900             5,224
  BONITA SPRINGS, CITY OF       278             49,683,500           152,657
  BOWLING GREEN, CITY OF          1                 93,000               206
  BOYNTON BEACH, CITY OF      8,333          1,132,061,600         2,303,857
  BRADENTON BEACH, CITY OF    1,570            166,400,700           803,423
  BRADENTON, CITY OF          3,380            398,839,800         1,428,232
  BRADFORD COUNTY *             232             23,851,200            86,286
  BRANFORD, TOWN OF              17              1,669,800             9,092
  BREVARD COUNTY *           20,294          3,383,458,600         5,912,452
  BRINY BREEZES, TOWN OF        170             12,637,900            72,354
  BROOKER, TOWN OF                3                318,500             1,078
  BROOKSVILLE, CITY OF           41              4,901,800            14,565
  BROWARD COUNTY*            36,153          6,676,256,900        11,289,819
  BUNNELL, CITY OF               38              5,303,100            23,671
  BUSHNELL, CITY OF              11              1,033,800             3,749
  CALHOUN COUNTY*                75              6,476,800            30,755
  CALLAHAN, TOWN OF              40              6,026,400            15,725
  CALLAWAY, CITY OF             615             93,792,200           188,908
  CAPE CANAVERAL PORT AUTH       62             14,895,400            45,419
  CAPE CANAVERAL, CITY OF     2,905            311,317,900           554,629
  CAPE CORAL, CITY OF        32,562          5,299,922,600        14,835,037
  CARRABELLE, CITY OF           133             16,092,900            67,335
  CARYVILLE, TOWN OF              7                370,300             1,591
  CASSELBERRY, CITY OF          259             33,236,200            82,060
  CEDAR GROVE, TOWN OF           23              3,281,800             7,009
  CEDAR KEY, CITY OF            619             57,711,100           544,679
  CENTER HILL, CITY OF            5                394,600             2,026
  CENTURY, CITY OF                4                554,100             1,617
  CHARLOTTE COUNTY *         27,195          3,870,100,500        11,949,023
  CHATTAHOOCHEE, CITY OF         12              1,708,500             3,169
  CHIPLEY,CITY OF                14              1,849,600             3,334
  CINCO BAYOU, TOWN OF           56              7,925,000            13,872
  CITRUS COUNTY *             5,190            590,373,200         2,348,825
  CLAY COUNTY *               2,784            513,112,400         1,028,702
  CLEARWATER, CITY OF        10,621          1,569,665,500         4,022,469
  CLERMONT, CITY OF              72             11,836,800            25,774
  CLEWISTON, CITY OF            126             23,453,500            60,438
  CLOUD LAKE, TOWN OF            14              2,109,700             4,266
  
                               Policy Statistics
                                Florida
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  COCOA BEACH, CITY OF        7,153            843,097,300         1,606,156
  COCOA, CITY OF                484             56,941,000           108,812
  COCONUT CREEK, CITY OF      8,406            857,895,700         1,041,589
  COLEMAN, CITY OF                2                435,000               533
  COLLIER COUNTY *           60,132          9,627,953,200        21,046,721
  COLUMBIA COUNTY*              360             36,469,600           151,784
  COOPER CITY, CITY OF        8,282          1,670,269,800         2,535,926
  CORAL GABLES, CITY OF       3,025            736,685,800         1,598,350
  CORAL SPRINGS, CITY OF     27,123          5,633,323,000         7,764,723
  COTTONDALE, TOWN OF             1                 93,000               206
  CRESCENT CITY, CITY OF          7              1,196,300             4,870
  CRESTVIEW, CITY OF             32              4,296,300             8,512
  CROSS CITY, TOWN OF             6                914,900             3,416
  CRYSTAL RIVER, CITY OF      1,207            164,294,500           855,874
  DADE CITY, CITY OF            109             16,808,100            47,130
  DANIA BEACH, CITY OF        3,929            487,911,900         1,209,361
  DAVENPORT, TOWN OF             28              3,099,400             8,340
  DAVIE, CITY OF             18,562          3,579,371,400         5,634,032
  DAYTONA BEACH SHORES, CI    3,630            406,494,000           406,213
  DAYTONA BEACH, CITY OF      5,899            717,197,700         1,461,099
  DEBARY, CITY OF               185             29,291,700            56,467
  DEERFIELD BEACH, CITY OF    7,305          1,056,931,700         1,891,859
  DEFUNIAK SPRINGS, CITY O        9              1,979,200             5,763
  DELAND, CITY OF                55              8,772,100            17,357
  DELRAY BEACH, CITY OF       8,553          1,402,684,800         2,751,434
  DELTONA, CITY OF              294             37,086,300            90,329
  DESOTO COUNTY*                392             46,186,400           147,037
  DESTIN, CITY OF             6,397            880,809,500         1,569,236
  DIXIE COUNTY *                541             46,149,700           341,870
  DUNDEE, TOWN OF                10              1,788,400             5,461
  DUNEDIN, CITY OF            3,511            394,179,600         1,538,999
  DUNNELLON, CITY OF             49              7,232,200            24,187
  EATONVILLE, TOWN OF            21              4,788,700             8,976
  EBRO, TOWN OF                   2                266,700             1,056
  EDGEWATER, CITY OF          1,035            136,986,900           320,347
  EDGEWOOD, CITY OF              29              6,977,900            10,488
  EL PORTAL, VILLAGE OF         218             29,198,400           107,273
  ESCAMBIA COUNTY*            8,961          1,370,422,700         3,063,421
  ESTO, TOWN OF                   4                807,000             1,043
  EUSTIS, CITY OF                70             11,086,900            25,122
  EVERGLADES CITY, CITY OF      187             24,038,200           130,000
  FANNING SPRINGS, TOWN OF        7                857,400             2,335
  FELLSMERE, CITY OF             92              8,277,300            35,718
  FERNANDINA BEACH, CITY O    3,099            581,096,400         1,028,661
  FLAGLER BEACH, CITY OF      2,096            301,096,700           586,103
  FLAGLER COUNTY*             4,023            789,240,300         1,122,906
  FLORIDA CITY, CITY OF         984            131,593,200           420,142
  FORT LAUDERDALE, CITY OF   41,185          6,627,286,600        13,236,025
  FORT MEADE, CITY OF             7                637,300             1,578
  FORT MYERS BEACH, TOWN O      928            126,642,500           534,562
  FORT MYERS, CITY OF         2,421            430,246,200         1,202,616
  FORT PIERCE, CITY OF        4,369            469,500,200         1,245,169
  FORT WALTON BEACH, CITY     1,375            189,362,400           448,469
  FRANKLIN COUNTY *           2,769            532,383,000         2,500,466
  FREEPORT, CITY OF              26              4,454,400            10,918
  FROSTPROOF, CITY OF            22              1,901,700             6,690
  FRUITLAND PARK, CITY OF         6                745,500             1,644
  GADSDEN COUNTY *               68              7,373,300            22,533
  GAINESVILLE, CITY OF          511             76,200,200           247,716
  GILCHRIST COUNTY *            189             18,829,600            84,938
  GLADES COUNTY *               494             42,705,000           158,664
  GLEN RIDGE, TOWN OF            20              3,182,800             6,512
  GOLDEN BEACH, TOWN OF         314             93,943,800           261,562
  GOLF, VILLAGE OF                8              2,520,000             2,846
  GRACEVILLE, CITY OF             9              2,057,700             5,748
  GRAND RIDGE, TOWN OF            3                435,000               705
  GREEN COVE SPRINGS, CITY      112             16,209,600            39,593
  
                               Policy Statistics
                                Florida
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GREENACRES, CITY OF           345             52,898,200            98,415
  GREENVILLE, TOWN OF             6                729,000             2,182
  GROVELAND, CITY OF             42              3,999,900            12,457
  GULF BREEZE, CITY OF          598            116,085,500           279,428
  GULF COUNTY *               1,021            157,830,600           518,231
  GULF STREAM, TOWN OF          377            104,022,100           230,999
  GULFPORT, CITY OF           2,418            267,408,600           844,863
  HAINES CITY, CITY OF           43              3,880,200            12,489
  HALLANDALE, CITY OF        16,980          1,687,280,600         2,660,850
  HAMILTON COUNTY*               43              3,889,900            16,110
  HAMPTON, CITY OF                6                655,400             2,731
  HARDEE COUNTY*                 71              6,995,800            23,779
  HASTINGS, TOWN OF              46              4,225,700            13,541
  HAVANA, TOWN OF                 3                224,800               924
  HAVERHILL, TOWN OF             17              2,977,900             5,363
  HENDRY COUNTY *               623             49,047,100           246,204
  HERNANDO COUNTY *           3,399            468,324,900         2,147,648
  HIALEAH GARDENS, CITY OF    3,744            394,978,100           777,990
  HIALEAH, CITY OF           23,227          2,461,369,700         5,492,636
  HIGH SPRINGS, CITY OF           6              1,053,800             2,524
  HIGHLAND BEACH, TOWN OF     4,025            729,856,100           586,945
  HIGHLANDS COUNTY *            811            100,723,700           235,547
  HILLSBORO BEACH, TOWN OF    2,078            276,142,400           406,558
  HILLSBOROUGH COUNTY*       27,157          4,383,555,100        11,932,588
  HOLLY HILL, CITY OF           441             57,322,600           166,512
  HOLLYWOOD, CITY OF         25,903          3,881,640,500         8,495,302
  HOLMES BEACH, CITY OF       3,677            558,777,500         2,152,158
  HOLMES COUNTY *                70              5,689,900            22,921
  HOMESTEAD, CITY OF          5,290            692,766,300         2,225,349
  HORSESHOE BEACH, TOWN OF       45              4,449,300            43,454
  HOWEY IN THE HILLS, TOWN        3                583,000               748
  HYPOLUXO, TOWN OF           1,003            126,851,100           211,886
  INDIALANTIC, TOWN OF        1,496            273,389,900           490,549
  INDIAN CREEK, VILLAGE OF       41             10,679,900            36,327
  INDIAN HARBOR BEACH, CIT    2,101            346,230,600           589,929
  INDIAN RIVER COUNTY *      12,601          2,061,909,500         3,779,906
  INDIAN RIVER SHORES, TOW    3,069            642,955,900         1,261,918
  INDIAN ROCKS BEACH, CITY    3,087            414,127,800         1,477,246
  INDIAN SHORES, TOWN OF      2,368            267,741,100           456,926
  INGLIS, TOWN OF               123             14,670,400            56,236
  INTERLACHEN, TOWN OF            6                729,900             1,975
  INVERNESS, CITY OF             97             10,724,400            32,658
  ISLAMORADA, VILLAGE OF      2,568            468,334,300         1,586,702
  ISLANDIA, CITY OF               7              1,144,700             2,996
  JACKSON COUNTY *               80             10,640,200            30,609
  JACKSONVILLE BEACH, CITY    4,756            887,340,300         1,540,159
  JACKSONVILLE, CITY OF      14,252          2,705,583,600         4,808,549
  JAY, TOWN OF                    2                348,800             1,403
  JEFFERSON COUNTY *             49              5,002,300            19,666
  JUNO BEACH, TOWN OF         1,750            266,315,300           293,979
  JUPITER INLET COLONY, TO      146             39,306,300            64,589
  JUPITER ISLAND, TOWN OF       432            133,933,000           294,109
  JUPITER, TOWN OF            8,945          1,486,597,100         2,218,543
  KENNETH CITY, TOWN OF         392             39,069,100           194,148
  KEY BISCAYNE, VILLAGE OF    7,178          1,260,766,800         1,927,692
  KEY COLONY BEACH, CITY O    1,180            196,107,800           612,313
  KEY WEST, CITY OF           8,289          1,563,743,500         5,910,083
  KEYSTONE HEIGHTS, CITY O        7                841,900             1,968
  KISSIMMEE, CITY OF            768            108,881,200           279,856
  LA BELLE,CITY OF              171             16,566,300            66,316
  LADY LAKE, TOWN OF             77             10,108,500            22,124
  LAFAYETTE COUNTY*             147             11,599,000            63,076
  LAKE ALFRED, CITY OF            2                171,000               722
  LAKE BUTLER, CITY OF           12              1,019,400             4,899
  LAKE CITY, CITY OF             41              5,026,500            16,454
  LAKE CLARKE SHORES, TOWN      213             44,903,000            74,816
  LAKE COUNTY *               1,963            277,522,100           642,337
  
                               Policy Statistics
                                Florida
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LAKE HAMILTON, TOWN OF          7              1,113,000             2,374
  LAKE MARY, CITY OF            200             42,762,400            68,072
  LAKE PARK, TOWN OF            513             56,812,000           132,128
  LAKE WALES, CITY OF            47              4,812,800            17,734
  LAKE WORTH, CITY OF         1,863            302,103,700           667,191
  LAKELAND, CITY OF             604             83,691,000           228,067
  LANTANA, TOWN OF              993            144,421,600           371,539
  LARGO, CITY OF              2,158            277,892,000           869,533
  LAUDERDALE BY THE SEA, C    1,609            212,600,600           417,679
  LAUDERDALE LAKES, CITY O    7,190            722,871,200         1,367,646
  LAUDERHILL, CITY OF        10,038          1,331,454,000         2,528,327
  LAWTEY, CITY OF                 6                394,000             1,459
  LAYTON, CITY OF                89             17,046,500            66,432
  LAZY LAKE, VILLAGE OF          51              7,394,300            15,638
  LEE COUNTY*                79,084         11,556,524,400        30,394,483
  LEE, TOWN OF                    4                484,000             1,456
  LEESBURG, CITY OF             193             23,168,600            75,722
  LEON COUNTY *                 938            138,143,500           346,854
  LEVY COUNTY *                 349             34,217,300           198,018
  LIBERTY COUNTY *               15              1,220,700             5,109
  LIGHTHOUSE POINT, CITY O    3,827            828,094,300         1,478,750
  LIVE OAK, CITY OF              98              8,572,400            52,988
  LONGBOAT KEY, TOWN OF      11,202          1,748,535,200         4,121,387
  LONGWOOD, CITY OF             296             54,664,100           118,185
  LYNN HAVEN, CITY OF           919            169,779,200           369,507
  MACCLENNY,CITY OF              13              1,633,000             2,799
  MADEIRA BEACH, CITY OF      3,801            464,972,900         1,708,936
  MADISON COUNTY*                57              5,539,100            21,391
  MADISON, CITY OF                3                640,800             3,430
  MAITLAND, CITY OF             122             29,693,500            50,647
  MALABAR, TOWN OF              144             26,350,900            49,780
  MANALAPAN, TOWN OF            246             66,854,900           154,027
  MANATEE COUNTY *           16,249          2,481,401,400         6,861,238
  MANGONIA PARK, TOWN OF         36             10,075,100            23,938
  MARATHON, CITY OF           2,236            352,959,000         1,577,480
  MARCO ISLAND, CITY OF       2,884            560,805,000         1,217,531
  MARGATE, CITY OF           13,598          1,875,695,400         3,112,850
  MARIANNA, CITY OF              26              4,273,800            13,454
  MARINELAND, TOWN OF             6                707,900             2,587
  MARION COUNTY *               980            117,777,700           310,357
  MARTIN COUNTY *            16,140          2,828,109,700         5,249,369
  MARY ESTHER, CITY OF          175             34,778,100            62,795
  MASCOTTE, CITY OF              12                973,000             4,392
  MAYO, TOWN OF                   3                174,400             1,669
  MEDLEY, TOWN OF               320             93,969,000           202,224
  MELBOURNE BEACH, TOWN OF    1,324            253,077,900           474,902
  MELBOURNE VILLAGE, TOWN        48              7,741,600            13,237
  MELBOURNE, CITY OF          3,155            500,468,300           911,052
  MEXICO BEACH, CITY OF         547             93,053,700           299,654
  MIAMI BEACH, CITY OF       38,460          5,041,027,000        11,065,593
  MIAMI DADE COUNTY*        202,548         32,137,409,700        53,816,842
  MIAMI LAKES, TOWN OF            3                366,000             4,038
  MIAMI SHORES VILLAGE,  V      927            184,292,200           508,601
  MIAMI SPRINGS, CITY OF      1,907            344,574,700           946,468
  MIAMI, CITY OF             35,192          4,868,302,700        13,544,834
  MICANOPY, TOWN OF               3                180,000             1,631
  MILTON, CITY OF                56              9,272,900            32,097
  MINNEOLA, CITY OF              26              3,419,400             8,828
  MIRAMAR, CITY OF           21,548          4,339,943,000         6,594,397
  MONROE COUNTY*             22,678          3,736,393,300        14,673,049
  MONTICELLO, CITY OF             5                772,400             2,393
  MONTVERDE, TOWN OF             22              2,814,000             6,056
  MOORE HAVEN, CITY OF           21              2,233,400             5,977
  MT. DORA, CITY OF              42              7,341,000            14,691
  MULBERRY, CITY OF              33              4,004,100            13,613
  NAPLES, CITY OF            11,617          2,173,664,600         5,295,788
  NASSAU COUNTY*              5,212          1,030,622,600         1,892,655
  
                               Policy Statistics
                                Florida
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NEPTUNE BEACH, CITY OF      1,250            278,079,600           453,472
  NEW PORT RICHEY, CITY OF    2,206            233,364,800         1,146,742
  NEW SMYRNA BEACH, CITY O    7,868            956,129,900         1,990,411
  NICEVILLE, CITY OF            285             59,393,500           115,132
  NOMA, TOWN OF                   1                183,500               514
  NORTH BAY VILLAGE, CITY     1,558            159,119,600           543,259
  NORTH LAUDERDALE, CITY O    6,528            842,840,200         1,681,303
  NORTH MIAMI BEACH, CITY     7,921            867,022,000         1,609,901
  NORTH MIAMI, CITY OF        7,212            935,240,000         2,105,258
  NORTH PALM BEACH, VILLAG    3,672            551,367,100           733,537
  NORTH PORT, CITY OF         1,286            171,463,500           351,565
  NORTH REDINGTON BEACH, T    1,305            193,098,200           492,418
  OAK HILL, CITY OF              44              5,535,400            14,492
  OAKLAND PARK, CITY OF       7,165            909,957,900         2,136,787
  OCALA, CITY OF                117             17,750,500            52,417
  OCEAN BREEZE PARK, TOWN        22              1,537,600             6,701
  OCEAN RIDGE, TOWN OF        1,335            253,256,700           507,951
  OCOEE, CITY OF                 75             14,659,500            25,888
  OKALOOSA COUNTY *           8,483          1,248,540,700         2,192,410
  OKEECHOBEE COUNTY *         1,573            162,297,700           435,049
  OKEECHOBEE, CITY OF            42              7,089,400            14,319
  OLDSMAR, CITY OF            2,902            441,097,200         1,343,997
  OPA-LOCKA, CITY OF            973            112,874,600           542,870
  ORANGE CITY, CITY OF           29              4,540,500             8,480
  ORANGE COUNTY *             8,834          1,450,499,900         2,797,461
  ORANGE PARK, CITY OF          361             67,115,200           121,630
  ORCHID, TOWN OF               348            102,397,500           196,626
  ORLANDO, CITY OF            3,911            447,540,700         1,160,032
  ORMOND BEACH, CITY OF       5,210            758,384,700         1,378,010
  OSCEOLA COUNTY *            4,483            630,394,900         1,335,289
  OVIEDO, CITY OF               274             54,232,300            88,715
  PAHOKEE, CITY OF               39              5,246,300            10,240
  PALATKA, CITY OF               37              6,415,200            15,882
  PALM BAY, CITY OF           3,108            380,043,100           797,401
  PALM BEACH COUNTY *        60,928         11,411,908,300        16,604,337
  PALM BEACH GARDENS, CITY    3,007            657,867,600         1,037,024
  PALM BEACH SHORES, TOWN       958            117,935,000           212,791
  PALM BEACH, TOWN OF         7,617          1,587,823,700         2,970,595
  PALM COAST, CITY OF           223             46,188,700            63,825
  PALM SHORES, TOWN OF           24              4,388,300             6,459
  PALM SPRINGS, VILLAGE OF    1,636            161,186,400           311,063
  PALMETTO, CITY OF           1,766            216,005,100           763,590
  PANAMA CITY BEACH, CITY     5,977            708,097,000         1,478,860
  PANAMA CITY, CITY OF        2,311            358,881,300           823,406
  PARKER, CITY OF               213             29,918,000            64,135
  PARKLAND, CITY OF           2,339            731,282,400           929,776
  PASCO COUNTY *             26,152          3,185,774,800        12,879,540
  PEMBROKE PARK, TOWN OF        302             57,387,800           143,157
  PEMBROKE PINES, CITY OF    38,468          6,938,602,300         9,700,209
  PENSACOLA BEACH-SANTA RO    3,007            493,743,600         1,427,215
  PENSACOLA, CITY OF            625            141,364,400           412,898
  PERRY, CITY OF                 81              8,055,000            32,208
  PINECREST, VILLAGE OF          57             16,252,300            41,258
  PINELLAS COUNTY *          31,921          4,582,637,300        12,655,872
  PINELLAS PARK, CITY OF      3,159            362,513,800         1,124,070
  PLANT CITY, CITY OF           139             23,663,500            77,769
  PLANTATION, CITY OF        23,072          4,375,041,000         6,219,551
  POLK COUNTY*                4,548            569,549,700         1,510,041
  POMONA PARK, TOWN OF            8                752,400             2,040
  POMPANO BEACH, CITY OF     27,622          3,603,598,400         6,627,908
  PONCE DE LEON, TOWN OF         21              1,585,400             7,773
  PONCE INLET, TOWN OF        2,132            307,361,100           480,063
  PORT ORANGE, CITY OF        2,846            389,428,600           917,706
  PORT RICHEY, CITY OF        1,044            131,179,200           669,888
  PORT ST JOE, CITY OF          321             56,718,800           157,160
  PORT ST. LUCIE, CITY OF     3,835            561,595,400           964,869
  PUNTA GORDA, CITY OF        7,328          1,368,674,400         3,710,616
  
                               Policy Statistics
                                Florida
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PUTNAM COUNTY *             1,115            121,229,600           387,223
  QUINCY,CITY OF                 14              2,366,700             6,448
  REDINGTON BEACH, TOWN OF      855            152,586,700           672,266
  REDINGTON SHORES, TOWN O    1,641            231,492,100           672,340
  RIVIERA BEACH, CITY OF      5,114            739,643,000         1,114,516
  ROCKLEDGE, CITY OF            876            129,894,500           249,447
  ROYAL PALM BEACH, VILLAG      601            111,477,600           163,879
  SAFETY HARBOR, CITY OF        696            111,903,100           250,718
  SANFORD, CITY OF              244             41,315,400           113,299
  SANIBEL, CITY OF            9,051          1,680,409,100         4,540,154
  SANTA ROSA COUNTY *         4,940            973,105,300         2,132,843
  SARASOTA COUNTY *          38,826          5,924,660,300        15,446,410
  SARASOTA, CITY OF           7,564          1,283,082,000         3,800,703
  SATELLITE BEACH, CITY OF    2,464            432,408,500           725,138
  SEA RANCH LAKES, VILLAGE      221             55,237,000           110,325
  SEBASTIAN, CITY OF          1,079            133,409,900           383,104
  SEMINOLE COUNTY*            2,763            508,505,800           901,973
  SEMINOLE, CITY OF             645             53,937,500           174,436
  SEWALLS POINT, TOWN OF        394            112,359,800           335,091
  SHALIMAR, TOWN OF             209             42,417,400           102,965
  SNEADS,TOWN OF                  7              1,056,800             3,036
  SOPCHOPPY, CITY OF              1                 62,000               179
  SOUTH BAY, CITY OF             18              2,169,900             5,374
  SOUTH DAYTONA, CITY OF        883            121,703,700           327,019
  SOUTH MIAMI, CITY OF        1,544            254,398,400           708,872
  SOUTH PALM BEACH, TOWN O    1,539            196,482,900           231,080
  SOUTH PASADENA, CITY OF     3,155            330,871,400           713,497
  SPRINGFIELD, CITY OF           64              7,127,100            16,953
  ST. AUGUSTINE BEACH, CIT    3,084            380,584,200           802,105
  ST. AUGUSTINE, CITY OF      3,511            505,758,200         1,576,226
  ST. CLOUD, CITY OF            449             56,237,700           120,874
  ST. JOHNS COUNTY *         21,544          4,113,147,200         7,082,556
  ST. LUCIE COUNTY *         10,175          1,318,258,800         2,332,608
  ST. LUCIE VILLAGE, TOWN       107             20,940,100            56,409
  ST. MARKS, TOWN OF             68              5,872,300            25,844
  ST. PETE BEACH, CITY OF     6,833            984,871,200         3,488,168
  ST. PETERSBURG, CITY OF    33,290          4,459,415,100        16,542,929
  STARKE, CITY OF                43              4,305,000            15,073
  STUART, CITY OF               885            142,677,200           357,912
  SUMTER COUNTY *               471             50,191,900           141,898
  SUNNY ISLES BEACH, CITY         5                683,300             4,929
  SUNRISE, CITY OF           21,880          3,204,744,100         5,008,081
  SURFSIDE, TOWN OF           2,463            419,389,100         1,013,545
  SUWANNEE COUNTY*              273             26,250,900            93,387
  SWEETWATER, CITY OF           260             40,251,000            87,346
  TALLAHASSEE, CITY OF        1,746            249,206,700           738,824
  TAMARAC, CITY OF           15,133          2,009,768,500         3,513,605
  TAMPA, CITY OF             18,837          3,326,741,900        10,676,869
  TARPON SPRINGS, CITY OF     3,443            505,884,400         1,962,019
  TAVARES, CITY OF              164             18,376,300            51,872
  TAYLOR COUNTY*                498             51,287,000           330,588
  TEMPLE TERRACE, CITY OF       238             39,601,000            78,720
  TEQUESTA, VILLAGE OF        1,335            244,758,600           337,958
  TITUSVILLE, CITY OF           774            106,992,400           224,472
  TREASURE ISLAND, CITY OF    5,482            764,309,200         2,644,570
  UMATILLA, CITY OF               9              1,313,300             3,417
  UNION COUNTY *                 24              2,435,400             9,248
  VALPARAISO, CITY OF           113             21,768,700            41,923
  VENICE, CITY OF             4,603            528,010,900         1,381,204
  VERNON, CITY OF                 9                670,600             3,266
  VERO BEACH, CITY OF         4,781            898,861,800         1,912,432
  VIRGINIA GARDENS, VILLAG      147             17,684,400            33,119
  VOLUSIA COUNTY*            10,609          1,466,445,400         2,883,191
  WAKULLA COUNTY *            1,291            161,206,800         1,065,191
  WALDO, CITY OF                 14              1,002,100             3,228
  WALTON COUNTY *            11,542          1,989,693,600         3,569,888
  WASHINGTON COUNTY *            46              5,961,600            16,001
  WAUCHULA, CITY OF              21              3,508,000            10,814
  WAUSAU, TOWN OF                 1                188,000               263
  WEBSTER, CITY OF                8                565,800             2,497
  WEEKI WACHEE, TOWN OF           2                118,500             1,613
  WELLINGTON, VILLAGE OF        392             95,431,900           133,313
  WEST MAIMI, CITY OF            87             13,034,300            31,535
  WEST MELBOURNE, CITY OF       960            120,516,300           228,409
  WEST PALM BEACH, CITY OF    6,011          1,021,016,400         1,584,438
  WESTON, CITY OF             5,412          1,396,234,900         1,949,173
  WESTVILLE, TOWN OF              8                931,100             2,155
  WEWAHITCHKA, CITY OF           27              1,695,900            10,820
  WHITE SPRINGS, TOWN OF          1                172,300               319
  WILDWOOD, CITY OF               9              1,100,600             2,890
  WILTON MANORS, CITY OF      3,652            530,016,400         1,584,082
  WINDERMERE, TOWN OF            82             20,871,100            38,015
  WINTER GARDEN, CITY OF        102             17,093,500            36,029
  WINTER HAVEN, CITY OF         196             27,151,400            62,165
  WINTER PARK, CITY OF          508             79,949,500           138,539
  WINTER SPRINGS, CITY OF       395             73,817,200           119,910
  YANKEETOWN, TOWN OF           210             24,189,600           130,239
  ZEPHYRHILLS, CITY OF          151             14,078,300            59,449
  ZOLFO SPRINGS, TOWN OF          7                577,900             1,886

  Total for Florida
                          1,819,861        285,294,278,300       616,947,547

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  --------------------------------------------------------------------------
  
                               Policy Statistics
                                Georgia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABBEVILLE, CITY OF              2                 92,000               851
  ACWORTH, CITY OF               10              1,877,000             2,642
  ADEL, CITY OF                  17              2,191,500             6,058
  ALAMO, CITY OF                  1                 35,000               296
  ALBANY, CITY OF             1,479            138,924,300           641,171
  ALLENHURST, TOWN OF             3                954,500             3,171
  ALPHARETTA, CITY OF            47              9,899,400            20,280
  AMERICUS, CITY OF              15              1,775,300             7,539
  APPLING COUNTY*                18                806,000             6,845
  ARAGON,CITY OF                  4                294,600             1,106
  ATHENS-CLARKE COUNTY          110             11,424,300            37,707
  ATKINSON COUNTY*                1                 45,000               429
  ATLANTA, CITY OF            1,481            218,055,700           810,011
  AUBURN, CITY OF                 6                587,100             4,307
  AUGUSTA, CITY OF              154             24,502,100           104,869
  AUSTELL, CITY OF               25              2,353,200            10,674
  BACONTON,CITY OF               11                968,600             6,820
  BAINBRIDGE, CITY OF           114             17,336,600            54,244
  BAKER COUNTY *                 10                477,300             5,136
  BALDWIN COUNTY*                43              6,308,700            16,764
  BARROW COUNTY*                 31              3,983,000            13,829
  BARTOW COUNTY *                69             10,034,200            26,248
  BARTOW, CITY OF                 1                310,000               316
  BAXLEY, CITY OF                23              1,278,700             8,319
  BEN HILL COUNTY*                1                 38,000               137
  BIBB COUNTY*                   14              1,912,300             4,711
  BLACKSHEAR, CITY OF             4                916,000             1,416
  BLAIRSVILLE, TOWN OF            1                 40,000               441
  BLOOMINGDALE, CITY OF         200             25,065,300            73,197
  BOWDON, CITY OF                 2                234,700             2,066
  BRANTLEY COUNTY *              43              3,413,700            16,390
  BREMEN, CITY OF                 3                142,200             1,365
  BROOKLET, CITY OF              11              1,291,200             3,542
  BROOKS COUNTY*                  4                512,200             1,873
  BROOKS, TOWN OF                 1                250,000               306
  BRUNSWICK,CITY OF           1,911            216,370,100         1,252,583
  BRYAN COUNTY *              1,714            366,998,800           901,070
  BUCKHEAD, TOWN OF               1                 45,000               392
  BUFORD, CITY OF                 1                202,700               385
  BULLOCH COUNTY*               125             16,205,200            58,780
  BURKE COUNTY*                  10              1,213,500             2,851
  BUTTS COUNTY*                  26              3,046,600             8,120
  BYRON, CITY OF                  7                897,200             2,873
  CALHOUN, CITY OF               19              6,232,500            21,116
  CAMDEN COUNTY*              1,108            168,321,800           399,849
  CAMILLA, CITY OF               55              3,614,200            22,128
  CANTON, CITY OF                21              5,156,800            29,825
  CARROLL COUNTY*                40              4,864,100            14,081
  CARROLLTON, CITY OF            13              3,609,700            17,210
  CARTERSVILLE, CITY OF          13              2,727,300             8,391
  CATOOSA COUNTY*               152             14,993,300            62,973
  CAVE SPRING, CITY OF           24              2,495,300            11,566
  CEDARTOWN, CITY OF            148             10,860,200            61,569
  CENTERVILLE, CITY OF            1                155,000               236
  CENTRALHATCHEE, TOWN OF         1                 38,000               137
  CHAMBLEE, CITY OF              20              3,317,500            11,928
  CHARLTON COUNTY*               14                762,800             5,241
  CHATHAM COUNTY*            16,177          3,437,125,000         7,603,384
  CHATSWORTH,CITY OF             22              4,007,500            16,871
  CHATTAHOOCHEE COUNTY*           1                 29,000               372
  CHATTOOGA COUNTY*              13                942,600             4,787
  CHEROKEE COUNTY*               50             10,111,900            17,797
  CHICKAMAUGA, CITY OF           62              5,254,800            27,010
  CLARKESVILLE, CITY OF           5                888,600             3,397
  CLARKSTON, CITY OF            118              2,802,700            21,720
  CLAYTON COUNTY*               304             41,138,600           147,811
  CLAYTON, CITY OF               15              3,347,400            17,149
  
                               Policy Statistics
                                Georgia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CLEVELAND, CITY OF              2                214,000             1,576
  CLINCH COUNTY*                 11              1,264,100            11,567
  COBB COUNTY*                1,858            304,057,300           775,782
  COFFEE COUNTY*                 23              2,881,700             9,772
  COLLEGE PARK, CITY OF          73              8,509,900            30,969
  COLQUITT COUNTY*               13              1,175,800             5,568
  COLQUITT, CITY OF               5                727,300             1,685
  COLUMBIA COUNTY*              197             38,819,400            65,515
  COLUMBUS, CITY OF             704             78,112,900           311,473
  CONYERS, CITY OF                8              1,045,800             2,747
  COOK COUNTY*                   37              2,416,700            16,490
  COOLIDGE, CITY OF               1                 20,000               216
  CORDELE, CITY OF               37              2,855,100            14,519
  COVINGTON, CITY OF             12              1,694,900             7,358
  COWETA COUNTY *                51              8,784,000            18,954
  CRAWFORD COUNTY                 1                155,000               248
  CRISP COUNTY*                 293             33,218,500           155,753
  CUMMING, CITY OF                8              1,899,000             3,172
  CUSSETA, CITY OF                1                 93,000               206
  DACULA, CITY OF                 1                310,000               301
  DADE COUNTY *                  13              1,251,900             3,563
  DAHLONEGA, CITY OF              6                881,400             3,192
  DALLAS, CITY OF                 1                 75,000               555
  DALTON, CITY OF                72              9,890,400            44,348
  DARIEN, CITY OF                27              5,331,800            18,836
  DAWSON COUNTY                  10              2,111,000             5,733
  DAWSON, CITY OF                 2                 80,000               693
  DAWSONVILLE,CITY OF             2                396,900             1,094
  DE KALB COUNTY *            1,710            245,871,200           777,933
  DECATUR COUNTY*               186             23,708,100            87,755
  DECATUR, CITY OF              260             26,044,900           111,127
  DILLARD, TOWN OF                1                 63,000               391
  DONALSONVILLE, CITY OF         31              2,749,600            12,255
  DOOLY COUNTY*                  22              2,051,900            10,169
  DORAVILLE, CITY OF             38              6,536,900            25,209
  DOUGHERTY COUNTY *            366             48,573,300           164,746
  DOUGLAS COUNTY *               48              9,799,600            21,214
  DOUGLAS, CITY OF               11              1,611,300             4,200
  DOUGLASVILLE, CITY OF           6              1,146,300             2,140
  DUBLIN, CITY OF                17              3,285,400            13,099
  DULUTH, CITY OF               120             27,357,200            41,967
  EARLY COUNTY*                  18              2,235,500            12,492
  EAST DUBLIN, TOWN OF            8                717,600             3,217
  EAST ELLIJAY, CITY OF          19              1,332,800             3,895
  EAST POINT, CITY OF            82              9,964,600            46,378
  EATONTON, CITY OF               3                940,000             3,559
  EFFINGHAM COUNTY *            439             67,528,800           148,336
  ELLIJAY, CITY OF               33              5,094,900            25,731
  ETON, TOWN OF                   7                173,400             1,790
  EUHARLEE, CITY OF               2                313,000               555
  FAIRBURN, CITY OF               8              1,085,700             2,835
  FANNIN COUNTY*                192             24,137,000           112,857
  FAYETTE COUNTY *               74             13,496,600            30,292
  FAYETTEVILLE, CITY OF          32              4,250,300            13,295
  FITZGERALD, CITY OF            16              1,150,900             6,830
  FLEMINGTON, CITY OF            43              7,749,900            24,515
  FLOYD COUNTY*                 171             15,221,700            74,304
  FOLKSTON, CITY OF               3                513,400             2,280
  FOREST PARK, CITY OF           13              1,331,100             7,500
  FORSYTH COUNTY *               83             16,941,500            35,045
  FORT OGLETHORPE, CITY OF      120              9,881,600            44,105
  FORT VALLEY, CITY OF            2                313,000               513
  FRANKLIN, CITY OF               2                320,000             1,815
  FULTON COUNTY *               575            115,570,700           295,941
  GAINESVILLE, CITY OF            8              1,639,500             4,821
  GARDEN CITY, CITY OF          229             31,367,200           103,368
  GILMER COUNTY*                140             18,588,300            66,948
  
                               Policy Statistics
                                Georgia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GLENNVILLE, CITY OF             1                 38,000               137
  GLYNN COUNTY *             11,636          2,185,548,700         6,210,012
  GORDON COUNTY*                 62              7,488,900            32,570
  GORDON, CITY OF                 2                250,000               453
  GRADY COUNTY                    4                382,300             2,144
  GRAY, CITY OF                   2                500,000               655
  GRIFFIN, CITY OF                7              1,037,000             1,737
  GROVETOWN, CITY OF              3                343,000               648
  GUYTON, TOWN OF                 2                 55,100               529
  GWINNETT COUNTY *             590            102,038,800           221,127
  HABERSHAM COUNTY *             30              5,391,500            15,861
  HALL COUNTY *                  68             11,547,700            44,457
  HAPEVILLE, CITY OF             30              4,079,100            25,373
  HARALSON COUNTY*                5                837,300             1,566
  HARLEM, CITY OF                 1                188,000               251
  HARRIS COUNTY*                 68             10,953,200            32,587
  HAWKINSVILLE, CITY OF           7                541,800             1,998
  HAZLEHURST, CITY OF            12              1,334,000             4,487
  HEARD COUNTY*                   6                624,000             2,635
  HELEN, CITY OF                 94              7,724,200            32,479
  HENRY COUNTY *                106             18,690,700            41,615
  HINESVILLE,CITY OF            406             42,972,600           137,670
  HOBOKEN, CITY OF                2                230,000             1,305
  HOGANSVILLE,CITY OF             9                362,500             4,161
  HOMERVILLE, CITY OF             3                256,000             1,282
  HOUSTON COUNTY *               83             13,579,300            24,349
  IVEY, TOWN OF                   3                249,600               732
  JACKSON COUNTY                  9              1,796,700             4,321
  JACKSON, CITY OF                5                988,200             2,138
  JASPER COUNTY*                 28              3,266,000            13,474
  JEFFERSON COUNTY*               3                125,900             1,103
  JEFFERSON, CITY OF              5                301,600             2,338
  JEKYLL ISLAND, STATE PAR      714            147,533,600           424,839
  JENKINS COUNTY *               11                639,000             3,138
  JESUP, CITY OF                 21              2,635,900             7,246
  JOHNSON COUNTY*                 1                 45,000               392
  JONES COUNTY*                  20              3,682,400             9,932
  KENNESAW, CITY OF              66             10,977,000            24,874
  KINGSLAND, CITY OF            320             46,370,700            93,100
  LAFAYETTE, CITY OF              8              1,992,900             9,703
  LAGRANGE, CITY OF              33              5,129,800            18,354
  LAKE CITY, CITY OF             10                861,100             8,031
  LAKELAND, CITY OF               1                186,400               384
  LAURENS COUNTY *               17                518,300             4,639
  LAWRENCEVILLE, CITY OF         31              4,822,600            10,317
  LEE COUNTY *                  334             50,277,000           115,864
  LEESBURG, CITY OF              13              1,809,400             4,492
  LENOX, TOWN OF                  1                 29,000               631
  LESLIE, CITY OF                 1                 38,000               131
  LIBERTY COUNTY *              630             90,929,800           328,719
  LILBURN, CITY OF               17              2,921,400            10,197
  LOGANVILLE, CITY OF             1                 50,000               289
  LONG COUNTY *                   3                560,000               765
  LOUISVILLE, CITY OF             1                155,000               248
  LOWNDES COUNTY *               41              7,098,400            15,538
  LUMBER CITY, CITY OF            3                323,000             1,092
  LUMPKIN COUNTY                 15              2,311,000             5,723
  LYONS, CITY OF                  1                173,500               450
  MACON COUNTY*                  14              1,429,900             6,754
  MACON, CITY OF                273             46,527,000           174,334
  MADISON COUNTY*                 1                310,000               351
  MADISON, CITY OF                2                 40,000               432
  MANCHESTER, CITY OF             2                281,000               499
  MARIETTA, CITY OF             236             40,427,000           101,683
  MCCAYSVILLE, CITY OF           29              2,862,300            22,771
  MCDONOUGH, CITY OF              3                159,300             1,331
  MCINTOSH COUNTY *             535            103,769,900           340,242
  
                               Policy Statistics
                                Georgia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MERIWETHER COUNTY*              1                112,500               258
  MIDVILLE, MUNICIPALITY O        4                515,000             3,799
  MIDWAY, CITY OF                32              4,349,500            12,596
  MILLEDGEVILLE, CITY OF         23              4,813,100            14,404
  MILLEN, CITY OF                16              1,183,900             5,155
  MILLER COUNTY                   9                340,200             2,985
  MITCHELL COUNTY *              43              4,082,300            21,313
  MONROE COUNTY*                 68             12,133,100            40,695
  MONROE, CITY OF                15              1,704,400             8,608
  MONTEZUMA, CITY OF             17              1,294,600             8,146
  MONTGOMERY COUNTY*             15                478,400             4,522
  MORELAND, TOWN OF               2                313,200               354
  MORGAN COUNTY*                 12              1,862,200             6,515
  MORROW, CITY OF                15              1,635,800             8,180
  MOULTRIE, CITY OF              44              5,499,400            30,802
  MOUNT VERNON, CITY OF           2                 79,400               654
  MOUNTAIN PARK, CITY OF          1                 62,000               371
  MURRAY COUNTY*                 23              1,561,300             5,932
  NAHUNTA, CITY OF                6                258,500             2,347
  NASHVILLE, CITY OF             23              2,420,600            17,847
  NEWNAN, CITY OF                16              2,234,900             4,377
  NEWTON COUNTY *                48              6,627,400            19,471
  NEWTON, CITY OF                31              2,687,900            14,222
  NORCROSS, CITY OF              33              8,872,300            17,446
  NORTH HIGH SHOALS, TOWN         2                370,000               681
  OCONEE COUNTY *                11              2,155,100             9,456
  OGLETHORPE COUNTY               1                 45,000               397
  OGLETHORPE, CITY OF             6              1,145,600             4,022
  PATTERSON, TOWN OF              1                125,000               232
  PAULDING COUNTY *              38              6,640,900            13,088
  PEACH COUNTY *                 18              2,124,500             6,247
  PEACHTREE CITY, CITY OF        93             15,109,400            34,109
  PELHAM, CITY OF                 1                188,000               263
  PEMBROOKE, CITY OF              6              2,179,500             7,004
  PERRY, CITY OF                  5                941,900             3,767
  PICKENS COUNTY *                7              1,441,000             2,181
  PIERCE COUNTY *                13              1,348,900             4,794
  PIKE COUNTY                     1                301,300               776
  PINE LAKE, CITY OF              6                498,800             2,671
  POLK COUNTY *                  38              3,354,600            18,678
  POOLER, TOWN OF               384             56,198,000           109,912
  PORT WENTWORTH, CITY OF       163             17,819,000            61,270
  POULAN, CITY OF                 1                 27,000               298
  POWDER SPRINGS, CITY OF        41              5,228,500            15,906
  PULASKI COUNTY                 27              3,005,200            11,028
  PUTNAM COUNTY*                  2                 90,000               821
  QUITMAN, CITY OF                1                 38,000               131
  RABUN COUNTY *                 57              7,734,800            37,473
  RAY CITY, CITY OF               8              1,554,700             2,458
  REIDSVILLE, CITY OF             1                 47,600               277
  REYNOLDS, TOWN OF               2                560,000               611
  RICHMOND COUNTY*              794             87,351,100           327,244
  RICHMOND HILL, CITY OF      1,171            203,429,700           516,634
  RINCON,CITY OF                 61             10,559,200            16,952
  RINGGOLD, CITY OF              17              2,255,300             7,453
  RIVERDALE, CITY OF             19              1,812,600            10,280
  ROBERTA, CITY OF                1                250,000               295
  ROCKDALE COUNTY *              38              6,036,400            16,871
  ROCKMART, CITY OF               3                116,300               827
  ROCKY FORD, TOWN OF             1                 62,000               171
  ROME, CITY OF                 254             25,080,900           127,836
  ROSSVILLE, CITY OF             70              5,146,500            34,687
  ROSWELL, CITY OF              227             32,251,500            70,230
  SANDERSVILLE, CITY OF          13                871,000             7,247
  SAVANNAH, CITY OF           6,832          1,151,850,900         2,601,890
  SEMINOLE COUNTY*               54              5,595,200            25,631
  SMYRNA, CITY OF               147             18,838,900            58,951
  
                               Policy Statistics
                                Georgia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SNELLVILLE, CITY OF            12              2,168,400             4,521
  SPALDING COUNTY *              28              2,679,000            10,128
  SPARKS, TOWN OF                 8                433,500             4,371
  SPRINGFIELD, CITY OF           19              2,600,700             5,719
  ST. MARYS, CITY OF            988            161,308,700           359,180
  STATESBORO, CITY OF            97             15,923,600            43,739
  STEPHENS COUNTY *              10                925,000             2,225
  STOCKBRIDGE, CITY OF            2                357,500               630
  STONE MOUNTAIN, CITY OF        21              3,470,400             9,828
  SUGAR HILL, CITY OF             2                 73,300               640
  SUMMERVILLE, CITY OF            2              1,012,500             3,004
  SUMTER COUNTY*                101             12,426,500            50,833
  SUWANEE, CITY OF               13              2,821,700             6,975
  SWAINSBORO, CITY OF             3                143,800             1,074
  SYLVANIA, CITY OF               5              1,093,600             6,299
  SYLVESTER, CITY OF              8              1,818,300             7,674
  TALBOT COUNTY *                 7                483,500             3,199
  TALLAPOOSA, CITY OF             2                151,000               515
  TATTNALL COUNTY *              14                507,100             4,566
  TAYLOR COUNTY*                  4                453,500             2,142
  TELFAIR COUNTY*                 4                237,000             1,203
  TEMPLE, CITY OF                 1                213,000               407
  THOMAS COUNTY *                15              1,852,000             4,987
  THOMASTON, CITY OF              8                511,600             4,055
  THOMASVILLE, CITY OF           26              5,654,400            17,763
  THUNDERBOLT, TOWN OF          217             36,281,900           109,267
  TIFT COUNTY *                  36              3,647,300            16,781
  TIFTON, CITY OF               133             11,366,700            54,202
  TOCCOA, CITY OF                30              1,734,600             9,681
  TOOMBS COUNTY                  16              1,069,900             6,164
  TOOMSBORO, CITY OF              1                 59,800               558
  TOWNS COUNTY*                  24              4,221,100            13,018
  TRENTON, CITY OF                4                523,800             1,903
  TRION, TOWN OF                 35              3,274,900            22,376
  TROUP COUNTY *                 29              4,096,500            14,030
  TUNNELL HILL, CITY OF           1                155,000               236
  TY TY, CITY OF                  2                115,000             1,006
  TYBEE ISLAND, CITY OF       2,357            392,857,700         1,547,524
  TYRONE, TOWN OF                13              2,731,400             4,806
  UNADILLA, CITY OF               1                155,000               261
  UNION CITY, CITY OF             3                297,600               707
  UNION COUNTY*                  75              9,945,700            66,308
  UPSON COUNTY *                  7                368,100             2,685
  UVALDA, TOWN OF                 2                109,200               900
  VALDOSTA, CITY OF             103             11,978,700            40,470
  VERNONBURG,TOWN OF             26              6,908,900            13,520
  VIDALIA, CITY OF                7              1,250,000             4,390
  VIENNA, CITY OF                 2                108,000               657
  VILLA RICA, CITY OF             4                358,000             1,610
  WALKER COUNTY *                54              5,000,600            22,191
  WALTON COUNTY *                97             14,259,700            44,114
  WARE COUNTY *                  28              3,673,300             9,103
  WARNER ROBINS, CITY OF        158             21,756,000            74,337
  WATKINSVILLE, CITY OF           2                375,000               516
  WAVERLY HALL, TOWN OF           2                161,400               828
  WAYCROSS, CITY OF              74             10,852,400            43,333
  WAYNE COUNTY *                 27              2,737,100             7,733
  WAYNESBORO, CITY OF             3                119,000               829
  WEST POINT, CITY OF            43              8,539,500            52,756
  WHEELER COUNTY                  8                320,000             2,858
  WHITE COUNTY*                  22              3,290,100            14,769
  WHITE, TOWN OF                  2                180,400               734
  WHITFIELD COUNTY*              57              8,683,600            35,428
  WINDER, CITY OF                 5                418,900             1,183
  WOODBINE, CITY OF              45              5,399,300            13,149
  WOODLAND, CITY OF               3                221,900             1,153
  WOODSTOCK, CITY OF              8              2,316,000             3,852
  WORTH COUNTY*                  48              5,452,300            24,284
  WRENS, CITY OF                  4                471,800             1,207

  Total for Georgia
                             67,811         11,640,698,600        32,385,507

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                               Policy Statistics
                                Guam
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GUAM, TERRITORY OF            342             32,423,400           197,123

  Total for Guam
                                342             32,423,400           197,123

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                               Policy Statistics
                                Hawaii
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HAWAII COUNTY *             3,557            453,458,400         1,533,627
  HONOLULU , CITY AND COUN   28,553          3,687,845,500         8,437,663
  KAUAI COUNTY*               3,937            532,967,000         1,841,353
  MAUI COUNTY *              11,637          1,435,550,200         3,068,613

  Total for Hawaii
                             47,684          6,109,821,100        14,881,256

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                               Policy Statistics
                                Idaho
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADA COUNTY *                  325             64,737,700           113,514
  ADAMS COUNTY*                   6                529,400             1,833
  ALBION, TOWN OF                 8                869,600             2,884
  AMERICAN FALLS, CITY OF         1                 80,600               427
  AMMON, CITY OF                 37              4,263,000            15,566
  ARCO, CITY OF                   3                237,000             1,764
  BANCROFT, CITY OF              13                503,600             5,975
  BANNOCK COUNTY *               46              6,593,100            17,945
  BELLEVUE, CITY OF              32              6,223,500            16,679
  BENEWAH COUNTY*                68              9,505,100            39,115
  BINGHAM COUNTY *              131             14,626,100            57,340
  BLACKFOOT, CITY OF             27              3,194,600            13,188
  BLAINE COUNTY *               250             69,828,900           144,535
  BOISE COUNTY*                  38              5,365,000            13,392
  BOISE, CITY OF                870            183,816,200           377,531
  BONNER COUNTY*                186             32,121,900            87,653
  BONNERS FERRY, CITY OF          3              1,280,000             3,563
  BONNEVILLE COUNTY *            52              8,263,700            23,265
  BOUNDARY COUNTY*               13              1,760,900             5,383
  BURLEY, CITY OF                10              1,621,600             3,477
  BUTTE COUNTY*                   7                629,800             3,792
  CALDWELL, CITY OF               7              1,319,700             3,588
  CANYON COUNTY *               120             17,566,900            50,708
  CASCADE, CITY OF                2                350,000               904
  CASSIA COUNTY *                 9              1,405,600             3,520
  CHALLIS, CITY OF                5                320,400             2,673
  CHUBBUCK, CITY OF               1                 45,000               429
  CLARK FORK, CITY OF             1                 67,800               453
  CLEARWATER COUNTY *            24              1,567,500             8,114
  COEUR D'ALENE, CITY OF         37              4,813,500            16,407
  CULDESAC, CITY OF               1                155,000               236
  CUSTER COUNTY*                 15              2,036,800             6,770
  DEARY, CITY OF                  3                139,600             1,121
  DECLO, CITY OF                  1                125,000               232
  DONNELLY, CITY OF               2                189,800             1,322
  DOWNEY, CITY OF                 4                232,300             1,231
  EAGLE, CITY OF                 68             19,483,400            26,800
  EAST HOPE, CITY OF             25              3,010,000             6,520
  ELMORE COUNTY *                25              3,069,700            11,854
  EMMETT, CITY OF                 6                831,000             2,557
  FAIRFIELD, CITY OF              5                340,700             1,650
  FERDINAND, CITY OF              1                 62,000               560
  FIRTH, CITY OF                 22              1,777,800            11,114
  FRANKLIN COUNTY                 6                946,200             3,510
  FREMONT COUNTY                 13              2,438,000             6,366
  GARDEN CITY, CITY OF          434             85,513,600           174,565
  GEM COUNTY *                   13              1,852,000             3,824
  GENESEE, CITY OF               11              1,082,600             3,162
  GEORGETOWN, CITY OF             1                102,000               728
  GLENNS FERRY, CITY OF           4                186,000             1,365
  GOODING COUNTY *               18              1,455,100             9,203
  GOODING, CITY OF              117             10,595,400            57,403
  GRANGEVILLE, CITY OF            3                366,500             3,515
  HAILEY, CITY OF               126             23,325,800            46,312
  HARRISON, CITY OF               1                310,000               301
  HEYBURN, CITY OF                4                671,000             1,378
  HOMEDALE, CITY OF               2                222,000               794
  HORSESHOE BEND, CITY OF         2                187,000               392
  IDAHO CITY, CITY OF             9                726,600             3,834
  IDAHO COUNTY *                 26              2,767,500            11,571
  IDAHO FALLS, CITY OF           18              4,185,800            10,839
  INKOM, CITY OF                 20              4,145,900            21,969
  JEFFERSON COUNTY*              68             11,209,800            32,130
  KAMIAH, CITY OF                15              1,020,500             5,382
  KELLOGG, CITY OF              135             14,131,800            84,773
  KENDRICK, CITY OF               4                576,000             1,117
  KETCHUM, CITY OF              211             38,181,400            78,646
  KOOSKIA, CITY OF               14              1,288,300             7,532
  KOOTENAI COUNTY *             153             23,943,300            63,319
  LAPWAI, CITY OF                15              1,068,400             5,066
  LATAH COUNTY *                 25              2,445,900             9,347
  LAVA HOT SPRINGS, CITY O        2                302,000             1,545
  LEMHI COUNTY*                  36              4,662,500            15,065
  LEWIS COUNTY *                  2                193,000               602
  LEWISTON, CITY OF               8              1,402,400             4,238
  LINCOLN COUNTY*                 2                 35,400               566
  MACKAY, CITY OF                 4                416,000             2,181
  MADISON COUNTY *               36              5,009,300            18,116
  MALAD CITY, CITY OF             1                125,000               246
  MALTA, TOWN OF                  1                 40,000               244
  MCCALL, CITY OF                 1                 11,000               133
  MCCAMMON, CITY OF               1                155,000               248
  MERIDIAN, CITY OF             128             15,490,000            51,316
  MIDDLETON, CITY OF             67              5,401,100            28,102
  MIDVALE,CITY OF                12              1,057,500             3,768
  MINIDOKA COUNTY*                8              1,242,100             4,351
  MOSCOW, CITY OF               137             16,287,900            63,534
  MOUNTAIN HOME, CITY OF         73              6,470,900            33,757
  MULLAN, CITY OF                 9                319,100             3,035
  NAMPA, CITY OF                 46              4,239,900            21,201
  NEW MEADOWS, CITY OF            4                593,000             1,567
  NEZ PERCE COUNTY *             19              2,897,700             6,279
  NEZPERCE, CITY OF               6                214,800             1,823
  NOTUS, CITY OF                  3                400,600               779
  OAKLEY, CITY OF                 2                175,000               744
  OROFINO, CITY OF               24              5,941,100            31,878
  OSBURN, CITY OF                25              1,252,100             8,621
  PARIS, CITY OF                  1                 56,700               512
  PARMA, CITY OF                 11                788,300             5,691
  PAYETTE COUNTY *               68              7,586,500            24,399
  PAYETTE, CITY OF                6                568,400             2,835
  PECK, CITY OF                   3                291,400               664
  PINEHURST, CITY OF              8              1,159,300             3,955
  POCATELLO, CITY OF             55              8,614,700            31,176
  POST FALLS, CITY OF             4                717,000               997
  PRESTON, CITY OF                4                506,400             1,156
  PRIEST RIVER,CITY OF            5                999,600             2,101
  RATHDRUM, CITY OF              26              2,337,800            10,961
  REXBURG, CITY OF               10              2,509,800            10,862
  ROCKLAND, CITY OF               1                155,000               261
  SALMON, CITY OF                45              4,066,600            20,124
  SANDPOINT,CITY OF             136             12,108,400            38,921
  SHOSHONE COUNTY *              93              7,525,500            37,577
  SHOSHONE, CITY OF              37              2,904,200            15,617
  SMELTERVILLE, CITY OF           1                 14,800               122
  SPIRIT LAKE, CITY OF            6                772,900             2,087
  ST. ANTHONY, CITY OF            1                125,000               246
  ST. MARIES, CITY OF            12              1,286,000             4,752
  STAR, CITY OF                  19              2,320,400             7,698
  STITES, CITY OF                 8                434,800             2,474
  SUGAR CITY, CITY OF             4                363,300             1,677
  SUN VALLEY, CITY OF            24              8,785,100            12,726
  SWAN VALLEY, CITY OF            4                875,000             1,505
  TENSED, CITY OF                 1                 60,000               357
  TETON COUNTY *                 12              2,683,800             5,925
  TROY, CITY OF                   6                451,200             2,864
  TWIN FALLS COUNTY *            11              1,894,400             4,380
  TWIN FALLS, CITY OF            99             10,436,400            38,050
  VALLEY COUNTY*                 41              6,238,000            21,067
  VICTOR, CITY OF                 5              1,116,000             6,208
  WALLACE, CITY OF               21              1,336,600            12,669
  WARDNER, CITY OF                1                 44,800               162
  WASHINGTON COUNTY*             32              3,863,800            22,067
  WEISER,CITY OF                 77              6,301,500            36,178

  Total for Idaho
                              5,533            886,539,000         2,450,889

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                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
                                  1                 15,000               204
  ADAMS COUNTY*                 118             11,658,800            60,998
  ADDISON, VILLAGE OF           576             74,277,800           324,766
  ALBANY, VILLAGE OF             12                836,100             4,521
  ALEDO, CITY OF                  1                 25,000               136
  ALEXIS, VILLAGE OF              3                111,000               951
  ALGONQUIN, VILLAGE OF         119             16,065,400            63,129
  ALLERTON, VILLAGE OF            1                 10,000               142
  ALORTON, VILLAGE OF             3                286,500               797
  ALSIP, VILLAGE OF              23              3,305,100             9,801
  ALTON, CITY OF                 51             10,667,200            67,079
  AMBOY, CITY OF                 10                621,600             5,474
  ANDALUSIA, VILLAGE OF          86              6,018,300            42,873
  ANTIOCH, VILLAGE OF           120             17,159,900            76,911
  ARLINGTON HEIGHTS, VILLA       70             13,163,400            38,880
  AROMA PARK, VILLAGE OF         25              3,214,800            14,237
  ARTHUR, VILLAGE OF             61              3,244,000            26,300
  ASHLAND, VILLAGE OF             2                 75,000               675
  ASKUM, VILLAGE OF               3                287,300             1,441
  AUBURN, CITY OF                 2                330,000               587
  AURORA, CITY OF               819             92,813,100           292,419
  BANNER, VILLAGE OF              1                102,900               732
  BANNOCKBURN, VILLAGE OF         2                620,000               702
  BARRINGTON HILLS, VILLAG        4                910,800             4,114
  BARRINGTON, VILLAGE OF         15              3,413,300             8,101
  BARTLETT, VILLAGE OF            7              1,270,000             1,836
  BARTONVILLE, VILLAGE OF         9                461,900             3,430
  BATAVIA, CITY OF               14              3,328,400             9,717
  BATH, VILLAGE OF                7                341,100             1,542
  BEACH PARK, VILLAGE OF         55              7,364,500            36,469
  BEARDSTOWN, CITY OF           116             20,201,400            50,283
  BEDFORD PARK, VILLAGE OF        3                150,000             1,098
  BEECHER, VILLAGE OF             5                841,200             3,246
  BELLEVILLE, CITY OF            72             10,847,400            50,405
  BELLWOOD, VILLAGE OF          802             86,574,100           539,169
  BELVIDERE, CITY OF             71              9,005,800            38,199
  BENSENVILLE, VILLAGE OF       101              9,177,000            50,822
  BENTON, CITY OF                 1                 62,000               204
  BETHALTO, VILLAGE OF            2                188,000               742
  BIRDS, VILLAGE OF               2                 61,600               545
  BLOOMINGDALE, VILLAGE OF      136             16,701,900            15,442
  BLOOMINGTON, CITY OF           49              6,007,200            24,160
  BLUE ISLAND, CITY OF            1                180,000               866
  BLUE MOUND, VILLAGE OF          1                 93,000               231
  BLUFFS, VILLAGE OF              8                281,900             1,887
  BOLINGBROOK, VILLAGE OF        28              3,756,500            11,208
  BOND COUNTY *                   2                 52,500               825
  BOONE COUNTY *                 11              1,764,800             7,954
  BOURBONNAIS, VILLAGE OF        46              4,517,200            19,563
  BRADLEY, VILLAGE OF           109              8,022,100            51,795
  BRAIDWOOD, CITY OF             11              1,307,200             4,697
  BRIDGEVIEW, VILLAGE OF          3              1,518,400             4,682
  BROADLANDS, VILLAGE OF          2                371,700               928
  BROADVIEW, VILLAGE OF          22              3,861,200            16,846
  BROOKFIELD, VILLAGE OF         22              3,802,200            13,202
  BROOKLYN, VILLAGE OF            2                 48,500               244
  BROOKPORT, CITY OF              2                 62,000               569
  BROWN COUNTY *                  7                308,200             2,832
  BROWNS, VILLAGE OF              2                100,000               308
  BUFFALO GROVE, VILLAGE O       46              9,122,800            38,425
  BURBANK, CITY OF                9              1,452,400             2,727
  BUREAU COUNTY *                13                881,800             6,970
  BURNHAM, VILLAGE OF            10              1,314,500             6,155
  BURR RIDGE, VILLAGE OF         17              3,764,800            10,570
  BUSH, VILLAGE OF                1                671,200             2,540
  BYRON, CITY OF                 11              2,064,500             4,999
  CAHOKIA, VILLAGE OF           699             40,055,200           242,866
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CAIRO, CITY OF                115              8,827,500            55,352
  CALHOUN COUNTY *              109              4,957,000            37,890
  CALUMET CITY, CITY OF       1,615            119,905,300           553,513
  CALUMET PARK, VILLAGE OF        2                133,000             1,125
  CANTON, CITY OF                 1                 73,000               607
  CARBON CLIFF, VILLAGE OF       39              2,303,000            16,962
  CARBON HILL, VILLAGE OF         1                155,000               278
  CARBONDALE, CITY OF            14              1,832,100             5,411
  CARLINVILLE, CITY OF            2                100,000               628
  CARLYLE, CITY OF                8                666,400             4,607
  CARMI, CITY OF                 49              3,217,700            22,279
  CAROL STREAM, VILLAGE OF      130             16,952,200            83,425
  CARPENTERSVILLE, VILLAGE       26              3,843,700            21,165
  CARRIER MILLS, VILLAGE O        3                288,000               888
  CARROLL COUNTY *               21              2,521,900            10,852
  CARROLLTON, CITY OF             1                 26,000               228
  CARTERVILLE, CITY OF            7                632,900             3,366
  CARTHAGE,CITY OF                5                285,000             1,650
  CARY, VILLAGE OF               28              4,476,500            19,488
  CASEYVILLE, VILLAGE OF        100              9,431,000            38,563
  CASS COUNTY *                  37              4,803,600            16,217
  CAVE-IN-ROCK, VILLAGE OF        2                230,900               590
  CENTRAL CITY, VILLAGE OF        5                164,800             1,317
  CENTRALIA, CITY OF              3                152,000             1,612
  CENTREVILLE, CITY OF           37              3,794,900            14,870
  CHAMPAIGN COUNTY *            119             14,401,300            56,685
  CHAMPAIGN, CITY OF             92              9,961,800            38,178
  CHANDLERVILLE, VILLAGE O       43              1,481,500            13,438
  CHANNAHON, VILLAGE OF          15              2,261,800             8,331
  CHARLESTON, CITY OF            22              1,696,500             8,478
  CHATHAM, VILLAGE OF            11              1,635,400             3,865
  CHERRY VALLEY, VILLAGE O        1                157,000               352
  CHERRY, VILLAGE OF             12                507,600             3,946
  CHESTER, CITY OF                1                165,000               807
  CHICAGO HEIGHTS, CITY OF       30              2,994,400            13,704
  CHICAGO RIDGE, VILLAGE O       57              9,875,900            26,621
  CHICAGO, CITY OF              874             93,920,100           210,602
  CHILLICOTHE, CITY OF           36              2,600,800            17,978
  CHRISTIAN COUNTY *              7                275,000             2,481
  CHRISTOPHER, CITY OF            1                310,000               351
  CISSNA PARK, VILLAGE OF        34              2,016,900            14,350
  CLARENDON HILLS, VILLAGE       11              2,356,900             6,656
  CLARK COUNTY*                   7                322,000             1,891
  CLAY CITY, VILLAGE OF          10                315,300             3,771
  CLEVELAND, VILLAGE OF          19              1,169,200             9,592
  CLINTON COUNTY*                48              4,414,800            23,487
  CLINTON, CITY OF               25              2,124,500            14,297
  COAL CITY, VILLAGE OF           3                354,000             2,137
  COAL VALLEY, VILLAGE OF        57              3,373,200            26,265
  COLFAX, VILLAGE OF              2                 68,300               674
  COLLINSVILLE, CITY OF          40              4,920,700            24,271
  COLONA, VILLAGE OF             27              2,039,600            13,917
  COLUMBIA, CITY OF              12              3,705,000            14,393
  COOK COUNTY *                 612             87,658,900           412,780
  CORDOVA, VILLAGE OF             6                478,000             2,807
  COUNTRY CLUB HILLS, CITY       72              8,289,900            36,442
  COUNTRYSIDE, CITY OF           33              4,831,900            23,652
  CRAWFORD COUNTY *              12                760,800             3,955
  CRESCENT CITY, VILLAGE O        3                151,000             1,301
  CREST HILL, CITY OF             4                356,500             1,060
  CRESTWOOD, VILLAGE OF         170             13,354,000            67,711
  CRETE, VILLAGE OF              12              1,872,700             8,092
  CREVE COEUR, VILLAGE OF         5              1,716,800            10,535
  CROSSVILLE, VILLAGE OF         11                566,800             2,841
  CRYSTAL LAKE, CITY OF          63             10,283,800            38,867
  CUBA, CITY OF                   9                445,500             4,279
  CUMBERLAND COUNTY *             3                237,400               897
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DALLAS CITY, CITY OF           18              1,190,700             7,726
  DALTON CITY, VILLAGE OF        12              1,052,600             5,290
  DANVILLE, CITY OF              60              4,516,000            25,563
  DARIEN, CITY OF                51              6,456,800            29,168
  DE KALB COUNTY *               62              9,672,300            33,563
  DE KALB, CITY OF              100             12,887,000            64,603
  DE PUE, VILLAGE OF             20              1,061,400             8,487
  DECATUR, CITY OF              114              9,794,300            60,989
  DEER PARK, VILLAGE OF           1                310,000               351
  DEERFIELD, VILLAGE OF         129             24,415,200            81,641
  DELAND, VILLAGE OF              1                 38,000               432
  DES PLAINES, CITY OF        1,404            177,495,300           633,532
  DEWITT COUNTY *                 4                330,000             2,018
  DIVERNON, VILLAGE OF           23              1,681,300            11,612
  DIXMOOR, VILLAGE OF            92              5,649,300            44,666
  DIXON, CITY OF                 47              3,645,800            22,181
  DOLTON, VILLAGE OF            636             66,102,700           415,312
  DOUGLAS COUNTY*                55              5,111,900            31,657
  DOWELL, VILLAGE OF             26                893,200             7,646
  DOWNERS GROVE, VILLAGE O       55             10,044,600            34,210
  DOWNS, VILLAGE OF               2                188,000             1,163
  DU PAGE COUNTY*               637             72,559,000           275,443
  DUPO, VILLAGE OF               83             10,383,900            21,613
  DUQUOIN, CITY OF                5                123,900             1,034
  DURAND, VILLAGE OF              2                 83,100               413
  DWIGHT, VILLAGE OF             15              1,215,000             6,741
  EAST ALTON, VILLAGE OF         29              2,447,300             9,821
  EAST BROOKLYN, VILLAGE O        3                253,200             2,040
  EAST CAPE GIRARDEAU, VIL       45              2,736,800            25,776
  EAST CARONDELET, VILLAGE       34              2,367,200             8,333
  EAST DUBUQUE, CITY OF          92              5,106,700            42,712
  EAST DUNDEE, VILLAGE OF        44              6,278,600            31,178
  EAST MOLINE, CITY OF           37              4,085,700            19,331
  EAST PEORIA, CITY OF          101             20,144,500            62,070
  EAST ST. LOUIS, CITY OF       467             62,242,700           359,978
  EDWARDSVILLE, CITY OF          10              1,393,300             3,801
  EFFINGHAM, CITY OF              3                534,300             6,356
  ELBURN, VILLAGE OF              1                250,000             1,067
  ELDRED, VILLAGE OF              2                 49,500               573
  ELGIN, CITY OF                111             13,805,200            70,086
  ELIZABETHTOWN, VILLAGE O        1                 93,000               196
  ELK GROVE VILLAGE, VILLA       36              7,719,000            29,218
  ELKHART, VILLAGE OF             7                562,100             2,397
  ELKVILLE, VILLAGE OF            6                318,000             1,897
  ELMHURST, CITY OF              92             14,100,800            68,114
  ELMWOOD PARK, VILLAGE OF       31              6,078,600            23,468
  ELSAH, VILLAGE OF              31              3,092,200            17,529
  ERIE, VILLAGE OF               25              2,129,500            10,985
  EUREKA, CITY OF                 1                 62,000               204
  EVANSTON, CITY OF              19              4,208,600             6,960
  EVANSVILLE, VILLAGE OF          2                 72,000               813
  EVERGREEN PARK, VILLAGE         2                266,600               516
  FAIRBURY, CITY OF               2                270,000               635
  FAIRFIELD, CITY OF             15                866,500             5,379
  FAIRMONT CITY, VILLAGE O       20              2,249,000            11,045
  FAIRVIEW HGTS., CITY OF         9                849,200             2,785
  FARMER CITY, CITY OF            3                441,000               937
  FAYETTEVILLE, VILLAGE OF        3                164,000               475
  FISHER, VILLAGE OF              7                877,900             3,136
  FLORA, CITY OF                  1                155,000               248
  FLORENCE, VILLAGE OF            2                 29,100               874
  FLOSSMOOR, VILLAGE OF          70             14,066,400            43,944
  FORD HEIGHTS, VILLAGE OF       70              3,525,700            31,963
  FOREST PARK, VILLAGE OF         2              1,188,000             8,697
  FORREST, VILLAGE OF             6                494,700             7,187
  FORRESTON, VILLAGE OF           1                 43,500               457
  FORSYTH, VILLAGE OF             8              1,080,500             5,353
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FOX LAKE, VILLAGE OF          311             43,285,300           189,890
  FOX RIVER GROVE, VILLAGE       37              5,468,100            23,959
  FOX RIVER VALLEY GARDENS       35              4,626,100            21,031
  FRANKFORT, VILLAGE OF          55              6,784,900            25,389
  FRANKLIN COUNTY*               32              1,021,400             9,161
  FRANKLIN PARK, VILLAGE O      422             59,256,500           326,444
  FREEBURG, VILLAGE OF            2                320,500               988
  FREEPORT, CITY OF              48              2,398,900            17,718
  FULTON COUNTY*                 22              1,717,600             8,540
  FULTON, CITY OF                 7                437,600             1,997
  FULTS, VILLAGE OF               8                500,500             4,319
  GALATIA, VILLAGE OF             3                 52,000               723
  GALENA, CITY OF                19              2,663,800            12,242
  GALESBURG, CITY OF             31              1,782,600             9,821
  GALLATIN COUNTY *              22              1,112,100             8,085
  GARDNER, VILLAGE OF            19              1,506,900             9,094
  GENESEO, CITY OF               11              1,069,000             6,027
  GENEVA, CITY OF                18              4,288,100            10,568
  GENOA, CITY OF                  5              1,163,000             4,127
  GEORGETOWN, CITY OF             2                250,000               472
  GERMANTOWN, VILLAGE OF         10                790,800             4,829
  GILBERTS, VILLAGE OF            3                553,000             2,847
  GILLESPIE,CITY OF               2                 87,100               528
  GILMAN, CITY OF                 4                209,500             1,745
  GLEN CARBON, VILLAGE OF         1                188,000               251
  GLEN ELLYN, VILLAGE OF         67             11,417,100            35,864
  GLENCOE, VILLAGE OF            19              4,495,900             8,235
  GLENDALE HEIGHTS, VILLAG       21              2,876,400            12,350
  GLENVIEW, VILLAGE OF          123             20,239,000            70,637
  GLENWOOD, VILLAGE OF           16              1,967,200             9,434
  GORHAM, VILLAGE OF             33                899,800             8,335
  GRAFTON, CITY OF               65              6,755,400            40,823
  GRANITE CITY, CITY OF         610             64,155,500           214,486
  GRAYSLAKE, VILLAGE OF          38              7,042,800            27,984
  GRAYVILLE, CITY OF              2                 37,100               435
  GREEN OAKS, VILLAGE OF         13              2,137,500             8,395
  GREEN ROCK, CITY OF           107              6,187,100            51,341
  GREENE COUNTY *                24              2,164,300            15,317
  GREENFIELD, CITY OF             1                 46,800               485
  GREENUP,VILLAGE OF              1                 55,000               499
  GREENVIEW, VILLAGE OF           1                 66,500               579
  GREENVILLE, CITY OF             4                257,400             3,136
  GRUNDY COUNTY *               147             18,315,100            79,767
  GULFPORT, VILLAGE OF           27              3,101,400             9,425
  GURNEE, VILLAGE OF             68             13,546,900            73,869
  HAINESVILLE, VILLAGE OF         2                493,800             1,066
  HAMBURG, VILLAGE OF            18                793,200             6,903
  HAMILTON, CITY OF               7                499,300             4,796
  HAMPSHIRE, VILLAGE OF          10              1,780,600             7,944
  HAMPTON, VILLAGE OF            24              2,110,600            11,830
  HANCOCK COUNTY *               54              2,447,500            22,039
  HANOVER PARK, VILLAGE OF       31              4,781,300            18,341
  HARDIN, VILLAGE OF             42              2,801,200            16,533
  HARTFORD, VILLAGE OF           32              8,803,200            50,165
  HARVARD, CITY OF               20              2,944,300            13,455
  HARVEY, CITY OF               624             39,288,500           309,488
  HARWOOD HEIGHTS, VILLAGE        1                310,000               351
  HAVANA, CITY OF                 4                623,800             1,168
  HAWTHORN WOODS, VILLAGE        14              3,065,400            10,136
  HAZEL CREST, VILLAGE OF        53              6,904,600            31,685
  HENDERSON COUNTY *             82              5,270,200            28,725
  HENRY COUNTY *                 46              2,631,100            18,733
  HENRY, CITY OF                  5                745,000             5,503
  HERRIN, CITY OF                45              3,609,600            25,616
  HEYWORTH, VILLAGE OF            4                450,000             1,064
  HICKORY HILLS, CITY OF         73              7,276,500            26,009
  HIGHLAND PARK, CITY OF        280             33,585,600           132,855
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HIGHLAND, CITY OF               7                745,500             3,350
  HILLCREST, VILLAGE OF           2                 59,700               514
  HILLSBORO, CITY OF              4                551,600             1,921
  HILLSDALE, VILLAGE OF          89              5,285,400            40,832
  HILLSIDE, VILLAGE OF            1                250,000               295
  HILLVIEW, VILLAGE OF            4                166,000             1,790
  HINCKLEY, VILLAGE OF            3                454,900             1,477
  HINSDALE, VILLAGE OF          130             26,257,100            47,487
  HODGKINS, VILLAGE OF            1                 30,000               378
  HOFFMAN ESTATES, VILLAGE       56             10,603,900            47,123
  HOLIDAY HILLS, VILLAGE O       59              7,313,900            37,205
  HOMEWOOD, VILLAGE OF           57              9,062,400            35,560
  HOOPESTON, CITY OF              1                 93,000               196
  HOPEDALE, VILLAGE OF            2                165,900             1,354
  HULL, VILLAGE OF               82              4,001,200            35,342
  HUNTLEY, VILLAGE OF             5              1,323,600             3,383
  HURST, CITY OF                  1                 26,000               192
  HUTSONVILLE, VILLAGE OF         6                225,000             2,613
  INDIAN HEAD PARK, VILLAG      148              7,789,600            10,560
  INVERNESS, VILLAGE OF          12              2,097,400             4,502
  IROQUOIS COUNTY*               62              5,269,800            24,408
  ISLAND LAKE, VILLAGE OF        25              3,058,200            11,896
  ITASCA, VILLAGE OF             62             14,223,200            51,303
  JACKSON COUNTY *              121              4,137,600            37,388
  JACKSONVILLE, CITY OF          49              2,983,800            20,280
  JEFFERSON COUNTY                4                159,800             1,337
  JEROME, VILLAGE OF              1                125,000               262
  JERSEY COUNTY *               127              6,843,600            70,045
  JO DAVIESS COUNTY *            10                806,500             3,088
  JOHNSBURG, VILLAGE OF          23              3,749,400            13,802
  JOHNSON COUNTY *                2                 66,000               745
  JOHNSTON CITY, CITY OF          3                 90,200             1,031
  JOLIET, CITY OF               847             64,963,400           454,218
  JUNCTION, VILLAGE OF            4                 58,400               530
  JUSTICE, VILLAGE OF           169             19,991,600            88,375
  KAMPSVILLE, VILLAGE OF         36              2,351,400            17,783
  KANE COUNTY *                 274             45,474,600           171,119
  KANKAKEE COUNTY *             437             43,868,000           222,000
  KANKAKEE, CITY OF             139             15,063,500            83,925
  KARNAK, VILLAGE OF              8                487,600             2,071
  KASKASKIA, VILLAGE OF          14                861,700            10,985
  KEITHSBURG, CITY OF            19              2,276,000            14,979
  KENDALL COUNTY *              120             20,377,000            56,328
  KENILWORTH, VILLAGE OF          5              1,331,700             2,465
  KEWANEE, CITY OF               16                753,200             4,571
  KEYESPORT, VILLAGE OF           3                193,600               838
  KILDEER, VILLAGE OF            12              2,519,700             6,893
  KINCAID, VILLAGE OF            12                380,400             4,716
  KINGSTON MINES, VILLAGE         1                 62,000               204
  KINGSTON, VILLAGE OF            3                246,000             1,053
  KIRKLAND, VILLAGE OF           18              3,759,000            20,454
  KIRKWOOD, VILLAGE OF            3                 68,500               885
  KNOX COUNTY *                   4                317,200             1,413
  KNOXVILLE, CITY OF              2                357,000               940
  LA GRANGE PARK, VILLAGE         8              1,178,000             2,516
  LA GRANGE, VILLAGE OF           7              1,585,000             2,762
  LA SALLE COUNTY *              58              4,226,700            26,416
  LA SALLE, CITY OF               5                421,600             2,752
  LAKE BARRINGTON, VILLAGE       13              2,936,300             8,027
  LAKE BLUFF, VILLAGE OF          6              1,364,000             2,203
  LAKE COUNTY *                 782            113,628,500           485,441
  LAKE FOREST, CITY OF           49             13,571,900            30,862
  LAKE VILLA, VILLAGE OF         17              2,425,900            10,683
  LAKE ZURICH, VILLAGE OF         5              1,099,000             2,079
  LAKE-IN-THE-HILLS, VILLA       39              5,494,600            19,452
  LAKEMOOR, VILLAGE OF           20              2,271,800            12,324
  LAKEWOOD, VILLAGE OF            1                 88,000               664
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LANSING, VILLAGE OF           789             73,389,200           395,469
  LAWRENCEVILLE, CITY OF          7                453,400             2,616
  LEAF RIVER, VILLAGE OF          6                525,500             2,452
  LEBANON, CITY OF                3                103,400               591
  LEE COUNTY*                    88              9,354,400            45,008
  LELAND GROVE,CITY OF            7              1,150,100             3,950
  LEMONT, VILLAGE OF             10              1,698,900             4,855
  LIBERTYVILLE, VILLAGE OF      168             26,056,500           102,940
  LINCOLN, CITY OF               20              1,961,100            10,527
  LINCOLNSHIRE, VILLAGE OF      118             28,884,400            74,278
  LINCOLNWOOD, VILLAGE OF         8              1,723,800             2,909
  LINDENHURST, VILLAGE OF         8              1,323,100             3,456
  LISBON, VILLAGE OF              2                136,500             1,148
  LISLE, VILLAGE OF             300             40,835,600           118,527
  LITCHFIELD, CITY OF            11                540,300             2,767
  LIVERPOOL, VILLAGE OF          15                825,500             6,346
  LIVINGSTON COUNTY*             23                836,300             7,238
  LIVINGSTON, VILLAGE OF          1                138,000               715
  LOAMI, VILLAGE OF               1                 33,000               379
  LOCKPORT, CITY OF              45              5,008,400            23,787
  LOGAN COUNTY *                 35              3,955,100            18,549
  LOMAX, VILLAGE OF               1                 60,000               581
  LOMBARD, VILLAGE OF            38              6,360,200            17,960
  LONDON MILLS, VILLAGE OF        4                 94,400             1,183
  LONG GROVE, VILLAGE OF         15              3,586,300             9,200
  LOVES PARK, CITY OF           248             23,141,100           156,014
  LOVINGTON, VILLAGE OF           7                415,000             2,295
  LYNDON, VILLAGE OF              1                310,000               351
  LYNWOOD, VILLAGE OF            58              7,679,600            36,144
  LYONS, VILLAGE OF              19              2,496,400            11,897
  MACHESNEY PARK, VILLAGE       299             23,888,400           153,324
  MACON COUNTY *                 26              3,021,100            11,763
  MACOUPIN COUNTY*                2                 79,000               726
  MADISON COUNTY *              403             42,961,400           156,808
  MADISON, CITY OF               37              4,378,400            17,422
  MAHOMET, VILLAGE OF             3                528,000               754
  MAKANDA, VILLAGE OF             1                125,000               221
  MANHATTAN, VILLAGE OF           6                722,200             3,012
  MANLIUS, VILLAGE OF             1                 55,000               531
  MANSFIELD, VILLAGE OF           2                 64,600               561
  MANTENO, VILLAGE OF             7              1,008,600             3,789
  MARENGO, CITY OF               99             10,623,800            49,198
  MARION, CITY OF               134              8,523,300            48,056
  MARKHAM, CITY OF              163             11,278,300            80,994
  MARQUETTE HEIGHTS, CITY         1                 30,000               296
  MARSHALL COUNTY *              12                882,700             4,080
  MASCOUTAH, CITY OF             25              2,977,300             9,594
  MASON CITY, CITY OF             4                206,000             1,440
  MASON COUNTY *                 61              3,870,200            21,853
  MASSAC COUNTY *                37              3,681,800            12,537
  MATTESON, VILLAGE OF           60              8,989,800            43,764
  MATTOON, CITY OF               77              4,931,400            28,694
  MAUNIE, VILLAGE OF              3                 80,600               735
  MAYWOOD, VILLAGE OF             3                358,000             1,566
  MAZON, VILLAGE OF               2                448,000             1,749
  MC CULLOM LAKE, VILLAGE         1                 72,000               602
  MCDONOUGH COUNTY *              2                 80,000               693
  MCHENRY COUNTY*               611             83,499,400           352,162
  MCHENRY, CITY OF              123             16,254,200            72,264
  MCLEAN COUNTY *                29              5,411,900            12,722
  MCLEAN, VILLAGE OF              1                250,000               954
  MCNABB, VILLAGE OF              6                367,700             3,265
  MELROSE PARK, VILLAGE OF      324             50,859,300           274,595
  MENARD COUNTY *                 9                743,200             2,856
  MENDOTA, CITY OF               58              4,160,600            24,673
  MERCER COUNTY*                 11                299,100             2,554
  MEREDOSIA, VILLAGE OF          77              3,090,700            26,388
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MERRIONETTE PARK, VILLAG        3                312,800             2,002
  METROPOLIS, CITY OF            63              5,102,900            19,683
  METTAWA, VILLAGE OF             1                250,000             3,295
  MIDLOTHIAN, VILLAGE OF        254             24,958,800           142,143
  MILAN, VILLAGE OF               8                736,200             4,141
  MILFORD, VILLAGE OF             1                230,000               989
  MILLINGTON, VILLAGE OF         30              3,023,900            19,175
  MILLSTADT, VILLAGE OF           2                204,600               761
  MINOOKA, VILLAGE OF            16              1,938,700             8,871
  MOKENA, VILLAGE OF             17              3,407,300            10,283
  MOLINE, CITY OF               325             34,263,200           191,477
  MOMENCE, CITY OF               42              4,464,500            19,664
  MONMOUTH, CITY OF              29              1,428,300            11,887
  MONROE COUNTY*                149             11,197,700            81,586
  MONTGOMERY, VILLAGE OF         58             11,372,200            47,185
  MONTICELLO, CITY OF            24              2,938,800            14,255
  MORGAN COUNTY*                 26              2,099,800            12,859
  MORRIS, CITY OF               135             14,778,300            76,320
  MORRISON, CITY OF              14                975,900             7,141
  MORTON GROVE, VILLAGE OF        5              1,037,900             2,090
  MORTON, VILLAGE OF              4                353,600             1,620
  MOULTRIE COUNTY *               1                310,000               316
  MOUND CITY, CITY OF            20              1,740,300            11,780
  MOUNDS, CITY OF                 1                300,000             1,217
  MOUNT CARMEL, CITY OF          12              1,650,000             2,774
  MOUNT PROSPECT, VILLAGE       154             29,288,300           103,321
  MOUNT VERNON, CITY OF          18              1,553,100             5,684
  MOUNT ZION, VILLAGE OF          2                250,000               434
  MT. CARROLL, CITY OF            3                773,800             3,628
  MUDDY, VILLAGE OF               1                250,000             1,741
  MUNDELEIN, VILLAGE OF          37              4,768,900            19,888
  MURPHYSBORO, CITY OF           19              1,153,000             5,657
  NAPERVILLE, CITY OF           352             48,305,200           161,851
  NASHVILLE, CITY OF              3                366,000             1,450
  NEBO, VILLAGE OF               10                268,600             2,888
  NELSON, VILLAGE OF             15                851,800             7,183
  NEOGA, CITY OF                  5                399,200             1,808
  NEW ATHENS, VILLAGE OF         10              1,527,300             4,919
  NEW BADEN, VILLAGE OF           8                892,300             3,663
  NEW HAVEN, VILLAGE OF          16                526,700             5,076
  NEW LENOX, VILLAGE OF          49              6,783,200            29,120
  NEWARK, VILLAGE OF              1                250,000               295
  NEWTON, CITY OF                 2                498,000               609
  NILES, VILLAGE OF              10              3,273,100            10,959
  NORMAL, TOWN OF                37              4,807,700            25,578
  NORRIDGE, VILLAGE OF            5                752,500             1,342
  NORTH AURORA, VILLAGE OF       10              1,729,100             6,717
  NORTH BARRINGTON, VILLAG       10              2,889,300             6,958
  NORTH CHICAGO, CITY OF         11              1,109,500             4,379
  NORTH PEKIN, VILLAGE OF         7                496,000             3,393
  NORTH RIVERSIDE, VILLAGE        3                757,700             2,038
  NORTH UTICA, VILLAGE OF        58              2,973,000            28,234
  NORTHBROOK, VILLAGE OF         96             21,522,300            66,760
  NORTHFIELD, VILLAGE OF        145             28,731,700           123,360
  NORTHLAKE, CITY OF            145             18,358,200            99,431
  OAK BROOK, VILLAGE OF          66             17,503,800            60,844
  OAK FOREST, CITY OF           119             14,754,400            63,893
  OAK LAWN, VILLAGE OF          595             60,815,100           201,347
  OAKBROOK TERRACE, CITY O       28              1,537,700            11,592
  OAKLAND, CITY OF                1                 21,000               298
  OAKWOOD, VILLAGE OF             1                 47,000               310
  OFALLON, CITY OF               50              7,009,100            31,997
  OGLE COUNTY*                  111             12,555,000            62,931
  OKAWVILLE, VILLAGE OF           2                139,600               920
  OLNEY, CITY OF                  1                 68,000               443
  OLYMPIA FIELDS, VILLAGE        16              3,157,000             7,681
  OMAHA, VILLAGE OF               2                314,200             2,971
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  OQUAWKA, VILLAGE OF            11              1,477,400             9,354
  ORANGEVILLE, VILLAGE OF         4                287,600             3,020
  OREGON, CITY OF                20              2,005,700            13,663
  ORLAND HILLS, VILLAGE OF       23              2,571,000            10,706
  ORLAND PARK, VILLAGE OF       100             16,806,100            51,713
  OSWEGO, VILLAGE OF              9              1,320,700             4,158
  OTTAWA, CITY OF                25              4,578,400            17,926
  PALATINE, VILLAGE OF           82             15,126,600            52,764
  PALESTINE, VILLAGE OF           6                634,900             2,284
  PALOS HEIGHTS, CITY OF         56              9,172,800            42,373
  PALOS HILLS, CITY OF          140             16,209,400            68,087
  PALOS PARK, VILLAGE OF         15              3,450,000             7,766
  PARIS, CITY OF                  2                245,000               776
  PARK CITY, CITY OF             28              2,815,600            13,689
  PARK FOREST, VILLAGE OF         4                359,600             1,828
  PARK RIDGE, CITY OF            62             13,118,800            31,132
  PAWNEE, VILLAGE OF             12                726,300             5,876
  PAXTON, CITY OF                 3                160,800               807
  PEARL, VILLAGE OF               4                 62,000             1,013
  PECATONICA, VILLAGE OF          2                143,000               706
  PEKIN, CITY OF                  9              1,359,300             5,212
  PEORIA COUNTY *               286             23,894,700           140,494
  PEORIA HEIGHTS, VILLAGE        29              2,907,600            20,066
  PEORIA, CITY OF               123             26,985,100           152,920
  PEOTONE, VILLAGE OF            20              2,289,500            13,953
  PERRY COUNTY *                 11                376,500             3,179
  PERU, CITY OF                  24              1,856,600            12,170
  PETERSBURG, CITY OF             6                444,200             1,621
  PHOENIX, VILLAGE OF             2                185,500             1,559
  PIATT COUNTY*                   8              1,077,500             4,760
  PIKE COUNTY*                  113              6,564,700            46,636
  PINCKNEYVILLE, CITY OF          2                212,300               864
  PIPER CITY, VILLAGE OF          1                 93,000               206
  PLAINFIELD, VILLAGE OF        114             18,416,200            67,807
  PLANO, CITY OF                  5              1,231,300             2,402
  PLEASANT HILL, VILLAGE O       52              1,712,600            16,731
  PLEASANT PLAINS, VILLAGE        4                415,000             1,632
  PONTIAC, CITY OF              194             11,032,800            84,255
  PONTOON BEACH, VILLAGE O      114              9,321,300            50,326
  PONTOOSUC, VILLAGE OF          24              1,126,900             5,933
  PORT BYRON, VILLAGE OF         13              1,428,300             4,884
  POSEN, VILLAGE OF             101             10,950,600            54,357
  PRAIRIE DU ROCHER, VILLA       89              5,600,800            44,257
  PRINCETON, CITY OF              3                200,800             1,597
  PROPHETSTOWN, CITY OF           2                 52,000               653
  PROSPECT HEIGHTS, CITY O      631             47,296,000           161,467
  PULASKI COUNTY *               14              3,676,400            19,747
  PULASKI, VILLAGE OF             3                139,300             1,140
  PUTNAM COUNTY *                14                654,400             6,669
  QUINCY, CITY OF                30              2,760,600            18,046
  RANDOLPH COUNTY *              51              4,763,600            31,204
  RANTOUL, VILLAGE OF             4                373,300             1,447
  RAPIDS CITY, VILLAGE OF        13              1,544,800             5,855
  REYNOLDS, VILLAGE OF            2                 70,000               560
  RICHMOND, VILLAGE OF            2                235,900             1,342
  RICHTON PARK, VILLAGE OF       16              2,116,100             8,400
  RIVER FOREST, CITY OF          16              4,224,000             9,083
  RIVER GROVE, VILLAGE OF        58             10,727,300            48,988
  RIVERDALE, VILLAGE OF          10                855,200             4,100
  RIVERSIDE, VILLAGE OF          97             12,732,800            45,569
  RIVERTON, VILLAGE OF            7                878,900             2,422
  RIVERWOODS, VILLAGE OF         95             26,657,700            63,143
  ROANOKE, VILLAGE OF             2                218,000               477
  ROBBINS, VILLAGE OF            49              2,910,600            20,922
  ROBINSON, CITY OF               6                490,300             2,197
  ROCHELLE, CITY OF             166             16,395,000            99,939
  ROCHESTER, VILLAGE OF           4                521,600             1,670
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROCK FALLS, CITY OF             2                165,000               590
  ROCK ISLAND COUNTY*           393             28,298,200           192,432
  ROCK ISLAND, CITY OF           42              6,076,100            28,520
  ROCKDALE, VILLAGE OF            2                241,600             1,155
  ROCKFORD, CITY OF             325             35,710,700           213,422
  ROCKWOOD, VILLAGE OF            4                228,000             1,832
  ROLLING MEADOWS, CITY OF      529             26,411,500            58,832
  ROMEOVILLE, VILLAGE OF         10              2,598,000             7,128
  ROSCOE, VILLAGE OF             13              1,447,700             5,267
  ROSELLE, VILLAGE OF            14              1,980,800             6,844
  ROSEMONT, VILLAGE OF           38             10,219,500            44,281
  ROSICLARE, CITY OF              3              1,415,000             6,758
  ROUND LAKE BEACH, VILLAG      231             23,528,600           118,120
  ROUND LAKE HEIGHTS, VILL       11              1,053,900             5,938
  ROUND LAKE PARK, VILLAGE       13              2,383,200             4,095
  ROUND LAKE, VILLAGE OF         23              2,729,000            12,286
  ROXANA, VILLAGE OF              2                545,000             1,605
  SAINTE MARIE, VILLAGE OF        1                 10,000               134
  SALEM, CITY OF                 15              4,650,000             8,375
  SANDWICH, CITY OF               3                760,000             1,908
  SANGAMON COUNTY *              69              9,684,200            26,681
  SAUGET, VILLAGE OF             11              5,534,300            10,106
  SAUK VILLAGE, VILLAGE OF       11              1,298,400             3,540
  SCHAUMBURG, VILLAGE OF         48              8,735,300            25,179
  SCHILLER PARK, VILLAGE O      166             18,550,000           103,898
  SCHUYLER COUNTY *              12              1,837,100             9,856
  SCOTT COUNTY*                  53              3,150,700            31,475
  SEATON, VILLAGE OF              5                323,000             2,055
  SENECA, VILLAGE OF             23              2,618,500            11,165
  SHABBONA, VILLAGE OF            1                116,000               711
  SHERIDAN, VILLAGE OF           10              1,004,500             5,814
  SHILOH, VILLAGE OF              2                507,100             1,443
  SHOREWOOD,VILLAGE OF           39              5,724,100            19,811
  SIDNEY, VILLAGE OF             27              1,789,300            11,068
  SILVIS, CITY OF                 1                 33,600               270
  SKOKIE, VILLAGE OF             28              4,980,400            12,642
  SLEEPY HOLLOW, VILLAGE O       24              4,387,100            10,829
  SOUTH BARRINGTON, VILLAG        2                355,000               603
  SOUTH BELOIT, CITY OF         119             13,996,200            96,668
  SOUTH CHICAGO HEIGHTS, V        2                180,000               397
  SOUTH ELGIN, VILLAGE OF        86             10,232,300            53,022
  SOUTH HOLLAND, VILLAGE O    1,188            145,893,800           677,527
  SOUTH ROXANA, VILLAGE OF       22              2,271,300             7,295
  SOUTH WILMINGTON, VILLAG        3                141,900             1,127
  SPARLAND, VILLAGE OF            1                  6,100               158
  SPARTA, CITY OF                 2                115,500               912
  SPRING BAY, VILLAGE OF         25              1,614,600            10,546
  SPRING GROVE, VILLAGE OF       44              4,440,900            28,300
  SPRINGFIELD, CITY OF           40              7,094,200            19,292
  ST. CHARLES, CITY OF           46             10,648,700            37,212
  ST. CLAIR COUNTY *            347             38,863,800           133,896
  ST. JOSEPH, VILLAGE OF         37              3,179,900            16,104
  STARK COUNTY *                  1                 20,000               267
  STAUNTON, CITY OF               6                531,900             2,227
  STEGER, VILLAGE OF              7                612,800             3,805
  STEPHENSON COUNTY *            49              4,287,000            26,388
  STERLING, CITY OF               6              1,360,100             4,583
  STICKNEY, VILLAGE OF            1                188,000               276
  STONE PARK, VILLAGE OF        132             17,494,600            92,558
  STREAMWOOD, VILLAGE OF          6              1,245,000             2,328
  STREATOR, CITY OF              22              1,305,200             9,283
  SUGAR GROVE, VILLAGE OF        12              2,768,100             7,250
  SULLIVAN, CITY OF               1              1,000,000             2,898
  SUMMERFIELD, VILLAGE OF         4                110,000             1,061
  SUMNER, CITY OF                12                643,200             2,899
  SUN RIVER TERRACE, VILLA        1                 62,000               560
  SWANSEA, VILLAGE OF            26              3,114,900            13,326
  
                               Policy Statistics
                                Illinois
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SYCAMORE, CITY OF              60              4,369,100            23,487
  TAMMS, VILLAGE OF               3                206,000               948
  TAYLORVILLE, CITY OF            3                435,000             2,986
  TAZEWELL COUNTY *              54              5,930,600            25,863
  TEUTOPOLIS, VILLAGE OF          1                190,400             1,054
  THAYER, VILLAGE OF              2                183,200               754
  THEBES, VILLAGE OF              1                 15,000               200
  THIRD LAKE, VILLAGE OF          7              1,272,700             6,966
  THORNTON, VILLAGE OF            4                448,400             2,481
  TINLEY PARK, CITY OF          475             53,681,600           268,093
  TOLUCA, CITY OF                 3              1,165,000             4,034
  TOULON,CITY OF                  3                116,000             1,220
  TOWANDA, VILLAGE OF             4                355,200             2,239
  TOWER LAKES, VILLAGE OF         2                465,000               564
  TUSCOLA, CITY OF               74              5,224,000            31,186
  ULLIN, VILLAGE OF               2                125,800               703
  UNION COUNTY*                 110              6,579,800            61,368
  UNION, VILLAGE OF              14              1,301,500             6,928
  UNIVERSITY PARK, VILLAGE        1                 13,400               173
  URBANA, CITY OF                53              7,948,900            35,294
  VALIER,VILLAGE OF               2                313,000               495
  VALLEY CITY, VILLAGE OF         3                 95,200               948
  VALMEYER, VILLAGE OF           47              3,017,800            26,683
  VANDALIA, CITY OF               2                 57,000               786
  VENICE, CITY OF                 6                420,900             2,424
  VERMILION COUNTY               46              4,224,400            21,287
  VERNON HILLS, VILLAGE OF        8              1,580,000             2,184
  VERONA, VILLAGE OF              1                250,000               735
  VIENNA, CITY OF                 2                297,300             1,139
  VILLA GROVE, CITY OF          140              9,045,800            56,506
  VILLA PARK, VILLAGE OF         47             11,088,400            46,977
  WADSWORTH, VILLAGE OF           5                683,900             4,166
  WALNUT, VILLAGE OF              9                924,000             6,147
  WARREN COUNTY *                 1                136,400               593
  WARRENVILLE, CITY OF           26              4,503,000            14,650
  WARSAW, CITY OF                 2                156,000             1,153
  WASHBURN,VILLAGE OF            11                555,000             5,272
  WASHINGTON, CITY OF            40              3,211,900            18,093
  WATERLOO, CITY OF               3                254,000             1,096
  WATSEKA, CITY OF              343             20,887,700           142,144
  WAUCONDA, VILLAGE OF           22              2,307,000            11,913
  WAUKEGAN, CITY OF             111             13,627,500            75,536
  WAYNE, VILLAGE OF               7              1,728,700             4,557
  WENONA, CITY OF                 1                168,000             1,051
  WEST CHICAGO, CITY OF           9              3,044,300            12,601
  WEST DUNDEE, VILLAGE OF        11              2,854,600            10,827
  WEST FRANKFORT, CITY OF        40              2,529,300            11,371
  WEST PEORIA, CITY OF            5                150,000             1,533
  WESTCHESTER, VILLAGE OF       331             46,517,500           235,771
  WESTERN SPRINGS, VILLAGE       12              2,551,700             6,006
  WESTMONT, VILLAGE OF           15              2,376,600             8,765
  WHEATON, CITY OF              183             18,923,000            66,886
  WHEELING, VILLAGE OF          910            140,861,200           622,188
  WHITE COUNTY *                 40              2,248,400            14,485
  WHITESIDE COUNTY*             159             13,737,800            69,308
  WILL COUNTY *                 638             89,025,600           358,634
  WILLIAMSON COUNTY *            25                737,000             6,740
  WILLIAMSVILLE, VILLAGE O        1                 45,000               429
  WILLOW SPRINGS, VILLAGE        20              3,123,400            10,415
  WILLOWBROOK, VILLAGE OF       217             14,778,100            27,672
  WILMETTE, VILLAGE OF           48              9,907,400            26,396
  WILMINGTON, CITY OF            81              8,627,700            41,159
  WINFIELD, VILLAGE OF           31              5,128,600            23,612
  WINNEBAGO COUNTY *            217             24,012,400           125,076
  WINNETKA, VILLAGE OF          311             58,467,000           248,391
  WINSLOW, VILLAGE OF             9                885,500             3,959
  WINTHROP HARBOR, VILLAGE        8              1,489,100             3,567
  WONDER LAKE, VILLAGE OF         1                135,000               757
  WOOD DALE, CITY OF             56              8,320,800            35,062
  WOOD RIVER, CITY OF            98             11,689,700            50,214
  WOODFORD COUNTY *              86              7,621,600            46,925
  WOODLAND, VILLAGE OF           33              1,354,800            10,711
  WOODRIDGE, VILLAGE OF           6                849,200             2,505
  WOODSTOCK, CITY OF             16              2,721,100            10,271
  WORTH, VILLAGE OF               4                522,800             1,527
  WYOMING, CITY OF                1                 45,000               392
  YORKVILLE, CITY OF             12              2,386,800             7,376
  ZEIGLER, CITY OF                7                315,900             2,270
  ZION, CITY OF                   7                888,900             5,383

  Total for Illinois
                             44,423          5,046,735,200        22,865,584

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                               Policy Statistics
                                Indiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMS COUNTY *                 26              2,461,500            13,515
  ALBANY, TOWN OF                12              1,284,600             5,362
  ALBION, CITY OF                 2                197,600               577
  ALEXANDRIA, CITY OF            50              2,771,600            21,081
  ALLEN COUNTY *                178             17,812,600            78,837
  ALTON, TOWN OF                  4                158,000               960
  AMBOY, TOWN OF                  4                332,700             2,352
  ANDERSON, CITY OF             120             11,916,000            54,596
  ANDREWS, TOWN OF                5                418,200             1,170
  ANGOLA, CITY OF                13              1,429,900             5,700
  ATTICA, CITY OF                 4                634,400             2,364
  AUBURN, CITY OF                34              4,298,200            23,877
  AURORA, CITY OF                61              6,649,700            40,856
  AUSTIN, TOWN OF                13              1,021,000             4,580
  AVON, TOWN OF                   2                 70,000               619
  BARTHOLOMEW COUNTY *          292             25,454,000           135,105
  BATTLE GROUND, TOWN OF          8                637,800             4,155
  BEDFORD, CITY OF                5                643,000             1,800
  BEECH GROVE,CITY OF             1                 65,000               204
  BERNE, CITY OF                  6                775,400             2,417
  BEVERLY SHORES, TOWN OF         1                182,400               490
  BLACKFORD COUNTY*               3                185,000               827
  BLOOMINGTON, CITY OF           94             14,411,500            49,525
  BLUFFTON, CITY OF              17              1,136,600             5,154
  BOONE COUNTY *                 56              7,653,100            31,523
  BOONVILLE, CITY OF             12              1,656,800             7,750
  BRAZIL, CITY OF                 3                343,000               678
  BREMEN, TOWN OF                 3                272,900             1,862
  BRISTOL, TOWN OF                6                521,400             2,563
  BROOK, TOWN OF                  5                257,000             1,725
  BROOKSBURG, TOWN OF             5                164,500             1,821
  BROOKSTON, TOWN OF              2                 56,500               465
  BROOKVILLE, TOWN OF             6              2,776,600            13,283
  BROWN COUNTY*                  86              8,475,800            44,159
  BROWNSBURG, TOWN OF             7              1,831,000             3,184
  BROWNSTOWN, TOWN OF             2                537,000             1,555
  CAMBRIDGE CITY, TOWN OF        43              3,380,500            24,448
  CANNELTON, CITY OF              5                188,800             1,450
  CARMEL, CITY OF               226             38,106,400           124,469
  CARROLL COUNTY *              193             15,492,600            94,912
  CARTHAGE, TOWN OF               7                586,100             2,489
  CASS COUNTY *                  34              2,872,800            16,466
  CEDAR GROVE, TOWN OF            3                184,000             1,605
  CEDAR LAKE, TOWN OF            14              1,181,000             6,807
  CHALMERS, TOWN OF               1                 25,000               111
  CHANDLER, TOWN OF              11                811,700             3,915
  CHARLESTOWN, CITY OF            3                272,100             1,658
  CHESTERFIELD, TOWN OF          25              1,680,700            10,789
  CHESTERTON, TOWN OF            13              1,334,900             5,748
  CHURUBUSCO, TOWN OF             3                225,300             1,017
  CICERO, TOWN OF                16              2,922,300             6,221
  CLARK COUNTY *                521             47,328,900           251,813
  CLARKSVILLE, TOWN OF           31              3,555,800            17,075
  CLAY COUNTY *                   5                165,000             1,441
  CLINTON COUNTY *               20              1,788,800             7,836
  CLINTON, CITY OF               46              1,528,800            16,323
  COLUMBIA CITY, CITY OF          9                583,000             3,801
  COLUMBUS, CITY OF             369             39,119,800           199,420
  CONNERSVILLE, CITY OF          24              1,786,100            11,030
  CORYDON, TOWN OF               78              6,799,100            52,306
  COVINGTON, CITY OF              2                 50,000               801
  CRANDALL, TOWN OF               1                 56,000               502
  CRAWFORD COUNTY*               14                832,400             5,086
  CRAWFORDSVILLE, CITY OF         8                908,500             6,719
  CROTHERSVILLE, TOWN OF          1                 62,000               196
  CROWN POINT, CITY OF           43              4,970,400            21,960
  DANVILLE, TOWN OF               6              1,153,800             2,157
  
                               Policy Statistics
                                Indiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DARLINGTON, TOWN OF             1                 93,000               196
  DE KALB COUNTY *               27              2,449,000            13,113
  DEARBORN COUNTY *              39              4,649,700            25,570
  DECATUR COUNTY *               15              1,851,200             8,488
  DECATUR, CITY OF               92              4,540,200            41,977
  DECKER, TOWN OF                 1                 44,000               439
  DELAWARE COUNTY*              128             14,456,600            56,763
  DELPHI, CITY OF                24              2,266,300            10,281
  DEMOTTE, TOWN OF                2                218,000               463
  DUNE ACRES, TOWN OF             2                 93,600               409
  DUPONT, TOWN OF                 1                 32,600               353
  DYER, TOWN OF                  84              9,782,600            47,144
  EAST CHICAGO, CITY OF           2                225,000               683
  EATON, TOWN OF                 11              1,162,900             6,031
  EDINBURGH, TOWN OF             36              2,846,300            16,542
  ELKHART COUNTY *              180             24,591,900            97,106
  ELKHART, CITY OF              119              8,259,000            57,285
  ELLETTSVILLE, TOWN OF          14              1,339,800             8,893
  ELNORA, TOWN OF                 2                156,500             1,160
  ELWOOD, CITY OF                79              6,798,600            43,600
  ENGLISH, CITY OF                4                221,300             1,782
  EVANSVILLE, CITY OF           472             57,149,800           203,550
  FAIRMOUNT, TOWN OF             38              2,055,800            16,904
  FARMLAND, TOWN OF               4                210,900             1,751
  FAYETTE COUNTY *               48              3,297,300            20,122
  FERDINAND, TOWN OF              1                250,000               330
  FISHERS, TOWN OF               36              7,176,300            14,915
  FLORA, TOWN OF                  1                 54,700               398
  FLOYD COUNTY *                 54              6,497,200            23,709
  FORT WAYNE, CITY OF         1,100             99,647,700           612,984
  FOUNTAIN CITY, CITY OF          6                372,900             1,696
  FOUNTAIN COUNTY*               12                718,800             5,810
  FRANKFORT, CITY OF              6                805,700             1,837
  FRANKLIN COUNTY *              49              4,121,700            25,891
  FRANKLIN, CITY OF              97             10,807,000            50,357
  FRANKTON, TOWN OF               7                538,300             2,467
  FREDERICKSBURG,TOWN OF          7                240,600             2,871
  FRENCH LICK, TOWN OF           15              6,784,500            28,441
  FULTON COUNTY *                52              3,630,500            20,752
  GARRETT, CITY OF                2                149,100               397
  GARY, CITY OF                 101              7,806,500            42,297
  GAS CITY, CITY OF               4                421,500             1,634
  GENEVA, TOWN OF                 2                155,000               635
  GEORGETOWN, TOWN OF             2                155,300               988
  GIBSON COUNTY *                17                418,000             4,217
  GOODLAND, TOWN OF               1                310,000               316
  GOSHEN, CITY OF                35              4,476,100            18,298
  GRANDVIEW, TOWN OF             39              2,897,300            16,468
  GRANT COUNTY*                  31              3,709,800            15,421
  GREENCASTLE, CITY OF            2                 80,000               620
  GREENDALE, TOWN OF              4              1,252,500             2,801
  GREENE COUNTY *                 1                 10,000               126
  GREENFIELD, CITY OF           190             18,245,200           100,115
  GREENS FORK, TOWN OF            2                111,900               942
  GREENSBURG, CITY OF            34              3,032,400            16,189
  GREENWOOD, CITY OF            111             11,008,300            56,362
  GRIFFIN, TOWN OF                1                125,000               556
  GRIFFITH, TOWN OF             494             47,086,800           306,124
  HAGERSTOWN, TOWN OF             2                402,300             3,374
  HAMILTON COUNTY*               88             10,235,200            45,734
  HAMILTON, TOWN OF              19              2,181,400             9,184
  HAMLET, TOWN OF                 1                 94,000               305
  HAMMOND, CITY OF            2,108            164,819,500         1,184,022
  HANCOCK COUNTY *              124             14,577,300            62,410
  HANOVER, TOWN OF                8                374,900             2,303
  HARRISON COUNTY *              59              4,318,000            28,768
  HARTFORD CITY, CITY OF          4                340,000             2,073
  
                               Policy Statistics
                                Indiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HEBRON, TOWN OF                11                881,400             4,988
  HENDRICKS COUNTY *            118             19,337,900            51,733
  HENRY COUNTY*                  54              4,898,300            27,060
  HIGHLAND, TOWN OF           1,334            120,309,700           802,951
  HOBART, CITY OF                22              2,710,200            11,376
  HOWARD COUNTY *               119             18,150,000            44,171
  HUDSON, CITY OF                 3                265,700               820
  HUNTERTOWN, TOWN OF             2                118,000               774
  HUNTINGBURG, CITY OF            3              1,075,600             6,170
  HUNTINGTON COUNTY *            33              3,263,300            13,754
  HUNTINGTON, CITY OF            19              1,692,900             7,082
  INDIAN VILLAGE, TOWN OF         2                216,800             1,217
  INDIANAPOLIS, CITY OF       5,386            606,336,900         3,243,371
  JACKSON COUNTY *               63              4,344,400            25,401
  JASPER COUNTY *                61              4,832,400            31,257
  JASPER, CITY OF                17              2,122,200             8,822
  JAY COUNTY*                    15                380,500             4,085
  JEFFERSON COUNTY *             75              5,519,000            36,102
  JEFFERSONVILLE, CITY OF       446             54,577,600           152,358
  JENNINGS COUNTY *              13                777,900             5,232
  JOHNSON COUNTY *              126             14,546,800            67,318
  JONESBORO, TOWN OF              7                377,600             3,593
  KENDALLVILLE, CITY OF           7                467,100             2,346
  KENTLAND, TOWN OF               2                310,000               484
  KNOX COUNTY *                  67              6,300,300            30,287
  KNOX, CITY OF                  13                744,400             5,486
  KOKOMO, CITY OF               208             14,003,500            91,122
  KOSCIUSKO COUNTY*             530             48,678,900           222,951
  LA PORTE COUNTY*               79              8,459,200            38,593
  LA PORTE, CITY OF              28              3,465,300            14,175
  LAFAYETTE, CITY OF             30              2,560,700            11,220
  LAGRANGE COUNTY*              147             13,731,100            73,617
  LAKE COUNTY *                 333             24,897,600           172,236
  LAKE STATION, CITY OF          66              6,225,500            43,931
  LANESVILLE, TOWN OF             1                 47,500               490
  LAUREL, TOWN OF                 8                365,400             3,165
  LAWRENCE COUNTY *              22              1,319,700            10,924
  LAWRENCE, CITY OF               2                 87,000               315
  LAWRENCEBURG, CITY OF          29              6,328,900            39,833
  LEAVENWORTH, TOWN OF           12                862,800             7,007
  LEBANON, CITY OF              474             35,542,800           232,286
  LEO-CEDARVILLE, TOWN OF         1                188,000               263
  LEWISVILLE, TOWN OF             4                150,800             1,515
  LIGONIER, CITY OF               3                312,800               875
  LINTON, CITY OF                 2                309,500             2,401
  LOGANSPORT, CITY OF            75              5,320,500            32,966
  LONG BEACH, TOWN OF            16              3,637,600            12,438
  LOOGOOTEE, CITY OF              2                120,100               559
  LOWELL, TOWN OF                41              3,697,100            18,758
  MADISON COUNTY *               64              6,900,800            34,744
  MADISON, CITY OF               82              6,433,000            43,348
  MARENGO, TOWN OF               19                741,900             8,399
  MARION, CITY OF                81              7,120,100            40,776
  MARKLE, TOWN OF                 1                188,000               293
  MARSHALL COUNTY *              24              2,037,900            12,242
  MARTIN COUNTY*                 13                657,400             6,893
  MARTINSVILLE, CITY OF          67              9,130,000            41,979
  MAUCKPORT, TOWN OF              5                433,400             2,318
  MECCA, TOWN OF                  2                 39,500               905
  MEDORA, TOWN OF                80              3,581,200            29,412
  MERRILLVILLE, TOWN OF          44              4,786,900            24,838
  MIAMI COUNTY *                 55              6,322,900            27,234
  MICHIANA SHORES, CITY OF        1                275,000               774
  MICHIGAN CITY, CITY OF        282             20,276,900           140,696
  MIDDLEBURY, TOWN OF            10              1,619,800             6,832
  MIDDLETOWN, TOWN OF             2                177,900             1,038
  MILFORD JUNCTION, VILLAG        5              1,130,400             7,432
  
                               Policy Statistics
                                Indiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MILLTOWN, TOWN OF              11                653,200             4,535
  MILTON, TOWN OF                 3                223,000             1,272
  MISHAWAKA, CITY OF             48             10,187,200            23,511
  MITCHELL, CITY OF               1                125,000               232
  MONON, TOWN OF                  3                187,000               673
  MONROE COUNTY*                 53              5,918,100            24,872
  MONROEVILLE, TOWN OF            7                756,900             4,726
  MONTEREY, TOWN OF               3                100,700               737
  MONTEZUMA,TOWN OF               6                190,000             1,698
  MONTGOMERY COUNTY *            23              2,142,400            11,734
  MONTICELLO, CITY OF            16              2,078,000             5,331
  MOORESVILLE, TOWN OF           23              4,482,700            16,117
  MORGAN COUNTY *                68              6,213,300            33,151
  MORGANTOWN, TOWN OF             2                275,400             1,055
  MORRISTOWN, TOWN OF             2                153,000               635
  MOUNT VERNON, CITY OF           3                390,000               690
  MUNCIE, CITY OF               191             16,844,000            79,920
  MUNSTER, TOWN OF              620             66,635,600           404,496
  NAPPANEE, CITY OF               7                896,400             3,041
  NASHVILLE, TOWN OF              5                421,100             4,957
  NEW ALBANY, CITY OF           141             13,737,100            79,479
  NEW AMSTERDAM, TOWN OF          3                150,900             1,039
  NEW CASTLE, CITY OF             2                156,600             1,172
  NEW CHICAGO, TOWN OF            1                 50,000               318
  NEW HARMONY, TOWN OF            5                466,100             1,348
  NEW HAVEN, CITY OF             17              1,276,900             6,624
  NEW PROVIDENCE, TOWN OF         9                311,000             2,799
  NEW WHITELAND, TOWN OF          1                 41,300               276
  NEWBURGH, TOWN OF              21              2,437,200            10,061
  NEWTON COUNTY*                 65              5,627,400            32,658
  NOBLE COUNTY *                165             12,058,000            69,163
  NOBLESVILLE, CITY OF          201             29,878,400            97,437
  NORTH LIBERTY, TOWN OF          2                278,000             1,088
  NORTH MANCHESTER, TOWN O       14              1,002,000             4,951
  NORTH VERNON, CITY OF           1                155,000               248
  NORTH WEBSTER, TOWN OF         13              1,090,700             5,130
  OGDEN DUNES, TOWN OF            1                310,000               316
  OHIO COUNTY*                   37              3,258,600            15,407
  OSCEOLA, TOWN OF                1                350,000               901
  OSSIAN, TOWN OF                 4                371,900             1,087
  OWEN COUNTY*                   21              1,227,500             8,651
  PAOLI, TOWN OF                  9                244,500             2,125
  PARKE COUNTY *                 17                629,700             5,516
  PATRIOT, TOWN OF               17              1,029,500             8,692
  PENDLETON, TOWN OF             13                353,100             2,490
  PERRY COUNTY *                 16                877,700             6,436
  PERU, CITY OF                  49              5,652,600            21,967
  PETERSBURG, CITY OF             3                141,000             1,161
  PLAINFIELD, TOWN OF            78              8,161,800            33,276
  PLAINVILLE, TOWN OF             1                188,000               251
  PLYMOUTH, CITY OF              33              1,754,000            14,098
  PORTAGE, CITY OF               10              1,365,200             3,689
  PORTER COUNTY *                60              6,782,300            33,464
  PORTER, TOWN OF                 5                726,900             3,193
  PORTLAND, CITY OF             156              8,134,500            59,804
  POSEY COUNTY*                 122              7,232,000            46,207
  PRINCES LAKE, TOWN OF           7                721,700             2,735
  PRINCETON, CITY OF              5                935,000             2,929
  PULASKI COUNTY*                48              2,504,700            21,286
  PUTNAM COUNTY*                 39              3,523,000            40,108
  RANDOLPH COUNTY*               23              2,113,100            10,495
  REMINGTON, TOWN OF             12                898,700             4,940
  RENSSELAER, CITY OF            17              1,493,000             8,460
  RICHMOND, CITY OF              32              2,995,500            15,578
  RIPLEY COUNTY*                 12              1,222,000             8,066
  RISING SUN, CITY OF            17              1,395,800             5,738
  ROACHDALE, TOWN OF              1                125,000               232
  
                               Policy Statistics
                                Indiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROANOKE, TOWN OF               20              4,319,400            17,800
  ROCHESTER, CITY OF              7                894,900             2,209
  ROCKPORT, CITY OF              10              1,050,300             3,883
  ROME CITY, TOWN OF              8                752,700             3,001
  ROSELAND, TOWN OF               2                733,000             5,924
  RUSH COUNTY *                  10              1,588,000             5,469
  RUSHVILLE, CITY OF             28              4,301,500            17,283
  RUSSIAVILLE, TOWN OF            1                310,000               326
  SALEM, CITY OF                 12              1,662,300            10,089
  SCHERERVILLE, TOWN OF         148             18,690,100            75,943
  SCHNEIDER, TOWN OF             59              3,825,100            28,589
  SCOTT COUNTY *                 13                929,300             6,096
  SCOTTSBURG, CITY OF            22              2,039,600            12,031
  SELLERSBURG, TOWN OF           40              3,207,600            20,408
  SEYMOUR, CITY OF              106             13,261,400            59,841
  SHELBY COUNTY *               226             22,098,200           120,266
  SHELBYVILLE, CITY OF          168             12,721,400            82,924
  SOUTH BEND, CITY OF            91             10,337,400            54,112
  SOUTH WHITLEY, TOWN OF          2                218,000               483
  SPEEDWAY, TOWN OF               3                251,000             1,827
  SPENCER COUNTY *               74              5,882,000            36,194
  SPENCER, TOWN OF               46              4,465,500            22,733
  SPICELAND, TOWN OF             13                878,900             6,498
  ST. JOE, TOWN OF                1                 30,000               188
  ST. JOHN, TOWN OF               5                510,000             2,596
  ST. JOSEPH COUNTY*             79             11,504,500            34,861
  STARKE COUNTY*                 49              4,220,800            28,524
  STEUBEN COUNTY*               226             20,985,800           104,019
  SWEETSER, TOWN OF               1                188,000               251
  SWITZERLAND COUNTY *           68              4,172,300            27,704
  SYRACUSE, TOWN OF              30              3,321,300            15,461
  TELL CITY, CITY OF             43              2,688,100            13,163
  TERRE HAUTE, CITY OF           52              5,630,700            24,740
  THORNTON, TOWN OF               1                209,000               654
  TIPPECANOE COUNTY *           134             16,314,000            61,868
  TIPTON COUNTY *                18              1,957,500             7,286
  TIPTON, CITY OF                75              4,983,200            34,090
  TROY, TOWN OF                   2                156,800             1,509
  UNION COUNTY*                   5                256,900             2,113
  UTICA, TOWN OF                 59              6,201,700            26,746
  VALPARAISO, CITY OF            10              1,612,400             7,178
  VANDERBURGH COUNTY *          465             58,911,800           212,336
  VERA CRUZ, TOWN OF              6                261,000             3,004
  VERMILLION COUNTY *            14              2,489,200            15,622
  VERNON, TOWN OF                 3                316,000             1,643
  VEVAY, TOWN OF                  8              1,202,800             3,952
  VIGO COUNTY *                 659             69,875,400           297,054
  VINCENNES, CITY OF             28              4,899,100            12,817
  WABASH COUNTY*                 19              2,370,100             6,888
  WABASH, CITY OF                31              5,688,300            26,104
  WALKERTON, TOWN OF              1                 76,500               363
  WALTON, TOWN OF                 1                125,000               232
  WARREN, TOWN OF                 3                162,000             1,338
  WARRICK COUNTY *               93              9,389,100            39,120
  WARSAW, CITY OF               126             12,752,100            58,416
  WASHINGTON, CITY OF             1                188,000               251
  WASHINTON COUNTY*              11                348,100             3,128
  WATERLOO, TOWN OF               2              1,161,000             4,047
  WAYNE COUNTY *                 52              4,684,900            25,957
  WAYNETOWN, TOWN OF              2                 70,000               602
  WELLS COUNTY *                 23              2,040,700             9,977
  WEST BADEN SPRINGS, TOWN       10                248,900             2,764
  WEST HARRISON, TOWN OF          9                832,900             6,107
  WEST LAFAYETTE, CITY OF         9                652,000             2,382
  WESTFIELD, TOWN OF             55              8,587,400            23,318
  WESTPORT, TOWN OF               1                 35,000               296
  WHITE COUNTY *                135             13,825,600            69,886
  WHITELAND, TOWN OF              8                866,900             6,372
  WHITING, CITY OF               83              6,932,900            47,750
  WHITLEY COUNTY*                65              5,993,800            32,172
  WINAMAC, TOWN OF                4                330,200             1,575
  WINCHESTER, CITY OF            14              1,141,500             8,967
  WINONA LAKE, TOWN OF           46              4,758,000            19,875
  WOLCOTT, TOWN OF                4                545,500             1,214
  YORKTOWN, TOWN OF               8              1,463,900             4,689
  ZIONSVILLE, TOWN OF             6                981,100             3,448

  Total for Indiana
                             26,839          2,693,273,400        14,180,053

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                               Policy Statistics
                                Iowa
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADEL, CITY OF                  23              1,538,500            12,170
  AKRON, CITY OF                  7                351,600             3,728
  ALDEN, CITY OF                  1                 33,000               396
  ALGONA, CITY OF                 6              1,531,100             6,250
  ALTOONA, CITY OF                2                560,000               657
  AMES, CITY OF                  99             22,298,100            97,402
  ANAMOSA, CITY OF                2                226,100               468
  ANKENY, CITY OF                16              1,932,500             4,870
  ANTHON, CITY OF                 2                117,000               947
  AREDALE, CITY OF                1                 18,600               274
  ATALISSA, CITY OF               2                393,000               732
  ATLANTIC, CITY OF               2                211,000               872
  AUDUBON, CITY OF                9                281,900             3,449
  AVOCA, CITY OF                 21              1,597,200            10,008
  BATTLE CREEK, CITY OF           1                219,500             1,420
  BEDFORD, CITY OF                1                150,000             1,350
  BELLE PLAINE, CITY OF           1                 65,000               482
  BELLEVUE, CITY OF               1                 62,700               411
  BETTENDORF, CITY OF           287             33,830,300           207,715
  BLACK HAWK COUNTY *            63              5,087,000            28,897
  BONAPARTE, CITY OF             23                891,000             9,789
  BOONE COUNTY *                  9              1,859,100            14,719
  BREMER COUNTY *                18              1,702,600             6,929
  BRONSON, CITY OF                1                 62,000               179
  BUCHANAN COUNTY*               39              2,079,200            15,969
  BUFFALO, CITY OF               36              3,437,100            22,195
  BURLINGTON, CITY OF            24              2,901,400            10,630
  BUTLER COUNTY *                 8                657,400             4,444
  CAMANCHE, CITY OF              30              3,833,600            16,925
  CARROLL COUNTY*                 2                140,000               832
  CARROLL, CITY OF               14              2,132,600            24,078
  CARTER LAKE, CITY OF           15              3,312,800             8,077
  CASCADE, CITY OF                9                475,300             3,896
  CASS COUNTY*                    3                 80,900               630
  CEDAR COUNTY*                   8                650,200             3,080
  CEDAR FALLS, CITY OF          252             21,304,900           145,456
  CEDAR RAPIDS, CITY OF         515             69,011,500           361,690
  CENTER POINT, CITY OF           5                496,000             2,961
  CENTERVILLE,CITY OF             1                114,800               831
  CENTRAL CITY, CITY OF          10                718,300             5,107
  CERRO GORDO COUNTY *            2                 90,000               661
  CHARLES CITY, CITY OF         147              7,523,300            56,631
  CHARLOTTE, CITY OF             11                517,900             3,397
  CHELSEA, CITY OF               22                613,000             7,409
  CHEROKEE, CITY OF              44              1,562,500            13,332
  CLARINDA, CITY OF               1                125,000               262
  CLARKSVILLE, CITY OF            2                 83,000               929
  CLAYTON COUNTY *               35              2,891,600            15,740
  CLAYTON, CITY OF                5                405,300             1,917
  CLEAR LAKE, CITY OF            19              2,977,500            10,553
  CLEMONS, CITY OF                1                 20,800               221
  CLERMONT, CITY OF               3                234,500             1,751
  CLINTON COUNTY *               28              1,031,900             8,620
  CLINTON, CITY OF               79              8,185,800            43,720
  CLIVE, CITY OF                102             22,295,700            91,689
  COLFAX, CITY OF                12              1,871,800             6,220
  COLUMBUS JUNCTION, CITY         1                150,000               766
  CORALVILLE, CITY OF            77             12,063,500            46,522
  CORNING, CITY OF                9                388,800             4,247
  CORRECTIONVILLE, CITY OF        4                140,300             1,565
  COUNCIL BLUFFS, CITY OF     1,034             80,655,700           517,570
  CRAWFORD COUNTY*                1                 78,000               628
  CRESCENT, CITY OF               6                411,800             2,888
  CRESTON, CITY OF                8                409,300             3,542
  DALLAS COUNTY *                 8              1,043,700             3,604
  DAVENPORT, CITY OF            753             75,226,100           455,769
  DENISON, CITY OF               53              7,768,600            43,311
  
                               Policy Statistics
                                Iowa
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DENVER, CITY OF                16              1,324,200             6,988
  DES MOINES COUNTY              94              9,628,100            31,663
  DES MOINES, CITY OF           491            104,445,100           412,069
  DICKINSON COUNTY *              1                175,000               835
  DIKE, CITY OF                   1                 63,000               645
  DONAHUE, CITY OF                6                334,700             1,763
  DOW CITY, CITY OF               4                135,000               802
  DUBUQUE COUNTY *               28              2,749,900            16,968
  DUBUQUE, CITY OF               20              3,763,100            20,604
  DUMONT, CITY OF                 3                331,000             1,724
  DUNDEE, CITY OF                 1                 93,000               221
  DUNKERTON, CITY OF             41              3,809,900            25,320
  DURANGO, CITY OF                5                403,200             2,523
  DURANT, CITY OF                 1                 85,000               478
  DYERSVILLE, CITY OF            76              4,533,300            40,281
  EARLHAM, CITY OF                1                250,000               330
  EARLY, CITY OF                  1                 35,000               296
  EAST PERU, CITY OF              2                150,000               939
  EDDYVILLE, CITY OF              9                756,300             2,192
  ELDON, CITY OF                  2                 38,300               448
  ELGIN, CITY OF                  8                242,300             2,482
  ELK RUN HEIGHTS, CITY OF        3                109,900               857
  ELKADER, CITY OF               17                778,800             7,923
  ELKPORT, CITY OF                9                280,600             3,185
  ELLIOTT, CITY OF               52              1,765,800            19,467
  ELY, CITY OF                    1                125,000               262
  EMERSON, CITY OF                5                320,100             2,297
  EMMETSBURG, CITY OF             2                198,800             1,445
  EMMETT COUNTY*                  1                 70,000               609
  ESTHERVILLE, CITY OF            1                 14,500               222
  EVANSDALE, CITY OF              9                617,100             3,134
  EXIRA, CITY OF                  4                693,700             3,341
  FAIRBANK, CITY OF               4                260,900             1,443
  FAIRFAX, CITY OF                4                427,300             2,739
  FARMINGTON, CITY OF             2                126,000               801
  FAYETTE COUNTY *                2                 56,500               707
  FAYETTE, CITY OF               11              1,773,000             6,963
  FERTILE, CITY OF                2                113,300               886
  FLOYD COUNTY*                  12                900,600             5,111
  FOREST CITY, CITY OF            4                598,400             3,088
  FORT DODGE, CITY OF            16                724,700             6,249
  FORT MADISON, CITY OF          49              4,831,200            32,634
  FREDERICKSBURG, CITY OF         3                156,800             1,435
  FREDERIKA, CITY OF              1                 28,000               332
  FREMONT COUNTY *               17              1,824,700             5,151
  FRUITLAND, CITY OF              2                230,000               599
  GARBER, CITY OF                 1                 17,000               135
  GEORGE, CITY OF                 4                216,200             1,603
  GILBERT,CITY OF                 1                 52,500               432
  GLADBROOK, CITY OF              1                 45,000               470
  GLENWOOD, CITY OF              33              3,855,400            25,427
  GLIDDEN, CITY OF                1                 25,000               131
  GRANGER, CITY OF                2                127,000             1,356
  GREENE, CITY OF                13                503,400             4,982
  GRIMES, CITY OF                 5                513,300             1,765
  GRISWOLD, CITY OF              51              2,611,500            21,483
  GUTHRIE CENTER,CITY OF          3                 68,500               886
  GUTHRIE COUNTY *                9              1,248,300             3,688
  GUTTENBERG, CITY OF            11                771,600             3,453
  HAMBURG, CITY OF               87              5,559,500            47,356
  HARLAN, CITY OF                10              1,187,900             7,287
  HARPERS FERRY, CITY OF          3                106,100             1,114
  HARRISON COUNTY                 6                454,900             3,385
  HASTINGS, CITY OF               1                 50,000               187
  HILLS, CITY OF                  3                136,300             1,168
  HORNICK, CITY OF               42              2,043,600            19,115
  HUDSON, CITY OF                 3                193,000               828
  
                               Policy Statistics
                                Iowa
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HUMBOLDT, CITY OF              62              5,332,800            24,236
  IDA GROVE, CITY OF             14                611,300             5,176
  IMOGENE, CITY OF                2                 41,200               573
  INDEPENDENCE, CITY OF          90              5,848,600            42,865
  INDIANOLA, CITY OF              3                132,800             1,307
  IOWA CITY, CITY OF            294             39,766,100           205,621
  IOWA FALLS, CITY OF             2                217,000               474
  IRWIN, CITY OF                  6              1,731,800             7,416
  JACKSON COUNTY *                6                628,100             1,436
  JANESVILLE, CITY OF             5                356,900             2,380
  JASPER COUNTY*                  5                541,600             1,840
  JEFFERSON, CITY OF              2                 65,000               582
  JOHNSON COUNTY*                35              3,698,300            19,215
  JOHNSTON, CITY OF              14              3,248,400             9,011
  JONES COUNTY *                 19                874,500             6,598
  KELLOGG, CITY OF                1                 29,000               340
  KEOKUK, CITY OF                17              2,089,000            13,018
  KEOSAUQUA, CITY OF              8              1,532,800             4,903
  KIMBALLTON,CITY OF              1                 20,000               301
  KOSSUTH COUNTY *                2                740,000             2,534
  LA PORTE CITY, CITY OF        238             13,792,900           112,529
  LACONA, CITY OF                 1                 90,000               678
  LAKE PARK, CITY OF              1                 72,000               495
  LAMONI, CITY OF                 3                415,300             1,311
  LAWTON, CITY OF                 4                299,000             2,245
  LE CLAIRE, CITY OF             37              3,934,400            20,943
  LE MARS, CITY OF                2              1,310,000             6,501
  LEE COUNTY *                   22              4,218,000            12,892
  LEHIGH, CITY OF                 5                180,800             2,158
  LEON, CITY OF                   1                 70,600               907
  LETTS, CITY OF                  1                 46,000               478
  LINN COUNTY *                  57              6,118,100            25,429
  LISBON, CITY OF                 1                188,000               293
  LITTLE SIOUX, CITY OF          14                795,700             7,133
  LOGAN, CITY OF                  1              1,000,000             6,046
  LOUISA COUNTY *                32              1,927,300            10,440
  LOWDEN, CITY OF                 1                 38,000               460
  LUCAS, CITY OF                  2                235,500             1,435
  MADISON COUNTY*                 5                404,400             3,178
  MAHASKA COUNTY *                4                171,600             1,668
  MALVERN, CITY OF                8                364,300             2,788
  MANCHESTER, CITY OF            24              3,027,200            20,807
  MANILLA, CITY OF                3                725,100             2,855
  MANNING, CITY OF                7                694,800             7,095
  MAQUOKETA, CITY OF              7                299,300             2,944
  MARENGO, CITY OF               10                831,000             3,135
  MARION COUNTY *                 6                440,100             2,134
  MARION, CITY OF                46              6,872,100            21,227
  MARQUETTE, CITY OF              4              1,100,000             2,423
  MARSHALL COUNTY *               5                233,000             1,481
  MARSHALLTOWN, CITY OF          19              2,935,200            10,813
  MARTENSDALE, CITY OF            2                224,000             1,920
  MASON CITY, CITY OF            97              8,468,600            45,814
  MAXWELL, CITY OF                8                382,100             2,727
  MAYNARD, CITY OF                1                 55,000               499
  MC GREGOR, CITY OF             28              2,475,300            15,283
  MELROSE, CITY OF                2                 45,000               581
  MILLS COUNTY *                 18              1,845,900             7,094
  MISSOURI VALLEY, CITY OF      145             10,358,400            87,923
  MITCHELL COUNTY *               5                403,100             1,584
  MONONA COUNTY *                10                579,300             5,404
  MONTICELLO, CITY OF             8                895,500             5,060
  MONTROSE, CITY OF               2                180,400               730
  MOVILLE, CITY OF                4                354,000               906
  MUSCATINE COUNTY*              90              7,521,000            40,091
  MUSCATINE, CITY OF             48              8,147,700            36,348
  MYSTIC, CITY OF                 1                 12,400               199
  
                               Policy Statistics
                                Iowa
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NASHUA, CITY OF                11                667,800             4,754
  NEOLA, CITY OF                  6                435,800             2,554
  NEVADA, CITY OF                 5                547,000             2,555
  NEW HAMPTON, CITY OF            8                329,100             3,345
  NEW HARTFORD, CITY OF          98              4,748,300            43,762
  NEW VIENNA, CITY OF             3                150,000             1,071
  NEWTON, CITY OF                 3                167,700             1,126
  NICHOLS, CITY OF               13                735,300             6,459
  NORTH LIBERTY, CITY OF         42              3,412,700             7,985
  NORTHWOOD, CITY OF              1                 53,400               530
  NORWALK, CITY OF                3                337,800             1,389
  NORWAY, CITY OF                 1                125,000               262
  OAKLAND, CITY OF                2                119,500             1,029
  OAKVILLE, CITY OF              17              2,004,500             4,436
  OELWEIN, CITY OF               18              1,109,200             7,614
  OLIN, CITY OF                   6                201,100               808
  OTTUMWA, CITY OF               33              2,439,200            10,334
  OXFORD JUNCTION, CITY OF        1                  9,000               226
  OXFORD, CITY OF                 2                146,900             1,062
  PACIFIC JUNCTION, CITY O        6                649,000             1,265
  PALO ALTO COUNTY*               5                407,500             1,194
  PALO, CITY OF                  11                862,100             4,205
  PANORAMA PARK, CITY OF          2                 62,300               585
  PATON, CITY OF                  1                310,000               326
  PATTERSON,CITY OF               1                 75,000               615
  PERRY, CITY OF                 20              1,437,800             9,307
  PISGAH, CITY OF                29              1,182,100            11,914
  PLAINFIELD, CITY OF             9                692,000             3,808
  PLEASANT HILL, CITY OF          9                757,900             4,334
  PLYMOUTH COUNTY*                9                800,800             6,988
  POLK COUNTY *                  45              6,281,400            27,196
  POTTAWATTAMIE COUNTY*          35              3,782,300            18,120
  PRESTON, CITY OF                1                 12,000               211
  PRINCETON, CITY OF             13              1,377,200             6,543
  QUASQUETON, TOWN OF             1                 38,000               429
  REASNOR, CITY OF                2                100,400             1,013
  RED OAK, CITY OF              163              5,950,700            57,715
  REDFIELD, CITY OF               4                366,000             1,851
  RIVERDALE, CITY OF             10              1,688,800             7,758
  ROBINS, CITY OF                 1                 68,000               415
  ROCK FALLS, CITY OF             3                370,000               879
  ROCK RAPIDS, CITY              28              2,222,500            16,496
  ROCKFORD, CITY OF               1                 62,000               204
  ROLAND, CITY OF                 5                524,200             1,510
  SABULA, CITY OF                10                939,700             2,527
  SAC CITY, CITY OF               1                 64,200               503
  SAGEVILLE, CITY OF              2                 47,000               567
  SALIX, CITY OF                  1                 31,700               218
  SCOTT COUNTY *                125             12,107,400            64,583
  SERGEANT BLUFF, CITY OF         2                498,000               627
  SEYMOUR, CITY OF                1                 10,000               269
  SHEFFIELD, CITY OF              1                194,000               917
  SHELBY COUNTY *                 6                485,600             6,370
  SHELL ROCK, CITY OF             9                466,400             3,854
  SHELLSBURG, CITY OF             4                222,900             1,154
  SHENANDOAH, CITY OF             6                236,000             2,094
  SHUEYVILLE, CITY OF             1                 75,000               481
  SILVER CITY, CITY OF            3                201,800               853
  SIOUX CENTER, CITY OF           1                 16,000               227
  SIOUX CITY, CITY OF           682             59,500,300           427,898
  SOLON, CITY OF                  1                 25,000               194
  SPENCER, CITY OF               73              4,753,200            36,301
  ST. OLAF, CITY OF               1                 62,000               179
  STORY CITY, CITY OF             5                889,800             5,682
  STORY COUNTY *                 10              1,207,400             7,709
  SUMNER, CITY OF                11                757,700             5,371
  SWISHER, CITY OF                1                 35,000               296
  
                               Policy Statistics
                                Iowa
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  TAMA, CITY OF                   3                 83,000               711
  THORNTON, CITY OF               2                 71,900               816
  THURMAN, TOWN OF                3                133,500             1,396
  TIFFIN, CITY OF                 4                297,300             2,108
  TIPTON, CITY OF                 1                 38,000               137
  TITONKA, CITY OF                1                 62,000               196
  TRIPOLI, CITY OF                4                343,700             2,619
  UNDERWOOD, CITY OF              2                 85,800               746
  UNION, CITY OF                  4                142,000             1,551
  URBANDALE, CITY OF             18              1,892,100             7,996
  VAN BUREN COUNTY               14              1,024,200             6,655
  VENTURA, CITY OF                1                 35,000               264
  VINTON, CITY OF                52              5,491,500            27,794
  VOLGA, CITY OF                 13                642,300             5,316
  WALCOTT, CITY OF                2                 31,500               398
  WALL LAKE, CITY OF              1                180,000             1,500
  WAPELLO COUNTY *               30              1,876,500             9,467
  WAPELLO, CITY OF                2                 92,500             1,001
  WARREN COUNTY *                 9                896,700             5,738
  WASHTA, CITY OF                 1                 14,100               133
  WATERLOO, CITY OF             196             24,323,800           118,850
  WAUCOMA, CITY OF                4                123,200             1,267
  WAUKEE, CITY OF                 2                465,000               594
  WAVERLY, CITY OF              277             20,872,300           155,280
  WEBSTER CITY, CITY OF           9                872,200             3,345
  WEBSTER COUNTY *               23              1,844,100            12,871
  WELLMAN, CITY OF                4                141,000             1,603
  WELTON, CITY OF                18                899,400             8,330
  WEST BRANCH, CITY OF           21              1,320,500            11,526
  WEST DES MOINES, CITY OF       84             10,490,100            47,632
  WEST LIBERTY, CITY OF           8                926,900             3,577
  WESTFIELD, CITY OF              1                 41,300               298
  WESTSIDE, CITY OF               2                204,000             2,071
  WHAT CHEER, CITY OF             1                 25,000               136
  WHITING,CITY OF                 1                 93,000               219
  WILLIAMSBURG, CITY OF           1                 14,600                74
  WINDSOR HEIGHTS, CITY OF       21              4,139,600            14,262
  WOODBINE, CITY OF               7              1,006,800             3,738
  WOODBURY COUNTY *              22              2,474,700            13,168
  WYOMING,CITY OF                23                788,700             9,092
  ZEARING, CITY OF                5                246,600             2,301

  Total for Iowa
                              9,539            962,961,700         5,449,823

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                               Policy Statistics
                                Kansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABILENE, CITY OF               35              1,460,100            12,793
  ALBERT, CITY OF                17              1,172,700             9,850
  ALLEN COUNTY *                 20              1,165,400             8,276
  ALTOONA, CITY OF               11                202,100             3,107
  AMERICUS, CITY OF               1                 40,300               258
  ANDERSON COUNTY *               9                181,200             1,755
  ANDOVER, CITY OF                9              1,140,000             3,853
  ARCADIA, CITY OF                1                 40,000               439
  ARKANSAS CITY, CITY OF        209              9,914,600            88,373
  ASSARIA, CITY OF                1                 93,000               231
  ATCHISON, CITY OF               5                922,700             5,950
  ATTICA, CITY OF                 1                 11,300               140
  ATWOOD, CITY OF                 3                 68,000               447
  AUGUSTA, CITY OF              195             25,561,900            87,611
  BALDWIN CITY, CITY OF           8                938,900             3,918
  BARTON COUNTY*                 83              3,873,900            33,866
  BASEHOR, CITY OF                3                363,000               762
  BAXTER SPRINGS, CITY OF        14                700,900             5,832
  BAZINE, CITY OF                14              1,392,700            10,049
  BEL AIRE, CITY OF              12              1,582,000             6,866
  BELLE PLAINE, CITY OF           8                679,500             2,446
  BELOIT, CITY OF                15              1,139,400             8,221
  BELVUE, CITY OF                 1                 93,000               206
  BLUE MOUND, CITY OF             1                  5,000                64
  BONNER SPRINGS, CITY OF        35              2,428,500            13,317
  BOURBON COUNTY*                21                647,800             6,425
  BROOKVILLE, CITY OF             1                 66,400               477
  BROWN COUNTY*                   1                125,000               262
  BURLINGAME, CITY OF             2                 33,600               348
  BURLINGTON, CITY OF            15              1,460,500             9,804
  BUTLER COUNTY *                95             10,385,800            52,597
  CANEY, CITY OF                  2                 20,500               426
  CARBONDALE, CITY OF             3                168,600               945
  CEDAR POINT,CITY OF             1                 20,000               291
  CENTRALIA, CITY OF              6                191,200             2,038
  CHANUTE, CITY OF               54              3,786,500            24,069
  CHAPMAN, CITY OF               92              4,839,100            39,761
  CHASE COUNTY *                 10                595,500             4,996
  CHASE, CITY OF                  1                 41,800               423
  CHEROKEE COUNTY*               71              8,119,100            53,563
  CHERRYVALE, CITY OF             2                 70,600               457
  CHETOPA, CITY OF                4                281,000             1,304
  CIMARRON, CITY OF              11                575,100             4,172
  CLAY CENTER, CITY OF            5                251,400             2,146
  CLAY COUNTY*                    1                 88,000               857
  CLEARWATER, CITY OF             5                338,000             2,650
  COFFEYVILLE, CITY OF           96              5,442,300            38,309
  COLBY, CITY OF                 30              4,352,200            19,504
  COLUMBUS, CITY OF               2                 97,300               577
  COLWICH, CITY OF                6                634,700             5,093
  CONCORDIA, CITY                 5                248,500             1,363
  COUNCIL GROVE,CITY OF           9                523,800             2,626
  COWLEY COUNTY *                49              3,645,300            21,968
  CRAWFORD COUNTY *              29              3,085,000            14,022
  CULVER,CITY OF                 12                537,900             4,644
  DERBY, CITY OF                130             15,006,400            50,724
  DESOTO, CITY OF                 7                381,900             2,366
  DICKINSON COUNTY *             30              1,958,400            12,436
  DODGE CITY, CITY OF            71              7,615,800            35,378
  DONIPHAN COUNTY *              38              8,248,500            30,088
  DOUGLAS COUNTY *              105             13,976,900            41,757
  DURHAM, CITY OF                 1                 65,000               527
  EASTON, CITY OF                15              1,432,700             8,267
  EDGERTON, CITY OF               1                 80,000               570
  EDWARDSVILLE, CITY OF          41              7,368,200            29,839
  EL DORADO, CITY OF            117              7,483,600            53,573
  ELLINWOOD, CITY OF             39              2,498,400            16,974
  
                               Policy Statistics
                                Kansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ELLIS COUNTY*                  40              2,813,200            21,587
  ELLIS, CITY OF                141              6,015,000            54,497
  ELLSWORTH, CITY OF             29              1,092,700            10,068
  ELMDALE, CITY OF                2                 51,700               648
  ELWOOD, CITY OF               133             15,770,200            46,811
  EMPORIA, CITY OF               23              3,175,800            11,508
  ENTERPRISE, CITY OF             2                 60,400               968
  ERIE, CITY OF                  15                644,100             3,677
  ESKRIDGE, CITY OF               1                 19,400               262
  EUDORA, CITY OF                16              1,301,400             7,640
  EUREKA, CITY OF                 9                193,800             3,053
  FAIRWAY, CITY OF               40              8,885,800            38,548
  FINNEY COUNTY*                  6              1,019,400             6,541
  FLORENCE, CITY OF               2                121,100             1,045
  FORD COUNTY*                   74              4,537,500            33,112
  FORT SCOTT, CITY OF            20              4,098,200            27,126
  FRANKFORT, CITY OF              1                586,100             2,185
  FRANKLIN COUNTY *              17              1,559,500             7,617
  FREDONIA, CITY OF               4                249,200             1,920
  GALENA, CITY OF                 3              2,025,000            12,406
  GALVA, CITY OF                  5                463,200             2,145
  GARDEN CITY, CITY OF           19              2,029,100             8,324
  GARDNER, CITY OF                6                630,200             2,995
  GARNETT, CITY OF                1                125,000               232
  GEARY COUNTY*                  22              3,507,800            22,073
  GIRARD, CITY OF                 1                 25,000               131
  GLASCO, CITY OF                16                553,100             5,545
  GODDARD, CITY OF                1                310,000               351
  GOODLAND, CITY OF               4                242,000             2,191
  GREAT BEND, CITY OF            30              3,808,500            13,807
  HALSTEAD, CITY OF              22              1,191,300             8,110
  HAMILTON COUNTY*                2              1,035,000             6,122
  HANOVER, CITY OF                3                102,600             1,105
  HANSTON, CITY OF                1                 56,500               417
  HARPER, CITY OF                 1                 63,300               564
  HARVEY COUNTY*                 34              3,473,600            17,233
  HAYS, CITY OF                 336             19,420,400           151,859
  HAYSVILLE, CITY OF             38              2,338,800            15,763
  HERINGTON, CITY OF             16                666,500             6,019
  HERNDON, CITY OF                1                 10,000               166
  HESSTON, CITY OF                4                411,000             2,086
  HILLSBORO, CITY OF              1                 62,000               196
  HOISINGTON, CITY OF            14                816,800             6,028
  HOLCOMB, CITY OF                4                244,800             2,059
  HOLTON, CITY OF                 3              1,130,700             5,948
  HUMBOLDT, CITY OF               7                396,000             2,413
  HUNTER, CITY OF                 1                113,600               702
  HUTCHINSON, CITY OF            56              7,040,600            33,182
  INDEPENDENCE, CITY OF          77              4,107,800            32,601
  IOLA, CITY OF                  91              4,085,300            33,354
  JACKSON COUNTY *                9                786,700             3,848
  JEFFERSON COUNTY*              49              4,628,300            25,805
  JOHNSON COUNTY *               47              7,731,600            32,636
  JUNCTION CITY, CITY OF         47              4,664,000            28,278
  KANSAS CITY, CITY OF          260             65,476,200           274,302
  KEARNY COUNTY *                10                758,900             4,841
  KINGMAN COUNTY *               14              1,037,700             7,603
  KINGMAN, CITY OF               54              2,152,500            22,304
  KINSLEY, CITY OF              205              8,058,000            68,782
  LA CROSSE, CITY OF             11                277,300             3,229
  LABETTE COUNTY *               23              1,427,400            10,383
  LAKIN, CITY OF                 10                559,300             5,535
  LANSING, CITY OF                9              1,504,600             2,574
  LARNED, CITY OF                 5                278,400             1,765
  LAWRENCE, CITY OF             417             50,288,200           191,861
  LEAVENWORTH COUNTY *           24              3,257,800             8,474
  LEAVENWORTH, CITY OF           39              4,167,200            22,149
  
                               Policy Statistics
                                Kansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LEAWOOD, CITY OF               54             12,631,700            36,949
  LECOMPTON, CITY OF              2                204,400             1,724
  LENEXA, CITY OF                17              3,098,700             6,466
  LIBERAL, CITY OF               57              2,859,400            23,103
  LINDSBORG, CITY OF              7                514,600             2,770
  LINWOOD, CITY OF                1                 57,000               539
  LYNDON, CITY OF                 1                 25,000               338
  LYON COUNTY *                  62              4,815,000            37,207
  LYONS, CITY OF                 13                749,600             5,876
  MANHATTAN, CITY OF            111             17,534,800            47,915
  MARION COUNTY *                12                396,500             3,617
  MARION, CITY OF                 1                150,800               767
  MARSHALL COUNTY *               2                334,400               559
  MARYSVILLE, CITY OF            74              1,770,900            22,395
  MCPHERSON COUNTY *             17              1,016,700             6,741
  MCPHERSON, CITY OF             50              4,256,800            28,309
  MEDICINE LODGE, CITY OF        15                506,400             4,812
  MERRIAM, CITY OF               47              6,298,900            34,079
  MIAMI COUNTY                   12                433,000             3,753
  MINNEOLA, CITY OF               1                 93,000               231
  MISSION HILLS, CITY OF         17              4,016,800            15,081
  MISSION, CITY OF               35              7,478,600            42,948
  MOLINE, CITY OF                 9                253,000             2,307
  MONTGOMERY COUNTY*             22              1,294,000             8,240
  MOUNDRIDGE, CITY OF            11              1,043,700             3,617
  MOUNT HOPE, CITY OF             1                310,000               326
  MULVANE, CITY OF               44              3,654,600            23,093
  NATOMA, CITY OF                11              1,216,200             7,448
  NEMAHA COUNTY *                 1                 53,700               544
  NEODESHA, CITY OF              19                760,800             5,604
  NEOSHO COUNTY *                17                628,000             5,542
  NESS CITY, CITY OF              2                251,000             1,194
  NEW CAMBRIA, CITY OF           22              1,003,500             9,082
  NEWTON, CITY OF               232             14,700,700           104,162
  NICKERSON, CITY OF             67              2,949,600            26,135
  NORTH NEWTON, CITY OF           2                150,000               368
  NORTON, CITY OF                 3                 74,200               888
  OGDEN, CITY OF                 12                706,400             3,052
  OLATHE, CITY OF                70             10,148,100            34,813
  OSAWATOMIE, CITY OF             5              1,042,100             3,863
  OSWEGO, CITY OF                 1                 35,000               342
  OTTAWA, CITY OF                11              1,297,500            13,006
  OVERLAND PARK, CITY OF        239             37,817,600           118,406
  PAOLA, CITY OF                  4                436,800             1,972
  PARK CITY, CITY OF             17                849,200             6,499
  PARSONS, CITY OF              116              7,069,000            54,981
  PAWNEE COUNTY *                33              1,528,800            12,349
  PAWNEE ROCK, CITY OF           22                707,300             7,224
  PAXICO, CITY OF                 1                 93,000               196
  PEABODY, CITY OF                8                258,500             2,809
  PERRY, CITY OF                 24              3,918,400            10,568
  PITTSBURG, CITY OF             90              7,593,400            39,572
  POTTAWATOMIE COUNTY*           21              2,418,800             7,944
  PRAIRIE VILLAGE, CITY OF       41              9,422,200            33,564
  PRATT, CITY OF                 21              1,238,000             6,677
  PRETTY PRAIRIE, CITY OF        16                829,400             7,082
  QUENEMO, CITY OF               10                259,600             3,516
  RANDALL, CITY OF                1                 38,000               137
  RANTOUL, CITY OF                3                278,400             1,060
  RAYMOND,CITY OF                 1                 31,800               350
  RENO COUNTY *                 113              9,290,700            62,829
  RICE COUNTY*                   47              3,251,900            21,734
  RILEY COUNTY *                 56              6,736,200            26,145
  RILEY, CITY OF                  3                134,900             1,287
  ROBINSON, CITY OF               4                 59,100               884
  ROELAND PARK, CITY OF          51              5,356,700            30,456
  ROSE HILL, CITY OF              3                384,500               910
  
                               Policy Statistics
                                Kansas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROSSVILLE, CITY OF            149             12,685,600            60,328
  ROZEL, CITY OF                 20              1,186,400            11,198
  RUSH CENTER, CITY OF            6                208,300             1,821
  SABETHA, CITY OF                1                250,000               933
  SALINA, CITY OF               269             29,285,600           147,956
  SALINE COUNTY*                112              8,933,200            55,773
  SCANDIA, CITY OF                6                293,500             1,558
  SEDGWICK COUNTY*              395             44,143,800           171,105
  SEDGWICK, CITY OF             206             14,941,800           102,327
  SENECA, CITY OF                 2                375,000               592
  SHARON SPRINGS, CITY OF         1                 23,000               296
  SHAWNEE COUNTY *              107             10,917,900            47,114
  SHAWNEE, CITY OF               47             11,225,000            27,930
  SILVER LAKE, CITY OF           11                954,800             3,860
  SOLOMON, CITY OF              126              5,968,000            43,722
  SOUTH HUTCHINSON, CITY O        6              1,333,800             5,177
  ST. GEORGE, CITY OF             6                413,800             1,841
  ST. MARYS, CITY OF              6              1,274,500             2,835
  ST. PAUL, CITY OF               6                471,400             3,934
  STAFFORD, CITY OF               1                 47,300               187
  STERLING, CITY OF             124              5,632,200            45,132
  STOCKTON, CITY OF               2                 49,600               676
  STRONG, CITY OF                 6                167,000             2,105
  SUMNER COUNTY *               140             10,495,200            69,062
  SYRACUSE, CITY OF               7                560,200             3,007
  TESCOTT, CITY OF               48              2,188,100            19,653
  TIMKEN, CITY OF                 4                 52,200               886
  TONGANOXIE, CITY OF             5                492,700             1,903
  TOPEKA, CITY OF               290             30,153,000           123,944
  TROY, CITY OF                   2                218,000               468
  VALLEY CENTER, CITY OF         10                938,800             4,452
  VICTORIA, CITY OF               9                414,200             2,877
  VIRGIL, CITY OF                 2                 95,000               789
  WAMEGO, CITY OF                11                863,600             3,906
  WATHENA, CITY OF               32              3,189,300            10,569
  WAVERLY, CITY OF                2                149,600             1,095
  WELLINGTON, CITY OF            18                824,500             7,583
  WESTWOOD HILLS, CITY OF         2                409,600               771
  WESTWOOD, CITY OF               1                155,000               278
  WHITEWATER, CITY OF             4                292,800             2,497
  WICHITA, CITY OF            1,123            129,513,600           627,180
  WILLARD, CITY OF                1                 52,000               577
  WILLOWBROOK, CITY OF            2                425,000             1,099
  WILSON COUNTY*                  9                342,800             3,510
  WINFIELD, CITY OF              31              2,746,000            16,274

  Total for Kansas
                             10,058            987,862,500         4,976,291

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                               Policy Statistics
                                Kentucky
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ALLEN COUNTY                    1                112,300               629
  ALLEN, TOWN OF                 44              2,453,500            26,770
  ANDERSON COUNTY*               25              2,081,300            10,884
  ARLINGTON,CITY OF               2                102,200               904
  ASHLAND, CITY OF               42              4,207,300            21,233
  AUBURN, CITY OF                 6              1,156,300             8,377
  AUGUSTA, CITY OF              110              7,481,800            62,859
  BALLARD COUNTY *                7                402,500             2,778
  BARBOURVILLE, CITY OF          43              5,286,700            20,108
  BARDSTOWN, CITY OF              6                351,200             2,595
  BARDWELL, CITY OF               2                635,000             4,801
  BARREN COUNTY *                 1                 35,000               296
  BATH COUNTY                    18                995,800             6,304
  BEATTYVILLE, CITY OF           27              4,066,800            27,441
  BEAVER DAM, TOWN OF             8                388,200             3,109
  BELL COUNTY *                 150              6,274,600            57,711
  BELLEVUE, CITY OF              65              5,141,400            28,517
  BENHAM, CITY OF                 5                177,300             1,733
  BENTON, CITY OF                39              2,362,200            15,950
  BEREA, CITY OF                 26              2,107,300            12,299
  BLACKEY, CITY OF                4                 96,100             1,224
  BLOOMFIELD, CITY OF             7                639,300             3,230
  BOONE COUNTY *                 51              5,744,700            20,167
  BOONEVILLE, CITY OF             3                425,000             3,435
  BOURBON COUNTY *               10                836,400             4,104
  BOWLING GREEN, CITY OF         61              8,577,000            24,430
  BOYD COUNTY *                 178             17,425,700            80,251
  BOYLE COUNTY*                  11              1,115,800             3,651
  BRACKEN COUNTY                 11                561,700             3,848
  BRADFORDSVILLE, CITY OF         1                 26,000               187
  BRANDENBURG,CITY OF             2                175,000             1,439
  BREATHITT COUNTY *             74              4,740,200            54,885
  BRECKINRIDGE COUNTY*            9                785,100             3,819
  BROMLEY, CITY OF               56              3,895,200            30,004
  BROWNSVILLE, CITY OF            1                 10,000               181
  BULLITT COUNTY*               205             15,135,400            94,965
  BURGIN, CITY OF                 8                220,900             2,338
  BURKESVILLE, CITY OF            1                 35,600               397
  BUTLER COUNTY*                 18              1,692,800             9,167
  BUTLER, CITY OF                29              2,071,700            13,281
  CALHOUN, TOWN OF               19                814,400             5,708
  CALIFORNIA, CITY OF            20              2,233,200            10,190
  CALVERT CITY, CITY OF          13              1,920,400             8,564
  CAMPBELL COUNTY *              52              5,584,800            30,850
  CANEYVILLE, CITY OF             1                155,000               236
  CARLISLE COUNTY *               1                 93,000               206
  CARLISLE, CITY OF               5                575,900             3,219
  CARROLL COUNTY*                39              2,542,200            15,015
  CARROLLTON, CITY OF            19              1,355,100             9,803
  CARTER COUNTY *               149              9,697,800            48,924
  CATLETTSBURG, CITY OF          10                421,600             2,203
  CHRISTIAN COUNTY*              26              4,124,000            11,629
  CLARK COUNTY*                  62              5,896,700            33,719
  CLAY CITY, CITY OF             55              2,172,000            18,837
  CLAY COUNTY                    35              3,867,800            25,784
  CLAY, CITY OF                   3                198,300             1,188
  CLINTON, TOWN OF                9                261,200             2,772
  CLOVERPORT, CITY OF            14                551,600             5,349
  COAL RUN, VILLAGE OF           59              7,047,800            34,082
  CORBIN, CITY OF                59              3,157,100            25,280
  COVINGTON, CITY OF            124             22,213,600            60,066
  CRITTENDEN COUNTY *            12                508,100             4,206
  CUMBERLAND, CITY OF            88              5,900,900            40,085
  CYNTHIANA, CITY OF            129             11,765,800            77,884
  DANVILLE, CITY OF               1                188,000               251
  DAVIESS COUNTY *              400             38,232,600           163,937
  DAYTON, CITY OF                13              1,165,700            10,676
  
                               Policy Statistics
                                Kentucky
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DOVER, CITY OF                  1                 53,000               531
  EARLINGTON, CITY OF             5                297,500             1,552
  EDMONTON, CITY OF               2                205,400             1,162
  ELIZABETHTOWN, CITY OF         34              4,103,800            20,554
  ELKHORN CITY, CITY OF           8                633,300             4,908
  ELKTON, CITY OF                 2                 45,100               501
  ELLIOTT COUNTY                  3                121,500             1,175
  EVARTS, CITY OF                36              1,403,800            11,109
  FALMOUTH, CITY OF             274             26,860,300           207,961
  FLATWOODS, CITY OF              1                125,000               246
  FLEMING COUNTY *                7                199,300             1,185
  FLEMING-NEON, CITY OF          12                587,800             6,265
  FLEMINGSBURG, CITY OF          22                822,300             5,493
  FLORENCE, CITY OF               2                 61,800               402
  FLOYD COUNTY *                901             57,258,600           454,058
  FORT THOMAS, CITY OF            9                506,000             2,689
  FORT WRIGHT, CITY OF            4                474,500             1,466
  FRANKFORT, CITY OF            211             21,305,200           119,437
  FRANKLIN COUNTY *             168             19,594,700           106,075
  FRANKLIN, CITY OF              10                996,700             4,570
  FULTON, CITY OF                21              2,538,100            19,212
  GALLATIN COUNTY*               38              5,334,100            17,418
  GARRARD COUNTY *                7                779,000             3,086
  GEORGETOWN, CITY OF            31              3,713,400            15,664
  GHENT, CITY OF                  8                480,800             3,437
  GLASGOW, CITY OF                3                 66,600               908
  GRATZ, CITY OF                  3                128,000               682
  GRAVES COUNTY                  24              2,105,500             6,939
  GRAYSON COUNTY *                2                254,700             2,389
  GRAYSON, CITY OF               33              3,384,700            14,656
  GREENUP COUNTY*               168             11,726,300            70,408
  GREENUP, CITY OF              162             11,249,800            92,343
  GREENVILLE, CITY OF             5                456,800             3,220
  GUTHRIE, CITY OF                2                 74,000               830
  HARDIN COUNTY*                 48              3,977,900            22,023
  HARDIN, CITY OF                 1                 25,700               643
  HARLAN COUNTY *               492             23,248,300           160,210
  HARLAN, CITY OF                31              1,895,600            17,292
  HARRISON COUNTY *              14              1,014,200             4,189
  HARRODSBURG, CITY OF           15              1,065,400             6,509
  HART COUNTY *                   6                714,900             3,855
  HARTFORD, CITY OF               1                 50,000               419
  HAWESVILLE, CITY OF             2                 84,000               451
  HAZARD, CITY OF               164             16,865,200           137,776
  HENDERSON COUNTY*             182             12,670,400            88,277
  HENDERSON, CITY OF            144             11,398,100            66,015
  HENRY COUNTY*                  15              1,311,700             5,912
  HICKMAN, CITY OF                6                 78,400             1,226
  HINDMAN, CITY OF               26              1,045,900            12,104
  HODGENVILLE, CITY OF            2                 42,900               568
  HOPKINS COUNTY *               23              1,688,700             8,314
  HOPKINSVILLE, CITY OF         254             36,345,600           127,211
  HUSTONVILLE, CITY OF            3                 76,700               985
  HYDEN, CITY OF                  5                938,500             6,443
  INDEPENDENCE, CITY OF           6                469,200             1,774
  INEZ, CITY OF                   5                325,000             1,832
  IRVINE, CITY OF                 7                836,400             3,357
  IRVINGTON, CITY OF              3                123,800             1,371
  JACKSON COUNTY*                 9                478,400             2,912
  JACKSON, CITY OF               32              1,571,200            14,562
  JEFFERSON COUNTY*           4,163            408,505,500         1,932,599
  JEFFERSONTOWN, CITY OF         13              2,394,700             5,248
  JENKINS, CITY OF                6                203,800             3,062
  JESSAMINE COUNTY *             61              5,272,000            27,399
  JOHNSON COUNTY*               100              6,640,500            42,744
  KENTON COUNTY *                55              5,605,600            24,206
  KNOTT COUNTY*                  36              2,028,300            18,662
  
                               Policy Statistics
                                Kentucky
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  KNOX COUNTY *                  74              4,341,100            31,448
  LANCASTER, CITY OF              1                125,300               852
  LARUE COUNTY *                  9                276,800             3,260
  LAWRENCE COUNTY*               44              4,847,200            28,047
  LAWRENCEBURG, CITY OF          19              1,543,600             5,920
  LEBANON JUNCTION, CITY O       62              3,780,500            26,133
  LEBANON, CITY OF                2                 68,200               626
  LEE COUNTY *                    4                262,800             1,575
  LESLIE COUNTY                  26              1,253,800            11,491
  LETCHER COUNTY*                 2                 70,000             1,019
  LEWIS COUNTY*                  77              5,503,100            22,207
  LEWISPORT, CITY OF             80              6,390,600            24,339
  LEXINGTON-FAYETTE URBAN       470             59,513,600           217,038
  LIBERTY, CITY OF                4              1,206,300             2,875
  LINCOLN COUNTY*                 2                158,000               729
  LIVERMORE, CITY OF              5              1,296,700             5,213
  LIVINGSTON COUNTY               6                451,800             1,363
  LIVINGSTON, CITY OF             1                 93,000               196
  LOGAN COUNTY *                  4                 83,000               938
  LOUISA, CITY OF                 3                213,000             1,170
  LOUISVILLE, CITY OF         1,340            141,380,100           696,962
  LOYALL, CITY OF                45              1,803,000            22,326
  LUDLOW, CITY OF                91              6,802,500            49,063
  LYNCH, CITY OF                 10                485,200             2,706
  MADISON COUNTY *               17              1,921,900             4,844
  MADISONVILLE, CITY OF          19              2,882,900             8,815
  MAGOFFIN COUNTY *              28              2,600,900            13,987
  MANCHESTER, CITY OF             6                916,000             7,235
  MARION COUNTY                   7                258,100             3,175
  MARSHALL COUNTY *              15              1,373,300             8,026
  MARTIN COUNTY*                257             24,059,700           112,482
  MARTIN, CITY OF                63              3,761,900            40,009
  MASON COUNTY *                  8                487,100             4,017
  MAYFIELD, CITY OF              63              2,579,700            22,156
  MAYSVILLE, CITY OF              8              1,108,400             2,584
  MCCRACKEN COUNTY *             93              7,912,000            33,682
  MCKEE, CITY OF                 12              1,348,900            13,334
  MCLEAN COUNTY *                54              2,912,900            16,069
  MEADE COUNTY*                   7                633,800             2,274
  MELBOURNE, CITY OF             51              4,122,600            26,510
  MENTOR, CITY OF                 4                602,100             1,537
  MERCER COUNTY*                 28              2,622,000            12,654
  MIDDLESBORO, CITY OF          228             20,177,200           138,147
  MILLERSBURG, CITY OF            6                755,800             1,426
  MILTON, CITY OF                12              1,181,900            10,084
  MONTEREY, CITY OF              25                861,700             9,308
  MONTGOMERY COUNTY*             11                603,300             4,786
  MONTICELLO, CITY OF             3                144,800               932
  MOREHEAD, CITY OF             104              7,807,600            41,408
  MORGAN COUNTY                  16              1,024,500             6,722
  MORGANFIELD, CITY OF            3                165,200             1,340
  MORTONS GAP, CITY OF            1                 62,000               179
  MT. STERLING, CITY OF          11              1,092,700             8,536
  MUHLENBERG COUNTY               3                155,700             1,021
  MURRAY, CITY OF                14              1,653,800             5,451
  NELSON COUNTY *                45              4,582,500            23,296
  NEW HAVEN, CITY OF             24              1,673,300            14,532
  NEWPORT, CITY OF               20              3,043,600            15,263
  NICHOLAS COUNTY *              19              1,244,200             6,316
  NICHOLASVILLE, CITY OF         30              2,380,800            13,983
  NORTONVILLE, CITY OF           25                774,500             8,426
  OHIO COUNTY *                  10                537,100             4,352
  OLDHAM COUNTY*                267             43,238,900           192,928
  OLIVE HILL, CITY OF            93              2,457,200            44,819
  OWEN COUNTY *                  16                767,700             7,579
  OWENSBORO, CITY OF          1,270             87,997,800           398,035
  PADUCAH, CITY OF               75              9,107,500            52,176
  
                               Policy Statistics
                                Kentucky
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PAINTSVILLE, CITY OF          285             29,900,400           172,659
  PARIS, CITY OF                 73              5,658,000            42,257
  PENDLETON COUNTY *              9                505,600             3,877
  PERRY COUNTY *                184             13,760,200            88,967
  PERRYVILLE, CITY OF             5                915,700             5,757
  PIKE COUNTY*                1,032             96,675,400           522,055
  PIKEVILLE, CITY OF            187             38,959,800           155,730
  PINEVILLE, CITY OF             24              3,001,600            14,146
  POWELL COUNTY *                21              1,313,900             6,875
  PRESTONSBURG, CITY OF         307             35,941,300           198,896
  PRESTONVILLE, CITY OF          14                883,500             7,525
  PRINCETON, CITY OF              4                407,600             2,169
  PROVIDENCE, CITY OF             3                209,000             1,197
  PULASKI COUNTY *               11              1,610,400             5,129
  RACELAND, CITY OF               9                615,900             3,743
  RADCLIFF, CITY OF              19              1,947,200             5,306
  RAVENNA, CITY OF                2                 85,000               794
  RICHMOND, CITY OF               8                528,100             1,878
  ROBERTSON COUNTY *              1                 40,000               363
  ROCKCASTLE COUNTY *            10              1,102,400             2,281
  ROWAN COUNTY *                 91              6,539,500            26,425
  RUSSELL, CITY OF               20              2,294,100            11,357
  RUSSELLVILLE, CITY OF          72              7,075,400            47,710
  SALT LICK, CITY OF             31              1,015,400             9,098
  SALYERSVILLE, CITY OF          36              3,164,100            20,528
  SANDERS, TOWN OF               20              1,194,300            13,956
  SCOTT COUNTY *                 44              5,938,900            19,720
  SCOTTSVILLE, CITY OF            2                148,000             1,193
  SEBREE, CITY OF                 1                 16,000               186
  SHELBY COUNTY *                19              1,377,700             8,227
  SHELBYVILLE, CITY OF            1                 33,100               316
  SHEPHERDSVILLE, CITY OF       343             32,742,000           159,154
  SHIVELY, CITY OF              229             19,824,200           128,856
  SILVER GROVE, CITY OF         178             12,769,700           106,336
  SIMPSON COUNTY*                 3                314,200             1,249
  SLAUGHTERS, CITY OF             1                 20,000               257
  SMITHLAND, CITY OF              3                432,000             2,613
  SOMERSET, CITY OF               5                493,000             1,757
  SOUTH SHORE, CITY OF           24              1,182,800            10,028
  SPARTA, CITY OF                 3                165,500             1,429
  SPENCER COUNTY*                16              1,266,000             6,442
  SPRINGFIELD, CITY OF            7                528,300             2,074
  ST. MATTHEWS, CITY OF          25              6,396,900            20,303
  STANFORD, CITY OF               8                780,000             7,560
  STANTON, CITY OF               21              1,705,800             8,786
  STURGIS, CITY OF                2                218,000               427
  TAYLOR COUNTY *                 8                388,600             3,420
  TAYLOR MILL, CITY OF           10                820,900             5,474
  TAYLORSVILLE,CITY OF            3                259,000             1,902
  TRIGG COUNTY *                  2                164,000               899
  TRIMBLE COUNTY*                 7                759,000             3,625
  UNIONTOWN, TOWN OF              1                125,000               232
  VANCEBURG,TOWN OF              58              2,834,400            26,844
  VERSAILLES, CITY OF             5                477,600             2,425
  VICCO, CITY OF                  4                128,900             2,064
  VINE GROVE, CITY OF             8              1,229,500             4,557
  WALLINS CREEK, CITY OF         26              1,053,600             8,016
  WARFIELD, TOWN OF              15              1,046,700             4,713
  WARREN COUNTY *                12              1,129,600             3,750
  WARSAW, CITY OF                 3                272,000             1,118
  WASHINGTON COUNTY              11              1,305,400             3,301
  WAYLAND, TOWN OF               18                609,800             9,374
  WAYNE COUNTY *                  1                 42,000               479
  WEST LIBERTY, CITY OF          11              2,127,900            27,268
  WEST POINT, CITY OF           177              8,585,500            77,881
  WHEELWRIGHT, TOWN OF            1                 48,000               253
  WHITESBURG, CITY OF            34              2,768,200            21,125
  
                               Policy Statistics
                                Kentucky
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  WHITLEY COUNTY*                38              1,949,600            14,158
  WICKLIFFE, CITY OF              3                106,200               703
  WILDER, CITY OF                 4              1,393,700             5,020
  WILLIAMSBURG, CITY OF          21              2,107,600            16,705
  WILMORE, CITY OF                8                910,400             5,044
  WINCHESTER, CITY OF            54              7,013,100            40,172
  WOODFORD COUNTY*              129             12,857,800            56,135
  WORTHINGTON, CITY OF           59              4,968,900            32,433
  WORTHVILLE, CITY OF             1                 20,000               291
  WURTLAND, CITY OF               9              1,202,200             4,295

  Total for Kentucky
                             20,539          1,867,558,500        10,016,843

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                               Policy Statistics
                                Louisiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABBEVILLE, CITY OF            290             29,585,100            95,958
  ABITA SPRINGS, TOWN OF        224             34,873,600            74,021
  ACADIA PARISH*                507             37,724,000           169,623
  ADDIS, TOWN OF                 17              2,303,100             7,979
  ALBANY, VILLAGE OF             13              1,335,200             4,040
  ALEXANDRIA, CITY OF         1,035             87,437,600           508,581
  ALLEN PARISH*                 235             13,671,000            82,095
  AMITE CITY, TOWN OF             9              1,196,100             3,258
  ARCADIA, TOWN OF                5                497,900             3,170
  ARNAUDVILLE, TOWN OF           19              1,618,200             6,449
  ASCENSION PARISH*           4,242            501,395,800         1,405,913
  ASSUMPTION PARISH*          1,293            105,173,300           352,832
  AVOYELLES PARISH              572             27,054,600           191,197
  BAKER, CITY OF                329             28,680,200           160,027
  BALDWIN, TOWN OF               61              3,767,100            24,108
  BALL, TOWN OF                  11                766,600             4,205
  BASILE, TOWN OF                 4                246,500             1,204
  BASKIN, VILLAGE OF              1                 62,300               587
  BASTROP, CITY OF               18              1,015,400             5,264
  BEAUREGARD PARISH*            117              8,135,900            41,508
  BENTON, TOWN OF                 4                360,700             2,205
  BERWICK, TOWN OF              396             47,687,500           120,369
  BIENVILLE PARISH*               3                166,500             1,394
  BOGALUSA,CITY OF              101              8,302,900            35,375
  BONITA, VILLAGE OF              1                 25,000               261
  BOSSIER CITY, CITY OF       1,791            245,676,800           750,174
  BOSSIER PARISH*             1,402            230,603,300           584,797
  BOYCE, TOWN OF                  3                137,400               863
  BREAUX BRIDGE, TOWN OF         79              9,446,700            22,444
  BROUSSARD, TOWN OF            215             29,992,500            70,869
  BRUSLY, TOWN OF                21              2,697,300             5,810
  BUNKIE, TOWN OF                 6                468,000             1,037
  CADDO PARISH*                 447             60,164,200           173,594
  CALCASIEU PARISH*           3,271            388,491,600         1,279,966
  CALDWELL PARISH*              313             16,381,400           122,304
  CALVIN, VILLAGE OF              2                139,000               531
  CAMERON PARISH*             1,451            138,168,900         1,047,055
  CAMPTI, TOWN OF                 2                 52,700               461
  CANKTON, VILLAGE OF             2                343,000               487
  CARENCRO, TOWN OF             138             11,247,100            46,620
  CATAHOULA PARISH*             697             32,134,700           285,852
  CHATAIGNIER, VILLAGE OF         1                 62,000               171
  CHENEYVILLE, TOWN OF            4                108,500               632
  CHURCH POINT, TOWN OF          22              2,582,700             6,496
  CLAIBORNE PARISH*              81              6,574,100            34,827
  CLARENCE, VILLAGE OF           17                981,300             5,521
  CLAYTON, VILLAGE OF            29                685,500             3,432
  CLINTON, TOWN OF               19                735,500             7,100
  COLFAX, TOWN OF                22              3,060,500            10,507
  COLUMBIA, TOWN OF              15              1,226,300             5,893
  CONCORDIA PARISH*             293             31,931,700            94,502
  COUSHATTA, TOWN OF              2                146,000               540
  COVINGTON, CITY OF          1,197            212,818,400           506,166
  CROWLEY, CITY OF              981             61,485,200           313,050
  DE QUINCY, CITY OF             25              1,631,100             8,109
  DE SOTO PARISH*                28              2,169,900            13,961
  DELCAMBRE, TOWN OF            253             13,208,600           127,339
  DELHI, TOWN OF                 17              1,468,400             4,537
  DELTA, VILLAGE OF               3                305,000               563
  DENHAM SPRINGS, CITY OF     1,558            160,512,700           790,277
  DERIDDER, CITY OF              39              3,692,000            16,429
  DONALDSONVILLE, CITY OF       123              8,816,500            39,301
  DOYLINE, VILLAGE OF             2                 71,000               566
  DUSON, TOWN OF                 78              5,517,600            28,683
  EAST BATON ROUGE PARISH    17,893          2,144,707,000         6,922,440
  EAST CARROLL PARISH*           97             12,050,800            37,665
  ELIZABETH,TOWN OF               3                106,000               931
  
                               Policy Statistics
                                Louisiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ELTON, TOWN OF                 14                792,900             4,070
  EPPS, VILLAGE OF                4                146,800             1,339
  ERATH, TOWN OF                350             19,885,300           165,252
  ESTHERWOOD, VILLAGE OF         64              3,308,400            21,886
  EUNICE, CITY OF               204             11,450,100            66,923
  EVANGELINE PARISH*            213             13,866,200            71,407
  FARMERVILLE, TOWN OF           26              2,505,000            14,392
  FERRIDAY, TOWN OF              52              4,893,700            14,640
  FLORIEN, VILLAGE OF             8                290,800             3,133
  FOLSOM, VILLAGE OF             32              4,971,700            11,468
  FORDOCHE, VILLAGE OF            2                217,000               412
  FRANKLIN PARISH*              133             11,067,300            39,830
  FRANKLIN, CITY OF             787             48,536,500           328,515
  FRANKLINTON, TOWN OF           61              5,317,000            28,047
  FRENCH SETTLEMENT, VILLA       81              7,542,200            31,801
  GILBERT, VILLAGE OF             1                 62,000               171
  GLENMORA, TOWN OF               1                 27,000               310
  GOLDEN MEADOW, TOWN OF        424             32,952,400           182,900
  GONZALES, CITY OF             463             52,691,900           173,262
  GRAMERCY, TOWN OF              46              6,544,600            13,154
  GRAND COTEAU, TOWN OF           1                125,000               232
  GRAND ISLE, TOWN OF         1,088             96,980,100           903,048
  GRANT PARISH*                 115              5,659,500            44,392
  GRAYSON, VILLAGE OF             3                560,000               769
  GREENSBURG, TOWN OF             2                 67,000               633
  GREENWOOD, TOWN OF              4                719,400             1,205
  GRETNA, CITY OF             2,762            327,633,000         1,342,606
  GROSSE TETE, VILLAGE OF         2                218,000               428
  GUEYDAN, TOWN OF                7                844,500             1,795
  HAMMOND, CITY OF              966             90,991,500           366,004
  HARAHAN, CITY OF            2,215            358,350,700           880,405
  HARRISONBURG, VILLAGE OF       12                892,600             5,456
  HAUGHTON, TOWN OF              12              1,505,400             3,697
  HAYNESVILLE, TOWN OF            3                775,000               880
  HENDERSON, TOWN OF             58              3,847,100            22,142
  HOMER, TOWN OF                 10              1,144,500             4,964
  HORNBECK, VILLAGE OF            1                 45,000               397
  HOUMA, CITY OF              2,929            370,464,000         1,032,612
  IBERIA PARISH*              1,611            186,078,100           715,231
  IBERVILLE PARISH*             526             53,357,800           182,557
  INDEPENDENCE, TOWN OF           9              1,380,000             2,369
  IOTA, TOWN OF                  14                795,300             4,104
  IOWA, TOWN OF                 107              8,289,000            31,307
  JACKSON, TOWN OF                4                352,900             1,612
  JEAN LAFITTE, TOWN OF         183             25,380,700           104,169
  JEANERETTE, CITY OF            33              3,479,400             9,710
  JEFFERSON DAVIS PARISH*       425             41,928,800           170,934
  JEFFERSON PARISH*          88,480         12,347,311,200        39,312,072
  JENA, TOWN OF                   5                574,000             1,368
  JENNINGS, CITY OF              70              7,043,400            20,898
  JONESBORO, TOWN OF              1                107,100               504
  JONESVILLE, TOWN OF            42              2,315,600             9,640
  KAPLAN, CITY OF               223             10,439,600            60,121
  KENNER, CITY OF            14,073          1,987,213,600         6,957,751
  KENTWOOD, TOWN OF               4                416,400             1,474
  KILLIAN, VILLAGE OF            83             10,784,600            33,707
  KINDER, TOWN OF               133              9,254,600            44,071
  KROTZ SPRINGS, TOWN OF         42              3,205,300            19,481
  LAFAYETTE PARISH*           3,629            437,404,800         1,271,134
  LAFAYETTE, CITY OF          3,914            505,975,700         1,404,551
  LAFOURCHE PARISH*           8,733            847,960,100         3,263,431
  LAKE ARTHUR, TOWN OF           85              6,021,300            28,705
  LAKE CHARLES, CITY OF       3,247            358,182,500         1,437,375
  LAKE PROVIDENCE, TOWN OF       42              7,106,600            15,744
  LASALLE PARISH*               103              4,100,500            40,048
  LECOMPTE, TOWN OF              34              3,030,400            16,865
  LEESVILLE, CITY OF             39              2,832,800            14,648
  
                               Policy Statistics
                                Louisiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LEONVILLE, VILLAGE OF           3                 73,000               489
  LINCOLN PARISH*                16              1,379,100             6,068
  LIVINGSTON PARISH*          6,632            674,297,400         2,549,490
  LIVINGSTON, TOWN OF            28              2,590,000             9,953
  LIVONIA, TOWN OF                6                951,000             2,513
  LOCKPORT, TOWN OF             255             18,089,100           106,274
  LOGANSPORT, TOWN OF             6                603,300             2,664
  LOREAUVILLE, VILLAGE OF        10              1,063,800             2,491
  LUTCHER, TOWN OF               91             13,463,900            25,317
  MADISON PARISH*               106              8,980,000            35,167
  MADISONVILLE, TOWN OF         209             34,451,500           106,030
  MAMOU, TOWN OF                  7                840,200             2,494
  MANDEVILLE, TOWN OF         2,746            479,429,700         1,280,163
  MANGHAM, TOWN OF                3                590,500             2,693
  MANSFIELD, CITY OF             14              1,112,500             6,087
  MANSURA, TOWN OF                1                 34,800               298
  MANY, TOWN OF                  22                762,800             7,550
  MARINGOUIN, TOWN OF             5                833,400             2,718
  MARKSVILLE, TOWN OF            29              2,113,700            11,307
  MARTIN, VILLAGE OF              1                 93,000               206
  MAURICE, VILLAGE OF             9              1,207,200             2,422
  MELVILLE, TOWN OF              25              2,180,200             8,027
  MER ROUGE, VILLAGE OF          12              1,707,500             3,491
  MERMENTAU, VILLAGE OF          58              3,528,400            20,894
  MERRYVILLE, TOWN OF             5                562,400             1,680
  MINDEN, CITY OF                29              3,193,100            13,117
  MONROE, CITY OF             2,752            308,178,700         1,114,036
  MOREAUVILLE, VILLAGE OF         1                  5,000                69
  MOREHOUSE PARISH*             163             13,422,800            60,493
  MORGAN CITY, CITY OF        1,810            229,057,200           738,123
  MORGANZA, VILLAGE OF            3                566,800             1,265
  MORSE, VILLAGE OF              25                973,200             9,085
  NAPOLEONVILLE, TOWN OF          5                531,000             1,471
  NATCHEZ, VILLAGE OF             4                202,200             1,007
  NATCHITOCHES PARISH*          258             15,234,200            89,940
  NATCHITOCHES, CITY OF          54              5,438,600            21,003
  NEW IBERIA, CITY OF           706             91,926,200           198,971
  NEW LLANO, VILLAGE OF          15                727,200             4,256
  NEW ORLEANS/ORLEANS PARI   85,211         11,031,393,500        41,007,671
  NEW ROADS, TOWN OF             33              2,580,900            11,782
  NEWELLTON, TOWN OF             10                674,600             2,089
  OAK GROVE, TOWN OF              6                507,000             1,349
  OAK RIDGE, VILLAGE OF           4              1,178,000             2,521
  OAKDALE, CITY OF              125              7,594,300            31,474
  OBERLIN, TOWN OF               19              1,149,700             4,768
  OLLA, TOWN OF                   1                 64,000               333
  OPELOUSAS, CITY OF            148              9,448,200            52,501
  OUACHITA PARISH*            1,279            124,287,400           501,198
  PALMETTO, VILLAGE OF           14                962,300             4,776
  PARKS, VILLAGE OF              10              1,206,000             2,377
  PATTERSON, CITY OF            361             40,678,800            96,744
  PEARL RIVER, TOWN OF          100             14,622,200            32,966
  PINE PRAIRIE, VILLAGE OF        6                961,000             1,471
  PINEVILLE, CITY OF            113             10,081,700            47,970
  PIONEER, VILLAGE OF             2                103,000               340
  PLAIN DEALING, TOWN OF         17                764,200             5,981
  PLAQUEMINE, CITY OF            86             14,122,700            31,937
  PLAQUEMINES PARISH*         4,907            657,878,800         2,133,902
  PLAUCHEVILLE, VILLAGE OF        5                524,800             2,125
  POINTE COUPEE PARISH*         444             40,698,300           156,956
  POLLOCK, TOWN OF                5                348,500             2,145
  PONCHATOULA, TOWN OF          116             14,283,300            37,242
  PORT ALLEN, CITY OF            53              6,952,500            23,584
  PORT BARRE, TOWN OF            53              2,844,600            16,732
  PORT VINCENT, VILLAGE OF       99              7,860,800            37,860
  PROVENCAL, VILLAGE OF           1                 38,000               137
  RAPIDES PARISH*               781             55,718,400           325,769
  
                               Policy Statistics
                                Louisiana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  RAYNE, CITY OF                188             11,042,100            44,736
  RAYVILLE, TOWN OF              96              8,694,500            51,173
  RED RIVER PARISH*              39              2,685,900            15,887
  RICHLAND PARISH*              233             18,720,700            73,114
  RICHMOND, VILLAGE OF           33              3,139,200            15,806
  RICHWOOD, TOWN OF               2                170,000               493
  RIDGECREST, TOWN OF            14              2,008,300             5,078
  ROBELINE, VILLAGE OF            1                 34,800               147
  ROSEDALE, VILLAGE OF            6                736,900             2,967
  ROSELAND, TOWN OF              19                667,200             4,809
  ROSEPINE, VILLAGE OF            1                 62,000               179
  RUSTON, CITY OF                13              1,199,600             3,783
  SABINE PARISH*                 27              1,322,300             8,988
  SCOTT, CITY OF                680             60,172,700           273,453
  SHREVEPORT, CITY OF         3,879            465,857,700         1,517,009
  SIMMESPORT, TOWN OF            11                743,400             2,911
  SLIDELL, CITY OF            6,983            909,310,800         3,209,182
  SORRENTO, TOWN OF             150             13,853,200            51,023
  SPRINGFIELD, TOWN OF            5                551,600             1,754
  SPRINGHILL, CITY OF            17              1,422,400             7,990
  ST. BERNARD PARISH*        15,934          1,906,328,900         6,000,458
  ST. CHARLES PARISH *        9,096          1,418,031,600         3,647,534
  ST. FRANCISVILLE, TOWN O        3                335,800               731
  ST. HELENA PARISH*             24              2,313,000             9,038
  ST. JAMES PARISH*             401             57,812,400           127,503
  ST. JOHN THE BAPTIST PAR    4,948            733,486,500         1,893,624
  ST. JOSEPH, TOWN OF            11              1,809,800             2,637
  ST. LANDRY PARISH *           794             63,139,100           257,672
  ST. MARTIN PARISH *         1,106            110,271,300           419,891
  ST. MARTINVILLE, CITY OF       66              5,444,300            19,616
  ST. MARY PARISH*            1,259            129,612,700           686,405
  ST. TAMMANY PARISH*        23,734          4,169,579,700         9,023,284
  STERLINGTON, TOWN OF            3                223,000               562
  SULPHUR, CITY OF              650             58,700,300           236,074
  SUNSET, TOWN OF                11              1,577,100             4,699
  TALLULAH, CITY OF             282             20,473,200           115,958
  TANGIPAHOA PARISH*          2,004            207,944,400           687,970
  TANGIPAHOA, VILLAGE OF         17                308,100             3,719
  TENSAS PARISH*                111             13,585,300            33,409
  TERREBONNE PARISH*          8,315            850,775,800         3,388,360
  THIBODAUX, CITY OF            672            101,561,300           195,760
  TICKFAW, CITY OF               38              2,837,000            12,662
  UNION PARISH*                 212             16,996,000            94,672
  VERMILION PARISH*           2,242            182,449,800           903,539
  VERNON PARISH*                109              8,991,100            46,829
  VIDALIA, TOWN OF              197             19,032,400            61,834
  VILLE PLATTE, TOWN OF         112              5,564,100            33,978
  VINTON, TOWN OF                20              1,550,200             5,014
  WALKER, TOWN OF               566             59,489,100           250,532
  WASHINGTON PARISH*            181             13,973,600            64,016
  WASHINGTON, TOWN OF            13                637,400             3,413
  WATERPROOF, TOWN OF             5                587,000             1,088
  WEBSTER PARISH*                79              6,313,000            30,332
  WELSH, TOWN OF                109              9,498,600            40,910
  WEST BATON ROUGE PARISH*      216             29,554,700            75,625
  WEST CARROLL PARISH*           68              4,827,300            22,993
  WEST FELICIANA PARISH*         49              3,891,300            18,992
  WEST MONROE, CITY OF          257             22,887,200           104,753
  WESTLAKE, CITY OF              93              9,346,600            36,784
  WESTWEGO, CITY OF             988            109,775,400           394,094
  WHITE CASTLE, TOWN OF          10              1,504,000             3,539
  WINN PARISH *                  59              3,657,100            19,863
  WINNFIELD, CITY OF             10              1,419,500            12,577
  WINNSBORO, TOWN OF             48              4,420,600            22,561
  WISNER, TOWN OF                 6                262,800             2,780
  WOODWORTH, VILLAGE OF          18              1,108,600             8,372
  YOUNGSVILLE, VILLAGE OF       224             30,544,100            58,125
  ZACHARY, CITY OF              261             29,119,700           129,121
  ZWOLLE, TOWN OF                 1                 93,000               196

  Total for Louisiana
                            379,361         49,052,056,400       163,164,885

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                               Policy Statistics
                                Maine
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABBOT, TOWN OF                  3                497,000               985
  ACTON, TOWN OF                 23              2,485,600            11,322
  ADDISON, TOWN OF                5                579,500             5,171
  ALBION, TOWN OF                 6                717,800             1,877
  ALEXANDER, TOWN OF              1                250,000               330
  ALFRED, TOWN OF                 6                569,400             2,703
  ALLAGASH, TOWN OF               2                131,500               627
  ALTON, TOWN OF                  2                205,100               910
  ANDOVER WEST SURPLUS, TO        1                 50,000               362
  ANDOVER, TOWN OF                6                528,500             2,647
  ANSON, TOWN OF                 21              1,615,000             8,700
  ARGYLE, TOWNSHIP OF             2                280,000               482
  ARROWSIC, TOWN OF               2                180,000             1,063
  ARUNDEL, TOWN OF                7                965,200             3,367
  AUBURN, CITY OF                85              9,901,200            43,826
  AUGUSTA, CITY OF               62              8,624,200            54,480
  BANGOR, CITY OF                53              6,054,700            37,837
  BAR HARBOR, TOWN OF            21              3,454,300            12,482
  BATH, CITY OF                  14              2,727,800            15,287
  BEALS, TOWN OF                  6                464,400             1,880
  BELFAST, CITY OF               29              3,362,200            37,145
  BELGRADE, TOWN OF              34              2,841,100            14,110
  BENEDICTA, TOWN OF              1                 27,000               331
  BENTON, TOWN OF                 4                158,200             1,209
  BERWICK, TOWN OF               14              2,507,100            11,481
  BETHEL, TOWN OF                52              3,322,500            14,237
  BIDDEFORD, CITY OF            222             47,456,700           145,936
  BINGHAM, TOWN OF                4                390,600             3,195
  BLANCHARD PLANTATION            2                355,000               672
  BLUE HILL, TOWN OF             12              2,385,400             9,734
  BOOTHBAY HARBOR, TOWN OF       70             12,489,500            52,305
  BOOTHBAY, TOWN OF              59             10,096,300            45,270
  BOWDOINHAM,TOWN OF              6                808,800             3,126
  BRADLEY, TOWN OF               16              1,155,600             5,827
  BREMEN, TOWN OF                14              1,007,500             6,038
  BREWER, CITY OF                12              1,405,600             8,318
  BRIDGTON, TOWN OF              41              4,932,900            22,870
  BRISTOL, TOWN OF               59             10,157,600            41,432
  BROOKLIN,TOWN OF                2                678,000             7,694
  BROOKS, TOWN OF                 1                 25,000               254
  BROOKSVILLE, TOWN OF            5                962,400             1,612
  BROWNFIELD, TOWN OF             6                703,500             3,076
  BROWNVILLE, TOWN OF             1                 38,000               137
  BRUNSWICK, TOWN OF             24              4,546,900             9,920
  BUCKFIELD, TOWN OF              7                320,500             2,633
  BUCKSPORT, TOWN OF              4                275,400             2,020
  BURNHAM, TOWN OF               17              1,283,100             7,733
  BUXTON, TOWN OF                13              1,446,500             6,912
  BYRON, TOWN OF                  2                 71,000               732
  CALAIS, CITY OF                 2                119,000               781
  CAMDEN, TOWN OF                24              3,859,900            16,172
  CANAAN, TOWN OF                 8                555,600             3,097
  CANTON, TOWN OF                33              1,892,600            15,024
  CAPE ELIZABETH, TOWN OF        41             10,653,200            42,089
  CARATUNK, TOWN OF               3                175,800             1,172
  CARIBOU, CITY OF                6                411,200             1,568
  CARRABASSETT VALLEY, TOW       29              2,113,000            11,680
  CARTHAGE, TOWN OF               1                250,000               462
  CARY PLANTATION                 1                 23,700               285
  CASCO, TOWN OF                 29              2,690,500            14,250
  CASTINE, TOWN OF                8                894,400             5,994
  CHELSEA, TOWN OF                1                112,200               516
  CHERRYFIELD, TOWN OF            3                299,700             2,150
  CHESTER,TOWN OF                 2                255,000               809
  CHESTERVILLE, TOWN OF           5                249,800             1,968
  CHINA, TOWN OF                 16              1,525,700             5,960
  CLIFTON, TOWN OF                1                 70,000               541
  
                               Policy Statistics
                                Maine
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CLINTON, TOWN OF                5                504,600             1,943
  CONCORD, TOWNSHIP OF            1                155,000               261
  CORINNA, TOWN OF                1                 60,000               558
  CORINTH, TOWN OF                1                 74,000               555
  CORNISH, TOWN OF                2                160,000               852
  CRANBERRY ISLES, TOWN OF       12              2,294,800             7,249
  CRIEHAVEN, TOWNSHIP OF          1                310,000               316
  CUMBERLAND, TOWN OF            14              2,324,000             6,994
  DALLAS PLANTATION               5                323,500             2,032
  DAMARISCOTTA, TOWN OF           9                851,100             5,125
  DANFORTH, TOWN OF               2                152,000             1,005
  DAYTON, TOWN OF                 2                390,000             1,107
  DEER ISLE, TOWN OF             17              2,975,200            12,427
  DENMARK, TOWN OF                1                310,000               326
  DEXTER, TOWN OF                 7              1,295,000             8,148
  DIXFIELD, TOWN OF               9                494,400             3,643
  DIXMONT,TOWN OF                 1                 50,000               423
  DOVER-FOXCROFT, TOWN OF        18              1,690,800            12,647
  DRESDEN, TOWN OF                6                417,300             2,212
  DREW PLANTATION                 1                 44,700               335
  DURHAM, TOWN OF                15              1,277,100             9,702
  EAGLE LAKE, TOWN OF             7                749,400             3,093
  EASTPORT, CITY OF               1                270,900             2,863
  EDDINGTON, TOWN OF              2                204,500               519
  EDGECOMB, TOWN OF               1                300,000               693
  EDMUNDS, TOWNSHIP OF            1                188,000               276
  ELIOT, TOWN OF                 16              2,513,100             9,911
  ELLSWORTH, CITY OF             19              2,354,600            14,549
  ENFIELD, TOWN OF                6                503,400             2,611
  EUSTIS, TOWN OF                 3                203,900             1,649
  FAIRFIELD, TOWN OF             40              3,528,700            22,892
  FALMOUTH, TOWN OF              13              2,035,800             7,219
  FARMINGDALE, TOWN OF            9                534,200             4,548
  FARMINGTON, TOWN OF            22              1,190,500            10,311
  FORT FAIRFIELD, TOWN OF        29              2,304,100            13,013
  FORT KENT, TOWN OF             19              1,718,400            14,189
  FRANKFORT, TOWN OF              9                655,400             4,194
  FREEDOM, TOWN OF                4                393,100             1,002
  FREEPORT, TOWN OF              11              2,079,100             6,387
  FRENCHVILLE, TOWN OF            1                 86,900               422
  FRIENDSHIP, TOWN OF            13              2,055,900            12,117
  FRYEBURG, TOWN OF              48              5,234,000            26,274
  GARDINER, CITY OF              42              4,771,000            39,967
  GEORGETOWN, TOWN OF            23              3,099,600            14,502
  GLENBURN, TOWN OF              25              2,493,800            11,534
  GORHAM, TOWN OF                 5                767,000             2,960
  GOULDSBORO,TOWN OF             19              2,720,300            13,720
  GRAY, TOWN OF                  27              3,612,300            13,688
  GREENBUSH, TOWN OF             10                588,000             5,257
  GREENE, TOWN OF                 9                657,400             4,712
  GREENVILLE,TOWN OF              2                810,000             1,032
  GREENWOOD, TOWN OF              3                210,300             1,425
  GRINDSTONE T1 R7 WELS           3                112,100               874
  GUILFORD, TOWN OF              36              6,385,600            44,383
  HALLOWELL, CITY OF             40              4,313,200            34,956
  HAMPDEN, TOWN OF                9                794,400             3,380
  HANCOCK, TOWN OF               12              1,590,800            11,507
  HANOVER, TOWN OF                1                 65,000               306
  HARMONY, TOWN OF                3                206,900             1,557
  HARPSWELL, TOWN OF            106             12,934,300            74,004
  HARRINGTON, TOWN OF             3                114,100             1,663
  HARRISON, TOWN OF              17              2,493,400             9,562
  HARTFORD, TOWN OF               6                332,600             2,751
  HARTLAND, TOWN OF              28              5,826,300            39,763
  HERMON, TOWN OF                 5                428,600             2,602
  HIRAM, TOWN OF                  5                702,900             4,248
  HOLDEN, TOWN OF                 4                453,100             1,908
  
                               Policy Statistics
                                Maine
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HOLLIS, TOWN OF                 9              1,342,800             3,401
  HOULTON, TOWN OF                4                174,900             1,350
  HOWLAND, TOWN OF               23              1,354,800            10,258
  HUDSON, TOWN OF                14              1,031,600             6,464
  INDUSTRY, TOWN OF               2                298,000               575
  ISLAND FALLS, TOWN OF           9                390,500             3,163
  ISLESBORO, TOWN OF             19              3,839,000            21,428
  JACKMAN, TOWN OF               10                316,400             3,035
  JAY, TOWN OF                    3                110,600               887
  JEFFERSON, TOWN OF             10              1,399,000             4,821
  JOHNSON MOUNTAIN T2 R6 B        1                155,000               236
  JONESPORT, TOWN OF             21              2,782,000            15,375
  KENDUSKEAG, TOWN OF             6                467,200             3,826
  KENNEBUNK, TOWN OF            241             51,428,700           154,697
  KENNEBUNKPORT, TOWN OF        267             54,706,600           152,629
  KINGFIELD, TOWN OF             10              1,064,800             5,442
  KITTERY, TOWN OF               56             11,634,000            48,762
  LAMOINE, TOWN OF               13              1,508,900             9,603
  LEBANON, TOWN OF               17              2,268,800            10,771
  LEEDS, TOWN OF                 10                802,700             5,441
  LEVANT, TOWN OF                 2                 83,000               694
  LEWISTON, CITY OF              38              4,577,500            26,400
  LILY BAY TA R14 WELS, TO        1                 51,300               316
  LIMERICK, TOWN OF               6                857,100             2,576
  LIMINGTON, TOWN OF              8                890,100             4,050
  LINCOLN, TOWN OF                8                542,200             2,783
  LINCOLNVILLE, TOWN OF          21              2,428,500            15,055
  LINNEUS, TOWN OF                5                347,100             2,366
  LISBON, TOWN OF                12              1,457,000             6,193
  LITCHFIELD, TOWN OF            20              1,408,800             7,821
  LITTLETON, TOWN OF              1                 25,000               179
  LIVERMORE FALLS, TOWN OF        2                160,000               633
  LIVERMORE, TOWN OF              9                902,400             4,220
  LOVELL, TOWN OF                26              3,600,300            16,163
  LUBEC, TOWN OF                  9              1,737,200            11,207
  LYMAN, TOWN OF                 12              1,342,900             6,799
  MACHIAS, TOWN OF                7                732,500             2,986
  MACHIASPORT, TOWN OF            1                 60,000               680
  MACWAHOC PLANTATION             1                 13,000               352
  MADISON, TOWN OF               12              1,196,600             6,841
  MANCHESTER, TOWN OF             3                220,300             1,037
  MAPLETON, TOWN OF               3                175,700             1,476
  MARIAVILLE, TOWN OF             6                170,600             1,430
  MARS HILL, TOWN OF              1                 25,000               328
  MASARDIS, TOWN OF               1                 38,000               156
  MATINICUS ISLE PLANTATIO        2                385,000             1,302
  MECHANIC FALLS, TOWN OF         7                593,300             3,201
  MEDWAY, TOWN OF                 7                356,500             2,154
  MEXICO, TOWN OF                44              3,000,000            25,902
  MILBRIDGE, TOWN OF             10                836,100             6,787
  MILFORD, TOWN OF               27              2,030,600             9,528
  MILLINOCKET, TOWN OF            4                184,600             1,830
  MILO, TOWN OF                   7                688,600             3,844
  MINOT, TOWN OF                  2                 71,000               543
  MONHEGAN PLAMTATION             4                745,200             2,184
  MONMOUTH, TOWN OF              13                952,600             5,059
  MONROE, TOWN OF                 2                183,500             1,770
  MOSCOW, TOWN OF                 1                 40,000               447
  MOUNT CHASE TOWN                1                100,000               325
  MOUNT DESERT, TOWN OF          16              3,804,000            23,186
  MT. VERNON, TOWN OF            12              1,046,400             7,745
  NAPLES, TOWN OF                55              5,970,300            30,257
  NEW LIMERICK, TOWN OF           2                248,000               845
  NEW PORTLAND, TOWN OF           9                860,000             5,651
  NEW SHARON, TOWN OF             7                478,800             2,390
  NEWCASTLE, TOWN OF              4                375,000             1,419
  NEWFIELD, TOWN OF               8              1,113,400             3,875
  
                               Policy Statistics
                                Maine
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NEWPORT, TOWN OF                4                390,400             1,363
  NEWRY, TOWN OF                  4                384,000             1,678
  NOBLEBORO, TOWN OF              3                319,500             1,329
  NORRIDGEWOCK, TOWN OF          25              2,642,600            11,649
  NORTH BERWICK, TOWN OF          7                545,800             3,333
  NORTH HAVEN, TOWN OF            5                254,400             3,129
  NORTH YARMOUTH, TOWN OF         1                250,000               330
  NORTHPORT, TOWN OF              5                525,700             2,028
  NORWAY, TOWN OF                22              1,808,700            16,941
  OAKFIELD, TOWN OF              10                469,600             4,447
  OAKLAND, TOWN OF                2                155,000               427
  OGUNQUIT, TOWN OF              58             15,545,200            69,896
  OLD ORCHARD BEACH, TOWN       451             47,558,400           161,914
  OLD TOWN, CITY OF              48              4,112,900            25,433
  ORLAND,TOWN OF                  8                613,900             3,949
  ORNEVILLE, TOWNSHIP OF          3                 65,200               817
  ORONO, TOWN OF                 30              2,809,900            11,520
  ORRINGTON, TOWN OF              7                321,500             2,067
  OTIS, TOWN OF                   1                 35,000               296
  OTISFIELD, TOWN OF              9                801,000             4,218
  OWL'S HEAD, TOWN OF            23              4,294,400            28,858
  OXFORD, TOWN OF                13              1,575,900             8,974
  PALERMO,TOWN OF                 1                 93,000               206
  PALMYRA, TOWN OF                4                182,700             1,643
  PARIS, TOWN OF                  4                415,000             3,032
  PASSADUMKEAG, TOWN OF          25              1,501,900            12,828
  PATTEN, TOWN OF                 5              1,059,000             3,445
  PENOBSCOT, TOWN OF              5                434,000             2,365
  PERRY, TOWN OF                  1                 80,900               776
  PERU, TOWN OF                   8                393,000             2,458
  PHILLIPS, TOWN OF               6                236,400             2,160
  PHIPPSBURG, TOWN OF            55              5,979,100            26,586
  PITTSFIELD, TOWN OF            21              2,931,000            14,965
  PITTSTON, TOWN OF               4                941,000             2,287
  PLYMOUTH, TOWN OF               3                199,300             1,168
  POLAND, TOWN OF                11              1,272,000             6,428
  PORTAGE LAKE, TOWN OF          10                642,800             5,305
  PORTER, TOWN OF                 2                218,100               954
  PORTLAND, CITY OF             202             25,843,000            89,726
  POWNAL, TOWN OF                 2                292,200               769
  PRESQUE ISLE, CITY OF           7                707,700             2,015
  PRINCETON, TOWN OF              3                145,000               763
  RANDOLPH, TOWN OF              23              1,886,000            12,492
  RANGELEY PLANTATION             1                102,900               400
  RANGELEY, TOWN OF              14              1,609,000             9,467
  RAYMOND, TOWN OF               29              3,388,900            15,424
  READFIELD, TOWN OF              6                452,000             1,616
  REED PLANTATION                 1                 46,700               327
  RICHMOND, TOWN OF               7                421,300             3,718
  RIPLEY, TOWN OF                 1                 27,500               196
  ROCKLAND, CITY OF               9              1,224,900            14,787
  ROCKPORT, TOWN OF               8              2,251,300             7,491
  ROME, TOWN OF                  12              1,186,300             4,314
  ROQUE BLUFFS, TOWN OF           1                310,000               351
  ROXBURY, TOWN OF                5                295,000             2,639
  RUMFORD, TOWN OF               67              5,347,200            29,228
  SABATTUS, TOWN OF               8                548,200             4,198
  SACO, CITY OF                 189             28,723,200           126,760
  SANFORD, TOWN OF               29              3,178,200            15,765
  SANGERVILLE, TOWN OF            2                 67,600               719
  SCARBOROUGH, TOWN OF          196             34,730,600           141,991
  SEARSMONT, TOWN OF              5                302,400             2,017
  SEARSPORT, TOWN OF              5                646,300             2,466
  SEBAGO, TOWN OF                14              1,132,800             6,638
  SEBEC, TOWN OF                  2                195,600               535
  SEDGWICK,TOWN OF                5                683,600             2,658
  SHAPLEIGH, TOWN OF              1                 68,000               555
  
                               Policy Statistics
                                Maine
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SHERMAN, TOWN OF                4                216,000             2,037
  SIDNEY,TOWN OF                  2                175,000               680
  SKOWHEGAN, TOWN OF             41              3,239,200            23,388
  SMITHFIELD, TOWN OF             3                172,000             1,013
  SMYRNA, TOWN OF                 3                125,800             1,207
  SOLON, TOWN OF                  1                 31,700               346
  SOMERVILLE, TOWN OF            13                776,300             4,771
  SORRENTO, TOWN OF               5                623,000             2,968
  SOUTH BERWICK, TOWN OF         14              1,664,000             7,048
  SOUTH BRISTOL, TOWN OF         23              4,072,200            22,400
  SOUTH PORTLAND, CITY OF        34              8,546,600            23,521
  SOUTH THOMASTON, TOWN OF       16              2,117,900            14,396
  SOUTHPORT, TOWN OF             41              7,924,500            37,371
  SOUTHWEST HARBOR, TOWN O       21              3,635,000            14,854
  ST. AGATHA, TOWN OF             1                 46,800               440
  ST. ALBANS, TOWN OF            17              1,414,500             7,629
  ST. FRANCIS, TOWN OF            3                243,000               608
  ST. GEORGE, TOWN OF            42              5,844,700            26,521
  ST. JOHN PLANTATION             1                 33,000               287
  STACYVILLE, TOWN OF             3                118,000             1,329
  STANDISH, TOWN OF              35              3,532,300            15,662
  STARKS, TOWN OF                 2                105,800               840
  STETSON, TOWN OF                4                275,600               953
  STOCKTON SPRINGS, TOWN O        4                531,900             2,272
  STONEHAM, TOWN OF               1                  6,300               188
  STONINGTON, TOWN OF            13              2,459,000            14,520
  STOW, TOWN OF                   1                 45,600               379
  STRONG, TOWN OF                 3                219,600             1,180
  SULLIVAN, TOWN OF               2                193,500               952
  SUMNER, TOWN OF                 2                 61,000               630
  SURRY, TOWN OF                 10              1,197,700             5,110
  SWANS ISLAND,TOWN OF            9                775,000             4,070
  SWANVILLE,TOWN OF              13                786,800             6,041
  SWEDEN, TOWN OF                 4                857,000             2,263
  TEMPLE, TOWN OF                 6                366,800             2,472
  THOMASTON, TOWN OF             11              1,321,700            10,063
  TOPSHAM, TOWN OF               15              2,640,400             6,310
  TREMONT, TOWN OF               19              2,792,900            12,736
  TRENTON, TOWN OF                9              1,730,200             8,126
  TRESCOTT, TOWNSHIP OF           1                 64,400               498
  TROY, TOWN OF                   2                123,000               515
  TURNER, TOWN OF                24              1,827,200            10,816
  T07 R08 WELS, TOWNSHIP O        1                307,900               961
  T13 R14 WELS, TOWNSHIP O        1                 30,300               225
  T17 R04 WELS, TOWNSHIP O       14                894,700             6,734
  T17 R05 WELS, TOWNSHIP O        2                 93,400               699
  T27 ED BPP, TOWNSHIP OF         1                 79,900               355
  T40 MD, TOWNSHIP OF             1                188,000               263
  UNION,TOWN OF                   9                764,600             3,641
  UNITY, TOWN OF                  4                570,400             1,192
  VAN BUREN, TOWN OF              3                179,000             1,036
  VIENNA, TOWN OF                 1                 14,000               218
  VINALHAVEN, TOWN OF             6                988,100             7,314
  WALDOBORO, TOWN OF              7              1,071,300             3,580
  WALLAGRASS, TOWN OF             1                 10,200               213
  WARREN, TOWN OF                 9                989,500             4,431
  WASHBURN, TOWN OF               5                306,600             2,160
  WATERBORO, TOWN OF             39              4,591,400            17,650
  WATERFORD, TOWN OF              9                535,700             3,162
  WATERVILLE, CITY OF            22              3,430,400            17,791
  WAYNE, TOWN OF                 19              1,713,300            10,316
  WELD, TOWN OF                   6                262,700             1,438
  WELLS, TOWN OF                712            133,908,700           410,062
  WEST BATH, TOWN OF              6                782,400             4,367
  WEST FORKS PLANTATION           1                155,000               278
  WEST GARDINER, TOWN OF         14              1,655,200             5,103
  WEST PARIS, TOWN OF             1                 65,000               482
  WESTBROOK, CITY OF             27              4,534,000            15,331
  WESTFIELD, TOWN OF              1                 15,000               227
  WILLIMANTIC, TOWN OF            1                 46,100               378
  WILTON, TOWN OF                13                835,000             5,134
  WINDHAM, TOWN OF               47              4,945,500            24,101
  WINDSOR,TOWN OF                 3                242,200             1,254
  WINN, TOWN OF                   1                  9,500               151
  WINSLOW, TOWN OF               25              4,091,500            23,711
  WINTER HARBOR, TOWN OF          5                603,400             4,828
  WINTERPORT, TOWN OF             4                331,600             1,441
  WINTERVILLE PLANTATION          4                165,800             1,157
  WINTHROP, TOWN OF              37              4,374,600            14,945
  WISCASSET, TOWN OF              1                250,000               281
  WOODLAND, TOWN OF               2                280,000               493
  WOODSTOCK, TOWN OF              1                175,000             1,035
  WOOLWICH, TOWN OF               2                433,000             1,015
  WYMAN T4 R3 BKP WKP, TOW        1                 45,000               308
  YARMOUTH, TOWN OF              50              7,714,200            25,334
  YORK, TOWN OF                 380             64,142,400           232,803

  Total for Maine
                              7,060            995,190,100         4,209,052

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                               Policy Statistics
                                Maryland
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, TOWN OF              41              5,834,700            18,482
  ACCIDENT, TOWN OF               3                184,800             1,063
  ALLEGANY COUNTY *             283             33,893,600           180,942
  ANNAPOLIS, CITY OF            435             56,308,800           162,005
  ANNE ARUNDEL COUNTY *       4,220            691,351,000         2,021,388
  BALTIMORE COUNTY*           3,314            446,197,100         1,971,276
  BALTIMORE, CITY OF          1,072            180,982,500           701,863
  BARTON, TOWN OF                 5                693,700             3,511
  BEL AIR, TOWN OF               13              2,517,200             8,855
  BERLIN, TOWN OF                69             12,890,100            29,097
  BETTERTON, TOWN OF              3                588,800             2,158
  BOONSBORO, TOWN OF              3                155,400               780
  BROOKEVILLE, TOWN OF            1                310,000               351
  BRUNSWICK, CITY OF              4                241,100             1,052
  CALVERT COUNTY*               320             54,619,700           171,400
  CAMBRIDGE, CITY OF            120             17,119,700            47,012
  CAROLINE COUNTY *              86             13,204,600            39,348
  CARROLL COUNTY *              109             14,692,700            60,606
  CECIL COUNTY*                 397             56,318,700           253,451
  CENTREVILLE, TOWN OF            7              2,100,400             8,996
  CHARLES COUNTY *              323             56,167,800           166,888
  CHARLESTOWN, TOWN OF           32              4,237,900            20,241
  CHESAPEAKE BEACH, TOWN O      158             38,148,900            73,619
  CHESAPEAKE CITY, TOWN OF        4                922,100             2,186
  CHESTERTOWN, TOWN OF           56             11,159,500            49,409
  CHURCH CREEK, TOWN OF          14              1,449,900             4,084
  CHURCH HILL, TOWN OF            2                347,800               571
  CLEAR SPRING, TOWN OF           3                191,600             1,368
  CRISFIELD, CITY OF            471             32,399,300           189,363
  CUMBERLAND, CITY OF            51              8,868,400            28,173
  DORCHESTER COUNTY *         1,253            152,139,600           610,081
  EASTON, TOWN OF                43              6,070,500            18,595
  ELKTON, TOWN OF                48              7,242,300            41,655
  EMMITSBURG, TOWN OF            15              1,559,800             5,153
  FEDERALSBURG, TOWN OF          85              7,386,900            53,506
  FREDERICK COUNTY *            189             32,591,700           111,195
  FREDERICK, CITY OF             64             11,995,400            46,634
  FRIENDSVILLE, TOWN OF          16              1,420,500             8,771
  FROSTBURG, CITY OF              3                410,000             1,203
  FRUITLAND, CITY OF              1                 29,000               261
  FUNKSTOWN, TOWN OF             12              1,058,600             5,483
  GAITHERSBURG, CITY OF          27              5,095,200            10,596
  GARRETT COUNTY *               89              7,185,700            34,594
  GREENSBORO, TOWN OF            21              2,075,900             7,762
  HAGERSTOWN, CITY OF            35              5,539,000            29,368
  HAMPSTEAD, TOWN OF              2                348,000               478
  HANCOCK, TOWN OF               17              2,727,600            18,580
  HARFORD COUNTY *              297             44,799,500           132,692
  HAVRE DE GRACE, CITY OF       297             31,400,300           183,095
  HIGHLAND BEACH, TOWN OF         7              1,477,000             4,985
  HILLSBORO, TOWN OF              1                 79,000               408
  HOWARD COUNTY*                368             57,663,300           176,670
  KEEDYSVILLE, TOWN OF            4                249,600             1,974
  KENT COUNTY *                 215             35,782,800           122,069
  KITZMILLERVILLE, TOWN OF       10                863,200             3,120
  LA PLATA, TOWN OF               9              1,777,800             5,118
  LAUREL, CITY OF                99             18,243,800            74,685
  LEONARDTOWN, TOWN OF           16              3,470,300             7,375
  LONACONING, TOWN OF            24              2,092,400            11,493
  MIDDLETOWN, TOWN OF             1                 60,000               513
  MIDLAND, TOWN OF               18              1,199,300             7,265
  MILLINGTON, TOWN OF             3                 89,900               886
  MONTGOMERY COUNTY *           707            145,174,500           285,941
  MOUNTAIN LAKE PARK, TOWN        7                858,800             3,002
  NORTH BEACH, CITY OF           98             11,912,400            41,853
  NORTH EAST, TOWN OF            56              7,061,800            32,196
  OAKLAND, TOWN OF               15              1,503,500             8,650
  
                               Policy Statistics
                                Maryland
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  OCEAN CITY, TOWN OF        24,293          2,483,689,200         4,645,932
  OXFORD, TOWNSHIP OF           220             41,313,000           110,549
  PERRYVILLE, TOWN OF           108             12,495,300            17,195
  POCOMOKE CITY, CITY OF         33              3,035,100            15,630
  PORT DEPOSIT, TOWN OF         196             17,907,900            37,706
  PRINCE GEORGE'S COUNTY *    1,088            197,078,100           555,750
  PRINCESS ANNE, TOWN OF         15              1,568,800             5,690
  QUEEN ANNE, TOWN OF             3                750,000             1,068
  QUEEN ANNES COUNTY*         2,033            325,394,200           790,331
  QUEENSTOWN, TOWN OF            10              1,735,800             3,535
  RISING SUN, CITY OF             4                273,100             1,296
  ROCK HALL, TOWN OF            259             34,335,600           158,520
  ROCKVILLE, CITY OF            465              9,596,100            23,032
  SALISBURY, CITY OF            153             23,189,500            82,153
  SECRETARY, TOWN OF             10              1,225,200             2,540
  SHARPSBURG, TOWN OF             5                677,000             2,508
  SHARPTOWN, TOWN OF              4                792,700             4,531
  SMITHSBURG, TOWN OF             2                245,000             1,733
  SNOW HILL, TOWN OF             15              2,640,200             6,343
  SOMERSET COUNTY *           1,126             99,556,900           414,247
  ST. MARYS COUNTY*             625            114,856,400           306,264
  ST. MICHAELS, TOWN OF          93             19,307,200            49,039
  SYKESVILLE, TOWN OF             8                721,900             4,289
  TALBOT COUNTY *               968            214,881,900           487,811
  THURMONT, TOWN OF               5                466,300             1,981
  UNION BRIDGE, TOWN OF           5                631,600             3,714
  VIENNA, TOWN OF                 3                410,700             1,394
  WALKERSVILLE, TOWN OF          11              2,417,500             4,828
  WASHINGTON COUNTY *           201             21,661,600           100,664
  WESTERNPORT, CITY OF           37              3,772,800            24,972
  WESTMINSTER, CITY OF           13              1,968,800             6,017
  WICOMICO COUNTY *             250             41,152,500           122,799
  WILLIAMSPORT, TOWN OF          14              1,050,000             5,743
  WORCESTER COUNTY *          4,843            896,830,400         1,867,468

  Total for Maryland
                             52,909          6,932,361,000        18,194,715

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                               Policy Statistics
                                Massachusetts
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABINGTON, TOWN OF              13              1,861,200             6,648
  ACTON, TOWN OF                 79             11,066,800            37,335
  ACUSHNET, TOWN OF               6                777,800             1,880
  ADAMS, TOWN OF                 37              2,331,300            14,849
  AGAWAM, TOWN OF               267             29,081,100           161,201
  ALFORD, TOWN OF                 3                566,300             1,320
  AMESBURY, TOWN OF              58             11,600,100            40,374
  AMHERST, TOWN OF               10              1,293,600             5,239
  ANDOVER, TOWN OF              276             31,499,000            99,238
  AQUINNAH, TOWN OF              15              3,105,300            11,982
  ARLINGTON, TOWN OF            315             31,459,900            82,406
  ASHBURNHAM, TOWN OF            13              1,018,200             7,337
  ASHBY, TOWN OF                  2                163,800               941
  ASHFIELD, TOWN OF               3                351,000               687
  ASHLAND, TOWN OF               37              6,789,800            30,709
  ATHOL, TOWN OF                 14              2,059,600             8,771
  ATTLEBORO, CITY OF            113             15,426,800            59,345
  AUBURN, TOWN OF                34              5,021,200            21,113
  AVON, TOWN OF                  10              3,080,000             9,076
  AYER, TOWN OF                  22              3,350,100            12,893
  BARNSTABLE, TOWN OF           928            188,821,300           678,200
  BARRE, TOWN OF                 16              2,219,600            11,360
  BECKET ,TOWN OF                20              1,809,100             8,843
  BEDFORD, TOWN OF               50             10,595,100            34,591
  BELCHERTOWN, TOWN OF           11              1,089,500             6,207
  BELLINGHAM, TOWN OF            37              5,437,400            21,617
  BELMONT, TOWN OF               29              5,378,700            19,029
  BERKLEY, TOWN OF               40              6,224,000            23,130
  BERLIN, TOWN OF                 4                559,500             1,244
  BERNARDSTON, TOWN OF           12              1,229,300             5,184
  BEVERLY, CITY OF              216             29,135,900            99,781
  BILLERICA, TOWN OF            169             24,178,100           109,938
  BLACKSTONE, TOWN OF             9              1,071,900             7,813
  BOLTON, TOWN OF                 4                816,400             2,230
  BOSTON, CITY OF               503            103,938,800           386,263
  BOURNE, TOWN OF             1,084            173,768,200           974,109
  BOXBOROUGH, TOWN OF             2                438,000               623
  BOXFORD, TOWN OF                9              1,990,700             6,976
  BOYLSTON, TOWN OF               4                804,300             1,478
  BRAINTREE, TOWN OF            137             23,247,800            89,022
  BREWSTER ,TOWN OF              74             16,160,800            40,242
  BRIDGEWATER, TOWN OF           60              9,242,400            41,077
  BRIMFIELD, TOWN OF              8                955,800             5,191
  BROCKTON, CITY OF             272             39,803,900           210,686
  BROOKFIELD, TOWN OF            23              2,365,900            14,936
  BROOKLINE, TOWN OF             27              6,487,200            18,516
  BUCKLAND, TOWN OF               2                237,000             1,083
  BURLINGTON, TOWN OF            73             15,047,300            70,275
  CAMBRIDGE, CITY OF             69             22,051,700            64,235
  CANTON,TOWN OF                 23              6,112,600            15,089
  CARLISLE, TOWN OF               8              2,150,000             3,469
  CARVER, TOWN OF                 4                698,700             2,088
  CHARLEMONT, TOWN OF            12              1,539,600             6,869
  CHARLTON, TOWN OF               7              1,236,900             5,776
  CHATHAM, TOWN OF              355             82,218,800           250,972
  CHELMSFORD, TOWN OF            73             11,990,500            55,050
  CHELSEA, CITY OF               11              2,598,500             8,755
  CHESHIRE, TOWN OF              15              1,440,700             5,673
  CHESTER, TOWN OF               56              4,656,200            31,468
  CHESTERFIELD, TOWN OF           2                166,300             1,086
  CHICOPEE, CITY OF              40              7,393,200            26,858
  CLARKSBURG, TOWN OF            22              1,352,100             9,591
  CLINTON, TOWN OF               34              5,815,600            40,465
  COHASSET, TOWN OF             105             23,474,300           108,668
  COLRAIN, TOWN OF                3                456,900             1,351
  CONCORD, TOWN OF               84             16,376,600            77,489
  CONWAY, TOWN OF                 3                481,300             1,456
  
                               Policy Statistics
                                Massachusetts
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CUMMINGTON, TOWN OF             5                534,500             2,225
  DALTON, TOWN OF                12              1,483,100             5,842
  DANVERS, TOWN OF              184             22,556,700            73,087
  DARTMOUTH, TOWN OF            441             72,807,200           320,521
  DEDHAM, TOWN OF               203             28,576,000            78,302
  DEERFIELD, TOWN OF             17              3,545,000            12,236
  DENNIS, TOWN OF               867            149,383,300           622,955
  DIGHTON, TOWN OF              100             14,332,400            84,026
  DOUGLAS, TOWN OF                6              1,543,000             7,385
  DOVER, TOWN OF                 23              4,899,300            12,779
  DRACUT, TOWN OF                21              3,328,900            19,697
  DUDLEY, TOWN OF                 7              1,337,100             5,933
  DUNSTABLE, TOWN OF              5                643,000             1,722
  DUXBURY, TOWN OF              254             52,727,000           214,160
  EAST BRIDGEWATER, TOWN O       15              2,690,000             7,540
  EAST BROOKFIELD, TOWN OF        4                416,800             2,341
  EAST LONGMEADOW, TOWN OF       10              1,824,500             3,764
  EASTHAM, TOWN OF              164             28,107,700            77,543
  EASTHAMPTON, TOWN OF           22              3,756,800            17,254
  EASTON, TOWN OF                71             11,647,500            38,581
  EDGARTOWN, TOWN OF            202             56,933,400           228,927
  EGREMONT, TOWN OF               5              1,071,500             3,863
  ERVING, TOWN OF                 2                620,000               677
  ESSEX, TOWN OF                 64             10,213,000            49,407
  EVERETT, CITY OF               20              5,405,300            13,806
  FAIRHAVEN, TOWN OF            679             88,605,900           545,863
  FALL RIVER, CITY OF            41              5,351,100            36,093
  FALMOUTH, TOWN OF           1,703            360,926,300         1,694,911
  FITCHBURG, CITY OF             62             17,038,900           100,903
  FOXBOROUGH, TOWN OF            33              6,510,700            28,139
  FRAMINGHAM, TOWN OF           538             53,116,800           241,096
  FRANKLIN, TOWN OF              29              4,737,100            20,349
  FREETOWN, TOWN OF              89             13,552,600            63,068
  GEORGETOWN, TOWN OF            23              3,774,000            15,033
  GILL, TOWN OF                   2                500,000               949
  GLOUCESTER, CITY OF           379             82,591,300           346,032
  GOSNOLD, TOWN OF                4              1,021,000             3,977
  GRAFTON, TOWN OF               22              3,560,000            10,347
  GRANBY, TOWN OF                19              1,890,700             9,130
  GREAT BARRINGTON, TOWN O       14              3,064,600            23,958
  GREENFIELD, TOWN OF            44              3,561,800            21,139
  GROTON, TOWN OF                16              2,676,200             9,450
  GROVELAND, TOWN OF             19              3,157,500            14,789
  HADLEY, TOWN OF                68             12,617,100            55,968
  HALIFAX, TOWN OF               11              1,462,400             7,220
  HAMILTON, TOWN OF              12              2,579,800             7,137
  HAMPDEN, TOWN OF               25              3,304,500            14,393
  HANCOCK, TOWN OF                3                490,100             2,573
  HANOVER, TOWN OF               23              4,385,800            19,947
  HANSON, TOWN OF                 4                963,000             1,243
  HARDWICK, TOWN OF               1                155,000               278
  HARVARD, TOWN OF                3                870,000               997
  HARWICH, TOWN OF              460             89,792,400           242,235
  HATFIELD, TOWN OF              31              4,196,200            21,275
  HAVERHILL, CITY OF            202             30,283,700           122,193
  HAWLEY, TOWN OF                 3                356,000             1,237
  HINGHAM, TOWN OF              146             29,248,000           122,145
  HOLBROOK, TOWN OF              74             11,909,200            55,831
  HOLDEN, TOWN OF                 3                357,700             1,224
  HOLLAND, TOWN OF               28              3,719,800            14,682
  HOLLISTON, TOWN OF             63             10,080,700            50,641
  HOLYOKE, CITY OF               27              5,934,300            24,023
  HOPEDALE, TOWN OF               8              1,742,500             3,540
  HOPKINTON, TOWN OF              6              1,288,900             2,099
  HUBBARDSTON, TOWN OF            3                278,000             1,215
  HUDSON, TOWN OF                30              5,813,200            20,307
  HULL, TOWN OF               1,977            292,722,500         1,550,610
  
                               Policy Statistics
                                Massachusetts
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HUNTINGTON, TOWN OF            22              1,867,600            11,097
  IPSWICH, TOWN OF               34              6,951,100            26,934
  KINGSTON, TOWN OF              41              7,449,200            24,019
  LAKEVILLE, TOWN OF             28              3,921,600            14,242
  LANCASTER, TOWN OF             21              2,988,100            13,698
  LANESBOROUGH, TOWN OF           4                378,200             2,633
  LAWRENCE, CITY OF             408             64,840,900           363,226
  LEE, TOWN OF                   72             14,447,700            81,790
  LEICESTER, TOWN OF             14              2,316,100            10,914
  LENOX, TOWN OF                  8              1,893,700             9,926
  LEOMINSTER, CITY OF            69             12,097,800            65,946
  LEVERETT, TOWN OF               5              1,381,400             1,917
  LEXINGTON, TOWN OF             53             16,033,700            34,152
  LINCOLN, TOWN OF                4                647,000             1,693
  LITTLETON, TOWN OF              8              1,289,900             6,493
  LONGMEADOW, TOWN OF            17              2,967,100            10,579
  LOWELL, CITY OF               258             37,930,000           165,447
  LUDLOW, TOWN OF                16              2,523,700             6,574
  LUNENBURG, TOWN OF             13              2,097,200             8,087
  LYNN, CITY OF                 348             43,982,300           112,378
  LYNNFIELD, TOWN OF             29              4,916,100            15,569
  MALDEN, CITY OF               141             22,146,500            91,645
  MANCHESTER, TOWN OF            81             14,480,800            64,147
  MANSFIELD, TOWN OF             32              5,103,600            20,278
  MARBLEHEAD, TOWN OF           197             30,879,300           171,347
  MARION, TOWN OF               368             73,227,100           363,277
  MARLBOROUGH, CITY OF           12              2,564,000             4,689
  MARSHFIELD, TOWN OF         1,139            181,410,000           736,371
  MASHPEE, TOWN OF              445             96,941,100           309,327
  MATTAPOISETT, TOWN OF         668            117,375,700           607,013
  MAYNARD, TOWN OF                2                618,400             2,032
  MEDFIELD, TOWN OF              10              2,243,000             6,814
  MEDFORD, CITY OF               31              6,280,900            15,049
  MEDWAY, TOWN OF                31              4,994,000            18,743
  MELROSE , CITY OF              62              9,750,700            53,874
  MENDON, TOWN OF                 4                525,000             1,387
  MERRIMAC, TOWN OF              15              2,994,900            10,755
  METHUEN, CITY OF               80             12,996,000            50,160
  MIDDLEBOROUGH, TOWN OF         26              3,012,500            11,927
  MIDDLEFIELD, TOWN OF            2                116,800               964
  MIDDLETON, TOWN OF              5              1,242,900             3,656
  MILFORD, TOWN OF               17              2,469,700            10,465
  MILLBURY, TOWN OF              30              6,348,300            27,919
  MILLIS, TOWN OF                14              2,117,900             8,681
  MILLVILLE, CITY OF              4                518,300             2,967
  MILTON, TOWN OF                41              7,211,800            27,265
  MONSON, TOWN OF                 8              1,372,400             4,489
  MONTAGUE, TOWN OF               5                865,300             2,812
  MONTEREY, TOWN OF              21              4,107,200            15,393
  NAHANT, TOWN OF               214             35,953,700           196,934
  NANTUCKET, TOWN OF            765            191,900,400           728,136
  NATICK, TOWN OF                40              7,773,100            22,134
  NEEDHAM, TOWN OF               35              9,310,700            18,598
  NEW ASHFORD, TOWN OF            2                184,000             1,114
  NEW BEDFORD, CITY OF          194             45,666,500           195,645
  NEW BRAINTREE, TOWN OF          1                103,000               920
  NEW MARLBOROUGH, TOWN OF       19              2,656,200            11,544
  NEWBURY, TOWN OF              240             43,231,900           159,600
  NEWBURYPORT, CITY OF          305             51,020,200           171,164
  NEWTON, CITY OF               288             51,370,500           204,122
  NORFOLK, TOWN OF               53              6,845,500            33,279
  NORTH ADAMS, CITY OF           12              1,513,900             7,479
  NORTH ANDOVER, TOWN OF         43              8,676,100            31,427
  NORTH ATTLEBOROUGH, TOWN       60             10,762,700            53,184
  NORTH BROOKFIELD, TOWN O        7              1,312,000             2,693
  NORTH READING, TOWN OF         71             11,555,200            47,902
  NORTHAMPTON, CITY OF           86             13,255,800            78,653
  
                               Policy Statistics
                                Massachusetts
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NORTHBOROUGH, TOWN OF          22              5,196,000            21,974
  NORTHBRIDGE, TOWN OF           34              5,907,000            33,661
  NORTHFIELD, TOWN OF             4                498,300             1,192
  NORTON, TOWN OF                73             10,105,500            45,010
  NORWELL, TOWN OF               14              3,095,400             7,311
  NORWOOD, TOWN OF               41              7,734,000            40,893
  OAK BLUFFS, TOWN OF           147             31,430,400           130,738
  OAKHAM, TOWN OF                 4                717,700             2,080
  ORANGE, TOWN OF                 9              1,078,500             3,096
  ORLEANS, TOWN OF              135             32,390,800            94,948
  OTIS, TOWN OF                   8              1,236,400             4,420
  OXFORD, TOWN OF                 9              1,192,500             4,378
  PALMER, TOWN OF                 9              1,798,900             6,753
  PAXTON, TOWN OF                 2                560,000               681
  PEABODY, CITY OF              199             24,473,400           133,454
  PEMBROKE, TOWN OF              23              2,998,000            11,742
  PEPPERELL, TOWN OF             18              2,761,200            12,397
  PITTSFIELD, CITY OF           436             38,409,100           257,950
  PLAINVILLE, TOWN OF            15              2,619,600             7,949
  PLYMOUTH, TOWN OF             354             58,640,700           260,604
  PLYMPTON, TOWN OF               4                496,900             1,932
  PRINCETON, TOWN OF              1                 25,000               201
  PROVINCETOWN, TOWN OF         628             89,791,700           420,181
  QUINCY, CITY OF             2,230            297,214,400         1,045,164
  RANDOLPH, TOWN OF              38              7,138,600            24,211
  RAYNHAM, TOWN OF                9              1,325,600             4,414
  READING, TOWN OF               12              1,261,300             6,471
  REHOBOTH, TOWN OF              11              2,452,900             5,863
  REVERE, CITY OF             1,539            212,430,200           936,585
  RICHMOND, TOWN OF               4                412,800             1,055
  ROCHESTER, TOWN OF              2                365,000             1,918
  ROCKLAND, TOWN OF              39              7,032,800            49,808
  ROCKPORT, TOWN OF             281             45,973,500           313,467
  ROYALSTON, TOWN OF              1                164,000               793
  RUSSELL, TOWN OF               32              2,390,400            17,652
  RUTLAND, TOWN OF                2                313,000               555
  SALEM, CITY OF                166             27,432,600           119,816
  SALISBURY, TOWN OF            557             85,354,700           359,681
  SANDISFIELD, TOWN OF           13              1,392,800             5,542
  SANDWICH, TOWN OF             347             59,377,900           284,671
  SAUGUS, TOWN OF               256             40,894,700           193,735
  SCITUATE, TOWN OF           1,353            272,035,100         1,024,386
  SEEKONK, TOWN OF               10              3,409,500            13,174
  SHARON, TOWN OF                29              6,339,600            16,213
  SHEFFIELD, TOWN OF             19              1,166,800             6,442
  SHELBURNE, TOWN OF              3                269,300               623
  SHERBORN, TOWN OF               2                476,300             1,032
  SHIRLEY, TOWN OF                9              1,612,900             5,570
  SHREWSBURY, TOWN OF            24              4,346,200            14,313
  SOMERSET, TOWN OF             166             24,617,400           138,209
  SOMERVILLE, CITY OF            11              2,259,900             4,657
  SOUTH HADLEY, TOWN OF          61              7,038,400            25,495
  SOUTHAMPTON, TOWN OF            5                530,100             2,343
  SOUTHBOROUGH, TOWN OF          10              2,078,800             8,197
  SOUTHBRIDGE, TOWN OF           41              9,029,700            48,733
  SOUTHWICK, TOWN OF             10              1,104,700             5,734
  SPENCER, TOWN OF                5              1,012,600             2,444
  SPRINGFIELD, CITY OF           30              9,853,400            32,834
  STERLING, TOWN OF               2                185,000               704
  STOCKBRIDGE, TOWN OF           23              4,152,300            18,131
  STONEHAM, TOWN OF               2                198,000               400
  STOUGHTON, TOWN OF             60              8,578,900            37,356
  STOW, TOWN OF                   5                642,100             3,526
  STURBRIDGE, TOWN OF             7              1,381,000             2,244
  SUDBURY, TOWN OF               27              6,377,900            15,675
  SUNDERLAND, TOWN OF             8              1,401,000             3,420
  SUTTON, TOWN OF                15              2,018,600             9,837
  
                               Policy Statistics
                                Massachusetts
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SWAMPSCOTT, TOWN OF           199             42,955,200           158,767
  SWANSEA, TOWN OF              365             49,498,600           250,631
  TAUTON, CITY OF               221             31,475,100           101,312
  TEMPLETON, TOWN OF              5              1,874,000             4,810
  TEWKSBURY, TOWN OF             72              9,967,200            36,777
  TISBURY, TOWN OF              119             28,167,500           113,654
  TOPSFIELD, TOWN OF             15              2,742,400            11,523
  TOWNSEND, TOWN OF              14              2,073,900             7,008
  TRURO, TOWN OF                123             20,163,400           101,934
  TYNGSBOROUGH, TOWN OF          98              8,629,900            34,909
  UPTON, TOWN OF                  7              1,314,800             5,938
  UXBRIDGE, TOWN OF              31              3,824,900            15,862
  WAKEFIELD, TOWN OF             47              9,698,900            35,493
  WALES, TOWN OF                  3                275,600             1,035
  WALPOLE, TOWN OF               33              5,489,700            23,060
  WALTHAM, CITY OF              124             24,283,400           118,153
  WARE, TOWN OF                  26              3,884,600            20,306
  WAREHAM, TOWN OF            1,687            218,620,400         1,224,327
  WARREN, TOWN OF                 3              1,127,300             3,905
  WATERTOWN, TOWN OF              6              2,803,000             9,905
  WAYLAND, CITY OF               22              5,471,000            21,009
  WEBSTER, TOWN OF                6              1,681,000             6,290
  WELLESLEY, TOWN OF             53             12,713,300            39,698
  WELLFLEET, TOWN OF            121             21,186,700            76,894
  WENHAM, TOWN OF                 4                688,200             3,526
  WEST BOYLSTON, TOWN OF         38              3,124,200            13,925
  WEST BRIDGEWATER, TOWN O       26              3,639,300            14,258
  WEST BROOKFIELD, TOWN OF       14              1,990,900             6,703
  WEST NEWBURY, TOWN OF          10              2,014,300             4,065
  WEST SPRINGFIELD, TOWN O       31              6,293,100            24,987
  WEST STOCKBRIDGE, TOWN O       11              1,299,900             8,884
  WEST TISBURY, TOWN OF          12              3,134,100             6,617
  WESTBOROUGH, TOWN OF           25              7,141,000            23,778
  WESTFIELD, CITY OF            223             33,221,700           203,922
  WESTFORD, TOWN OF              17              3,329,000             9,165
  WESTHAMPTON, TOWN OF            3                341,200             1,128
  WESTMINSTER, TOWN OF           13              1,998,500             7,118
  WESTON, TOWN OF                25              5,653,100            20,066
  WESTPORT, TOWN OF             278             50,396,600           204,506
  WESTWOOD, TOWN OF              62             16,199,800            61,943
  WEYMOUTH, TOWN OF             274             38,801,700           185,778
  WHATELY, TOWN OF                1                310,000               351
  WHITMAN, TOWN OF                5              1,119,300             2,795
  WILBRAHAM, TOWN OF             16              2,493,800             8,946
  WILLIAMSBURG, TOWN OF           9                944,000             4,926
  WILLIAMSTOWN, TOWN OF          68              8,240,200            33,974
  WILMINGTON, TOWN OF            35              8,005,000            33,115
  WINCHENDON, TOWN OF            29              5,050,700            18,503
  WINCHESTER, TOWN OF           108             17,187,700            60,139
  WINTHROP, TOWN OF             935            121,817,800           662,842
  WOBURN, CITY OF                25              4,934,300            20,658
  WORCESTER, CITY OF            270             52,835,000           264,729
  WORTHINGTON, TOWN OF            8                740,900             4,956
  WRENTHAM, TOWN OF               5                672,500             2,331
  YARMOUTH, TOWN OF           1,131            189,812,700           808,228

  Total for Massachusetts
                             39,901          6,609,215,500        28,714,196

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                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ACME, TOWNSHIP OF               2                560,000             1,080
  ADA, TOWNSHIP OF               29              3,612,000            15,306
  ADRIAN, CITY OF                11              1,112,000             7,539
  ADRIAN, TOWNSHIP OF            13              1,777,000             6,771
  AKRON, TOWNSHIP OF             45              3,171,400            18,424
  ALABASTER, TOWNSHIP OF          1                185,000               264
  ALAIEDON, TOWNSHIP OF           6                339,200             2,423
  ALBEE, TOWNSHIP OF             58              3,886,600            27,523
  ALBION, CITY OF                 7                902,300             2,994
  ALBION, TOWNSHIP OF             2                 78,800               824
  ALCONA, TOWNSHIP OF             1                 23,000               205
  ALGOMA, TOWNSHIP OF             8              1,422,000             3,290
  ALGONAC, CITY OF              273             29,499,200           109,348
  ALLEGAN, CITY OF               11              1,127,800             9,116
  ALLEN PARK, CITY OF            93              9,165,200            56,153
  ALLENDALE, CHARTER TOWNS        1                188,000               293
  ALMA, CITY OF                  50              4,219,200            26,951
  ALMONT, VILLAGE OF              3                501,000               776
  ALPENA, CITY OF                14              1,613,700             7,604
  ALPENA, TOWNSHIP OF            50              6,430,300            22,416
  ANN ARBOR, CITY OF            319             41,008,600           202,434
  ANN ARBOR, TOWNSHIP OF          4                862,600             1,616
  ARCADIA, TOWNSHIP OF           11              1,604,500             7,926
  ARENAC, TOWNSHIP OF            12                849,300             5,311
  ARGENTINE, TOWNSHIP OF         43              6,053,100            23,891
  ARLINGTON, TOWNSHIP OF         14              1,132,900            10,080
  ARMADA, TOWNSHIP OF             1                 45,000               397
  ARMADA, VILLAGE OF              1                 98,700               788
  ASH, TOWNSHIP OF               14              2,006,600             6,215
  ASHLAND, TOWNSHIP OF           16              1,704,800             9,519
  ATHENS, CITY OF                 2                310,000               509
  ATLAS, TOWNSHIP OF              1                 15,000               234
  AU SABLE, TOWNSHIP OF          14              1,740,400             5,443
  AU TRAIN, TOWNSHIP OF          19              1,693,900             9,402
  AUBURN HILLS, CITY OF          10              1,256,900             8,549
  AUGRES, CITY OF                59              4,251,600            14,140
  AUGRES, TOWNSHIP OF            41              3,775,200            18,771
  AUGUSTA, VILLAGE OF             3                266,900             1,452
  AUGUSTA,TOWNSHIP OF             3                745,000               884
  BALDWIN, TOWNSHIP OF           36              3,695,400            16,398
  BANGOR, CHARTER TOWNSHIP      465             46,707,400           233,965
  BANGOR, CITY OF                 1                168,900               406
  BANKS, TOWNSHIP OF              3                602,000             1,256
  BARAGA, VILLAGE OF             12                748,300             4,450
  BATTLE CREEK, CITY OF          20              2,774,600             9,031
  BAY CITY, CITY OF             176             17,452,600            87,888
  BAY MILLS, TOWNSHIP OF         17              1,248,500             6,540
  BEAUGRAND, TOWNSHIP OF         22              2,414,300             9,338
  BEAVER, TOWNSHIP OF             4                406,200             1,614
  BEDFORD, TOWNSHIP OF          165             19,420,000            80,578
  BELDING, CITY OF               24              1,120,400             9,548
  BELLEVUE, VILLAGE OF            9                807,500             5,204
  BENONA, TOWNSHIP OF             5                677,400             3,009
  BENTON HARBOR, CITY OF          2                600,000             3,645
  BENTON, TOWNSHIP OF             3                407,500             1,825
  BERLIN, TOWNSHIP OF           148             19,384,300            76,002
  BERRIEN SPRINGS, VILLAGE        2                 65,000               772
  BERRIEN, TOWNSHIP OF            4                405,300             2,333
  BESSEMER, CITY OF               1                 21,000               308
  BEVERLY HILLS, VILLAGE O       16              3,490,800            11,406
  BIG RAPIDS, CITY OF             3                323,000               746
  BIG RAPIDS, TOWNSHIP OF         9                794,100             4,192
  BIRCH RUN, VILLAGE OF           1                 70,000               390
  BIRMINGHAM, CITY OF            29              6,241,000            17,518
  BLACKMAN, TOWNSHIP OF           2                376,000               569
  BLAIR, TOWNSHIP OF              2                427,000             1,004
  BLISSFIELD, VILLAGE OF         26              2,803,800            11,716
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BLOOMFIELD HILLS, CITY O       29              9,593,000            37,474
  BLOOMFIELD, TOWNSHIP OF        37              8,669,300            23,523
  BOARDMAN, TOWNSHIP OF           4                150,000             1,366
  BOYNE CITY, CITY OF            49              4,191,100             5,853
  BRAMPTON, TOWNSHIP OF           3                390,000               823
  BRANT, TOWNSHIP OF              4                327,000             2,338
  BRIDGEPORT, CHARTER TOWN       44              3,439,200            24,211
  BRIDGETON, TOWNSHIP OF         19              1,864,000            10,673
  BRIDGMAN, CITY OF               2                438,000               880
  BRIGHTON, CITY OF               5                876,700             2,107
  BROOKLYN, VILLAGE OF           18              1,875,700            10,349
  BROOKS, TOWNSHIP OF             9              1,085,800             5,068
  BROOMFIELD, TOWNSHIP OF         3                434,000             1,070
  BROWNSTOWN, CHARTER TOWN      261             33,441,700           137,662
  BRUCE, TOWNSHIP OF             14              1,584,900             8,254
  BUCHANAN, CITY OF               6                517,500             5,228
  BUCHANAN, TOWNSHIP OF           6                454,900             2,790
  BUENA VISTA, TOWNSHIP OF       83              9,943,900            52,631
  BURLINGTON, TOWNSHIP OF         1                130,000               311
  BURNS, TOWNSHIP OF              1                 93,000               221
  BURT, TOWNSHIP OF               2                174,300               802
  BURTCHVILLE, TOWNSHIP OF        4              1,220,000             2,157
  BURTON, CITY OF                58              5,378,400            30,922
  BYRON, VILLAGE OF               1                144,000               905
  CADILLAC, CITY OF              10                808,400             3,874
  CALEDONIA, TOWNSHIP OF         71              5,992,000            36,203
  CANNON, TOWNSHIP OF            12              1,817,500             5,510
  CANTON, TOWNSHIP OF            43              7,521,000            21,802
  CARP LAKE, TOWNSHIP OF          5                125,200             1,575
  CARROLLTON, TOWNSHIP OF       188             10,570,200            79,429
  CASCADE, CHARTER TOWNSHI       35              6,774,000            24,523
  CASCO, TOWNSHIP OF              6              1,094,400             2,758
  CASEVILLE, TOWNSHIP OF         16              2,028,000             7,895
  CASEVILLE, VILLAGE OF          17              1,116,700             7,189
  CASPIAN, CITY OF                1                 45,000               392
  CASSOPOLIS, VILLAGE OF          3                278,200             1,740
  CASTLETON, TOWNSHIP OF         40              2,938,400            18,500
  CEDARVILLE, TOWNSHIP OF         7                571,200             2,869
  CENTREVILLE, VILLAGE OF         3                214,100             1,921
  CHARLESTON, TOWNSHIP OF         5                850,200             2,951
  CHARLEVOIX, CITY OF            27              3,823,000             4,699
  CHARLEVOIX, TOWNSHIP OF         2                325,000               638
  CHARLOTTE, CITY OF              1                 28,000               339
  CHASSELL, TOWNSHIP OF           3                126,800             2,073
  CHEBOYGAN, CITY OF             13              1,336,500             4,993
  CHERRY GROVE, TOWNSHIP O        2                429,000               963
  CHERRY VALLEY, TOWNSHIP         3                233,000               694
  CHESANING, TOWNSHIP OF          1                188,000               276
  CHESANING, VILLAGE OF           2                 84,900               892
  CHESTER, TOWNSHIP OF           12              1,733,000             8,057
  CHESTERFIELD, TOWNSHIP O      255             38,288,600           130,917
  CHIKAMING, TOWNSHIP OF          8              2,266,000             4,582
  CHINA, TOWNSHIP OF             10              1,216,500             4,639
  CHIPPEWA, TOWNSHIP OF           2                 92,000               769
  CHOCOLAY, TOWNSHIP OF          30              3,904,500            10,779
  CLARE, CITY OF                  6                380,400             2,284
  CLARENCE, TOWNSHIP OF           2                182,200             1,124
  CLARK, TOWNSHIP OF             22              2,809,000            11,086
  CLARKSTON, CITY OF THE V       10              2,411,600             7,745
  CLAWSON, CITY OF                1                188,000               276
  CLAY, TOWNSHIP OF             761            103,492,500           341,107
  CLAYTON, TOWNSHIP OF            7                724,200             3,593
  CLEVELAND, TOWNSHIP OF          5                950,000             2,075
  CLINTON, CHARTER TOWNSHI       97             16,065,200            63,211
  CLINTON, VILLAGE OF             2                150,200               761
  COE, TOWNSHIP OF                1                 46,500               494
  COLDWATER, CITY OF             11                853,900             3,878
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  COLDWATER, TOWNSHIP OF         45              4,440,500            23,122
  COLOMA, TOWNSHIP OF             6                606,500             2,004
  COLON, TOWNSHIP OF              7                787,200             2,823
  COLON, VILLAGE OF               8                601,900             3,337
  COLUMBUS, TOWNSHIP OF           6              1,063,800             5,164
  COMMERCE, TOWNSHIP OF          73             14,649,400            34,141
  COMSTOCK, TOWNSHIP OF          23              2,383,600            12,569
  CONCORD, TOWNSHIP OF            1                 45,000               397
  CONCORD, VILLAGE OF             1                140,000               737
  CONSTANTINE, VILLAGE OF         6                513,800             2,223
  COOPER, TOWNSHIP OF             1                115,700               632
  COOPERSVILLE, VILLAGE OF        1                188,000               293
  CORNELL, TOWNSHIP OF            1                125,000               246
  CORUNNA, CITY OF               38              3,242,000            19,920
  COTTRELLVILLE, TOWNSHIP         9              1,253,300             3,562
  COVERT, TOWNSHIP OF            14              3,392,200             6,274
  CROSS VILLAGE, TOWNSHIP         2                545,300             1,193
  CROSWELL, CITY OF               8                444,400             3,193
  CROTON, TOWNSHIP OF            12              1,849,500             6,244
  CRYSTAL LAKE, TOWNSHIP O        2                123,300               766
  DAVISON, CITY OF                9                832,100             4,493
  DAVISON, TOWNSHIP OF            8              1,054,400             4,040
  DE WITT, CITY OF                6              1,074,500             2,886
  DE WITT, TOWNSHIP OF            6                877,100             1,753
  DEARBORN HEIGHTS, CITY O    1,560            128,377,800           799,078
  DEARBORN, CITY OF             171             18,017,100           109,538
  DEEP RIVER, TOWNSHIP OF         7                572,200             2,893
  DEERFIELD, TOWNSHIP OF         10              1,370,600             5,725
  DEERFIELD, VILLAGE OF           3                281,700             1,479
  DELHI, CHARTER TOWNSHIP        12              1,922,000             5,241
  DELTA, CHARTER TOWNSHIP        25              3,770,700            12,503
  DENVER, TOWNSHIP OF             4                311,600             2,899
  DETOUR, TOWNSHIP OF             4                533,000             2,374
  DETROIT, CITY OF              407             26,687,400            75,939
  DEXTER, TOWNSHIP OF             1                188,000               263
  DIMONDALE, VILLAGE OF          10              1,135,300             5,836
  DOUGLAS, VILLAGE OF            18              1,984,800             3,023
  DOWAGIAC, CITY OF               3                332,000             1,359
  DRUMMOND ISLAND, TOWNSHI        9              1,108,600             4,142
  DRYDEN, VILLAGE OF              1                 16,300               197
  DUNDEE, TOWNSHIP OF             3                107,300               590
  DUNDEE, VILLAGE OF             18              1,860,700            10,656
  EAST BAY, TOWNSHIP OF           7              1,332,600             3,155
  EAST CHINA, TOWNSHIP OF       105             12,934,000            51,635
  EAST GRAND RAPIDS, CITY        19              4,159,400            13,766
  EAST JORDAN, CITY OF           27              2,800,000             3,271
  EAST LANSING, CITY OF         123             36,818,300           190,786
  EAST TAWAS, CITY OF            91              6,125,200            30,211
  EATON RAPIDS, CITY OF          53              5,967,800            42,633
  EATON RAPIDS, TOWNSHIP O       18              1,738,100             8,910
  ECKFORD, TOWNSHIP OF            1                 80,000               522
  ECORSE, CITY OF                 8              1,247,500             2,735
  EGELSTON, TOWNSHIP OF           4                320,800             3,205
  ELBA, TOWNSHIP OF              25              3,468,700            15,235
  ELK RAPIDS,VILLAGE OF          52              1,034,900             4,337
  ELKTON, VILLAGE OF              4                543,300             1,554
  ELMWOOD, TOWNSHIP OF            9              2,119,000             5,752
  EMMETT, TOWNSHIP OF            10              1,759,900             5,573
  ENSIGN, TOWNSHIP OF             2                303,000             1,667
  ENSLEY, TOWNSHIP OF             1                 45,000               397
  ERIE, TOWNSHIP OF             171             18,016,300            86,418
  ESCANABA, CITY OF               2                265,000               882
  ESCANABA, TOWNSHIP OF           1                155,000               261
  ESSEXVILLE, CITY OF            15              3,122,300            10,088
  ESTRAL BEACH, VILLAGE OF      114             12,044,100            54,432
  EVANGELINE, TOWNSHIP OF         1                125,000               221
  EVART, CITY OF                  4                387,100             1,499
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  EVART, TOWNSHIP OF             15                573,900             5,546
  EVELINE, TOWNSHIP OF            1                155,000               248
  FABIUS, TOWNSHIP OF            38              5,430,700            20,362
  FAIRHAVEN, TOWNSHIP OF         47              3,811,800            19,034
  FARMINGTON HILLS, CITY O      250             34,373,900           134,701
  FARMINGTON, CITY OF            95              2,584,800            10,604
  FENTON, CITY OF                 8                935,100             3,772
  FENTON, TOWNSHIP OF            34              4,878,700            18,355
  FERNDALE, CITY OF               2                150,000               357
  FERRYSBURG, CITY OF            20              2,621,300             9,265
  FLAT ROCK, CITY OF            240             28,563,500           149,672
  FLINT, CITY OF                 91             13,455,700            71,192
  FLINT, TOWNSHIP OF             18              1,733,100             8,323
  FLUSHING, CITY OF              23              4,161,600            20,677
  FLUSHING, TOWNSHIP OF          11              1,350,300             5,052
  FORD RIVER, TOWNSHIP OF         6                402,400             2,836
  FORK, TOWNSHIP OF              15              1,315,600             4,021
  FORT GRATIOT, TOWNSHIP O       21              3,901,600            13,362
  FOWLERVILLE,VILLAGE OF         14              1,942,100            10,899
  FRANKENLUST, TOWNSHIP OF       42              4,456,200            19,819
  FRANKENMUTH, CITY OF            2                538,000             1,936
  FRANKFORT, CITY OF              2                129,400               524
  FRANKLIN, VILLAGE OF            4                728,600             2,277
  FRASER, CITY OF               132             12,328,000            68,912
  FRASER, TOWNSHIP OF           120             10,919,000            52,104
  FRENCHTOWN, CHARTER TOWN      587             61,393,800           286,114
  FRENDONIA, TOWNSHIP OF         14              1,462,800             9,016
  FRUITLAND, TOWNSHIP OF          8              1,386,000             4,072
  FULTON, TOWNSHIP OF             1                155,000               278
  GAINES, TOWNSHIP OF            17              2,170,100             8,797
  GANGES, TOWNSHIP OF             7              1,738,400             3,389
  GARDEN CITY, CITY OF            4                998,000             2,995
  GARFIELD, CHARTER TOWNSH        1                310,000               316
  GARFIELD, TOWNSHIP OF          18              2,717,800            10,072
  GENESEE, TOWNSHIP OF            9                784,000             3,383
  GEORGETOWN, CHARTER TOWN       99             16,318,800            55,653
  GIBRALTAR, CITY OF            540             62,149,700           268,824
  GLADSTONE, CITY OF              3                116,000               602
  GLEN ARBOR, TOWNSHIP OF         1                220,800             1,260
  GOLDEN, TOWNSHIP OF             3                236,400               977
  GOODRICH, VILLAGE OF            8              1,140,400             4,023
  GRAND BEACH, VILLAGE OF         8              2,395,000             6,098
  GRAND BLANC, CITY OF           26              2,832,100            14,193
  GRAND BLANC, TOWNSHIP OF        9              1,163,800             4,199
  GRAND HAVEN, CITY OF           12              2,463,300             5,576
  GRAND HAVEN, TOWNSHIP OF       28              4,420,000            13,181
  GRAND LEDGE, CITY OF            4                536,900             1,589
  GRAND RAPIDS, CITY OF         167             23,691,900           136,900
  GRANDVILLE, CITY OF           107             20,413,400            90,827
  GRANT, TOWNSHIP OF             29              3,281,300            14,265
  GREEN OAK, TOWNSHIP OF         97             14,197,200            55,568
  GREENBUSH, TOWNSHIP OF         61              5,537,900            29,206
  GREENVILLE, CITY OF             4                483,700             2,028
  GREENWOOD, TOWNSHIP OF          2                475,000             1,176
  GROSSE ILE, TOWNSHIP OF       128             25,681,100            90,267
  GROSSE POINTE FARMS, CIT        9              1,214,800             3,811
  GROSSE POINTE PARK, CITY       13              2,821,100             6,743
  GROSSE POINTE SHORES, VI        8              2,763,000            11,661
  GROSSE POINTE WOODS, CIT        1                125,000               262
  GROSSE POINTE, CITY OF          3                939,300             3,964
  HAGAR, TOWNSHIP OF              6                850,900             3,605
  HAMBURG, TOWNSHIP OF          186             30,947,200           109,992
  HAMLIN, TOWNSHIP OF             4                306,900             1,439
  HAMPTON, TOWNSHIP OF          102              9,038,800            55,499
  HANDY, TOWNSHIP OF              1                 45,000               413
  HARBOR SPRINGS, CITY OF         7              1,653,000            10,903
  HARRISON, TOWNSHIP OF       1,663            229,834,900           858,582
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HART, CITY OF                   2                275,000               879
  HARTLAND, TOWNSHIP OF           3                821,000             1,821
  HASTINGS, CITY OF               9                966,700             5,752
  HASTINGS, TOWNSHIP OF          29              2,267,900            13,985
  HAY, TOWNSHIP OF               27              2,760,400            12,273
  HAYES, TOWNSHIP OF              2                161,000               471
  HAYNES, TOWNSHIP OF             9                997,700             3,607
  HAZELTON, TOWNSHIP OF           2                311,000             1,893
  HERSEY, VILLAGE OF              5                522,300             2,232
  HESPERIA, VILLAGE OF            3                 63,700               663
  HIGHLAND, TOWNSHIP OF          31              4,685,200            16,675
  HILLSDALE, CITY OF              4                231,500             2,141
  HOLLAND, CITY OF               19              2,832,500             8,143
  HOLLAND, TOWNSHIP OF           46              4,865,900            25,843
  HOLLY, TOWNSHIP OF              7                872,800             4,078
  HOLLY, VILLAGE OF               2                226,000               876
  HOMER, TOWNSHIP OF              4                243,300             1,476
  HOPE, TOWNSHIP OF              10              1,015,800             5,097
  HOUGHTON, TOWNSHIP OF           1                152,000               762
  HOWELL, CITY OF                 1                310,000               326
  HUDSON, CITY OF                15              1,134,700             7,289
  HUDSON, TOWNSHIP OF             5                384,500             1,693
  HUDSONVILLE, CITY OF            3                744,000             1,615
  HUME, TOWNSHIP OF               1                310,000               351
  HURON, TOWNSHIP OF             15              1,448,500             8,409
  IDA, TOWNSHIP OF               47              5,434,400            24,666
  IMLAY CITY, CITY OF             9              1,147,700             6,901
  INDEPENDENCE, TOWNSHIP O       32              6,138,200            22,005
  INDIANFIELDS, TOWNSHIP O        6                926,000             1,605
  INKSTER, CITY OF                3                389,000             1,529
  IONIA, CITY OF                 32              2,590,800            14,982
  IONIA, TOWNSHIP OF              4                194,000             1,609
  IRA, TOWNSHIP OF              182             24,025,500            82,801
  IRON MOUNTAIN, CITY OF          3                178,100             1,388
  IRON RIVER, CITY OF             2                367,200             1,866
  IRONWOOD, CITY OF               8                542,700             1,980
  IRONWOOD, TOWNSHIP OF           3                312,000             2,295
  ISABELLA, TOWNSHIP OF           8                495,200             4,235
  JACKSON, CITY OF               31              7,454,200            33,807
  JAMES, TOWNSHIP OF            199             16,322,900           100,383
  JOHNSTOWN, TOWNSHIP OF         43              3,951,400            20,785
  KALAMAZOO, CITY OF             90             14,770,800            92,223
  KALAMAZOO, TOWNSHIP OF         25              3,128,100            14,268
  KAWKAWLIN, TOWNSHIP OF        168             22,329,300            83,043
  KEEGO HARBOR, CITY OF          84             11,896,100            42,536
  KENTWOOD, CITY OF               5              1,078,000             2,594
  KIMBALL, TOWNSHIP OF            9              1,320,000             5,613
  KINGSFORD, CITY OF              1                 34,100               289
  KOCHVILLE, TOWNSHIP OF          9              1,577,000             4,814
  L'ANSE, VILLAGE OF              9              1,054,300            10,248
  LAINGSBURG, CITY OF             1                155,000               248
  LAKE ANGELUS, CITY OF           2                500,000               732
  LAKE ODESSA, VILLAGE OF        11              1,055,400             5,123
  LAKE ORION, VILLAGE OF         26              3,674,600            15,023
  LAKE, TOWNSHIP OF              38              5,657,800            20,731
  LAKETON, TOWNSHIP OF            7                768,200             2,613
  LAKETOWN, TOWNSHIP OF           4                544,000             2,288
  LANSING, CITY OF              408             42,615,300           298,340
  LANSING, TOWNSHIP OF           57              5,670,600            41,872
  LAPEER, CITY OF                 9                772,200             3,905
  LAPEER, TOWNSHIP OF             4                760,800             2,363
  LASALLE, TOWNSHIP OF          153             21,763,800            82,851
  LATHRUP VILLAGE, CITY OF        1                310,000               351
  LEELANAU, TOWNSHIP OF          64              9,959,100            25,708
  LEONI, TOWNSHIP OF              1                 45,000               392
  LEROY, TOWNSHIP OF              2                250,900             1,255
  LESLIE, CITY OF                 5                304,800             5,909
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LEXINGTON, TOWNSHIP OF          6                754,600             2,221
  LINCOLN PARK, CITY OF         124             11,807,700            71,765
  LINCOLN, TOWNSHIP OF           37              3,877,600            18,382
  LINDEN, CITY OF                 8              1,179,300             4,075
  LITCHFIELD,CITY OF              1                 35,200               376
  LIVONIA, CITY OF               60              6,451,000            23,988
  LOCKE, TOWNSHIP OF              4                356,000             2,331
  LOCKPORT, TOWNSHIP OF          12              2,842,100            17,296
  LONDON, TOWNSHIP OF             3                578,000             1,270
  LONG LAKE, TOWNSHIP OF         15              2,751,500             6,816
  LOWELL, CITY OF                57              5,408,200            36,145
  LUNA PIER, CITY OF            323             33,382,900           140,864
  MACKINAW CITY, VILLAGE O        1                310,000               316
  MACOMB, TOWNSHIP OF           103             14,254,100            58,039
  MANCHESTER, VILLAGE OF          1                135,500               413
  MANISTEE, CITY OF               2                191,000             1,662
  MANISTEE, TOWNSHIP OF           3                279,500             1,481
  MANISTIQUE, CITY OF             3                175,100             1,513
  MAPLE GROVE, TOWNSHIP OF        4                482,000             1,457
  MARENGO, TOWNSHIP OF            1                 40,000               261
  MARINE CITY, CITY OF           27              3,617,800            11,530
  MARION, VILLAGE OF              3                407,100             2,360
  MARLETTE, CITY OF               2                 90,000               789
  MARQUETTE, CITY OF             10              1,643,900             4,165
  MARSHALL, CITY OF               6                699,500             2,319
  MARSHALL, TOWNSHIP OF           2                389,000             2,807
  MARYSVILLE, CITY OF             2                313,000               522
  MASON, CITY OF                 27              2,317,400            14,975
  MASONVILLE, TOWNSHIP OF        25              2,262,400            11,048
  MATTESON, TOWNSHIP OF           1                 15,000               188
  MAYFIELD, TOWNSHIP OF           2                222,100             1,258
  MCKINLEY, TOWNSHIP OF          16              1,208,900             9,024
  MEADE,  TOWNSHIP OF             1                  6,300                87
  MECOSTA, TOWNSHIP OF            6                843,800             2,468
  MENDON, TOWNSHIP OF            13              1,111,500             5,825
  MENOMINEE, CITY OF              9              1,508,100             5,427
  MENOMINEE, TOWNSHIP OF         29              2,995,700            12,491
  MERIDIAN, CHARTER TOWNSH      221             34,869,700           169,550
  MERRITT, TOWNSHIP OF            8                555,000             3,684
  MICHIANA, VILLAGE OF            2                620,000               667
  MIDDLEVILLE, VILLAGE OF         2              1,310,000             7,418
  MIDLAND, CITY OF              242             29,670,500           142,249
  MILAN, TOWNSHIP OF              4                472,000             2,072
  MILFORD, VILLAGE OF             1                 30,300               212
  MILLINGTON, TOWNSHIP OF         1                 34,200               324
  MILTON, TOWNSHIP OF             6              1,169,200             2,444
  MONITOR, TOWNSHIP OF           22              2,821,500             8,555
  MONROE COUNTY                   1                 33,000               356
  MONROE, CHARTER TOWNSHIP      326             38,426,100           167,003
  MONROE, CITY OF               308             32,072,500           188,757
  MONTAGUE, CITY OF               5              1,256,100             3,589
  MORAN, TOWNSHIP OF              4                324,000             1,217
  MORLEY, VILLAGE OF              8                579,500             3,272
  MOUNT CLEMENS, CITY OF         34              4,223,800            15,088
  MOUNT MORRIS, TOWNSHIP O        5                996,000             1,399
  MOUNT PLEASANT, CITY OF        14              2,895,100             7,491
  MUNDY, TOWNSHIP OF              3                362,200             1,613
  MUSKEGON HEIGHTS, CITY O        4                620,900             2,249
  MUSKEGON, CITY OF              28              3,414,600            15,552
  MUSKEGON, TOWNSHIP OF           3                712,900             2,138
  NAHMA, TOWNSHIP OF              4                101,600             1,219
  NASHVILLE, VILLAGE OF           4                235,000             1,933
  NEW BALTIMORE, CITY OF         76             11,531,700            38,413
  NEW BUFFALO, CITY OF          140             10,968,600            30,402
  NEW BUFFALO, TOWNSHIP OF       13              1,568,100             4,931
  NEW HAVEN, VILLAGE OF           6                493,500             2,132
  NEWAYGO, CITY OF                5                411,900             2,026
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NEWFIELD, TOWNSHIP OF           6                478,800             2,829
  NEWTON, TOWNSHIP OF             6                481,300             3,243
  NILES, TOWNSHIP OF             10              1,510,500             3,412
  NILES,CITY OF                  11              2,029,900             4,279
  NORTH MUSKEGON, CITY OF        30              3,230,900             5,794
  NORTHFIELD, TOWNSHIP OF        75             10,486,400            46,921
  NORTHPORT, VILLAGE OF           5                872,300             4,383
  NORTHVILLE, CITY OF            27              4,522,300            50,353
  NORTHVILLE, TOWNSHIP OF        10              2,352,500            10,516
  NORTON SHORES, CITY OF         53              5,615,600            22,852
  NORVELL, TOWNSHIP OF           71              7,689,800            40,947
  NOTTAWA, TOWNSHIP OF           35              3,298,400            18,207
  NOVESTA, TOWNSHIP OF            2                 77,000               724
  NOVI, CITY OF                  55             10,747,000            28,715
  OAK PARK, CITY OF               6              1,026,800             2,086
  OAKLAND, TOWNSHIP OF           11              1,519,200             4,477
  ONEIDA, TOWNSHIP OF             6                677,000             2,901
  ONEKAMA, TOWNSHIP OF           21              2,986,300            10,530
  ONTONAGON, TOWNSHIP OF          3                297,900               760
  ONTONAGON, VILLAGE OF          11              1,315,300             9,931
  ORCHARD LAKE VILLAGE, CI       10              2,377,400             5,095
  ORONOKO, TOWNSHIP OF            3                598,000               742
  OSCEOLA, TOWNSHIP OF            4                412,700             1,349
  OSCODA, TOWNSHIP OF            44              5,912,200            19,168
  OSHTEMO, CHARTER TOWNSHI        1                310,000               351
  OTSEGO, CITY OF                 1                 73,300               359
  OTSEGO, TOWNSHIP OF             1                490,000             1,425
  OVID, TOWNSHIP OF               1                 45,000               397
  OVID, VILLAGE OF               14              1,730,300            12,017
  OWOSSO, CITY OF               245             17,899,000           128,240
  OWOSSO, TOWNSHIP OF             5                635,500             2,473
  PARADISE, TOWNSHIP OF           4                410,400             2,416
  PARK, TOWNSHIP OF              29              6,327,200            21,447
  PAW PAW, VILLAGE OF            12              1,328,600             9,381
  PENNFIELD, TOWNSHIP OF         17              1,685,500             7,832
  PENNINSULA, TOWNSHIP OF         5              1,349,700             2,172
  PENTWATER, TOWNSHIP OF          4                948,800             1,939
  PENTWATER, VILLAGE OF          35              3,361,200             8,390
  PERE MARQUETTE, TOWNSHIP        8              2,006,800             8,887
  PETERSBURG, CITY OF             1                215,000               696
  PETOSKEY, CITY OF               2                226,000               438
  PINCONNING, CITY OF             8                544,200             3,088
  PINCONNING, TOWNSHIP OF        48              3,423,600            18,465
  PITTSFIELD, CHARTER TOWN       21              7,111,900            17,242
  PLAINFIELD, TOWNSHIP OF       118             14,357,900            63,848
  PLAINWELL, CITY OF              5                792,000             2,007
  PLEASANT PLAINS, TOWNSHI       10                740,500             4,289
  PLYMOUTH, CHARTER TOWNSH       22              3,145,900             9,708
  PLYMOUTH, CITY OF              23              3,479,000            25,426
  POLKTON, CHARTER TOWNSHI        1                 45,000               392
  PONTIAC, CITY OF               16              1,831,400             9,427
  PORT AUSTIN, TOWNSHIP OF       21              2,470,000            14,719
  PORT HURON, CITY OF            28              3,850,800            15,080
  PORT HURON, TOWNSHIP OF         6              1,200,000             2,491
  PORT SANILAC, VILLAGE OF        2                248,000               484
  PORT SHELDON, TOWNSHIP O        6              1,244,900             3,694
  PORTAGE, CITY OF               12              2,116,000             5,652
  PORTLAND, CITY OF              18              1,649,100             9,966
  PORTLAND, TOWNSHIP OF           9              1,606,900             8,761
  PORTSMOUTH, TOWNSHIP OF        29              2,354,100            13,011
  POTTERVILLE, CITY OF            3                292,100             1,735
  PUTNAM, TOWNSHIP OF            12              1,619,900             5,541
  RABER, TOWNSHIP OF              6                402,900             2,097
  RAISINVILLE, TOWNSHIP OF        7                823,900             3,100
  READING, TOWNSHIP OF           37              1,290,500            11,359
  READMOND, TOWNSHIP OF           1                145,400               557
  REDDING, TOWNSHIP OF            2                 78,000               700
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  REDFORD, TOWNSHIP OF          159             16,593,900            89,228
  REPUBLIC, TOWNSHIP OF           2                 90,000               789
  REYNOLDS, TOWNSHIP OF           6                745,100             3,682
  RICH, TOWNSHIP OF               1                 45,000               397
  RICHLAND, TOWNSHIP OF           3                962,000             1,944
  RIVER ROUGE, CITY OF            1                 16,900               181
  RIVERVIEW, CITY OF             19              3,455,000            12,503
  ROBINSON, TOWNSHIP OF           6                262,100             2,307
  ROCHESTER HILLS, CITY OF       14              2,945,800             7,528
  ROCHESTER, CITY OF              8              2,499,500            12,314
  ROCKWOOD, CITY OF             101             11,249,300            55,190
  ROSCOMMON, VILLAGE OF           1                 45,000               392
  ROSEVILLE, CITY OF              1                 25,000               136
  ROSS, TOWNSHIP OF               4                516,000             1,946
  ROYALTON, TOWNSHIP OF          40              6,602,100            22,666
  RUBICON, TOWNSHIP OF            2                161,000               954
  RUSH, TOWNSHIP OF               2                129,900             1,023
  RUTLAND, TOWNSHIP OF            4                268,200             1,402
  SAGINAW, CITY OF              135             12,086,500            68,755
  SAGINAW, TOWNSHIP OF          363             31,409,300           141,775
  SALEM,TOWNSHIP OF              12              2,476,800             6,533
  SAND BEACH, TOWNSHIP OF         1                310,000               316
  SANILAC, TOWNSHIP OF            3                775,000               915
  SARANAC, VILLAGE OF             1                125,000               246
  SAUGATUCK, CITY OF             90              6,729,900            22,976
  SAUGATUCK, TOWNSHIP OF          5              1,737,300             3,770
  SAULT SAINTE MARIE, CITY        2                287,900             1,518
  SCIO, TOWNSHIP OF               9              2,215,600             5,739
  SEBEWAING, VILLAGE OF          32              3,048,100            23,520
  SECORD, TOWNSHIP OF             1                 45,000               293
  SELMA, TOWNSHIP OF             10              1,311,000             5,294
  SHELBY, TOWNSHIP OF            59              8,475,600            33,415
  SHERMAN, TOWNSHIP OF           23              2,281,600            12,842
  SHIAWASSEE, TOWNSHIP OF        14                991,300             6,644
  SIMS, TOWNSHIP OF              27              2,883,700            13,006
  SODUS, TOWNSHIP OF              5                221,600             1,689
  SOUTH BRANCH,  TOWNSHIP         1                 45,000               392
  SOUTH HAVEN, CITY OF           28              2,386,500             6,877
  SOUTH HAVEN, TOWNSHIP OF        2                450,000             1,038
  SOUTH LYON, CITY OF             2                 55,000               538
  SOUTH ROCKWOOD, VILLAGE        73              8,436,900            38,341
  SOUTHFIELD, CITY OF            40              7,899,300            31,014
  SOUTHGATE, CITY OF              5              1,467,100             2,981
  SPARTA, TOWNSHIP OF             4                175,700             1,278
  SPARTA, VILLAGE OF              5                921,700             5,284
  SPAULDING, TOWNSHIP OF        123              7,559,100            53,063
  SPRING LAKE, TOWNSHIP OF       14              2,523,000             6,609
  SPRING LAKE, VILLAGE OF        16              3,790,600            14,248
  ST. CHARLES, TOWNSHIP OF       19              1,307,600             9,513
  ST. CHARLES, VILLAGE OF        73              5,119,500            31,719
  ST. CLAIR SHORES, CITY O    1,053            107,876,400           531,191
  ST. CLAIR, CITY OF              8              1,500,400             3,790
  ST. CLAIR, TOWNSHIP OF          7              1,483,400             3,995
  ST. IGNACE, CITY OF             1                155,000               278
  ST. IGNACE, TOWNSHIP OF         6                874,900             1,507
  ST. JOSEPH, CITY OF            12              1,742,900             4,554
  ST. JOSEPH, TOWNSHIP OF         8              2,305,900             3,638
  ST. LOUIS, CITY OF              5                854,100             1,554
  STANDISH, CITY OF               5                597,300             3,031
  STANDISH, TOWNSHIP OF          82              5,963,900            36,942
  STEPHENSON, CITY OF             7                119,900               876
  STERLING HEIGHTS, CITY O       76             13,715,200            55,061
  STOCKBRIDGE, VILLAGE OF         4                462,000             2,298
  STRONACH, TOWNSHIP OF           2                108,500               907
  SUMMERFIELD, TOWNSHIP OF        2                283,500               987
  SUMMIT, TOWNSHIP OF            35              4,365,700            17,961
  SUMPTER, TOWNSHIP OF           19              2,498,900             9,065
  
                               Policy Statistics
                                Michigan
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SUPERIOR, TOWNSHIP OF           6                586,500             2,227
  SUTTONS BAY, VILLAGE OF         4                476,400             1,419
  SWAN CREEK, TOWNSHIP OF        17              1,327,700             8,327
  SWARTZ CREEK, CITY OF          19              1,872,700             8,572
  SYLVAN LAKE, CITY OF            4                844,800             1,595
  SYLVAN, TOWNSHIP OF             1                 45,000               397
  TALLMADGE, TOWNSHIP OF         14              2,337,100            12,604
  TAWAS CITY, CITY OF            48              3,781,400            11,042
  TAYLOR, CITY OF               271             22,907,600           155,247
  TAYMOUTH, TOWNSHIP OF          21              2,134,700            10,082
  TECUMSEH, CITY OF               6                609,800             3,468
  TEKONSHA, TOWNSHIP OF           2                108,800               825
  THOMAS, TOWNSHIP OF           181             14,770,900            92,386
  THOMPSON, TOWNSHIP OF           2                 51,300               282
  THORNAPPLE, TOWNSHIP OF         7                973,500             4,216
  THREE RIVERS, CITY OF          34              2,695,300            24,542
  TITTABAWASEE, TOWNHIP OF       11              2,044,000             4,435
  TORCH LAKE, TOWNSHIP OF         3                737,100             1,686
  TRAVERSE CITY, CITY OF         17              3,805,200            10,737
  TRENTON, CITY OF              160             13,907,900            53,813
  TROY, CITY OF                 301             47,347,400           221,454
  TURNER, TOWNSHIP OF             3                105,000               910
  TUSCOLA, TOWNSHIP OF            3                468,000             1,252
  UNION, TOWNSHIP OF             11              1,509,600             5,743
  UTICA, CITY OF                 40              4,474,900            26,651
  VANDALIA, VILLAGE OF            1                 71,000               450
  VASSAR, CITY OF                69              5,500,400            37,976
  VASSAR, TOWNSHIP OF             2                 90,000               826
  VICKSBURG, VILLAGE OF           1                250,000               295
  VICTOR, TOWNSHIP OF            25              3,227,100            12,914
  VIENNA, TOWNSHIP OF             2                 53,000               389
  WAKEFIELD, CITY OF              2                 51,300               333
  WALES, TOWNSHIP OF              1                310,000               351
  WALKER, CITY OF                 5                965,100             2,623
  WARREN, CITY OF               135             14,712,200            67,677
  WASHINGTON, TOWNSHIP OF        14              2,532,400             6,794
  WATERFORD, CHARTER TOWNS      293             50,183,900           164,871
  WATERTOWN, CHARTER TOWNS       10              1,954,500             5,059
  WATERVLIET, CITY OF             6                616,500             2,146
  WATERVLIET, TOWNSHIP OF        12              1,147,800             6,595
  WAVERLY, TOWNSHIP OF            1                 45,000               397
  WAYNE, CITY OF                 19              2,485,600             9,177
  WEBBERVILLE, VILLAGE OF         2                189,800               919
  WELLS, TOWNSHIP OF              2                 82,100               929
  WEST BLOOMFIELD, TOWNSHI      117             22,034,300            71,690
  WEST TRAVERSE, TOWNSHIP         1                350,000               992
  WESTLAND, CITY OF              31              2,991,900            12,769
  WHITE CLOUD, CITY OF            1                 92,500               601
  WHITE LAKE, TOWNSHIP OF       121             18,853,100            69,341
  WHITE OAK, TOWNSHIP OF          8              1,018,400             4,154
  WHITE RIVER, TOWNSHIP OF        4                393,900             2,155
  WHITEFISH, TOWNSHIP OF         10              1,103,100             5,097
  WHITEFORD, TOWNSHIP OF         13              1,918,700            12,296
  WHITEHALL, CITY OF              1                 20,000               354
  WHITEWATER, TOWNSHIP OF        19              3,022,900             8,832
  WHITNEY, TOWNSHIP OF            2                169,000               671
  WILLIAMS, TOWNSHIP OF           5                703,600             2,110
  WILLIAMSTON, CITY OF           14              2,419,600            10,428
  WILLIAMSTOWN, TOWNSHIP O       13              1,904,200             6,459
  WINDSOR, CHARTER TOWNSHI       38              5,900,300            23,448
  WISNER, TOWNSHIP OF            34              2,409,900            13,132
  WOLVERINE LAKE, VILLAGE        10              1,888,000             6,769
  WOODHAVEN, CITY OF            186             22,305,500           116,048
  WORTH, TOWNSHIP OF              4                776,100             2,833
  WRIGHT, TOWNSHIP OF             1                188,000               251
  WYANDOTTE, CITY OF             79              8,984,700            36,203
  WYOMING, CITY OF               75             10,078,700            49,428
  YPSILANTI, CITY OF              1                310,000               326
  YPSILANTI, TOWNSHIP OF          5                892,700             2,068
  ZEELAND, CITY OF                1                 10,000               159
  ZEELAND, TOWNSHIP (CHART        2                 90,000               789
  ZILWAUKEE, CITY OF            292             20,425,800           134,450
  ZILWAUKEE, TOWNSHIP OF         25              2,742,400            14,793

  Total for Michigan
                             25,259          2,977,732,500        13,340,643

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                               Policy Statistics
                                Minnesota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADA, CITY OF                   33              7,138,800            24,328
  ADAMS, CITY OF                  1                188,000               251
  ADRIAN, CITY OF                 1                 38,200               235
  AFTON, CITY OF                 33              4,594,800            20,611
  AITKIN COUNTY *               122             12,345,000            57,142
  AITKIN, CITY OF                25              3,063,600            10,987
  ALBERT LEA, CITY OF             5                615,500             2,844
  ALVARADO, CITY OF               2                191,000               792
  ANDOVER, CITY OF               21              4,332,500             8,303
  ANOKA COUNTY *                 47              6,727,400            21,275
  ANOKA, CITY OF                 29              6,428,900            19,188
  APPLETON, CITY OF               2                132,000               727
  ARDEN HILLS, CITY OF            5              1,118,000             1,467
  ARGYLE, CITY OF                 1                 24,000               257
  AUSTIN, CITY OF               115             10,622,300            53,639
  AVON, CITY OF                   1                208,000               706
  BAUDETTE, CITY OF               2                 49,000               428
  BAXTER, CITY OF                 2                376,000               539
  BAYPORT, CITY OF              102             19,490,500            61,704
  BEAVER BAY, CITY OF             1                526,300             1,438
  BECKER COUNTY *                23              2,995,400             5,852
  BELLE PLAINE, CITY OF           1                150,000               974
  BELTRAMI COUNTY *               8              1,456,000             2,136
  BELTRAMI, CITY OF               4                342,300             3,679
  BENSON, CITY OF                 1                125,000               246
  BENTON COUNTY *                91              9,593,700            42,530
  BIG FALLS, CITY OF              1                188,000               263
  BIG LAKE, CITY OF               5                635,000             1,230
  BIG STONE COUNTY *             11              1,755,300             3,405
  BLAINE, CITY OF                47             10,734,200            22,387
  BLOOMINGTON, CITY OF           55             11,600,600            21,340
  BLUE EARTH COUNTY *            18              2,309,000             6,001
  BLUE EARTH, CITY OF             4                304,800             2,713
  BOYD, CITY OF                   2                100,000               352
  BRAINERD, CITY OF               3                398,500             1,187
  BRECKENRIDGE, CITY OF          60              7,693,000            25,065
  BROOKLYN CENTER, CITY OF       28              4,555,900            12,726
  BROOKLYN PARK, CITY OF         21              3,468,900            17,416
  BROWN COUNTY *                  6                555,600             3,461
  BROWNS VALLEY, CITY OF         20                490,300             5,311
  BROWNSVILLE, CITY OF            1                188,000               293
  BUFFALO, CITY OF               23              3,476,700            11,486
  BURNSVILLE, CITY OF            27              5,513,300            12,163
  CAMBRIDGE, CITY OF              3                498,000               774
  CANBY, CITY OF                  8              1,150,600             5,690
  CANNON FALLS, CITY OF           8              1,051,200             3,414
  CANOSIA, TOWNSHIP OF            2                258,000               698
  CARLTON COUNTY *                7                690,800             2,646
  CARLTON, CITY OF                1                188,000               251
  CARVER COUNTY*                 20              3,059,100            11,756
  CARVER, CITY OF                26              3,251,700            20,320
  CASS COUNTY *                   8              1,833,000             2,315
  CENTER CITY, CITY OF            2                298,400             1,173
  CENTERVILLE, CITY OF            9              1,433,800             3,757
  CHAMPLIN, CITY OF              35              5,424,200            18,367
  CHANHASSEN, CITY OF             9              2,251,000             3,072
  CHASKA, CITY OF                22              3,672,400            18,526
  CHATFIELD, CITY OF              1                132,000               854
  CHIPPEWA COUNTY *               3                454,000               743
  CHISAGO COUNTY *               45              5,834,300            20,756
  CHISAGO, CITY OF                5                517,800             4,098
  CHOKIO, CITY OF                 1                 21,000               246
  CIRCLE PINES, CITY OF           2                339,700               621
  CLARA CITY, CITY OF             3                312,000               696
  CLAY COUNTY *                 132             16,047,100            65,279
  CLEARWATER COUNTY*              6                742,900             1,509
  CLEARWATER, CITY OF             1                310,000               316
  
                               Policy Statistics
                                Minnesota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CLEVELAND, CITY OF              1                120,000               506
  CLOQUET, CITY OF                3                520,900             1,229
  COHASSETT, CITY OF              2                312,000               474
  COLD SPRING, CITY OF            1                155,000               278
  COLUMBIA HEIGHTS, CITY O        5                687,100             2,161
  COOK COUNTY *                  12              1,145,900             3,370
  COOK, CITY OF                  11              1,112,000             5,376
  COON RAPIDS,CITY OF            24              3,980,400            13,047
  CORCORAN, CITY OF              10              1,879,100             5,566
  COTTAGE GROVE, CITY OF          4              1,105,000             2,028
  COTTONWOOD COUNTY *             1                310,000               326
  CROOKSTON, CITY OF            246             14,734,500           118,658
  CROSBY, CITY OF                 1                155,000               634
  CROSSLAKE, CITY OF             27              4,605,300            14,587
  CROW WING COUNTY *             35              4,070,000            17,489
  CRYSTAL, CITY OF               27              3,959,300            12,829
  DAKOTA COUNTY *                36              6,539,700            18,396
  DAWSON, CITY OF                11                607,200             4,299
  DAYTON, CITY OF                12              1,589,500             6,267
  DEEPHAVEN, CITY OF              2                 66,000               338
  DELANO, CITY OF                45              5,330,900            32,055
  DETROIT LAKES, CITY OF          4                503,500             1,575
  DILWORTH, CITY OF               7              1,062,500             2,833
  DODGE COUNTY *                  9              1,054,900             5,099
  DOUGLAS COUNTY *                3                497,000             1,094
  DULUTH, CITY OF                87             11,069,000            41,191
  DUMONT, CITY OF                 5                212,400             2,192
  EAGAN, CITY OF                 65             11,364,300            18,448
  EAST BETHEL, CITY OF            6                768,100             2,400
  EAST GRAND FORKS, CITY O      467             67,376,100           252,823
  EDEN PRAIRIE, CITY OF         149              8,540,100            19,015
  EDINA, CITY OF                272             24,480,300            69,272
  ELBA, CITY OF                  11                547,200             3,720
  ELGIN, CITY OF                  1                155,000               278
  ELK RIVER, CITY OF             18              2,315,600             8,567
  EMMONS,CITY OF                  2                 23,600               523
  EXCELSIOR, CITY OF              4                700,600             1,945
  EYOTA, CITY OF                  1                 49,000               914
  FARIBAULT COUNTY *              1                204,900               318
  FARIBAULT, CITY OF             16              2,807,000            14,968
  FARMINGTON, CITY OF            13              2,084,600             4,002
  FERGUS FALLS, CITY OF           3                200,000             1,099
  FILLMORE COUNTY*                8                646,600             3,757
  FLOODWOOD, CITY OF              8                590,000             3,416
  FOLEY, CITY OF                  1                 27,000               343
  FORT RIPLEY, CITY OF            1                125,000               246
  FREEBORN COUNTY *               4                755,800             1,217
  FRIDLEY, CITY OF               45              6,109,800            28,961
  GEORGETOWN, CITY OF            19              1,258,200             8,028
  GHENT, CITY OF                  1                125,000               246
  GLENCOE, CITY OF               14              2,153,000             6,835
  GLYNDON, CITY OF                3                383,000             1,378
  GNESEN, TOWNSHIP OF             2                167,600             1,789
  GOLDEN VALLEY, CITY OF         43              9,225,500            23,179
  GOODHUE COUNTY *               36              5,085,800            18,960
  GRAND MARAIS, CITY OF           5                670,200             2,420
  GRAND RAPIDS, CITY OF           3                631,300             1,228
  GRANITE FALLS, CITY OF         29              4,276,200            16,150
  GRANT COUNTY *                  1                310,000               351
  GRASSTON, CITY OF               1                143,500               953
  GREENBUSH, CITY OF              2                213,000             3,501
  GREENFIELD, CITY OF             9              1,632,100             4,138
  GREENWOOD, CITY OF              1                250,000               295
  HALLOCK, CITY OF               11                809,500             5,370
  HALSTAD, CITY OF                3                275,000             1,447
  HAM LAKE, CITY OF              32              5,278,600            17,197
  HAMMOND, CITY OF                6                562,300             4,349
  
                               Policy Statistics
                                Minnesota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HANOVER, CITY OF                2                425,000             1,555
  HASSAN, TOWNSHIP OF             4                730,000             2,067
  HASTINGS,CITY OF               14              1,805,400             5,742
  HAWLEY, CITY OF                 3                222,000             1,691
  HAYFIELD, CITY OF               4                550,200             1,873
  HENDERSON, CITY OF              8              1,288,000             2,674
  HENDRUM, CITY OF                2                187,000               450
  HERMANTOWN, CITY OF             9              1,913,800             3,871
  HIBBING, CITY OF               12              1,552,000             6,286
  HOKAH, CITY OF                  2                571,600             1,102
  HOPKINS, CITY OF               11              2,947,200            12,265
  HOUSTON COUNTY *               16              1,516,600             8,375
  HOUSTON, CITY OF                3                173,700             1,576
  HUBBARD COUNTY *                9              1,145,300             2,653
  HUGO, CITY OF                  12              1,923,900             5,261
  HUTCHINSON, CITY OF            11              1,178,400             5,095
  INDEPENDENCE, CITY OF           3                790,000             1,641
  INVER GROVE HEIGHTS, CIT        9              1,938,600             4,185
  ISANTI COUNTY *               137             17,469,700            74,391
  ISANTI, CITY OF                17              1,563,800             8,012
  ISLE, CITY OF                   1                188,000               276
  ITASCA COUNTY *                24              3,032,800            12,310
  JACKSON COUNTY *                2                273,100             1,286
  JACKSON,CITY OF                25              1,174,700            10,506
  JORDAN, CITY OF                92             11,623,100            62,294
  KANABEC COUNTY *               15              1,491,800             6,724
  KANDIYOHI COUNTY*               3                929,700             3,216
  KASSON, CITY OF                 6              1,250,000             2,775
  KENNEDY, CITY OF                2                 41,500               584
  KINGSTON, CITY OF               1                 55,000               439
  KITTSON COUNTY *               29                990,300             8,521
  KOOCHICHING COUNTY *           38              2,641,600            15,839
  LA CRESCENT, CITY OF           42              6,369,100            21,147
  LAC QUI PARLE COUNTY *          4                495,400             1,724
  LAKE CITY, CITY OF             59              9,234,300            11,939
  LAKE COUNTY *                   2                372,000               547
  LAKE CRYSTAL, CITY OF           6                694,900             4,377
  LAKE ELMO, CITY OF              7              1,522,900             3,888
  LAKE OF THE WOODS COUNTY       17              1,512,200             5,023
  LAKE ST. CROIX BEACH, CI       32              4,143,800            20,022
  LAKELAND SHORES, CITY OF        2                391,700             1,252
  LAKELAND, CITY OF              13              2,054,200             6,932
  LAKEVILLE, CITY OF             20              4,126,100             8,857
  LAKEWOOD, TOWNSHIP OF           1                188,000               263
  LANCASTER, CITY OF              1                 62,000               204
  LANESBORO, CITY OF             12                887,200             5,660
  LE SUEUR COUNTY *              21              2,304,400            12,348
  LE SUEUR, CITY OF               6              2,343,100             8,914
  LEROY, CITY OF                  1                155,000               278
  LILYDALE, CITY OF               3                960,300             8,234
  LINCOLN COUNTY *                7                578,900             2,853
  LINDSTROM, CITY OF              6              1,420,000             2,476
  LINO LAKES, CITY OF            45              8,653,100            20,105
  LITCHFIELD, CITY OF             2                218,000               976
  LITTLE CANADA, CITY OF          3                489,600             2,763
  LITTLE FALLS, CITY OF           5                477,800             3,075
  LITTLEFORK, CITY OF             1                 85,000               455
  LONG BEACH, CITY OF             1                 93,000               206
  LONG PRAIRIE, CITY OF           3                118,600               827
  LUVERNE, CITY OF                9                552,600             4,123
  LYON COUNTY *                   5                300,600             1,610
  MABEL, CITY OF                  3                410,000               662
  MADELIA, CITY OF                4              1,110,600             4,234
  MAHNOMEN COUNTY *              11              1,506,000             2,996
  MAHNOMEN, CITY OF               7              2,100,900             6,953
  MAHTOMEDI, CITY OF              3                653,000               812
  MANKATO, CITY OF               20              5,011,000            13,921
  
                               Policy Statistics
                                Minnesota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MANTORVILLE, CITY OF            4                240,700             2,220
  MAPLE GROVE, CITY OF           24              5,826,500            16,011
  MAPLE PLAIN, CITY OF            1                125,000               221
  MAPLEVIEW, CITY OF              1                 16,500               239
  MAPLEWOOD, CITY OF              9              2,286,500             4,861
  MARINE-ON-ST. CROIX, CIT        3                568,000             1,828
  MARSHALL COUNTY*               75              5,024,700            33,306
  MARSHALL, CITY OF              28              4,063,900            10,504
  MARTIN COUNTY *                 1                  8,300               172
  MAZEPPA, CITY OF                1                 85,000               583
  MC LEOD COUNTY *               12              1,843,000             5,209
  MCGREGOR, CITY OF               2                 53,600               500
  MEDFORD, CITY OF                1                188,000               276
  MEDICINE LAKE, CITY OF          3                660,600             2,206
  MEDINA, CITY OF                 7              1,793,000             5,932
  MEEKER COUNTY *                18              2,067,400             8,642
  MENAHGA, CITY OF                1                 35,000               296
  MENDOTA HEIGHTS, CITY OF        1                 62,000               179
  MIDDLE RIVER, CITY OF           3                224,800             1,295
  MIDWAY, TOWNSHIP OF             1                125,000               262
  MILACA, CITY OF                 7              1,372,400             2,599
  MILLE LACS COUNTY *            20              3,036,700             9,295
  MINNEAPOLIS, CITY OF          114             23,880,800            82,746
  MINNETONKA BEACH, CITY O        2                509,500             1,840
  MINNETONKA, CITY OF            52             13,570,100            36,752
  MINNETRISTA, CITY OF           20              3,779,300            13,202
  MONTEVIDEO, CITY OF            25              2,701,800            16,788
  MONTICELLO, CITY OF             9              1,325,800             3,854
  MOORHEAD, CITY OF             138             18,766,100            64,364
  MOOSE LAKE, CITY OF             1                155,000               236
  MORA, CITY OF                   4                381,000               827
  MORRISON COUNTY *              39              4,208,000            18,046
  MOTLEY, CITY OF                 3                368,000             1,728
  MOUND, CITY OF                 11              1,729,000             7,135
  MOUNDS VIEW, CITY OF            6                789,100             2,605
  MOWER COUNTY *                 25              2,880,700            15,201
  MURRAY COUNTY *                17              1,761,900             9,851
  NEW BRIGHTON, CITY OF          15              2,332,400             8,588
  NEW HOPE, CITY OF               3                560,000               886
  NEW PRAGUE, CITY OF             1                420,000             1,154
  NEW ULM, CITY OF                6                646,600             2,510
  NEWPORT, CITY OF               18              4,412,500            10,665
  NICOLLET COUNTY *               6              1,626,100             4,681
  NORMAN COUNTY*                 38              3,980,400            18,748
  NORTH BRANCH, CITY OF           2                375,000               592
  NORTH MANKATO, CITY OF         38              5,723,400            12,964
  NORTH ST. PAUL, CITY OF         1                250,000               330
  NORTHFIELD, CITY OF            18              7,896,200            33,448
  OAKDALE, CITY OF                3                590,000               855
  OLMSTED COUNTY *               27              2,970,900            16,244
  ORONO, CITY OF                 18              4,034,900             7,172
  ORONOCO, CITY OF                3                546,000               992
  ORTONVILLE, CITY OF            32              3,329,900            14,093
  OSLO, CITY OF                   7                334,200             2,681
  OSSEO, CITY OF                  2                376,000               552
  OTSEGO, CITY OF                12              1,962,500             9,041
  OTTER TAIL COUNTY *            16              3,145,000             4,687
  OTTERTAIL, CITY OF              1                110,000               618
  OWATONNA, CITY OF              42              3,540,700            22,430
  PALISADE, CITY OF               1                 75,000               416
  PARK RAPIDS, CITY OF            4                535,200             1,250
  PAYNESVILLE, CITY OF            1                109,000               702
  PENNINGTON COUNTY *             6                835,800             3,366
  PERLEY, CITY OF                20              1,052,300            10,365
  PETERSON, CITY OF              13                736,900             5,646
  PIERZ, CITY OF                  1                155,000               236
  PINE CITY, CITY OF              9              1,232,800             4,607
  
                               Policy Statistics
                                Minnesota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PINE COUNTY *                  63              7,092,100            29,135
  PINE ISLAND, CITY OF           16              1,539,700             9,157
  PIPESTONE COUNTY*               1                 30,000               348
  PIPESTONE, CITY OF             30              1,743,800            11,725
  PLYMOUTH, CITY OF              46              9,965,500            15,596
  POLK COUNTY *                 103              8,770,700            46,491
  POPE COUNTY*                    7                897,100             2,543
  PRESTON, CITY OF               20              1,029,000            10,603
  PRINCETON, CITY OF              5                763,000             1,847
  PRIOR LAKE, CITY OF            76             14,401,200            44,343
  RAMSEY, CITY OF                28              5,790,300            15,328
  RANDALL, CITY OF                3                415,100             3,307
  RANIER, CITY OF                 1                221,000               776
  RED WING, CITY OF              16              4,727,100            27,771
  RICE COUNTY *                  46              4,663,300            21,266
  RICE LAKE, TOWNSHIP OF          3                271,000               985
  RICHFIELD, CITY OF              7              1,051,300             1,905
  ROBBINSDALE, CITY OF           15              2,765,100             6,705
  ROCHESTER, CITY OF            128             14,659,600            64,296
  ROCK COUNTY *                  12                840,200             6,540
  ROCKFORD, CITY OF              17              1,784,900             9,625
  ROCKVILLE, CITY OF              1                 55,000               160
  ROLLINGSTONE, CITY OF           2                204,200               893
  ROSEAU COUNTY *               126             10,097,500            43,753
  ROSEAU, CITY OF               416             32,309,600           189,103
  ROSEMOUNT, CITY OF              5                984,000             1,340
  ROSEVILLE, CITY OF              8              1,873,900             3,622
  ROYALTON, CITY OF               4                552,000             1,592
  RUSHFORD VILLAGE, CITY O        3                182,700             2,078
  RUSHFORD, CITY OF               2                187,000               466
  SARTELL, CITY OF                6              2,800,000             6,380
  SAUK CENTRE, CITY OF           10              1,601,800             3,695
  SAUK RAPIDS, CITY OF           28              3,424,300            17,472
  SAVAGE, CITY OF                17              5,182,000            20,678
  SCOTT COUNTY*                  24              4,549,100             9,414
  SHAKOPEE, CITY OF               5              1,312,500             3,765
  SHERBURNE COUNTY *            108             14,172,700            51,740
  SHOREVIEW, CITY OF             17              3,544,100             5,902
  SHOREWOOD, CITY OF              2                600,000             1,498
  SIBLEY COUNTY *                 5                768,200             4,160
  SOUTH ST. PAUL, CITY OF        15              6,104,400            21,003
  SPRING LAKE PARK, CITY O        2                435,000               597
  SPRING PARK, CITY OF            2                375,400             1,726
  SPRING VALLEY, CITY OF         20              1,919,500            14,244
  SPRINGFIELD, CITY OF            9                447,800             4,705
  ST. ANTHONY, CITY OF            1                 17,200               214
  ST. BONIFACIUS, CITY OF         1                155,000               261
  ST. CHARLES, CITY OF           11              2,311,200             6,198
  ST. CLOUD, CITY OF             24              4,226,800            12,532
  ST. FRANCIS, CITY OF            1                100,000               620
  ST. JAMES, CITY OF              1                 44,000               470
  ST. LOUIS COUNTY *             64              5,315,900            30,757
  ST. LOUIS PARK, CITY OF       101             23,760,400            89,823
  ST. MARYS POINT, CITY OF       20              3,858,600            13,182
  ST. MICHAEL, CITY OF            3                930,000             1,053
  ST. PAUL PARK, CITY OF          1                305,600             1,865
  ST. PAUL, CITY OF              58             13,776,600            43,198
  ST. PETER, CITY OF              9              1,498,000             2,711
  ST. VINCENT, CITY OF            6                229,400             2,402
  STACY, CITY OF                  1                155,000               261
  STARBUCK, CITY OF               1                310,000               316
  STEARNS COUNTY*                94             12,037,700            42,948
  STEELE COUNTY *                 6                471,700             3,069
  STEPHEN, CITY OF                6                574,500             1,747
  STEVENS COUNTY*                11                978,800             4,978
  STILLWATER, CITY OF            24              7,930,800            30,552
  STOCKTON, CITY OF              20              1,766,400            16,278
  
                               Policy Statistics
                                Minnesota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  THIEF RIVER FALLS, CITY         6                653,500             1,952
  TODD COUNTY *                   6                780,000             2,781
  TONKA BAY, CITY OF              3                884,100             1,383
  TRAVERSE COUNTY*               10                409,300             2,937
  TWIN LAKES, CITY OF             2                 49,000               652
  TWO HARBORS, CITY OF            1                500,000             1,744
  UPPER SIOUX COMMUNITY           1                125,000               232
  VADNAIS HEIGHTS, CITY OF        6              1,436,000             2,557
  VIRGINIA, CITY OF               1                 81,500               625
  WABASHA COUNTY *               16              1,349,800             9,689
  WABASHA, CITY OF               23              2,292,800            11,933
  WACONIA, CITY OF                1                188,000               293
  WADENA COUNTY*                 11              1,375,600             5,078
  WADENA, CITY OF                 2                252,900             2,340
  WAITE PARK, CITY OF             3                481,300             3,077
  WANAMINGO, CITY OF              1                310,000               351
  WARREN, CITY OF               221             11,253,000           105,140
  WARROAD, CITY OF                4                230,000             1,619
  WASECA COUNTY *                 1                250,000               306
  WASHINGTON COUNTY *            61              9,040,600            32,101
  WATERTOWN, CITY OF              8              1,103,700             3,736
  WATERVILLE, CITY OF            47              5,043,000            19,782
  WATONWAN COUNTY *               1                155,000               278
  WAUBUN, CITY OF                 3                110,700             1,094
  WAYZATA, CITY OF               10              2,562,800             5,663
  WEST ST. PAUL, CITY OF          2                372,000               505
  WHALAN, CITY OF                 3                126,100             1,296
  WHEATON, CITY OF                1                155,000               261
  WHITE BEAR LAKE, CITY OF       11              1,087,300             3,725
  WHITE BEAR,TOWNSHIP OF          8              1,614,000             5,007
  WILKIN COUNTY *                11              1,319,600             4,707
  WILLOW RIVER, CITY OF           2                137,200               669
  WINDOM, CITY OF                59              3,507,200            24,902
  WINONA COUNTY *                34              4,724,400            22,117
  WINONA, CITY OF               100             15,600,500            65,315
  WOODBURY, CITY OF               1                 45,000               365
  WORTHINGTON, CITY OF          163              8,746,900            70,527
  WRIGHT COUNTY *                85             12,327,700            41,429
  YELLOW MEDICINE COUNTY *        7                694,200             2,746
  ZIMMERMAN, CITY OF              1                250,000               330
  ZUMBRO FALLS, CITY OF          16              1,108,200             7,690
  ZUMBROTA, CITY OF               8                440,100             3,695

  Total for Minnesota
                              8,185          1,063,931,600         4,111,760

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                               Policy Statistics
                                Mississippi
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, CITY OF              24              1,434,400             6,544
  ACKERMAN, TOWN OF               4                222,400             1,573
  ADAMS COUNTY *                  8              2,122,400            15,307
  ALCORN COUNTY *                 9              1,049,300             6,123
  ALLIGATOR, TOWN OF              2                147,100               994
  AMITE COUNTY*                   3                255,500             1,330
  AMORY, CITY OF                119              9,174,500            42,104
  ANGULLA, TOWN OF                7                726,900             2,102
  ARCOLA, TOWN OF                 7              1,816,200             5,567
  ATTALA COUNTY *                 5                397,000             1,546
  BATESVILLE, CITY OF            19              2,859,800             8,920
  BAY SPRINGS, TOWN OF            1                 62,000               171
  BAY ST. LOUIS, CITY OF        899            129,352,300           382,359
  BEAUMONT, TOWN OF              12              2,427,000            10,455
  BELZONI, CITY OF               51              4,163,300            21,063
  BENOIT, TOWN OF                 7                391,600             3,279
  BEULAH, TOWN OF                 5                126,500             1,401
  BILOXI, CITY OF             2,057            281,283,900           862,780
  BOLIVAR COUNTY *              249             17,928,800           105,012
  BOLTON, TOWN OF                 3                115,000               557
  BOONEVILLE, CITY OF             8                810,600             6,202
  BOYLE, TOWN OF                  6                519,600             1,709
  BRANDON, CITY OF               66             10,334,300            22,716
  BROOKHAVEN, CITY OF            40              3,504,900            15,011
  BRUCE, CITY OF                 13              1,383,300             9,743
  BURNSVILLE, CITY OF             1                 24,000               332
  BYHALIA,TOWN OF                 2                163,900             1,185
  CALHOUN CITY,CITY OF            9                773,300             4,725
  CALHOUN COUNTY *               32              1,607,900            12,294
  CANTON, CITY OF               171             12,910,100            92,846
  CARROLL COUNTY *                8                721,200             2,466
  CARTHAGE, CITY OF              32              1,374,700            11,429
  CARY, TOWN OF                   9                807,000             2,188
  CHARLESTON, CITY OF             3                206,600             1,250
  CHUNKY, TOWN OF                 2                 80,000               311
  CLAIBORNE COUNTY *             43              1,225,400            13,113
  CLARKE COUNTY *                48              3,039,700            20,246
  CLARKSDALE, CITY OF            51              4,982,600            18,689
  CLAY COUNTY *                  89             10,113,200            36,542
  CLEVELAND, CITY OF             94              8,655,900            30,356
  CLINTON, CITY OF               60              5,220,600            20,435
  COAHOMA COUNTY *              129             12,027,600            55,186
  COFFEEVILLE, TOWN OF            3                272,500               820
  COLLINS, CITY OF                7                464,700             3,427
  COLUMBIA, CITY OF             199             12,047,000            71,480
  COLUMBUS, CITY OF           1,054             95,764,300           521,036
  COPIAH COUNTY *                32              3,021,800            20,068
  CORINTH, CITY OF               54              8,372,200            41,641
  COVINGTON COUNTY *             63              4,205,900            25,472
  CRENSHAW, TOWN OF              17                415,100             5,319
  CROSBY, TOWN OF                 2                623,000             3,036
  CROWDER, CITY OF                1                 36,500               923
  CRUGER, TOWN OF                 1                 63,000               521
  CRYSTAL SPRINGS, CITY OF        4                 90,100             1,019
  D'IBERVILLE, CITY OF           18              1,827,700             7,665
  D'LO, TOWN OF                  14                902,500             5,605
  DE SOTO COUNTY *               94              9,616,200            34,310
  DERMA, TOWN OF                  1                 74,200             1,356
  DREW, CITY OF                  12                327,500             3,300
  DUCK HILL, TOWN OF              1                 93,000               196
  DURANT, CITY OF                 4                141,000             1,151
  ECRU, TOWN OF                   1                 35,000               371
  EDWARDS, TOWN OF                1                 93,000               196
  ELLISVILLE, CITY OF             4                187,700             1,390
  ENTERPRISE, TOWN OF            14                721,300             5,640
  EUPORA, TOWN OF                 1                500,000             3,320
  FLORA, TOWN OF                  1                125,000               232
  
                               Policy Statistics
                                Mississippi
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FLORENCE, TOWN OF              37              4,192,700            18,035
  FLOWOOD, CITY OF              388            101,522,700           283,506
  FOREST, CITY OF                 1                  5,600                71
  FORREST COUNTY *              124             10,969,700            59,779
  FRIAR'S POINT, TOWN OF          1                109,900               410
  FULTON, CITY OF                 5              1,307,600             4,324
  GAUTIER, CITY OF              514             69,908,100           175,289
  GEORGE COUNTY *                88              3,852,000            29,531
  GLENDORA, CITY OF               1                 20,900               280
  GLOSTER, TOWN OF                2                170,900             1,159
  GREENE COUNTY *                31              1,403,100             9,930
  GREENVILLE, CITY OF         1,166             85,359,600           479,682
  GREENWOOD, CITY OF            423             40,040,000           143,831
  GRENADA COUNTY*                98              9,447,700            33,723
  GRENADA, CITY OF              163             12,500,900            50,753
  GULFPORT, CITY OF           1,996            307,626,300           877,001
  HANCOCK COUNTY*             3,124            336,564,800         1,229,380
  HARRISON COUNTY *           2,230            292,553,500           938,716
  HATTIESBURG, CITY OF          569             46,355,000           246,376
  HEIDELBERG,TOWN OF              2                100,000             1,465
  HERNANDO, CITY OF               7                540,400             2,208
  HINDS COUNTY*                 299             34,879,200           111,966
  HOLLANDALE, CITY OF             7                848,800             2,168
  HOLLY SPRINGS, CITY OF          2                195,000             1,982
  HOLMES COUNTY *                40              2,688,500            18,772
  HORN LAKE, CITY OF            162             14,969,200            86,566
  HOUSTON, CITY OF               11                555,300             2,568
  HUMPHREYS COUNTY *            160             11,090,900            61,851
  INDIANOLA, CITY OF             42              3,315,000            13,468
  INVERNESS, TOWN OF              3              1,094,700            14,997
  ISOLA, TOWN OF                  5                736,300             3,121
  ISSAQUENA COUNTY *            114              7,223,300            45,218
  ITAWAMBA COUNTY *              15              1,114,500             5,705
  ITTA BENA, CITY OF             15              1,249,800             3,397
  IUKA, CITY OF                  15                590,300             3,637
  JACKSON COUNTY*             2,484            310,628,000         1,058,911
  JACKSON, CITY OF            4,707            521,512,600         2,372,679
  JASPER COUNTY *                 2                 93,000               777
  JEFFERSON COUNTY *              8                404,300             2,430
  JONES COUNTY *                 78              6,279,700            35,588
  JONESTOWN, TOWN OF              2                 45,500               353
  KOSCIUSKO, CITY OF             20              1,180,600             7,511
  LAMAR COUNTY *                122             10,210,600            55,438
  LAMBERT, TOWN OF                8                381,900             2,680
  LAUDERDALE COUNTY *           143             17,818,300            65,316
  LAUREL,CITY OF                241             16,201,000            94,344
  LAWRENCE COUNTY *              42              3,051,600            13,899
  LEAKE COUNTY *                 22              1,942,200            18,461
  LEAKESVILLE, TOWN OF            7                227,300             2,444
  LEE COUNTY *                   56              8,226,700            28,490
  LEFLORE COUNTY *              950             61,083,700           365,628
  LELAND, CITY OF                50              4,769,000            15,520
  LEXINGTON, CITY OF             99              3,732,400            39,210
  LONG BEACH, CITY OF         1,353            183,061,900           502,643
  LOUISE, TOWN OF                 3                225,000               730
  LOUISVILLE, CITY OF            31              1,720,000             6,943
  LOWNDES COUNTY *              377             30,508,000           157,125
  LUCEDALE, CITY OF               4                311,300             1,304
  LYON, TOWN OF                   3                303,000               910
  MACON, CITY OF                  2                 35,000               334
  MADISON COUNTY *              152             24,912,400            68,905
  MADISON, CITY OF              154             24,939,500            46,922
  MAGEE, CITY OF                 22              2,096,800             8,290
  MAGNOLIA, CITY OF               5                752,300             3,983
  MANTACHIE, TOWN OF              8                459,100             4,059
  MARION COUNTY *               152             11,340,200            55,701
  MARION, TOWN OF                 8                567,500             2,337
  
                               Policy Statistics
                                Mississippi
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MARKS, CITY OF                 60              3,322,700            20,504
  MARSHALL COUNTY*                7                712,300             3,665
  MATHISTON, TOWN OF              1                500,000             1,623
  MAYERSVILLE, TOWN OF            4                286,100             1,018
  MCCOMB, CITY OF                22              1,970,800             7,248
  MCLAIN, TOWN OF                31              1,347,700             9,656
  MENDENHALL, CITY OF            39              2,039,900            17,899
  MERIDIAN, CITY OF             433             40,490,600           195,497
  MERIGOLD, TOWN OF               1              1,000,000             3,329
  MIZE, CITY OF                   6                244,700             2,541
  MONROE COUNTY*                 94              7,232,000            28,286
  MONTGOMERY COUNTY*              3                260,000             1,017
  MONTICELLO, TOWN OF             4                176,100             1,549
  MOORHEAD, CITY OF              11              1,089,200             3,380
  MORGAN CITY, TOWN OF            1                 50,000               300
  MORTON, CITY OF                 4                425,600             3,606
  MOSS POINT, CITY OF           310             29,514,600           115,013
  MOUND BAYOU, CITY OF           11                363,500             2,895
  MT. OLIVE, TOWN OF              1                 45,900               625
  NATCHEZ, CITY OF                6                957,000             3,232
  NESHOBA COUNTY *               12              1,018,100            12,252
  NEW ALBANY, TOWN OF            10                700,900             4,007
  NEW AUGUSTA, CITY OF           13                630,400             3,805
  NEWTON COUNTY *                20              1,559,500             8,947
  NORTH CARROLLTON, TOWN O        3                109,800               759
  NOXUBEE COUNTY *               17              1,927,500             9,940
  OCEAN SPRINGS, CITY OF        819            136,364,800           273,605
  OKTIBBEHA COUNTY *             28              3,539,000             9,902
  OLIVE BRANCH,CITY OF           28              5,970,500             9,651
  OXFORD, CITY OF                36              5,761,300            15,144
  PACE, TOWN OF                   2                105,000               955
  PANOLA COUNTY *                74              3,759,400            28,003
  PASCAGOULA, CITY OF         1,530            204,229,500           757,740
  PASS CHRISTIAN, CITY OF     2,101            278,042,000           823,604
  PEARL RIVER COUNTY *          388             32,372,200           144,347
  PEARL RIVER VALLEY WATER      191             29,927,300            62,245
  PEARL, CITY OF                371             31,717,400           192,566
  PELAHATCHIE, TOWN OF            5                854,800             3,388
  PERRY COUNTY*                  80              4,176,900            27,002
  PETAL, CITY OF                180              9,872,800            71,727
  PHILADELPHIA, CITY OF           8                717,500             2,244
  PICAYUNE, CITY OF             194             20,192,100            72,461
  PICKENS, TOWN OF                4                204,000             1,477
  PIKE COUNTY *                  45              4,064,500            20,347
  PLANTERSVILLE, VILLAGE O        9                739,600             5,754
  PONTOTOC COUNTY*                5              1,145,000             3,054
  PORT GIBSON, TOWN OF           13                525,500             4,743
  POTTS CAMP, TOWN OF             1                 41,000               439
  PRENTISS, CITY OF               4                812,000             6,786
  PUCKETT, TOWNSHIP OF            1                 69,800               620
  PURVIS, TOWN OF                 2                 97,600               784
  QUITMAN COUNTY *              115              6,819,700            39,722
  QUITMAN, CITY OF               22              2,786,500            15,129
  RANKIN COUNTY *               312             40,895,500           130,568
  RAYMOND, TOWN OF                2                280,000               480
  RICHLAND, CITY OF             134             28,377,900            95,811
  RICHTON, TOWN OF                3                103,300               884
  RIDGELAND, CITY OF            264             40,040,800           101,118
  RIPLEY,CITY OF                  6              1,665,200             9,415
  ROLLING FORK, CITY OF          31              4,024,600            16,274
  ROSEDALE,CITY OF                6                159,000             1,312
  ROXIE, TOWN OF                  1                  2,400                51
  RULEVILLE, TOWN OF              8                384,900             2,405
  SALTILLO, TOWN OF              23              2,681,300            15,235
  SATARTIA, TOWN OF               1                125,000               221
  SCOTT COUNTY*                  11                485,500             4,629
  SENATOBIA, CITY OF             12              1,339,900             8,740
  
                               Policy Statistics
                                Mississippi
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SHARKEY COUNTY*                54              3,441,100            22,279
  SHAW, CITY OF                   2                143,000               676
  SHELBY, CITY OF                 5                292,300             1,067
  SHUBUTA, TOWN OF               21                739,800             7,479
  SIDON, TOWN OF                 21                918,600             7,201
  SIMPSON COUNTY *               41              3,064,200            15,242
  SLEDGE, TOWN OF                 4                149,800             1,505
  SMITH COUNTY *                  8                344,900             2,345
  SMITHVILLE, TOWN OF             1                 62,000               179
  SOUTHHAVEN, CITY OF           134             11,727,400            62,946
  STARKVILLE, CITY OF           179             17,996,200            69,618
  STATE LINE, TOWN OF             1                 19,800               351
  STONE COUNTY*                  23              1,268,000             9,277
  STONEWALL, TOWN OF             55              2,000,100            24,321
  SUMNER, TOWN OF                 4                432,800             3,775
  SUMRALL, TOWN OF                2                191,100               888
  SUNFLOWER COUNTY *             86              7,206,100            36,945
  SUNFLOWER, TOWN OF              7              1,427,600             6,291
  TALLAHATCHIE COUNTY *          89              3,313,000            30,597
  TATE COUNTY *                  15              1,259,700             6,068
  TAYLORSVILLE, TOWN OF           4              1,093,500             3,803
  TCHULA, TOWN OF                 8                368,400             2,075
  TERRY, TOWN OF                  4                315,800             2,479
  TISHOMINGO COUNTY              11                450,300             4,543
  TUNICA COUNTY *                71              5,638,600            32,635
  TUNICA, TOWN OF                15              2,238,500             4,402
  TUPELO, CITY OF               380             45,917,100           213,311
  TUTWILER, TOWN OF               3                153,400               705
  TYLERTOWN, TOWN OF             35              2,529,400            25,428
  UNION, TOWN OF                  4                369,000             3,276
  VAIDEN, TOWN OF                 5                298,500             2,034
  VARDAMAN, TOWN OF               4                661,000             8,210
  VERONA,TOWN OF                  2              1,120,000             9,348
  VICKSBURG, CITY OF            139              8,435,200            57,441
  WALTHALL COUNTY*               67              4,567,800            28,113
  WARREN COUNTY*                291             23,055,100           116,811
  WASHINGTON COUNTY*          1,078            106,107,900           498,396
  WATER VALLEY, CITY OF          26              3,208,100            20,267
  WAVELAND, CITY OF           1,186            149,769,200           402,845
  WAYNE COUNTY *                 39              2,511,900            14,910
  WAYNESBORO, CITY OF            15                744,300             8,276
  WEBB, TOWN OF                   8                259,800             2,709
  WEBSTER COUNTY *                6                305,000             2,180
  WEST POINT, CITY OF           124             12,569,000            57,698
  WILKINSON COUNTY *             70              4,520,400            36,307
  WINONA, CITY OF                 5                198,000             1,649
  WINSTON COUNTY *                7                395,400             1,814
  YAZOO CITY, CITY OF           262             19,076,500           114,327
  YAZOO COUNTY *                149             14,164,300            95,922

  Total for Mississippi
                             42,149          4,801,171,900        18,142,524

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                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADRIAN, CITY OF                 1                125,000               656
  ADVANCE, CITY OF               10              1,440,100             6,060
  AGENCY, TOWN OF                 5                348,000               878
  AIRPORT DRIVE, VILLAGE O        1                 45,000               374
  ALBANY, CITY OF                 5                149,900             1,221
  ALEXANDRIA, CITY OF            48              4,401,500            14,309
  ALLENVILLE, VILLAGE OF          2                 52,500               539
  ALTON, CITY OF                  2                260,000             2,259
  AMAZONIA, CITY OF               1                 35,000               323
  ANDERSON, CITY OF              29              2,715,500            12,006
  ANDREW COUNTY*                 34              3,275,700            14,912
  ANNADA, VILLAGE OF             21                716,400             7,822
  ANNAPOLIS, CITY OF              1                 30,000               333
  ANNISTON, CITY OF               9                249,800             1,337
  ARBYRD, CITY OF                78              1,668,200            16,374
  ARCADIA, CITY OF                6                331,300             2,664
  ARGYLE, VILLAGE                 3                 59,000               887
  ARNOLD, CITY OF               145             13,664,700            56,666
  ASH GROVE, CITY OF              2                 84,000               557
  ASHLAND, CITY OF                1                188,000               263
  ATCHISON COUNTY                48              1,691,700            15,896
  AUGUSTA, VILLAGE OF             3                120,000               975
  AVA, CITY OF                    2                 60,000               682
  AVONDALE,CITY OF               14                746,800             5,919
  BALDWIN PARK, VILLAGE OF        2                132,000               420
  BALLWIN, CITY OF               25              4,657,100            16,575
  BARNARD, CITY OF                3                115,000             1,212
  BARTON COUNTY*                  7                245,600             2,088
  BATES COUNTY *                  6                445,100             4,532
  BEL-RIDGE, VILLAGE OF           5                266,400             2,172
  BELL CITY, CITY OF              1                 67,000               581
  BELLA VILLA, CITY OF            3                266,000             1,053
  BELLEFONTAINE NEIGHBORS,       55              4,530,600            28,568
  BELTON, CITY OF                 7                558,700             2,296
  BENTON COUNTY                  13              1,061,400             5,575
  BERKELEY, CITY OF               5              3,271,800            19,993
  BERNIE, CITY OF                 2                181,000             1,198
  BERTRAND, CITY OF               3                328,200               564
  BETHANY, CITY OF                7                379,000             2,205
  BIG LAKE, VILLAGE OF          199             11,666,800            88,460
  BIGELOW, VILLAGE OF             9                557,900             4,854
  BIRCH TREE, CITY OF             3                 71,700               720
  BIRMINGHAM, VILLAGE OF          2                218,000               463
  BLACK JACK, CITY OF             4                765,000             1,433
  BLACKWATER, CITY OF             4                218,900             1,344
  BLODGETT, VILLAGE OF           15                540,500             5,376
  BLOOMFIELD, CITY OF            22                846,000             5,945
  BLUE SPRINGS, CITY OF          12              2,081,300             5,925
  BOLIVAR, CITY OF               10                564,500             4,181
  BOLLINGER COUNTY *             51              1,828,500            16,765
  BONNE TERRE, CITY OF            7                402,300             2,264
  BOONE COUNTY *                 37              4,591,700            17,089
  BOWLING GREEN, CITY OF          2                 74,000               782
  BRAGG CITY, CITY OF            16                398,500             2,529
  BRANSON, CITY OF               39              5,264,700            20,094
  BRECKENRIDGE HILLS, CITY       62              5,307,600            38,535
  BRENTWOOD, CITY OF            226             31,232,500           210,867
  BRIDGETON, CITY OF             42             19,215,600            79,149
  BROOKFIELD, CITY OF             7                257,700             2,061
  BRUNSWICK, CITY OF             48              2,205,400            18,792
  BUCHANAN COUNTY               132             13,003,000            49,203
  BUCKNER, CITY OF               14              1,244,100             9,118
  BULL CREEK, VILLAGE OF         16                934,000             6,383
  BUTLER COUNTY                 577             27,341,700           197,636
  BUTLER, CITY OF                 4                428,700               838
  BYRNES MILL, CITY OF            2                363,800               589
  CABOOL,CITY OF                  7                791,700             5,086
  
                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CALHOUN, CITY OF                1                310,000               301
  CALLAWAY COUNTY                48              4,325,100            27,153
  CAMDEN COUNTY *                68              7,690,100            29,319
  CANALOU, TOWN OF               14                373,800             4,137
  CANTON, CITY OF                87              9,239,700            21,519
  CAPE GIRARDEAU COUNTY*        144             15,438,300            66,813
  CAPE GIRARDEAU, CITY OF       299             44,338,500           251,453
  CARDWELL, CITY OF              27                689,900             5,028
  CARL JUNCTION, CITY OF          6                582,700             2,419
  CARROLL COUNTY*                59              4,040,800            44,917
  CARROLLTON, TOWN OF            14              2,247,300            18,405
  CARTER COUNTY*                 50              2,728,200            22,129
  CARTHAGE, CITY OF              35              2,682,500            17,191
  CARUTHERSVILLE, CITY OF       299             17,693,100            69,326
  CASS COUNTY *                  68              7,694,200            34,193
  CENTERVILLE, VILLAGE OF         4                 98,700             1,227
  CHAFFEE, CITY OF               17              1,827,400             5,001
  CHAMOIS, CITY OF               59              2,646,100            15,048
  CHARITON COUNTY*               32              1,563,900            10,750
  CHARLESTON, CITY OF            33              6,316,500            13,000
  CHESTERFIELD, CITY OF         374            104,856,900           353,871
  CHILLICOTHE, CITY OF           15                668,600             5,556
  CHRISTIAN COUNTY *             14                523,200             4,717
  CLARK COUNTY *                 30              3,239,800            27,381
  CLARKSON VALLEY, CITY OF        2                347,000               667
  CLARKSVILLE, CITY OF           31              1,905,100            13,712
  CLAY COUNTY *                  40              4,931,700            22,813
  CLAYCOMO, VILLAGE OF           28              3,837,500            22,821
  CLAYTON, CITY OF               23              3,465,500            13,416
  CLEVER, CITY OF                 1                125,000               232
  CLINTON COUNTY*                 8                966,500             2,396
  CLINTON, CITY OF                7                479,200             2,482
  COLE COUNTY                    79              7,378,900            34,845
  COLUMBIA, CITY OF              67             10,371,600            29,912
  COMMERCE, CITY OF               5                338,700             1,368
  CONCORDIA, CITY OF              1                155,000               248
  COOL VALLEY, VILLAGE OF         3                584,700             3,681
  COOPER COUNTY *                 6                510,400             1,861
  CORNING, TOWN OF                1                 32,500               399
  COTTLEVILLE, CITY OF            2                321,600             1,572
  CRAIG, CITY OF                 74              2,060,400            26,970
  CRANE, CITY OF                  1                 44,100               462
  CRAWFORD COUNTY*               24              1,625,500            15,424
  CRESTWOOD, CITY OF             31              4,891,700            22,782
  CREVE COEUR, CITY OF           18              3,413,300             8,979
  CRYSTAL CITY,CITY OF           56              7,286,300            49,066
  DARDENNE PRAIRIE, TOWN O        2                365,000               694
  DE SOTO, CITY OF               92              5,546,700            47,737
  DELLWOOD, CITY OF               4                222,300             1,884
  DES PERES, CITY OF             17              2,674,300             8,986
  DESLOGE, CITY OF                1                125,000               232
  DEXTER, CITY OF                77              4,356,500            23,404
  DONIPHAN, CITY OF              10                931,000             8,609
  DREXEL, CITY OF                 1                  8,000               257
  DUNKLIN COUNTY *              223              9,560,800            55,899
  DUTCHTOWN, VILLAGE OF           1                 35,200               373
  EAST LYNNE, CITY OF             1                 61,000               516
  EAST PRAIRIE, CITY OF          49              4,179,400            11,657
  EDINA, CITY OF                  2                572,500             4,192
  ELLINGTON, CITY OF             78              3,371,300            33,932
  ELLISVILLE, CITY OF             6              1,282,600             3,881
  ELLSINORE, CITY OF              8                191,300             2,232
  ELSBERRY, CITY OF              58              2,943,500            22,435
  EMINENCE, CITY OF               2                101,900             1,285
  ESSEX, CITY OF                  2                106,000               468
  EUREKA, CITY OF                61              7,053,100            34,783
  EXCELSIOR SPRINGS, CITY        33              3,475,800            33,276
  
                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FAIRFAX, CITY OF                5                153,400             1,459
  FARLEY, VILLAGE OF              1                 93,000               221
  FARMINGTON, CITY OF            16              1,233,300             3,771
  FAYETTE, CITY OF                1                 40,300               302
  FENTON, CITY OF                86             19,151,900            78,681
  FERGUSON, CITY OF             327             35,586,700           226,591
  FESTUS,CITY OF                 39              5,737,900            24,686
  FISK, CITY OF                  47              1,718,500            16,569
  FLORDELL HILLS, CITY OF         1                 47,000               346
  FLORISSANT, CITY OF           235             23,164,700           147,299
  FOLEY, CITY OF                 32              1,265,700            12,854
  FORDLAND, CITY OF               1                 25,000               106
  FOREST CITY, CITY OF            1                 47,000               498
  FORTESCUE, TOWN OF              7                278,000             2,748
  FRANKLIN COUNTY *             173             14,353,000            80,875
  FRANKLIN, CITY OF               5                233,300             1,246
  FREDERICKTOWN, CITY OF         74              5,262,000            32,503
  FREEMAN, CITY OF                9                632,100             4,816
  FRONTENAC, CITY OF             18              4,385,700            17,573
  FULTON, CITY OF                32              2,571,400            16,036
  GAINESVILLE, CITY OF            5                809,300             2,917
  GALENA, CITY OF                 2                 70,000               641
  GARDEN CITY, CITY OF            1                117,000               500
  GASCONADE COUNTY*              44              1,832,300            15,876
  GASCONADE, CITY OF             10                467,400             2,635
  GIDEON, CITY OF                10                369,700             2,035
  GLADSTONE, CITY OF             41              5,964,500            25,239
  GLEN ALLEN, CITY OF             9                210,900             2,380
  GLENAIRE, CITY OF               2                207,500               822
  GLENDALE, CITY OF               3                431,100               833
  GRAIN VALLEY, CITY OF          17              2,306,300             7,532
  GRANBY, CITY OF                 2                 67,700               724
  GRAND FALLS PLAZA, TOWN        13              1,317,700             5,764
  GRANDVIEW, CITY OF             18              1,904,600             6,424
  GRANTWOOD VILLAGE, TOWN         4                993,300             4,581
  GREENE COUNTY *                90             13,941,400            40,373
  GREENVILLE, CITY OF             2                 92,500               642
  GREENWOOD, CITY OF              5                948,000             4,131
  GRUNDY COUNTY                   2                 35,000               459
  HANLEY HILLS, VILLAGE OF       38              2,017,400            18,449
  HANNIBAL, CITY OF              74              7,586,800            35,937
  HARDIN, CITY OF               123              5,703,600            52,831
  HARRISONVILLE, CITY OF          6                825,000             2,997
  HARTSBURG, VILLAGE OF          21              1,624,100             8,495
  HARTVILLE, CITY OF              1                537,500             4,151
  HAYTI HEIGHTS, CITY OF          5                260,700               758
  HAYTI, CITY OF                 28              2,783,000             8,649
  HAZELWOOD, CITY OF            120             14,546,100            95,229
  HENRIETTA, CITY OF              6                125,500             1,374
  HERCULANEUM, CITY OF           13              2,376,400            14,964
  HERMANN, CITY OF               36              4,302,400            26,810
  HOLCOMB, CITY OF                1                 40,000               268
  HOLDEN, CITY OF                 2                 91,400               762
  HOLLAND, CITY OF                1                 93,000               196
  HOLLISTER, CITY OF              7              1,717,700             4,263
  HOLT COUNTY*                   46              3,310,500            20,201
  HOLT, CITY OF                   4                266,100             1,237
  HOPKINS, CITY OF                2                103,000               387
  HORNERSVILLE, CITY OF           3                 70,500               899
  HOUSTON, CITY OF                3              1,025,800             2,879
  HOWARD COUNTY*                 17              1,428,500            12,555
  INDEPENDENCE,CITY OF          215             23,980,600           109,395
  IRONTON, CITY OF               37              1,817,600            15,341
  JACKSON COUNTY *              101             13,207,600            41,752
  JACKSON, CITY OF               54              6,590,300            36,879
  JASPER COUNTY*                 54              4,070,200            23,701
  JEFFERSON CITY, CITY OF       108             17,942,800           109,597
  
                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  JEFFERSON COUNTY*             864             81,976,400           455,347
  JENNINGS, CITY OF              19              1,497,300             8,269
  JOHNSON COUNTY *               18              1,831,700             7,833
  JOPLIN, CITY OF               112             11,874,100            50,022
  KANSAS CITY, CITY OF          734            200,554,900           953,009
  KEARNEY, CITY OF                3                448,900             1,485
  KENNETT, CITY OF              252             15,396,000            60,744
  KIMMSWICK, CITY OF             25              3,603,100            24,742
  KIRKSVILLE, CITY OF             6                911,300             3,482
  KIRKWOOD, CITY OF              30              5,368,800            26,886
  LACLEDE COUNTY *                9              1,112,400             4,149
  LADUE,CITY OF                 104             21,267,900            79,841
  LAFAYETTE COUNTY *              9                682,100             2,959
  LAGRANGE,CITY OF               23              2,374,800            10,729
  LAKE LOTAWANA, CITY OF          7                801,700             2,041
  LAKE ST. LOUIS, CITY OF        10              1,980,700             4,589
  LAKE WAUKOMIS, CITY OF          2                375,000               557
  LAKE WINNEBAGO, CITY OF        20              3,455,800            11,430
  LAKESHIRE, CITY OF              1                200,000             1,413
  LAMAR, CITY OF                 26              2,671,800            15,991
  LATHROP, CITY OF                2                212,100               547
  LAWSON, CITY OF                 1                 21,000               268
  LEBANON, CITY OF               19              1,299,600             9,964
  LEE'S SUMMIT, CITY OF          65             12,460,600            28,331
  LEVASY, CITY OF                 8                501,300             3,084
  LEWIS AND CLARK, VILLAGE       38              3,372,500            19,856
  LEWIS COUNTY *                  7                453,700             2,073
  LEXINGTON, CITY OF              1                 61,200               557
  LIBERTY, CITY OF               30              6,263,200            57,061
  LICKING, CITY OF               15              2,111,100            11,011
  LILBOURN, CITY OF              34              1,500,600             9,182
  LINCOLN COUNTY *              219             14,758,500           106,010
  LINN CREEK, CITY OF            12              1,368,500             8,739
  LIVINGSTON COUNTY               6                170,200             1,861
  LOUISIANA, CITY OF             44              2,503,500            18,386
  LUPUS, CITY OF                  9                490,900             2,144
  MACKENZIE, VILLAGE OF          13              1,046,000             6,904
  MACKS CREEK, VILLAGE OF         4                134,900               989
  MACON, CITY OF                  2                186,000               437
  MADISON COUNTY *               26              1,020,500             8,410
  MALDEN,C ITY OF                 2                 87,000               433
  MANCHESTER, CITY OF            23              4,204,900            15,209
  MAPLEWOOD, CITY OF             20              2,031,300            13,979
  MARBLE HILL, CITY OF           40              2,074,100            17,868
  MARCELINE, CITY OF              1                 38,000               137
  MARIES COUNTY*                 32              1,488,000            11,656
  MARION COUNTY *                85              9,065,700            57,320
  MARIONVILLE, CITY OF            1                 15,400               222
  MARQUAND, CITY OF              18                799,500             6,260
  MARSHALL, CITY OF              13                555,500             4,342
  MARSHFIELD, CITY OF             1                125,000               262
  MARSTON, CITY OF                4              1,178,500             5,757
  MARTHASVILLE, CITY OF          13              1,001,800             9,324
  MARYLAND HEIGHTS, CITY O       88             25,097,100           103,234
  MATTHEWS, CITY OF               8                416,500             2,253
  MCDONALD COUNTY *              61              4,723,200            29,641
  MEXICO, CITY OF                30              2,583,500            14,165
  MILAN, CITY OF                  1                145,000             1,506
  MILL SPRING, VILLAGE OF         2                 23,300               517
  MILLER COUNTY*                 16              1,630,100             8,206
  MINER, VILLAGE OF             124             14,989,100            64,404
  MINERAL POINT, VILLAGE O        1                 43,900               465
  MISSISSIPPI COUNTY *          276             17,661,300            73,066
  MISSOURI CITY, CITY OF         21              1,128,700             7,196
  MOBERLY, CITY OF               19              2,980,400             9,950
  MOKANE, VILLAGE OF              6                221,800             2,551
  MOLINE ACRES, CITY OF          60              4,643,000            31,751
  
                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MONETT, CITY OF                26              4,013,800            22,173
  MONITEAU COUNTY*               11              1,016,000             5,483
  MONROE CITY, CITY OF            2                  9,500               289
  MONTGOMERY COUNTY*             11              1,143,200            12,382
  MOREHOUSE, CITY OF              6                 83,500             1,300
  MORGAN COUNTY*                 36              2,439,900            15,086
  MORLEY, CITY OF                 1                 38,000               131
  MORRISON, CITY OF               9                433,700             3,108
  MOSBY, CITY OF                 29              1,959,600            16,150
  MOUND CITY, CITY OF             5                125,200             1,023
  MOUNTAIN GROVE, CITY OF         2                 61,300               492
  MOUNTAIN VIEW, CITY OF          2                 89,000               619
  MT. VERNON, CITY OF             8                966,000             2,288
  NAYLOR, CITY OF                 8                396,400             4,173
  NEELYVILLE, CITY OF             3                128,600               842
  NEOSHO, CITY OF               111              7,106,300            47,017
  NEVADA, CITY OF                 2                 91,600               847
  NEW FRANKLIN, TOWN OF           6                314,600             2,289
  NEW HAVEN, CITY OF             10              1,554,700             5,716
  NEW MADRID COUNTY *           186             11,166,500            62,917
  NEW MADRID, CITY OF           207             16,624,500            67,961
  NEWBURG, CITY OF                8                274,300             2,503
  NEWTON COUNTY *                35              3,263,700            14,042
  NIXA, CITY OF                  10              1,387,300             3,421
  NOEL, CITY OF                   9                949,100             5,023
  NORBORNE, CITY OF               2                435,000               613
  NORMANDY, CITY OF               3                191,600             1,091
  NORTH KANSAS CITY, CITY        92             15,939,700            63,443
  NORTHMOOR, CITY OF              1                283,600             1,313
  NORTHWOODS, CITY OF            42              3,042,400            18,122
  NOVINGER, CITY OF               3                133,900               625
  O'FALLON, CITY OF              55              8,159,400            28,582
  OAK GROVE, CITY OF              2                190,000               835
  OAKLAND, CITY OF               10              1,423,900             5,390
  OLD MONROE, CITY OF            52              3,400,100            26,154
  OLIVETTE, CITY OF               5                652,500             1,923
  ORRICK, CITY OF                66              6,722,100            25,202
  OSAGE BEACH, CITY OF            6                275,000             3,312
  OSAGE COUNTY                   62              8,398,600            51,432
  OVERLAND, CITY OF              12              2,350,100             7,019
  OZARK, CITY OF                 13              1,538,000             9,918
  PACIFIC, CITY OF              211             16,627,200           109,809
  PAGEDALE, CITY OF              14              1,123,200             6,788
  PARIS, CITY OF                 11                390,300             3,821
  PARK HILLS, CITY OF            24              1,308,900             9,230
  PARKVILLE, CITY OF             31              6,020,500            28,199
  PARMA, CITY OF                  9                132,300             1,481
  PASADENA HILLS, CITY OF         1                 22,100               191
  PECULIAR, CITY OF               8                878,700             6,078
  PEMISCOT COUNTY *             320             21,016,000            70,669
  PERRY COUNTY*                 135             12,922,000            97,178
  PERRYVILLE, CITY OF             5                502,800             2,730
  PETTIS COUNTY *                 9                716,800             3,135
  PEVELY, CITY OF                11                758,200             5,341
  PHELPS COUNTY*                 80              5,876,200            35,233
  PIEDMONT, CITY OF              26              1,140,200            15,213
  PIERCE CITY, CITY OF            9                663,000             5,782
  PIKE COUNTY *                  77              3,817,400            30,721
  PILOT KNOB, CITY OF             6                255,800             2,164
  PINE LAWN, CITY OF              1                125,000               221
  PINEVILLE, CITY OF              2                 85,000               762
  PLATTE CITY, CITY OF            2                 45,400               401
  PLATTE COUNTY*                108             11,947,500            49,860
  PLATTE WOODS, CITY OF           1                310,000               351
  PLEASANT HILL, CITY OF         28              1,436,100            13,642
  PLEASANT VALLEY, CITY OF        2                169,400               775
  POPLAR BLUFF, CITY OF         239             25,236,300           126,443
  
                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PORTAGE DES SIOUX, CITY       121             10,574,300            75,967
  PORTAGEVILLE, CITY OF          21              1,635,900             5,643
  POTOSI, CITY OF                14                845,400             6,488
  PRATHERSVILLE, VILLAGE O        1                 25,000               136
  PRINCETON, CITY OF              1                 50,000               366
  PULASKI COUNTY *               35              2,457,200            15,279
  PUXICO, CITY OF                 3                100,500             1,017
  QULIN, CITY OF                 12                514,900             3,548
  RALLS COUNTY *                 20              1,455,900             7,934
  RAY COUNTY *                   69              4,533,200            27,070
  RAYMORE, CITY OF                7              1,410,000             2,839
  RAYTOWN, CITY OF               34              2,027,600            10,634
  REDINGS MILL, VILLAGE OF        1                 40,000               427
  REEDS SPRING, CITY OF          13                727,500             6,546
  REPUBLIC, CITY OF              25              2,322,400             9,352
  REYNOLDS COUNTY*               61              3,117,200            23,191
  RHINELAND, TOWN OF              6                364,800             2,587
  RICHMOND HEIGHTS, CITY O       14              1,892,900             8,026
  RICHMOND, CITY OF               7                504,600             2,875
  RIPLEY COUNTY*                 73              3,868,400            29,121
  RISCO, CITY OF                 61              1,609,400            16,485
  RIVERSIDE, CITY OF             71             30,136,400           136,545
  ROCHEPORT, CITY OF              4                446,300             1,685
  ROCK HILL, CITY OF             38              7,672,200            52,960
  ROCK PORT, CITY OF              6                213,800             2,017
  ROCKAWAY BEACH, TOWN OF         1                 40,000               429
  ROGERSVILLE, CITY OF            1                 10,000                94
  ROLLA, CITY OF                 98              9,537,100            40,202
  ROSENDALE, CITY OF             11                634,300             2,647
  RUSHVILLE, CITY OF              2                169,200               751
  SAGINAW, VILLAGE OF            11                890,000             6,241
  SALEM, CITY OF                  8                461,100             5,484
  SALINE COUNTY *                 8                790,000             4,401
  SARCOXIE, CITY OF              13                494,800             5,380
  SCOTT CITY, CITY OF            62              3,985,000            29,721
  SCOTT COUNTY*                 367             26,333,000           115,001
  SEDALIA, CITY OF               72              5,001,000            34,866
  SENATH, CITY OF                38              1,080,300             7,929
  SENECA, CITY OF               119              6,899,100            56,217
  SHELBINA, CITY OF               3                 88,000               824
  SHREWSBURY, CITY OF             3                530,000               846
  SIKESTON, CITY OF             470             36,022,300           165,699
  SILEX, VILLAGE OF              35              1,426,300            14,393
  SILVER CREEK, VILLAGE OF        1                310,000               316
  SMITHVILLE, CITY OF            98             12,175,400            54,231
  SPRINGFIELD, CITY OF          129             18,376,900            65,198
  ST. ANN, CITY OF              102              6,888,700            48,257
  ST. CHARLES COUNTY *          993            109,039,300           543,102
  ST. CHARLES, CITY OF          301             40,337,200           177,662
  ST. CLAIR,CITY OF               1                 85,000               520
  ST. FRANCOIS COUNTY*           20              1,777,100             8,046
  ST. JAMES, CITY OF             13              1,048,100             5,593
  ST. JOHN, CITY OF               5                251,300             1,943
  ST. JOSEPH, CITY OF           375             42,829,300           220,033
  ST. LOUIS COUNTY *          1,207            223,056,600           916,159
  ST. LOUIS, CITY OF            423             68,828,600           329,379
  ST. MARY, CITY OF               6                475,300             3,720
  ST. PAUL, CITY OF               3                618,000             2,356
  ST. PETERS, CITY OF           107             13,655,300            47,064
  STE. GENEVIEVE COUNTY*         20              1,199,400             9,245
  STE. GENEVIEVE, CITY OF       146              8,795,300            66,384
  STEELE, CITY OF                14              1,577,500             7,965
  STEELVILLE, CITY OF            35              2,015,800            18,851
  STEWARTSVILLE, CITY OF          5                220,500             1,692
  STODDARD COUNTY*              210              9,976,800            77,484
  STONE COUNTY                   27              2,442,000            12,219
  STURGEON, CITY OF               1                 35,200               220
  
                               Policy Statistics
                                Missouri
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SUGAR CREEK, CITY OF           11                742,900             4,264
  SULLIVAN, CITY OF               2                320,700               983
  SUMNER, CITY OF                 3                 79,600               746
  SUNSET HILLS, CITY OF          30              5,194,400            18,051
  SWEET SPRINGS, CITY OF          5                488,000             1,644
  TANEY COUNTY*                  22                749,000             6,863
  TARKIO, CITY OF                 6                271,600             3,640
  THAYER,CITY OF                  1                 29,700               312
  TOWN AND COUNTRY, CITY O       11              2,672,000             4,368
  TRACY, CITY OF                  5                390,400             1,916
  TRENTON, CITY OF                5                629,700             4,286
  TRIMBLE, CITY OF                1                 42,000               280
  TROY, CITY OF                   5                874,500             6,856
  TUSCUMBIA, VILLAGE OF           1                 93,000               231
  UNION, CITY OF                 29              8,569,100            30,798
  UNIVERSITY CITY, CITY OF      416             43,447,400           269,536
  VALLEY PARK, CITY OF          438             63,690,600           438,702
  VAN BUREN, CITY OF             51              2,134,900            20,898
  VANDALIA, CITY OF              12                336,400             3,702
  VANDUSER, VILLAGE OF           13                404,000             4,500
  VELDA VILLAGE HILLS, VIL       26              1,385,900            11,697
  VERNON COUNTY*                  3                411,600             1,198
  WARDELL, CITY OF                2                149,000               519
  WARREN COUNTY                  53              6,440,600            29,717
  WARRENSBURG, CITY OF            3                620,900             1,174
  WARRENTON, CITY OF              9              5,127,100            12,786
  WARSAW,CITY OF                  7                604,100             2,438
  WARSON WOODS, CITY OF           2                457,700               961
  WASHINGTON, CITY OF            25              8,207,500            37,783
  WATSON, VILLAGE OF              9                278,100             3,365
  WAYLAND, CITY OF                1                 38,000               415
  WAYNE COUNTY                   62              2,483,100            24,547
  WAYNESVILLE, CITY OF           56              4,770,600            26,614
  WEBB CITY, CITY OF             23              2,739,500             7,347
  WEBSTER COUNTY*                 5                464,900             2,283
  WEBSTER GROVES, CITY OF        62              6,858,800            41,328
  WELDON SPRING, CITY OF          2                438,000               593
  WELLSTON, CITY OF               6              2,611,900            34,180
  WENTZVILLE, CITY OF             4                346,000             1,274
  WEST ALTON, TOWN OF            56              4,579,200            38,570
  WEST PLAINS, CITY OF           56              5,521,100            39,978
  WESTON, CITY OF                 5                361,300             1,714
  WESTPHALIA, CITY OF             1                 22,400               211
  WESTWOOD, TOWN OF               1                 25,000               106
  WHITEWATER, VILLAGE OF          1                 59,000               196
  WILDWOOD, CITY OF               6              1,387,200             4,978
  WILLARD, CITY OF                4                232,800             1,193
  WILLIAMSVILLE, CITY OF         12                294,000             4,190
  WILLOW SPRINGS, CITY OF        19              1,071,800             6,088
  WILSON CITY, CITY OF            8                179,200             1,768
  WINCHESTER, CITY OF             1                500,000             1,264
  WINFIELD, CITY OF              33              1,936,500            15,143
  WINONA, CITY OF                 8                130,100             1,931
  WOODSON TERRACE, CITY OF        3                118,300               597
  WYATT, CITY OF                 18                704,600             4,038

  Total for Missouri
                             22,008          2,453,178,300        12,541,498

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                               Policy Statistics
                                Montana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ANACONDA-DEER LODGE COUN       10                852,100             5,124
  BAKER, CITY OF                  2                109,700               781
  BEAVERHEAD COUNTY*             20              2,251,500             8,605
  BELT, TOWN OF                  43              4,439,500            14,820
  BIG HORN COUNTY *               9                821,300             4,972
  BILLINGS, CITY OF              52             10,110,500            39,952
  BLAINE COUNTY*                 32              1,507,300            13,423
  BOZEMAN, CITY OF               50              6,540,900            13,764
  BROADUS, TOWN OF               30              1,336,600            13,201
  BROADWATER COUNTY*              3                374,100             2,497
  BROWNING, TOWN OF              30              1,948,000            18,775
  BUTTE-SILVER BOW COUNTY        20              2,494,100            12,635
  CARBON COUNTY *                49              6,275,200            22,117
  CASCADE COUNTY *              262             33,101,000           126,003
  CHESTER, TOWN OF               18                567,200             6,014
  CHINOOK, CITY OF               11                594,600             3,336
  CHOTEAU, CITY OF               17              1,323,100             6,773
  COLUMBIA FALLS, CITY OF         5                577,100             1,550
  CONRAD, CITYOF                  5                142,900             1,600
  CULBERTSON, CITY OF             5                514,300             2,619
  CUSTER COUNTY*                  7                672,100             2,198
  DARBY, TOWN OF                  3                520,000             1,000
  DAWSON COUNTY *                 3                349,000             1,699
  DEER LODGE, CITY OF            40              1,447,000            12,474
  DENTON, TOWN OF                 1                 88,000               156
  DILLON, CITY OF                19              1,690,600             9,079
  DODSON, TOWN OF                 2                 79,000               840
  DRUMMOND, TOWN OF               3                130,900             1,942
  EAST HELENA, CITY OF           22              1,681,300            10,215
  ENNIS, TOWN OF                  2                165,000               823
  EUREKA, TOWN OF                 1                360,400             3,846
  FAIRVIEW, CITY OF               1                125,000               262
  FERGUS COUNTY *                 4                436,200             1,075
  FLATHEAD COUNTY*              217             36,800,900           107,162
  FORT BENTON, CITY OF            4                901,000             1,184
  FROMBERG, TOWN OF               4                345,800             1,440
  GALLATIN COUNTY *              54              9,112,600            30,305
  GLACIER COUNTY*                 1                 15,800               199
  GLASGOW, CITY OF                3                164,400               956
  GLENDIVE, CITY OF               8                410,000             3,900
  GRANITE COUNTY*                15              1,574,200             6,970
  GREAT FALLS, CITY OF          131             18,712,700            53,591
  HAMILTON, CITY OF               2                625,000               876
  HARDIN, CITY OF                 1                310,000               301
  HARLEM, CITY OF                 3                175,200             1,692
  HARLOWTON, CITY OF              4                208,000             1,119
  HAVRE, CITY OF                  2                280,000               494
  HELENA, CITY OF                11              1,376,500             4,627
  HILL COUNTY*                    5                401,800             2,305
  HOT SPRINGS, TOWN OF            2                128,200               596
  JEFFERSON COUNTY *             14              1,002,700             6,882
  JOLIET, TOWN OF                 4                755,000             1,392
  KALISPELL, CITY OF             26              3,632,300             8,159
  LAKE COUNTY*                   28              4,750,100            11,778
  LAUREL, CITY OF                 4                785,000             2,642
  LEWIS AND CLARK COUNTY *      102             10,990,700            40,417
  LEWISTOWN, CITY OF             22              3,615,800             8,509
  LIBBY, CITY OF                 28              3,958,500            21,472
  LIBERTY COUNTY *                1                 25,300               170
  LINCOLN COUNTY *              106             10,622,900            44,522
  LIVINGSTON, CITY OF            95              9,515,200            51,453
  LODGE GRASS, TOWN OF            1                310,000               351
  MADISON COUNTY                  9              1,559,800             3,010
  MALTA, CITY OF                  9                631,500             4,136
  MEAGHER COUNTY*                12              1,056,100             2,681
  MILES CITY, CITY OF           356             17,322,500           151,355
  MINERAL COUNTY*                20              2,757,800            10,578
  
                               Policy Statistics
                                Montana
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MISSOULA COUNTY*              191             25,284,900            80,447
  MISSOULA, CITY OF             113             16,033,300            68,127
  MUSSELLSHELL COUNTY *          10                913,100             3,742
  NASHUA, TOWN OF                 4                119,500             1,587
  PARK COUNTY*                   85             10,247,500            52,876
  PHILIPSBURG, TOWN OF            6                324,800             2,182
  PHILLIPS COUNTY*               32              1,655,400            11,676
  PLAINS, TOWN OF                 7                690,800             2,484
  POLSON, CITY OF                 1                184,000               489
  POWELL COUNTY *                 9                876,000             3,962
  RAVALLI COUNTY *              106             19,131,800            50,571
  RED LODGE, CITY OF             13              1,792,800             7,424
  RICHLAND COUNTY *              12                908,000             5,585
  RONAN, CITY OF                  2                221,200             1,056
  ROSEBUD COUNTY *                1                 75,000               558
  ROUNDUP, CITY OF               23              1,102,100            10,398
  RYEGATE, TOWN OF                2                128,000             1,154
  SANDERS COUNTY *               27              2,729,600            14,310
  SIDNEY, CITY OF                 6                775,100             2,782
  STILLWATER COUNTY*             49              6,952,800            16,315
  SUPERIOR, TOWN OF               3                 95,700               898
  SWEET GRASS COUNTY *            8              1,358,900             3,629
  TETON COUNTY *                  9              1,002,100             4,355
  THREE FORKS, CITY OF          168             15,197,100            77,143
  TREASURE COUNTY*                3                175,500             1,237
  TROY, CITY OF                   2                112,000               681
  TWIN BRIDGES, TOWN OF           6              1,328,000             2,126
  VALLEY COUNTY*                 44              3,167,000            19,641
  WHEATLAND COUNTY *              4                352,100             1,647
  WHITE SULPHUR SPRINGS, C        2                120,000             1,117
  WHITEFISH, CITY OF              2                232,600               840
  WHITEHALL, TOWN OF              6                391,800             5,605
  WIBAUX, TOWN OF                12                288,400             3,789
  YELLOWSTONE COUNTY *           80             11,128,500            37,215

  Total for Montana
                              3,133            353,554,200         1,449,042

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                               Policy Statistics
                                Nebraska
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMS COUNTY *                 10              1,286,600             4,631
  ALBION, CITY OF                 2                227,000             1,487
  ALLIANCE, CITY OF              10                999,300             3,930
  ANSLEY, VILLAGE OF             17                559,200             6,045
  ARLINGTON, VILLAGE OF          10                618,600             4,764
  ASHLAND, CITY OF               21              1,895,000             9,347
  ATKINSON, CITY OF               1                 35,000               318
  AURORA, CITY OF                 4                288,000             1,762
  BATTLE CREEK, CITY OF           2                 80,000               604
  BEATRICE, CITY OF              88              3,775,900            30,724
  BEAVER CROSSING, VILLAGE        5                264,800             2,191
  BEEMER, VILLAGE OF              6                272,900             2,710
  BELLEVUE, CITY OF              99             15,185,600            43,591
  BENNINGTON, CITY OF             2                125,000               966
  BLAIR, CITY OF                 22              2,507,000            16,510
  BLUE SPRINGS, CITY OF           1                 49,300               336
  BOONE COUNTY*                   7                303,000             2,647
  BRADY, VILLAGE OF               4                236,700             1,668
  BRIDGEPORT, CITY OF             4                445,000             1,064
  BRISTOW, VILLAGE OF             1                 14,900               226
  BROCK, VILLAGE OF               1                 35,000               371
  BROKEN BOW, CITY OF            28              1,413,200             9,297
  BRUNO,VILLAGE OF                2                 67,000               509
  BUFFALO COUNTY*                60              4,650,500            29,452
  BURT COUNTY *                  10                340,000             2,915
  BUTLER COUNTY*                  1                 35,000               296
  CAIRO, VILLAGE OF               1                130,000               687
  CAMBRIDGE, CITY OF             51              2,984,100            20,242
  CASS COUNTY *                 241             32,986,100            93,317
  CEDAR BLUFFS, VILLAGE OF        1                172,000               497
  CEDAR CREEK, VILLAGE OF       113             14,261,100            63,931
  CEDAR RAPIDS, VILLAGE OF        1                 50,000               495
  CENTRAL CITY, CITY OF          26              1,209,700             7,429
  CERESCO, VILLAGE OF             1                 93,000               231
  CHAPMAN, VILLAGE OF             1                 14,000               143
  CHEYENNE COUNTY *               3                275,900             1,367
  CLARKS, VILLAGE OF             51              2,427,500            19,367
  CLAY CENTER, CITY OF            1                 68,000               310
  CLAY COUNTY*                    2                430,000             1,005
  COLFAX COUNTY*                 22              1,498,500            11,829
  COLUMBUS, CITY OF              98             15,739,800            33,322
  COZAD, CITY OF                  1                125,000               232
  CRAWFORD, CITY OF               1                 43,500               294
  CREIGHTON, CITY OF              4                447,000             4,527
  CRETE, CITY OF                274             14,200,400           124,063
  CROFTON, VILLAGE OF             3                184,500             1,559
  CUMING COUNTY *                16              1,432,800             9,196
  CUSTER COUNTY *                 4                144,700             1,714
  DAKOTA CITY, CITY OF            4                972,000             1,645
  DAKOTA COUNTY *                 5                593,900             2,902
  DANNEBROG, VILLAGE OF          18                826,500             7,983
  DAWSON COUNTY*                 35              3,513,800            21,888
  DECATUR, VILLAGE OF             1                 77,000               561
  DEUEL COUNTY*                   5                285,200             1,897
  DEWITT, VILLAGE OF             98              4,912,300            43,493
  DODGE COUNTY*                 174             18,306,500            88,940
  DODGE, VILLAGE OF               7                251,600             1,821
  DONIPHAN, VILLAGE OF            1                 53,400               530
  DOUGLAS COUNTY *              409             54,951,900           233,582
  DOUGLAS, VILLAGE OF             1                 62,000               179
  DUNBAR, VILLAGE OF              4                271,000             1,323
  DUNCAN, VILLAGE OF              1                 24,000               188
  DUNDY COUNTY *                  3                 55,000               894
  ELKHORN, CITY OF               12              1,086,200             6,122
  ELM CREEK, VILLAGE OF           5                635,700             3,642
  EMERSON, VILLAGE OF             1                 60,900               852
  EUSTIS, VILLAGE OF              1                 63,800               468
  
                               Policy Statistics
                                Nebraska
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FAIRBURY, CITY OF               3                162,600             1,323
  FIRTH, VILLAGE OF               3                255,300             2,849
  FORT CALHOUN, CITY OF           5                353,100             2,820
  FREMONT, CITY OF            1,164            139,670,700           557,697
  GAGE COUNTY*                    9              1,128,400             4,539
  GERING, CITY OF                10              2,297,700            12,846
  GOTHENBURG, CITY OF            11                876,300             4,537
  GRAND ISLAND, CITY OF         646             54,760,500           313,549
  HALL COUNTY*                   99              7,877,800            47,845
  HAMILTON COUNTY *              27              3,136,900             9,002
  HARTINGTON, CITY OF             3                134,400             1,387
  HASTINGS, CITY OF              12              1,709,500             5,504
  HAY SPRINGS, CITY OF            1                 29,200               368
  HEBRON,CITY OF                  4                584,900             2,254
  HENDERSON, CITY OF              2                221,600               638
  HERSHEY, VILLAGE OF            48              3,021,500            24,802
  HICKMAN, VILLAGE OF            22              1,725,600            13,251
  HOLDREGE, CITY OF               5                427,500             2,236
  HOLSTEIN, VILLAGE OF            2                110,600             1,059
  HOMER, VILLAGE OF              30              2,469,000            14,634
  HOOPER, CITY OF                 3                220,500               768
  HOSKINS, VILLAGE OF             6                365,600             2,517
  HOWARD COUNTY *                21              2,404,200             8,936
  HOWELLS, VILLAGE OF             7                220,000             1,964
  HUBBELL, VILLAGE OF             2                140,000             1,442
  HUMBOLT,CITY OF                 9                135,400             2,089
  INDIANOLA, CITY OF              4                190,300             2,025
  ITHACA, VILLAGE OF              9                535,800             4,841
  JACKSON, VILLAGE OF            14                864,000             7,832
  JEFFERSON COUNTY *              6                676,100             2,361
  JUNIATA, VILLAGE OF             2                166,000               702
  KEARNEY, CITY OF               62             12,917,600            28,485
  KEITH COUNTY *                  7                850,400             3,403
  LA VISTA, CITY OF              12                803,900             4,374
  LANCASTER COUNTY *             54              6,246,700            28,670
  LAUREL, VILLAGE OF              2                 50,000               440
  LEXINGTON, CITY OF            140             13,019,200            60,022
  LINCOLN COUNTY*                72              5,447,000            29,974
  LINCOLN, CITY OF            1,809            221,739,500         1,045,288
  LINDSAY, VILLAGE OF             3                437,000             2,970
  LINWOOD,VILLAGE OF              9                436,600             3,835
  LITCHFIELD, VILLAGE OF          3                206,600             1,714
  LODGEPOLE, VILLAGE OF           3                211,000             1,526
  LOUISVILLE, VILLAGE OF         29              2,481,000            12,099
  LYNCH, VILLAGE OF               6                160,100             2,015
  MADISON COUNTY*                11              1,743,400             7,195
  MADISON, CITY OF               50              1,696,900            17,614
  MAXWELL, VILLAGE OF            38              2,227,100            16,388
  MCCOOK, CITY OF                13                882,100             5,643
  MCCOOL JUNCTION, VILLAGE        8                654,100             2,743
  MEADOW GROVE, VILLAGE OF       12                462,900             5,114
  MERRICK COUNTY *               66              6,337,500            28,870
  MILFORD, CITY OF                6                236,100             2,057
  MITCHELL, CITY OF               7                410,600             3,096
  NEBRASKA CITY, CITY OF         12              2,190,700            14,855
  NEHAWKA, VILLAGE OF            15                828,000             4,863
  NELIGH, CITY OF                 1                 38,800               400
  NELSON, CITY OF                 4                 81,000             1,168
  NEMAHA COUNTY *                 3              1,144,600             6,568
  NEWMAN GROVE, CITY OF           8                266,500             2,692
  NORFOLK, CITY OF               71             10,406,900            44,184
  NORTH BEND, CITY OF           230             17,310,400           105,165
  NORTH PLATTE, CITY OF       3,368            276,430,900         1,285,949
  O'NEILL, CITY OF                9                385,000             3,039
  ODELL,VILLAGE OF                1                 54,000               527
  OGALLALA, CITY OF              27              4,908,000            19,803
  OMAHA, CITY OF                659            104,319,000           451,456
  
                               Policy Statistics
                                Nebraska
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  OSHKOSH, CITY OF                2                226,000               382
  OSMOND, CITY OF                 3                159,300             1,184
  OTOE COUNTY*                    2                154,700             1,182
  OTOE, VILLAGE OF                1                126,400             1,217
  OVERTON, VILLAGE OF            21              1,236,900             9,646
  PALISADE, VILLAGE OF            1                 30,000               348
  PAPILLION, CITY OF             29              4,490,300            19,039
  PAXTON, VILLAGE OF              3              1,155,000             2,191
  PENDER, VILLAGE OF             81              5,393,200            28,210
  PERU, CITY OF                   6                194,000             2,350
  PHELPS COUNTY*                  8                658,000             4,661
  PIERCE COUNTY*                 17              1,221,300             7,265
  PIERCE, CITY OF                 1                 43,500               457
  PILGER, VILLAGE OF              1                 35,000               296
  PLATTE CENTER, VILLAGE O       12                489,700             4,860
  PLATTE COUNTY *                56              5,089,000            24,436
  PLATTSMOUTH, CITY OF           39              3,872,500            19,005
  PLEASANTON, VILLAGE OF         15                802,700             8,049
  PONCA, CITY OF                 10              1,046,000             2,212
  RALSTON, CITY OF                4                611,000             1,419
  RANDOLPH, CITY OF              45              1,998,400            18,660
  RAVENNA, CITY OF               18              1,095,600            10,882
  RAYMOND, VILLAGE OF             3                128,000               875
  RED CLOUD, CITY OF              4                144,900             1,814
  RED WILLOW COUNTY *            25              1,463,600            12,047
  RICHARDSON COUNTY *            12              1,389,900             7,698
  RIVERTON, VILLAGE OF            1                 11,500               178
  ROGERS, VILLAGE OF              8                279,800             3,061
  RULO, CITY OF                   6                608,100             4,460
  SALINE COUNTY*                 23              1,259,100             8,700
  SARPY COUNTY*                 360             47,743,300           180,873
  SAUNDERS COUNTY *             305             38,348,800           111,577
  SCHUYLER, CITY OF             142              7,926,900            60,649
  SCOTTS BLUFF COUNTY *          36              3,114,200            17,436
  SCOTTSBLUFF, CITY OF          116             11,488,100            55,542
  SCRIBNER, CITY OF               2                146,500             1,153
  SEWARD COUNTY *                 5                254,200             2,103
  SEWARD, CITY OF                13              1,232,600             8,031
  SHELTON, VILLAGE OF             3                257,000             1,962
  SHICKLEY,VILLAGE OF             3                242,700             2,130
  SIDNEY, CITY OF                 5                609,600             1,868
  SILVER CREEK, VILLAGE OF        1                 58,400               348
  SOUTH BEND, VILLAGE OF         19              2,150,900             8,952
  SOUTH SIOUX CITY, CITY O       11              2,363,300             6,222
  SPRAGUE, VILLAGE OF             1                110,000               676
  SPRINGFIELD, CITY OF            7              1,009,500             5,591
  ST. EDWARD, CITY OF            15                474,100             5,728
  STANTON COUNTY *                5                602,000             2,634
  STANTON, CITY OF                2                127,300             1,157
  STEELE CITY, VILLAGE OF         2                 38,000               518
  STERLING, VILLAGE OF            3                 86,900               754
  SUMNER, VILLAGE OF              1                  8,000               166
  SUPERIOR, CITY OF              10                500,800             4,158
  SUTHERLAND, VILLAGE OF         14                882,000             7,937
  SUTTON, CITY OF                 1                 21,000               275
  SWANTON, VILLAGE OF             4                110,400             1,345
  SYRACUSE, CITY OF               8                369,800             2,868
  TECUMSEH, CITY OF              14              1,452,500             6,795
  TEKAMAH, CITY OF               12                768,400             5,859
  TERRYTOWN, VILLAGE OF           3                277,500             1,049
  THAYER COUNTY*                  1                 45,000               397
  TRENTON, VILLAGE OF             1                155,000               278
  UNADILLA, VILLAGE OF            3                210,500             1,372
  UNION, VILLAGE OF              10              1,438,100             2,526
  VALLEY, CITY OF               375             36,356,300           200,833
  VALPARAISO, VILLAGE OF          2                560,000               657
  VERDIGRE, VILLAGE OF           12                515,000             5,184
  WAHOO, CITY OF                 14                879,500             9,291
  WALTHILL, VILLAGE OF            7                621,000             7,508
  WASHINGTON COUNTY*             15              1,422,600             5,473
  WATERLOO, VILLAGE OF           23              2,747,500            10,585
  WAUNETA, VILLAGE OF             9              1,068,500            10,267
  WAVERLY, CITY OF                4                463,000             1,479
  WAYNE COUNTY *                  2                178,000               793
  WAYNE, CITY OF                  6                959,600             2,130
  WEBSTER COUNTY*                 1                  7,000               162
  WEEPING WATER, CITY OF         18              1,290,800             8,603
  WEST POINT, CITY OF            32              3,725,300            17,415
  WESTON, VILLAGE OF             10                418,000             4,241
  WILBER, CITY OF                17              1,220,500             8,296
  WILSONVILLE, VILLAGE OF         2                 21,700               439
  WINSLOW, VILLAGE OF            27              1,143,700            10,545
  WISNER,CITY OF                  2                203,600               737
  WOOD RIVER, CITY OF             5                702,000             2,740
  WYMORE,CITY OF                  2                104,300             1,000
  YORK COUNTY*                   24              2,177,400             8,866
  YORK, CITY OF                  50              3,129,900            18,801

  Total for Nebraska
                             13,392          1,356,473,800         6,359,607

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                               Policy Statistics
                                Nevada
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BOULDER CITY, CITY OF          20              5,172,000            10,096
  CALIENTE, CITY OF              33              3,480,700            14,230
  CARSON CITY, CITY OF          614             99,261,500           276,865
  CHURCHILL COUNTY *            167             28,445,000            58,526
  CLARK COUNTY *              5,159          1,028,470,800         2,137,445
  DOUGLAS COUNTY *              704            131,064,100           310,367
  ELKO COUNTY *                  20              2,094,000            10,319
  ELKO, CITY OF                  72              8,364,700            34,178
  ELY, CITY OF                   68              5,067,200            39,139
  EUREKA COUNTY*                  4                263,200             2,371
  FALLON, CITY OF               144             15,228,600            58,197
  FORT MOJAVE INDIAN TRIBE        2                 80,000               725
  HENDERSON, CITY OF            848            151,831,900           360,846
  HUMBOLT COUNTY*                 2              1,310,000             7,108
  LANDER COUNTY*                142             11,441,600            73,353
  LAS VEGAS, CITY OF          1,075            208,468,100           487,028
  LINCOLN COUNTY*                 6                777,500             2,692
  LYON COUNTY*                  328             44,980,600           117,863
  MESQUITE, CITY OF             116             17,057,600            37,402
  MINERAL COUNTY *              272             14,388,100            53,985
  NORTH LAS VEGAS, CITY OF      209             41,109,600            79,643
  NYE COUNTY *                2,318            313,441,300           582,438
  PERSHING COUNTY *               2                274,300               468
  RENO, CITY OF                 851            171,384,300           490,876
  SPARKS, CITY OF               357            119,247,500           598,972
  STOREY COUNTY*                172             21,869,700            46,976
  WASHOE COUNTY*                866            158,541,400           485,791
  WELLS, CITY OF                  2                117,000               453
  YERINGTON, CITY OF             25              4,119,700            10,006

  Total for Nevada
                             14,598          2,607,352,000         6,388,358

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  --------------------------------------------------------------------------
  
                               Policy Statistics
                                New Hampshire
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ACWORTH, TOWN OF                2                 70,000               746
  ALBANY, TOWN OF                 1                 33,000               388
  ALLENSTOWN, TOWN OF            27              3,876,400            25,771
  ALSTEAD, TOWN OF                9                665,500             6,138
  ALTON, TOWN OF                 26              1,319,800             8,827
  AMHERST, TOWN OF               43              7,029,900            27,917
  ANDOVER, TOWN OF                4                374,300             2,594
  ANTRIM, TOWNSHIP OF             5                493,100             1,738
  ASHLAND, TOWN OF                8              1,965,800            10,722
  BARNSTEAD, TOWN OF              4                432,200             1,709
  BARRINGTON, TOWN OF             3                466,000             3,206
  BARTLETT, TOWN OF              36              4,527,500            19,726
  BATH, TOWN OF                   3                319,000             2,889
  BEDFORD, TOWN OF               35              6,589,000            17,997
  BELMONT, TOWN OF               35              3,489,800            21,977
  BENNINGTON, TOWN OF             7              1,638,400             7,970
  BERLIN, CITY OF                10              1,139,300             5,630
  BETHLEHEM, TOWN OF              2                225,000               855
  BOSCAWEN, TOWN OF               6                725,600             4,798
  BOW, TOWN OF                    7              3,375,000             9,997
  BRADFORD, TOWN OF              17              1,948,900             9,061
  BRENTWOOD, TOWN OF              6              1,057,800             3,533
  BRIDGEWATER, TOWN OF            4                375,900               909
  BRISTOL, TOWN OF               16              1,426,500             7,333
  BROOKLINE, TOWN OF              8                963,100             5,233
  CAMPTON, TOWN OF               29              1,986,100            14,203
  CANAAN, TOWN OF                29              2,525,600            10,318
  CARROLL, TOWN OF                3                145,100             1,407
  CHARLESTOWN, TOWN OF            3                141,900               958
  CHESTER, TOWN OF                9              1,010,300             5,193
  CHESTERFIELD, TOWN OF          10              1,054,100             4,494
  CLAREMONT, CITY OF             41              5,302,600            35,723
  COLEBROOK, TOWN OF             12              1,516,200            10,536
  COLUMBIA, TOWN OF               2                169,300             1,699
  CONCORD, CITY OF               80             17,314,200            60,725
  CONWAY, TOWN OF                79              7,416,000            38,840
  CORNISH, TOWN OF               13              1,108,600             6,697
  DALTON, TOWN OF                 2                199,000               993
  DANBURY, TOWN OF                2                166,200             1,329
  DANVILLE, TOWN OF              11              1,851,200             4,358
  DEERFIELD, TOWN OF              8                848,400             5,370
  DEERING, TOWN OF               14              1,367,300             6,375
  DERRY, TOWN OF                 46              6,273,100            27,117
  DOVER, CITY OF                 93             14,956,500            34,836
  DUMMER, TOWN OF                 3                200,200             1,739
  DURHAM, TOWN OF                20              3,616,500            10,198
  ENFIELD, TOWN OF               28              3,800,600            16,239
  EPPING, TOWN OF                14              1,774,200             8,346
  EPSOM, TOWN OF                 17              1,102,400             7,414
  ERROL, TOWN OF                  8                405,300             3,310
  EXETER, TOWN OF                64              7,949,400            40,817
  FARMINGTON, TOWN OF            13              1,307,500             6,999
  FITZWILLIAM, TOWN OF            7                518,000             3,633
  FRANCESTOWN, TOWN OF            5                416,700             2,257
  FRANCONIA, TOWN OF              8                923,200             6,810
  FRANKLIN, CITY OF              24              3,092,600            14,930
  FREEDOM, TOWN OF               15              1,944,600            11,518
  FREMONT, TOWN OF               26              2,862,700            14,644
  GILFORD, TOWN OF               31              3,776,200            17,587
  GILSUM, TOWN OF                 5                351,600             2,912
  GOFFSTOWN, TOWN OF             88             10,641,800            51,169
  GORHAM, TOWN OF                61              5,134,800            33,996
  GOSHEN, TOWN OF                 5                470,700             3,395
  GRANTHAM, TOWN OF               5                778,300             3,033
  GREENFIELD, TOWN OF             2                352,000               639
  GREENLAND, TOWN OF              8              1,340,600             3,625
  GREENVILLE, TOWN OF             5                405,100             1,887
  
                               Policy Statistics
                                New Hampshire
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HAMPSTEAD, TOWN OF             14              1,907,100             8,678
  HAMPTON FALLS, TOWN OF          6              1,193,800             2,829
  HAMPTON, TOWN OF            1,252            149,702,000           652,307
  HANCOCK, TOWN OF                7              1,060,100             2,923
  HANOVER, TOWN OF                7                934,600             3,291
  HART'S LOCATION, TOWN OF        1                250,000               281
  HAVERHILL, TOWN OF             17              1,480,300             7,463
  HEBRON, TOWN OF                 2                137,600               448
  HENNIKER, TOWN OF              36              3,301,300            13,713
  HILLSBOROUGH, TOWN OF          32              5,246,100            19,645
  HINSDALE, TOWN OF               5                372,000             3,065
  HOLDERNESS, TOWN OF            22              2,030,200            12,612
  HOLLIS, TOWN OF                 4              1,118,000             1,271
  HOOKSETT, TOWN OF              33              4,588,900            17,455
  HOPKINTON, TOWN OF             17              1,678,300             8,377
  HUDSON, TOWN OF                17              2,459,600             6,226
  JACKSON, TOWN OF               23              6,421,600            26,272
  JAFFREY, TOWN OF                3                893,000             2,470
  JEFFERSON, TOWN OF              4                329,000             2,013
  KEENE, CITY OF                251             28,689,800           152,267
  KINGSTON, TOWN OF              18              1,924,400             9,830
  LACONIA, CITY OF               48              6,542,600            42,401
  LANCASTER, TOWN OF             22              1,986,000            12,799
  LEBANON, CITY OF               77             13,112,200            75,648
  LEE, TOWN OF                   11              1,045,100             5,265
  LINCOLN, TOWN OF               14              1,449,400             7,836
  LISBON, TOWN OF                12              1,006,500             9,747
  LITCHFIELD, TOWN OF            20              3,176,600             9,756
  LITTLETON, TOWN OF             14              1,747,700             8,329
  LONDONDERRY, TOWN OF           15              2,191,200             8,127
  LYME, TOWN OF                  13              2,187,300             7,636
  MANCHESTER, CITY OF            97             17,639,100            62,239
  MARLBOROUGH, TOWN OF            7              1,419,000             8,833
  MARLOW, TOWN OF                 7                614,100             4,801
  MEREDITH, TOWN OF              24              4,162,200            14,367
  MERRIMACK, TOWN OF             63             10,521,700            33,563
  MIDDLETON, TOWN OF              6                712,000             3,759
  MILAN, TOWN OF                  7                535,800             3,054
  MILFORD, TOWN OF               21              2,803,400            11,581
  MILTON, TOWN OF                35              4,861,700            18,276
  MOULTONBOROUGH, TOWN OF        17              2,829,100             9,312
  NASHUA, CITY OF               108             17,872,000            79,393
  NEW BOSTON, TOWN OF            22              3,449,500            15,251
  NEW CASTLE, TOWN OF            15              3,737,900             9,439
  NEW DURHAM, TOWN OF            22              2,560,100            11,213
  NEW HAMPTON, TOWN OF            5                416,900             2,796
  NEW IPSWICH, TOWN OF            2                308,000             1,097
  NEW LONDON, TOWN OF             4                919,900             2,858
  NEWBURY, TOWN OF                2                193,000               409
  NEWFIELDS, TOWN OF              2                225,000               841
  NEWMARKET, TOWN OF              9              1,265,600             5,183
  NEWPORT, TOWN OF               11              1,965,900            13,360
  NORTH HAMPTON, TOWN OF         44              5,972,800            23,191
  NORTHFIELD, TOWN OF             4                248,200             3,078
  NORTHUMBERLAND, TOWN OF        15              1,607,100            10,886
  NORTHWOOD, TOWN OF              2                188,000             1,405
  NOTTINGHAM, TOWN OF            10              1,078,400             5,207
  ORFORD, TOWN OF                20              1,533,300            13,306
  OSSIPEE, TOWN OF              130             15,496,100            87,690
  PELHAM, TOWN OF                33              4,739,000            24,309
  PEMBROKE, TOWN OF              13              1,936,400             6,328
  PETERBOROUGH, TOWN OF          52             10,107,200            41,063
  PITTSFIELD, TOWN OF             6                584,900             3,408
  PLAINFIELD, TOWN OF             7                751,600             3,297
  PLAISTOW, TOWN OF               7              1,515,600             2,224
  PLYMOUTH, TOWN OF              34              3,563,300            19,698
  PORTSMOUTH, CITY OF            44              7,219,000            26,792
  
                               Policy Statistics
                                New Hampshire
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  RAYMOND, TOWN OF               59              6,042,900            28,899
  RINDGE, TOWN OF                11              1,438,300             6,661
  ROCHESTER, CITY OF             19              2,759,000            11,554
  ROLLINSFORD, TOWN OF            2              1,000,000             5,422
  RYE, TOWN OF                  255             46,818,800           198,145
  SALEM, TOWN OF                108             18,451,000            73,711
  SALISBURY, TOWN OF              1                 23,900               601
  SANBORNTON, TOWN OF             6                586,300             3,095
  SANDOWN, TOWN OF                2                353,000             1,363
  SANDWICH, TOWN OF               1                 61,200               491
  SEABROOK BEACH VILLAGE D      119             20,040,300            84,642
  SEABROOK, TOWN OF              64              9,857,700            39,982
  SHELBURNE, TOWN OF              2                335,000               689
  SOMERSWORTH, CITY OF            3                487,200               917
  SOUTH HAMPTON, TOWN OF          3                685,000             2,595
  STARK, TOWN OF                  6                219,000             3,048
  STEWARTSTOWN, TOWN OF           7                361,300             3,399
  STRAFFORD, TOWN OF             10                993,700             4,889
  STRATFORD, TOWN OF             13                967,900             6,546
  STRATHAM, TOWN OF               4                720,000             1,060
  SUGAR HILL, TOWN OF             3                149,100             1,618
  SUNAPEE, TOWN OF               12              1,153,900             5,508
  SUTTON, TOWN OF                 1                138,900               961
  SWANZEY, TOWN OF                9                910,400             4,475
  TAMWORTH, TOWN OF              16              1,292,900             9,388
  THORNTON, TOWN OF              22              1,693,700             7,651
  TILTON, TOWN OF                19              2,555,300            12,994
  TROY, TOWN OF                   4              1,199,700            10,034
  TUFTONBORO, TOWN OF             6              1,446,000             4,939
  WAKEFIELD, TOWN OF             29              2,845,800            15,668
  WALPOLE, TOWN OF                8              1,209,200             3,766
  WARNER, TOWN OF                 7              1,832,100             9,469
  WARREN, TOWN OF                11                986,500             4,291
  WATERVILLE VALLEY, TOWN         3                272,000             1,563
  WEARE, TOWN OF                 16              2,329,700            10,641
  WEBSTER, TOWN OF               12              1,448,700             6,074
  WENTWORTH, TOWN OF             13              4,699,600            20,171
  WESTMORELAND, TOWN OF           4                315,500             1,364
  WHITEFIELD, TOWN OF             4                262,000             1,757
  WILMOT, TOWN OF                 5                523,900             2,398
  WILTON, TOWN OF                 8              1,630,800             8,001
  WINCHESTER, TOWN OF            45              4,221,900            23,744
  WINDHAM, TOWN OF               17              2,026,800             6,493
  WOLFEBORO, TOWN OF             28              4,659,700            19,640
  WOODSTOCK, TOWN OF             44              1,200,900            10,069

  Total for New Hampshire
                              5,237            701,965,100         3,150,805

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  --------------------------------------------------------------------------
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, TOWNSHIP OF          67             11,959,500            42,858
  ABSECON, CITY OF              147             23,874,700            70,140
  ALEXANDRIA, TOWNSHIP OF        27              3,663,800            17,343
  ALLAMUCHY, TOWNSHIP OF          5                920,500             1,632
  ALLENDALE, BOROUGH OF          42              9,738,500            36,365
  ALLENHURST, BOROUGH OF         18              5,115,400            17,731
  ALLENTOWN, BOROUGH OF           9              1,328,900             4,597
  ALLOWAY, TOWNSHIP OF            9                952,200             5,116
  ALPHA, BOROUGH OF               2                515,000             2,842
  ANDOVER, BOROUGH OF             2                355,700             1,444
  ANDOVER, TOWNSHIP OF            2                199,000               399
  ASBURY PARK, CITY OF          295             34,510,000           135,856
  ATLANTIC CITY, CITY OF      6,431            654,181,800         2,928,318
  ATLANTIC HIGHLANDS, BORO       62             10,891,600            37,977
  AUDUBON, BOROUGH OF             4                601,500             1,992
  AVALON, BOROUGH OF          4,765          1,036,090,300         2,180,775
  AVON-BY-THE-SEA, BOROUGH      293             46,806,500           155,040
  BARNEGAT LIGHT, BOROUGH       996            226,959,000           544,791
  BARNEGAT, TOWNSHIP OF         420             66,858,200           209,677
  BARRINGTON, BOROUGH OF          7              1,076,300             2,037
  BASS RIVER, TOWNSHIP OF        53              6,707,300            31,724
  BAY HEAD, BOROUGH OF          607            151,370,900           526,763
  BAYONNE, CITY OF              105             17,922,300            60,636
  BEACH HAVEN, BOROUGH OF     2,430            481,079,400         1,642,716
  BEACHWOOD, BOROUGH OF          23              4,606,700            11,052
  BEDMINISTER, TOWNSHIP OF       38             11,230,200            29,798
  BELLEVILLE, TOWN OF           338             15,009,200            68,621
  BELLMAWR, BOROUGH OF           38              6,011,800            22,059
  BELMAR, BOROUGH OF            385             57,772,900           162,290
  BELVIDERE, TOWN OF             80              9,702,500            50,587
  BERGENFIELD, BOROUGH OF       144             21,315,900            93,147
  BERKELEY HEIGHTS, TOWNSH      267             48,261,100           194,051
  BERKELEY, TOWNSHIP OF       1,908            329,172,300           979,718
  BERLIN, BOROUGH OF              1                310,000               351
  BERLIN, TOWNSHIP OF             3                843,000             7,555
  BERNARDS, TOWNSHIP OF         114             25,522,800            72,205
  BERNARDSVILLE, BOROUGH O       30              8,002,500            27,752
  BETHLEHEM, TOWNSHIP OF          8              1,766,200             5,864
  BEVERLY, CITY OF                3                391,100             1,196
  BLAIRSTOWN, TOWNSHIP OF        37              4,656,100            26,656
  BLOOMFIELD, TOWN OF           362             55,964,700           308,919
  BLOOMINGDALE, BOROUGH OF       92             14,923,100            75,970
  BLOOMSBURY, BOROUGH OF          4                316,500             2,212
  BOGOTA, BOROUGH OF              5              1,607,700            11,968
  BOONTON, TOWN OF                5                713,500             2,101
  BOONTON, TOWNSHIP OF           21              5,165,900            10,268
  BORDENTOWN, CITY OF             5                707,000             5,623
  BORDENTOWN, TOWNSHIP OF        22              3,709,600            10,037
  BOUND BROOK, BOROUGH OF       608             87,961,100           543,630
  BRADLEY BEACH, BOROUGH O      136             22,665,800            56,584
  BRANCHBURG, TOWNSHIP OF        59             12,676,100            43,908
  BRANCHVILLE, BOROUGH OF         8                676,000             4,852
  BRICK, TOWNSHIP OF          3,262            670,348,200         1,969,021
  BRIDGETON, CITY OF             36              7,571,800            39,152
  BRIDGEWATER, TOWNSHIP OF      175             42,195,400           171,989
  BRIELLE, BOROUGH OF           115             22,283,500            63,745
  BRIGANTINE, CITY OF         7,105          1,092,942,700         2,776,360
  BROOKLAWN, BOROUGH OF          21              3,273,000            14,373
  BUENA VISTA, TOWNSHIP OF       24              2,864,900            12,477
  BUENA, BOROUGH OF               2                383,000               900
  BURLINGTON, CITY OF           912             96,301,700           542,815
  BURLINGTON, TOWNSHIP OF        77             14,161,100            48,734
  BUTLER, BOROUGH OF             19              2,611,100            13,656
  BYRAM, TOWNSHIP OF             21              3,865,900            14,197
  CALDWELL, BOROUGH OF            1                 25,000               248
  CALIFON, BOROUGH OF            17              2,638,300            12,604
  CAMDEN, CITY OF               600             55,433,700           373,119
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CAPE MAY CITY, CITY OF      2,384            412,796,300         1,195,672
  CAPE MAY POINT, BOROUGH       438             94,170,400           224,405
  CARLSTADT, BOROUGH OF          55             24,060,500           110,684
  CARNEYS POINT, TOWNSHIP       349             30,914,600           184,286
  CARTERET, BOROUGH OF           66             10,471,400            41,244
  CEDAR GROVE, TOWNSHIP OF       27              6,277,900            21,663
  CHATHAM, BOROUGH OF            16              4,385,400             9,875
  CHATHAM, TOWNSHIP OF           23              4,455,500            16,436
  CHERRY HILL, TOWNSHIP OF      172             35,381,000           100,683
  CHESTER, TOWNSHIP OF            4              2,405,000             6,684
  CHESTERFIELD, TOWNSHIP O        2                498,000             1,142
  CINNAMINSON, TOWNSHIP OF      185             28,891,900           105,024
  CLARK, TOWNSHIP OF             92             18,231,300            57,323
  CLAYTON, BOROUGH OF            11              1,870,300             3,887
  CLEMENTON, BOROUGH OF          18              1,682,600             9,098
  CLIFTON, CITY OF              139             25,860,800            89,322
  CLINTON, TOWN OF               79             16,254,100            69,955
  CLINTON, TOWNSHIP OF           25              4,320,500            16,952
  CLOSTER, BOROUGH OF            17              4,085,400            14,298
  COLLINGSWOOD, BOROUGH OF       39              7,214,700            22,642
  COLTS NECK, TOWNSHIP OF        22              5,974,000            13,472
  COMMERCIAL, TOWNSHIP OF        49              4,079,100            29,329
  CORBIN CITY, CITY OF           31              4,894,800            15,011
  CRANBURY, TOWNSHIP OF          20              6,415,500            20,577
  CRANFORD, TOWNSHIP OF         522             98,435,100           428,718
  CRESSKILL, BOROUGH OF          54             11,489,000            51,529
  DEAL, BOROUGH OF               88             15,785,200            41,494
  DEERFIELD, TOWNSHIP OF          3                562,400             1,282
  DELANCO, TOWNSHIP OF           50              7,175,600            33,012
  DELAWARE, TOWNSHIP OF          20              3,301,500            14,988
  DELRAN, TOWNSHIP OF           101             12,719,200            62,688
  DEMAREST, BOROUGH OF           21              5,068,500            13,436
  DENNIS, TOWNSHIP OF            42              6,445,100            30,297
  DENVILLE, TOWNSHIP OF         297             53,276,000           253,501
  DEPTFORD, TOWNSHIP OF          18              2,975,000             8,518
  DOVER, TOWNSHIP OF          7,803          1,209,870,900         4,391,125
  DOVER,TOWN OF                 281             44,228,500           256,096
  DOWNE, TOWNSHIP OF            289             31,645,200           131,967
  DUMONT, BOROUGHS OF           129             20,070,200           101,539
  DUNELLEN, BOROUGHS OF         230             33,199,700           169,797
  EAGLESWOOD, TOWNSHIP OF        84             11,824,700            39,612
  EAST AMWELL, TOWNSHIP OF       12              2,940,000             7,178
  EAST BRUNSWICK, TOWNSHIP       54             12,868,800            31,998
  EAST GREENWICH, TOWNSHIP        7              1,123,600             3,083
  EAST HANOVER, TOWNSHIP O      131             23,728,900            80,301
  EAST NEWARK, BOROUGH OF         1                500,000             2,711
  EAST ORANGE, CITY OF           54             10,491,700            47,933
  EAST RUTHERFORD, BOROUGH      286             31,956,400           152,587
  EAST WINDSOR, TOWNSHIP O       83              7,188,100            26,816
  EASTAMPTON, TOWNSHIP OF        28              2,981,900            14,347
  EATONTOWN, BOROUGH OF          26              5,887,000            20,637
  EDGEWATER PARK, TOWNSHIP        9              1,534,200             4,021
  EDGEWATER, BOROUGH OF         362             52,097,700           109,775
  EDISON, TOWNSHIP OF           206             41,791,700           137,056
  EGG HARBOR, CITY OF            16              2,585,800             8,483
  EGG HARBOR, TOWNSHIP OF       566             95,960,900           353,577
  ELIZABETH, CITY OF             71             13,616,900            53,807
  ELK, TOWNSHIP OF               10              1,577,100             3,420
  ELMER, BOROUGH OF               3                470,000               915
  ELMWOOD PARK, BOROUGH OF       51             11,814,900            46,497
  ELSINBORO, TOWNSHIP OF         91             10,493,600            47,974
  EMERSON, BOROUGH OF            21              3,989,000            15,840
  ENGLEWOOD, CITY OF            220             44,354,400           210,124
  ENGLISHTOWN, BOROUGH OF        27              3,884,300            20,366
  ESSEX FELLS, BOROUGH OF         9              1,661,200             5,149
  ESTELL MANOR, CITY OF           4                892,500             1,315
  EVESHAM, TOWNSHIP OF           68             12,416,100            31,474
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  EWING, TOWNSHIP OF            356             62,265,400           267,212
  FAIR HAVEN, BOROUGH OF         23              5,757,400            11,336
  FAIR LAWN, BOROUGH OF         225             45,226,400           204,581
  FAIRFIELD, TOWNSHIP OF        974            217,589,200           874,011
  FAIRVIEW, BOROUGH OF            7              1,146,500             5,438
  FANWOOD, BOROUGH OF            17              3,267,300             7,757
  FAR HILLS, BOROUGH OF          10              2,895,200             5,581
  FARMINGDALE, BOROUGH OF        21              4,380,300            32,647
  FLEMINGTON, BOROUGH OF         12              1,926,200             5,974
  FLORENCE, TOWNSHIP OF           8              1,609,600             2,371
  FLORHAM PARK, BOROUGH OF       53             13,997,900            32,348
  FOLSOM, BOROUGH OF             22              3,453,200            13,103
  FORT LEE, BOROUGH OF          107              6,135,000             5,035
  FRANKFORD, TOWNSHIP OF         21              3,173,500             8,853
  FRANKLIN LAKES, BOROUGH        25              5,693,200            15,298
  FRANKLIN, BOROUGH OF           11              1,300,900             4,829
  FRANKLIN, TOWNSHIP OF         115             20,548,700            84,299
  FREDON, TOWNSHIP OF             2                408,400             1,298
  FREEHOLD, TOWNSHIP OF          85              9,632,700            29,508
  FRELINGHUYSEN, TOWNSHIP         2                392,600               959
  FRENCHTOWN, BOROUGH OF         72             13,928,200            62,453
  GALLOWAY, TOWNSHIP OF          78             12,911,200            30,745
  GARFIELD, CITY OF             184             33,817,600           176,020
  GARWOOD, BOROUGH OF            59             11,084,500            56,062
  GIBBSBORO, BOROUGH OF           4                325,300             1,846
  GLASSBORO, BOROUGH OF          15              3,224,500            11,720
  GLEN GARDNER, BOROUGH OF       11              1,945,800             6,101
  GLEN RIDGE BOROUGH, TOWN       18              3,511,100            14,851
  GLEN ROCK, BOROUGH OF          36              8,663,800            29,723
  GLOUCESTER, CITY OF            94              7,615,600            53,118
  GLOUCESTER, TOWNSHIP OF        39              5,749,400            23,671
  GREEN, TOWNSHIP OF              8              1,721,000             3,508
  GREENBROOK,TOWNSHIP OF        118             20,533,600            94,888
  GREENWICH, TOWNSHIP OF        426             51,531,000           270,742
  GUTTENBERG, TOWN OF            10              1,929,700             6,668
  HACKENSACK MEADOWLANDS C    1,097            172,253,900           619,223
  HACKENSACK, CITY OF           362             56,474,800           248,112
  HACKETTSTOWN, TOWN OF          75             10,082,200            45,956
  HADDON, TOWNSHIP OF            41              6,739,200            19,788
  HADDONFIELD, BOROUGH OF        40              9,013,600            21,139
  HAINESPORT, TOWNSHIP OF        17              2,647,200             8,333
  HALEDON, BOROUGH OF            24              5,175,500            27,932
  HAMBURG, BOROUGH OF             2                950,000             5,338
  HAMILTON, TOWNSHIP OF         838            109,959,900           479,057
  HAMMONTON, TOWN OF             37              4,157,600            17,169
  HAMPTON, BOROUGH OF             3                679,700             1,233
  HAMPTON, TOWNSHIP OF            5                614,100             2,802
  HANOVER, TOWNSHIP OF           49             11,891,900            50,523
  HARDING, TOWNSHIP OF           37              9,839,200            29,268
  HARDWICK, TOWNSHIP OF           2                498,000               589
  HARDYSTON, TOWNSHIP OF          3                325,500             1,570
  HARMONY, TOWNSHIP OF           95             12,847,700            56,430
  HARRINGTON PARK, BOROUGH       22              4,074,500            12,378
  HARRISON, TOWN OF              17              3,204,800            18,767
  HARRISON, TOWNSHIP OF           7              1,116,000             6,771
  HARVEY CEDARS, BOROUGH O    1,054            262,561,900           621,081
  HASBROUCK HEIGHTS, BOROU        8              2,015,200             5,842
  HAWORTH, BOROUGH OF             5                881,200             1,597
  HAWTHORNE, BOROUGH OF          61             11,826,900            68,199
  HAZLET, TOWNSHIP OF           158             27,264,900            96,976
  HELMETTA, BOROUGH OF           69              8,933,500            48,362
  HIGH BRIDGE, BOROUGH OF        11              2,429,100             4,964
  HIGHLAND PARK, BOROUGH O       31              6,490,500            18,465
  HIGHLANDS, BOROUGH OF         905             95,918,500           569,407
  HIGHTSTOWN, BOROUGH OF          9              1,119,700             4,677
  HILLSBOROUGH, TOWNSHIP O      166             19,877,800            71,638
  HILLSDALE, BOROUGH OF         130             26,929,400           128,435
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HILLSIDE, TOWNSHIP OF         113             18,897,600            88,505
  HO-HO-KUS, BOROUGH OF          83             19,607,100            83,446
  HOBOKEN, CITY OF            3,891            452,173,200         1,461,080
  HOLLAND, TOWNSHIP OF           24              4,181,000            19,213
  HOLMDEL, TOWNSHIP OF           21              4,873,900            12,533
  HOPATCONG, BOROUGH OF          17              3,338,400             6,921
  HOPE, TOWNSHIP OF               8              1,414,700             3,941
  HOPEWELL, BOROUGH OF            3                820,000             3,089
  HOPEWELL, TOWNSHIP OF          64             13,447,600            34,193
  HOWELL, TOWNSHIP OF            66             12,266,200            25,405
  INDEPENDENCE, TOWNSHIP O        5              1,179,000             1,773
  INTERLAKEN, BOROUGH OF          7              1,557,500             4,780
  IRVINGTON, TOWN OF             48              6,614,500            33,114
  ISLAND HEIGHTS, BOROUGH        83             13,025,000            30,262
  JACKSON, TOWNSHIP OF           64             13,185,200            41,073
  JAMESBURG, BOROUGH OF          23              3,389,700            16,578
  JEFFERSON, TOWNSHIP OF        106             19,097,900            59,461
  JERSEY CITY, CITY OF        2,171            273,305,500         1,092,983
  KEANSBURG, BOROUGH OF         740             80,307,400           401,518
  KEARNY, TOWN OF                75             36,611,000           168,673
  KENILWORTH, BOROUGH OF        152             24,127,000           121,083
  KEYPORT, BOROUGH OF            86             13,874,300            66,498
  KINGWOOD, TOWNSHIP OF          36              6,107,400            27,003
  KNOWLTON, TOWNSHIP OF          52              9,460,800            40,897
  LACEY, TOWNSHIP OF          2,540            442,130,000         1,201,558
  LAFAYETTE, TOWNSHIP OF          9              2,060,900             4,952
  LAKEHURST, BOROUGH OF           3                380,500             1,454
  LAKEWOOD, TOWNSHIP OF          79             13,482,100            41,322
  LAMBERTVILLE, CITY OF         161             30,453,800           127,828
  LAUREL SPRINGS, BOROUGH         5                674,600             3,153
  LAVALLETTE, BOROUGH OF      1,782            317,695,800         1,158,976
  LAWNSIDE, BOROUGH OF            3                428,500             1,168
  LAWRENCE, TOWNSHIP OF         209             41,594,200           148,991
  LEBANON, BOROUGH OF            18              3,914,100            13,624
  LEBANON, TOWNSHIP OF           37              6,571,000            27,039
  LEONIA, BOROUGH OF             88              4,103,100            10,621
  LIBERTY, TOWNSHIP OF            3                652,000             1,558
  LINCOLN PARK, BOROUGH OF      789            126,661,500           615,994
  LINDEN, CITY OF               195             32,636,800           145,014
  LINDENWOLD, BOROUGH OF         14              1,716,600             6,661
  LINWOOD, CITY OF              251             48,229,700           114,240
  LITTLE EGG HARBOR, TOWNS    2,859            362,490,500         1,701,745
  LITTLE FALLS, TOWNSHIP O      377             56,834,200           283,981
  LITTLE FERRY, BOROUGH OF      901            146,418,200           740,972
  LITTLE SILVER, BOROUGH O      255             61,572,800           218,792
  LIVINGSTON, TOWNSHIP OF       269             56,776,800           196,693
  LOCH ARBOUR, VILLAGE OF        50             11,684,800            49,793
  LODI, BOROUGH OF              323             43,556,600           199,401
  LOGAN, TOWNSHIP OF             47             14,927,400            47,964
  LONG BEACH, TOWNSHIP OF     7,024          1,637,529,800         4,646,599
  LONG BRANCH, CITY OF        1,583            219,790,200           744,909
  LONG HILL, TOWNSHIP OF        182             36,578,000           152,055
  LONGPORT, BOROUGH OF        1,379            270,703,800           774,122
  LOPATCONG, TOWNSHIP OF         10              2,235,800             4,728
  LOWER ALLOWAYS CREEK, TO       75              8,783,100            46,961
  LOWER, TOWNSHIP OF          2,006            273,693,200           632,332
  LUMBERTON, TOWNSHIP OF         67              9,391,300            37,740
  LYNDHURST, TOWNSHIP OF        218             28,852,800           136,586
  MADISON, BOROUGH OF            11              1,788,900             4,463
  MAGNOLIA, BOROUGH OF            2                405,000               608
  MAHWAH, TOWNSHIP OF           119             23,485,100           103,462
  MANALAPAN, TOWNSHIP OF         75             15,764,300            32,150
  MANASQUAN, BOROUGH OF       1,503            262,060,400         1,062,374
  MANCHESTER, TOWNSHIP OF        31              4,599,900            13,349
  MANNINGTON, TOWNSHIP OF        18              2,236,900            14,006
  MANSFIELD, TOWNSHIP OF         34              6,147,200            15,091
  MANTOLOKING, BOROUGH OF       498            142,138,900           476,365
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MANTUA, TOWNSHIP OF            23              3,148,300            10,976
  MANVILLE, BOROUGH OF          489             80,072,900           355,755
  MAPLE SHADE, TOWNSHIP OF       28              5,768,500            26,694
  MAPLEWOOD, TOWNSHIP OF         97             18,360,700            82,327
  MARGATE CITY, CITY OF       5,219            890,097,100         2,579,225
  MARLBORO, TOWNSHIP OF          72             17,351,800            42,262
  MATAWAN, BOROUGH OF            12              2,254,900             7,397
  MAURICE RIVER, TOWNSHIP       101             10,456,100            48,012
  MAYWOOD, BOROUGH OF            34              6,486,200            24,208
  MEDFORD LAKES, BOROUGH O       28              5,332,700            15,363
  MEDFORD, TOWNSHIP OF          142             27,827,000            85,586
  MENDHAM, TOWNSHIP OF           27              6,594,700            16,770
  MERCHANTVILLE, BOROUGH O        2                465,000               629
  METUCHEN, BOROUGH OF           19              5,970,800            20,961
  MIDDLE, TOWNSHIP OF           927            128,726,500           428,272
  MIDDLESEX, BOROUGH OF         383             61,378,000           318,141
  MIDDLETOWN, TOWNSHIP OF       995            152,697,900           622,428
  MIDLAND PARK, BOROUGH OF       16              4,159,200            16,957
  MILFORD, BOROUGH OF            48              7,801,600            30,530
  MILLBURN, TOWNSHIP OF         178             45,812,500           124,784
  MILLSTONE, BOROUGH OF          19              3,295,400            16,827
  MILLSTONE, TOWNSHIP OF          4              1,237,800             2,749
  MILLTOWN, BOROUGH OF           64              7,875,600            13,332
  MILLVILLE, CITY OF             79             13,809,800            50,506
  MINE HILL, TOWNSHIP OF          1                310,000               326
  MONMOUTH BEACH, BOROUGH     1,566            268,308,300           733,465
  MONROE, TOWNSHIP OF           203             26,681,600           105,607
  MONTAGUE, TOWNSHIP OF          17              3,011,000            10,192
  MONTCLAIR, TOWNSHIP OF        236             46,967,900           209,547
  MONTGOMERY, TOWNSHIP OF        66             15,622,500            33,471
  MONTVALE, BOROUGH OF           15              3,718,700             8,844
  MONTVILLE, TOWNSHIP OF        118             23,169,900            82,455
  MOONACHIE, BOROUGH OF         179             46,045,900           230,290
  MOORESTOWN, TOWNSHIP OF        79             17,254,800            44,834
  MORRIS PLAINS, BOROUGH O       23              4,161,900            17,303
  MORRIS, TOWNSHIP OF            61             13,843,100            35,720
  MORRISTOWN, TOWN OF            35              7,763,700            27,115
  MOUNT ARLINGTON, BOROUGH        3                405,000             1,536
  MOUNT EPHRAIM, BOROUGH O        8                927,600             2,898
  MOUNT HOLLY, TOWNSHIP OF       87              9,171,700            39,203
  MOUNT LAUREL, TOWNSHIP O      159             28,180,900            85,036
  MOUNT OLIVE, TOWNSHIP OF       60             10,102,500            39,127
  MOUNTAINSIDE, BOROUGH OF       21              6,196,500            19,972
  MULLICA, TOWNSHIP OF          122             20,394,400            75,937
  NATIONAL PARK, BOROUGH O       94              8,446,900            48,974
  NEPTUNE CITY, BOROUGH OF      154             14,896,700            76,604
  NEPTUNE, TOWNSHIP OF          466             86,950,000           238,175
  NETCONG, BOROUGH OF             4                557,300             1,265
  NEW BRUNSWICK, CITY OF         53             12,971,800            60,140
  NEW HANOVER, TOWNSHIP OF        1                 57,100               547
  NEW MILFORD, BOROUGH OF       153             29,098,000           136,960
  NEW PROVIDENCE, BOROUGH       118             26,002,500            83,499
  NEWARK, CITY OF               127             39,176,100           194,806
  NEWTON, TOWN OF                11              2,426,500            11,668
  NORTH ARLINGTON, BOROUGH       22              5,203,300            14,753
  NORTH BERGEN, TOWNSHIP O      107             11,609,600            49,098
  NORTH BRUNSWICK, TOWNSHI       23              5,468,600             9,799
  NORTH CALDWELL, BOROUGH        24              6,525,600            19,455
  NORTH HALEDON, BOROUGH O       26              5,470,800            17,283
  NORTH HANOVER, TOWNSHIP         1                176,000               431
  NORTH PLAINFIELD, CITY O      401             67,021,900           326,794
  NORTH WILDWOOD, CITY OF     4,588            489,289,700         1,666,497
  NORTHFIELD, CITY OF            44              8,767,700            21,292
  NORTHVALE, BOROUGH OF          62             22,277,700           118,451
  NORWOOD, BOROUGH OF            30              8,670,800            37,292
  NUTLEY,TOWN OF                208             23,412,300           122,994
  OAKLAND, BOROUGH OF           216             31,838,600           165,977
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  OAKLYN, BOROUGH OF             11              2,383,900             5,662
  OCEAN CITY, CITY OF        15,196          2,490,207,800         5,986,973
  OCEAN GATE, BOROUGH OF        356             46,811,200           200,475
  OCEAN, TOWNSHIP OF          1,237            190,680,300           657,159
  OCEANPORT, BOROUGH OF         617            134,998,700           410,949
  OGDENSBURG, BOROUGH OF          8              1,426,500             3,972
  OLD BRIDGE, TOWNSHIP OF       132             20,522,000            80,422
  OLD TAPPAN, BOROUGH OF          7              1,273,300             3,708
  OLDMANS, TOWNSHIP OF           20              2,799,900            14,453
  ORADELL, BOROUGH OF            11              4,264,100             8,885
  ORANGE, CITY OF               223             28,503,800           176,764
  OXFORD, TOWNSHIP OF             5                874,000             3,716
  PALISADES PARK, BOROUGH         5              1,043,600             6,688
  PALMYRA, BOROUGH OF           211             26,071,600           100,073
  PARAMUS, BOROUGH OF           148             41,749,900           160,442
  PARK RIDGE, BOROUGH OF         11              1,766,400             4,865
  PARSIPPANY-TROY HILLS, T      313             49,381,000           212,135
  PASSAIC, CITY OF               67             16,945,900            97,113
  PATERSON, CITY OF             878             94,035,800           504,478
  PAULSBORO, BOROUGH OF         255             17,844,400           127,304
  PEAPACK AND GLADSTONE, B       25              5,043,600            19,646
  PEMBERTON, BOROUGH OF           6                596,500             2,728
  PEMBERTON, TOWNSHIP OF        173             19,340,500            87,176
  PENNINGTON, BOROUGH OF          4                665,000             1,862
  PENNS GROVE, BOROUGH OF       180             14,892,000            94,482
  PENNSAUKEN, TOWNSHIP OF       137             30,959,600           131,251
  PENNSVILLE, TOWNSHIP OF       833             81,156,500           430,419
  PEQUANNOCK, TOWNSHIP OF       800            132,189,500           739,033
  PERTH AMBOY, CITY OF           34             16,846,800            71,568
  PHILLIPSBURG, TOWN OF          34              5,648,200            24,744
  PILESGROVE, TOWNSHIP OF         4                631,300             1,024
  PINE BEACH, BOROUGH OF         13              2,095,500             4,748
  PINE HILL, BOROUGH OF           1                125,000               232
  PISCATAWAY, TOWNSHIP OF       119             23,064,800            72,597
  PITMAN, BOROUGH OF              3                537,400             1,122
  PITTSGROVE, TOWNSHIP OF        11              1,832,100             3,504
  PLAINFIELD, CITY OF         1,458            185,595,200         1,046,369
  PLAINSBORO, TOWN OF            14              3,445,300             5,188
  PLEASANTVILLE, CITY OF        136             13,456,300            65,628
  PLUMSTED, TOWNSHIP OF          64              9,797,100            37,423
  POHATCONG, TOWNSHIP OF         58              9,406,500            45,143
  POINT PLEASANT BEACH, BO    1,512            278,882,300         1,238,508
  POINT PLEASANT, BOROUGH     1,413            253,566,800           767,523
  POMPTON LAKES, BORO OF        594             96,285,000           509,207
  PORT REPUBLIC, CITY OF         45              7,678,500            25,103
  PRINCETON, BOROUGH OF          46              8,064,000            25,739
  PRINCETON, TOWNSHIP OF         74             19,109,900            35,620
  PROSPECT PARK, BOROUGH O        2                470,000             2,342
  QUINTON, TOWNSHIP OF           11              1,413,900            11,761
  RAHWAY, CITY OF               382             61,660,500           295,444
  RAMSEY, BOROUGH OF             61             12,719,300            46,052
  RANDOLPH, TOWNSHIP OF          27              6,761,500            16,849
  RARITAN, BOROUGH OF            11              3,941,000            18,331
  RARITAN, TOWNSHIP OF           38              8,727,700            23,336
  READINGTON, TOWNSHIP OF        28              6,294,700            14,457
  RED BANK, BOROUGH OF           21              6,918,600            31,521
  RIDGEFIELD PARK, VILLAGE      154             22,243,100           128,523
  RIDGEFIELD, BOROUGH OF         88             19,828,100           103,136
  RIDGEWOOD, VILLAGE OF         266             58,161,100           232,740
  RINGWOOD, BOROUGH OF           31              5,057,900            15,854
  RIVER EDGE, BOROUGH OF         30              8,229,000            28,610
  RIVER VALE, TOWNSHIP OF        26              5,343,300            17,643
  RIVERDALE, BOROUGH OF          61              9,754,600            42,200
  RIVERSIDE, TOWNSHIP OF         75              9,152,000            53,448
  RIVERTON, BOROUGH OF           35              7,436,500            29,238
  ROCHELLE PARK, TOWNSHIP       295             54,841,200           262,797
  ROCKAWAY, BOROUGH OF           39              6,772,200            34,683
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROCKAWAY, TOWNSHIP OF          40              9,871,400            27,039
  ROCKLEIGH, BOROUGH OF           7              3,599,100            16,573
  ROCKY HILL, BOROUGH OF          5                687,500             2,008
  ROOSEVELT, BOROUGH OF           1                500,000             1,640
  ROSELAND, BOROUGH OF           32              6,363,300            20,346
  ROSELLE PARK, BOROUGH OF      219             19,154,000           108,007
  ROSELLE, BOROUGH OF           256             35,398,900           180,230
  ROXBURY, TOWNSHIP OF           39              7,436,100            21,278
  RUMSON, BOROUGH OF            457            114,918,700           408,444
  RUNNEMEDE, BOROUGH OF           4                956,700             2,217
  RUTHERFORD, BOROUGH OF        115             18,853,100            66,061
  SADDLE BROOK, TOWNSHIP O      198             36,014,400           159,634
  SADDLE RIVER, BOROUGH OF       42             10,423,900            38,812
  SALEM, CITY OF                296             25,364,700           157,408
  SANDYSTON, TOWNSHIP OF          8              1,403,800             4,705
  SAYREVILLE, BOROUGHS OF       209             35,679,900           125,706
  SCOTCH PLAINS, TOWNSHIP       277             47,108,800           187,785
  SEA BRIGHT, BOROUGH OF      1,093            155,510,200           640,840
  SEA GIRT, BOROUGH OF          141             38,570,500           100,153
  SEA ISLE CITY, CITY OF      5,669            842,824,300         2,299,157
  SEASIDE HEIGHTS, BOROUGH    1,153            119,786,800           622,108
  SEASIDE PARK, BOROUGH OF    1,258            206,803,200           872,029
  SECAUCUS, TOWN OF             328             15,339,500            63,991
  SHAMONG, TOWNSHIP OF            6              1,129,600             2,497
  SHIP BOTTOM, BOROUGH OF     1,553            291,604,600           977,891
  SHREWSBURY, BOROUGH OF         17              4,392,700            10,428
  SOMERDALE, BOROUGH OF          14              2,180,000             5,040
  SOMERS POINT, CITY OF         896            116,605,200           346,447
  SOMERVILLE, BOROUGH OF         83             16,823,400            83,048
  SOUTH AMBOY, CITY OF           22              4,201,000            10,604
  SOUTH BELMAR, BOROUGH OF       26              5,656,700            17,260
  SOUTH BOUND BROOK, BOROU       24              4,843,300            20,703
  SOUTH BRUNSWICK, TOWNSHI      106             23,440,400            74,027
  SOUTH HACKENSACK, TOWNSH       26              6,331,100            30,933
  SOUTH ORANGE, VILLAGE OF       23              4,511,200             9,610
  SOUTH PLAINFIELD, BOROUG      184             37,624,300           170,665
  SOUTH RIVER, BOROUGH OF       159             22,151,400           120,137
  SOUTH TOMS RIVER, BOROUG       21              2,709,400            14,995
  SOUTHAMPTON, TOWNSHIP OF       69              9,388,000            34,037
  SPARTA, TOWNSHIP OF            27              5,719,400            20,568
  SPOTSWOOD, BOROUGH OF          61              8,771,500            39,058
  SPRING LAKE HEIGHTS, BOR       30              6,377,000            21,798
  SPRING LAKE, BOROUGH OF       448            106,402,300           224,114
  SPRINGFIELD, TOWNSHIP OF      304             58,432,000           270,182
  STAFFORD, TOWNSHIP OF       3,453            567,123,300         1,762,907
  STANHOPE, BOROUGH OF            7              2,472,800             6,639
  STILLWATER, TOWNSHIP OF         4                621,300             2,429
  STOCKTON, BOROUGH OF           79             13,390,900            70,620
  STONE HARBOR, BOROUGH OF    2,646            540,764,100         1,391,236
  STOW CREEK, TOWNSHIP OF         4                775,600             1,465
  STRATFORD, BOROUGH OF           2                502,400             1,283
  SUMMIT, CITY OF                80             19,244,500            74,229
  SURF CITY, BOROUGH OF       1,725            365,859,000         1,164,978
  SUSSEX, BOROUGH OF             11              2,135,200             7,400
  SWEDESBORO, BOROUGH OF          9              1,818,000             6,861
  TABERNACLE, TOWNSHIP OF         1                175,000               727
  TEANECK, TOWNSHIP OF           52             11,412,900            30,712
  TENAFLY, BOROUGH OF            35              9,325,100            17,162
  TETERBORO, BOROUGH OF           2                560,000             1,270
  TEWKSBURY, TOWNSHIP OF         38              7,494,700            24,376
  TINTON FALLS, BOROUGH OF       15              3,302,800            10,017
  TOTOWA, BOROUGH OF            234             41,058,000           207,125
  TRENTON, CITY OF              395             53,261,700           287,614
  TUCKERTON, BOROUGH OF         665             86,782,300           369,107
  UNION BEACH, BOROUGH OF       993            133,364,900           611,100
  UNION, TOWNSHIP OF            338             64,619,400           268,631
  UPPER DEERFIELD, TOWNSHI        5                815,100             3,362
  
                               Policy Statistics
                                New Jersey
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  UPPER FREEHOLD, TOWNSHIP        8              1,851,300             4,380
  UPPER PITTSGROVE, TOWNSH        8              1,272,000             4,818
  UPPER SADDLE RIVER, BORO       44             10,092,100            25,199
  UPPER, TOWNSHIP OF            427             85,350,600           351,540
  VENTNOR, CITY OF            4,250            578,543,900         1,965,913
  VERNON, TOWNSHIP OF            29              3,880,700            18,197
  VERONA, BOROUGH OF             41              7,213,400            24,891
  VINELAND, CITY OF              55              7,919,700            25,946
  VOORHEES, TOWNSHIP OF         116             18,419,800            36,370
  WALDWICK, BOROUGH OF           20              4,657,900            10,794
  WALL, TOWNSHIP OF             107             23,557,400            59,623
  WALLINGTON, BOROUGH OF        371             60,011,200           345,123
  WANAQUE, BOROUGH OF            35              4,874,000            19,215
  WANTAGE, TOWNSHIP OF           15              2,825,400             8,794
  WARREN, TOWNSHIP OF            58             12,681,200            33,468
  WASHINGTON, BOROUGH OF         10              1,474,900             6,810
  WASHINGTON, TOWNSHIP OF       168             30,652,300            96,843
  WATCHUNG, BOROUGH OF           40              8,351,500            28,699
  WATERFORD, TOWNSHIP OF          4                528,000             1,117
  WAYNE, TOWNSHIP OF          1,001            170,323,300           784,567
  WEEHAWKEN, TOWNSHIP OF         54             11,861,600            53,835
  WENONAH, BOROUGH OF             5                999,900             2,192
  WEST AMWELL, TOWNSHIP OF       11              1,829,000             5,718
  WEST CALDWELL, BOROUGH O       31             11,479,400            43,214
  WEST CAPE MAY, BOROUGH O      292             46,559,600           159,326
  WEST DEPTFORD, TOWNSHIP       128             13,292,300            67,306
  WEST LONG BRANCH, BOROUG       19              4,798,500            17,946
  WEST MILFORD, TOWNSHIP O       88             13,893,300            50,016
  WEST NEW YORK, TOWN OF         21              4,376,100             8,252
  WEST ORANGE, TOWN OF          206             37,722,100           166,012
  WEST PATERSON, BOROUGH O      241             43,277,800           228,983
  WEST WILDWOOD, BOROUGH O      534             59,703,300           285,785
  WEST WINDSOR, TOWNSHIP O       85             21,871,100            56,583
  WESTAMPTON, TOWNSHIP OF        19              2,809,500            13,048
  WESTFIELD, TOWN OF             61             13,640,000            25,904
  WESTVILLE, BOROUGH OF          73              7,916,900            45,026
  WESTWOOD, BOROUGH OF          302             46,905,800           155,545
  WEYMOUTH, TOWNSHIP OF          27              4,547,300            16,531
  WHARTON, BROUGH OF             11              2,335,400            11,982
  WHITE, TOWNSHIP OF             32              3,965,500            20,054
  WILDWOOD CREST, BOROUGH     3,042            413,220,900         1,197,330
  WILDWOOD, CITY OF           2,516            293,351,600         1,324,925
  WILLINGBORO, TOWNSHIP OF       63             11,107,900            22,828
  WINSLOW, TOWNSHIP OF           48              8,689,900            35,389
  WOOD-RIDGE, BOROUGH OF         14              2,137,900             8,101
  WOODBINE, BOROUGH OF            3                441,000               634
  WOODBRIDGE, TOWNSHIP OF       338             63,606,900           239,174
  WOODBURY HEIGHTS, BOROUG        4                311,000             1,257
  WOODBURY, CITY OF              12              2,810,100            10,049
  WOODCLIFF LAKE, BOROUGH        16              4,469,100             8,111
  WOODLAND, TOWNSHIP OF           5                863,900             2,402
  WOODLYNNE, BOROUGH OF          71              3,923,200            35,079
  WOODSTOWN, BOROUGH OF           1                 75,400               442
  WOOLWICH, TOWNSHIP OF           6              1,009,300             3,461
  WRIGHTSTOWN, BOROUGH OF         5                668,900             2,920
  WYCKOFF, TOWNSHIP OF           35              8,785,300            18,634

  Total for New Jersey
                            183,474         29,867,722,700       101,936,646

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  --------------------------------------------------------------------------
  
                               Policy Statistics
                                New Mexico
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ALAMOGORDO, CITY OF         1,113             81,484,300           409,567
  ALBUQUERQUE, CITY OF        1,407            172,488,200           593,672
  ARTESIA, CITY OF              113              7,670,400            32,269
  AZTEC, CITY OF                 33              2,985,900            18,804
  BAYARD, CITY OF                 5                422,800             2,310
  BELEN, CITY OF                210             16,984,300            96,481
  BERNALILLO COUNTY *           426             57,171,700           182,699
  BERNALILLO, TOWN OF           110              9,942,200            42,392
  BLOOMFIELD, CITY OF             8                713,300             4,499
  BOSQUE FARMS, CITY OF         586             73,254,800           319,847
  CARLSBAD, CITY OF             371             25,873,900           189,186
  CHAMA, VILLAGE OF               1                 32,500               373
  CHAVES COUNTY *                28              2,333,600            10,202
  CIBOLA COUNTY*                  5                155,200             1,375
  CIMARRON, VILLAGE OF            4                666,500             1,617
  CLOVIS, CITY OF               447             35,961,000           201,422
  COLFAX COUNTY*                  6              1,120,200             2,639
  CORRALES, VILLAGE OF          126             24,773,200            56,281
  DEMING, CITY OF                 5                551,000             1,512
  DONA ANA COUNTY *             151             19,518,200            68,794
  ESPANOLA, CITY OF             124             14,495,400            64,025
  ESTANCIA, TOWN OF              51              3,419,700            24,641
  FARMINGTON, CITY OF            92             22,577,100            61,222
  FORT SUMNER, VILLAGE OF         1                121,200               684
  GALLUP, CITY OF                68             10,817,100            38,979
  GRANT COUNTY*                  20              2,125,500             9,556
  GRANTS, CITY OF                68              3,759,700            26,618
  HATCH, VILLAGE OF              65              8,090,700            44,307
  HOBBS, CITY OF                712             53,448,600           154,039
  JAL, CITY OF                   48              1,540,900            16,327
  JEMEZ SPRINGS, VILLAGE O       11              1,825,000             4,876
  LAS CRUCES, CITY OF           636             75,933,500           347,057
  LAS RANCHOS DE ALBUQUERQ       22              4,922,200             9,781
  LAS VEGAS, CITY OF             56              5,375,300            29,354
  LORDSBURG, CITY OF              3                142,700             1,211
  LOS ALAMOS COUNTY*            112             28,514,700            36,744
  LOS LUNAS, VILLAGE OF         497             51,524,500           244,347
  LOVINGTON, CITY OF             33              1,909,100            14,272
  LUNA COUNTY *                  12                979,700             3,590
  MESILLA, TOWN OF                5                608,200             1,802
  MILAN, VILLAGE OF              31              1,869,200            12,144
  MORA COUNTY*                    2                382,900               976
  MORIARTY, CITY OF              43              3,216,700            20,058
  OTERO COUNTY*                  47              6,767,400            16,170
  PORTALES, CITY OF             533             31,567,600           145,313
  RATON, CITY OF                 18              1,072,800             7,858
  RED RIVER, TOWN OF             70              7,263,900            31,252
  RIO ARRIBA COUNTY*            139             17,761,700            83,149
  RIO RANCHO, CITY OF           175             23,817,100            52,941
  ROSWELL, CITY OF              862             55,631,800           263,642
  RUIDOSO DOWNS, VILLAGE O        2                535,800             3,329
  RUIDOSO, VILLAGE OF           133             15,456,400            44,817
  SAN JON, VILLAGE OF             2                 49,100               676
  SAN MIGUEL COUNTY*             31              3,922,700            13,108
  SANDOVAL COUNTY*               55              7,349,000            25,135
  SANTA FE COUNTY *              90             17,604,700            55,101
  SANTA FE, CITY OF             188             37,500,700           125,592
  SIERRA COUNTY*                 34              3,873,100            19,539
  SILVER CITY, TOWN OF           30              4,775,300            23,154
  SOCORRO, CITY OF              126             15,411,100            71,882
  SPRINGER, TOWN OF               6                424,200             2,475
  TAOS COUNTY *                  47              8,833,700            26,360
  TAOS,TOWN OF                   12              1,749,200             5,345
  TATUM, TOWN OF                  6                170,800             1,864
  TIJERAS, VILLAGE OF             3                597,600             1,115
  TORRANCE COUNTY *              49              1,712,800            14,905
  TRUTH OR CONSEQUENCES, C       69              5,855,900            35,629
  TUCUMCARI, CITY OF             17              1,123,100             6,794
  VALENCIA COUNTY *           1,657            187,828,600           836,977
  WILLIAMSBURG, VILLAGE OF        4                225,600             2,554
  ZUNI, PUEBLO OF                34              1,919,000            16,162

  Total for New Mexico
                             12,306          1,292,503,500         5,335,389

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  --------------------------------------------------------------------------
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMS, VILLAGE OF               1                 24,900               625
  ADDISON, TOWN OF                9                458,600             4,014
  ADDISON, VILLAGE OF            61              3,428,200            30,098
  AFTON, TOWN OF                 11                744,200             3,947
  AFTON, VILLAGE OF               6                355,500             2,203
  AKRON, VILLAGE OF               9                782,300             5,191
  ALABAMA, TOWN OF                2                117,000             1,101
  ALBANY, CITY OF               153             29,028,300           127,625
  ALBION, TOWN OF                 2                142,000               813
  ALBION, VILLAGE OF              1                 28,500               224
  ALDEN, TOWN OF                 13              1,267,900             6,508
  ALEXANDER, VILLAGE OF           6                316,800             2,494
  ALEXANDER,TOWN OF               6                511,000             1,908
  ALEXANDRIA BAY, VILLAGE         4                734,000             2,043
  ALEXANDRIA, TOWN OF            24              2,795,000             9,293
  ALFRED, TOWN OF                 5                415,700             1,592
  ALFRED, VILLAGE OF              2                185,600               560
  ALLEGANY, TOWN OF              58              5,055,800            29,318
  ALLEGANY, VILLAGE OF           46              3,378,500            27,183
  ALMA, TOWN OF                   1                 35,000               260
  ALMOND, TOWN OF                15              1,031,400             5,589
  ALMOND, VILLAGE OF             31              1,869,400            10,604
  ALTAMONT, TOWN OF               1                188,000               251
  ALTAMONT, VILLAGE OF           19              2,119,000            11,138
  ALTMAR, VILLAGE OF              2                 86,200               699
  ALTONA, TOWN OF                 4                320,700             1,899
  AMENIA, TOWN OF                16              2,229,600            11,918
  AMHERST, TOWN OF            1,064            144,150,400           425,188
  AMITY, TOWN OF                  9              1,057,100             5,097
  AMITYVILLE, VILLAGE OF        931            151,231,900           614,560
  AMSTERDAM, CITY OF              9              2,682,200             8,062
  AMSTERDAM, TOWN OF              3                161,200             1,471
  ANCRAM, TOWN OF                 5              2,120,000            10,496
  ANDES, TOWN OF                 14              2,384,500             7,554
  ANDES, VILLAGE OF              11              1,059,500             5,280
  ANDOVER, TOWN OF                6                302,800             1,288
  ANDOVER, VILLAGE OF            43              1,756,600            16,244
  ANGELICA, TOWN OF               1                 36,200               398
  ANGELICA, VILLAGE OF            2                 78,000               496
  ANGOLA, VILLAGE OF              4                261,800             1,433
  ANNSVILLE, TOWN OF              3                256,600             1,437
  ANTWERP, TOWN OF                2                123,000               569
  ANTWERP, VILLAGE OF             1                 72,000               351
  ARCADE, TOWN OF                 7                284,200             2,093
  ARCADE, VILLAGE OF             41              3,191,900            21,374
  ARCADIA, TOWN OF                6                506,700             2,984
  ARDSLEY, VILLAGE OF            14              2,929,500            10,667
  ARGYLE, TOWN OF                 1                123,500               594
  ARKPORT, VILLAGE OF            16                693,200             5,984
  ASHAROKEN, VILLAGE OF         154             41,534,200           133,479
  ASHFORD, TOWNSHIP OF            4                245,600             1,513
  ASHLAND, TOWN OF               33              2,356,500            15,236
  ATHENS, TOWN OF                 6                526,000             2,211
  ATHENS, VILLAGE OF             13              1,177,000             9,802
  ATTICA, TOWN OF                20              1,538,400             9,543
  ATTICA, VILLAGE OF             43              3,356,300            21,642
  AUBURN, CITY OF                22              2,705,100            28,716
  AUGUSTA, TOWN OF                6                262,000             2,551
  AURELIUS, TOWN OF              16              2,007,900             7,521
  AURORA, TOWN OF                 7                870,400             3,138
  AURORA, VILLAGE OF              4                224,500             1,271
  AUSABLE, TOWN OF                7                666,000             1,810
  AUSTERLITZ, TOWN OF             6              1,172,700             3,533
  AVOCA, TOWN OF                 13              1,322,100             8,402
  AVOCA, VILLAGE OF               7                370,600             3,169
  AVON, TOWN OF                   1                500,000             1,234
  AVON, VILLAGE OF                2                 94,000               698
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BABYLON, VILLAGE OF           893            179,728,500           736,436
  BABYLON,TOWN OF             2,282            372,439,100         1,606,202
  BAINBRIDGE, TOWN OF            16                973,000             4,788
  BAINBRIDGE, VILLAGE OF         10                560,900             3,674
  BALDWIN, TOWN OF               21              3,906,900            13,348
  BALDWINSVILLE, VILLAGE O       32              2,497,600            15,823
  BALLSTON SPA, VILLAGE OF       51              5,232,600            30,788
  BALLSTON, TOWN OF               9              1,173,400             4,924
  BARKER, TOWN OF                 6                397,400             2,432
  BARKER, VILLAGE OF              7                754,100             2,781
  BARNEVELD, VILLAGE OF           3                158,900             1,343
  BARRE, TOWN OF                  7                706,600             4,329
  BARRINGTON, TOWN OF            17              3,094,300             8,759
  BARTON, TOWN OF                23              1,075,300             9,372
  BATAVIA, CITY OF              368             24,330,800           173,260
  BATAVIA, TOWN OF               38              2,348,700            16,429
  BATH, TOWN OF                  35              2,200,100            17,312
  BATH, VILLAGE OF                3                295,300             1,073
  BAXTER ESTATES, VILLAGE         9              2,420,900            10,154
  BAYVILLE, VILLAGE OF          793            132,791,900           660,429
  BEACON, CITY OF                27              3,379,100            14,931
  BEDFORD, TOWN OF               70             18,631,900            53,187
  BEEKMAN, TOWN OF               18              3,313,700            10,054
  BEEKMANTOWN, TOWN OF           10              1,795,200             4,487
  BELLE TERRE, VILLAGE OF         6              1,465,800             3,396
  BELLMONT, TOWN OF              19              1,121,800             7,197
  BELLPORT, VILLAGE OF           58             14,869,800            38,127
  BELMONT, VILLAGE OF            11                677,600             4,561
  BEMUS POINT, VILLAGE OF         9              1,218,800             3,602
  BENNINGTON, TOWN OF             4                381,000             1,283
  BENTON, TOWN OF                11                646,300             3,764
  BERGEN, TOWN OF                 3                245,500             1,139
  BERKSHIRE, TOWN OF              6                377,800             2,554
  BERLIN, TOWN OF                 4                226,000             1,888
  BERNE,TOWN OF                  12              1,481,500             4,885
  BETHANY, TOWN OF                5                428,300             2,427
  BETHEL, TOWN OF                22              2,943,000            11,931
  BETHLEHEM, TOWN OF             21              3,836,800            11,721
  BIG FLATS, TOWN OF             80              7,270,900            34,449
  BINGHAMTON, CITY OF            77             14,009,700            47,989
  BINGHAMTON, TOWN OF             3                235,000             1,423
  BLACK BROOK, TOWN OF           10                809,600             5,726
  BLASDELL, VILLAGE OF            4                308,600             1,020
  BLEECKER,TOWN OF                3                170,600             1,537
  BLENHEIM, TOWN OF               5                299,700             2,101
  BLOOMING GROVE, TOWN OF        65              9,600,300            37,828
  BLOOMINGBURG, VILLAGE OF        1                155,000               236
  BOLIVAR, VILLAGE OF             4                300,600             1,162
  BOLTON, TOWN OF                11              1,301,300             5,295
  BOMBAY, TOWN OF                 2                 57,000               550
  BOONVILLE, TOWN OF             13              1,573,700             6,311
  BOSTON, TOWN OF                 7                967,400             1,984
  BOVINA, TOWN OF                 5                515,400             2,995
  BRADFORD, TOWN OF               4                182,600             1,624
  BRANT, TOWN OF                  4                686,300             1,230
  BRASHER, TOWN OF                6                291,000             2,330
  BREWSTER, VILLAGE OF            4                639,000             2,325
  BRIARCLIFF MANOR, VILLAG       42              9,322,200            26,492
  BRIDGEWATER, TOWN OF            1                188,000               293
  BRIGHTON, TOWN OF              96             10,831,800            55,692
  BRIGHTWATERS, VILLAGE OF       97             22,970,900            75,355
  BRISTOL, TOWN OF                1                 51,000               327
  BROADALBIN, TOWN OF             1                 36,000               397
  BROADALBIN, VILLAGE OF          2                176,000               870
  BROCKPORT, VILLAGE OF           3                325,900             1,382
  BRONXVILLE, VILLAGE OF         77             16,443,000            62,871
  BROOKFIELD, TOWN OF             1                 30,000               333
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BROOKHAVEN,TOWN OF          4,774            908,753,200         3,301,212
  BROOME, TOWN OF                 7                595,200             1,569
  BROWNVILLE, TOWN OF            14              1,886,400            11,050
  BROWNVILLE, VILLAGE OF          2                280,400               773
  BRUNSWICK, TOWN OF              5                349,200             2,365
  BRUTUS, TOWN OF                11                695,100             3,895
  BUFFALO, CITY OF            1,059             66,051,200           478,179
  BURNS, TOWN OF                  4                187,300             1,349
  BUSTI, TOWN OF                 41              3,413,200            17,816
  BUTTERNUTS, TOWN OF             5                181,900             1,811
  BYRON, TOWN OF                  3                336,000             1,147
  CAIRO, TOWN OF                 29              3,053,000            13,220
  CALEDONIA, TOWN OF              2                120,900               955
  CALEDONIA, VILLAGE OF           7                486,800             2,371
  CALLICOON, TOWN OF             40              4,403,900            24,316
  CAMBRIA, TOWN OF                5                933,000             3,525
  CAMBRIDGE, TOWN OF              1                 28,400               345
  CAMBRIDGE, VILLAGE OF           9                971,700             4,161
  CAMDEN, VILLAGE OF              7                384,400             3,186
  CAMILLUS, TOWN OF              25              1,962,500            11,457
  CAMILLUS, VILLAGE OF           13                945,400             7,266
  CAMPBELL, TOWN OF             126              8,756,900            54,779
  CANAAN, TOWN OF                 8              1,456,400             4,820
  CANADICE, TOWN OF              12                989,700             5,613
  CANAJOHARIE, TOWN OF            2                154,000               816
  CANAJOHARIE, VILLAGE OF         3              1,608,400             7,428
  CANANDAIGUA, CITY OF           55              6,444,800            29,049
  CANANDAIGUA, TOWN OF           42              7,568,200            24,334
  CANASERAGA, VILLAGE OF          6                263,300             1,878
  CANASTOTA , VILLAGE OF         51              3,275,000            23,694
  CANDOR, TOWN OF                11                478,100             4,634
  CANDOR, VILLAGE OF              5                212,400             2,583
  CANEADEA, TOWN OF               9                805,700             4,184
  CANISTEO, TOWN OF              11                785,500             3,618
  CANISTEO, VILLAGE OF            8                397,400             1,739
  CANTON, TOWN OF                 6                578,200             2,004
  CANTON, VILLAGE OF              1                188,000               293
  CAPE VINCENT, TOWN OF           9                696,400             3,209
  CAPE VINCENT, VILLAGE OF        3                525,500             1,725
  CARLTON, TOWN OF               24              2,300,900             8,650
  CARMEL,TOWN OF                 46              9,390,100            32,318
  CAROGA, TOWN OF                 7                843,000             3,691
  CAROLINE, TOWN OF               6                569,700             2,221
  CARROLL, TOWN OF                7                428,700             2,578
  CARROLLTON, TOWN OF             8                420,400             2,100
  CARTHAGE, VILLAGE OF           26              1,917,900            14,666
  CASTILE, TOWN OF                6                458,400             2,221
  CASTLETON-ON-HUDSON, VIL       15              1,367,900             9,166
  CATHARINE, TOWN OF              1                142,000               725
  CATLIN, TOWN OF                 6                377,700             1,536
  CATO, TOWN OF                  37              3,503,800            14,175
  CATON, TOWN OF                  1                119,500               518
  CATSKILL, TOWN OF              32              4,156,900            22,209
  CATSKILL, VILLAGE OF            8                726,000             5,409
  CATTARAUGUS, VILLAGE OF         3                112,300               921
  CAYUGA HEIGHTS, VILLAGE         3                808,000               960
  CAYUGA, VILLAGE OF             17              1,262,500             6,455
  CAYUTA, TOWN OF                 1                 53,300               494
  CAZENOVIA, TOWN OF             17              2,617,100            10,161
  CAZENOVIA, VILLAGE OF          15              1,534,600             9,155
  CEDARHURST, VILLAGE OF        113             21,603,500            76,525
  CELORON, VILLAGE OF             7                311,600             2,365
  CENTRAL SQUARE,VILLAGE O        5                647,100             1,767
  CENTRE ISLAND, VILLAGE O       30              6,185,400            22,197
  CHAMPION, TOWN OF               1                188,000               276
  CHAMPLAIN, TOWN OF             20              1,814,700             9,072
  CHAMPLAIN, VILLAGE OF           8                483,600             8,187
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CHARLESTON, TOWN OF             4                300,700             2,470
  CHARLOTTE, TOWN OF              2                120,900             1,160
  CHARLTON, TOWN OF               2                114,100             1,087
  CHATHAM, TOWN OF               21              3,260,500            11,661
  CHATHAM, VILLAGE OF             2                214,400               603
  CHAUMONT, VILLAGE OF            5                324,500             1,698
  CHAUTAUQUA, TOWN OF            44              3,925,700            21,060
  CHAZY, TOWN OF                 20              2,181,200             8,091
  CHEEKTOWAGA, TOWN OF           86             13,371,400            51,604
  CHEMUNG, TOWN OF               18              1,244,100             8,084
  CHENANGO, TOWN OF              36              3,323,600            18,120
  CHERRY CREEK, TOWN OF           1                 90,000               672
  CHERRY CREEK, VILLAGE OF        2                145,300               853
  CHERRY VALLEY, TOWN OF          1                 52,800               372
  CHERRY VALLEY, VILLAGE O        1                 55,000               574
  CHESTER, TOWN OF               67              9,787,000            46,120
  CHESTER, VILLAGE OF            16              2,939,800            11,614
  CHESTERFIELD, TOWN OF           8              1,558,400             3,999
  CHESTNUT RIDGE, VILLAGE        11              3,068,300             5,266
  CHILI, TOWN OF                157             13,008,800            83,917
  CHITTENANGO, VILLAGE OF       150             10,876,900            77,886
  CHURCHVILLE, VILLAGE OF         5                397,800             2,113
  CICERO, TOWN OF               311             30,228,100           151,717
  CINCINNATUS, TOWN OF            9              1,795,600            10,660
  CLARENCE, TOWN OF             137             16,393,900            67,442
  CLARKSON, TOWN OF              17              1,858,700             7,112
  CLARKSTOWN, TOWN OF           373             71,761,200           182,809
  CLARKSVILLE, TOWN OF            2                103,000               510
  CLAVERACK, TOWN OF              7              1,162,300             5,307
  CLAY, TOWN OF                 118             11,734,800            57,857
  CLAYTON, TOWN OF                8                773,900             2,822
  CLAYTON, VILLAGE OF             3                673,500             1,075
  CLAYVILLE, VILLAGE OF           2                249,000             1,522
  CLERMONT, TOWNSHIP OF           5                958,100             2,768
  CLEVELAND, VILLAGE OF           6                638,300             3,661
  CLIFTON PARK, TOWN OF          21              2,847,400            15,931
  CLIFTON SPRINGS, VILLAGE        4                448,400             2,672
  CLINTON, TOWN OF               11              1,810,100             7,434
  CLINTON, TOWNN OF               1                125,100               670
  CLINTON, VILLAGE OF            35              3,054,000            16,592
  CLYDE, VILLAGE OF               7                427,000             2,888
  CLYMER, TOWN OF                 2                 99,800               961
  COBLESKILL, TOWN OF             5                274,600             1,881
  COBLESKILL, VILLAGE OF         18              2,678,400            14,414
  COCHECTON, TOWN OF             10                843,500             5,331
  COEYMANS, TOWN OF              27              3,284,800            14,864
  COHOCTON, TOWN OF               3                223,000               847
  COHOCTON, VILLAGE OF            2                 97,800               440
  COHOES, CITY OF                27              4,581,000            21,492
  COLCESTER,TOWN OF              39              3,444,900            18,257
  COLD BROOK, VILLAGE OF          2                 81,700               674
  COLD SPRING, TOWN OF            6                771,800             2,028
  COLD SPRING, VILLAGE OF        11              2,732,000            13,681
  COLDEN, TOWN OF                 6                580,200             3,222
  COLESVILLE, TOWN OF            28              1,362,800            10,957
  COLLINS,TOWN OF                 6                387,100             2,622
  COLONIE, TOWN OF               60              7,554,000            24,668
  COLTON, TOWN OF                10              1,168,900             5,476
  CONCORD, TOWN OF                4                177,300             1,526
  CONESUS, TOWN OF               21              2,148,700             8,266
  CONEWANGO, TOWN OF              4                202,600               981
  CONKLIN, TOWN OF              147             12,504,900            74,456
  CONSTABLE, TOWN OF              2                348,700               551
  CONSTABLEVILLE, VILLAGE         1                175,000               808
  CONSTANTIA, TOWN OF            45              4,260,200            20,536
  COOPERSTOWN, VILLAGE OF         7              1,043,500             2,020
  COPAKE, TOWN OF                34              4,543,900            16,805
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CORFU, VILLAGE OF               3                210,700               938
  CORINTH, TOWN OF                7              1,390,300             5,558
  CORINTH, VILLAGE OF             2                218,000               468
  CORNING, CITY OF              129             18,697,800            70,596
  CORNING, TOWN OF               45              4,258,300            21,020
  CORNWALL ON THE HUDSON,        13              2,716,100             9,749
  CORNWALL, TOWN OF              15              2,570,600             5,584
  CORTLAND, CITY OF             313             20,535,100           154,215
  CORTLANDT, TOWN OF             60             14,219,600            35,214
  CORTLANDVILLE, TOWN OF         36              3,086,100            17,063
  COVE NECK, VILLAGE OF          11              2,864,200            13,059
  COVENTRY, TOWN OF               2                156,000               920
  COVERT, TOWN OF                15              1,574,200             7,035
  COVINGTON, TOWN OF              3                110,000             1,192
  COXSACKIE, TOWN OF              2                281,000               482
  COXSACKIE, VILLAGE OF          21              2,238,200            10,561
  CRAWFORD, TOWN OF               6                827,700             3,595
  CROGHAM, VILLAGE OF             7                665,600             4,475
  CROGHAN, TOWN OF               10                760,200             5,157
  CROTON-ON-HUDSON, VILLAG       21              4,791,500            10,734
  CROWN POINT,TOWN OF             8                488,700             3,167
  CUBA, TOWN OF                   4              1,163,700             4,167
  CUBA, VILLAGE OF                7                428,200             2,007
  DANSVILLE, TOWN OF              4                222,800             1,686
  DANSVILLE, VILLAGE OF         115              8,958,200            57,158
  DARIEN, TOWN OF                 2                218,000             1,156
  DAVENPORT, TOWN OF             11                678,500             6,326
  DAYTON, TOWN OF                 1                 42,200               281
  DE RUYTER, TOWN OF              2                164,800               728
  DEER PARK, TOWN OF             67              7,525,100            39,529
  DEERFIELD, TOWN OF              1                310,000               351
  DELAWARE, TOWN OF              19              2,171,800             9,857
  DELEVAN, VILLAGE OF             2                106,200               734
  DELHI, TOWN OF                 11              1,093,600             6,354
  DELHI, VILLAGE OF              21              1,711,000            12,666
  DENMARK, TOWN OF               10                709,100             4,525
  DENNING, TOWN OF                8                719,600             4,513
  DEPEW, VILLAGE OF              31              2,336,900            10,566
  DEPOSIT, TOWN OF               13              1,252,000             6,719
  DEPOSIT, VILLAGE OF            73              4,298,000            34,062
  DERING HARBOR, VILLAGE O        3                760,000               980
  DEWITT, TOWN OF                42             11,538,100            42,037
  DEXTER, VILLAGE OF              3                 90,500               853
  DIANA, TOWN OF                  8                673,500             2,077
  DICKINSON, TOWN OF             12              1,228,400             6,553
  DIX, TOWN OF                    6                406,500             2,239
  DOBBS FERRY, VILLAGE OF         8              1,417,300             3,179
  DOLGEVILLE, VILLAGE OF         49              2,963,300            19,564
  DOVER, TOWN OF                 36              4,613,600            20,566
  DRESDEN, TOWN OF               11              1,695,800             4,657
  DRESDEN, VILLAGE OF             2                153,000               748
  DRYDEN, TOWN OF                14              1,557,900             9,606
  DRYDEN, VILLAGE OF             23              1,636,800            12,205
  DUANESBURG, TOWN OF             7                817,100             3,087
  DUNDEE, VILLAGE OF              3                149,600             1,169
  DUNKIRK, CITY OF               16              1,136,100             6,928
  DUNKIRK, TOWN OF                7                907,200             3,357
  DURHAM, TOWN OF                12              1,387,400             6,736
  EAGLE, TOWN OF                 13                602,700             5,479
  EAST AURORA, VILLAGE OF        32              2,776,600            16,665
  EAST BLOOMFIELD, TOWN OF        2                285,000               677
  EAST FISHKILL, TOWN OF         71             11,958,000            40,526
  EAST GREENBUSH, TOWN OF         6              1,586,800             7,773
  EAST HAMPTON,TOWN OF        1,733            399,778,500         1,332,614
  EAST HAMPTON,VILLAGE OF       184             53,242,200           163,177
  EAST OTTO, TOWN OF              6                273,500             2,265
  EAST RANDOLPH, VILLAGE O        2                119,200               845
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  EAST ROCKAWAY, VILLAGE O      367             61,370,400           247,192
  EAST SYRACUSE, VILLAGE O       19              3,502,000            14,805
  EASTCHESTER, TOWN OF           25              5,544,900            13,382
  EASTON, TOWN OF                10                674,900             4,158
  EATON, TOWN OF                  8                681,200             3,573
  EDEN, TOWN OF                   6                572,400             2,444
  EDMESTON, TOWN OF               1                 22,000               283
  EDWARDS, TOWN OF                1                 30,000               374
  ELBA, TOWN OF                   1                126,000               518
  ELBBRIDGE, VILLAGE OF           2                 74,300               694
  ELBRIDGE, TOWN OF              17              1,194,200             7,336
  ELIZABETHTOWN, TOWN OF         17              1,299,200             7,717
  ELLENBURG, TOWN OF              9                755,200             3,138
  ELLENVILLE, VILLAGE OF         24              3,592,000            17,043
  ELLERY, TOWN OF                25              2,292,700            10,599
  ELLICOTT, TOWN OF              17                923,700             6,109
  ELLICOTTVILLE, TOWN OF         29              2,904,700            12,445
  ELLICOTTVILLE, VILLAGE O       46              7,671,100            45,355
  ELLINGTON, TOWN OF              3                212,700             1,344
  ELLISBURG, TOWN OF              7                913,800             3,006
  ELMA,TOWN OF                   25              3,587,200            15,396
  ELMIRA HEIGHTS, VILLAGE        49              2,566,400            20,974
  ELMIRA, CITY OF               283             27,089,900           152,852
  ELMIRA, TOWN OF                77              8,772,200            34,721
  ELMSFORD, VILLAGE OF           32              5,217,200            24,579
  ENDICOTT, VILLAGE OF           19              3,093,200            14,505
  EPHRATAH, TOWN OF               2                135,800             1,026
  ERIN, TOWN OF                   7                445,700             2,140
  ERWIN, TOWN OF                130             12,003,900            52,333
  ESOPUS, TOWN OF                12              2,164,100             6,132
  ESPERANCE, TOWN OF             28              2,118,400            10,867
  ESPERANCE, VILLAGE OF           7                449,200             3,015
  ESSEX, TOWN OF                  4                242,100             1,341
  EVANS MILLS, VILLAGE OF         4                596,900             2,317
  EVANS, TOWN OF                155             10,541,700            74,647
  EXETER, TOWN OF                 3                298,000             1,019
  FABIUS, TOWN OF                 5                244,200             2,088
  FAIR HAVEN, VILLAGE OF          4                628,000             1,235
  FAIRPORT, VILLAGE OF            7              1,012,800             6,186
  FALCONER, VILLAGE OF            5                444,000             2,225
  FALLSBURG, TOWN OF              9              1,156,100             3,454
  FARMERSVILLE, TOWN OF           6                290,600             2,359
  FARMINGTON, TOWN OF             4                490,000             1,574
  FARNHAM, VILLAGE OF             1                 41,900               385
  FAYETTE, TOWN OF               20              1,338,300             8,147
  FAYETTEVILLE, VILLAGE OF       87              7,289,100            53,281
  FENTON, TOWN OF                18              2,340,900            11,537
  FILLMORE, VILLAGE OF            9              1,156,300             5,465
  FINE, TOWN OF                   8                349,100             2,893
  FISHKILL, TOWN OF              35              7,206,100            28,546
  FISHKILL, VILLAGE OF           36              7,403,200            31,992
  FLEISCHMANNS, VILLAGE OF       18              1,551,900             9,953
  FLEMING, TOWN OF               15              1,924,800             7,541
  FLORIDA, TOWN OF                6                414,400             3,065
  FLORIDA, VILLAGE OF            11              2,029,600            10,887
  FONDA, VILLAGE OF              15                673,100             4,887
  FORESTBURGH, TOWN OF            2                421,500             1,543
  FORESTPORT, TOWN OF             9                835,800             3,518
  FORESTVILLE, VILLAGE OF         1                 62,000               439
  FORT ANN, TOWN OF              13              1,307,000             6,176
  FORT COVINGTON, TOWN OF        14                658,900             3,813
  FORT EDWARD, TOWN OF            9                887,900             5,779
  FORT EDWARD, VILLAGE OF         5                548,300             1,303
  FORT JOHNSON, VILLAGE OF        5                334,200             2,386
  FORT PLAIN, VILLAGE OF         22              1,799,400            13,140
  FOWLER, TOWN OF                 6                487,300             2,258
  FRANKFORT, TOWN OF              9                912,100             2,554
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FRANKFORT, VILLAGE OF          19              1,381,300            10,785
  FRANKLIN, TOWN OF               6                912,900             4,301
  FRANKLIN, VILLAGE OF            1                 75,400               689
  FRANKLINVILLE, TOWN OF          5                293,300             2,114
  FRANKLINVILLE, VILLAGE O        2                309,000               925
  FREDONIA, VILLAGE OF           30              3,739,100            17,741
  FREEDOM, TOWN OF                8                652,800             3,606
  FREEPORT, VILLAGE OF        2,612            448,195,200         1,742,687
  FREEVILLE, VILLAGE OF           7                411,800             3,140
  FREMONT, TOWN OF               21              2,494,800            12,395
  FRENCH CREEK, TOWN OF           2                155,000               392
  FRIENDSHIP, TOWN OF             5                282,900             1,927
  FULTON, CITY OF                10              1,116,100             3,722
  FULTON, TOWN OF                 8                770,500             3,595
  FULTONVILLE, VILLAGE OF         7                533,000             3,246
  GAINES, TOWN OF                 3                186,500               971
  GAINESVILLE, TOWN OF            2                 59,600               721
  GAINESVILLE, VILLAGE OF         1                 40,000               429
  GALEN, TOWN OF                  8                445,800             3,029
  GALLATIN, TOWN OF               3                442,000             1,953
  GARDINER, TOWN OF              24              5,086,600            13,723
  GATES, TOWN OF                213             19,253,100           119,798
  GEDDOS, TOWNSHIP OF             2                709,400             1,859
  GENESEE FALLS, TOWN OF         10                608,200             4,358
  GENESEE, TOWN OF                3                177,900             1,504
  GENESEO, TOWN OF               26              2,660,800            12,491
  GENEVA, CITY OF                36              2,472,600            12,503
  GENEVA, TOWN OF                39              4,840,100            17,472
  GENOA,TOWN OF                  13              1,360,400             7,366
  GEORGETOWN, TOWN OF             3                181,000             1,567
  GERMAN FLATTS, TOWN OF          2                 55,900               683
  GERMANTOWN, TOWN OF             2                835,000             1,780
  GERRY, TOWN OF                  1                 37,000               427
  GHENT, TOWN OF                  1                188,000               263
  GILBERTSVILLE, VILLAGE O        3                195,200             1,385
  GILBOA, TOWN OF                 3                165,400             1,398
  GLEN COVE, CITY OF            111             26,530,600           115,175
  GLEN PARK, VILLAGE OF           1                155,000               261
  GLEN, TOWN OF                   9                752,900             5,735
  GLENS FALLS, CITY OF            1                 25,000               131
  GLENVILLE,TOWN OF              57              6,590,400            28,211
  GLOVERSVILLE, CITY OF          27              2,269,700            13,481
  GORHAM, TOWN OF                64              6,313,000            23,184
  GOSHEN, TOWN OF                36              5,641,700            21,728
  GOSHEN, VILLAGE OF             54              8,295,000            41,443
  GOUVERNEUR, TOWN OF             3                126,500               839
  GOUVERNEUR, VILLAGE OF          8                238,400             2,232
  GOWANDA, VILLAGE OF            65              3,853,800            29,400
  GRAFTON, TOWN OF                3                234,400             1,751
  GRANBY, TOWN OF                17              1,249,900             7,060
  GRAND ISLAND, TOWN OF          32              6,891,100            28,822
  GRAND VIEW-ON-HUDSON, VI       17              3,718,500             9,175
  GRANGER, TOWN OF                1                 40,000               409
  GRANVILLE, TOWN OF              2                450,300             2,153
  GRANVILLE, VILLAGE OF           8                464,400             2,818
  GREAT NECK ESTATES, VILL       14              3,135,800             9,181
  GREAT NECK, VILLAGE OF         34              6,527,000            21,690
  GREAT VALLEY, TOWN OF          29              2,093,700            10,018
  GREECE, TOWN OF               347             41,024,100           176,880
  GREEN ISLAND, VILLAGE OF      132             10,060,100            63,505
  GREENBURGH,TOWN OF             72             17,211,100            50,391
  GREENE, TOWN OF                16                908,400             5,835
  GREENE, VILLAGE OF             16              1,397,100             6,556
  GREENFIELD, TOWN OF             5                360,000             1,418
  GREENPORT, TOWN OF              8              1,209,200             5,131
  GREENPORT, VILLAGE OF         235             34,488,700           158,897
  GREENVILLE, TOWN OF             7                950,100             4,221
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GREENWICH, VILLAGE OF           2                132,400             1,030
  GREENWICH,TOWN OF               8                786,800             3,385
  GREENWOOD LAKE, VILLAGE        57              9,522,100            38,886
  GREENWOOD, TOWN OF              4                183,500               969
  GREIG, TOWN OF                  5                303,200             1,774
  GROTON, TOWN OF                12                798,900             6,414
  GROTON, VILLAGE OF              9              1,689,800             8,179
  GROVE, TOWN OF                  4                301,400             1,435
  GROVELAND, TOWN OF              7              1,082,500             3,849
  GUILDERLAND, TOWN OF           23              3,136,700             9,739
  GUILFORD, TOWN OF              14                557,600             5,104
  HADLEY, TOWN OF                 8              1,222,100             3,032
  HAGAMAN, VILLAGE OF             3                156,400             1,170
  HAGUE, TOWN OF                  9              1,463,800             4,308
  HALCOTT, TOWN OF                1                 42,200               271
  HALFMOON, TOWN OF              35              3,496,700            16,986
  HAMBURG, TOWN OF              123             15,125,100            61,363
  HAMBURG, VILLAGE OF             8                673,400             3,497
  HAMDEN,TOWN OF                  5                417,300             2,019
  HAMILTON, TOWN OF               4                418,700             2,350
  HAMILTON,VILLAGE               11              2,990,700            11,071
  HAMLIN, TOWN OF               102             11,242,500            55,201
  HAMMOND, TOWN OF                2                131,000               343
  HAMMONDSPORT, VILLAGE OF       15              1,573,500             6,845
  HAMPTON, TOWN OF                5                884,100             2,598
  HAMPTONBURGH, TOWN OF          19              2,199,600             8,697
  HANCOCK, TOWN OF               65              5,079,000            31,606
  HANCOCK, VILLAGE OF             8                712,400             2,512
  HANNIBAL, TOWN OF               1                 15,600               320
  HANOVER, TOWN OF              225             17,126,700            80,535
  HARMONY, TOWNSHIP OF            1                 38,000               299
  HARPERSFIELD, TOWN OF           2                207,000             1,455
  HARRIETSTOWN, TOWN OF          12              1,369,500             5,711
  HARRIMAN, VILLAGE OF            1              1,000,000             1,525
  HARRISON, TOWN OF             150             27,161,400            98,096
  HARRISVILLE, VILLAGE OF         1                 20,000               297
  HARTFORD, TOWN OF               1                123,000               817
  HARTLAND, TOWN OF               4                570,500             2,535
  HARTSVILLE, TOWN OF             3                 71,200               736
  HARTWICK, TOWN OF               4                210,000             1,057
  HASTINGS-ON-HUDSON, VILL        3              1,022,700             9,298
  HASTINGS, TOWN OF              46              4,027,800            17,411
  HAVERSTRAW, TOWN OF            21              4,668,500            14,704
  HAVERSTRAW, VILLAGE OF          9              2,643,800            11,504
  HEAD OF THE HARBOR, VILL        4                783,000             1,527
  HEBRON, TOWN OF                 7                803,500             3,196
  HECTOR, TOWN OF                14              1,830,500             9,412
  HEMPSTEAD, TOWN OF          8,670          1,731,463,800         5,933,809
  HENDERSON, TOWN OF             34              3,219,600            12,956
  HENRIETTA, TOWN OF            184             23,793,900           114,108
  HERKIMER, TOWN OF               8                559,700             2,822
  HERKIMER, VILLAGE OF            5                278,500               921
  HERMON, TOWN OF                 1                 27,300               221
  HEUVELTON, VILLAGE OF           3                112,000             1,224
  HEWLETT BAY PARK, VILLAG       22              5,783,100            14,790
  HEWLETT HARBOR, VILLAGE        95             24,651,600            72,458
  HEWLETT NECK, VILLAGE OF       40              9,576,800            31,971
  HIGHLAND FALLS, VILLAGE         4                471,000             1,531
  HIGHLAND, TOWN OF              20              2,335,000            12,337
  HIGHLANDS, TOWNSHIP OF          4                688,100             1,117
  HILLBURN, VILLAGE OF            6              1,336,600             6,609
  HILLSDALE, TOWN OF              8                833,900             4,218
  HILTON, VILLAGE OF             38              3,919,200            20,971
  HINSDALE, TOWN OF              11                708,900             3,681
  HOBART, VILLAGE OF              4                216,300             2,512
  HOLLAND, TOWN OF                4                484,300             2,044
  HOLLEY, VILLAGE OF              1                 25,000               131
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HOMER, TOWN OF                 30              2,221,900            12,434
  HOMER, VILLAGE OF              23              1,750,300             9,920
  HONEOYE FALLS, VILLAGE O       10                967,500             5,854
  HOOSICK FALLS, VILLAGE O       19              1,601,200            12,260
  HOOSICK, TOWN OF                6              1,401,400             7,764
  HOPE, TOWN OF                  10                653,000             2,939
  HOPEWELL, TOWN OF               9              1,001,400             3,097
  HOPKINTON, TOWN OF              1                 93,000               231
  HORICON, TOWN OF               14              1,397,600             6,995
  HORNBY, TOWN OF                 7                516,500             2,767
  HORNELL, CITY OF               43              4,448,500            16,753
  HORNELLSVILLE, TOWN OF         29              3,157,500            13,837
  HORSEHEADS, TOWN OF            69              5,653,300            33,875
  HORSEHEADS, VILLAGE OF         26              2,307,300            14,883
  HOUNSFIELD, TOWN OF             5                270,400             3,392
  HOWARD, TOWN OF                 4              1,065,000             1,895
  HUDSON FALLS, VILLAGE OF        1                 25,000               131
  HUDSON, CITY OF                 2              1,080,000             6,773
  HUME, TOWN OF                  14                659,600             6,117
  HUMPHREY, TOWN OF               1                 60,000               372
  HUNTER, TOWN OF                25              3,549,300            11,496
  HUNTER, VILLAGE OF             77              4,696,800            22,725
  HUNTINGTON BAY, VILLAGE        44              9,435,100            53,174
  HUNTINGTON, TOWN OF           259             57,823,200           188,951
  HURLEY, TOWN OF                14              1,693,800             8,282
  HURON, TOWN OF                 17              1,524,100             5,270
  HYDE PARK, TOWN OF             40              4,307,200            26,795
  ILION, VILLAGE OF             214             11,104,600            87,079
  INDEPENDENCE, TOWN OF           4                138,700             1,204
  INDIAN LAKE, TOWN OF           10              2,215,100             8,018
  INLET, TOWN OF                  1                 38,000               162
  IRONDEQUOIT, TOWN OF          195              9,523,900            28,297
  IRVINGTON, VILLAGE OF          55             12,099,200            47,842
  ISCHUA, TOWN OF                 5                333,200             1,837
  ISLAND PARK, VILLAGE OF       655            109,183,600           420,798
  ISLIP,TOWNSHIP OF           3,859            909,204,900         2,666,743
  ITALY, TOWN OF                  7                513,000             3,107
  ITHACA, CITY OF               112             11,729,300            63,610
  ITHACA, TOWN OF                26              3,365,600            14,039
  JACKSON, TOWN OF                8                738,700             4,583
  JAMESTOWN, CITY OF              7                725,200             5,719
  JAVA, TOWN OF                   4                241,700             1,736
  JAY, TOWN OF                   47              4,433,200            15,689
  JEFFERSON, TOWN OF              1                125,000               262
  JEFFERSONVILLE, VILLAGE        20              2,317,800            17,402
  JERUSALEM, TOWN OF             78              8,548,200            36,401
  JEWETT, TOWN OF                17              2,046,500             9,789
  JOHNSBURG, TOWN OF              8                778,500             4,591
  JOHNSON CITY, VILLAGE OF       36              3,075,300            19,620
  JOHNSTOWN, CITY OF             51              3,473,600            24,319
  JOHNSTOWN, TOWN OF              1                500,000             3,085
  JORDON, VILLAGE OF             35              2,946,700            16,794
  KEENE, TOWN OF                 23              3,378,900            10,627
  KEESEVILLE, VILLAGE OF          7                471,300             2,719
  KENDALL, TOWN OF               14              1,471,900             6,096
  KENMORE,VILLAGE OF              1                188,000               293
  KENSINGTON, VILLAGE OF          4                968,000             1,190
  KENT, TOWN OF                  11              2,113,100             3,886
  KIANTONE, TOWN OF               4              1,080,000             3,363
  KINDERHOOK, TOWN OF            15              1,671,400             6,805
  KINDERHOOK, VILLAGE OF          1                 56,700               649
  KINGS POINT, VILLAGE OF       102             27,674,800            79,475
  KINGSTON, CITY OF              22              2,578,500            13,785
  KINGSTON,TOWN OF               35              2,942,900            19,300
  KIRKLAND, TOWN OF              52              4,241,600            23,825
  KIRKWOOD, TOWN OF              26              2,408,200            13,330
  KIRYAS JOEL, VILLAGE OF         3                296,000             1,320
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  KNOX, TOWNSHIP OF               3                325,000             1,641
  KORTRIGHT, TOWN OF              2                117,100               413
  LACKAWANNA, CITY OF           453             22,557,000           188,464
  LAFAYETTE, TOWN OF              8                915,500             3,401
  LAGRANGE, TOWN OF              68              9,263,400            42,403
  LAKE GEORGE, TOWN OF            4                506,400             1,212
  LAKE GEORGE, VILLAGE OF         3                930,000             3,412
  LAKE LUZERNE, TOWN OF          34              3,473,800            17,640
  LAKE PLACID, VILLAGE OF         3                664,900             1,400
  LAKE SUCCESS, VILLAGE OF        1                 20,000               209
  LAKEWOOD, VILLAGE OF           14              2,169,900             7,035
  LANCASTER, TOWN OF             67              7,144,100            37,490
  LANCASTER, VILLAGE OF          14              1,285,100             6,070
  LANSING, TOWN OF               31              2,863,400            14,291
  LAPEER, TOWN OF                 1                 20,000               232
  LARCHMONT, VILLAGE OF         162             40,791,200           175,232
  LATTINGTOWN, VILLAGE OF        29              7,769,800            44,623
  LAUREL HOLLOW, VILLAGE O        6              1,384,700             2,595
  LAURENS, TOWN OF                6                260,700             2,301
  LAURENS, VILLAGE OF             4                258,700             1,362
  LAWRENCE, TOWN OF               8              1,827,500             5,086
  LAWRENCE, VILLAGE OF          202             52,191,000           126,926
  LE ROY, TOWN OF                 7                714,900             4,153
  LE ROY, VILLAGE OF              6                424,300             3,357
  LEBANON, TOWN OF                1                 89,200               490
  LEDYARD, TOWN OF               12                985,100             6,076
  LEE, TOWN OF                    3                301,900               789
  LEICESTER, TOWN OF              9                647,100             4,510
  LENOX, TOWN OF                 19              1,661,200             6,559
  LERAY, TOWN OF                  8                911,300             2,397
  LEWIS, TOWN OF                  5                547,400             1,775
  LEWISBORO, TOWN OF             20              4,788,300             6,689
  LEWISTON, TOWN OF               4                297,000             1,473
  LEXINGTON, TOWN OF             23              2,166,900            10,686
  LEYDEN, TOWN OF                 1                  4,000               129
  LIBERTY, TOWN OF                9                927,800             4,643
  LIBERTY, VILLAGE OF             6                640,000             3,984
  LIMA, TOWN OF                   4                297,800             1,291
  LIMESTONE, VILLAGE OF           2                100,000               358
  LINCOLN, TOWN OF                5                384,600             2,404
  LINDENHURST, VILLAGE OF     1,196            190,392,300           885,228
  LINDLEY, TOWN OF               23              3,008,600            12,727
  LISLE, TOWN OF                  7                421,500             3,294
  LISLE, VILLAGE OF               3                511,000             1,437
  LITCHFIELD, TOWN OF             5                167,200             1,876
  LITTLE FALLS, CITY OF           9              3,652,400            14,646
  LITTLE VALLEY, TOWN OF          6                264,900             1,664
  LITTLE VALLEY, VILLAGE O        3                104,900               531
  LIVERPOOL, VILLAGE OF           7              1,092,100             9,579
  LIVINGSTON, TOWN OF            11              1,489,400             7,123
  LIVONIA, TOWN OF               30              3,010,200            11,965
  LIVONIA, VILLAGE OF             2                268,600             1,468
  LLOYD HARBOR, VILLAGE OF       29              7,660,200            18,232
  LLOYD, TOWN OF                 23              3,620,800            13,574
  LOCKE, TOWN OF                 13                682,600             5,037
  LOCKPORT, CITY OF              25              2,296,100            16,077
  LOCKPORT, TOWN OF              31              3,072,700            14,696
  LODI, TOWN OF                   4                415,900             2,478
  LODI, VILLAGE OF                1                 59,800               414
  LONG BEACH, CITY OF         5,652            911,929,900         3,326,152
  LONG LAKE, TOWN OF             12              1,429,300             7,924
  LOWVILLE, TOWN OF              10              1,044,600             5,180
  LOWVILLE, VILLAGE OF            1                 93,000               206
  LUMBERLAND, TOWN OF             7                543,300             3,681
  LYME, TOWN OF                  34              2,777,300            10,397
  LYNDONVILLE, VILLAGE OF        16                985,500             7,457
  LYONS FALLS, VILLAGE OF         1              1,000,000             2,769
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LYONS, TOWN OF                  2                107,000               529
  LYONS, VILLAGE OF               6                476,300             2,067
  LYONSDALE, TOWN OF              2              1,082,600             9,184
  LYSANDER, TOWN OF              64              5,815,500            27,013
  MACEDON, TOWN OF                4                724,000             1,032
  MACHIAS, TOWN OF                1                 80,000               395
  MADRID, TOWN OF                 1                155,000               236
  MAINE, TOWN OF                  7                799,500             2,906
  MALONE, TOWN OF                 9                449,500             3,754
  MALONE, VILLAGE OF             17              2,785,900             9,387
  MALTA, TOWN OF                 61              6,829,300            31,751
  MALVERNE, VILLAGE OF            8              1,734,100             4,589
  MAMAKATING, TOWN OF            19              2,709,400            11,462
  MAMARONECK, TOWN OF           134             29,919,700           118,805
  MAMARONECK, VILLAGE OF        778            114,132,000           556,432
  MANCHESTER, TOWN OF             2                193,800               599
  MANCHESTER, VILLAGE OF          1                125,000               232
  MANHEIM, TOWN OF                3                145,200               743
  MANLIUS, TOWN OF              165             16,394,600            88,722
  MANLIUS, VILLAGE OF            49              5,755,200            30,950
  MANORHAVEN, VILLAGE OF         88             17,105,900            62,794
  MARATHON, VILLAGE OF           24              1,391,500            11,068
  MARBLETOWN, TOWN OF             8              1,650,000             3,669
  MARCELLUS, TOWN OF             12              1,061,700             5,319
  MARCELLUS, VILLAGE OF           5                606,600             2,537
  MARCY, TOWN OF                  3                129,700               829
  MARGARETVILLE, VILLAGE O       66              7,574,700            61,596
  MARILLA, TOWN OF                8              1,087,800             3,218
  MARION, TOWN OF                 3                352,000             1,843
  MARLBOROUGH, TOWN OF            3                855,800             2,184
  MARSHALL, TOWN OF               4                489,500             2,078
  MARTINSBURG, TOWN OF            4                159,000             1,551
  MARYLAND, TOWN OF              15                544,700             5,402
  MASONVILLE, TOWN OF             4                203,300             1,845
  MASSAPEQUA PARK, VILLAGE      462             95,975,900           346,431
  MASSENA, TOWN OF                1                 93,000               609
  MASSENA, VILLAGE OF             1                 82,500               576
  MAYFIELD, TOWN OF               5                328,000             1,481
  MAYVILLE, VILLAGE OF           19              2,080,200             8,024
  MC DONOUGH, TOWN OF             1                 62,000               179
  MCGRAW, VILLAGE OF             33              2,868,900            17,273
  MECHANICVILLE, CITY OF         55              4,723,000            21,655
  MEDINA, VILLAGE OF              3                101,800             1,194
  MENANDS, VILLAGE OF            23              6,719,700            42,863
  MENDON, TOWN OF                14              2,331,500             5,921
  MENTZ, TOWN OF                  3                311,000             1,023
  MEREDITH, TOWN OF               4                319,600             1,159
  MERIDIAN, VILLAGE OF            2                192,900             1,286
  MEXICO, TOWN OF                 9                956,000             3,399
  MEXICO, VILLAGE OF              3                245,600               852
  MIDDLEBURGH, TOWN OF           36              2,537,500            18,409
  MIDDLEBURGH, VILLAGE OF        66              4,336,400            33,858
  MIDDLEFIELD, TOWN OF            4                462,000             1,533
  MIDDLEPORT, VILLAGE OF         17              1,063,500             7,898
  MIDDLESEX, TOWN OF             11                857,300             5,312
  MIDDLETOWN, CITY OF            13              1,649,800            10,505
  MIDDLETOWN, TOWN OF            30              2,371,700            12,382
  MIDDLEVILLE, VILLAGE OF         2                121,000             1,056
  MILAN, TOWN OF                  4                608,000             2,413
  MILFORD, TOWN OF               16              1,530,700             7,799
  MILL NECK, VILLAGE OF           7              1,944,100             5,392
  MILLERTON, VILLAGE OF           6                765,000             3,970
  MILLPORT, VILLAGE OF            2                 45,700               602
  MILO, TOWN OF                  30              3,118,000            15,171
  MILTON, TOWN OF                 2                120,300             1,584
  MINA, TOWN OF                   9              1,657,400             4,120
  MINDEN, TOWN OF                 8                850,500             5,286
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MINETTO, TOWN OF                4                654,500             2,916
  MINISINK, TOWN OF               4                436,300             1,878
  MINOA, VILLAGE OF              95              6,043,400            41,183
  MOHAWK, TOWN OF                 4                162,400             1,193
  MOHAWK, VILLAGE OF             15                775,200             4,546
  MONROE, TOWN OF                12              1,963,000             8,087
  MONROE, VILLAGE OF             32              5,105,400            20,067
  MONTEBELLO, VILLAGE OF         25              4,917,400            17,075
  MONTEZUMA, TOWN OF             13                752,000             5,620
  MONTGOMERY, TOWN OF            17              2,175,800             7,634
  MONTGOMERY, VILLAGE OF         22              3,962,800             9,902
  MONTOUR FALLS, VILLAGE O        5              1,153,400             5,994
  MONTOUR, TOWN OF                1                120,900               413
  MOOERS, TOWN OF                 5                497,600             2,165
  MORAVIA, TOWN OF               18              1,291,100             8,220
  MORAVIA, VILLAGE OF            55              3,107,500            23,438
  MOREAU, TOWN OF                 9                902,100             4,038
  MORIAH, TOWN OF                 1                 50,200               499
  MORRIS, TOWN OF                 3                 41,100               607
  MORRIS, VILLAGE OF              1                 62,000               204
  MORRISTOWN, TOWN OF            15                872,600             4,523
  MORRISTOWN, VILLAGE OF          2                115,900               605
  MORRISVILLE, VILLAGE OF         9                612,300             5,168
  MOUNT HOPE, TOWN OF             1                 25,000               131
  MOUNT KISCO, VILLAGE OF        31              6,759,500            29,650
  MOUNT MORRIS, TOWN OF           2                210,000             1,223
  MOUNT MORRIS, VILLAGE OF        7              1,719,500             7,053
  MOUNT PLEASANT, TOWN OF        47             15,684,500            46,872
  MOUNT VERNON, CITY OF          16              3,583,500             8,116
  MUNNSVILLE, VILLAGE OF          7              1,260,400             4,385
  MURRAY, TOWN OF                 1                 93,000               221
  NANTICOKE, TOWN OF              4                120,300             1,051
  NAPLES, TOWN OF                10                961,500             5,537
  NAPLES, VILLAGE OF              6              1,020,200             3,982
  NASSAU, TOWN OF                72             11,107,100            47,228
  NASSAU, VILLAGE OF             17              3,380,900            10,580
  NELSON, TOWN OF                 6                520,500             3,437
  NELSONVILLE, VILLAGE OF         2                381,800             1,338
  NEVERSINK, TOWN OF             16              1,889,400             7,008
  NEW ALBION, TOWN OF             4                240,800             1,243
  NEW BALTIMORE, TOWN OF         11              1,073,700             7,110
  NEW BERLIN, TOWN OF             6                311,000             2,287
  NEW BERLIN, VILLAGE OF          2                 54,000               638
  NEW BREMEN, TOWN OF             6                481,000             1,461
  NEW CASTLE, TOWN OF           104             26,850,800            57,944
  NEW HARTFORD, TOWN OF          21              3,035,500            10,972
  NEW HARTFORD, VILLAGE OF        1                270,000               984
  NEW HAVEN, TOWN OF              4                293,300             1,500
  NEW HEMPSTEAD, VILLAGE O       12              2,166,200             8,058
  NEW LEBANON, TOWN OF           21              2,052,600            10,135
  NEW LISBON, TOWN OF             2                300,000               920
  NEW PALTZ, TOWN OF             30              4,184,800            20,032
  NEW PALTZ, VILLAGE OF          15              2,466,600             8,665
  NEW ROCHELLE, CITY OF         208             42,332,100           160,393
  NEW SCOTLAND, TOWN OF           7              1,285,600             3,853
  NEW WINDSOR, TOWN OF           19              3,210,300            10,959
  NEW YORK MILLS, VILLAGE        20              2,698,800            14,292
  NEW YORK, CITY OF          15,483          2,541,857,500        10,084,202
  NEWARK VALLEY, TOWN OF          9                712,600             3,291
  NEWARK VALLEY, VILLAGE O        5                819,700             3,613
  NEWARK, VILLAGE OF              1                 75,000               553
  NEWBURGH, CITY OF              25              5,185,200            23,833
  NEWBURGH, TOWN OF             111              7,943,500            37,000
  NEWCOMB, TOWN OF               11              1,091,400             6,501
  NEWFANE, TOWN OF               16              1,294,500             6,807
  NEWFIELD, TOWN OF               4                226,100             1,337
  NEWPORT, TOWN OF                3                346,900             1,777
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NEWPORT, VILLAGE OF             6                466,700             2,663
  NEWSTEAD, TOWN OF              33              2,768,500            15,155
  NIAGARA FALLS, CITY OF        440             28,856,400           200,771
  NIAGARA, TOWN OF               36              3,859,700            19,823
  NICHOLS, TOWN OF               34              1,975,900            12,405
  NILES, TOWN OF                  9                697,600             4,229
  NISKAYUNA, TOWN OF             17              2,863,000             7,094
  NISSEQUOGUE, VILLAGE OF        32              7,952,700            21,149
  NORFOLK, TOWN OF                2                160,000               824
  NORTH CASTLE, TOWN OF          58             15,065,700            41,833
  NORTH DANSVILLE, TOWN OF        7                319,500             2,252
  NORTH ELBA, TOWN OF             6                965,600             1,721
  NORTH GREENBUSH,TOWN OF        28              2,214,400            13,108
  NORTH HARMONY, TOWN OF         25              3,209,800            10,831
  NORTH HAVEN, VILLAGE OF        94             24,791,400            78,405
  NORTH HEMPSTEAD, TOWN OF      123             30,989,800            88,835
  NORTH HILLS, VILLAGE OF        10              2,491,000             3,990
  NORTH HORNELL, VILLAGE O        7                916,100             2,434
  NORTH HUDSON, TOWN OF           1                 93,000               231
  NORTH NORWICH, TOWN OF          6                857,700             4,377
  NORTH SALEM, TOWN OF           22              4,834,300            12,778
  NORTH SYRACUSE, VILLAGE         2                344,000               766
  NORTH TARRYTOWN, VILLAGE        8              2,582,000            14,036
  NORTH TONAWANDA, CITY OF       12              1,796,500             7,019
  NORTHAMPTON, TOWN OF            3                644,900             2,079
  NORTHEAST, TOWN OF              4                782,000             3,372
  NORTHPORT, VILLAGE OF          75             18,620,000            61,365
  NORTHUMBERLAND, TOWN OF         6                777,000             3,284
  NORTHVILLE, VILLAGE OF          2                500,000               587
  NORWICH, CITY OF              275             17,943,000           136,818
  NORWICH, TOWN OF                8              1,426,700             7,818
  NORWOOD, VILLAGE OF             1                 30,000               359
  NUNDA, TOWN OF                  6                410,000             1,738
  NUNDA, VILLAGE OF               2                131,000               970
  NYACK, VILLAGE OF              69             11,733,400            17,437
  OAKFIELD, TOWN OF               5                376,600             2,343
  OCEAN BEACH, VILLAGE OF       528            131,619,000           449,728
  OGDEN, TOWN OF                 16              1,684,700             8,327
  OGDENSBURG, CITY OF             3                231,000               542
  OHIO, TOWN OF                   1                 85,000               583
  OLD FIELD, VILLAGE OF          21              5,195,800            16,497
  OLEAN, CITY OF                159             22,377,100           100,100
  OLEAN, TOWN OF                 43              3,870,000            21,494
  OLIVE, TOWN OF                 39              4,685,100            25,094
  ONEIDA CASTLE, VILLAGE O        5                356,300             2,622
  ONEIDA, CITY OF               103              5,325,200            46,418
  ONEONTA, CITY OF               53              4,739,800            30,433
  ONEONTA, TOWN OF               19              4,683,900            14,563
  ONONDAGA, TOWN OF              36              2,755,000            15,659
  ONTARIO, TOWN OF               36              3,290,700            18,572
  ORANGE, TOWN OF                 2                403,500               812
  ORANGETOWN, TOWN OF           113             22,274,200            69,766
  ORANGEVILLE, TOWN OF            4                279,700             1,490
  ORCHARD PARK, TOWN OF          19              2,143,100             7,841
  ORCHARD PARK, VILLAGE OF       11              1,204,500             6,804
  ORISKANY FALLS, VILLAGE         5                262,500             1,860
  ORISKANY, VILLAGE OF            2                 96,000               796
  ORLEANS, TOWN OF               10              1,396,800             3,175
  OSSIAN, TOWN OF                 2                375,000             1,012
  OSSINING, TOWN OF               9              1,519,200             2,788
  OSSINING, VILLAGE OF           48              7,336,800            22,484
  OSWEGATCHIE, TOWN OF            5                624,600             1,560
  OSWEGO, CITY OF                18              1,431,300             7,521
  OSWEGO, TOWN OF                 6                581,800             1,981
  OTEGO, TOWN OF                  6                349,800             2,863
  OTEGO, VILLAGE OF              11                757,100             4,968
  OTISCO, TOWN OF                 5                571,000             1,899
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  OTSEGO, TOWN OF                 7                809,300             3,477
  OTSELIC, TOWN OF                4                298,000             1,390
  OTTO, TOWN OF                   1                125,000               262
  OVID, TOWN OF                  13              1,804,000             7,919
  OWASCO, TOWN OF                18              2,526,200            10,144
  OWEGO, TOWN OF                136             15,411,700            76,144
  OWEGO, VILLAGE OF             259             19,696,300           136,270
  OXFORD, TOWN OF                 6                636,700             2,136
  OXFORD, VILLAGE OF             13              1,309,400             7,095
  OYSTER BAY COVE, VILLAGE       10              2,525,300             7,983
  OYSTER BAY, TOWN OF         2,642            522,570,800         2,105,186
  PAINTED POST, VILLAGE OF       29              2,892,400            12,639
  PALMYRA, TOWN OF                4                491,000             1,768
  PARIS, TOWN OF                  3                301,200               939
  PARISH, TOWN OF                 2                 83,800               514
  PARISHVILLE, TOWN OF            6                491,600             2,141
  PARMA, TOWN OF                118             14,475,500            66,426
  PATCHOQUE, VILLAGE OF         213             35,450,600           148,336
  PATTERSON, TOWN OF             19              3,762,400            10,200
  PAVILION, TOWN OF               2                105,500               702
  PAWLING, TOWN OF               11              1,932,700             5,417
  PAWLING, VILLAGE OF             8              1,884,800            10,238
  PEEKSKILL, CITY OF             32              6,976,500            31,480
  PELHAM MANOR, VILLAGE OF       32              7,568,300            25,670
  PELHAM, VILLAGE OF             16              3,300,700             8,169
  PEMBROKE, TOWN OF               6                337,000             2,572
  PENDLETON, TOWN OF             18              1,733,800             9,256
  PENFIELD, TOWN OF              98             15,771,200            79,041
  PENN YAN, VILLAGE OF           25              1,614,500             9,404
  PERINTON, TOWN OF              35              4,574,200            20,962
  PERRY, TOWN OF                  5                362,900             2,272
  PERRY, VILLAGE OF               1                125,000               981
  PERSIA, TOWN OF                 1                 40,300               284
  PERTH, TOWN OF                  1                 95,600               680
  PERU,TOWN OF                    5                598,000             1,148
  PETERSBURG, TOWN OF             4                247,500             1,962
  PHELPS, TOWN OF                 3                206,200             1,424
  PHELPS, VILLAGE OF              2                164,000               574
  PHILADELPHIA, VILLAGE OF        3                384,800             1,136
  PHILIPSTOWN,TOWN OF            43              9,588,700            28,298
  PHOENIX, VILLAGE OF             9                813,700             4,025
  PIERCEFIELD, TOWN OF            3                 96,600             1,121
  PIERMONT, VILLAGE OF           41              9,327,700            26,988
  PIERREPONT, TOWN OF             1                 25,000               131
  PIKE, TOWN OF                   6                616,500             3,024
  PIKE, VILLAGE OF                3                141,000             1,018
  PINE PLAINS, TOWN OF            3                351,600             1,030
  PITCHER, TOWN OF                4                132,100             1,500
  PITTSFIELD, TOWN OF             1                 67,200               309
  PITTSFORD, TOWN OF             59             10,536,000            30,681
  PITTSFORD, VILLAGE OF           1                140,000               526
  PITTSTOWN, TOWN OF              5                259,700             1,227
  PLANDOME HEIGHTS, VILLAG        3                736,100             2,748
  PLANDOME MANOR, VILLAGE        18              5,151,500            21,459
  PLANDOME, VILLAGE OF            9              1,440,700             3,407
  PLATTSBURGH, CITY OF           38              3,987,300             9,844
  PLATTSBURGH, TOWN OF           37              4,670,200            17,220
  PLEASANT VALLEY, TOWN OF       44              5,862,300            23,784
  PLEASANTVILLE, VILLAGE O       19              3,879,200             8,095
  PLYMOUTH, TOWN OF               5                318,700             1,109
  POESTENKILL, TOWN OF            9              1,182,900             6,728
  POLAND, TOWN OF                 4                205,200             1,585
  POMFRET, TOWN OF                8                825,400             3,383
  POMONA, VILLAGE OF              9              1,214,800             2,789
  POMPEY, TOWN OF                69              4,208,300            14,196
  POQUOTT, VILLAGE OF             2                620,000               652
  PORT BYRON, VILLAGE OF         13                776,600             5,602
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PORT CHESTER, VILLAGE OF       47              9,600,800            44,815
  PORT DICKINSON, VILLAGE         3                168,300               755
  PORT JEFFERSON, VILLAGE        25              6,730,900            30,525
  PORT JERVIS, CITY OF          137             11,887,500            65,387
  PORT LEYDEN, VILLAGE OF         1                 30,300               335
  PORT WASHINGTON NORTH, V       87             14,115,100            49,976
  PORTAGE,TOWN OF                 1                175,000             1,545
  PORTER, TOWN OF                25              3,066,800            11,489
  PORTLAND, TOWN OF               7                805,300             3,867
  PORTVILLE, TOWN OF            109              7,526,500            50,466
  PORTVILLE, VILLAGE OF          68              7,416,200            31,650
  POTSDAM, VILLAGE OF             5                411,000             2,843
  POTSDAM,TOWN OF                 4                628,700             1,279
  POTTER, TOWN OF                 3                263,200               809
  POUGHKEEPSIE, CITY OF          34              4,696,400            25,431
  POUGHKEEPSIE, TOWN OF          92             15,797,700            60,555
  POUND RIDGE, TOWN OF           25              6,875,200            17,380
  PRATTSBURG, TOWN OF             6                717,400             3,045
  PRATTSVILLE, TOWN OF           28              1,717,300            14,604
  PREBLE, TOWN OF                16              1,536,100             6,961
  PRESTON, TOWN OF                1                 93,000               206
  PRINCETOWN, TOWN OF             4                186,000               977
  PULASKI, VILLAGE OF            10                561,000             5,181
  PULTENEY, TOWN OF              49              6,462,600            25,183
  PUTNAM VALLEY, TOWN OF         52             10,095,200            30,817
  PUTNAM, TOWN OF                 3                605,500             1,191
  QUEENSBURY, TOWN OF            68             11,538,800            44,888
  QUOGUE, VILLAGE OF            401            113,454,400           535,829
  RAMAPO, TOWN OF                87             15,752,700            47,860
  RANDOLPH, TOWN OF               3              1,136,500             6,078
  RANDOLPH, VILLAGE OF            5                568,200             2,206
  RAVENA, VILLAGE OF              6                935,100             3,246
  READING, TOWN OF                2                549,100             1,005
  RED CREEK, VILLAGE OF           3                199,900             1,624
  RED HOOK, TOWN OF              16              2,427,600             8,102
  RED HOOK, VILLAGE OF            1                310,000               301
  REDFIELD, TOWN OF               1                 93,000               206
  REMSEN, TOWN OF                 2                130,000             1,024
  REMSEN, VILLAGE OF              1                 27,000               330
  RENSSELAER FALLS, VILLAG        1                155,000               261
  RENSSELAER, CITY OF           106              9,282,100            68,202
  RENSSELAERVILLE, TOWN OF       10                852,000             4,404
  RHINEBECK, TOWN OF             14              2,264,500            10,515
  RHINEBECK, VILLAGE OF           5                890,100             1,909
  RICHBURG, VILLAGE OF            1                307,900             1,686
  RICHFIELD SPRINGS, VILLA        4                202,500             1,709
  RICHFIELD, TOWN OF             12              1,470,800             7,109
  RICHFORD, TOWN OF               2                 73,500               560
  RICHLAND, TOWN OF              13              1,574,800             4,407
  RICHMOND, TOWN OF              60              9,887,000            41,436
  RICHMONDVILLE, TOWN OF          5                221,000             2,042
  RICHMONDVILLE, VILLAGE O        2                 90,300               874
  RIDGEWAY,TOWN OF                5                293,600             2,118
  RIGA, TOWN OF                  12              1,245,900             5,408
  RIPLEY,TOWN OF                  1                 28,000               198
  RIVERHEAD, TOWN OF            527             91,194,200           371,994
  RIVERSIDE, VILLAGE OF          12              1,361,100             5,649
  ROCHESTER, CITY OF             96             13,146,000            74,316
  ROCHESTER, TOWN OF             20              2,627,000            13,706
  ROCKLAND, TOWN OF             147             14,818,400            85,421
  ROCKVILLE CENTRE, VILLAG       24              4,959,300            10,460
  ROME, CITY OF                  35              4,243,200            18,448
  ROMULUS, TOWN OF               10                933,400             4,333
  ROOT, TOWN OF                   2                 60,300               666
  ROSENDALE, TOWN OF             29              3,582,900            13,576
  ROSLYN HARBOR, VILLAGE O        8              2,122,600             7,211
  ROSLYN, VILLAGE OF             27              6,809,100            26,660
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROTTERDAM, TOWN OF             35              4,693,400            20,406
  ROUND LAKE, VILLAGE OF          2                117,000               657
  ROUSES POINT, VILLAGE OF        3                402,400             2,242
  ROXBURY, TOWN OF               13              1,454,100             6,450
  ROYALTON, TOWN OF              13              1,640,200             4,923
  RUSH, TOWN OF                   3                220,800               830
  RUSHVILLE, VILLAGE OF           2                202,000               908
  RUSSELL GARDENS, VILLAGE        1                310,000               326
  RUSSELL, TOWN OF                4                170,700             1,025
  RUSSIA, TOWN OF                 1                310,000               321
  RUTLAND, TOWN OF                2                140,000               318
  RYE BROOK, VILLAGE OF          77             15,538,800            45,343
  RYE, CITY OF                  512            105,853,700           496,939
  SACKETS HARBOR, VILLAGE         1                223,900               927
  SADDLE ROCK, VILLAGE OF        18              3,376,000            17,004
  SAG HARBOR, VILLAGE OF        273             59,681,700           204,466
  SALAMANCA, CITY OF             25              1,839,500            10,095
  SALAMANCA, TOWN OF              2                 59,700               567
  SALEM, VILLAGE OF              10                626,600             2,549
  SALEM,TOWN OF                   7                564,800             3,153
  SALINA, TOWN OF                28              3,823,200            17,193
  SALISBURY, TOWN OF              6                434,800             2,222
  SALTAIRE,VILLAGE OF           346             96,281,200           315,175
  SAND LAKE, TOWN OF             15              1,401,500             7,403
  SANDS POINT, VILLAGE OF        72             21,028,100            61,636
  SANDY CREEK, TOWN OF           16              1,509,900             5,596
  SANFORD, TOWN OF                8                388,400             2,475
  SARANAC LAKE, VILLAGE OF       21              3,099,100            13,965
  SARANAC, TOWN OF                8                860,900             4,125
  SARATOGA SPRINGS, CITY O       25              2,776,400            11,429
  SARATOGA, TOWN OF              61              6,835,200            36,436
  SARDINIA, TOWN OF              12                818,600             6,170
  SAUGERTIES, TOWN OF            54              6,107,200            28,299
  SAUGERTIES, VILLAGE OF         22              3,346,900            15,382
  SAVANNAH, TOWN OF               1                 66,600               478
  SAVONA, VILLAGE OF              2                108,000               682
  SCARSDALE, VILLAGE OF         115             27,149,500            71,730
  SCHAGHTICOKE, TOWN OF          27              2,390,600            14,285
  SCHENECTADY, CITY OF          107             10,802,700            63,090
  SCHODACK, TOWN OF              18              1,931,200            12,850
  SCHOHARIE, TOWN OF             11                931,500             5,468
  SCHOHARIE, VILLAGE OF          66             10,773,500            71,808
  SCHROEPPEL, TOWN OF            53              4,983,500            20,363
  SCHROON, TOWN OF               31              3,819,200            16,039
  SCHUYLER FALLS, TOWN OF        13              1,401,200             4,507
  SCHUYLER, TOWN OF               6                289,600             1,768
  SCHUYLERVILLE, VILLAGE O        8                850,200             4,602
  SCIO, TOWN OF                  25              1,561,500             9,956
  SCIPIO, TOWN OF                 4                417,000             3,022
  SCOTIA, VILLAGE OF             62              6,545,800            35,445
  SCOTT, TOWN OF                  4                219,100             1,427
  SCOTTSVILLE, VILLAGE OF        12              1,174,500             5,204
  SCRIBA, TOWN OF                10              1,098,800             4,447
  SEA CLIFF, VILLAGE OF          14              3,298,000            11,232
  SEMPRONIUS, TOWN OF             1                 62,900               383
  SENECA FALLS, TOWN OF          28              2,872,600            10,941
  SENECA FALLS, VILLAGE OF        4                207,400             1,250
  SENECA NATION OF INDIANS       35              1,472,300            13,266
  SENECA, TOWN OF                 1                 12,200               246
  SENNETT, TOWN OF                1                125,000               246
  SEWARD, TOWN OF                 2                103,000               733
  SHANDAKEN, TOWN OF            128             15,462,700            73,312
  SHAWANGUNK, TOWN OF            26              4,340,300            20,526
  SHELBY,TOWN OF                  1                 56,100               260
  SHELDON, TOWN OF                6                649,000             1,886
  SHELTER ISLAND, TOWN OF       178             46,797,700           120,848
  SHERBURNE, TOWN OF              5                412,400             1,493
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SHERBURNE, VILLAGE OF           6                851,800             5,203
  SHERIDAN, TOWN OF               3                330,300             1,328
  SHERMAN,TOWN OF                 1                 25,000               111
  SHERRILL, CITY OF               6                459,200             2,965
  SHORTSVILLE, VILLAGE OF         5                213,900             1,504
  SIDNEY, TOWN OF                19              1,016,000             8,115
  SIDNEY, VILLAGE OF            107              6,506,400            56,395
  SILVER CREEK, VILLAGE OF       17              1,316,900             9,695
  SINCLAIRVILLE, VILLAGE O        9                457,500             2,644
  SKANEATELES, TOWN OF           11              2,540,300             4,083
  SKANEATELES, VILLAGE OF         7              1,592,400             4,467
  SLOAN, VILLAGE OF               1                 62,000               196
  SLOATSBURG, VILLAGE OF         24              3,982,700            13,266
  SMITHFIELD, TOWN OF             2                128,000             1,187
  SMITHTOWN, TOWN OF             67             14,863,400            36,224
  SMITHVILLE, TOWN OF             4                394,000               849
  SODUS POINT, VILLAGE OF        60              6,792,800            32,832
  SODUS, TOWN OF                 13              1,204,600             6,674
  SOMERS, TOWN OF                26              5,651,900            11,253
  SOMERSET, TOWN OF               3                279,000             1,029
  SOUTH BRISTOL, TOWN OF         27              5,077,500            16,584
  SOUTH CORNING, VILLAGE O       28              2,395,600            17,302
  SOUTH GLENS FALLS, VILLA        2                157,700               985
  SOUTH NYACK, VILLAGE OF         7              1,334,200             4,014
  SOUTHAMPTON, TOWN OF        3,084            719,987,300         2,356,967
  SOUTHAMPTON, VILLAGE OF       362            105,861,900           459,834
  SOUTHEAST, TOWN OF             18              3,277,700             8,508
  SOUTHOLD,TOWN OF            1,224            242,751,400           838,267
  SOUTHPORT, TOWN OF             50              5,683,700            22,021
  SPAFFORD, TOWN OF               2                 86,800               380
  SPARTA, TOWN OF                 1                 93,000               609
  SPECULATOR, VILLAGE OF          2                498,000               577
  SPENCER, TOWN OF               28              2,282,900            12,133
  SPENCER, VILLAGE OF             2                 63,600               566
  SPENCERPORT, VILLAGE OF        11              1,039,300            10,461
  SPRING VALLEY, VILLAGE O       86             12,822,500            59,117
  SPRINGFIELD, TOWN OF            4                643,300             1,592
  SPRINGPORT, TOWN OF            15              1,800,800             4,257
  SPRINGVILLE, VILLAGE OF         9              1,499,000             7,258
  SPRINGWATER, TOWN OF            1                 93,000               196
  ST. ARMAND, TOWN OF             3                157,700             1,558
  ST. JOHNSVILLE, CITY OF        25              2,050,100            14,490
  ST. JOHNSVILLE, TOWN OF         1                 13,700               216
  STAFFORD,TOWN OF                2                121,000               879
  STAMFORD, TOWN OF               2                148,100             1,253
  STAMFORD, VILLAGE OF            8                595,500             4,459
  STANFORD, TOWN OF               9              1,132,200             2,853
  STARK, TOWN OF                  4                154,000             1,278
  STARKEY, TOWN OF               13              1,823,700             6,241
  STEPHENTOWN, TOWN OF            8                707,300             2,554
  STERLING, TOWN OF               1                 30,000               210
  STILLWATER, TOWN OF            46              6,186,400            21,262
  STILLWATER, VILLAGE OF         38              3,259,900            13,537
  STOCKBRIDGE, TOWN OF            2                112,400             1,082
  STOCKHOLM, TOWN OF             11                717,300             4,534
  STOCKPORT, TOWN OF             17              1,691,600             9,612
  STOCKTON, TOWN OF               5                247,100             1,655
  STONY CREEK, TOWN OF            2                 81,000               824
  STONY POINT, TOWN OF           64              9,611,600            35,563
  STRATFORD, TOWN OF              1                 62,000               196
  STUYVESANT, TOWN OF             5                609,800             3,799
  SUFFERN, VILLAGE OF           152             20,656,800           105,084
  SULLIVAN, TOWN OF             108             10,784,600            50,250
  SUMMER HILL, TOWN OF            7                361,900             3,146
  SUMMIT, TOWN OF                 1                 15,000               227
  SWEDEN, TOWN OF                 4                685,000             1,052
  SYLVAN BEACH, VILLAGE OF       74              6,349,800            32,774
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SYRACUSE, CITY OF             187             12,102,800            86,548
  TAGHKANIC, TOWN OF              5              1,076,900             4,077
  TANNERSVILLE, VILLAGE OF       15              1,253,900             8,221
  TARRYTOWN, VILLAGE OF           8              1,487,100             5,214
  TAYLOR, TOWN OF                 2                 38,000               393
  THE BRANCH, VILLAGE OF          1                310,000               326
  THERESA, TOWN OF                5                297,000               819
  THERESA, VILLAGE OF             1                 33,000               244
  THOMASTON, VILLAGE OF           1                310,000               326
  THOMPSON, TOWN OF              26              4,516,300            12,635
  THURMAN, TOWN OF                2                226,000               424
  THURSTON, TOWN OF               2                145,000               425
  TICONDEROGA, TOWN OF           12              1,351,400             4,948
  TICONDEROGA, VILLAGE OF         1                  9,800               202
  TIOGA, TOWN OF                 38              2,082,200            15,688
  TIVOLI, VILLAGE OF              2                151,500               957
  TOMPKINS, TOWN OF               5                311,500             1,502
  TONAWANDA, CITY OF              2                136,700               846
  TONAWANDA, TOWN OF             25              2,652,100             9,304
  TORREY, TOWN OF                 9                994,700             2,972
  TRENTON, TOWN OF                2                185,500             1,021
  TROUPSBURG, TOWN OF             1                 38,800               438
  TROY, CITY OF                 506             47,801,000           323,981
  TRUMANSBURG, VILLAGE OF         2                 98,500               911
  TRUXTON, TOWN OF               10                602,100             4,982
  TUCKAHOE, VILLAGE OF           12              2,306,600             9,766
  TULLY, TOWN OF                  7                689,500             3,378
  TULLY, VILLAGE OF               5                523,700             2,796
  TUPPER LAKE,VILLAGE OF          1                 40,000               278
  TUSCARORA, TOWN OF              8                625,100            11,141
  TUSTEN, TOWN OF                51              7,165,900            26,190
  TUXEDO, TOWN OF                17              2,986,500            12,922
  TYRONE, TOWN OF                15                953,900             5,517
  ULSTER, TOWN OF                80              8,657,600            45,048
  ULYSSES, TOWN OF                9                922,000             3,453
  UNADILLA, TOWN OF              16              1,305,800             8,043
  UNADILLA, VILLAGE OF           76              4,342,200            30,670
  UNION SPRINGS, VILLAGE O        3                256,600               737
  UNION VALE, TOWN OF             4                396,500             2,179
  UNION, TOWN OF                105              8,980,200            55,649
  UNIONVILLE, VILLAGE OF          5                430,700             2,202
  UPPER NYACK, VILLAGE OF         6              1,675,000             1,922
  URBANA, TOWN OF                38              4,710,100            15,037
  UTICA, CITY OF                 41              8,763,900            61,692
  VALATIE, VILLAGE OF             5                740,300             3,559
  VALLEY STREAM, VILLAGE O      258             39,627,100           148,481
  VAN BUREN, TOWN OF             61              5,667,600            27,049
  VAN ETTEN, TOWN OF              2                334,200               619
  VAN ETTEN, VILLAGE OF           2                131,200             1,151
  VARICK, TOWN OF                17              1,427,600             8,287
  VENICE, TOWN OF                 5                404,700             2,523
  VERNON, TOWN OF                 3                204,400             1,274
  VERNON, VILLAGE OF              2                 47,500               480
  VERONA, TOWN OF                37              2,772,100            15,756
  VESTAL, TOWN OF               120             11,099,600            62,731
  VETERAN, TOWN OF                3                213,600             1,474
  VICTOR, TOWN OF                 7              1,742,300             9,954
  VICTORY, VILLAGE OF             1                 93,000               231
  VIENNA, TOWN OF                49              3,654,700            19,030
  VILLENOVA, TOWN OF              3                196,800               717
  VIRGIL, TOWN OF                 6                439,100             3,217
  VOLNEY, TOWN OF                 3                368,500             1,379
  VOORHEESVILLE, VILLAGE O        7              1,079,400             5,624
  WADDINGTON, TOWN OF             1                310,000               351
  WADDINGTON, VILLAGE OF          2                318,800             1,384
  WALDEN, VILLAGE OF              6              1,431,200             4,285
  WALES, TOWN OF                  1                 10,900                99
  
                               Policy Statistics
                                New York
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  WALLKILL, TOWN OF              49              2,818,900            16,300
  WALTON, TOWN OF                28              2,255,100            16,453
  WALTON, VILLAGE OF            109              9,354,800            68,473
  WALWORTH, TOWN OF               4                310,600             1,422
  WAPPINGER, TOWN OF             33              5,126,600            17,980
  WAPPINGERS FALLS, VILLAG       16              2,659,400            11,157
  WARREN, TOWN OF                 2                274,200               775
  WARRENSBURG, TOWN OF           17              1,819,800             8,862
  WARSAW, TOWN OF                 3                367,100               937
  WARSAW, VILLAGE OF              5                624,300             3,887
  WARWICK, TOWN OF               34              4,810,600            18,039
  WARWICK, VILLAGE OF            31              4,014,400            25,062
  WASHINGTON, TOWN OF             1                310,000               326
  WASHINGTONVILLE, VILLAGE       64              9,405,700            43,609
  WATERFORD, TOWN OF             82              7,142,400            45,985
  WATERFORD, VILLAGE OF         164             12,822,900            84,612
  WATERLOO, TOWN OF               3                210,000               803
  WATERLOO, VILLAGE OF            2                212,600               767
  WATERTOWN, CITY OF             38              4,596,400            20,880
  WATERTOWN, TOWN OF              6                781,300             1,930
  WATERVILLE, VILLAGE OF          4                472,000             2,500
  WATERVLIET, CITY OF            93              7,910,200            54,099
  WATKINS GLEN, VILLAGE OF       13              1,121,900             5,429
  WATSON, TOWN OF                 6                251,400             1,877
  WAVERLY, TOWN OF                3                190,800             1,295
  WAVERLY, VILLAGE OF            33              2,819,000            17,720
  WAWARSING, TOWN OF             37              4,811,600            23,314
  WAWAYANDA, TOWN OF              6              1,104,300             1,889
  WAYLAND, TOWN OF               12                824,900             6,506
  WAYNE, TOWN OF                 26              3,101,000            10,706
  WEBB, TOWN OF                  34              4,708,000            19,967
  WEBSTER, TOWN OF               48              6,719,400            24,490
  WEBSTER, VILLAGE OF             3                620,000             1,889
  WEEDSPORT, VILLAGE OF          14              1,210,600             5,848
  WELLS, TOWN OF                 12                966,700             6,493
  WELLSBURG, VILLAGE OF          49              3,627,500            27,193
  WELLSVILLE, TOWN OF            40              2,181,300            17,034
  WELLSVILLE, VILLAGE OF        130              6,720,600            53,603
  WESLEY HILLS, VILLAGE OF        9              1,642,700             3,133
  WEST BLOOMFIELD, TOWN OF        2                343,000               527
  WEST CARTHAGE, VILLAGE O        1                 62,900               161
  WEST HAMPTON DUNES, VILL      130             38,542,600           268,704
  WEST HAVERSTRAW, VILLAGE       22              7,623,400            35,190
  WEST MONROE, TOWN OF           62              6,203,000            27,843
  WEST SENECA, TOWN OF          209             23,731,100           125,242
  WEST SPARTA, TOWN OF            2                 63,000               608
  WESTERLO, TOWN OF               3                240,000             1,099
  WESTERN, TOWN OF                8                751,700             2,568
  WESTFIELD, TOWN OF              5                595,300             2,683
  WESTFIELD, VILLAGE OF           1                 38,000               131
  WESTFORD, TOWN OF               1                 83,000               532
  WESTHAMPTON BEACH, VILLA    1,149            243,326,900         1,184,326
  WESTMORELAND, TOWN OF           9                790,400             4,108
  WESTPORT, TOWN OF               8                956,000             4,421
  WESTVILLE, TOWN OF              3                167,000             1,350
  WHEATFIELD, TOWN OF           108              9,803,000            56,380
  WHEATLAND, TOWN OF             14              1,615,700             5,442
  WHEELER, TOWN OF                2                 93,000               668
  WHITE CREEK, TOWN OF            5                554,300             1,768
  WHITE PLAINS, CITY OF          39              7,671,800            13,284
  WHITEHALL, TOWN OF             10                683,400             5,159
  WHITEHALL, VILLAGE OF          10                452,000             4,081
  WHITESBORO, VILLAGE OF        101              7,788,700            53,550
  WHITESTOWN, TOWN OF            15              1,370,300             8,231
  WHITNEY POINT, VILLAGE O        3                480,000             1,068
  WILLIAMSON TOWN                10              1,086,200             3,806
  WILLIAMSVILLE, VILLAGE O       38              5,150,000            23,230
  WILLING, TOWN OF               12                590,500             3,951
  WILLSBORO, TOWN OF             20              1,799,100            10,615
  WILMINGTON, TOWN OF             5                562,000             1,810
  WILNA, TOWN OF                  7                502,600             2,135
  WILSON, TOWN OF                34              2,498,600            15,417
  WILSON, VILLAGE OF              3              1,288,800             7,865
  WILTON,TOWN OF                  2                213,000               407
  WINDHAM, TOWN OF               12              1,249,900             5,897
  WINDSOR, TOWN OF               12              1,222,500             4,528
  WINDSOR, VILLAGE OF             3                174,800               814
  WINFIELD, TOWN OF               1                 16,500               210
  WIRT, TOWN OF                   2                131,000               368
  WOLCOTT, TOWN OF                7                560,700             2,930
  WOODBURY, TOWN OF              17              2,975,400             9,634
  WOODHULL, TOWN OF               1                 34,000               276
  WOODSBURGH, VILLAGE OF         20              5,054,600            11,416
  WOODSTOCK, TOWN OF             86             13,904,700            56,327
  WORCESTER, TOWN OF              4                420,100             1,526
  WRIGHT, TOWN OF                 6                593,900             2,588
  WURTSBORO, VILLAGE OF           6                600,200             3,117
  WYOMING, VILLAGE OF             3                168,700             1,067
  YATES, TOWN OF                  9                982,400             4,053
  YONKERS, CITY OF              236             34,350,900           126,392
  YORK, TOWN OF                   5                334,700             1,523
  YORKSHIRE, TOWN OF              2                187,000               436
  YORKTOWN, TOWN OF             135             25,863,000            85,477
  YORKVILLE, VILLAGE OF          19              1,576,700             8,333
  YOUNGSTOWN, VILLAGE OF          4                541,000             1,850

  Total for New York
                             96,455         15,963,887,500        62,851,035

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                               Policy Statistics
                                North Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, TOWN OF              14              2,425,600            10,390
  AHOSKIE,TOWN OF                47              7,104,200            13,809
  ALAMANCE COUNTY*               60             12,326,500            41,159
  ALAMANCE, VILLAGE OF            2                343,000               541
  ALBEMARLE, CITY OF             36              6,235,200            38,372
  ALEXANDER COUNTY*              30              6,646,400            17,615
  ALLEGHANY COUNTY                7                289,400             2,545
  ALLIANCE, TOWN OF               6                545,000             1,968
  ANDREWS, TOWN OF               12              1,990,100             9,925
  ANGIER, TOWN OF                 2                460,500               655
  ANSON COUNTY *                  2                281,000               457
  APEX, TOWN OF                  37              8,989,300            12,017
  ARCHDALE, CITY OF              20              1,745,400             7,976
  ASHE COUNTY *                 136             15,963,000            57,759
  ASHEBORO, CITY OF              25              2,484,100             9,243
  ASHEVILLE, CITY OF            245             51,809,700           250,880
  ATLANTIC BEACH, TOWN OF     2,666            328,432,900           933,478
  AULANDER, TOWN OF               1                 45,000               392
  AURORA, TOWN OF                27              1,936,400            10,298
  AUTRYVILLE,TOWN OF              2                180,000               359
  AVERY COUNTY *                 81             11,030,000            34,150
  AYDEN,TOWN OF                  31              4,254,800             7,864
  BADIN, TOWN OF                  1                 93,000               231
  BAKERSVILLE, TOWN OF           11              1,690,000             9,081
  BALD HEAD ISLAND, VILLAG      738            204,938,200           542,315
  BANNER ELK, TOWN OF            11              2,510,200            12,001
  BATH, TOWN OF                  73             12,446,800            26,574
  BAYBORO, TOWN OF               41              4,515,700            15,217
  BEAUFORT COUNTY*            2,270            286,483,000         1,029,952
  BEAUFORT, TOWN OF             646            115,347,200           295,154
  BELHAVEN, TOWN OF             545             46,395,600           283,707
  BELMONT, CITY OF                9              2,183,600             7,952
  BENSON, TOWN OF                 3                465,000             2,856
  BERTIE COUNTY                  92              9,348,000            30,373
  BESSEMER CITY, CITY OF          1                 35,000               296
  BLACK CREEK, TOWN OF            1                 45,000               429
  BLACK MOUNTAIN, TOWN OF        34              4,636,400            20,939
  BLADEN COUNTY *               110             11,122,000            46,739
  BLADENBORO, TOWN OF            14              1,476,800             7,351
  BLOWING ROCK, TOWN OF          12              3,543,200            11,026
  BOGUE, TOWN OF                  2                405,000               578
  BOILING SPRING LAKES, CI       70             11,815,200            22,267
  BOLTON, TOWN OF                 2                230,500               582
  BOONE, TOWN OF                148             16,645,700            55,066
  BREVARD, CITY OF               71             10,510,300            30,727
  BRIDGETON, TOWN OF             99             10,579,200            41,955
  BRUNSWICK COUNTY*           2,409            428,485,500           938,256
  BRYSON CITY, TOWN OF           25              4,726,700            28,751
  BUNCOMBE COUNTY *             209             31,347,000           115,789
  BURGAW, TOWN OF                65              9,512,900            37,906
  BURKE COUNTY *                 36              3,927,100            16,020
  BURLINGTON, CITY OF            74             12,705,100            31,988
  BURNSVILLE, TOWN OF             8                870,600             5,313
  CABARRUS COUNTY *             103             19,604,400            34,223
  CAJAHS MOUNTAIN, TOWN OF        1                 25,000               106
  CALABASH, TOWN OF              35              8,006,400            17,566
  CALDWELL COUNTY *             103             16,805,700            55,796
  CAMDEN COUNTY *               489             68,225,100           215,048
  CANTON, TOWN OF                27              3,506,600            24,713
  CAPE CARTERET, TOWN OF        134             26,977,300            66,230
  CAROLINA BEACH, TOWN OF     3,052            328,389,800         1,207,263
  CAROLINA SHORES, TOWN OF        7              1,461,000             1,890
  CARRBORO, TOWN OF              59             11,328,500            18,830
  CARTERET COUNTY *           3,966            576,903,900         1,718,212
  CARY, TOWN OF                 233             56,324,500            82,768
  CASWELL BEACH, TOWN OF        576             76,744,500           199,745
  CASWELL COUNTY                  2                 67,900               565
  
                               Policy Statistics
                                North Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CATAWBA COUNTY *              222             40,266,600            99,805
  CEDAR POINT, TOWN OF          182             20,761,000            63,297
  CHADBOURN, TOWN OF             17              1,227,700             6,725
  CHAPEL HILL, TOWN OF          419             53,837,500           212,221
  CHARLOTTE, CITY OF          1,625            271,985,200           820,951
  CHATHAM COUNTY*                38              8,657,800            14,056
  CHEROKEE COUNTY *              71              8,812,400            28,190
  CHIMNEY ROCK,  VILLAGE O        3                530,000             3,242
  CHINA GROVE, TOWN OF            2                311,500               702
  CHOCOWINITY, TOWN OF            2                 71,000               542
  CHOWAN COUNTY *               148             22,241,200            56,152
  CLARKTON, TOWN OF               3                682,000               796
  CLAY COUNTY                    53              8,632,000            24,186
  CLAYTON, TOWN OF                8              2,564,000             4,870
  CLEMMONS, VILLAGE OF            6              1,363,000             2,152
  CLEVELAND COUNTY*              22              3,091,000             9,651
  CLINTON, CITY OF               20              2,975,100             7,097
  CLYDE, TOWN OF                 58              4,386,900            30,603
  COLUMBIA, TOWN OF             105              8,970,500            52,005
  COLUMBUS COUNTY *             283             29,162,400           116,200
  CONCORD, CITY OF               41             10,226,000            22,367
  CONETOE, TOWN OF                5                721,000             1,169
  CONOVER, TOWN OF                7                601,000             3,120
  CORNELIUS, TOWN OF             78             19,436,300            29,397
  CRAMERTON, TOWN OF              7              1,556,800             3,190
  CRAVEN COUNTY*              1,735            275,460,600           611,354
  CREEDMOOR, CITY OF              1                155,000               248
  CRESWELL, TOWN OF               5                494,400             2,374
  CROSSNORE, TOWN OF              5                393,000             1,659
  CUMBERLAND COUNTY *           250             42,334,800            92,287
  CURRITUCK COUNTY *          4,260            931,941,000         1,545,659
  DALLAS, TOWN OF                 5                429,700             2,573
  DARE COUNTY*                9,417          1,694,442,000         3,645,985
  DAVIDSON COUNTY *             214             28,361,200            96,359
  DAVIDSON, TOWN OF               4              1,240,000             1,334
  DAVIE COUNTY *                 37              8,196,100            14,606
  DILLSBORO, TOWN OF              7              1,565,300             8,971
  DREXEL, TOWN OF                 1                310,000               316
  DUCK, TOWN OF                   1                310,000               351
  DUNN, CITY OF                  31              4,292,700            15,826
  DUPLIN COUNTY *               408             59,347,900           135,907
  DURHAM COUNTY *               204             35,983,200           126,280
  DURHAM, CITY OF               565            102,678,000           351,817
  EAST SPENCER, TOWN OF           1                 93,000               231
  EASTERN BAND OF CHEROKEE       28              5,492,500            20,919
  EDEN, CITY OF                  36              5,348,900            18,435
  EDENTON, TOWN OF              149             29,246,100            79,173
  EDGECOMBE COUNTY *            218             27,351,100            82,558
  ELIZABETH CITY, CITY OF       976            100,241,700           340,215
  ELIZABETHTOWN, TOWN OF          2                343,000               536
  ELK PARK, TOWN OF               4                168,800             1,685
  ELM CITY, TOWN OF               1                 35,000               318
  ELON COLLEGE, TOWN OF          18              2,159,600             8,279
  EMERALD ISLE, TOWN OF       2,789            480,861,300         1,179,351
  ENFIELD, TOWN OF                5                850,100             2,164
  ERWIN, TOWN OF                 13              1,906,800             4,579
  FAIR BLUFF,TOWN OF             27              2,061,800             9,252
  FAIRMONT, TOWN OF               8              2,330,100             7,290
  FAISON, TOWN OF                 2                254,600               374
  FARMVILLE, TOWN OF            100             18,673,400            30,910
  FAYETTEVILLE, CITY OF         246             39,129,400           100,671
  FOREST CITY, TOWN OF            3                475,000               870
  FORSYTH COUNTY *              147             28,382,700            53,427
  FOUR OAKS, TOWN OF              1                148,000               740
  FRANKLIN COUNTY*               39              5,910,500            16,141
  FRANKLINVILLE, TOWN OF          1                 55,000               508
  FREMONT, TOWN OF                1                155,000               248
  
                               Policy Statistics
                                North Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FUQUAY-VARINA, TOWN OF         16              3,150,000             4,314
  GAMEWELL, TOWN OF               5                898,000             2,114
  GARNER, TOWN OF                78             12,790,600            28,552
  GASTON COUNTY *                42              7,627,700            16,323
  GASTONIA, CITY OF              78             12,064,800            46,003
  GATES COUNTY *                 32              3,840,400            10,174
  GATESVILLE, TOWN OF             1                320,000             1,172
  GIBSONVILLE, TOWN OF            1                310,000               326
  GOLDSBORO, CITY OF            521             68,221,400           281,935
  GRAHAM COUNTY                  19              2,292,700             8,294
  GRAHAM, CITY OF                24              3,686,300             8,047
  GRANITE FALLS, TOWN OF          8              1,133,600             2,835
  GRANITE QUARRY, TOWN OF         4                500,800             1,122
  GRANVILLE COUNTY*               9              1,997,000             2,542
  GREENE COUNTY *               142             17,439,900            44,945
  GREENSBORO, CITY OF           298             58,203,800           199,413
  GREENVILLE, CITY OF           895            128,420,000           399,638
  GRIFTON, TOWN OF               96             13,143,100            52,346
  GUILFORD COUNTY *              86             16,914,600            30,876
  HALIFAX COUNTY *               42              5,993,000            13,040
  HAMILTON, TOWN OF               3                725,500             1,977
  HAMLET, CITY OF                 4                350,000             1,295
  HARNETT COUNTY *               78             13,274,200            31,771
  HARRISBURG, TOWN OF            43              8,034,500            17,490
  HAVELOCK, CITY OF             133             19,351,000            39,506
  HAW RIVER, TOWN OF              4                391,900             1,776
  HAYWOOD COUNTY*                97             13,474,800            47,643
  HENDERSON, CITY OF              6                747,400             3,953
  HENDERSONVILLE, CITY OF        87             14,423,400            51,549
  HERTFORD COUNTY*               79             10,712,100            31,391
  HERTFORD, TOWN OF              44              6,553,700            16,150
  HICKORY, CITY OF               61             11,984,600            27,796
  HIGH POINT, CITY OF           220             35,302,300           112,397
  HILLSBOROUGH, TOWN OF           6              1,090,300             4,660
  HOBGOOD, TOWN OF                3                343,000               670
  HOKE COUNTY *                  16              2,421,500             4,096
  HOLDEN BEACH, TOWN OF       1,925            381,323,500         1,940,545
  HOLLY SPRINGS, TOWN OF         20              5,530,600             6,872
  HOOKERTON, TOWN OF              2                 93,500               559
  HOPE MILLS, TOWN OF            11              1,760,100             3,052
  HOT SPRINGS, TOWN OF           11                670,300             4,981
  HUDSON, TOWN OF                 4                677,000             3,111
  HUNTERSVILLE, TOWN OF           3                115,000             1,006
  HYDE COUNTY*                1,303            150,895,400           626,946
  INDIAN BEACH, TOWN OF         572             72,096,300           140,986
  INDIAN TRAIL, TOWN OF          22              2,751,800            10,009
  IREDELL COUNTY *               44              9,591,900            16,815
  JACKSON COUNTY *              120             12,066,500            49,039
  JACKSON,TOWN OF                 1                232,900               932
  JACKSONVILLE, CITY OF         331             51,950,800           114,299
  JAMESTOWN, TOWN OF              6              1,261,400             3,576
  JEFFERSON, TOWN OF              5                724,100             4,157
  JOHNSTON COUNTY *             141             23,754,300            59,853
  JONES COUNTY *                 92             14,153,000            37,563
  JONESVILLE, TOWN OF             3                500,000             1,402
  KANNAPOLIS, CITY OF            34              5,075,200            15,397
  KENANSVILLE, TOWN OF            3                251,100             1,173
  KERNERSVILLE, TOWN OF           2                193,000               415
  KILL DEVIL HILLS, TOWN O    3,989            574,739,500         1,410,945
  KING, CITY OF                   3                401,700             1,002
  KINGS MOUNTAIN, CITY OF         4                419,000             1,345
  KINSTON, CITY OF              431             63,360,600           241,627
  KITTY HAWK, TOWN OF         1,333            241,819,200           578,497
  KNIGHTDALE, TOWN OF            10              1,994,400             2,782
  KURE BEACH, TOWN OF           674            128,994,700           259,427
  LA GRANGE, TOWN OF              1                 45,000               429
  LAKE LURE, TOWN OF              6                305,200             1,383
  
                               Policy Statistics
                                North Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LAKE PARK, VILLAGE OF           1                155,000               248
  LAKE WACCAMAW, TOWN OF         51              6,523,900            25,896
  LANDIS, TOWN OF                 1                125,000               232
  LANSING, TOWN OF                4                571,500             1,216
  LAURINBURG, CITY OF             4                953,000             1,879
  LEE COUNTY *                   19              3,756,200             8,172
  LEGGETT, CITY OF                5                411,500             3,658
  LELAND, TOWN OF                12              1,895,000             3,072
  LENOIR COUNTY *               224             33,119,800            78,485
  LENOIR, CITY OF                77             15,354,400            66,380
  LEXINGTON, CITY OF             26              2,873,900            13,919
  LILLINGTON, TOWN OF             4              1,196,200             1,786
  LINCOLN COUNTY *               18              3,864,300             8,993
  LINCOLNTON, CITY OF            13              1,764,100             3,310
  LONG VIEW, TOWN OF              2                235,000               955
  LOUISBURG, TOWN OF             15              1,640,200             5,638
  LOWELL, CITY OF                 1                125,000               221
  LUCAMA, TOWN OF                 1                 45,000               397
  LUMBERTON, CITY OF            379             53,368,100           167,014
  MACCLESFIELD, TOWN OF           1                310,000               316
  MACON COUNTY *                 49              7,948,100            27,308
  MADISON COUNTY *               37              7,578,100            36,968
  MADISON, TOWN OF               13              2,854,600            17,895
  MAGGIE VALLEY, TOWN OF         16              2,576,100            11,556
  MAIDEN, TOWNSHIP OF             1                 90,500               369
  MANTEO, TOWN OF               386             63,545,600           166,572
  MARION, CITY OF                 7              1,827,800             4,816
  MARS HILL, TOWN OF              2                147,000               469
  MARSHALL, TOWN OF              20              3,482,800            15,288
  MARTIN COUNTY *                55              6,517,500            25,338
  MARVIN, VILLAGE OF              1                350,000               515
  MATTHEWS, TOWN OF               2                 90,000               784
  MAYODAN, TOWN OF                2                346,500             2,161
  MAYSVILLE, TOWN OF              2                218,000               428
  MCADENVILLE,TOWN OF             2              2,000,000            12,096
  MCDOWELL COUNTY*               60              6,354,800            27,906
  MEBANE, TOWN OF                14              2,568,500             3,858
  MECKLENBURG COUNTY *          765            150,862,200           269,603
  MINNESOTT BEACH, TOWN OF       13              2,257,800             4,373
  MITCHELL COUNTY *              20              2,177,500             8,406
  MONROE, CITY OF                19              3,485,700             9,652
  MONTGOMERY COUNTY*             32              4,960,100            15,043
  MOORE COUNTY *                231             36,996,300           101,956
  MOORESVILLE, TOWN OF            4                779,800             1,358
  MOREHEAD CITY, TOWN OF        940            150,088,600           361,548
  MORGANTON,CITY OF              25              7,196,100            20,502
  MORRISVILLE, TOWN OF           38             11,345,000            15,617
  MOUNT AIRY,CITY OF             18              6,704,600            30,238
  MOUNT HOLLY, CITY OF           24              4,131,200            11,021
  MOUNT OLIVE, TOWN OF           14              1,413,700             3,815
  MURFREESBORO,TOWN OF            2                281,000               459
  MURPHY, TOWN OF                 8              1,469,300             3,913
  NAGS HEAD, TOWN OF          3,304            660,219,600         1,487,565
  NASH COUNTY *                 158             30,592,400            53,634
  NASHVILLE, TOWN OF             48              7,460,100            18,965
  NEW BERN, CITY OF           1,139            149,690,700           509,603
  NEW HANOVER COUNTY*         3,751            838,585,700         1,502,811
  NEWLAND, TOWN OF                5              1,160,600             4,732
  NEWPORT, TOWN OF               73              9,756,900            25,972
  NEWTON GROVE, TOWN OF           2                 90,000               821
  NEWTON, CITY OF                 4              1,215,000             2,920
  NORTH TOPSAIL BEACH, TOW    1,108            142,627,000           524,015
  NORTH WILKESBORO, TOWN O       27             11,149,900            35,369
  NORTHAMPTON COUNTY*            47              6,936,200            16,934
  NORWOOD, TOWN OF                3                373,000               849
  OAK ISLAND, TOWN OF         2,538            415,246,400         1,752,029
  OAK RIDGE, TOWN OF              2                560,000               646
  
                               Policy Statistics
                                North Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  OAKBORO, TOWN OF                2                186,000               412
  OCEAN ISLE BEACH, TOWN O    2,613            473,910,600         2,183,558
  OLD FORT, TOWN OF              11              1,801,000             4,979
  ONSLOW COUNTY*              1,327            211,149,100           561,016
  ORANGE COUNTY *                32              6,676,900            13,088
  ORIENTAL, TOWN OF             581             95,535,000           230,069
  OXFORD, CITY OF                 4                880,800             1,152
  PAMLICO COUNTY*               921            125,459,700           395,580
  PANTEGO, TOWN OF               18                962,200             7,162
  PASQUOTANK COUNTY *           622             89,971,400           219,820
  PENDER COUNTY*              1,029            164,133,400           416,693
  PERQUIMANS COUNTY*            449             73,312,900           136,906
  PERSON COUNTY*                 25              4,001,500             7,815
  PIKEVILLE, TOWN OF              4                805,800             1,489
  PINE KNOLL SHORES, TOWN     1,564            255,992,600           569,705
  PINEHURST, VILLAGE OF          26              6,351,800             9,297
  PINETOPS, TOWN OF              32              2,791,500             9,085
  PINEVILLE, TOWN OF             12              3,724,100             5,102
  PITT COUNTY *                 720            106,451,800           239,183
  PITTSBORO, TOWN OF              2                 90,000               784
  PLYMOUTH, TOWN OF              84             13,814,100            42,534
  POLK COUNTY*                   25              4,000,100            20,908
  POLLOCKSVILLE, TOWN OF         19              3,134,800             7,155
  PRINCETON, TOWN OF              1                 20,000               176
  PRINCEVILLE, TOWN OF          211             25,508,700            60,934
  RAEFORD, CITY OF                2                226,600             1,035
  RALEIGH, CITY OF            1,392            269,044,700           735,515
  RAMSEUR, TOWN OF                1                 95,000               506
  RANDLEMAN, CITY OF              1                155,000               236
  RANDOLPH COUNTY *              33              6,273,000            17,992
  RED SPRINGS, TOWN OF            3                305,300             1,837
  REIDSVILLE, CITY OF            24              3,625,800             7,601
  RHODHISS, TOWN OF               3                382,000             1,158
  RICHLANDS, TOWN OF              2                151,200               533
  RICHMOND COUNTY*               34              2,673,000             6,731
  RIVER BEND, TOWN OF           463             66,659,300           198,411
  ROANOKE RAPIDS, CITY OF        65              9,567,200            24,197
  ROBBINS, TOWN OF                2                438,000               566
  ROBBINSVILLE, TOWN OF           2                210,000             2,642
  ROBERSONVILLE, TOWN OF          8                822,000             2,451
  ROBESON COUNTY *              194             19,154,000            68,845
  ROCKINGHAM COUNTY*             17              2,457,200            10,120
  ROCKINGHAM, CITY OF             5                602,900             2,028
  ROCKY MOUNT, CITY OF        1,074            184,409,200           545,571
  ROLESVILLE, TOWN OF             1                188,000               263
  ROPER, TOWN OF                  1                 77,100               347
  ROSMAN, TOWN OF                17              2,077,900             8,282
  ROWAN COUNTY *                 23              3,390,900             7,915
  ROXBORO, CITY OF                8              1,329,800             8,804
  RUTHERFORD COUNTY*             37              6,743,000            32,306
  RUTHERFORDTON, TOWN OF          1                 51,000               498
  SALISBURY, CITY OF             86              6,784,100            27,110
  SAMPSON COUNTY *               93             14,042,100            46,689
  SANFORD, CITY OF               41              5,826,100            23,600
  SCOTLAND COUNTY *              16              2,113,900             5,396
  SCOTLAND NECK, TOWN OF          6                872,000             1,401
  SELMA, TOWN OF                  3                248,000               571
  SEVEN DEVILS, TOWN OF           1                188,000               293
  SEVEN SPRINGS, TOWN OF         22              2,277,100            13,339
  SEVERN, TOWN OF                 6                503,000             1,122
  SHALLOTTE, TOWN OF             44             10,212,900            32,876
  SHARPSBURG, TOWN OF            13              1,470,800             2,806
  SHELBY, CITY OF                18              3,377,700            10,736
  SILER CITY,TOWN OF              8              1,582,700            12,903
  SMITHFIELD, TOWN OF            99             16,505,100            74,398
  SNOW HILL, TOWN OF             20              2,856,400             7,492
  SOUTHERN PINES, TOWN OF        14              3,217,000             4,162
  
                               Policy Statistics
                                North Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SOUTHERN SHORES, TOWN OF    1,188            283,179,800           507,149
  SOUTHPORT, CITY OF            211             49,321,800           131,808
  SPARTA, TOWN OF                 2                355,000               689
  SPEED,TOWN OF                  19              1,850,000             4,247
  SPENCER, TOWN OF                5                330,300             1,642
  SPRING LAKE, TOWN OF            1                310,000               301
  SPRUCE PINE, TOWN OF            7                947,200             3,330
  ST JAMES, TOWN OF               7              2,055,000             3,682
  STALLINGS, TOWN OF              7              1,133,700             2,738
  STANLY COUNTY *                32              4,785,600            16,825
  STANTONSBURG, TOWN OF           1                 93,000               206
  STATESVILLE, CITY OF           28              8,881,400            26,396
  STOKES COUNTY *                12              1,605,900             4,772
  STONEWALL, TOWN OF             23              2,265,200             6,963
  SUNSET BEACH, TOWN OF       1,454            270,819,500           594,660
  SURF CITY, TOWN OF          1,718            290,625,400         1,121,494
  SURRY COUNTY *                 15              4,325,200            16,679
  SWAIN COUNTY*                  39              3,310,200            16,688
  SWANSBORO, CITY OF             59              9,278,500            51,696
  SYLVA, TOWN OF                 15              2,894,100            17,211
  TABOR CITY, TOWN OF             5                567,200             1,124
  TARBORO, TOWN OF              376             55,810,300           141,326
  THOMASVILLE, CITY OF           25              4,298,000            10,326
  TOPSAIL BEACH, TOWN OF      1,150            203,721,800           682,834
  TRANSYLVANIA COUNTY *          70             12,509,300            41,702
  TRENT WOODS, TOWN  OF         180             41,923,000            81,569
  TRENTON, TOWNSHIP OF           39              4,534,900            14,204
  TRYON, TOWN OF                  8                755,900             5,156
  TYRRELL COUNTY *              267             23,190,200           100,271
  UNION COUNTY *                110             20,918,300            40,460
  VALDESE, TOWN OF                1                 38,000               413
  VANCE COUNTY                    3                504,000             1,142
  VANCEBORO, TOWN OF              3                476,200               977
  VANDEMERE, TOWN OF             55              5,917,600            28,610
  WAKE COUNTY *                 251             48,040,700            75,610
  WAKE FOREST, TOWN OF           16              3,254,000             5,236
  WALLACE, TOWN OF               46              6,305,500            17,224
  WALNUT COVE, TOWN OF            3                393,000             1,023
  WALNUT CREEK, VILLAGE OF       18              5,071,100             6,616
  WARREN COUNTY*                 85             13,936,900            39,156
  WASHINGTON COUNTY*            142             15,976,600            40,184
  WASHINGTON PARK, TOWN OF      127             17,525,000            80,125
  WASHINGTON, CITY OF         1,017            112,577,400           504,044
  WATAUGA COUNTY *              195             32,671,300            86,855
  WAXHAW, TOWN OF                 2                465,000               549
  WAYNE COUNTY*                 299             39,124,300            85,250
  WAYNESVILLE, TOWN OF          196             19,370,800           102,783
  WEAVERVILLE, TOWN OF            1                250,000               306
  WEDDINGTON, TOWN OF             2                348,000               488
  WELDON, TOWN OF                12              2,062,600             5,646
  WENDELL, TOWN OF               13              1,118,100             3,664
  WESLEY CHAPEL, CITY OF          2                 50,000               292
  WEST JEFFERSON, TOWN OF        13              1,754,200             8,469
  WHISPERING PINES, VILLAG       10              2,512,500             3,227
  WHITAKERS, TOWN OF              5                190,900             1,038
  WHITE LAKE, TOWN OF             9              1,369,400             3,248
  WHITEVILLE CITY OF             53              6,233,700            21,622
  WILKESBORO, TOWN OF            21              6,335,500            25,194
  WILLIAMSTON, TOWN OF           36              3,891,500            17,006
  WILMINGTON, CITY OF           905            164,685,900           478,011
  WILSON COUNTY                 135             20,853,100            69,524
  WILSON, CITY OF               379             58,799,200           198,099
  WINDSOR, TOWN OF              147             16,962,000            63,216
  WINFALL, TOWN OF               15              2,831,500             6,183
  WINGATE, TOWN OF                3                603,700               946
  WINSTON-SALEM, CITY OF        327             50,594,500           146,663
  WINTERVILLE, TOWN OF           21              3,214,500             5,582
  WINTON, TOWN OF                 3                342,000               648
  WOODFIN, TOWN OF               13              5,724,500            15,827
  WRIGHTSVILLE BEACH, TOWN    2,658            515,083,000         1,153,979
  YANCEY COUNTY *                69              9,866,000            30,790
  ZEBULON, TOWN OF               29              3,330,000             8,683

  Total for North Carolina
                            104,422         17,345,173,300        47,714,585

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                               Policy Statistics
                                North Dakota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ARGUSVILLE, CITY OF             2                247,000               964
  ARTHUR, CITY OF                 2                 88,000               821
  BARNES COUNTY*                 12              1,209,600             7,124
  BARNES, TOWNSHIP OF             3                623,000               881
  BARRIE, TOWNSHIP OF             1                133,700               443
  BATHGATE, CITY OF               3                180,600             1,889
  BEACH, CITY OF                  2                180,000             1,707
  BELFIELD, CITY OF              23              1,022,800             8,868
  BENSON COUNTY*                 18              1,222,000             6,112
  BERLIN, CITY OF                 1                120,000               252
  BEULAH, CITY OF                60              2,319,900            23,897
  BISMARCK, CITY OF             210             35,248,500            96,530
  BOWMAN, CITY OF                 7                274,400             2,255
  BRANDENBURG, TOWNSHIP OF        2                157,200             1,417
  BRIARWOOD, TOWN OF              4              1,116,300             1,686
  BURLEIGH COUNTY *             109             16,357,600            46,501
  BURLINGTON, CITY OF             1                 63,000               530
  BURLINGTON, TOWNSHIP OF         3                262,300             1,888
  BUXTON, TOWNSHIP OF             1                 45,000               333
  CALEDONIA, TOWNSHIP OF          7                680,300             3,941
  CARPIO, CITY OF                 1                 17,000               243
  CASS COUNTY *                   8                964,000             2,880
  CASSELTON, CITY OF              9                742,300             2,622
  CAVALIER, CITY OF              26              2,485,200             9,593
  CAVALIER, TOWNSHIP OF           6                462,800             2,829
  CENTER, CITY OF                 4                109,300             1,129
  CENTER,TOWNSHIP OF              2                126,000               886
  CHURCHS FERRY, CITY OF         11              3,082,700            13,645
  COLUMBUS, CITY OF               2                 46,900               458
  COULEE, TOWNSHIP OF            15                309,300             1,583
  CREEL, TOWNSHIP OF            130             28,339,800            48,437
  CRYSTAL, CITY OF                2                 41,000               439
  DEVILS LAKE, CITY OF          145             32,189,500            85,364
  DICKINSON, CITY OF             46              3,247,900            19,161
  DRAYTON, CITY OF                9                886,600             3,561
  DRAYTON, TOWNSHIP OF            1              1,000,000             7,974
  DUNN COUNTY *                   2                153,700             1,033
  DURBIN, TOWNSHIP OF             2                231,000               788
  DWIGHT, TOWNSHIP OF             1                155,000               248
  ELDORADO, TOWNSHIP OF           1                167,100             1,047
  ELM RIVER, TOWNSHIP OF          1                 62,000               196
  EMERADO, CITY OF               31              1,850,300            15,217
  EMMONS COUNTY*                  1                 38,400               371
  ENDERLIN, CITY OF               3                 58,900               578
  FARGO, CITY OF                395             83,036,700           227,396
  FOREST RIVER, CITY OF          10                434,000             3,317
  FORMAN, CITY OF                 1                 93,000               206
  FORT RANSOM, CITY OF            2                 93,000               924
  GARDNER, TOWNSHIP OF            1                250,000               295
  GARRISON, CITY OF               1                125,000               262
  GILBY, CITY OF                  2                330,000               451
  GLEN ULLIN, CITY OF             3                335,000               905
  GRAFTON, CITY OF              497             28,851,000           242,760
  GRAND FORKS COUNTY *           87              9,328,900            52,172
  GRAND FORKS, CITY OF        1,824            256,304,500           856,514
  GRANT COUNTY*                   4                 85,900               880
  GREAT BEND, CITY OF             1                 62,000               196
  HARWOOD, CITY OF               49              4,357,400            27,316
  HARWOOD, TOWNSHIP OF           74              7,288,600            41,641
  HAZEN, CITY OF                 11                910,000             5,015
  HEBRON, CITY OF                15                568,100             5,868
  HERBERG, TOWNSHIP OF            2                119,200             1,021
  HILLSBORO, CITY OF              9              1,115,100             4,961
  HORACE, CITY OF                 7                928,400             2,946
  JAMESTOWN CITY OF              56              8,250,100            18,013
  JOLIETTE, TOWNSHIP OF           2                105,000               951
  KELSO, TOWNSHIP OF              1                 93,000               788
  
                               Policy Statistics
                                North Dakota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  KINDRED, CITY OF                2                250,000               478
  LANGDON, CITY OF                2                 65,000               576
  LEBANON, TOWNSHIP OF            1                 22,000               245
  LINDAAS, TOWNSHIP OF            1                125,000               246
  LINTON, CITY OF                 8                214,500             2,407
  LISBON, CITY OF                90              4,816,800            39,654
  LITCHVILLE, CITY OF             1                 32,500               246
  MANDAN, CITY OF                46              6,595,500            18,342
  MANVEL, CITY OF                 1                 93,000               221
  MAPLETON, CITY OF               2                213,000             1,193
  MAPLETON, TOWNSHIP OF          14              1,734,000            10,329
  MAYVILLE, CITY OF               9                934,500             5,889
  MAYVILLE, TOWNSHIP OF           3                200,300             1,632
  MEDORA, CITY OF                 3                273,200             2,875
  MERCER COUNTY                  10                428,000             1,776
  MINNEWAUKAN, CITY OF           79             11,837,600            26,157
  MINOT, CITY OF                 47              4,209,400            17,826
  MINTO, CITY OF                 12                932,800             5,850
  MORTON COUNTY*                 25              2,151,000             7,457
  MOTT, CITY OF                   3                210,600             1,993
  NECHE, CITY OF                  1                188,000               276
  NELSON COUNTY*                  8                445,200             3,192
  NOBLE, TOWNSHIP OF              5                449,900             2,958
  NORMANNA, TOWNSHIP OF          24              2,531,000            15,226
  NORTH RIVER, CITY OF            2                132,500               456
  NORWAY, TOWNSHIP OF             2                146,000             1,129
  OXBOW, CITY OF                  3                528,700             1,467
  PARK RIVER, CITY OF             5                273,400             1,766
  PEMBINA COUNTY*                20              2,455,000             8,337
  PEMBINA, CITY OF                9              1,576,000             3,911
  PLEASANT, TOWNSHIP OF          50              7,303,100            23,995
  RAMSEY COUNTY*                 39              3,878,000            18,365
  RANSOM COUNTY *                 5                326,200             2,460
  RAYMOND, TOWNSHIP OF           25              2,097,600            15,264
  REED, TOWNSHIP OF              75              7,829,500            33,334
  REILES ACRES, CITY OF          24              2,786,400            13,508
  RICHLAND COUNTY                 4                510,500             1,488
  ROLLA, CITY OF                  2                376,000               569
  SOURIS, CITY OF                 2                336,700             6,087
  SOUTH HEART, CITY OF            1                188,000               293
  SPIRIT LAKE TRIBE              21              2,173,500             6,188
  SPRITWOOD LAKE CITY, CIT        3                475,000             1,115
  STANLEY, TOWNSHIP OF          115             18,395,100            45,464
  STARK COUNTY *                  4                287,600             1,433
  STEELE COUNTY                   1                125,000               246
  SUMMIT, TOWNSHIP OF             3                122,700             1,234
  THOMPSON, CITY OF               7                678,700             3,609
  TIOGA, CITY OF                 11                586,100             5,058
  TOWNER COUNTY*                  5                480,600             1,382
  TRAILL COUNTY*                  3                196,000             1,052
  TUTTLE, CITY OF                 1                 22,500               226
  VALLEY CITY, CITY OF          213             13,011,400            97,902
  VELVA, CITY OF                  2                 58,000               743
  VELVA, TOWNSHIP OF              1                 90,000               678
  VIKING, TOWNSHIP OF             2                151,400             1,097
  WAHPETON,CITY OF               12              2,117,400             4,704
  WALCOTT, TOWNSHIP OF           10              1,000,100             8,836
  WALHALLA, CITY OF               1                  9,700               221
  WALSH COUNTY *                 33              2,209,700            15,489
  WARD COUNTY *                  25              1,476,600            10,683
  WARREN, TOWNSHIP OF            10              1,141,900             6,870
  WATFORD, CITY OF                1                 34,000               403
  WEST FARGO, CITY OF            49              7,384,400            25,016
  WILLIAMS COUNTY                 2                 68,000               377
  WILLISTON, CITY OF              1                109,700               564
  WISER, TOWNSHIP OF              8                792,100             6,329
  ZAP, CITY OF                    4                195,300             1,381

  Total for North Dakota
                              5,197            664,470,700         2,470,892

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                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, VILLAGE OF           36              2,640,800            15,454
  ADAMS COUNTY *                 56              2,059,700            19,321
  ADDYSTON, VILLAGE OF            5                366,800             3,619
  ADENA, VILLAGE OF              39              1,496,200            14,329
  AKRON, CITY OF                126             14,016,500            73,139
  ALEXANDRIA, VILLAGE OF         11                751,900             5,892
  ALLEN COUNTY *                 90             10,219,500            44,432
  ALLIANCE, CITY OF              17              2,334,600            13,064
  AMBERLEY, VILLAGE OF           19              4,741,000            12,834
  AMESVILLE, VILLAE OF           10                685,600             4,104
  AMHERST, CITY OF                3                193,000             1,634
  AMSTERDAM, VILLAGE OF           1                 30,000               372
  ANSONIA, VILLAGE OF             1                100,000               714
  ANTWERP, VILLAGE OF             4                417,000             2,515
  APPLE CREEK, VILLAGE OF         7                507,600             3,285
  ARCANUM, VILLAGE OF            17              1,634,500             7,251
  ARCHBOLD, VILLAGE OF            2                567,000             1,205
  ARLINGTON, VILLAGE OF           2                153,100               869
  ASHLAND COUNTY                 25              1,713,400             9,921
  ASHLAND, CITY OF               46              3,604,700            22,644
  ASHLEY, VILLAGE OF              1                 90,500               383
  ASHTABULA COUNTY *             53              5,996,300            22,519
  ASHTABULA, CITY OF              2                419,400             1,797
  ASHVILLE, VILLAGE OF            1                125,000               262
  ATHALIA, VILLAGE OF            12                857,900             5,153
  ATHENS COUNTY*                110              8,889,300            41,683
  ATHENS, CITY OF               318             41,120,200           230,610
  AUGLAIZE COUNTY *              40              5,027,400            16,834
  AURORA, CITY OF                12              2,920,000             4,484
  AVON LAKE, CITY OF             21              2,457,800             8,672
  AVON, CITY OF                  63              9,125,400            35,937
  BAINBRIDGE, VILLAGE OF          2                119,000               608
  BALTIC, VILLAGE OF              1                313,000             1,601
  BALTIMORE, VILLAGE OF          19              4,976,600            28,931
  BARBERTON, CITY OF             47              6,655,500            35,867
  BATAVIA, VILLAGE OF             3                502,100             1,632
  BAY VIEW, VILLAGE OF           19              1,961,400             9,226
  BAY VILLAGE, CITY OF           18              2,768,600            10,062
  BEACH CITY, VILLAGE OF          1                 27,500               356
  BEACHWOOD, CITY OF             11              2,680,500             4,863
  BEAVERCREEK, CITY OF           84             14,956,200            50,340
  BEDFORD HEIGHTS, CITY OF        4              1,830,900             7,817
  BEDFORD, CITY OF                7                634,600             4,202
  BELLAIRE, VILLAGE OF           59              3,983,600            37,134
  BELLBROOK, CITY OF            101              9,177,000            55,017
  BELLE VALLEY, VILLAGE OF       32              1,912,500            13,961
  BELLEFONTAINE, CITY OF         16                969,100             6,840
  BELLEVUE, CITY OF             102              8,342,400            58,355
  BELLVILLE, VILLAGE OF          38              3,261,500            26,246
  BELMONT COUNTY*               152              8,147,500            65,393
  BELPRE, CITY OF               189             17,404,500           103,910
  BENTLEYVILLE, VILLAGE OF       14              3,439,500             6,620
  BEREA, CITY OF                  5                695,700             2,259
  BETTSVILLE, VILLAGE OF          2                 95,300               562
  BEVERLY, VILLAGE OF            10              1,069,100             9,014
  BEXLEY, CITY OF                13              2,676,600             6,487
  BLANCHESTER, VILLAGE OF         3                172,500             1,360
  BLUE ASH, CITY OF              13              2,399,900             4,053
  BLUFFTON, VILLAGE OF           18                891,700             8,943
  BOSTON HEIGHTS, VILLAGE         2                620,000               702
  BOWERSTON,VILLAGE OF            2                132,600               657
  BRATENAHL, VILLAGE OF           1                188,000               293
  BRECKSVILLE, CITY OF           25              1,666,400             3,806
  BREMEN, VILLAGE OF              4                242,300             1,575
  BREWSTER, VILLAGE OF            3                329,000               732
  BRIARWOOD BEACH, VILLAGE       19              2,062,000            10,296
  BRIDGEPORT, VILLAGE OF         22              2,496,900            17,216
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BRILLIANT, VILLAGE OF           1                 50,000               545
  BROADVIEW HEIGHTS, CITY         1                250,000               344
  BROOK PARK, CITY OF             4                400,300             1,732
  BROOKLYN, CITY OF               2                200,400               982
  BROOKSIDE, VILLAGE OF          19              1,256,200            11,916
  BROOKVILLE, CITY OF            29              3,165,400            18,515
  BROWN COUNTY *                 54              2,461,000            21,702
  BRUNSWICK, CITY OF             19              3,229,400            11,196
  BRYAN, CITY OF                 13              1,867,900             4,624
  BUCHTEL, VILLAGE OF             4                191,900             1,459
  BUCKEYE LAKE, VILLAGE OF       85              8,604,600            41,965
  BUCYRUS, CITY OF               33              1,960,000            16,984
  BUTLER COUNTY *               427             48,080,200           215,444
  BUTLER, VILLAGE OF             14                847,300             8,295
  BYESVILLE, VILLAGE OF          48              3,701,300            30,323
  CALDWELL, CITY OF              31              2,359,700            19,201
  CALEDONIA,VILLAGE OF           11                634,300             4,082
  CAMBRIDGE, CITY OF             75              8,929,100            95,500
  CAMDEN, VILLAGE OF             39              2,441,600            17,049
  CAMPBELL, CITY OF               1                 93,000               231
  CANAL FULTON, VILLAGE OF        6              1,233,600             4,238
  CANAL WINCHESTER, VILLAG       46              7,049,300            38,616
  CANFIELD, CITY OF               5              1,062,100             1,614
  CANTON, CITY OF                74              7,388,500            46,996
  CARDINGTON, VILLAGE OF          3                201,500             1,109
  CAREY, VILLAGE OF              99              8,456,100            56,662
  CARLISLE, VILLAGE OF          103              8,428,100            54,735
  CARROLL COUNTY *               37              3,202,500            17,057
  CARROLLTON, VILLAGE OF          2                115,900               788
  CASTALIA, VILLAGE OF            1                 62,000               171
  CEDARVILLE, VIL                13                695,100             4,223
  CELINA, CITY OF                15              3,529,100            11,940
  CENTERBURG, VILLAGE OF          2                332,500             1,848
  CENTERVILLE, CITY OF           19              3,531,700             8,294
  CHAGRIN FALLS, VILLAGE O       13              2,411,300             6,585
  CHAMPAIGN COUNTY *             44              2,702,700            16,468
  CHARDON, CITY OF                2                223,000               589
  CHAUNCEY, VILLAGE OF           55              2,418,600            22,034
  CHESAPEAKE, VILLAGE OF         24              1,998,900             9,941
  CHESHIRE, VILLAGE OF            3                118,400             1,238
  CHEVIOT, CITY OF                1                310,000               351
  CHILLICOTHE, CITY OF          113             18,676,000            86,872
  CHILO, VILLAGE OF              14              1,330,200             6,662
  CHIPPEWA-ON-THE-LAKE, VI       13              1,121,500             7,646
  CINCINNATI, CITY OF           573             77,518,600           451,192
  CIRCLEVILLE, CITY OF           39              3,906,300            19,257
  CLARINGTON, VILLAGE OF         14              1,020,700             7,652
  CLARK COUNTY*                 211             22,008,400           126,193
  CLERMONT COUNTY *             157             22,300,700            77,818
  CLEVELAND HEIGHTS, CITY         2                523,300             1,506
  CLEVELAND, CITY OF             54             13,624,900            54,702
  CLEVES, VILLAGE OF             72              5,793,000            38,700
  CLINTON COUNTY*                10              1,573,500             4,229
  CLINTON, VILLAGE OF             8                720,400             3,222
  CLYDE, CITY OF                  7                762,100             3,339
  COAL GROVE, VILLAGE OF         38              2,132,300            16,696
  COALTON, VILLAGE OF            13                826,400             5,245
  COLUMBIANA COUNTY *            70              4,719,000            35,538
  COLUMBIANA, CITY OF             2                150,000               604
  COLUMBUS, CITY OF           1,832            202,887,900         1,199,875
  CONNEAUT, CITY OF               4                481,300             2,008
  CONVOY, VILLAGE OF              1                 28,000               222
  CORNING, VILLAGE OF            20                840,400             8,342
  COSHOCTON COUNTY*              54              4,313,600            24,427
  COSHOCTON, CITY OF              2                652,900             1,165
  COVINGTON, VILLAGE OF           6                513,600             2,850
  CRAWFORD COUNTY*                8                752,100             2,704
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CRESTLINE, VILLAGE OF          13                813,400             5,505
  CRESTON, VILLAGE OF             4                351,000             2,678
  CROOKSVILLE, VILLAGE OF        18              1,164,000             9,408
  CROWN CITY, VILLAGE OF          3                231,400             1,325
  CUYAHOGA COUNTY *              12              1,275,300             7,281
  CUYAHOGA FALLS, CITY OF        10              1,873,900             4,347
  CYGNET, VILLAGE OF              2                215,000               729
  DANVILLE, VILLAGE OF            1                 46,000             1,070
  DARKE COUNTY *                 17              2,271,900             7,574
  DAYTON, CITY OF               114             14,647,900            68,014
  DE GRAFF, VILLAGE OF            5                319,400             1,828
  DEFIANCE COUNTY *              72              6,622,600            28,494
  DEFIANCE, CITY OF             114              9,425,400            69,870
  DELAWARE COUNTY *             110             19,106,700            57,102
  DELAWARE, CITY OF              37              4,370,900            19,781
  DELLROY, VILLAGE OF             1                 77,000               504
  DELPHOS, CITY OF              126              7,267,600            54,996
  DELTA, VILLAGE OF              17              1,195,500             8,316
  DENNISON, VILLAGE OF           11                927,300             5,793
  DEXTER CITY, VILLAGE OF         1                 78,500               474
  DILLONVALE, VILLAGE OF         65              2,386,700            20,927
  DOVER, CITY OF                 26              3,381,200            17,716
  DRESDEN, CITY OF                7                449,700             2,357
  DUBLIN, CITY OF                52             14,108,100            38,483
  EAST CANTON, VILLAGE OF         6                303,900             3,202
  EAST LIVERPOOL, CITY OF        12              2,134,300            10,112
  EAST PALESTINE, CITY OF        13              1,503,900             7,409
  EAST SPARTA, VILLAGE OF         4                420,800             1,745
  EASTLAKE, CITY OF             221             22,882,600           125,060
  EATON, CITY OF                  4                490,400             1,962
  EDGERTON, VILLAGE OF            1                125,000               262
  EDON, VILLAGE OF                5                150,000             1,341
  ELIDA, VILLAGE OF               4                122,900             1,001
  ELMORE, VILLAGE OF              1                 59,000               464
  ELMWOOD PLACE, VILLAGE O       68              3,834,200            33,442
  ELYRIA, CITY OF                37              3,689,700            16,715
  EMPIRE, VILLAGE OF             19              1,288,500             7,428
  ENGLEWOOD, CITY OF              4                125,000             1,070
  ENON, VILLAGE OF               36              5,211,900            15,562
  ERIE COUNTY *                 252             21,355,300           119,287
  EUCLID, CITY OF                 2                405,000               566
  EVENDALE, CITY OF              29             17,332,700            56,821
  FAIRBORN, CITY OF             258             19,380,600           122,722
  FAIRFAX, VILLAGE OF            46              5,567,100            33,189
  FAIRFIELD COUNTY *            251             31,662,500           138,016
  FAIRFIELD, CITY OF            204             26,399,800           116,312
  FAIRLAWN, CITY OF               9              1,449,700             4,359
  FAIRVIEW PARK, CITY OF          1                250,000               306
  FAYETTE COUNTY *                4                482,500             1,729
  FINDLAY, CITY OF            1,205            105,560,800           681,949
  FLETCHER, VILLAGE OF            1                 60,000               513
  FLORIDA, VILLAGE OF             3                341,000               705
  FORT JENNINGS, VILLAGE O        2                182,500             1,022
  FORT RECOVERY, VILLAGE O       14              1,583,000             5,287
  FORT SHAWNEE, VILLAGE OF        3                121,200               603
  FOSTORIA, CITY OF              11              2,081,300             7,113
  FRANKFORT, VILLAGE OF           3                374,000             1,094
  FRANKLIN COUNTY*              853             76,059,400           463,514
  FRANKLIN, CITY OF              72              6,209,000            36,732
  FREDERICKSBURG, VILLAGE        11                882,300             5,721
  FREDERICKTOWN, VILLAGE O        2                216,300               927
  FREMONT, CITY OF                7                248,700             2,175
  FULTON COUNTY *                37              4,346,400            21,148
  GAHANNA, CITY OF               51              8,174,800            29,317
  GALENA, VILLAGE OF              4                610,000             2,493
  GALION, CITY OF                30              3,140,400            12,694
  GALLIA COUNTY*                167             12,427,700            75,295
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GALLIPOLIS, CITY OF            80             11,067,400            52,214
  GAMBIER, VILLAGE OF             1                 50,000               520
  GARFIELD HEIGHTS, CITY O       10              3,175,500            13,461
  GARRETTSVILLE, VILLAGE O        6                337,400             1,737
  GATES MILLS, VILLAGE OF        40             10,632,000            54,073
  GEAUGA COUNTY*                 69             10,041,000            38,910
  GENEVA-ON-THE-LAKE, VILL        2                261,300               610
  GENEVA, CITY OF                 2                 62,400               613
  GENOA, VILLAGE OF              21              1,575,600            10,030
  GEORGETOWN, VILLAGE OF          1                310,000               301
  GERMANTOWN, VILLAGE OF         74              5,750,900            39,155
  GILBOA, VILLAGE OF              1                 60,000               369
  GIRARD, CITY OF                13              2,797,000            15,399
  GLANDORF, VILLAGE OF            1                 57,200               580
  GLENFORD, VILLAGE OF            5                241,700             2,354
  GLENMONT, VILLAGE OF           12                777,200             7,191
  GLORIA GLENS PARK, VILLA       10                842,100             4,713
  GLOUSTER, VILLAGE OF           14              1,115,300             8,801
  GNADENHUTTEN, VILLAGE OF        3              1,069,000             3,509
  GRAFTON, VILLAGE OF             4                804,800             1,963
  GRAND RAPIDS, VILLAGE OF       29              2,208,300            16,127
  GRAND RIVER, VILLAGE OF         2                717,900             1,928
  GRANDVIEW HEIGHTS, CITY       126             19,006,600           105,401
  GRANVILLE, VILLAGE OF           8              1,696,700             9,222
  GREEN CAMP, VILLAGE OF         33              2,474,600            16,681
  GREEN SPRINGS, VILLAGE O        1                 84,000               653
  GREENE COUNTY *                83              8,948,300            39,012
  GREENVILLE, CITY OF            18              1,703,700            11,313
  GREENWICH, VILLAGE OF           2                131,600             1,102
  GROVE CITY, CITY OF           117             13,399,900            70,174
  GROVEPORT, VILLAGE OF          22              1,878,200            11,941
  GUERNSEY COUNTY *              76              7,994,400            48,134
  HAMDEN, VILLAGE OF              3                150,100               948
  HAMILTON COUNTY *             518             60,314,600           277,657
  HAMILTON, CITY OF              49              5,118,300            22,968
  HANCOCK COUNTY *               62              6,668,200            31,996
  HANGING ROCK, VILLAGE OF       16              1,345,200             6,873
  HANOVER, VILLAGE OF             5                682,500             3,145
  HANOVERTON, VILLAGE OF          4                277,400             1,766
  HARRISON COUNTY *              28              1,041,200             9,642
  HARRISON, CITY OF             111             10,323,200            57,360
  HEATH, CITY OF                 32              3,407,000            11,622
  HEBRON, VILLAGE OF             12              1,658,900             6,093
  HENRY COUNTY *                 23              1,970,200            12,103
  HICKSVILLE, VILLAGE OF          3                302,300             1,492
  HIGGINSPORT, VILLAGE OF        15              1,099,600             9,579
  HIGHLAND HEIGHTS, CITY O        2                130,600               446
  HILLIARD, CITY OF              10              1,842,800             4,552
  HILLSBORO, CITY OF              2                280,000             1,169
  HOCKING COUNTY *              110              8,105,600            49,364
  HOLGATE, VILLAGE OF            14              1,556,600             3,635
  HOLLAND, VILLAGE OF            15              2,142,900            10,834
  HOLMES COUNTY *                33              3,817,900            25,298
  HOLMESVILLE, VILLAGE OF         3                200,800             1,495
  HUBBARD, CITY OF                7                641,900             3,013
  HUBER HEIGHTS, CITY OF         14              1,833,600             6,542
  HUDSON, VILLAGE OF             37              7,898,200            19,113
  HURON COUNTY*                  24              2,866,900            11,999
  HURON, CITY OF                 75             10,774,100            36,182
  INDEPENDENCE, CITY OF          31              7,468,200            53,036
  INDIAN HILL, CITY OF            9              2,187,100             5,617
  IRONDALE, VILLAGE OF            6                242,200             2,317
  IRONTON, CITY OF               32              3,699,400            11,548
  JACKSON COUNTY *               46              4,030,200            23,846
  JACKSON, CITY OF               83              7,016,000            45,516
  JACKSONVILLE, VILLAGE OF        3                150,200             1,187
  JAMESTOWN, VILLAGE OF           6                654,000             1,523
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  JEFFERSON COUNTY *             92              7,993,500            42,465
  JEFFERSON, VILLAGE OF           4                370,200             2,190
  JEFFERSONVILLE, VILLAGE         1                 50,800               487
  JEWETT, VILLAGE OF             18                668,300             6,633
  JOHNSTOWN, VILLAGE OF           1                250,000               295
  KALIDA, VILLAGE OF              4                109,800               935
  KENT, CITY OF                  44              5,759,600            21,743
  KENTON, CITY OF                47              2,372,700            20,314
  KETTERING, CITY OF            289             28,928,400           151,951
  KILLBUCK, CITY OF              79              4,467,300            38,920
  KIPTON, VILLAGE OF              2                135,000               432
  KNOX COUNTY *                  56              4,141,500            25,168
  LA RUE, VILLAGE OF             56              3,235,000            22,501
  LAKE COUNTY *                  60              7,632,400            31,974
  LAKEMORE, VILLAGE OF            1                 62,000               204
  LAKEVIEW, VILLAGE OF           45              2,220,100            20,531
  LAKEWOOD, CITY OF              21              4,165,300            15,693
  LANCASTER, CITY OF            602             46,534,300           333,530
  LAURELVILLE, VILLAGE OF        27              1,719,000            11,819
  LAWRENCE COUNTY *             377             41,787,500           173,500
  LEBANON, CITY OF               21              2,547,900            18,065
  LEETONIA, VILLAGE OF            1                 12,100               197
  LEXINGTON, VILLAGE OF           2                290,700               739
  LIBERTY CENTER, VILLAGE         5                612,500             4,021
  LICKING COUNTY *              140             17,732,400           111,154
  LIMA, CITY OF                  25              3,384,900            17,236
  LINCOLN HEIGHTS, CITY OF        2                332,000               525
  LISBON, VILLAGE OF              1                125,000               232
  LOCKBOURNE, VILLAGE OF          5                301,000             2,516
  LOCKLAND, VILLAGE OF            1                200,000             1,182
  LODI, VILLAGE OF                3                 79,000               760
  LOGAN COUNTY *                 70              6,391,500            30,374
  LOGAN, CITY OF                112             11,874,800            73,177
  LONDON,CITY OF                 17              1,578,500             7,097
  LORAIN COUNTY*                 99             10,596,600            56,116
  LORAIN, CITY OF               172             19,975,600            61,944
  LORDSTOWN, VILLAGE OF           2                 68,500               620
  LORE CITY, VILLAGE OF           5                191,000             1,737
  LOUDONVILLE, VILLAGE OF         4                236,000             2,213
  LOUISVILLE, CITY OF            39              3,997,200            21,331
  LOVELAND, CITY OF              53              6,497,900            40,219
  LOWELL, VILLAGE OF             36              1,476,200            13,737
  LOWELLVILLE, VILLAGE OF         1                155,000               261
  LOWER SALEM, VILLAGE OF         7                362,100             2,966
  LUCAS COUNTY*                 697             69,450,300           379,806
  LUCAS, VILLAGE OF               1                 33,000               426
  LYNCHBURG, VILLAGE OF           3                303,800             1,449
  LYNDHURST, CITY OF              4                702,700             1,546
  MACEDONIA, CITY OF             22              3,580,400            12,468
  MACKSBURG, VILLAGE OF           6                494,500             1,248
  MADEIRA, CITY OF                9              1,920,300             5,521
  MADISON COUNTY *               16              2,310,400             7,091
  MADISON, VILLAGE OF             7                665,000             3,012
  MAGNETIC SPRINGS, VILLAG        5                311,700             2,751
  MAGNOLIA, VILLAGE OF            1                250,000               330
  MAHONING COUNTY *             115             14,099,700            53,351
  MALTA, VILLAGE OF               6                110,900             1,406
  MALVERN, VILLAGE OF            18              1,046,000             9,067
  MANCHESTER, VILLAGE OF         93              4,625,700            36,086
  MANSFIELD, CITY OF             50              6,370,900            42,591
  MANTUA, VILLAGE OF             15              1,574,600             5,213
  MAPLE HEIGHTS, CITY OF          1                125,000               262
  MARBLEHEAD, VILLAGE OF         11              1,437,600             4,947
  MARIETTA, CITY OF             490             51,713,700           338,607
  MARION COUNTY*                112              9,614,400            53,151
  MARTINS FERRY, CITY OF         20              3,684,200            23,387
  MARYSVILLE, CITY OF            26              3,074,300            16,284
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MASON, CITY OF                 82              6,646,300            23,661
  MASSILLON, CITY OF             21              1,500,600            11,473
  MATAMORAS, VILLAGE OF          11                814,400             5,931
  MAUMEE, CITY OF                 6              1,073,500             3,417
  MAYFIELD, VILLAGE OF            9              1,227,300             4,629
  MCCONNELSVILLE, VILLAGE        10                936,800             6,532
  MCDONALD, VILLAGE OF            3                750,000             3,931
  MECHANICSBURG, VILLAGE O        1                 34,800               281
  MEDINA COUNTY *                99             13,640,700            51,573
  MEDINA, CITY OF                 1                188,000               263
  MEIGS COUNTY *                 98              6,976,700            35,959
  MENTOR-ON-THE-LAKE, CITY        1                 43,800               290
  MENTOR, CITY OF                23              4,641,800            17,424
  MERCER COUNTY *                86              9,956,400            41,685
  METAMORA, VILLAGE OF           12                733,100             5,247
  MIAMI COUNTY *                145             17,926,600            73,834
  MIAMISBURG, CITY OF            35              3,423,200            18,857
  MIDDLEBURG HEIGHTS, CITY       29              1,532,100             8,047
  MIDDLEFIELD, VILLAGE OF         2                270,500               629
  MIDDLEPORT, VILLAGE OF        149              7,506,100            63,901
  MIDDLETOWN, CITY OF             7                759,800             2,237
  MILFORD CENTER, VILLAGE         3                230,000               964
  MILFORD, CITY OF               17              2,235,900            10,684
  MILLBURY, VILLAGE OF            8                485,300             2,623
  MILLERSBURG, VILLAGE OF         2                714,000             2,058
  MILLERSPORT, VILLAGE OF        54              6,598,900            36,264
  MILLVILLE, VILLAGE OF          41              3,716,700            24,498
  MINERAL CITY, VILLAGE OF        3                105,000               915
  MINERVA, VILLAGE OF            13              1,494,600             5,344
  MINGO JUNCTION, CITY OF         7                772,400             3,558
  MOGADORE, VILLAGE OF            1                188,000               276
  MONROE COUNTY *                56              3,648,100            18,996
  MONROE, VILLAGE OF              3                503,400             2,043
  MONROEVILLE, VILLAGE OF         4                272,500             2,690
  MONTEZUMA, VILLAGE OF           5                201,200               959
  MONTGOMERY COUNTY *           441             43,068,100           184,994
  MONTGOMERY, CITY OF            16              3,227,400             5,868
  MONTPELIER,VILLAGE OF           5                458,000             2,986
  MORAINE, CITY OF              152             13,430,300            97,912
  MORELAND HILLS, VILLAGE        10              2,610,300             6,180
  MORGAN COUNTY*                 82              4,520,200            32,606
  MORROW COUNTY*                  8                890,800             4,327
  MORROW, VILLAGE OF             93              7,934,000            58,354
  MOSCOW, VILLAGE OF             53              3,965,400            27,247
  MOUNT HEALTHY, CITY OF          5                515,600             2,548
  MOUNT VERNON, CITY OF          99              7,145,600            50,501
  MT. GILEAD, VILLAGE OF         12                909,100             5,492
  MUNROE FALLS, CITY OF           6                452,900             2,228
  MURRAY CITY, VILLAGE OF        19              1,203,900             8,201
  MUSKINGUM COUNTY*             127             12,069,600            61,760
  NAPOLEON, CITY OF              33              2,639,100            12,790
  NAVARRE, VILLAGE OF             7              1,377,300             6,135
  NELSONVILLE, CITY OF          131              8,331,600            57,399
  NEVADA, VILLAGE OF              1                 17,000               279
  NEVILLE, VILLAGE OF            12              1,137,300             6,276
  NEW BOSTON, VILLAGE OF         12              1,087,900             2,755
  NEW CARLISLE, CITY OF           6                896,100             3,905
  NEW CONCORD, VILLAGE OF         1                 22,000               254
  NEW KNOXVILLE, VILLAGE O        3                423,500             1,614
  NEW LEXINGTON, VILLAGE O        9                816,700             5,308
  NEW LONDON, VILLAGE OF          5              1,196,900             4,558
  NEW MADISON, VILLAGE OF         1                125,000               232
  NEW MIAMI, VILLAGE OF         128              7,769,200            62,244
  NEW PARIS, VILLAGE OF          11                790,000             6,270
  NEW PHILADELPHIA, CITY O      163             13,732,900            82,289
  NEW RICHMOND, VILLAGE OF      287             24,315,100           166,045
  NEW STRAITSVILLE, VILLAG        1                 33,900               260
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NEWARK,CITY OF                364             30,127,800           198,120
  NEWCOMERSTOWN, TOWN OF         20              1,998,200            10,984
  NEWTON FALLS, CITY OF          14              2,638,300             8,046
  NEWTOWN, VILLAGE OF           124             11,702,300            76,816
  NEY, VILLAGE OF                 4                173,000             2,086
  NILES, CITY OF                119             12,760,800            67,291
  NOBLE COUNTY*                  27              2,491,700             8,244
  NORTH BALTIMORE, VILLAGE        1                 24,200               202
  NORTH BEND, VILLAGE OF          9                590,900             4,527
  NORTH CANTON, CITY OF         114              9,539,800            46,248
  NORTH COLLEGE HILL, CITY       19              1,564,800             9,093
  NORTH LEWISBURG, VILLAGE        1                136,300               628
  NORTH OLMSTED, CITY OF         81              9,950,600            49,682
  NORTH PERRY, VILLAGE OF         1                125,000               933
  NORTH RIDGEVILLE, CITY O      221             23,822,100           116,187
  NORTH ROYALTON, CITY OF        18              2,430,200             8,625
  NORTON, CITY OF                29              5,177,100            35,057
  NORWALK, CITY OF                7                719,000             4,048
  OAK HARBOR, VILLAGE OF         20              2,116,700            11,086
  OAKWOOD, VILLAGE OF            25              1,282,700            10,227
  OBERLIN, CITY OF               12              1,688,400             6,641
  OBETZ, VILLAGE OF              26              3,775,900            22,307
  OHIO CITY, VILLAGE OF           1                 92,700               578
  OLMSTED FALLS, CITY OF         22              3,112,300             8,782
  ONTARIO, VILLAGE OF             1                250,000               330
  ORANGE, VILLAGE OF              4              1,745,000             3,939
  OREGON, CITY OF               178             18,302,600            81,396
  ORRVILLE, CITY OF               1                 26,400               306
  OSTRANDER, VILLAGE OF           9              1,457,700             5,784
  OTTAWA COUNTY *             1,273            132,193,300           445,802
  OTTAWA HILLS, VILLAGE OF        7              1,640,800             3,616
  OTTAWA, VILLAGE OF            206             14,077,100            86,385
  OTTOVILLE, VILLAGE OF           3                181,400             2,076
  OXFORD, CITY OF                11              1,312,400             4,927
  PAINESVILLE, CITY OF          140              6,985,600            37,185
  PANDORA, VILLAGE OF             1                100,000               196
  PARMA HEIGHTS, CITY OF          2                146,400               862
  PARMA, CITY OF                 13              1,351,000             5,884
  PATASKALA, CITY OF             33              3,550,000            15,402
  PAULDING COUNTY *              59              4,686,200            22,039
  PAULDING, VILLAGE OF            2                 91,700               952
  PAYNE, VILLAGE OF               4                357,500             1,727
  PEMBERVILLE, VILLAGE OF         7                480,600             3,467
  PENINSULA, VILLAGE OF           6                733,600             3,686
  PEPPER PIKE, CITY OF           14              2,909,300             4,974
  PERRY COUNTY  *                33              3,367,300            13,000
  PERRYSBURG, CITY OF            10              1,533,300             3,279
  PERRYSVILLE, VILLAGE OF         3                202,600             1,845
  PICKAWAY COUNTY *              60              7,137,100            35,117
  PICKERINGTON, VILLAGE OF        9              1,755,900             4,679
  PIKE COUNTY*                   59              4,459,500            27,320
  PIKETON, VILLAGE OF             7                837,500             3,614
  PIONEER, VILLAGE OF             1                250,000               330
  PIQUA, CITY OF                 11              1,741,600             4,336
  PLAIN CITY, VILLAGE OF         17              1,808,400             6,787
  PLEASANT CITY, VILLAGE O        3                129,700               971
  POLAND, VILLAGE OF              7              1,133,000             1,992
  POMEROY, VILLAGE OF            41              3,388,200            24,878
  PORT CLINTON, CITY OF         619             41,570,800            99,836
  PORT JEFFERSON, VILLAGE         2                257,000               868
  PORTAGE COUNTY*               124             12,907,300            60,639
  PORTAGE, VILLAGE OF             4                179,300             1,287
  PORTSMOUTH, CITY OF            52              5,691,400            20,633
  POWELL, VILLAGE OF              7              1,938,200             2,578
  POWHATAN POINT, VILLAGE        66              3,420,400            31,377
  PREBLE COUNTY *                93              8,908,500            41,908
  PROCTORVILLE, VILLAGE OF       81              7,114,000            41,863
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PROSPECT, VILLAGE OF          119              8,131,500            55,457
  PUT-IN-BAY, VILLAGE OF         19              4,340,200            14,388
  PUTNAM COUNTY *                34              2,637,700            14,290
  QUAKER CITY, VILLAGE OF        34              1,937,300            19,430
  RACINE, VILLAGE OF             17                808,200             6,248
  RARDEN, VILLAGE OF              9                893,000             3,681
  RAVENNA, CITY OF                2                381,000               895
  RAYLAND, VILLAGE OF             6                436,200             2,055
  READING, CITY OF               10                833,600             1,810
  REMINDERVILLE, VILLAGE O        6              1,013,100             1,908
  REYNOLDSBURG, CITY OF         115             14,093,700            79,288
  RICHLAND COUNTY*               61              6,898,200            42,675
  RICHMOND HEIGHTS, CITY O        1                125,000               232
  RICHWOOD, VILLAGE OF            9                557,800             3,355
  RIPLEY, VILLAGE OF             81              6,222,000            47,415
  RITTMAN, CITY OF               91              8,094,600            45,137
  RIVERLEA, VILLAGE OF            1                310,000               326
  RIVERSIDE, CITY OF             52              3,199,400            23,838
  ROAMING SHORES, VILLAGE         9              1,446,300             5,504
  ROCK CREEK, VILLAGE OF          1                123,000               817
  ROCKFORD, VILLAGE OF            2                 94,000               396
  ROCKY RIVER, CITY OF           26              4,300,900            17,113
  ROGERS, VILLAGE OF              9                422,500             3,585
  ROME, VILLAGE OF                4                185,500             1,078
  ROSEVILLE, VILLAGE OF           2                227,100               678
  ROSS COUNTY *                 161             12,998,000            82,157
  ROSSFORD, CITY OF               3                422,500             1,424
  ROSWELL, VILLAGE OF             1                 25,000               201
  RUSSELLS POINT, VILLAGE        27              1,272,800            10,760
  RUSSIA, VILLAGE OF              6                432,100             3,357
  RUTLAND, VILLAGE OF            29              1,392,500             9,390
  SABINA, VILLAGE OF             24              1,555,500            12,243
  SALEM, CITY OF                  1                 20,300               274
  SALINEVILLE, VILLAGE OF         2                238,000               773
  SANDUSKY COUNTY *             123             10,487,500            63,318
  SANDUSKY, CITY OF             292             38,800,100           122,607
  SCIO,VILLAGE OF                 4                432,300             4,240
  SCIOTO COUNTY *               448             43,693,800           206,964
  SEBRING, VILLAGE OF             3              1,527,000             8,183
  SENCECAVILLE, VILLAGE OF        2                215,600             1,246
  SENECA COUNTY *                40              3,433,400            22,141
  SEVEN HILLS, CITY OF            1                188,000               293
  SEVEN MILE, VILLAGE OF          3                458,700             1,053
  SEVILLE, VILLAGE OF            11              1,473,200             6,231
  SHADYSIDE, VILLAGE OF           8                508,500             3,647
  SHAKER HEIGHTS, CITY OF        67             10,400,600            48,697
  SHARONVILLE,CITY OF            72             24,865,500            91,420
  SHEFFIELD LAKE, CITY OF        29              2,557,400            13,160
  SHEFFIELD, VILLAGE OF           3                231,000               822
  SHELBY COUNTY *               132             12,203,000            66,026
  SHELBY, CITY OF               100             11,923,800            79,041
  SHERRODSVILLE, VILLAGE O        6                324,300             2,978
  SIDNEY, CITY OF               143              9,838,300            68,003
  SILVER LAKE, VILLAGE OF         3                673,300             1,688
  SMITHVILLE, VILLAGE OF          1                 78,600               589
  SOLON, CITY OF                 11              3,706,900             7,152
  SOMERVILLE, VILLAGE OF         10                904,100             5,309
  SOUTH AMHERST, VILLAGE O        4                313,000             2,483
  SOUTH BLOOMFIELD, VILLAG        2                185,000               903
  SOUTH EUCLID, CITY OF           4                794,200             1,629
  SOUTH LEBANON, VILLAGE O      104              7,764,700            51,885
  SOUTH POINT, VILLAGE OF        37              5,911,700            22,876
  SPRING VALLEY, VILLAGE O       15              1,262,100             7,280
  SPRINGBORO, CITY OF            23              3,953,800            16,015
  SPRINGDALE, CITY OF            15              3,600,200            18,670
  SPRINGFIELD, CITY OF           23              3,687,100            19,883
  ST. BERNARD, CITY OF            1                 78,000               488
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ST. LOUISVILLE, VILLLAGE        1                620,000             2,180
  ST. MARYS, CITY OF             67              5,608,300            34,904
  ST. PARIS, VILLAGE OF           4                375,000               827
  STARK COUNTY*                 196             28,711,400           123,567
  STEUBENVILLE, CITY OF           6                611,800             3,120
  STOCKPORT, VILLAGE OF           5                779,200             2,917
  STOW, CITY OF                 104             14,614,900            60,706
  STRASBURG, CITY OF              2                219,100             1,723
  STRATTON, VILLAGE OF           34              1,709,300            16,678
  STREETSBORO, CITY OF            7              1,495,000             4,315
  STRONGSVILLE, CITY OF          22              3,931,300            11,819
  SUGAR GROVE, VILLAGE OF        13              1,134,700             7,703
  SUGARCREEK, VILLAGE OF          1                400,000             3,547
  SUMMIT COUNTY *               133             21,588,300            66,064
  SUNBURY, VILLAGE OF             5                762,200             2,350
  SWANTON, VILLAGE OF            11              1,014,400             6,733
  SYLVANIA, CITY OF              27              3,706,100            14,583
  SYRACUSE, VILLAGE OF           35              2,166,800            12,805
  TALLMADGE, CITY OF              5              1,559,700             6,001
  TERRACE PARK, VILLAGE OF       27              5,157,700            11,152
  TIFFIN, CITY OF                99              7,942,500            52,832
  TILTONSVILLE, VILLAGE OF        5                984,600             4,527
  TIPP CITY, CITY OF             17              1,501,200             6,696
  TOLEDO, CITY OF             1,509            140,576,500           811,670
  TORONTO, CITY OF                3                446,000             2,262
  TREMONT CITY, VILLAGE OF        2                152,000             1,115
  TRENTON, CITY OF                9                773,600             3,592
  TRIMBLE,VILLAGE OF             15                587,100             5,905
  TROTWOOD, CITY OF              45              6,125,900            25,828
  TROY, CITY OF                 146             14,520,400            66,152
  TRUMBULL COUNTY *             364             30,523,400           165,326
  TUSCARAWAS COUNTY*             80              9,448,400            36,013
  TWINSBURG, CITY OF             29              3,660,300            11,340
  UHRICHSVILLE, CITY OF          50              4,609,700            22,080
  UNION COUNTY *                 53              6,004,600            28,792
  UNION, CITY OF                  1                 54,800               265
  UPPER ARLINGTON, CITY OF       28              5,927,900            18,248
  UPPER SANDUSKY, CITY OF         1                125,000               494
  URBANA, CITY OF                46              3,715,900            20,890
  UTICA, VILLAGE OF               9                923,300             6,538
  VALLEY VIEW, VILLAGE OF        83             18,729,700            70,070
  VALLEYVIEW, VILLAGE OF          5                415,100             3,648
  VAN WERT COUNTY*               10                602,800             3,424
  VAN WERT, CITY OF               1                 45,000               429
  VANDALIA, CITY OF               9              1,276,000             3,981
  VERMILION, CITY OF            244             43,989,700           187,659
  VERSAILLES, VILLAGE OF         17              1,434,400            12,398
  VINTON COUNTY *                14              1,164,700             6,517
  VINTON, VILLAGE OF              6                278,500             2,639
  WADSWORTH, CITY OF              8              2,157,100            13,420
  WAITE HILL, VILLAGE OF          2                348,000               513
  WAKEMAN, VILLAGE OF             2                281,400             1,336
  WALBRIDGE, VILLAGE OF          53              3,811,300            27,080
  WALTON HILLS, VILLAGE OF        4                542,900             2,189
  WAPAKONETA, CITY OF            16              2,132,000            10,373
  WARREN COUNTY*                253             29,216,900           125,874
  WARREN, CITY OF                83              8,671,000            48,169
  WARRENSVILLE HEIGHTS, CI        4                810,800             3,036
  WARSAW, VILLAGE OF              5                413,300             3,270
  WASHINGTON COUNTY *           251             22,073,500           131,717
  WASHINGTON COURTHOUSE, C       46              3,962,200            18,043
  WATERVILLE, VILLAGE OF         22              3,304,700            11,080
  WAUSEON, CITY OF                1                500,000             1,964
  WAVERLY, CITY OF               49              6,848,900            48,353
  WAYNE COUNTY *                 82              6,510,600            37,700
  WAYNESBURG, VILLAGE OF          2                119,100               773
  WAYNESVILLE, VILLAGE OF         4                864,000             2,587
  
                               Policy Statistics
                                Ohio
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  WELLINGTON, VILLAGE OF          4                868,000             1,333
  WELLSTON, CITY OF               3                255,700             1,601
  WELLSVILLE, CITY OF            40              1,925,200            13,034
  WEST ALEXANDRIA, VILLAGE        1                150,000               289
  WEST CARROLLTON, CITY OF      424             34,400,700           222,299
  WEST JEFFERSON, VILLAGE         1                 35,000               318
  WEST LIBERTY, VILLAGE OF       10                965,000             6,521
  WEST MANSFIELD, VILLAGE         1                188,000               276
  WEST MILTON, VILLAGE OF         4                360,100             1,594
  WESTERVILLE, CITY OF           32              7,519,200            14,831
  WESTLAKE, CITY OF              25              3,796,400            14,997
  WHITEHALL, CITY OF            249             19,612,300           134,476
  WHITEHOUSE, VILLAGE OF         21              2,733,400            11,780
  WICKLIFFE, CITY OF              6                624,200             3,545
  WILLARD, CITY OF                3                194,800             1,692
  WILLIAMS COUNTY*               65              4,429,600            27,948
  WILLIAMSBURG, VILLAGE OF        1                 74,000               440
  WILLOUGHBY HILLS, CITY O       86              9,458,700            48,016
  WILLOUGHBY, CITY OF           148             15,530,400            68,057
  WILLOWICK, CITY OF              4                559,800             2,000
  WILMINGTON, CITY OF            10              1,569,000             6,437
  WINDHAM, VILLAGE OF             3                 96,800               909
  WINTERSVILLE, VILLAGE OF        3                337,700             1,177
  WOOD COUNTY *                 128             17,226,600            71,699
  WOODLAWN, VILLAGE OF            3                321,100             1,681
  WOODVILLE, VILLAGE OF           8                553,700             2,685
  WORTHINGTON, CITY OF           22              4,332,100            12,546
  WYANDOT COUNTY*                12              1,230,400             4,517
  WYOMING, CITY OF                8              1,270,800             2,657
  XENIA, CITY OF                 50              5,177,200            28,346
  YORKVILLE, VILLAGE OF          17              1,108,900             8,858
  YOUNGSTOWN, CITY OF            32              7,097,300            35,156
  ZANESFIELD, VILLAGE OF          1                165,000               596
  ZANESVILLE, CITY OF            22              3,585,900            13,509
  ZOAR, VILLAGE OF                1                250,000               300

  Total for Ohio
                             34,738          3,589,607,500        18,626,166

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                               Policy Statistics
                                Oklahoma
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADA, CITY OF                   10                859,300             5,620
  ADAIR COUNTY*                  16              1,378,700             6,048
  AFTON, TOWN OF                  4                323,300             1,719
  ALEX, TOWN OF                   3                 85,900             1,018
  ALINE, TOWN OF                  2                 75,600               837
  ALTUS, CITY OF                  6                785,600             2,289
  ALVA, CITY OF                   2                138,400               776
  ANADARKO, CITY OF               7                530,200             4,124
  ANTLERS, TOWN OF               16                569,500             4,881
  APACHE, CITY OF                50              1,196,000            11,750
  ARAPAHO, TOWN OF                1                 62,000               171
  ARDMORE,CITY OF                35              4,770,700            25,296
  ARKOMA, TOWN OF                 3                 71,100               733
  AVANT, TOWN OF                 20                658,300             7,480
  BARNSDALL, CITY OF             16                603,900             9,812
  BARTLESVILLE, CITY OF         288             28,054,800           129,018
  BEAVER, TOWN OF                 3                 52,000             1,011
  BECKHAM COUNTY *                3                 85,000             1,009
  BEGGS, CITY OF                  3                231,000               839
  BETHANY, CITY OF                9                981,000             1,775
  BETHEL ACRES, TOWN OF           3                312,000             1,419
  BIXBY, TOWN OF                465             44,414,900           261,345
  BLACKWELL, CITY OF             87              4,772,100            36,693
  BLAINE COUNTY                   1                 72,000               369
  BLAIR, TOWN OF                  2                162,000               979
  BLANCHARD, CITY OF             12                967,800             5,002
  BOISE CITY, CITY OF             3                 59,500             1,453
  BOKCHITO, TOWN OF               1                 19,500               253
  BOKOSHE, TOWN OF                1                 62,000               179
  BOYNTON, TOWN OF                1                 46,200               469
  BROKEN ARROW, CITY OF         195             27,766,500            86,561
  BROKEN BOW, CITY OF             4                143,000             1,294
  BRYAN COUNTY *                 26              2,287,000            10,078
  BUFFALO, TOWN OF                8                371,000             3,462
  BURLINGTON, TOWN OF            21                902,400             9,894
  BYARS,TOWN OF                   1                 48,000               470
  CACHE,TOWN OF                  48              4,690,500            28,493
  CADDO COUNTY *                 11                572,900             4,917
  CADDO, TOWN OF                  1                 16,000               163
  CALUMET, TOWN OF                2                 80,000               877
  CAMERON,TOWN OF                 2                134,000             2,228
  CANADIAN COUNTY*               21              1,130,700             7,085
  CANADIAN, TOWN OF               1                 50,000               557
  CARTER, TOWN OF                 2                 63,000               699
  CATOOSA, CITY OF               22              3,392,200             9,117
  CHANDLER, CITY OF               1                 20,000               305
  CHELSEA, CITY OF                3                141,600               907
  CHEROKEE COUNTY*               37              2,244,400            18,109
  CHEROKEE, CITY OF             120              4,809,800            47,110
  CHICKASHA, CITY OF            217             19,948,100           141,326
  CHOCTAW COUNTY*                26                839,100             9,704
  CHOCTAW, CITY OF               34              3,741,400            17,583
  CLAREMORE, CITY OF             62              6,236,700            26,814
  CLEVELAND COUNTY*              58              6,425,000            33,033
  CLINTON,CITY OF                 2                170,000               558
  COAL COUNTY*                    3                321,900             1,723
  COALGATE, CITY OF               3                276,500             1,089
  COLLINSVILLE, CITY OF          16              1,509,100             6,077
  COMANCHE COUNTY *              76              8,407,900            35,014
  COMANCHE, CITY OF              25                854,700             7,853
  COTTON COUNTY*                  7                394,300             4,823
  COVINGTON, TOWN OF              1                 53,000               493
  COWETA, CITY OF                41              4,917,100            21,704
  COYLE, TOWN OF                  1                 25,000               313
  CRAIG COUNTY*                  21              1,693,700            10,054
  CREEK COUNTY*                  88             12,189,700            49,634
  CRESCENT, CITY OF               9                583,200             2,647
  
                               Policy Statistics
                                Oklahoma
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CUSHING, CITY OF                8                589,400             2,578
  DAVIDSON, TOWN OF               2                 76,000               262
  DAVIS, CITY OF                 10                456,200             4,143
  DEL CITY, CITY OF             383             25,008,500           176,575
  DELAWARE COUNTY *              95             11,104,900            43,235
  DEWAR, TOWN OF                  7                249,000             1,685
  DEWEY, CITY OF                 35              3,240,200            14,729
  DOVER, TOWN OF                 16                473,700             5,102
  DRUMRIGHT, CITY OF              4                315,500               769
  DUNCAN, CITY OF                58              6,111,900            28,745
  DURANT, CITY OF                10                965,000             5,050
  EDMOND, CITY OF               177             28,128,500            65,307
  EL RENO, CITY OF               44              3,287,600            14,950
  ELK CITY, CITY OF               8                703,100             4,580
  ENID, CITY OF                 238             20,813,300           113,336
  EUFAULA, CITY OF                1                 93,000               196
  FAIRFAX, TOWN OF                4                193,200             2,088
  FAIRLAND, TOWN OF               2                 62,000               524
  FAIRVIEW, CITY OF              19              2,839,100            12,104
  FOREST PARK, CITY OF            2                115,000               632
  FORT COBB, TOWN OF              2                145,400               609
  FORT GIBSON, TOWN OF           21              1,980,800             7,234
  FREDERICK, CITY OF              1                 93,000               206
  GAGE, TOWN OF                   1                 62,000               179
  GARFIELD COUNTY*               23              2,164,600            11,066
  GENE AUTRY, TOWN OF             5                166,400             1,391
  GLENPOOL, CITY OF              29              3,267,400            14,770
  GOLDSBY, TOWN OF                3                160,400             1,055
  GRADY COUNTY*                  51              4,254,900            25,423
  GREER COUNTY*                   2                 78,300               726
  GROVE, TOWN OF                 19              2,928,600             8,691
  GUTHRIE, CITY OF               96              6,499,700            44,553
  GUYMON, CITY OF                 4                221,600             1,686
  HAILEYVILLE, CITY OF            2                 30,100               577
  HARRAH, CITY OF                18              1,182,400             8,584
  HARTSHORNE, CITY OF             1                 85,500               804
  HASKELL, TOWN OF                4                241,900             1,678
  HEALDTON, CITY OF              14                918,600             8,404
  HEAVENER, CITY OF               4                160,200             1,138
  HENRYETTA, CITY OF             46              3,737,600            27,860
  HOBART, CITY OF                 3                 93,300             1,092
  HOLDENVILLE, CITY OF            5                126,000             1,521
  HOLLIS, CITY OF                19                533,700             6,745
  HOMINY, CITY OF                 5              1,225,500             4,219
  HOWE, TOWN OF                   1                 93,000               206
  HUGHES COUNTY *                 6                243,900             3,606
  HUGO, CITY OF                   3                 89,800               489
  HYDRO, TOWNSHIP OF              1                250,000               330
  IDABEL, CITY OF                25                776,500             7,208
  INOLA, TOWN OF                 18              2,357,300             8,591
  JACKSON COUNTY*                 4                385,800             1,649
  JEFFERSON, TOWN OF              4                187,700             1,949
  JENKS, CITY OF                 80              9,846,200            38,059
  JONES CITY, TOWN OF            26              1,512,800            11,311
  KAY COUNTY*                    50              2,874,700            20,057
  KIEFER, TOWN OF                 7                466,600             2,985
  KINGFISHER COUNTY              46              2,848,000            17,808
  KINGFISHER, CITY OF            65              4,228,800            35,436
  KINTA, CITY OF                  1                 15,000               236
  KIOWA COUNTY*                   2                 90,000               858
  KREBS, CITY OF                  1                 52,000               537
  LAHOMA, TOWN OF                 5                194,800             1,572
  LATIMER COUNTY*                12                532,700             5,588
  LAVERNE, TOWN OF                1                125,000               262
  LAWTON, CITY OF               761             81,057,600           323,952
  LE FLORE COUNTY *              16                847,000             6,755
  LEXINGTON, CITY OF             91              5,419,600            37,817
  
                               Policy Statistics
                                Oklahoma
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LINCOLN COUNTY*                16                731,700             4,248
  LINDSAY, CITY OF              146              6,913,500            57,431
  LOCUST GROVE, TOWN OF           5                238,000             1,338
  LOGAN COUNTY *                 61              5,861,200            20,225
  LONE GROVE, TOWN OF            11              1,004,800             4,504
  LONE WOLF, TOWN OF              2                 54,000               412
  LUTHER, TOWN OF                 1                155,000               236
  MADILL, CITY OF                 5                691,400             4,647
  MARIETTA, CITY OF               1                 66,000               653
  MARLOW, CITY OF                 3                216,500             1,325
  MARSHALL COUNTY                17              1,266,800             6,794
  MARTHA, TOWN OF                 1                188,000               293
  MAUD, CITY OF                   1                 35,200               373
  MAYES COUNTY*                  48              4,136,300            22,999
  MAYSVILLE, TOWN OF              2                 87,000               285
  MCALESTER, CITY OF             68              6,679,700            40,091
  MCCLAIN COUNTY*                58              5,331,400            32,680
  MCCURTIN, CITY OF               1                 73,000               553
  MCLOUD, TOWN OF                 9                455,400             4,368
  MEDFORD, CITY OF                6                207,500             1,717
  MEEKER, CITY OF                 4                213,500               988
  MIAMI, CITY OF                325             20,805,400           152,105
  MIDWEST CITY, CITY OF         193             14,783,800            75,322
  MOFFETT, TOWN OF               15                330,500             5,047
  MOORE, CITY OF                185             14,192,700            77,554
  MOORELAND, TOWN OF             13                554,300             4,915
  MOUNTAIN PARK, TOWN OF          1                 33,000               267
  MOUNTAIN VIEW, TOWN OF          1                310,000               301
  MULDROW, TOWN OF               18                629,800             5,782
  MUSKOGEE COUNTY *              69              7,073,900            35,428
  MUSKOGEE, CITY OF             102             15,032,000            62,793
  MUSTANG, CITY OF               18              2,424,100             7,679
  NASH, TOWN OF                   1                 15,000               230
  NEW CORDELL, CITY OF            2                 98,400               968
  NEWCASTLE, CITY OF             25              4,790,100            17,088
  NEWKIRK,CITY OF                 1                100,000               620
  NICHOLS HILLS, CITY OF          6              1,158,100             2,745
  NICOMA PARK, TOWN OF            4                475,000             2,305
  NINNEKAH, TOWN OF              14                988,400             6,724
  NOBLE COUNTY                    9                359,700             3,126
  NOBLE, CITY OF                  6                465,000             1,872
  NORMAN,CITY OF                276             44,500,900           150,496
  NORTH ENID, TOWN OF             5                341,400             1,947
  NOWATA, CITY OF                13              1,722,800            12,022
  OKEMAH,CITY OF                  1                 51,000               488
  OKLAHOMA CITY, CITY OF      1,730            235,205,000           877,718
  OKLAHOMA COUNTY*              137             15,337,700            82,562
  OKMULGEE COUNTY *              56              4,310,900            28,887
  OKMULGEE, CITY OF               7                671,200             1,857
  OOLOGAH, TOWN OF                6                806,300             4,452
  OSAGE COUNTY*                  68              5,859,200            27,562
  OTTAWA COUNTY *                99              5,719,500            62,688
  OWASSO, CITY OF                73              8,466,900            24,198
  PAULS VALLEY, CITY OF         292             19,560,600           142,230
  PAWHUSKA, CITY OF             104              3,865,900            37,790
  PAWNEE, CITY OF                17                577,700             6,099
  PAYNE COUNTY*                  22              1,654,100             8,214
  PERKINS, TOWN OF                1                 35,000               296
  PERRY, CITY OF                  8                676,300             2,151
  PICHER, CITY OF                 3                127,000             1,095
  PIEDMONT, CITY OF              15              1,445,500             5,610
  PITTSBURG COUNTY *              2                 71,000               640
  PITTSBURG, TOWN OF              1                 20,500               503
  POCOLA, TOWN OF                18              1,340,700             6,096
  PONCA CITY, CITY OF           157             12,210,800            62,044
  POTEAU, CITY OF                15              2,844,000            14,218
  POTTAWATOMIE COUNTY*           64              4,842,100            33,060
  
                               Policy Statistics
                                Oklahoma
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PRAGUE, CITY OF                 5                245,500             2,192
  PRYOR CREEK,CITY OF            29              2,881,500            15,643
  PURCELL, CITY OF                7                608,700             3,516
  QUINTON, TOWN OF                7                323,800             2,719
  RAMONA, TOWN OF                 3                235,000             2,157
  RED OAK, TOWN OF                3                114,000               887
  ROFF, TOWN OF                   1                 32,000               348
  ROGERS COUNTY*                143             18,650,600            78,166
  ROLAND, TOWN OF                12                824,200            10,700
  RUSH SPRINGS, TOWN OF           5                163,400             1,701
  SALINA, TOWN OF                 5                660,100             1,723
  SALLISAW, CITY OF              44              2,556,100            16,004
  SAND SPRINGS, CITY OF         237             25,494,100           123,160
  SAPULPA, CITY OF              143              9,157,400            60,632
  SAYRE, CITY OF                  3                 83,700             1,018
  SEMINOLE COUNTY*               11                676,900             4,381
  SEMINOLE, CITY OF              12                821,600             4,679
  SEQUOYAH COUNTY *              28              1,261,500            12,115
  SHAWNEE, CITY OF               81              6,351,400            35,892
  SKIATOOK, TOWN OF              54              4,432,800            19,724
  SLAUGHTERVILLE, TOWN OF        10                578,400             4,796
  SNYDER, CITY OF                11                524,000             3,816
  SOUTH COFFEYVILLE, TOWN         1                 41,300               419
  SPENCER, CITY OF               15              1,336,200             5,501
  SPERRY, TOWN  OF               15              1,416,300             5,871
  SPIRO, TOWN OF                  2                 74,000               424
  STEPHENS COUNTY *               6                641,400             3,125
  STERLING, TOWN OF               1                 31,600               345
  STIGLER, CITY OF                1                 37,500               390
  STILLWATER, CITY OF           239             24,617,600            90,760
  STILLWELL, CITY OF              2                 55,000               507
  STRATFORD, TOWN OF              3                185,000             1,064
  STRINGTOWN, TOWN OF             1                 20,000               257
  STROUD, CITY OF                 1                 27,000               404
  TAHLEQUAH, CITY OF             44              3,405,900            19,150
  TALIHINA, TOWN OF               1                 93,000               206
  TECUMSEH, CITY OF               7                529,000             4,231
  THE VILLAGE, CITY OF           28              2,420,100            12,813
  TISHOMINGO, CITY OF             1                 62,000               179
  TONKAWA, CITY OF                5                472,000             1,568
  TULSA COUNTY *                415             46,056,300           181,695
  TULSA, CITY OF              1,945            269,288,200           786,701
  TUTTLE, TOWN OF                17              1,815,200             8,026
  UNION CITY, TOWN OF             1                 92,000               461
  VALLEY BROOK, TOWN OF           2                 82,000               326
  VERDEN, TOWN OF                 2                 34,900               562
  VINITA, CITY OF                34              3,699,200            20,792
  WAGONER COUNTY*               131             14,814,600            64,384
  WAGONER, CITY OF               28              1,887,300            11,271
  WALTERS, CITY OF               14              1,590,200            10,659
  WARNER, TOWN OF                 2                196,000             1,304
  WARR ACRES, CITY OF            35              5,228,100            15,649
  WASHINGTON COUNTY              62              4,786,400            30,150
  WATONGA, CITY OF               14                641,400             4,884
  WAURIKA, CITY OF               16                922,600             6,466
  WAYNOKA, CITY OF                2                118,300               493
  WEATHERFORD, CITY OF            2                327,200               865
  WEBBERS FALLS, TOWN OF         20              1,264,500            11,340
  WELEETKA, TOWN OF               5                105,400             1,236
  WESTVILLE, TOWN OF              1                 75,000               458
  WILBURTON, CITY OF              1                  3,300               218
  WILSON, CITY OF                 2                 61,000               716
  WOODS COUNTY *                  5                375,400             1,920
  WOODWARD COUNTY *              14                868,600             5,687
  WOODWARD, CITY OF             253             16,330,800           110,482
  WYANDOTTE, TOWN OF              2                 56,400               399
  WYNNEWOOD, CITY OF              4                133,000             1,168
  YUKON, CITY OF                120             12,091,400            57,020

  Total for Oklahoma
                             14,056          1,446,102,900         6,483,666

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                               Policy Statistics
                                Oregon
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMS, CITY OF                 12                896,500             4,959
  ADRIAN, CITY OF                 2                357,500               617
  ALBANY, CITY OF               206             30,753,200           101,478
  ARLINGTON, CITY OF              1                125,000               232
  ASHLAND, CITY OF               94             17,101,700            43,569
  ASTORIA, CITY OF               41              6,898,500            23,482
  ATHENA, CITY OF                34              2,459,900            10,547
  AUMSVILLE, CITY OF             17              2,516,700             6,025
  AURORA, CITY OF                 5              1,381,500             2,881
  BAKER CITY, CITY OF           133             11,982,400            56,283
  BAKER COUNTY*                  21              2,393,500             8,633
  BANDON, CITY OF                50              9,905,400            45,562
  BARLOW, CITY OF                 2                225,300               803
  BAY CITY, CITY OF              12              1,476,200             5,097
  BEAVERTON,CITY OF             255             43,952,600           163,834
  BEND, CITY OF                  48             10,128,000            25,282
  BENTON COUNTY *               341             43,423,000           150,507
  BONANZA, CITY OF                1                 70,000               541
  BROOKINGS, CITY OF             19              3,146,500             6,957
  BROWNSVILLE, CITY OF           34              4,422,300            14,932
  BURNS PAIUTE RESERVATION       15                863,000             4,858
  BURNS, CITY OF                195             11,507,300            74,951
  CANBY, CITY OF                 23              4,250,200            10,060
  CANNON BEACH, CITY OF         242             61,880,200           161,063
  CANYON CITY, CITY OF            5                362,700             2,395
  CANYONVILLE, CITY OF            8                838,600             2,855
  CARLTON, CITY OF                2                240,000             1,212
  CASCADE LOCKS, CITY OF          4                780,200             2,171
  CAVE JUNCTION, CITY OF          1                192,500               884
  CENTRAL POINT, CITY OF        290             34,355,100           113,923
  CHILOQUIN, CITY OF              3                402,700             1,507
  CLACKAMAS COUNTY*           1,091            206,921,700           592,296
  CLATSKANIE, CITY OF            23              3,674,400            15,452
  CLATSOP COUNTY*               433             67,536,000           219,815
  COBURG, CITY OF                34              7,817,400            16,236
  COLUMBIA COUNTY*              236             33,604,300           112,146
  COLUMBIA, CITY OF              16              3,142,600             5,327
  CONDON, CITY OF                 1                 60,000               403
  COOS BAY, CITY OF             123             18,223,700            99,032
  COOS COUNTY *                 193             25,331,000           105,039
  COQUILLE, CITY OF               3                195,700             1,103
  CORNELIUS, CITY OF             14              2,613,200             4,672
  CORVALLIS, CITY OF            366             59,733,400           199,773
  COTTAGE GROVE, CITY OF         91             12,852,700            40,308
  CRESWELL, CITY OF              64             12,248,000            23,717
  CROOK COUNTY *                 48              5,513,200            23,178
  CULVER, CITY OF                25              2,015,500            11,803
  CURRY COUNTY *                201             33,724,400            80,289
  DALLAS, CITY OF               114             16,768,300            42,470
  DAYTON, CITY OF                 5                607,900             1,576
  DEPOE BAY, CITY OF            111             19,824,400            25,990
  DESCHUTES COUNTY *            134             31,390,700            57,509
  DETROIT, CITY OF                1                250,000             3,197
  DOUGLAS COUNTY *            1,163            152,979,700           510,498
  DRAIN, CITY OF                 62              5,304,800            28,989
  DUFUR, CITY OF                 11              1,138,300             4,894
  DUNDEE, CITY OF                 2                560,000               582
  DUNES CITY, CITY OF             1                188,000               251
  DURHAM, CITY OF                 8              2,000,000             3,312
  EAGLE POINT, CITY OF           61              7,931,000            30,176
  ECHO, CITY OF                   4                586,200             2,263
  ELGIN, CITY OF                  9                771,600             3,470
  ELKTON, CITY OF                 7                524,400             3,913
  ENTERPRISE, CITY OF            58              6,793,700            27,069
  ESTACADA, CITY OF               1                 51,700               398
  EUGENE, CITY OF               808            157,692,100           396,511
  FAIRVIEW, CITY OF              47             11,355,400            19,445
  
                               Policy Statistics
                                Oregon
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FALLS CITY, CITY OF             2                337,000             1,322
  FLORENCE, CITY OF             108             18,177,200            36,736
  FOREST GROVE, CITY OF          10              1,760,100             3,510
  FOSSIL, CITY OF                 8                460,900             2,780
  GARIBALDI, CITY OF             12              2,205,500             9,560
  GASTON, TOWN OF                 5                557,000             2,184
  GATES, CITY OF                  1                103,500               782
  GEARHART, CITY OF             123             21,035,700            46,136
  GERVAIS, CITY OF                1                 50,000               314
  GILLIAM COUNTY *                6                553,200             1,653
  GLADSTONE, CITY OF             34              8,407,700            20,092
  GLENDALE, CITY OF               1                 93,000               206
  GOLD BEACH, CITY OF            25              4,227,200            12,867
  GOLD HILL, CITY OF             15              1,927,600             7,034
  GRANT COUNTY *                 18              2,071,700             7,187
  GRANTS PASS, CITY OF          207             28,195,400            85,423
  GRESHAM, CITY OF               37              6,058,400            17,227
  HAINES, CITY OF                 1                 93,000               196
  HALFWAY, TOWN OF                1                 66,000               530
  HAMMOND, CITY OF               11              2,139,000             3,083
  HAPPY VALLEY, CITY OF           1                310,000               351
  HARNEY COUNTY *                74              5,511,200            29,660
  HARRISBURG, CITY OF            11              2,367,000             3,026
  HELIX, CITY OF                 25              2,461,600            13,572
  HEPPNER, CITY OF               58              4,129,500            27,803
  HILLSBORO, CITY OF             68             12,826,300            29,361
  HINES, CITY OF                 17              1,224,900             7,525
  HOOD RIVER COUNTY *            16              2,183,900             6,922
  HOOD RIVER, CITY OF             1                310,000               326
  HUNTINGTON,CITY OF              1                125,000               232
  IDANHA, CITY OF                 2                257,500               830
  INDEPENDENCE, CITY OF          53              7,984,500            17,752
  IONE, CITY OF                  31              2,009,700            12,400
  IRRIGON, CITY OF                1                 93,000               196
  ISLAND CITY, CITY OF            9              1,273,200             4,251
  JACKSON COUNTY *              774            114,720,200           324,876
  JACKSONVILLE, CITY OF          37              5,983,300            16,252
  JEFFERSON COUNTY *             50             13,344,800            42,276
  JEFFERSON, CITY OF             17              2,491,500             6,640
  JOHN DAY, CITY OF              49              4,474,700            23,963
  JORDAN VALLEY, CITY OF         10                709,500             5,706
  JOSEPH, CITY OF                 3                473,700               907
  JOSEPHINE COUNTY *            635             88,635,800           262,670
  JUNCTION CITY, CITY OF        232             25,441,400           118,945
  KEIZER, CITY OF               769            138,824,300           255,867
  KING CITY, CITY OF              4                591,000               995
  KLAMATH COUNTY *              100             11,207,300            41,281
  KLAMATH FALLS, CITY OF         21              2,338,400             8,954
  LA GRANDE, CITY OF             64              9,127,700            27,186
  LAKE COUNTY *                  37              3,640,600            11,231
  LAKE OSWEGO, CITY OF          224             59,311,000           154,379
  LAKESIDE, CITY OF              38              4,227,600            17,494
  LAKEVIEW, CITY OF               4                280,000             1,105
  LANE COUNTY*                2,102            312,340,500         1,022,596
  LEBANON, CITY OF               22              3,374,900             6,664
  LEXINGTON, CITY OF              5                233,800             2,343
  LINCOLN CITY, CITY OF         634             62,230,300           266,226
  LINCOLN COUNTY *              899            158,117,400           470,566
  LINN COUNTY*                  464             65,413,900           212,638
  LONG CREEK, CITY OF             1                  6,000               154
  LOSTINE, CITY OF                1                310,000               316
  LOWELL, CITY OF                 1                125,100               431
  LYONS, CITY OF                 14              2,553,100             5,566
  MADRAS, CITY OF                75              9,376,100            59,499
  MALHEUR COUNTY*                86              7,354,800            36,850
  MANZANITA, CITY OF             67             14,757,400            48,138
  MARION COUNTY*                307             50,296,300           121,539
  
                               Policy Statistics
                                Oregon
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MCMINNVILLE, CITY OF           14              2,819,100             5,406
  MEDFORD, CITY OF              222             32,240,100            86,816
  MILL CITY, CITY OF              5                888,600             2,423
  MILLERSBURG, CITY OF            2                525,000             1,828
  MILTON-FREEWATER, CITY O        5                821,000             1,562
  MILWAUKIE, CITY OF             48              8,966,200            36,413
  MOLALLA, CITY OF                7              1,104,900             3,878
  MONMOUTH, CITY OF              15              2,832,700             3,906
  MONROE, CITY OF                 4                531,700             1,674
  MORROW COUNTY *                15              1,080,100             5,888
  MT. ANGEL, CITY OF              2                226,000               430
  MT. VERNON, CITY OF            13                698,000             4,680
  MULTNOMAH COUNTY*             379             71,780,600           192,769
  MYRTLE CREEK, CITY OF          45              3,950,400            17,466
  MYRTLE POINT, CITY OF           5                310,800             2,237
  NEHALEM, CITY OF               28              5,314,700            13,484
  NEWBERG, CITY OF                3                563,000             1,075
  NEWPORT, CITY OF               68             15,699,700            54,897
  NORTH BEND, CITY OF            21              5,135,300            20,453
  NORTH PLAINS, CITY OF           4                813,900             1,875
  NYSSA, CITY OF                  1                 79,900               569
  OAKLAND, CITY OF                6                430,800             1,373
  OAKRIDGE, CITY OF              14              1,914,800             4,654
  ONTARIO, CITY OF               44              3,716,900            21,691
  OREGON CITY, CITY OF           42             16,394,800            99,487
  PAISLEY, CITY OF                1                125,000               221
  PENDLETON, CITY OF             58              8,316,900            23,790
  PHILOMATH, CITY OF             35              5,119,800            15,268
  PHOENIX, CITY OF               53              4,162,700            16,878
  PILOT ROCK, CITY OF            17              1,087,200             7,339
  POLK COUNTY*                  136             20,911,000            69,449
  PORT ORFORD, CITY OF           12              2,920,800             3,455
  PORTLAND, CITY OF           1,256            263,876,700           768,248
  POWERS, CITY OF                 1                155,000               248
  PRAIRIE CITY, CITY OF           2                266,300             1,189
  PRESCOTT, CITY OF               3                383,500             1,662
  PRINEVILLE, CITY OF           168             17,653,500            72,616
  RAINIER, CITY OF                3                330,400               996
  REEDSPORT, CITY OF             62              7,294,700            18,816
  RIDDLE, CITY OF                 5                176,100             1,257
  RIVERGROVE,CITY OF             36              6,587,900            22,304
  ROCKAWAY, CITY OF             226             33,244,700           129,300
  ROGUE RIVER, CITY OF           79              9,954,800            23,399
  ROSEBURG, CITY OF             448             56,363,300           200,409
  RUFUS, CITY OF                  9                906,000             3,980
  SALEM, CITY OF                806            126,307,600           489,812
  SANDY, CITY OF                 15              2,362,400             6,550
  SCAPPOOSE, CITY OF            145             20,270,400            52,724
  SCIO, CITY OF                  49              5,627,700            22,551
  SCOTTS MILLS, CITY OF           1                 37,100               419
  SEASIDE, CITY OF              739            106,481,800           294,002
  SHADY COVE, CITY OF            70             13,361,600            25,227
  SHERIDAN, CITY OF             396             41,488,500           190,909
  SHERWOOD, TOWN OF               2                438,000               544
  SILETZ, CITY OF                22              2,593,800            11,830
  SILVERTON, CITY OF             47              7,803,000            27,119
  SISTERS, CITY OF               12              2,586,600             3,657
  SPRAY, CITY OF                  1                250,000             1,163
  SPRINGFIELD, CITY OF          137             22,405,700            70,137
  ST. HELENS, CITY OF            47              7,698,900            22,249
  STANFIELD, CITY OF            107              7,967,700            48,200
  STAYTON, CITY OF               68             11,480,600            20,752
  SUMMERVILLE, CITY OF            2                169,000               512
  SUTHERLIN, CITY OF             14              2,174,100             3,911
  SWEET HOME, CITY OF            21              3,884,300            11,807
  TALENT, CITY OF                53              7,023,400            14,421
  TANGENT, CITY OF                6                990,100             3,007
  
                               Policy Statistics
                                Oregon
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  THE DALLES, CITY OF            21              3,797,900            14,393
  TIGARD, CITY OF                80             16,973,700            51,659
  TILLAMOOK COUNTY *          1,132            174,079,800           437,516
  TILLAMOOK, CITY OF            108             17,992,000            72,043
  TOLEDO, CITY OF                 5                626,000             1,572
  TROUTDALE, CITY OF             40              8,338,300            20,724
  TUALATIN, CITY OF             241             52,465,200           181,537
  TURNER, CITY OF                44              5,461,700            14,546
  UMATILLA COUNTY*              114             14,337,200            50,786
  UMATILLA, CITY OF               1                 46,000               292
  UNION COUNTY *                 34              4,635,600            14,250
  UNION, CITY OF                 41              3,946,600            16,276
  VALE, CITY OF                   6              1,022,000             2,516
  VENETA,CITY OF                 15              2,172,000             6,460
  VERNONIA, CITY OF             150             21,003,400            75,432
  WALDPORT, CITY OF             103             17,332,000            60,923
  WALLOWA COUNTY*                24              2,862,100            10,250
  WALLOWA, CITY OF                1                160,400               831
  WARRENTON, CITY OF            113             17,114,700            45,883
  WASCO COUNTY *                 51              7,714,100            20,043
  WASCO, CITY OF                  1                186,000               300
  WASHINGTON COUNTY*            640            104,970,200           316,384
  WEST LINN, CITY OF            114             27,476,000            56,609
  WESTFIR, CITY OF                8                786,400             3,889
  WESTON, CITY OF                14                792,500             5,937
  WHEELER COUNTY *                5                505,300             2,206
  WHEELER, CITY OF                4                374,000             1,437
  WILLAMINA, CITY OF             12              2,784,700            10,746
  WILSONVILLE, CITY OF           31              7,506,500            15,447
  WINSTON, CITY OF               18              1,642,900             5,919
  WOODBURN, CITY OF              41              5,610,600            14,173
  YACHATS, CITY OF               82             16,414,600            32,763
  YAMHILL COUNTY *              110             16,484,400            48,310
  YAMHILL, CITY OF                1                214,600               556
  YONCALLA, CITY OF               3                458,000               928

  Total for Oregon
                             26,215          4,105,477,400        12,651,281

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  --------------------------------------------------------------------------
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABBOTT, TOWNSHIP OF             1                139,000             1,019
  ABBOTTSTOWN, BOROUGH OF         2                206,200               971
  ABINGTON, TOWNSHIP OF         360             57,860,000           196,688
  ADAMS, TOWNSHIP OF             54              6,751,700            31,263
  ADAMSTOWN, BOROUGH OF           3              3,000,000             8,867
  ADDISON, TOWNSHIP OF            5                177,100             1,482
  AKRON, BOROUGH OF               3                328,300             1,594
  ALBANY, TOWNSHIP OF            20                672,500             6,856
  ALBURTIS, BOROUGH OF            3                214,700             1,191
  ALDAN, BOROUGH OF               2                345,000               900
  ALEPPO, TOWNSHIP OF             6                291,100             1,947
  ALEXANDRIA, BOROUGH OF         32              1,958,500            13,794
  ALIQUIPPA, CITY OF             32              1,983,400            13,944
  ALLEGHENY, TOWNSHIP OF         99             11,647,800            58,675
  ALLEN, TOWNSHIP OF              4                467,800             1,789
  ALLENPORT, BOROUGH OF          28              1,161,100             9,673
  ALLENTOWN, CITY OF            153             25,475,000           134,581
  ALLISON, TOWNSHIP OF            1                500,000             3,085
  ALSACE, TOWNSHIP OF            14              1,108,500             6,962
  ALTOONA, CITY OF              201             17,718,600            99,268
  AMBLER, BOROUGH OF             47              6,041,600            29,089
  AMBRIDGE, BOROUGH OF            4              1,303,000             4,841
  AMELL, TOWNSHIP OF             13                756,900             5,609
  AMITY, TOWNSHIP OF             48              5,402,400            23,776
  ANNIN, TOWNSHIP OF              6                409,800             2,976
  ANNVILLE, TOWNSHIP OF          41              3,324,300            20,387
  ANTHONY, TOWNSHIP OF            2                 83,800               940
  ANTIS, TOWNSHIP OF             46              6,081,800            22,921
  ANTRIM, TOWNSHIP OF             3                225,000             1,302
  APOLACON, TOWNSHIP OF           2                 95,000               259
  APOLLO, BOROUGH OF              5                765,000             2,674
  APPLEWOLD, BOROUGH OF           2                226,000               438
  ARCHBALD, BOROUGH OF           26              2,429,800            10,310
  ARENDSTVILLE,BOROUGH OF         3                340,000               790
  ARMAGH, TOWNSHIP OF            45              2,404,200            17,260
  ARMSTRONG, TOWNSHIP OF         21              1,687,600            12,429
  ARONA, BOROUGH OF               2                180,000               777
  ASHLAND, BOROUGH OF            10                446,500             3,049
  ASHLAND, TOWNSHIP OF            1                 52,000               444
  ASHLEY, BOROUGH OF             20              1,735,500             8,517
  ASHVILLE, BOROUGH OF            2                182,300               732
  ASPINWALL, BOROUGH OF          19              3,374,500            12,400
  ASTON, TOWNSHIP OF             28              5,809,700            29,285
  ASYLUM, TOWNSHIP OF            14                569,700             3,655
  ATGLEN, BOROUGH OF              2                407,300               963
  ATHENS, BOROUGH OF            104             16,548,000            56,342
  ATHENS, TOWNSHIP OF            46              4,338,000            18,310
  AUBURN, BOROUGH OF              8                535,400             3,181
  AUBURN, TOWNSHIP OF OF          5                297,000             1,840
  AUSTIN, BOROUGH OF             12                520,500             4,916
  AVIS, BOROUGH OF               20              1,299,300             9,651
  AVOCA, BOROUGH OF              26              2,270,800            10,684
  AVONDALE, BOROUGH OF           19              1,241,600            11,235
  AVONMORE, BOROUGH OF            7                351,700             2,660
  AYR, TOWNSHIP OF                2                 97,900               814
  BADEN, BOROUGH OF               1                 70,000               489
  BALD EAGLE, TOWNSHIP OF        62              6,214,400            45,813
  BALDWIN, BOROUGH OF            21              1,776,800             9,482
  BANGOR, BOROUGH OF             48              5,536,300            29,083
  BANKS, TOWNSHIP OF              1                 17,000               148
  BARNESBORO, BOROUGH OF         17              1,198,300             9,057
  BARNETT, TOWNSHIP OF           12                999,400             7,687
  BARR, TOWNSHIP OF               5                183,000             1,679
  BARRETT, TOWNSHIP OF           19              2,221,900             9,447
  BARRY, TOWNSHIP OF              2                 52,300               646
  BART, TOWNSHIP OF               2                135,000               444
  BATH, BOROUGHS OF               6                645,100             3,896
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BEALE, TOWNSHIP OF              1                 32,700               387
  BEALLSVILLE, BOROUGH OF         1                 25,000               136
  BEAR CREEK VILLAGE, BORO        1                127,000               844
  BEAR CREEK, TOWNSHIP OF         7              1,400,000             2,036
  BEAVER FALLS, CITY OF          35              1,495,200            12,720
  BEAVER, BOROUGH OF              5                551,800             2,920
  BEAVER, TOWNSHIP OF             6                644,700             2,141
  BEAVERTOWN, BOROUGH OF          1                  8,000               166
  BECCARIA, TOWNSHIP OF           9                351,200             3,644
  BECHTELSVILLE, BOROUGH O       10                927,700             4,759
  BEDFORD, BOROUGH OF            28              1,991,100            14,479
  BEDFORD, TOWNSHIP OF          100              5,417,100            46,811
  BEDMINSTER, TOWNSHIP OF         9              2,128,100             2,983
  BEECH CREEK, BOROUGH OF        14                715,900             5,096
  BEECH CREEK, TOWNSHIP OF       12              1,069,600             5,655
  BELL ACRES, BOROUGH OF          4                550,000             2,108
  BELL, TOWNSHIP OF               8                363,800             3,221
  BELLE VERNON, BOROUGH OF       46              1,910,100            20,068
  BELLEFONTE, BOROUGH OF         11              4,007,000            24,537
  BELLEVUE, BOROUGH OF            1                 38,000               162
  BEN AVON, BOROUGH OF            5                681,000             3,050
  BENEZETTE, TOWNSHIP OF         10                388,500             8,930
  BENNER, TOWNSHIP OF             7                433,400             2,814
  BENSALEM TOWNSHIP OF          253             38,994,900           157,967
  BENSON, BOROUGH OF              8                385,300             2,833
  BENTLEYVILLE, BOROUGH OF        3                598,000               784
  BENTON, BOROUGH OF             61              4,445,600            33,306
  BENTON, TOWNSHIP OF            25              1,594,800            11,026
  BENZINGER, TOWNSHIP OF          1                 89,400               451
  BERLIN, TOWNSHIP OF             1                 64,800               382
  BERN, TOWNSHIP OF               8                860,000             3,858
  BERNVILLE, BOROUGH OF           1                107,000               480
  BERWICK, BOROUGH OF            33              2,238,200            13,590
  BERWICK, TOWNSHIP OF            5                359,300             1,658
  BETHEL PARK, BOROUGH OF        35              2,917,900            18,360
  BETHEL, TOWNSHIP OF            29              3,189,200            14,486
  BETHLEHEM, CITY OF             65              9,793,100            46,279
  BETHLEHEM, TOWNSHIP OF         24              3,525,200            11,695
  BIG BEAVER, BOROUGH OF          2                 81,200               455
  BIG RUN, BOROUGH OF            51              2,741,000            21,784
  BIGLER, TOWNSHIP OF             8                562,100             3,133
  BIGLERVILLE, BOROUGH OF         1                 80,000               426
  BINGHAM, TOWNSHIP OF            4                177,800             1,440
  BIRDSBORO, BOROUGH OF          21              2,084,300            10,209
  BIRMINGHAM, TOWNSHIP OF        10              1,927,100             5,506
  BLACK CREEK, TOWNSHIP OF       10              1,180,800             3,793
  BLACK LICK, TOWNSHIP OF         1                140,900               589
  BLACKLICK, TOWNSHIP OF          2                 32,500               490
  BLAIN, BOROUGH OF               2                385,000               949
  BLAINE, TOWNSHIP OF             1                 93,000               206
  BLAIR, TOWNSHIP OF             67              6,738,700            34,614
  BLAIRSVILLE, BOROUGH OF         3                485,400             1,550
  BLAKELY, BOROUGH OF            55              5,907,600            28,096
  BLAWNOX, BOROUGH OF             9                761,500             5,126
  BLOOMFIELD, BOROUGH OF          2                518,800             3,425
  BLOOMFIELD, TOWNSHIP OF        56              2,924,600            22,844
  BLOOMING GROVE, TOWNSHIP        4                790,000             2,084
  BLOOMSBURG, TOWN OF           315             31,340,000           163,435
  BLOSSBURG, BOROUGH OF          52              4,129,900            23,916
  BLYTHE, TOWNSHIP OF             2                600,500             3,872
  BOGGS, TOWNSHIP OF             18              2,312,800            11,990
  BOLIVAR, BOROUGH OF             2                 88,500               810
  BONNEAUVILLE, BOROUGH OF        5                687,500             1,463
  BOSWELL, BOROUGH OF             2                133,000               576
  BOWMANSTOWN, BOROUGH OF         1                 93,000               221
  BOYERTOWN, BOROUGH OF           2                578,700             2,290
  BRACKENRIDGE, BOROUGH OF       19              1,898,600            10,089
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BRADDOCK HILLS, BOROUGH         5                764,500             4,281
  BRADDOCK, BOROUGH OF            9              1,608,200            10,067
  BRADFORD, CITY OF             109             11,041,100            62,221
  BRADFORD, TOWNSHIP OF          31              2,894,300            11,311
  BRADY, TOWNSHIP OF              6                253,100             2,530
  BRADYS BEND, TOWNSHIP OF       18                833,700             7,449
  BRAINTRIM, TOWNSHIP OF         31              1,106,300            10,289
  BRANCH, TOWNSHIP OF             3                266,700             2,510
  BRATTON, TOWNSHIP OF           13                478,300             5,859
  BRECKNOCK, TOWNSHIP OF          5                254,700             1,552
  BRENTWOOD, BOROUGH OF           3                132,300               822
  BRIAR CREEK, BOROUGH OF         5              1,399,000             7,310
  BRIAR CREEK, TOWNSHIP OF       25              3,298,600            20,027
  BRIDGEPORT, BOROUGH OF         80              9,784,900            63,839
  BRIDGETON TOWNSHIP OF          94             14,803,700            76,467
  BRIDGEVILLE, BOROUGH OF        45              4,416,200            29,518
  BRIDGEWATER, BOROUGH OF       111             14,424,800            68,826
  BRIDGEWATER, CITY OF            4                259,500             1,485
  BRISTOL BOROUGH OF             56             11,349,600            46,211
  BRISTOL, TOWNSHIP OF          725             93,353,900           392,872
  BROAD TOP, TOWNSHIP OF         24              1,355,900            10,722
  BROCKWAY, BOROUGH OF            9              1,624,300             6,400
  BROKENSTRAW, TOWNSHIP OF       26              1,142,000             9,675
  BROOKHAVEN, BOROUGH OF         45              4,221,700            21,538
  BROOKLYN, TOWNSHIP OF           5                850,500             6,470
  BROOKVILLE, BOROUGH OF         51             11,231,900            78,569
  BROTHERSVALLEY, TOWNSHIP        1                188,000               276
  BROWN, TOWNSHIP OF             73              4,426,700            34,924
  BROWNSVILLE, BOROUGH OF        30              1,304,100            13,434
  BROWNSVILLE, TOWNSHIP OF        6                597,700             1,523
  BRUIN, BOROUGH OF               2                144,800             1,148
  BRUSH VALLEY, TOWNSHIP O        3                311,600             1,818
  BRYN ATHYN, BOROUGH OF          3              1,138,800             4,024
  BUCK, TOWNSHIP OF              22              4,008,000             7,996
  BUCKINGHAM, TOWNSHIP OF        47              9,846,300            30,782
  BUFFALO, TOWNSHIP OF           62              4,676,900            26,189
  BUFFINGTON, TOWNSHIP OF         3                509,000               799
  BULLSKIN, TOWNSHIP OF          12                855,000             4,542
  BURGETTSTOWN, BOROUGH OF        4                549,700             4,177
  BURLINGTON, BOROUGH OF          4                148,000             1,701
  BURNHAM, BOROUGH OF            18              6,436,300            50,885
  BURNSIDE, BOROUGH OF            8                294,600             2,356
  BURNSIDE, TOWNSHIP OF           8                184,900             2,112
  BURRELL, TOWNSHIP OF            2                225,000               684
  BUSHKILL, TOWNSHIP OF          15              1,336,200             7,909
  BUTLER CITY OF                147             12,086,200            82,276
  BUTLER, TOWNSHIP OF            60              6,272,000            28,138
  CADOGAN, TOWNSHIP OF            1                 49,500               287
  CAERNARVON, TOWNSHIP OF         8                768,800             4,269
  CALIFORNIA, BOROUGH OF         32              3,406,900            24,680
  CALN, TOWNSHIP OF              29              4,957,300            14,743
  CAMBRIA, TOWNSHIP OF            6                344,500             2,492
  CAMBRIDGE SPRINGS, BOROU       14              3,187,500            11,420
  CAMBRIDGE, TOWNSHIP OF          3                249,600             1,017
  CAMP HILL, BOROUGH OF          59              8,175,100            26,630
  CANAL, TOWNSHIP OF              1                 17,700               185
  CANNAN, TOWNSHIP  OF            1                104,000               737
  CANOE, TOWNSHIP OF              4                167,000               865
  CANONSBURG, BOROUGH OF         12              2,171,100            10,702
  CANTON, BOROUGH OF              3              1,035,000             5,136
  CANTON, TOWNSHIP OF             9              1,245,900             4,819
  CARBON, TOWNSHIP OF             4                313,300             1,543
  CARBONDALE, CITY OF            47              4,093,600            31,097
  CARBONDALE, TOWNSHIP OF         2                160,400             1,195
  CARLISLE, BOROUGH OF          102             10,625,000            54,101
  CARMICHAELS, BOROUGH OF         1                 28,700               365
  CARNEGIE, BOROUGH OF           46              7,260,300            36,168
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CARROLL VALLEY, BOROUGH         9                994,200             5,161
  CARROLL, TOWNSHIP OF           41              3,620,200            19,590
  CARROLLTOWN, BOROUGH OF         1                 55,000               740
  CASCADE, TOWNSHIP OF            2                 78,900               886
  CASS, TOWNSHIP OF               3                177,000               906
  CASSANDRA, BOROUGH OF           2                 24,800               400
  CASTANEA TOWNSHIP OF           12                706,800             5,526
  CASTLE SHANNON, BOROUGH        16              3,729,800            13,156
  CATASAUQUA, BOROUGH OF         37              3,511,100            22,534
  CATAWISSA, BOROUGH OF          16              1,478,900             7,133
  CATAWISSA, TOWNSHIP OF          5                292,500             2,191
  CATHARINE, TOWNSHIP OF          4                252,800             1,237
  CECIL, TOWNSHIP OF             29              3,491,500            16,408
  CENTER, TOWNSHIP OF            37              1,894,700            12,171
  CENTERPORT, BOROUGH OF          1                102,000               238
  CENTERVILLE, BOROUGH OF        29              1,393,300            10,951
  CENTRAL CITY, BOROUGH OF        3                142,400             1,323
  CENTRE, TOWNSHIP OF            13              1,273,400             6,665
  CERES, TOWNSHIP OF             26              1,512,200            13,032
  CHADDS FORD, TOWNSHIP OF       66              9,371,600            47,880
  CHALFANT, BOROUGH OF            1                250,000               295
  CHALFONT, BOROUGHS OF          21              3,988,900            11,650
  CHAMBERSBURG, BOROUGH OF       63              7,311,800            43,876
  CHANCEFORD, TOWNSHIP OF         7                626,500             3,690
  CHAPMAN ,TOWNSHIP OF           18                957,700             6,067
  CHAPMAN, BOROUGH OF             2                129,500               673
  CHAPMAN, TOWNSHIP OF           10                660,000             3,057
  CHARLEROI, BOROUGH OF          28              2,667,700            25,475
  CHARLESTON, TOWNSHIP OF         4                235,800             1,034
  CHARLESTOWN, TOWNSHIP OF        7              1,437,900             3,236
  CHARTIERS, TWONSHIP OF         12              2,692,700            13,629
  CHEERY, TOWNSHIP OF             3                120,600             1,013
  CHELTENHAM, TOWNSHIP OF       176             29,332,700           110,884
  CHERRY TREE, BOROUGH OF        10                628,900             3,585
  CHERRY, TOWNSHIP OF             1                 57,000               539
  CHERRYHILL, TOWNSHIP OF         6                372,700             2,685
  CHESTER HEIGHTS, BOROUGH        6              1,519,400             8,041
  CHESTER HILL, BOROUGH OF        1                 56,200               375
  CHESTER, CITY OF               84             10,359,400            54,621
  CHESTER, TOWNSHIP OF           77              6,174,000            35,365
  CHESTNUTHILL, TOWNSHIP O       39              5,069,900            21,324
  CHESWICK, BOROUGH OF            3                185,900             1,256
  CHICORA, BOROUGH OF             2                 97,500             1,176
  CHIPPEWA, TOWNSHIP OF           1                 25,300               310
  CHOCONUT, TOWNSHIP OF           6                288,000             2,602
  CHRISTIANA, BOROUGH OF          4                735,700             3,808
  CHURCHILL, BOROUGH OF          18              1,922,600             8,823
  CLAIRTON, CITY OF               6                467,000             2,443
  CLARA, TOWNSHIP OF              1                 12,400               199
  CLARION, TOWNSHIP OF            5                408,400             2,737
  CLARKS SUMMIT, BOROUGH O       27              2,921,600            18,153
  CLARKSVILLE, BOROUGH OF         2                 43,300               466
  CLAY, TOWNSHIP OF               3                456,700             1,649
  CLEARFIELD, BOROUGH OF         34              5,021,500            23,625
  CLEARFIELD, TOWNSHIP OF         5                574,000             2,849
  CLEONA, BOROUGH OF              4                124,800             1,138
  CLEVELAND, TOWNSHIP OF         11                748,900             3,959
  CLIFFORD, TOWNSHIP OF          10                797,100             5,609
  CLIFTON HEIGHTS, BOROUGH        8              1,530,800             5,277
  CLIFTON, TOWNSHIP OF            6                974,000             1,681
  CLINTON, TOWNSHIP OF           39              3,562,600            20,941
  CLOVER, TOWNSHIP OF             4                227,900             1,097
  CLYMER, BOROUGH OF             28              2,300,600            13,499
  CLYMER, TOWNSHIP OF             3                187,000               668
  COAL CENTER, BOROUGH OF        14                824,700             5,996
  COAL, TOWNSHIP OF              17              1,123,100             7,135
  COALMONT, BOROUGH OF            1                  8,800                98
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  COALPORT, BOROUGH OF           16                477,600             5,657
  COATESVILLE, CITY OF           15              1,724,700             9,448
  COCHRANTON, BOROUGH OF         22              1,195,000             8,689
  CODORUS, TOWNSHIP OF           15              1,846,900             6,553
  COLEBROOK, TOWNSHIP OF         10                856,300             5,896
  COLEBROOKDALE, TOWNSHIP         7              1,099,900             5,001
  COLERAIN, TOWNSHIP OF           4                499,500             2,060
  COLLEGE, TOWNSHIP OF           16              2,013,200             7,501
  COLLEGEVILLE, BOROUGH OF       29              3,639,300            22,643
  COLLEY, TOWNSHIP OF             1                 38,000               137
  COLLIER, TOWNSHIP OF           11              1,688,000             6,599
  COLLINGDALE, BOROUGH OF        11              2,095,700             7,616
  COLUMBIA, BOROUGH OF           27              3,133,700            21,197
  COLUMBIA, TOWNSHIP OF           6                385,300             2,077
  COLUMBUS, TOWNSHIP OF           2                 61,000               739
  COLWYN, BOROUGH OF             18              2,973,300            19,560
  CONCORD, TOWNSHIP OF           14              2,119,300             6,167
  CONEAUTVILLE, BOROUGH OF       12              1,469,700            11,468
  CONEMAUGH, TOWNSHIP OF        101             14,345,400            94,817
  CONESTOGA, TOWNSHIP OF         10                838,600             4,846
  CONEWAGO, TOWNSHIP OF          58              4,742,600            26,908
  CONEWANGO, TOWNSHIP OF         37              3,669,100            24,913
  CONFLUENCE, BOROUGH OF         23              1,393,300            10,220
  CONNEAUT LAKE, BOROUGH O        3                415,600             1,103
  CONNEAUT, TOWNSHIP OF           5                255,700             4,137
  CONNELLSVILLE, CITY OF         59              3,855,600            29,609
  CONNELLSVILLE, TOWNSHIP         2                133,000             1,289
  CONNONQUENESSING, TOWNSH        3                223,200             1,685
  CONOY, TOWNSHIP OF             16              1,907,900             9,306
  CONSHOHOCKEN, BOROUGH OF       36             12,599,000            57,841
  CONWAY, BOROUGH OF              3                286,500             3,961
  CONYNGHAM, BOROUGH OF           1                334,500             1,327
  CONYNGHAM, TOWNSHIP OF         47              3,537,700            16,781
  COOK, TOWNSHIP OF              11                686,600             4,749
  COOLBAUGH, TOWNSHIP OF         40              4,517,400            18,944
  COOLSPRING, TOWNSHIP OF         3                609,400             3,222
  COOPER, TOWNSHIP OF             5                464,000             2,490
  COOPERSBURG, BOROUGH OF         5                756,000             4,841
  COOPERSTOWN, BOROUGH OF         4                139,100             1,597
  CORAOPOLIS, BOROUGH OF         65              6,120,800            41,823
  CORNPLANTER, TOWNSHIP OF        8                582,400             3,356
  CORNWALL, BOROUGH OF            3                420,100               732
  CORRY, CITY OF                 14              1,733,200            10,265
  CORYDON, TOWNSHIP OF            3                347,000             1,561
  COUDERSPORT, BOROUGH OF        53              4,375,400            21,367
  COURTDALE, BOROUGH OF           1                 62,000               204
  COVINGTON, TOWNSHIP OF         18              1,181,900             8,236
  CRANBERRY, TOWNSHIP OF         81              8,143,800            38,184
  CRANESVILLE, BOROUGH OF         1                 93,200               603
  CRAWFORD, TOWNSHIP OF           1                 38,000               162
  CREEKSIDE, BOROUGH OF           2                 42,500               581
  CRESCENT, TOWNSHIP OF          10                540,600             3,402
  CRESSON, CITY OF                1                125,000               262
  CRESSONA, BOROUGH OF           19              1,577,700            10,283
  CROMWELL, TOWNSHIP OF           3                131,000             1,345
  CROSS CREEK, TOWNSHIP           5                413,200             2,252
  CROYLE, TOWNSHIP OF             7                204,100             2,095
  CUMBERLAND VALLEY, TOWNS        3                 87,000             1,329
  CUMBERLAND, TOWNSHIP OF        42              9,175,200            26,546
  CUMMINGS, TOWNSHIP OF          65              4,458,000            28,662
  CUMRU, TOWNSHIP OF              8              1,751,300             6,941
  CURTIN, TOWNSHIP OF             7                467,900             1,775
  CURWENSVILLE, BOROUGH OF       14              1,196,600            10,781
  DALE,BOROUGH OF                 6                227,300             1,430
  DALLAS, BOROUGH OF              7              1,592,000             7,639
  DALLAS, TOWNSHIP OF             4                356,200               876
  DALLASTOWN, BOROUGH OF          1                 35,000               318
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DALTON, BOROUGH OF             14                943,900             6,463
  DAMACUS, TOWNSHIP OF           26              3,117,100            16,588
  DANVILLE, BOROUGH OF          140             11,857,700            61,434
  DARBY, BOROUGH OF              62              6,930,600            48,412
  DARBY, TOWNSHIP OF             34              3,321,400            20,208
  DARLINGTON, TOWNSHIP OF        12              1,011,600             9,428
  DAUPHIN, BOROUGH OF            27              2,450,800            14,370
  DAVIDSON, TOWNSHIP OF          13                665,900             6,373
  DAWSON, BOROUGHS OF            25              1,019,400             9,766
  DEAN, TOWNSHIP OF               2                 56,700               682
  DECATUR, TOWNSHIP OF            2              1,198,000             2,797
  DEER LAKE, BOROUGH OF           7                554,300             2,993
  DEERFIELD, TOWNSHIP OF          4                289,400             1,430
  DEERFIELD, TOWSNHIP OF          3                168,700             1,526
  DELANO, TOWNSHIP OF             1                 25,000               356
  DELAWARE WATER GAP, BORO        6              1,792,600             7,749
  DELAWARE, TOWNSHIP OF          73              6,416,000            35,713
  DELMAR, TOWNSHIP OF            11                525,300             4,983
  DELMONT, BOROUGH OF             2                210,000               636
  DELTA, BOROUGH OF               1                134,800               707
  DENNISON, TOWNSHIP OF           5                314,000             1,046
  DENVER, BOROUGH OF              6              1,302,000             4,935
  DERRY, BOROUGH OF              15              1,315,700             7,515
  DERRY, TOWNSHIP OF            116             10,507,500            59,580
  DICKINSON, TOWNSHIP OF         16              1,481,600             6,704
  DICKSON CITY, BOROUGH OF      177             12,092,600            85,530
  DILLSBURG, BOROUGH OF           2                 72,300               787
  DIMOCK, TOWNSHIP OF             1                 20,700               273
  DINGMAN, TOWNSHIP OF            9              1,481,200             3,776
  DISTRICT, TOWNSHIP OF           2                 50,000               242
  DONEGAL, TOWNSHIP OF            8                575,100             4,231
  DONORA, BOROUGH OF              3              1,027,500             6,011
  DORRANCE, TOWNSHIP OF           2                224,500             1,071
  DOUGLASS, TOWNSHIP OF          58              6,884,100            35,465
  DOVER, BOROUGH OF               7                726,700             2,964
  DOVER, TOWNSHIP OF             38              3,017,100            16,764
  DOWNINGTOWN, BOROUGH OF       151             18,166,400            98,109
  DOYLESTOWN, BOROUGH OF         16              3,558,200            16,280
  DOYLESTOWN, TOWNSHIP OF        51             10,732,300            22,334
  DRAVOSBURG, BOROUGH OF         11              2,675,600            18,431
  DREHER, TOWNSHIP OF            18              2,971,500            16,692
  DRIFTWOOD, BOROUGH OF           4                 91,100             1,164
  DRUMORE, TOWNSHIP OF            3                104,200               843
  DUBOIS, CITY OF               113              8,889,800            56,146
  DUBOISTOWN, BOROUGH OF         40              2,704,400            22,565
  DUNBAR, BOROUGH OF              1                 13,700               265
  DUNBAR, TOWNSHIP OF             7                626,000             3,578
  DUNCANNON, BOROUGH OF          90              5,209,400            44,039
  DUNCANSVILLE, BOROUGH OF      104              7,819,100            54,791
  DUNKARD, TOWNSHIP OF           10              1,110,600             8,478
  DUNLEVY, BOROUGH OF             5                276,100             2,124
  DUNMORE, BOROUGH OF             5                623,500             2,595
  DUNNSTABLE, TOWNSHIP OF        19              1,546,200            11,422
  DUPONT, BOROUGH OF             24              2,004,400             9,908
  DUQUESNE, CITY OF               1                250,000               306
  DURHAM TOWNSHIP OF             33              6,123,700            23,447
  DURYEA, BOROUGH OF             37              3,540,900            10,919
  DUSHORE, BOROUGH OF             3              1,238,000             5,395
  DYBERRY, TOWNSHIP  OF           3                134,300             1,145
  EARL, TOWNSHIP OF              16              2,398,200             9,657
  EAST ALLEN, TOWNSHIP OF         3                403,400             2,136
  EAST BERLIN, BOROUGH OF        45              4,047,700            23,279
  EAST BETHLEHEM, TOWNSHIP       50              4,192,900            26,479
  EAST BRADFORD TOWNSHIP O       30              5,305,300            16,477
  EAST BRADY, BOROUGH OF          3                403,000             1,054
  EAST BRANDYWINE, TOWNSHI       18              3,013,200            11,583
  EAST BRUNSWICK, TOWNSHIP        4                384,700             2,229
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  EAST BUFFALO, TOWNSHIP O       53              6,662,900            30,813
  EAST CALN, TOWNSHIP OF          2                620,000               702
  EAST CARROLL, TOWNSHIP O        2                250,000               455
  EAST CHILLISQUAQUE, TOWN        5                530,700             2,854
  EAST COCALICO, TOWNSHIP        15              1,380,300             6,055
  EAST CONEMAUGH,BOROUGH O        8                409,600             1,738
  EAST COVENTRY, TOWNSHIP        18              2,590,200             8,646
  EAST DEER, TOWNSHIP OF         21              2,427,500            15,726
  EAST DONEGAL, TOWNSHIP O       13              1,369,500            10,425
  EAST DRUMORE, TOWNSHIP O        2                463,000               942
  EAST EARL, TOWNSHIP OF          4                642,000             1,894
  EAST FAIRFIELD, TOWNSHIP        6                231,900             1,597
  EAST FALLOWFIELD, TOWNSH       12              2,176,700             6,791
  EAST FINLEY, TOWNSHIP OF        1                 93,000               221
  EAST FRANKLIN, TONWSHIP        11                788,400             5,376
  EAST GOSHEN, TOWNSHIP OF       34              7,458,600            14,675
  EAST GREENVILLE, BOROUGH        1                 10,400               293
  EAST HANOVER, TOWNSHIP O       13              1,057,100             5,216
  EAST HEMPFIELD, TOWNSHIP       39              6,958,300            23,163
  EAST HOPEWELL, TOWNSHIP         3                352,200             1,114
  EAST HUNTINGDON,TOWNSHIP        9                569,900             5,829
  EAST LACKAWANNOCK, TOWNS        1                188,000               276
  EAST LAMPETER, TOWNSHIP        27              3,178,700            18,921
  EAST MAHONING, TOWNSHIP         5                128,500             1,326
  EAST MANCHESTER, TOWNSHI       13                862,600             5,855
  EAST MARLBOROUGH, TOWNSH        7              1,761,900             2,329
  EAST MEAD, TOWNSHIP OF          1                 84,700               290
  EAST NANTMEAL, TOWNSHIP         5                725,700             3,464
  EAST NORRITON, TOWNSHIP        21              3,682,800            14,625
  EAST NORWEGIAN, TOWNSHIP        3                124,700               762
  EAST NOTTINGHAM, TOWNSHI        4                640,000             1,461
  EAST PENN, TOWNSHIP OF          7                744,500             3,463
  EAST PENNSBORO TOWNSHIP        67              7,933,600            41,286
  EAST PETERSBURG, BOROUGH        5              1,570,000             8,739
  EAST PIKELAND, TOWNSHIP        12              2,421,200             6,870
  EAST PITTSBURGH, BOROUGH        3              1,170,700             4,446
  EAST PROVIDENCE, TOWNSHI       10                524,300             3,161
  EAST ROCHESTER, BOROUGH         6              1,638,000            12,491
  EAST ROCKHILL, TOWNSHIP        11              1,324,300             5,136
  EAST SIDE, CITY OF              1                310,000               351
  EAST ST. CLAIR, TOWNSHIP       51              2,348,400            20,028
  EAST STROUDSBURG, BOROUG       11              1,039,600             6,318
  EAST TAYLOR, TOWNSHIP OF        5                228,000             4,223
  EAST VANDERGRIFT, BOROUG       10                423,300             3,370
  EAST VINCENT, TOWNSHIP O       20              2,892,600            11,488
  EAST WHEATFIELD,TOWNSHIP        4                155,200               961
  EAST WHITELAND, TOWNSHIP       10              1,783,100             3,603
  EASTON, CITY OF                81             12,063,500            75,021
  EASTTOWN, TOWNSHIP OF          24              5,304,800            11,325
  EATON, TOWNSHIP OF             59              5,099,400            23,298
  EBENSBURG, BORO OF              2                205,000               751
  ECONOMY, BOROUGH OF            14                898,600             4,901
  EDDYSTONE, BOROUGH OF          19              2,997,400            14,180
  EDEN, TOWNSHIP OF               1                 83,000               649
  EDGEWORTH, BOROUGH OF           7              2,092,000             4,599
  EDGMONT, TOWNSHIP OF           12              2,319,000             6,176
  EDINBORO, BOROUGH OF           16              2,049,100            10,375
  EDWARDSVILLE, BOROUGH OF      320             48,339,800           203,972
  ELCO, BOROUGH OF               20              1,088,800             8,252
  ELDRED, BOROUGH OF             21              1,873,100             8,644
  ELDRED, TOWNSHIP OF            35              2,831,100            16,462
  ELIZABETH, BOROUGH OF          21              1,265,900             9,172
  ELIZABETH, TOWNSHIP OF        125              8,842,000            66,658
  ELIZABETHTOWN, BOROUGH O       11              1,000,200             5,173
  ELK, TOWNSHIP OF                1                 50,000               596
  ELKLAND, BOROUGH OF            14                490,000             4,942
  ELKLAND, TOWN OF                3                290,000               691
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ELKLICK, TOWNSHIP OF            7                341,100             2,841
  ELLSWORTH, BOROUGH OF           1                 20,000               370
  ELLWOOD CITY, BOROUGH OF       13              1,014,700             6,364
  ELMHURST, TOWN OF               2                 93,300             1,449
  ELVERSON, BOROUGH OF            1                250,000               330
  EMLENTON, BOROUGH OF            9              1,953,900             6,938
  EMMAUS, BOROUGH OF             12              1,353,500             7,484
  EMPORIUM, BOROUGH OF           28              2,725,100            16,795
  EMSWORTH, BOROUGH OF           24              2,276,500            14,847
  ENON VALLEY, BOROUGH OF         1                 37,800               438
  EPHRATA, BOROUGH OF            35              6,025,800            30,051
  EPHRATA, TOWNSHIP OF           14              2,218,900            10,709
  ERIE, CITY OF                  66              9,987,400            31,169
  ETNA, BOROUGH OF              161             14,034,100           100,799
  EULALIA, TOWNSHIP OF            9              1,636,000             5,742
  EVANS CITY, BOROUGH OF         24              1,247,600            11,493
  EVERETT, BOROUGH OF            19              1,008,200             6,686
  EVERSON, BOROUGH OF             8                329,600             3,428
  EXETER, BOROUGH OF             91             10,965,800            29,025
  EXETER, TOWNSHIP OF           107             14,070,700            70,848
  EXPORT, BOROUGH OF              4                392,200             1,028
  FACTORYVILLE, BOROUGH OF        8                946,600             4,464
  FAIRCHANCE, BOROUGH OF          6                226,000             1,979
  FAIRFIELD, BOROUGH OF           5                547,700             3,944
  FAIRFIELD, TOWNSHIP OF         35              2,543,400            17,068
  FAIRHOPE, TOWNSHIP OF           2                147,000               968
  FAIRMOUNT, TOWNSHIP OF          7                486,500             2,233
  FAIRVIEW, BOROUGH OF            2                465,800             1,746
  FAIRVIEW, TOWNSHIP OF         166             19,840,200            87,537
  FALLOWFIELD, TOWNSHIP OF        5              1,319,100             3,369
  FALLS, TOWNSHIP OF            414             49,434,900           226,729
  FALLSTON, BOROUGH OF            6              1,323,800             8,286
  FANNETT, TOWNSHIP OF            1                 93,000               196
  FARMINGTON, TOWNSHIP OF         3                321,000             1,374
  FARRELL, CITY OF                1                  9,700                92
  FAWN, TOWNSHIP OF              34              1,636,000            12,996
  FAYETE, TOWNSHIP OF            17              1,159,700             8,243
  FAYETTE CITY, BOROUGH OF       36              1,697,900            15,421
  FELL, TOWNSHIP OF               8                434,100             3,218
  FELTON, BOROUGH OF             13              1,368,200             5,584
  FERGUSON, TOWNSHIP OF          17              1,939,000             7,771
  FERMANAGH, TOWNSHIP OF         37              2,366,700            15,274
  FERNDALE, BOROUGH OF           16              1,134,600            10,581
  FINDLAY, TOWNSHIP OF           11                662,000             4,860
  FINLEYVILLE, CITY OF            8                771,600             3,688
  FISHING CREEK, TOWNSHIP        29              1,791,000            12,817
  FLEETWOOD, BOROUGH OF           5                740,900             2,315
  FLEMINGTON, BOROUGH OF          2                 90,000               569
  FOLCROFT, BOROUGH OF            9              1,073,800             4,678
  FORD CITY, BOROUGH OF          12              2,312,600             9,913
  FOREST HILLS, BOROUGH OF        3                110,500               826
  FOREST LAKE, CITY OF            3                246,800               752
  FORKS, TOWNSHIP OF             44              5,029,900            26,516
  FORKSTON, TOWNSHIP OF          13                689,800             4,826
  FORKSVILLE, BOROUGH OF         12                737,500             8,982
  FORTY FORT, BOROUGH OF        880            128,329,300           291,613
  FORWARD, TOWNSHIP OF           26              2,743,000            18,608
  FOSTER, TOWNSHIP OF            68              4,309,700            22,420
  FOUNTAIN HILL, BORO OF          1              1,000,000             3,261
  FOX CHAPEL, BOROUGH OF          7              1,874,500             3,952
  FOX, TOWNSHIP OF                5                306,000             1,061
  FRACKVILLE, CITY OF             4                780,700             3,877
  FRANCONIA, TOWNSHIP OF          4                361,600             1,266
  FRANKLIN PARK, BOROUGH O        8              1,856,400             5,866
  FRANKLIN, BOROUGH OF            1                 87,400               557
  FRANKLIN, CITY OF              28              3,232,000            20,463
  FRANKLIN, TOWNSHIP OF         156             12,369,300            75,318
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FRANKSTOWN, TOWNSHIP OF        48              3,484,400            16,623
  FRAZER, TOWNSHIP OF             3                237,000               889
  FREDONIA, BOROUGH OF            1                 30,500               315
  FREEBURG, BOROUGH OF            3                199,200             1,057
  FREEDOM, BOROUGH OF            10                649,900             4,437
  FREEDOM, TOWNSHIP OF           50              3,166,400            21,927
  FREEHOLD, TOWNSHIP OF           4                178,000             1,752
  FREEMANSBURG, BOROUGH OF       34              2,555,500            18,269
  FREEPORT, BOROUGH OF           63              4,285,900            31,995
  FREEPORT, TOWNSHIP OF           2                 59,600               716
  FRENCH CREEK, TOWNSHIP O       17              1,129,600             7,520
  FULTON, TOWNSHIP OF             4                344,000               871
  GAINES, TOWNSHIP OF            13                941,500             4,393
  GALETON, BOROUGH OF             4                153,400             1,548
  GALLITZIN, TOWNSHIP OF          2                115,300             1,047
  GAMBLE, TOWNSHIP OF             5                637,200             1,962
  GARRETT, BOROUGH OF            16                479,500             5,345
  GEISTOWN, BOROUGHS OF           3                160,700             1,516
  GENESEE, TOWNSHIP OF            3                293,000               742
  GEORGES, TOWNSHIP OF            6                304,100             2,548
  GERMAN, TOWNSHIP OF            13                528,700             4,144
  GERMANY, TOWNSHIP OF            1                115,500               699
  GETTYSBURG, BOROUGH OF         39              7,063,000            31,429
  GIBSON, TOWNSHIP OF             9                370,200             3,717
  GILBERTON, BOROUGH OF          15                524,400             4,694
  GILMORE, TOWNSHIP OF            1                125,000               246
  GILPIN, TOWNSHIP OF            36              3,676,500            19,981
  GIRARD, BOROUGH OF              2                122,000               785
  GIRARD, TOWNSHIP OF             2                320,600             1,608
  GIRARDVILLE, BOROUGH OF        58              1,832,200            19,197
  GLADE, TOWNSHIP OF             16                918,800             6,023
  GLASGOW,BOROUGH OF              1                 41,200               449
  GLASSPORT, BOROUGH OF           3                585,700             4,050
  GLEN HOPE, BOROUGH OF           2                 43,000               698
  GLEN ROCK, BOROUGH OF          40              3,167,100            24,865
  GLENBURN, TOWNSHIP OF           2                204,500             1,428
  GLENFIELD, BOROUGH OF          24              2,321,900            12,242
  GLENOLDEN, BOROUGH OF          42              2,421,700            14,067
  GOLDSBORO, BOROUGH OF          28              2,673,800            17,153
  GORDON, BOROUGH OF             28              1,217,100            10,790
  GOSHEN, TOWNSHIP OF             4                192,500             2,493
  GRAHAM, TOWNSHIP OF             1                125,000               232
  GRAMPIAN, BOROUGH OF            1                 93,000               231
  GRANT, TOWNSHIP OF              1                 66,600               580
  GRANVILLE, CITY OF              2                155,300             1,032
  GRANVILLE, TOWNSHIP OF         46              4,341,100            22,751
  GREAT BEND, BOROUGH OF          6                783,800             3,278
  GREAT BEND, TOWNSHIP OF        28              3,671,100            20,801
  GREEN LANE, BOROUGH OF          9                885,100             5,401
  GREEN TREE, BOROUGH OF          6                633,200             4,375
  GREEN, TOWNSHIP OF             11                467,700             4,294
  GREENCASTLE, BOROUGH OF         1                295,000             1,658
  GREENE, TOWNSHIP OF            56              4,481,100            26,412
  GREENFIELD, TOWNSHIP OF        43              3,736,100            18,338
  GREENSBORO, BOROUGH OF          6                381,900             2,404
  GREENSBURG, CITY OF            22              3,299,800            16,742
  GREENVILLE, BOROUGH OF          7                506,700             3,737
  GREENVILLE, TOWNSHIP OF         1                 93,000               231
  GREENWICH, TOWNSHIP OF         12              1,016,900             6,465
  GREENWOOD, TOWNSHIP OF         34              2,149,500            15,555
  GREGG, TOWNSHIP OF             46              2,764,600            20,782
  GROVE CITY, BOROUGH OF          9              1,197,000             5,842
  GROVE, TOWNSHIP OF              8                538,400             3,999
  GUILFORD, TOWNSHIP OF           7                676,000             1,982
  GULICH, TOWNSHIP OF             1                 25,400               328
  HAINES TOWNSHIP OF             11                860,500             3,607
  HALFMOON, TOWNSHIP OF           2                165,000             1,068
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HALIFAX, BOROUGH OF             8                689,700             2,634
  HALIFAX, TOWNSHIP OF           16              1,246,900             7,128
  HALLAM, BOROUGH OF              4                206,000             1,888
  HALLSTEAD, BOROUGH OF           6                425,000             2,750
  HAMBURG BOROUGH OF             70              5,393,700            38,774
  HAMILTON, TOWNSHIP OF          70              7,989,000            41,127
  HAMILTONBAN, TWP OF             9                802,500             3,899
  HAMLIN, TOWNSHIP OF             1                125,000               262
  HAMPDEN, TOWNSHIP OF          194             22,955,400            98,518
  HAMPTON, TOWNSHIP OF           32              3,071,200            15,022
  HANOVER, BOROUGH OF            12              1,973,500             3,847
  HANOVER, TOWNSHIP OF          558             81,766,700           243,060
  HARBORCREEK, TOWNSHIP OF       20              1,977,400             8,637
  HARMAR, TOWNSHIP OF            46              3,340,900            19,258
  HARMONY, BOROUGH OF            22              2,497,900            17,876
  HARMONY, TOWNSHIP OF           19                817,800             6,024
  HARRIS, TOWNSHIP OF             4                658,000             1,770
  HARRISBURG,CITY OF          1,265            182,572,000         1,059,327
  HARRISON, TOWNSHIP OF          44              2,447,300            15,386
  HARTLEY, TOWNSHIP OF           81              5,753,300            42,130
  HARVEYS LAKE, BOROUGH OF       12              1,184,200             5,735
  HASTINGS, BOROUGH OF            2                 91,000               568
  HATBORO, BOROUGH OF           158             16,073,900            80,453
  HATFIELD, BOROUGH OF           19              2,413,700            14,522
  HATFIELD, TOWNSHIP OF          38              7,214,700            22,087
  HAVERFORD, TOWNSHIP OF        108             17,828,100            60,042
  HAWLEY, BOROUGH OF              4                304,600             2,337
  HAWTHORN, BOROUGH OF            1                 35,000               417
  HAYCOCK, TOWNSHIP OF            9              1,678,900             5,513
  HAYFIELD, TOWNSHIP OF           9                604,000             2,609
  HAYSVILLE, BOROUGH OF           8                519,700             4,066
  HAZLE, TOWNSHIP OF             10              2,560,000             8,902
  HAZLETON, CITY OF               1                 70,500               506
  HEATH, CITY OF                  1                250,000               295
  HEBRON, TOWNSHIP OF             3                217,500             1,003
  HECTOR, TOWNSHIP OF             5                217,900             1,916
  HEGINS, TOWNSHIP OF             7              1,431,300             7,420
  HEIDELBERG, BOROUGH OF          5                361,700             2,616
  HEIDELBERG, TOWNSHIP OF        37              4,180,000            24,319
  HELLAM, TOWNSHIP OF            54              6,524,300            22,736
  HELLERTOWN, BOROUGH OF         15              2,280,100            11,872
  HEMLOCK TOWNSHIP OF            56              4,096,300            26,325
  HEMPFIELD, TOWNSHIP OF         80              9,723,500            50,880
  HENDERSON, TOWNSHIP OF         30              1,811,400            14,938
  HENRY CLAY, TOWNSHIP OF         2                136,200               686
  HEPBURN, TOWNSHIP OF           39              2,716,100            20,058
  HEREFORD, TOWNSHIP OF          11              1,028,500             6,037
  HERMITAGE, MUNICIPALITY        18              3,380,700            11,367
  HERNDON, BOROUGH OF            22                997,100             8,869
  HERRICK, TOWNSHIP OF            1                310,000               316
  HICKORY, TOWN OF                1                 44,300               442
  HICKORY, TOWNSHIP OF            8                929,300             4,787
  HIGHLAND, TOWNSHIP OF           4                341,000               941
  HIGHSPIRE, BOROUGH OF         231             22,851,300           144,501
  HILLSGROVE, TOWNSHIP OF        19                994,400             8,399
  HILLTOWN, TOWNSHIP OF          11              3,345,400             6,083
  HOLLENBACK, TOWNSHIP OF         1                 25,000               201
  HOLLIDAYSBURG, BOROUGH O      104              7,767,200            52,681
  HOMER CITY, BOROUGH OF         15              1,034,300             5,844
  HOMESTEAD, BOROUGH OF           1                815,000             1,777
  HONESDALE, BOROUGH OF          28              3,904,100            18,868
  HONEYBROOK, TOWNSHIP OF         6                394,500             1,663
  HOOKSTOWN, CITY OF              2                 40,200               544
  HOOVERSVILLE, BOROUGH OF       26                934,200             9,322
  HOP BOTTOM, BOROUGH OF          7                462,100             3,798
  HOPEWELL, BOROUGH OF            8                261,600             2,906
  HOPEWELL, TOWNSHIP OF          50              4,754,800            28,894
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HORSHAM, TOWNSHIP OF          107             19,068,400            56,310
  HORTON, TOWNSHIP OF             5                257,500             2,889
  HOUSTON, BOROUGH OF            18              1,645,300             9,046
  HOUTZDALE, CITY OF              3                117,800             1,346
  HOVEY, TOWNSHIP OF              1                 63,500               621
  HOWARD, BOROUGH OF              1                 98,300               616
  HOWARD, TOWNSHIP OF             2                 61,200               369
  HOWE, TOWNSHIP OF              23              1,414,600             8,725
  HUGHESTOWN, BOROUGH OF          1                188,000               276
  HUGHESVILLE, BOROUGH OF         4                401,400               938
  HULMEVILLE BOROUGH OF          45              7,972,600            30,936
  HUMMELSTOWN, BOROUGH OF        20              2,080,000            11,987
  HUNLOCK, TOWNSHIP OF           20              1,458,800             9,052
  HUNTINGDON, BOROUGH OF         97             10,137,100            67,054
  HUNTINGTON, TOWNSHIP OF        12              1,601,500             6,312
  HUSTON, TOWNSHIP OF            19              1,138,500             9,047
  HYDE PARK, BOROUGH OF           1                 45,700               489
  HYDETOWN, BOROUGH OF            1                 55,000               499
  HYNDMAN, BOROUGH OF           149              8,707,700            62,285
  INDEPENDENCE, TOWNSHIP O        6                454,900             2,776
  INDIANA, BOROUGH OF           119              8,250,900            56,713
  INDIANA, TOWNSHIP OF            7                317,900             2,697
  INDUSTRY, BOROUGH OF           23              6,360,500            22,446
  INGRAM, BOROUGH OF              2                193,000               415
  IRVONA, BOROUGH OF              1                 20,500               309
  IRWIN, BOROUGH OF               3                530,800             3,420
  JACKSON, TOWNSHIP OF          104              9,390,800            48,568
  JACKSON,TOWNSHIP OF             3                168,300             1,461
  JACKSONVILLE, BOROUGH OF        1                125,000               246
  JACOBUS, BOROUGH OF             1                 48,300               496
  JAMESTOWN, BOROUGH OF           7              2,327,200             7,879
  JAY, TOWNSHIP OF                5                282,300             2,882
  JEANNETTE, CITY OF             39              5,445,400            23,192
  JEFFERSON HILLS, BOROUGH       22              2,787,700            15,472
  JEFFERSON, TOWNSHIP OF         24              1,719,800            13,972
  JEFFERSON,TOWNSHIP OF           3                146,300               948
  JENKINS, TOWNSHIP OF           61              6,025,700            32,903
  JENKINTOWN, BOROUGH            14              3,164,100             6,803
  JENKS, TOWNSHIP OF              1                 49,600               520
  JENNER, TOWNSHIP OF             3                275,000             1,007
  JENNERSTOWN,BOROUGH OF          2                192,300             1,152
  JERMYN, BOROUGH OF             65              5,746,900            42,392
  JERSEY SHORE, BOROUGH OF      471             29,211,800           237,454
  JESSUP, BOROUGH OF             21              1,738,600             9,281
  JESSUP, TOWNSHIP OF             2                213,300               919
  JIM THORPE, BOROUGH OF          5                304,800             1,665
  JOHNSONBURG, BOROUGH OF        13                911,500             4,662
  JOHNSTOWN, CITY OF            896            114,860,800           750,332
  JONES, TOWNSHIP OF              4                226,700             1,342
  JONESTOWN, BOROUGH OF           7                516,500             3,282
  JORDAN, CITY OF                 2                212,600               893
  JORDAN, TOWNSHIP OF             1                125,000               232
  JUNIATA, TOWNSHIP OF           22              1,155,400             7,368
  KARTHAUS, CITY OF               3                178,600             1,837
  KEATING, TOWNSHIP OF            3                188,500               975
  KELLY, TOWNSHIP OF             21              1,536,500             7,275
  KENHORST, BOROUGH OF            3                251,200               758
  KENNEDY, TOWNSHIP OF            1                500,000             1,272
  KENNETT SQUARE, BOROUGH         8              1,460,800             3,918
  KENNETT, TOWNSHIP OF           21              4,321,000             8,467
  KIDDER, TOWNSHIP OF             3                524,800               993
  KILBUCK, TOWNSHIP OF            9                896,200             5,190
  KIMMEL, TOWNSHIP OF             4                182,000             1,323
  KING, TOWNSHIP OF               9                662,600             4,338
  KINGSLEY, TOWNSHIP OF           1                 27,300               231
  KINGSTON, BOROUGH OF        2,925            479,159,500         1,207,773
  KINGSTON, TOWNSHIP OF          62              9,737,700            34,984
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  KISKIMINTAS, TOWNSHIP OF        6                493,600             2,186
  KISTLER, BOROUGH OF             9                476,300             2,520
  KITTANNING, BOROUGH OF        132             11,146,900            85,884
  KITTANNING, TOWNSHIP OF         3              1,023,200             7,208
  KNOX, BOROUGH OF                1                 62,000               410
  KNOX, TOWNSHIP OF OF            1                 93,000               206
  KNOXVILLE, BOROUGH OF           3                125,900             1,279
  KULPMONT, BOROUGH OF            1                127,700               720
  KUTZTOWN, BOROUGH OF           38              5,096,300            33,075
  LA PLUME, TOWNSHIP OF           3                378,000             1,121
  LACEYVILLE, BOROUGH OF         20                744,200             6,627
  LACKAWANNOCK, TOWNSHIP O        3                398,000             1,017
  LACKAWAXEN, TOWNSHIP OF        18              2,832,600            10,775
  LAFAYETTE, TOWNSHIP OF          3                353,200               741
  LAFLIN, BOROUGH OF              1                 62,000               196
  LAKE CITY, BOROUGH OF           3                652,800             2,015
  LAKE, TOWNSHIP OF               6                742,000             2,943
  LAMAR, TOWNSHIP OF             73              4,804,400            36,812
  LANCASTER, CITY OF            115             13,504,700            75,613
  LANCASTER, TOWNSHIP OF         41              5,312,400            24,779
  LANDINGVILLE, BOROUGH OF        6                363,300             2,578
  LANESBORO, BOROUGH OF          27              1,348,600            10,332
  LANGHORNE MANOR, BOROUGH        5              1,248,700             3,507
  LANGHORNE, BOROUGH OF          21              3,918,100            15,634
  LANSDALE, BOROUGH OF           35              4,952,000            16,105
  LANSDOWNE, BOROUGH OF          12              1,951,000             3,935
  LAPORTE, TOWNSHIP OF            5                951,100             3,963
  LARIMER, TOWNSHIP OF            1                 30,800               354
  LARKSVILLE, BOROUGH OF          3                445,700             2,155
  LATHROP, TOWNSHIP OF            2                146,400             1,057
  LATIMORE, TOWNSHIP OF           5                499,200             1,791
  LATROBE, BOROUGH OF            30              3,230,500            16,688
  LAUREL RUN, BOROUGH OF          2                101,000               639
  LAURELDALE, BOROUGH OF          1                 93,000               231
  LAWRENCE, TOWNSHIP OF          50              3,423,100            27,862
  LAWRENCEVILLE, BOROUGH O        5                996,300             3,500
  LE BOEUF, TOWNSHIP OF           2                131,000             1,117
  LEACOCK, TOWNSHIP OF            7              1,337,800             8,731
  LEBANON, CITY OF               93             10,489,200            55,037
  LEBANON, TOWNSHIP OF            1                 63,500               592
  LEECHBURG, BOROUGH OF          13              1,303,200             7,987
  LEESPORT, BOROUGH OF           11              2,042,400            11,620
  LEET, TOWNSHIP OF              15                936,500             6,947
  LEETSDALE, BOROUGH OF          41              6,864,100            42,130
  LEHIGH, TOWNSHIP OF            20              2,716,900            10,434
  LEHIGHTON, BOROUGH OF           4                274,000             2,122
  LEHMAN, TOWNSHIP OF             8              1,041,200             2,939
  LEIDY, TOWNSHIP OF             14              1,185,000             6,394
  LEMON, TOWNSHIP OF              3                375,000             1,597
  LEMOYNE, BOROUGH OF             7                482,100             2,487
  LENHARTSVILLE, BOROUGH O        2                231,000               728
  LENOX, TOWNSHIP OF              6                355,400             2,895
  LETTERKENNY, TOWNSHIP OF        1                310,000               316
  LEWIS RUN, BOROUGH OF          11              1,259,800             6,533
  LEWIS, TOWNSHIP OF             78              5,270,300            36,302
  LEWISBERRY, BOROUGH OF          1                310,000               326
  LEWISBURG, BOROUGH OF         293             31,210,000           184,142
  LEWISTOWN, BOROUGH OF         220             19,673,200            95,340
  LIBERTY, TOWNSHIP OF           53              3,437,600            24,420
  LICKING CREEK, CITY OF          3                161,200             1,558
  LIGONIER, BOROUGH OF           38              4,339,800            25,847
  LIGONIER, TOWNSHIP OF         155             16,305,800            87,353
  LILLY, BOROUGH OF               3                 85,200               947
  LIMERICK, TOWNSHIP OF          16              1,923,900             9,553
  LIMESTONE, TOWNSHIP OF         58              3,763,500            27,583
  LINCOLN, BOROUGH OF             2                164,800               823
  LINCOLN, TOWNSHIP OF           17                324,300             3,841
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LINCOLN,TOWNSHIP OF             2                 88,800               864
  LITCHFIELD, TOWNSHIP OF         1                 35,100               389
  LITITZ, BOROUGH OF             65              6,735,800            34,761
  LITTLE BEAVER, TOWNSHIP         1                 62,000               196
  LITTLE BRITAIN, TOWNSHIP        3                418,900             1,078
  LITTLE MAHANOY, TOWNSHIP        3                147,400             1,430
  LITTLE MEADOWS, BOROUGH         2                182,100               751
  LITTLESTOWN, BOROUGH OF         3                715,000               959
  LIVERPOOL, BOROUGH OF           5                364,000             1,262
  LIVERPOOL, TOWNSHIP OF         13                823,100             6,059
  LOCK HAVEN, CITY OF           104              7,003,500            47,214
  LOCUST, TOWNSHIP OF            14                830,000             5,796
  LOGAN, TOWNSHIP OF             68              6,204,000            27,727
  LOGANTON, CITY OF               2                201,000               756
  LOGANVILLE, BOROUGH OF          1                125,000               232
  LONDON BRITAIN, TOWNSHIP        3                870,000             1,007
  LONDON GROVE, TOWNSHIP O        3                235,500             1,437
  LONDONDERRY, TOWNSHIP OF      226             10,870,500            89,450
  LONG BRANCH, CITY OF            1                 60,000               298
  LONGSWAMP, TOWNSHIP OF          5              1,454,900             5,190
  LORAIN, BOROUGH OF              6                200,900             2,015
  LOWER ALLEN, TOWNSHIP OF       69              7,139,600            28,940
  LOWER ALSACE, TOWNSHIP O       18              2,187,800             9,964
  LOWER AUGUSTA, TOWNSHIP         4                196,900             1,140
  LOWER BURRELL, CITY OF         11              2,082,900             9,728
  LOWER CHANCEFORD, TOWNSH       15              1,743,300             6,721
  LOWER CHICHESTER, TOWNSH        2                646,100             2,923
  LOWER FRANKFORD, TOWNSHI        4                265,000             1,622
  LOWER FREDERICK, TOWNSHI       33              3,951,000            15,614
  LOWER GWYNEDD, TOWNSHIP        36              8,118,000            13,630
  LOWER HEIDELBERG, TOWNSH        6              1,715,000             4,449
  LOWER MACUNGIE, TOWNSHIP       90             12,880,200            56,291
  LOWER MAHANOY, TOWNSHIP        11                539,400             3,605
  LOWER MAKEFIELD, TOWNSHI      301             66,463,200           195,351
  LOWER MERION, TOWNSHIP O      304             54,660,500           146,126
  LOWER MIFFLIN, TOWNSHIP         4                363,200             1,997
  LOWER MILFORD, TOWNSHIP         7                690,200             3,297
  LOWER MORELAND, TOWNSHIP       82             17,856,900            59,609
  LOWER MOUNT BETHEL, TOWN       76              9,021,900            40,821
  LOWER NAZERETH, TOWNSHIP        5                805,500             1,740
  LOWER OXFORD, TOWNSHIP O        2                313,000               508
  LOWER PAXTON, TOWNSHIP O       52              5,667,300            23,607
  LOWER POTTSGROVE, TOWNSH       14              2,153,500            10,018
  LOWER PROVIDENCE, TOWNSH       53             10,786,000            33,552
  LOWER SALFORD, TOWNSHIP        15              2,147,500             6,167
  LOWER SAUCON, TOWNSHIP O       20              3,234,500            10,250
  LOWER SOUTHAMPTON, TOWNS      120             21,542,100            77,100
  LOWER SWATARA, TOWNSHIP        50              5,534,600            27,344
  LOWER TOWAMENSING, TOWNS       11                743,100             5,903
  LOWER TURKEYFOOT, TOWNSH        8                824,100             2,187
  LOWER TYRONE, TOWNSHIP O        1                114,400               656
  LOWER WINDSOR, TOWNSHIP        69              8,115,300            33,434
  LOWER YODER, TOWNSHIP OF        7                380,100             3,247
  LOWHILL,TOWNSHIP OF             1                310,000               326
  LOYALHANNA, TOWNSHIP OF         2                 55,000               669
  LOYALSOCK, TOWNSHIP OF        118             12,333,900            60,512
  LUMBER, TOWNSHIP OF            14                769,600             5,513
  LUZERNE, BOROUGH OF           158             17,492,100            82,068
  LUZERNE, TOWNSHIP OF           25              2,504,700            13,610
  LYCOMING, TOWNSHIP OF          84              5,208,800            40,613
  LYKENS, BOROUGH OF            132              6,505,400            55,187
  LYKENS, TOWNSHIP OF             1                 27,000               324
  LYNN, TOWNSHIP OF              13              1,768,900             6,000
  MACUNGIE, BOROUGH OF           18              2,813,100            12,817
  MADISON, TOWNSHIP OF            6                823,600             2,812
  MADISON,TOWNSHIP OF            11                624,900             4,737
  MAHAFFEY, BOROUGH OF            7                226,800             2,330
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MAHANOY CITY, BOROUGH OF        1                125,000               246
  MAHONING, TOWNSHIP OF          24              2,265,200            16,395
  MAHONING, TYOWNSHIP OF          5                105,900             1,119
  MAIDENCREEK, TOWNSHIP OF       19              2,932,000             6,189
  MAIN, TOWNSHIP OF               5                277,600             2,523
  MALVERN, BOROUGH OF             5              1,245,200             2,646
  MANCHESTER, TOWNSHIP OF        34              4,453,800            18,549
  MANHEIM, BOROUGH OF            83              9,012,300            58,594
  MANHEIM, TOWNSHIP OF           66              9,990,000            37,252
  MANOR, BOROUGH OF              11              3,629,800            22,226
  MANOR, TONWSHIP OF             19              1,018,700             6,422
  MANOR, TOWNSHIP OF             58              6,352,100            27,840
  MANORVILLE, BOROUGH OF         35              2,007,500            12,689
  MANSFIELD, BOROUGH OF           7                508,800             2,238
  MAPLETON, BOROUGH OF            5                268,100             1,197
  MARCUS HOOK, BOROUGH OF         3                702,300             3,340
  MARIETTA, BOROUGH OF          147             13,825,200            84,870
  MARION CENTER, BOROUGH O        1                 66,000               573
  MARION, TOWNSHIP OF            28              1,640,600            11,902
  MARLBOROUGH, TOWNSHIP OF       26              2,828,300            12,768
  MARPLE, TOWNSHIP OF            91             11,079,500            27,111
  MARS, BOROUGH OF                3              1,017,300             7,669
  MARSHALL, TOWNSHIP OF           9              1,612,300             5,145
  MARTIC, TOWNSHIP OF            10              1,354,500             5,913
  MARTINSBURG, BOROUGH OF         2                 11,700               212
  MARYSVILLE, BOROUGH OF         43              4,024,200            22,345
  MASONTOWN, BOROUGH OF           2                 77,800               668
  MATAMORAS, BOROUGH OF          86              9,551,700            34,232
  MAXATAWNY, TOWNSHIP OF          9              1,292,000             4,690
  MAYBERRY, TOWNSHIP OF           8              1,267,200             3,074
  MAYFIELD, BOROUGH OF           13              3,221,200            15,551
  MCADOO, BOROUGH OF              5                231,800             1,264
  MCCANDLESS, TOWNSHIP OF        22              3,525,700            11,093
  MCCONNELLSBURGH, BOROUGH        1                 32,000               364
  MCDONALD, BOROUGH OF            7                575,200             4,482
  MCEWENSVILLE, CITY OF           1                 68,000               165
  MCHENRY, TOWNSHIP OF           24              1,547,900             9,910
  MCINTYRE, TOWNSHIP OF          27              1,674,100             9,898
  MCKEAN, BOROUGH OF              4                396,300             2,139
  MCKEAN, TOWNSHIP OF             4                347,500             1,948
  MCKEES ROCKS, BOROUGH OF       97             19,351,600            99,770
  MCKEESPORT, CITY OF            47             10,687,200            46,309
  MCNETT, TOWNSHIP OF             2                 48,800               414
  MCSHERRYSTOWN, BOROUGHS        11              1,693,100             4,637
  MCVEYTOWN, BOROUGH OF           4                160,500             1,241
  MEAD, TOWNSHIP OF               6                555,500             2,563
  MEADVILLE, CITY OF            152             18,971,500           124,747
  MECHANICSBURG, BOROUGH O       32              3,535,800            19,727
  MECHANICSVILLE, BOROUGH         1                 14,500               222
  MEDIA, BOROUGH OF             161              4,244,200             9,484
  MEHOOPANY, TOWNSHIP OF         17              1,032,500             6,123
  MENALLEN, TOWNSHIP OF          17              1,604,100             9,544
  MERCER, BOROUGH OF              8                653,500             4,964
  MERCER, TOWNSHIP OF             1                 83,000               645
  MERCERSBURG, BOROUGH OF         3                248,000             2,271
  MESHOPPEN, BOROUGH OF          21              1,876,700             9,266
  MESHOPPEN, TOWNSHIP OF         47              3,384,500            21,615
  METAL, TOWNSHIP OF              3                176,500             1,030
  MEYERSDALE, BOROUGH OF         16              1,544,600             6,208
  MIDDLE PAXTON, TOWNSHIP       113             10,707,000            58,601
  MIDDLE SMITHFIELD, TOWNS       14              1,940,700             8,848
  MIDDLEBURG, BOROUGH OF         23              3,241,000            22,222
  MIDDLEBURY, TOWNSHIP OF        15                948,900             6,636
  MIDDLECREEK, TOWNSHIP OF       29              3,509,300            18,958
  MIDDLEPORT, CITY OF            10                436,800             3,798
  MIDDLESEX, TOWNSHIP OF         30              2,826,100            14,907
  MIDDLETOWN, BOROUGH OF        218             18,185,100           108,984
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MIDDLETOWN, CITY OF             1                 62,000               399
  MIDDLETOWN, TOWNSHIP OF       298             49,335,900           145,648
  MIDWAY, BOROUGH OF              1                 12,000               212
  MIFFLIN, BOROUGH OF            53              1,863,100            20,696
  MIFFLIN, TOWNSHIP OF           10                577,500             3,205
  MIFFLINBURG, BOROUGHS OF        9                860,100             3,580
  MIFFLINTOWN, BOROUGH OF        15                630,200             6,093
  MILESBURG, BOROUGH OF          29              2,112,200            13,361
  MILFORD, BOROUGH OF            13              2,358,900             8,852
  MILFORD, TOWNSHIP OF           40              5,099,500            24,139
  MILL CREEK, BOROUGH OF          9                612,200             4,520
  MILL CREEK, TOWNSHIP OF         3                164,200             1,015
  MILL HALL, BOROUGH OF         126              6,600,800            57,026
  MILLCREEK, TOWNSHIP OF        121             24,954,500            63,300
  MILLER, TOWNSHIP OF             9                561,500             4,476
  MILLERSBURG, BOROUGH OF        40              4,660,100            21,720
  MILLERSTOWN, BOROUGH OF         4                324,600             2,030
  MILLERSVILLE, BOROUGH OF        3                350,000               658
  MILLHEIM, BOROUGH OF           26              2,143,700            16,791
  MILLSTONE, TOWNSHIP OF          1                 42,000               433
  MILLVALE, BOROUGH OF          113              7,806,000            63,553
  MILLVILLE, BOROUGH OF           2                190,000             1,087
  MILTON, BOROUGH OF            409             42,414,100           283,696
  MINERSVILLE, BOROUGH OF        39              3,627,800            22,649
  MODENA, BOROUGH OF              2                226,400             1,185
  MOHNTON, BOROUGH OF             8              1,323,200             8,502
  MONACA, BOROUGH OF              5                497,000             1,102
  MONAGHAN, TOWNSHIP OF           3                205,700               943
  MONESSEN, CITY OF              12              1,011,300             8,253
  MONOGAHELA, CITY OF            55              3,909,300            30,832
  MONONGAHELA, TOWNSHIP OF       11              1,396,800             8,422
  MONROE, BOROUGH OF             46              3,042,800            24,332
  MONROE, TOWNSHIP OF           192             15,305,300            95,280
  MONROEVILLE, BOROUGH OF        22              3,987,200            16,681
  MONT ALTO, BOROUGH OF           1                 21,000               308
  MONTGOMERY, BOROUGH OF         90              8,259,000            48,892
  MONTGOMERY, TOWNSHIP OF        48             11,617,000            28,596
  MONTOUR, TOWNSHIP OF           16              1,246,500             5,487
  MONTOURSVILLE, BOROUGH O       49              4,148,200            29,712
  MOON, TOWNSHIP OF              15              1,440,500            15,050
  MOORE, TOWNSHIP OF             10              1,037,900             4,585
  MOOSIC, BOROUGH OF             38              6,232,900            22,854
  MORELAND, TOWNSHIP OF           6                454,800             4,678
  MORGAN, TOWNSHIP OF             4                367,000             1,406
  MORRIS, TOWNSHIP OF            18              1,879,800             8,014
  MORRISVILLE, BOROUGH OF        41              5,548,900            23,038
  MORTON, BOROUGH OF             68              5,748,500            23,421
  MOSCOW, BOROUGH OF             11              1,626,200            10,738
  MOUNT CARMEL, BOROUGH OF       46              2,101,500            17,387
  MOUNT HOLLY SPRINGS, BOR       68              7,580,700            43,917
  MOUNT JEWETT, BOROUGH OF        1                188,000               276
  MOUNT JOY, BOROUGH OF           3                 63,300               675
  MOUNT JOY, TOWNSHIP OF         11              1,896,600             7,202
  MOUNT PLEASANT, TOWNSHIP        9                624,100             5,918
  MOUNT POCONO, BOROUGH OF        1                310,000               316
  MOUNT UNION, BOROUGH OF        28              2,383,500            10,972
  MOUNT WOLF, BOROUGH OF          3                766,600             5,289
  MOUNTVILLE, BOROUGH OF          1                310,000               351
  MT. LEBANON, TOWNSHIP OF        9              1,486,000             4,254
  MT. PLEASANT, BOROUGH OF        2                660,000             1,808
  MT. PLEASANT, TOWNSHIP O       33              3,022,000            13,176
  MUHLENBERG, TOWNSHIP OF        75             10,876,300            55,736
  MUNCY CREEK, TOWNSHIP OF      105              8,562,900            63,787
  MUNCY, BOROUGH OF             239             18,828,900           157,641
  MUNCY, TOWNSHIP OF              6                220,500             2,222
  MUNHALL, BOROUGH OF             5                851,000             3,808
  MURRYSVILLE, CITY OF           27              3,281,600            14,450
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MYERSTOWN, BOROUGH OF          18              1,377,500             8,874
  NANTICOKE, CITY OF             13              1,111,700             6,118
  NANTY GLO, BOROUGH OF           9              1,671,400            11,508
  NAPIER, TOWNSHIP OF             5                447,300             2,324
  NARBERTH, BOROUGH OF           26              3,209,500             9,213
  NAZARETH, BOROUGH OF            7              1,517,900             3,444
  NESCOPECK, BOROUGH OF           3                532,000             1,393
  NESCOPECK, TOWNSHIP OF         18              1,377,600             9,913
  NESHANNOCK, TOWNSHIP OF         6              1,384,100             5,070
  NESQUEHONING, BOROUGH OF        6                455,900             3,657
  NETHER PROVIDENCE, TOWNS       52             10,042,500            34,228
  NEVILLE, TOWNSHIP OF          137             14,747,000            81,541
  NEW ALBANY, BOROUGH OF          2                100,000             1,001
  NEW BERLIN, BOROUGH OF          3                 86,600               845
  NEW BETHLEHEM, BOROUGH O       49              6,749,800            41,068
  NEW BRIGHTON, BOROUGH OF       13              1,162,900            11,952
  NEW BRITAIN, BOROUGH OF         2                 89,400               640
  NEW BRITAIN, TOWNSHIP OF       30              6,160,100            10,090
  NEW BUFFALO, BOROUGH OF         1                 31,000               264
  NEW CASTLE, CITY OF           159             16,021,700           118,574
  NEW CASTLE, TOWNSHIP OF         1                125,000               232
  NEW CUMBERLAND, BOROUGH       157             13,102,500            82,008
  NEW EAGLE, BOROUGH OF           7              1,642,500             7,612
  NEW FLORENCE, BOROUGH OF        5                219,400             1,241
  NEW FREEDOM, BOROUGH OF         4                495,800             1,177
  NEW GALILEE,BOROUGH OF          4                160,700             1,711
  NEW GARDEN, TOWNSHIP OF         7              1,269,500             4,388
  NEW HANOVER, TOWNSHIP OF       17              2,979,300            10,232
  NEW HOPE, BOROUGH OF          181             38,372,700           149,697
  NEW KENSINGTON, CITY OF        31              3,535,000            19,665
  NEW LONDON, TOWNSHIP OF         6              1,416,700             4,401
  NEW MILFORD, BOROUGH OF        26              1,422,500            11,857
  NEW MILFORD, TOWNSHIP OF        4                301,900             2,280
  NEW PARIS, BOROUGH OF           3                142,000               695
  NEW PHILADELPHIA, BOROUG       14                459,300             5,115
  NEW RINGGOLD, BOROUGH OF       13              1,133,100             7,247
  NEW SEWICKLEY, TOWNSHIP         3                142,700             1,060
  NEW STANTON, BOROUGH OF         1                 38,000               137
  NEW WASHINGTON, BOROUGH         1                155,000               278
  NEW WILMINGTON, BOROUGH         1                 55,600               377
  NEWBERRY, TOWNSHIP OF          53              3,971,700            21,328
  NEWELL, BOROUGH OF              3                 57,000               624
  NEWLIN, TOWNSHIP OF            10              1,702,000             4,762
  NEWPORT, BOROUGH OF           122              7,765,100            61,338
  NEWPORT, TOWNSHIP OF            2                218,000               493
  NEWRY, BOROUGH OF               2                166,000             1,297
  NEWTON HAMILTON, BOROUGH        9                431,900             3,615
  NEWTON, TOWNSHIP OF             4                562,200             1,211
  NEWTOWN, BOROUGH OF             3                808,000               903
  NEWTOWN, TOWNSHIP OF           46              9,792,400            21,405
  NEWVILLE, BOROUGH OF            3                189,000             1,137
  NICHOLSON, BOROUGH OF           4                259,300             1,597
  NICHOLSON, TOWNSHIP OF          6                522,100             3,640
  NIPPENOSE, TOWNSHIP OF         11              1,025,100             6,101
  NOCKAMIXON, TOWNSHIP OF        14              2,218,400             9,965
  NORRISTOWN, BOROUGH OF         64             11,075,100            63,908
  NORTH ABINGTON, TOWNSHIP        1                 93,000               221
  NORTH ANNVILLE, TOWNSHIP       25              1,657,800            11,546
  NORTH APOLLO, BOROUGH OF        5                545,700             5,364
  NORTH BEAVER, TOWNSHIP O        4                230,900             1,315
  NORTH BELLE VERNON, BORO        1                250,000               306
  NORTH BRANCH, TOWNSHIPOF        1                 93,000               206
  NORTH BUFFALO, TOWNSHIP         2              1,059,400             6,595
  NORTH CENTRE, TOWNSHIP O        3                 62,000             1,016
  NORTH CHARLEROI, BOROUGH       18              1,606,600            15,449
  NORTH CODORUS, TOWNSHIP         8                936,700             5,419
  NORTH CORNWALL, TOWNSHIP       21              3,420,500            10,854
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NORTH COVENTRY, TOWNSHIP       86              7,617,800            52,804
  NORTH EAST, BOROUGH OF         27              2,494,900            15,342
  NORTH EAST, TOWNSHIP OF        54              5,382,500            18,974
  NORTH FAYETTE, TOWNSHIP        12              3,053,400            15,954
  NORTH FRANKLIN, TOWNSHIP       13                934,400             5,396
  NORTH HOPEWELL, TOWNSHIP        2                261,500               713
  NORTH HUNTINGDON, TOWNSH       28              2,362,400            10,357
  NORTH LEBANON, TOWNSHIP         4                506,000             1,183
  NORTH LONDONDERRY, TOWNS        5                461,200             1,973
  NORTH MAHONING, TOWNSHIP        1                 27,500               328
  NORTH MANHEIM, TOWNSHIP         8                910,100             3,721
  NORTH MIDDLETON, TOWNSHI       36              3,435,300            12,815
  NORTH MORELAND, TOWNSHIP        1                 38,000               131
  NORTH NEWTON, TOWNSHIP O        1                 97,700               619
  NORTH SEWICKLEY, TOWNSHI       27              1,924,000            12,696
  NORTH SHENANGO, TOWNSHIP        1                 40,300               261
  NORTH STRABANE, TOWNSHIP        6              1,235,100             2,607
  NORTH TOWANDA, TOWNSHIP         3                207,600             1,155
  NORTH UNION, TOWNSHIP OF        7                426,300             3,040
  NORTH VERSAILLES, TOWNSH        6                308,800             1,681
  NORTH WALES, BOROUGH OF        12              1,717,800             3,612
  NORTH WHITEHALL, TOWNSHI       16              1,731,200             7,509
  NORTH WOODBURY, TOWNSHIP        3                125,800             1,108
  NORTH YORK, BOROUGH OF          1                 21,300               417
  NORTHAMPTON, BOROUGH OF        74              7,272,500            37,065
  NORTHAMPTON, TOQWNSHIP O        2                 93,600               458
  NORTHAMPTON, TOWNSHIP OF      130             29,542,000            51,233
  NORTHUMBERLAND, BOROUGH        37              3,272,400            16,079
  NORWICH, TOWNSHIP OF            7                500,100             5,389
  NORWOOD, BOROUGH OF             5                712,300             2,160
  NOTTINGHAM, TOWNSHIP OF         2                 45,300               581
  NOXEN, TOWNSHIP OF              7                721,600             2,101
  NOYES, TOWNSHIP OF             23                784,900             8,083
  O'HARA, TOWNSHIP OF            30              4,206,100            21,077
  OAKDALE, BOROUGH OF            22              3,168,100            16,610
  OAKLAND, TOWNSHIP OF            8                672,200             3,836
  OAKLAND,TOWNSHIP OF             1                 54,500               498
  OAKMONT, BOROUGH OF            16              2,022,400             8,953
  OGLE, TOWNSHIP OF               2                 45,800               414
  OHIO, TOWNSHIP OF               2                177,800             1,371
  OHIOPYLE, BOROUGHS OF           1                 20,000               152
  OIL CITY, CITY OF              56             11,398,300            48,494
  OIL CREEK, TOWNSHIP OF          4                281,200             1,407
  OLD FORGE, BOROUGH OF          21              2,518,700            12,369
  OLD LYCOMING, TOWNSHIP O      168             12,561,500            99,053
  OLEY, TOWNSHIP OF              16              2,609,500             9,827
  OLIVER, TOWNSHIP OF            19                701,200             5,409
  OLYPHANT, BOROUGH OF          103              8,374,400            63,262
  ONEIDA, TOWNSHIP OF             9                666,400             2,763
  ONTELAUNEE, TOWNSHIP OF        21              2,663,800            15,523
  ORANGE, TOWNSHIP OF            32              2,071,600            14,281
  ORANGEVILLE, BOROUGH OF         7                256,300             2,364
  ORBISONIA, BOROUGH OF           2                 92,700               970
  OREGON, TOWNSHIP OF             4                485,900             1,778
  ORWELL, TOWNSHIP OF             2                111,600               816
  ORWIGSBURG, BOROUGH OF         33              3,045,000            16,135
  OSBORNE, BOROUGH OF            13              1,012,200             7,496
  OSCEOLA MILLS, BOROUGH O        1                  6,000                74
  OSCEOLA, TOWNSHIP OF            6                370,500             3,335
  OSWAYO, BOROUGH OF              2                104,800             1,015
  OTTO, TOWNSHIP OF               5                122,900             1,373
  OVERFIELD, TOWNSHIP OF          1                310,000               316
  OXFORD, BOROUGH OF              1                 93,000               231
  OXFORD, TOWNSHIP OF            17              3,115,500            13,376
  PACKER, TOWNSHIP OF             1                 62,000               204
  PAINT, BOROUGHS OF             11                489,800             4,803
  PAINT, TOWNSHIP OF             10                573,400             4,955
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PALMER, TOWNSHIP OF             3                793,200             1,838
  PALMERTON, BOROUGH OF          87              6,933,900            50,707
  PALMYRA, BOROUGH OF             5                933,000             1,416
  PALMYRA, TOWNSHIP OF           10              1,538,000             4,212
  PARADISE, TOWNSHIP OF          39              4,769,200            21,918
  PARKER CITY, CITY OF            3              1,031,300             6,054
  PARKER, TOWNSHIP OF             1                 50,600               439
  PARKESBURG, BOROUGH OF          2                215,200             2,170
  PARKS, TOWNSHIP OF             15                872,300             6,865
  PARKSIDE, BOROUGH OF            2                141,100               885
  PATTON, BOROUGH OF             20              1,269,200             9,553
  PATTON, TOWNSHIP OF             4                841,000             1,185
  PAUPACK, TOWNSHIP OF           12                540,900             4,340
  PAVIA, TOWNSHIP OF              1                 35,000               353
  PAXTANG, BOROUGH OF            24              2,771,400            17,421
  PEACH BOTTOM, TOWNSHIP O       11                967,200             4,160
  PENN FOREST, TOWNSHIP OF        7                750,700             2,919
  PENN HILLS, TOWNSHIP OF        24              5,131,100            23,795
  PENN, BOROUGH OF                7                210,600             2,694
  PENN, TOWNSHIP OF             181             19,905,700           108,379
  PENNDEL, BOROUGH OF             1                188,000               293
  PENNSBURG, BOROUGH OF           3                526,000             1,207
  PENNSBURY, TOWNSHIP OF          5                666,000             3,186
  PEQUEA, TOWNSHIP OF             3                309,000             2,055
  PERKASIE, BOROUGH OF           18              3,446,600             9,945
  PERKIOMEN, TOWNSHIP OF         19              2,417,500            10,280
  PERRY, TOWNSHIP OF             82              5,757,600            36,702
  PERRYOPOLIS, BOROUGH OF        19              1,445,900            10,618
  PETERS, TOWNSHIP OF            19              2,780,700            10,691
  PETERSBURG, BOROUGH OF         10                537,000             4,282
  PETROLIA, BOROUGH OF            2                175,000               807
  PHILADELPHIA, CITY OF       1,933            328,411,900         1,011,353
  PHILIPSBURG, BOROUGH OF        19              1,545,200             9,281
  PHOENIXVILLE, BOROUGH OF       51              7,912,300            47,280
  PIATT, TOWNSHIP OF             62              3,341,400            29,173
  PICTURE ROCKS, BOROUGH O        6                322,700             1,999
  PIKE, TOWNSHIP OF              15                983,900             5,045
  PILLOW, BOROUGHS OF             2                135,900             1,164
  PINE CREEK, TOWNSHIP OF       114             10,387,800            69,619
  PINE GRIVE, TOWNSHIP OF        39              2,389,000            18,559
  PINE GROVE, BOROUGH OF        100             11,213,100            71,064
  PINE GROVE, TOWNSHIP OF        22              1,278,100            13,223
  PINE, TOWNSHIP OF              31              1,862,000            10,876
  PINEGROVE, TOWNSHIP OF          2                154,000               818
  PITCAIRN, BOROUGH OF           57              4,358,700            30,890
  PITTSBURGH, CITY OF           407            112,369,400           552,118
  PITTSFIELD, TOWNSHIP           31              1,221,500            13,269
  PITTSTON, CITY OF              24              4,903,000            24,617
  PITTSTON, TOWNSHIP OF          10              1,203,500             3,763
  PLAINFIELD, TOWNSHIP OF         5                521,100             2,210
  PLAINS, TOWNSHIP OF            84             11,872,000            43,611
  PLEASANT HILLS, BOROUGH         2                281,000               489
  PLEASANT, TOWNSHIP OF           8                645,400             3,844
  PLEASANTVILLE, BOROUGH O        3                248,800             1,823
  PLUM, BOROUGH OF               17              3,370,400            11,573
  PLUM, TOWNSHIP OF               1                 22,000               164
  PLUMCREEK, TOWNSHIP OF          1                188,000               293
  PLUMSTEAD, TOWNSHIP OF         35              9,370,200            29,039
  PLUMVILLE, BOROUGH OF           3                 80,500               541
  PLUNKETTS CREEK, TOWNSHI       81              6,894,500            45,424
  PLYMOUTH, BOROUGH OF          353             46,532,900           141,029
  PLYMOUTH, TOWNSHIP OF         105             15,947,800            66,353
  POCONO, TOWNSHIP OF            26              3,909,800            22,394
  POCOPSON, TOWNSHIP OF          33              5,077,700            26,419
  POINT MARION, BOROUGH OF       39              2,745,600            24,866
  POINT, TOWNSHIP OF             42              3,508,700            22,841
  POLK, BOROUGH OF               16                689,300             7,165
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  POLK, TOWNSHIP OF              24              2,156,500            12,380
  PORT ALLEGANY, BOROUGH O       30              7,906,200            29,833
  PORT CARBON, BOROUGH OF        78              4,242,200            35,418
  PORT CLINTON, BOROUGH OF       16                963,200             7,670
  PORT MATILDA, BOROUGH OF        3                133,900             1,224
  PORT ROYAL, BOROUGH OF         20              1,012,900             9,600
  PORT VUE, BOROUGH OF            3              1,919,700             7,045
  PORTAGE, BOROUGH OF            25                815,900             6,810
  PORTAGE, TOWNSHIP OF           24              2,118,100            13,374
  PORTER, TOWNSHIP OF           113              8,433,200            55,834
  PORTLAND, BOROUGH OF            2                769,700             4,568
  POTTER, TOWNSHIP OF             9                579,500             4,095
  POTTSTOWN, BOROUGH OF         149             18,822,600           110,800
  POTTSVILLE, CITY OF            11              2,494,000            17,560
  PRESIDENT, TOWNSHIP OF          7                723,500             1,845
  PRESTON, TOWNSHIP OF            1                 70,000               483
  PRICE, TOWNSHIP OF              2                218,000               463
  PRINGLE, BOROUGH OF             5                493,800             1,479
  PROMPTON, BOROUGH OF            2                375,000               773
  PROSPECT PARK, BOROUGH O        9              1,622,700             3,600
  PROSPECT, BOROUGH OF            1                102,000               470
  PROVIDENCE, TOWNSHIP OF         7              1,373,000             2,611
  PULASKI, TOWNSHIP OF            1                753,100             4,580
  PUNXSUTAWNEY, BOROUGH OF       93             14,063,000            66,906
  PUTNAM, TOWNSHIP OF            10                687,700             3,791
  PYMATUNING, TOWNSHIP OF         6                512,000             3,279
  QUAKERTOWN, BOROUGH OF         77             13,261,600            60,348
  QUARRYVILLE BOROUGH             3                638,000             2,037
  QUEMAHOMING, TOWNSHIP OF       16                559,400             5,781
  QUINCY, TOWNSHIP OF             8              1,238,800             4,163
  RADNOR, TOWNSHIP OF           132             25,447,800            77,294
  RALPHO, TOWNSHIP OF            26              1,721,100             7,732
  RANKIN, BOROUGH OF              4                462,000             1,396
  RANSOM, TOWNSHIP OF             5                446,900             2,187
  RAPHO, TOWNSHIP OF             10              1,564,700             5,588
  RAYBURN, TOWNSHIP OF            5                261,500             1,679
  RAYNE, TOWNSHIP OF              3                 60,000               802
  READE, TOWNSHIP OF              2                 64,400               770
  READING, CITY OF              110             30,706,300           152,625
  READING, TOWNSHIP OF          104              8,881,000            60,245
  REBANK, TOWNSHIP OF            32              2,379,800            13,582
  REDSTONE, TOWNSHIP OF           9                552,400             2,872
  REED, TOWNSHIP OF              22              2,846,400            22,952
  REILLY, TOWNSHIP OF             1                 21,600               234
  RENOVO, BOROUGH OF             72              4,353,800            34,388
  RESERVE, TOWNSHIP OF           19              1,263,600             7,976
  REYNOLDSVILLE, BOROUGH O       32              1,866,100            16,298
  RICE, TOWNSHIP OF               1                 38,000               131
  RICES LANDING, BOROUGH O        3                 51,300               625
  RICHHILL, TOWNSHIP OF           2                 85,400               749
  RICHLAND, BOROUGH OF            2                185,000               607
  RICHLAND, TOWNSHIP OF          37              4,405,300            14,118
  RICHMOND, TOWNSHIP OF          42              5,886,300            26,141
  RIDGEBURY, TOWNSHIP OF         30              3,558,600            27,347
  RIDGWAY, BOROUGH OF            84             11,091,700            79,838
  RIDGWAY, TOWNSHIP OF            9                572,600             6,071
  RIDLEY PARK, BOROUGH OF        14              3,066,500             9,019
  RIDLEY, TOWNSHIP OF            79             11,470,300            44,643
  RIEGELSVILLE, BOROUGH OF       82             10,479,600            60,623
  RINGGOLD, TOWNSHIP OF           3                 96,400               962
  RIVERSIDE, BOROUGH OF          17              1,340,200             7,294
  ROARING CREEK, TOWNSHIP         3                169,600             1,456
  ROARING SPRING, BOROUGH         4                157,300             1,484
  ROBESON, TOWNSHIP OF           35              3,789,900            21,048
  ROBESONIA, BOROUGH OF          11              1,223,300             6,462
  ROBINSON, TOWNSHIP OF          12              2,614,600            12,354
  ROCHESTER, BOROUGH OF           2                 58,000               299
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROCHESTER, TOWNSHIP OF          3                566,100             1,401
  ROCKEFELLER, CITY OF            3                167,300             1,352
  ROCKHILL, BOROUGH OF           21                839,800             7,498
  ROCKLAND, TOWNSHIP OF           9              1,188,900             3,050
  ROCKLAND,TOWNSHIP OF           12                702,000             3,396
  ROCKWOOD, BOROUGH OF            3              1,115,500             6,138
  ROME, BOROUGH OF                2                 48,300               636
  ROSCOE, BOROUGH OF             79              4,510,100            36,260
  ROSE VALLEY, BOROUGH OF         1                 25,000               105
  ROSE, TOWNSHIP OF               3                163,100             1,972
  ROSS, TOWNSHIP OF              78             11,434,600            68,529
  ROSSLYN FARMS, BOROUGH O        1                 46,600               495
  ROSTRAVER, TOWNSHIP OF         34              2,472,400            14,114
  ROULETTE, TOWNSHIP OF          49              2,230,900            21,359
  ROUSEVILLE, BOROUGH OF          3                 54,600               960
  ROYALTON, BOROUGH OF           53              5,025,200            23,158
  ROYERSFORD, BOROUGH OF          7              3,495,000            17,214
  RURAL VALLEY,BOROUGH            4                109,000             1,036
  RUSCOMBMANOR, TOWNSHIP O        1                 57,000               505
  RUSH, TOWNSHIP OF              33              2,132,700            15,049
  RUTLEDGE, BOROUGH OF            1                250,000               306
  RYE, TOWNSHIP OF                2                237,400             1,029
  SADSBURY, TOWNSHIP OF          18              2,435,900            10,894
  SAEGERTOWN, BOROUGH OF         24              1,416,100             9,869
  SALEM, TOWNSHIP OF             36              3,073,800            15,140
  SALFORD, TOWNSHIP OF            3                722,000             2,418
  SALISBURY, TOWNSHIP OF         12              1,567,400             4,975
  SALLADASBURG, BOROUGH OF        2                 94,600               601
  SALTILLO, BOROUGH OF            5                323,000             2,254
  SALTLICK, TOWNSHIP OF          19              1,016,600             9,403
  SALTSBURG, BOROUGH OF           5                342,000             3,994
  SANDY LAKE, BOROUGH OF         17              5,185,800            26,763
  SANDY LAKE, TOWNSHIP OF         1                 50,000               387
  SANDY, TOWNSHIP OF             28              1,706,100            12,181
  SANDYCREEK, TOWNSHIP OF         2                340,300             1,208
  SAVILLE, TOWNSHIP OF            9              1,112,800             3,830
  SAXTON, BOROUGH OF              1                 28,600               289
  SAYRE, BOROUGH OF               6                449,100             1,943
  SCALP LEVEL, CITY OF            4                143,800             1,559
  SCHELLSBURG, BOROUGH OF         1                112,900               536
  SCHUYLKILL COUNTY*              1                 30,000               209
  SCHUYLKILL HAVEN, BOROUG       85              8,120,200            52,521
  SCHUYLKILL, TOWNSHIP OF        34              5,127,300            25,359
  SCHWENKSVILLE, BOROUGH O       12              1,487,800             4,260
  SCOTT, TOWNSHIP OF            116             11,145,500            52,990
  SCOTTDALE, BOROUGH OF          11                858,500             5,293
  SCRANTON, CITY OF             513             42,815,400           312,888
  SCRUBGRASS, TOWNSHIP OF         8                601,100             4,168
  SELINSGROVE, BOROUGH OF       171             13,801,100            88,047
  SELLERSVILLE, BOROUGH OF       16              2,334,200            13,943
  SEVEN VALLEYS, BOROUGH O        5                847,100             2,221
  SEWARD, BOROUGH OF              4                249,000               755
  SEWICKLEY HEIGHTS, BOROU        3                454,000             1,070
  SEWICKLEY HILLS, BOROUGH        1                610,300             3,303
  SEWICKLEY, BOROUGH OF          18              4,367,200            25,046
  SEWICKLEY, TOWNSHIP OF         37              1,743,400            15,431
  SHADE, TOWNSHIP OF              2                101,500               745
  SHALER, TOWNSHIP OF           120             12,642,500            75,960
  SHAMOKIN DAM, BOROUGH OF       17              1,376,400             7,634
  SHAMOKIN, CITY OF              42              1,564,700            13,501
  SHAMOKIN, TOWNSHIP OF          10                837,700             3,513
  SHANKSVILLE, BOROUGH OF         2                 55,000               599
  SHARON HILL, BOROUGH OF        14              1,877,000             5,450
  SHARON, CITY OF                17              3,621,700            14,896
  SHARON, TOWNSHIP OF            24                929,600             9,053
  SHARPSBURG, BOROUGH OF        111             10,706,400            78,456
  SHARPSVILLE, BOROUGH OF         1                 38,000               162
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SHEFFIELD, TOWNSHIP OF         10                595,300             4,142
  SHELOCTA, BOROUGH OF           19                669,900             6,470
  SHENANDOAH, BOROUGH OF         35              1,038,600            12,270
  SHENANGO, TOWNSHIP OF           9              1,763,700             5,374
  SHESHEQUIN, TOWNSHIP OF        18              1,475,500             7,843
  SHICKSHINNY, BOROUGH OF        92              6,775,000            49,208
  SHILLINGTON, BOROUGH OF         5                618,300             3,934
  SHINGLEHOUSE, BOROUGH OF        7                345,000             2,263
  SHIPPEN, TOWNSHIP OF          121              6,610,200            49,059
  SHIPPENSBURG, BOROUGH OF       23              3,035,100            17,410
  SHIPPENSBURG, TOWNSHIP O        6              1,398,100             4,267
  SHIPPINGPORT, BOROUGH OF        2                203,500             1,352
  SHIREMANSTOWN, BOROUGH O        6                580,000             3,250
  SHIRLEY, TOWNSHIP OF           19              1,039,900             8,914
  SHOEMAKERSVILLE, BOROUGH       16              1,710,600             9,559
  SHOHOLA, TOWNSHIP OF            6                781,200             2,413
  SHREWSBURY, TOWNSHIP OF        26              2,280,800            11,103
  SILVER LAKE, TOWNSHIP OF        6                624,500             2,273
  SILVER SPRING, TOWNSHIP        41              3,420,400            19,389
  SINKING SPRING, BOROUGH         6              1,103,000             4,470
  SKIPPACK, TOWNSHIP OF          35              5,666,200            17,320
  SLATINGTON, BOROUGH OF          5                712,500             1,552
  SLIGO, BOROUGH OF               3                 72,300               866
  SLIPPERY ROCK, BOROUGH O        2                173,300               879
  SLIPPERY ROCK, TOWNSHIP        21              1,299,900             8,076
  SMETHPORT, BOROUGH OF          10              1,472,000             6,978
  SMITH, TOWNSHIP OF              1                 20,000               267
  SMITHFIELD, TOWNSHIP OF        81             10,420,700            62,159
  SMITHTON, BOROUGH OF           19              1,598,700            10,843
  SNAKE SPRING, TOWNSHIP O       47              3,139,500            22,471
  SNOW SHOE, TOWNSHIP OF          1                188,000               293
  SNYDER, TOWNSHIP OF            37              3,565,700            23,879
  SNYDERTOWN, CITY OF             1                100,000               588
  SOLEBURY, TOWNSHIP OF         108             25,509,100            95,048
  SOMERSET, BOROUGH OF           56              8,546,400            45,298
  SOMERSET, TOWNSHIP OF          12                643,500             4,019
  SOUTH ABINGTON, TOWNSHIP        9              2,336,200            13,611
  SOUTH ANNVILLE, TOWNSHIP        3                482,700             1,167
  SOUTH BEAVER, TOWNSHIP O        1                 27,300               333
  SOUTH BEND,TOWNSHIP OF          2                252,800             1,168
  SOUTH BETHLEHEM, BOROUGH        3                309,100               879
  SOUTH BUFFALO, TOWNSHIP        17              1,734,200             6,662
  SOUTH CANAAN, TOWNSHIP O        3                422,000             1,995
  SOUTH CENTRE, TOWNSHIP O        9              1,951,800             5,050
  SOUTH COATESVILLE, BOROU        3                 68,400             1,061
  SOUTH COVENTRY, TOWNSHIP        1                110,000               719
  SOUTH CREEK, TOWNSHIP OF       23              1,170,800             8,390
  SOUTH FAYETTE, TOWNSHIP        15              3,083,400            16,517
  SOUTH FORK, BOROUGH OF          4                200,400             1,321
  SOUTH FRANKLIN, TOWNSHIP        1                125,000               262
  SOUTH GREENSBURG, BOROUG        4                443,800             2,268
  SOUTH HANOVER, TOWNSHIP        38              5,548,300            24,802
  SOUTH HEIDELBERG, TOWNSH        6                601,000             2,075
  SOUTH HUNTINGDON, TOWNSH       21                896,000             8,892
  SOUTH LEBANON, TOWNSHIP        27              2,279,000            12,206
  SOUTH LONDONDERRY, TOWNS       14              1,871,700            23,913
  SOUTH MAHONING, TOWNSHIP        2                 43,500               506
  SOUTH MANHEIM, TOWNSHIP         3                200,100             1,186
  SOUTH MIDDLETON, TOWNSHI       52              4,904,600            25,234
  SOUTH NEWTON, TOWNSHIP O        5                492,400             2,839
  SOUTH PARK, TOWNSHIP OF        14                990,500             6,758
  SOUTH PYMATUNING, TOWNSH        1                 38,000               156
  SOUTH RENOVO, BOROUGH OF        6                215,700             2,264
  SOUTH SHENANGO, TOWNSHIP        6                361,900             3,203
  SOUTH STRABANE, TOWNSHIP        3              1,506,000             7,199
  SOUTH UNION, TOWNSHIP OF       17                837,400             6,555
  SOUTH VERSAILLES, TOWNSH        6                341,100             1,946
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SOUTH WAVERLY, BOROUGH O        5                620,500             1,430
  SOUTH WHITEHALL, TOWNSHI       41              5,892,200            21,195
  SOUTH WILLIAMSPORT, BORO       52              4,508,500            28,086
  SOUTH WOODBURY, CITY OF         7                561,300             3,563
  SOUTHAMPTON, TOWNSHIP OF       24              2,761,700            12,565
  SOUTHHAMPTON, TOWNSHIP O        1                188,000               263
  SOUTHMONT, BOROUGH OF           3                146,500             1,169
  SOUTHWEST GREENSBURG, BO        3                721,000             4,923
  SOUTHWEST MADISON, TOWNS        3                253,200             1,250
  SOUTHWEST, TOWNSHIP OF          2                 99,600               747
  SPANGLER, BOROUGH OF            6                282,800             2,131
  SPARTA, TOWNSHIP OF             1                 15,400               137
  SPEERS, BOROUGH OF              8              1,453,700             9,668
  SPRING CITY, BOROUGH OF        18              4,563,700            28,558
  SPRING CREEK, TOWNSHIP O        6                627,600             5,783
  SPRING GARDEN, TOWNSHIP        26             10,176,500            48,019
  SPRING GROVE, BOROUGH OF        6                561,000             4,143
  SPRING, TOWNSHIP OF            36              4,912,600            17,172
  SPRINGBORO, BOROUGHS OF         8                523,800             2,759
  SPRINGDALE, BOROUGH OF          2              1,038,000             3,054
  SPRINGDALE, TOWNSHIP OF         1                310,000               351
  SPRINGETTSBURY, TOWNSHIP       40             12,602,100            54,734
  SPRINGFIELD, TOWNSHIP OF      253             42,111,600           148,082
  SPRINGHILL, TOWNSHIP OF        11                861,300             3,973
  SPRINGVILLE, CITY OF            1                 68,300               587
  SPRUCE CREEK, TOWNSHIP O       12                769,600             5,485
  SPRUCE HILL, TOWNSHIP OF        2                266,000             1,662
  ST. CLAIR, BOROUGH OF         101              4,116,700            39,318
  ST. CLAIR, TOWNSHIP OF         10                663,000             3,354
  ST. LAWRENCE, BOROUGH OF        1                125,000               262
  ST. MARYS, CITY OF             21              3,604,400            20,809
  ST. THOMAS, TOWNSHIP OF        11              1,019,600             5,209
  STANDING STONE, TOWNSHIP        3                104,900             1,070
  STARRUCCA, BOROUGH OF           9                625,100             3,403
  STATE COLLEGE, BOROUGH O        7                849,900             4,465
  STEELTON, BOROUGH OF          115             10,273,000            71,735
  STERLING, TOWNSHIP OF           1                155,000               278
  STEUBEN, TOWNSHIP OF            7                418,700             3,983
  STEVENS, TOWNSHIP OF            1                 55,000               566
  STEWARDSON, TOWNSHIP OF         4                371,500             1,229
  STEWART, TOWNSHIP OF            1                 27,500               328
  STILLWATER, BOROUGH OF         13              1,326,200             5,372
  STOCKDALE, BOROUGH OF          62              4,418,900            29,305
  STOCKERTOWN, BOROUGH OF         1                125,000               262
  STONEBORO, BOROUGH OF           3                192,900             1,386
  STONYCREEK, TOWNSHIP OF        83              4,739,700            39,394
  STOWE, TOWNSHIP OF              8              2,220,800             9,512
  STRABAN, TOWNSHIP OF            5                442,700             2,088
  STRASBURG, TOWNSHIP OF         14              1,847,900            15,952
  STROUD, TOWNSHIP OF            47              8,623,000            40,117
  STROUDSBURG, BOROUGH OF        25              3,544,200            14,794
  SUGAR GROVE, BOROUGH OF         1                 62,000               204
  SUGAR GROVE, TOWNSHIP OF        2                136,000               874
  SUGARCREEK, BOROUGH OF         33              2,259,200            16,839
  SUGARCREEK, TOWNSHIP OF         2                 53,000               315
  SUGARLOAF, TOWNSHIP OF         11                631,200             4,731
  SULLIVAN, TOWNSHIP OF           7                214,300             2,634
  SUMMERHILL, BOROUGH OF          7              1,269,700             8,914
  SUMMERHILL, TOWNSHIP OF         6                797,800             2,406
  SUMMERVILLE, BOROUGH OF         9                264,600             3,136
  SUMMIT, TOWNSHIP OF            31              3,439,700            21,034
  SUNBURY, CITY OF              485             60,323,700           213,228
  SUSQUEHANNA DEPOT, BOROU        2                 80,500               497
  SUSQUEHANNA, TOWNSHIP OF      351             47,242,400           243,010
  SUTERSVILLE, BOROUGH OF        34              1,391,700            14,316
  SWARTHMORE, BOROUGH OF         12              2,096,000             7,586
  SWATARA, TOWNSHIP OF          153             15,423,500            95,134
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SWEDEN, TOWNSHIP OF             9                711,800             4,355
  SWOYERSVILLE, BOROUGH OF      658             84,112,700           183,832
  SYKESVILLE, BOROUGH OF          5              1,238,400             5,831
  SYLVANIA, BOROUGH OF            5                179,300             1,500
  SYLVANIA, TOWNSHIP OF           9                344,900             2,947
  TAMAQUA,BOROUGH OF            145              8,837,100            70,499
  TARENTUM, BOROUGH OF           27              2,455,400            14,254
  TATAMY, BOROUGH OF              1                125,000               246
  TAYLOR, BOROUGH OF              5                766,000             1,731
  TAYLOR, TOWNSHIP OF            12              1,042,600             7,839
  TELL, TOWNSHIP OF               1                 80,000               689
  TEMPLE, BOROUGH OF             16              2,312,600            12,579
  TERRY, TOWNSHIP OF             16              1,533,100             9,926
  TEXAS, TOWNSHIP OF              8              1,799,800            11,244
  THOMPSON, BOROUGH OF            1                 40,000               323
  THOMPSON, TOWNSHIP OF           5                597,000             3,550
  THOMPSONTOWN, BOROUGH OF        4                260,500               999
  THORNBURY, TOWNSHIP OF         13              2,896,000             5,727
  THORNHURST, TOWHSHIP OF         9                725,100             3,353
  THREE SPRING,BOROUGH OF         1                 12,000               159
  THROOP, BOROUGH OF              1                 25,000               600
  TIDIOUTE, BOROUGH OF            7                554,100             4,698
  TILDEN, TOWNSHIP OF             3                168,900             1,194
  TIMBLIN, BOROUGH OF             2                 43,000               358
  TINICUM, TOWNSHIP OF          300             47,402,300           215,966
  TIOGA, BOROUGH OF               4              1,207,500             3,730
  TIOGA, TOWNSHIP OF              7                422,000             2,898
  TIONESTA, BOROUGHS OF           3                119,500               783
  TIONESTA, TOWNSHIP OF           1                 88,700               524
  TITUSVILLE, CITY OF            72              7,593,900            46,291
  TOBOYNE, TOWNSHIP OF            4                270,500             2,048
  TOBY, TOWNSHIP OF               1                188,000               263
  TOBYHANNA, TOWNSHIP OF         30              6,144,000            12,834
  TODD, TOWNSHIP OF               2                218,000               463
  TOPTON, BOROUGH OF              3                249,000             1,284
  TOWAMENCIN, TOWNSHIP OF        50              7,157,200            26,217
  TOWAMENSING, TOWNSHIP OF        5                651,000             2,049
  TOWANDA, BOROUGH OF            17              1,937,500            11,042
  TOWANDA, TOWNSHIP OF            4                417,500             3,176
  TOWER CITY, CITY OF             1                126,500               852
  TRAFFORD, BOROUGH OF            7                596,600             3,303
  TRAINER, BOROUGH OF             5                735,000             6,718
  TRAPPE, BOROUGH OF              7                945,200             4,158
  TREDYFFRIN, TOWNSHIP OF       124             15,064,100            33,787
  TREMONT, BOROUGH OF            36              2,561,500            22,230
  TREMONT, TOWNSHIP OF            2                847,600             2,958
  TROY, BOROUGH OF               10              1,235,600            18,666
  TROY, TOWNSHIP OF               7                378,200             2,601
  TULLYTOWN, BOROUGH OF          11              2,298,000             8,152
  TULPEHOCKEN, TOWHSHIP OF        4                365,800             3,073
  TUNKHANNOCK, BOROUGH OF        38              4,773,800            27,645
  TUNKHANNOCK, TOWNSHIP OF       32              3,115,200            18,651
  TURBETT, TOWNSHIP OF           11                301,400             4,777
  TURBOT, TOWNSHIP OF            15              1,809,600            15,776
  TURTLE CREEK, BOROUGH OF       56              3,878,300            29,537
  TUSCARORA, TOWNSHIP OF         14              1,108,000             4,777
  TYRONE, BOROUGH OF            112              7,391,700            53,782
  TYRONE, TOWNSHIP OF            33              3,079,100            14,070
  ULSTER, TOWNSHIP OF             8                614,000             3,641
  ULYSSES, TOWNSHIP OF            4                205,600             1,717
  UNION CITY, BOROUGH OF          9                671,500             2,943
  UNION, TOWNSHIP OF            127             10,884,400            74,392
  UNIONTOWN, CITY OF             42              6,198,000            45,015
  UNIONVILLE, BOROUGH OF          3                165,300             1,422
  UNITY, TOWNSHIP OF             41              3,191,600            22,109
  UPLAND, BOROUGH OF             95              8,077,300            62,777
  UPPER ALLEN, TOWNSHIP OF       54              5,907,000            31,744
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  UPPER AUGUSTA, TOWNSHIP        59              6,509,800            27,018
  UPPER BERN, TOWNSHIP OF         2                356,300             1,899
  UPPER BURRELL, TOWNSHIP         1                 93,000               221
  UPPER CHICHESTER, TOWNSH       23              3,995,500            15,872
  UPPER DARBY, TOWNSHIP OF      220             25,352,500           125,505
  UPPER DUBLIN, TOWNSHIP O      145             45,513,000           212,185
  UPPER FAIRFIELD, TOWNSHI       36              2,954,500            19,983
  UPPER FRANKFORD, TOWNSHI        9                552,000             3,607
  UPPER FREDERICK, TOWNSHI        6                387,500             2,759
  UPPER GWYNEDD, TOWNSHIP        26              6,636,700            19,717
  UPPER HANOVER, TOWNSHIP        14              2,600,500             6,512
  UPPER LEACOCK, TOWNSHIP         8                781,800             4,621
  UPPER MACUNGIE, TOWNSHIP       19              2,770,900             9,813
  UPPER MAHANOY, TOWNSHIP         1                 33,000               372
  UPPER MAHANTONGO, TOWN O       21                901,600             9,048
  UPPER MAKEFIELD, TOWNSHI      176             39,363,100           135,817
  UPPER MERION, TOWNSHIP O       76             17,290,200            61,375
  UPPER MILFORD, TOWNSHIP        19              3,416,400            12,272
  UPPER MORELAND, TOWNSHIP       93             18,796,400            54,425
  UPPER MT. BETHEL, TOWNSH       63              5,725,300            36,636
  UPPER NAZARETH, TOWNSHIP        5                589,900             2,670
  UPPER OXFORD, TOWNSHIP O        3                470,000               977
  UPPER PAXTON, TOWNSHIP O       21              1,845,800            10,396
  UPPER PROVIDENCE, TOWNSH      182             24,778,500           130,318
  UPPER SALFORD, TOWNSHIP         7                910,000             2,901
  UPPER SAUCON, TOWNSHIP O       17              5,005,100            15,273
  UPPER SOUTHAMPTON, TOWNS      114             20,409,500            61,709
  UPPER ST. CLAIR, TOWNSHI       48             11,057,200            43,642
  UPPER TURKEYFOOT, TOWNSH        2                128,700             1,004
  UPPER TYRONE, TOWNSHIP O        6                304,500             2,903
  UPPER UWCHLAN, TWP OF          10              2,445,300             4,930
  UPPER YODER, TOWNSHIP OF        5                490,300             3,153
  URSINA, BOROUGH OF              4                245,700             1,183
  UTICA, BOROUGH OF               2                160,000             1,145
  UWCHLAN, TOWNSHIP OF            4              1,180,000             1,308
  VALLEY, TOWNSHIP OF            18              1,906,600            10,806
  VANDERGRIFT, BOROUGH OF         5                350,800             2,108
  VANDLING, CITY OF               1                155,000               278
  VANPORT, TOWNSHIP OF            1              1,000,000             5,521
  VENANGO, TOWNSHIP OF           16                985,500             7,421
  VERNON, TOWNSHIP OF            37              6,640,600            34,445
  VERONA, BOROUGH OF             41              2,972,800            19,951
  VERSAILLES, BOROUGHS OF         6              1,440,100             8,590
  VINTONDALE, BOROUGH OF          1                 20,000               283
  VOLANT, BOROUGH OF              4                240,100             2,453
  WALKER, TOWNSHIP OF            44              3,075,800            19,851
  WALL, BOROUGHS OF               6                433,100             2,356
  WALLACE, TOWNSHIP OF            7              2,119,500             5,521
  WALNUTPORT, BOROUGH OF          7                657,900             2,591
  WAMPUM, BOROUGH OF              2                170,000             1,650
  WARMINSTER, TOWNSHIP OF        62             12,160,600            27,250
  WARREN, BOROUGH OF             11              3,165,500            15,790
  WARREN, TOWNSHIP OF             2                135,300             1,141
  WARRINGTON, TOWNSHIP OF       104             19,748,300            49,268
  WARRIORS MARK, TOWNSHIP         7                567,100             3,699
  WARWICK, TOWNSHIP OF           61             12,188,600            26,742
  WASHINGTON, CITY OF            36              4,440,900            26,271
  WASHINGTON, TOWNSHIP OF       119             11,525,300            54,969
  WASHINGTONVILLE, BOROUGH        1                102,000               658
  WATERFORD, BOROUGH OF           3                810,400             4,808
  WATERFORD, TOWNSHIP OF          8                873,500             3,138
  WATSON, TOWNSHIP OF            69              5,482,800            37,056
  WATSONTOWN, BOROUGH OF         45              3,728,300            23,687
  WATTS, TOWNSHIP OF              7                596,700             4,022
  WATTSBURG, BOROUGH OF           9                543,400             3,480
  WAYMART, BOROUGH OF             5                404,800             2,149
  WAYNE, TOWNSHIP OF             65              4,337,900            25,605
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  WAYNESBORO, BOROUGH OF          4                399,200             1,327
  WAYNESBURG, BOROUGH OF         19                654,000             5,964
  WEATHERLY, BOROUGH OF           1                 33,000               372
  WEISENBERG, TOWNSHIP OF         5                814,000             2,937
  WEISSPORT, BOROUGH OF          64              4,151,500            35,634
  WELLERSBURG, BOROUGH OF         1                125,000               246
  WELLS, TOWNSHIP OF              5                344,700             2,911
  WELLSBORO, BOROUGH OF          18              3,204,000            18,675
  WELLSVILLE, BOROUGH OF          1                310,000               351
  WERNERSVILLE, BOROUGH OF        1                 38,000               162
  WEST BEAVER, TOWNSHIP OF        2                 61,100               715
  WEST BETHLEHEM, TOWNSHIP        2                 79,100               872
  WEST BRADFORD, TOWNSHIP         4                867,500             1,314
  WEST BRANCH, TOWNSHIP OF        4                404,100             1,782
  WEST BRANDYWINE, TOWNSHI        7              1,005,900             2,032
  WEST BROWNSVILLE, BOROUG       28              1,454,400            10,594
  WEST BRUNSWICK, TOWNSHIP       17              2,101,300            11,364
  WEST BUFFALO, TOWNSHIP O       12                655,300             5,304
  WEST BURLINGTON, TOWNSHI        3                335,000               781
  WEST CALN, TOWNSHIP OF          3                593,000               836
  WEST CARROLL, TOWNSHIP O        3                101,000               730
  WEST CHESTER, BOROUGH OF       76             12,927,400            54,000
  WEST CHILLISQUAQUE, TOWN      106              8,441,900            73,500
  WEST COCALICO, TOWNSHIP        11              1,087,800             5,168
  WEST CONSHOHOCKEN, BOROU        6              2,883,000             9,727
  WEST CORNWALL, TOWNSHIP         1                125,000               262
  WEST DEER, TOWNSHIP OF         16              1,233,300            10,380
  WEST DONEGAL, TOWNSHIP O        3              1,500,000             4,521
  WEST EARL, TOWNSHIP OF         11              1,437,700             7,559
  WEST EASTON, BOROUGH OF         6              1,053,800             8,158
  WEST ELIZABETH, BOROUGH        21              1,369,600             9,189
  WEST FAIRVIEW, BOROUGH O       23              1,599,500            11,313
  WEST FALLOWFIELD, TOWNSH        1                188,000               293
  WEST FINLEY, TOWNSHIP OF        1                 38,000               137
  WEST FRANKLIN,TOWNSHIP O        2                155,000               435
  WEST GOSHEN, TOWNSHIP OF       39              9,811,800            28,542
  WEST HANOVER, TOWNSHIP O       11                864,400             3,865
  WEST HEMPFIELD, TOWNSHIP       27              4,579,500            10,331
  WEST HOMESTEAD, BOROUGH         2                 75,300               407
  WEST KEATING, TOWNSHIP O        1                 37,900               317
  WEST LAMPETER, TOWNSHIP        19              2,865,400             9,616
  WEST LEBANON, TOWNSHIP O        2                 47,000               448
  WEST MANCHESTER, TOWNSHI       33              3,132,000            17,183
  WEST MANHEIM, TOWNSHIP O        3                331,500               815
  WEST MARLBOROUGH, TOWNSH        2                228,700               730
  WEST MEAD, TOWNSHIP OF         15              2,717,900             9,891
  WEST MIDDLESEX, BOROUGH         1                114,600               729
  WEST MIFFLIN, BOROUGH OF       11              1,775,500             7,716
  WEST NANTMEAL, TOWNSHIP         3                265,100             1,138
  WEST NEWTON, BOROUGH OF        96              6,983,600            53,938
  WEST NORRITON, TOWNSHIP       139             17,101,400            96,561
  WEST PENN, TOWNSHIP OF          9              1,205,500             7,439
  WEST PENNSBORO, TOWNSHIP        8                699,900             2,961
  WEST PERRY, TOWNSHIP OF         4                216,000             1,834
  WEST PIKE RUN, TOWNSHIP         3                162,700             1,218
  WEST PIKELAND, TOWNSHIP        14              3,081,300            10,823
  WEST PITTSTON, BOROUGH O      255             36,942,900           130,932
  WEST POTTSGROVE, TOWNSHI        7                579,400             4,399
  WEST PROVIDENCE, TOWNSHI       32              1,307,200            12,271
  WEST READING, BOROUGH OF       18              5,146,200            36,713
  WEST ROCKHILL, TOWNSHIP         8              1,301,400             6,276
  WEST SADSBURY, TOWNSHIP         3                525,000               796
  WEST SALEM, TOWNSHIP OF         1                 60,000               386
  WEST ST. CLAIR, TOWNSHIP       31              1,433,300            13,160
  WEST TAYLOR, TOWNSHIP OF        7              1,556,500            11,238
  WEST VIEW, BOROUGH OF           5                252,100             2,211
  WEST VINCENT, TOWNSHIP O       13              1,488,000             6,204
  
                               Policy Statistics
                                Pennsylvania
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  WEST WHEATFIELD, TOWNSHI       11                408,800             3,437
  WEST WHITELAND, TOWNSHIP       68             12,209,000            44,928
  WEST WYOMING, BOROUGH OF       34              5,661,700            13,847
  WEST YORK, BOROUGH OF           2                359,600             1,710
  WEST, TOWNSHIP OF               2                 61,600               613
  WESTFALL, TOWNSHIP OF          41              5,521,500            22,836
  WESTFIELD, BOROUGH OF           2                293,300             1,882
  WESTFIELD, TOWNSHIP OF          6                286,200             2,613
  WESTMONT, BOROUGH OF            1                 17,400               230
  WESTOVER, BOROUGH OF            6                145,800             1,830
  WESTTOWN, TOWNSHIP OF          13              2,959,200             5,197
  WHARTON, TOWNSHIP OF           10              1,034,300             4,628
  WHEATFIELD, TOWNSHIP OF        20              1,383,800             9,346
  WHITE DEER, TOWNSHIP OF       106              6,969,700            49,379
  WHITE HAVEN, BOROUGH OF         1                 73,900               425
  WHITE OAK, BOROUGH OF          21              2,031,700            13,225
  WHITE, TOWNSHIP OF             33              5,842,100            34,529
  WHITEHALL, BOROUGH OF          14              1,913,300             4,968
  WHITEHALL, TOWNSHIP OF         53              6,908,800            32,852
  WHITEMARSH, TOWNSHIP OF        99             26,314,600           100,884
  WHITPAIN, TOWNSHIP OF          53             12,009,800            30,109
  WICONISCO, TOWNSHIP OF          4                768,700             3,489
  WILKES-BARRE, CITY OF       2,435            372,491,300         1,189,400
  WILKES-BARRE, TOWNSHIP O       15              3,397,500            10,553
  WILKINS, TOWNSHIP OF           10                921,300             6,790
  WILLIAMS, TOWNSHIP OF          41              4,755,000            27,971
  WILLIAMSBURG, BOROUGH OF       32              1,408,300            10,677
  WILLIAMSPORT, CITY OF         102             22,789,000           125,730
  WILLIAMSTOWN, BOROUGH OF        2                124,000               400
  WILLISTOWN, TOWNSHIP OF        21              3,906,100            10,635
  WILMERDING, BOROUGH OF          4              2,164,900             7,900
  WILMINGTON, TOWNSHIP OF        10                745,300             5,656
  WILMORE, BOROUGH OF             7                317,500             2,458
  WILMOT, TOWNSHIP OF            28              1,896,900            12,095
  WIND GAP, BOROUGH OF           12              1,729,800             8,231
  WINDBER, CITY OF              111              9,211,400            66,331
  WINDHAM, TOWNSHIP OF            6                306,900             2,424
  WINDSOR, BOROUGH OF            24              1,839,100             8,482
  WINDSOR, TOWNSHIP OF           11                983,000             5,273
  WINFIELD, TOWNSHIP OF          12                967,700             6,782
  WINSLOW, TOWNSHIP OF            3                 89,700               961
  WOLF, TOWNSHIP OF              26              2,635,900            10,869
  WOMELSDORF,BOROUGH OF           4                341,700             1,799
  WOODBURY, TOWNSHIP OF          14                706,800             4,838
  WOODCOCK, TOWNSHIP OF           5                231,100             2,256
  WOODWARD, TOWNSHIP OF          51              4,736,900            32,466
  WORCESTER, TOWNSHIP OF         10              2,008,800             4,578
  WORMLEYSBURG, BOROUGH OF      153             15,436,000            84,681
  WORTH, TOWNSHIP OF             11                815,300             4,275
  WORTHINGTON, BOROUGH OF         3                 53,800               654
  WORTHVILLE, CITY OF             1                 93,000               221
  WRIGHT, TOWNSHIP OF             7              1,181,000             1,855
  WRIGHTSTOWN, TOWNSHIP OF       11              1,861,000             5,358
  WRIGHTSVILLE, BOROUGH OF       30              4,145,800            20,531
  WYALUSING, BOROUGH OF           4                253,400             2,088
  WYALUSING, TOWNSHIP OF          5                483,100             2,004
  WYOMING, BOROUGH OF            41              8,301,900            24,971
  WYOMISSING HILLS, BOROUG        2                405,000               608
  WYOMISSING, BOROUGH OF         23              2,699,000             9,560
  WYSOX, TOWNSHIP OF             10              1,484,400            14,387
  YARDLEY, BOROUGH OF           264             42,730,800           235,651
  YEADON, BOROUGH OF             18              2,867,700             5,991
  YOE, BOROUGH OF                 2                 88,300               807
  YORK HAVEN, BOROUGH OF          2                200,700               771
  YORK SPRINGS, BOROUGH OF        3                173,900             1,125
  YORK, CITY OF                 123             13,186,000            67,182
  YORK, TOWNSHIP OF              40              3,670,400            17,955
  YOUNG, TOWNSHIP OF             11                426,800             4,284
  YOUNGSVILLE, BOROUGH OF        32              1,663,100            15,137
  YOUNGWOOD, BOROUGH OF          10              3,419,000            12,203
  ZELIENOPLE, BOROUGH OF         20              3,321,200            21,938
  ZERBE, TOWNSHIP OF              6                259,700             1,929

  Total for Pennsylvania
                             58,975          7,263,144,800        33,522,650

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                               Policy Statistics
                                Puerto Rico
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BAYAMON, MUNICIPALITY OF        6                471,500             2,612
  PONCE, MUNCIPALITY OF          23              1,787,100            10,960
  PUERTO RICO, COMMONWEALT   51,135          3,686,707,200        20,109,379

  Total for Puerto Rico
                             51,164          3,688,965,800        20,122,951

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                               Policy Statistics
                                Rhode Island
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BARRINGTON, TOWN OF           764            150,932,900           643,154
  BRISTOL, TOWN OF              456             77,918,200           357,486
  BURRILLVILLE, TOWN OF          14              1,923,200             7,456
  CENTRAL FALLS, CITY OF          5                809,600             4,655
  CHARLESTOWN, TOWN OF          693            132,387,400           609,424
  COVENTRY, TOWN OF              64             10,353,900            38,983
  CRANSTON, CITY OF             353             58,092,900           283,021
  CUMBERLAND, TOWN OF            27              7,278,800            37,002
  EAST GREENWICH, TOWN OF       120             21,443,800            96,986
  EAST PROVIDENCE, CITY OF      210             37,185,800           129,667
  EXETER, TOWN OF                 6                878,000             4,531
  FOSTER, TOWN OF                 5                929,800             2,068
  GLOCESTER, TOWN OF             21              2,559,900             9,724
  HOPKINTON, TOWN OF              8              1,536,400             3,336
  JAMESTOWN, CITY OF            160             29,562,100            87,144
  JOHNSTON, TOWN OF              36              6,877,000            25,072
  LINCOLN, TOWN OF              189             16,606,500            21,757
  LITTLE COMPTON, TOWN OF       106             21,592,200            87,905
  MIDDLETOWN, TOWN OF            89             18,849,600            95,649
  NARRAGANSETT, TOWN OF       1,132            195,232,800           753,097
  NEW SHOREHAM, TOWN OF          52             11,070,500            45,676
  NEWPORT, CITY OF            1,161            155,693,900           849,637
  NORTH KINGSTOWN, TOWN OF      702            125,601,000           490,045
  NORTH PROVIDENCE, TOWN O      124             17,977,300            82,074
  NORTH SMITHFIELD, TOWN O       19              3,075,300            11,797
  PAWTUCKET, CITY OF             96              8,705,500            20,661
  PORTSMOUTH, TOWN OF           666             88,128,000           516,698
  PROVIDENCE, CITY OF           155             46,966,200           269,644
  RICHMOND, TOWN OF              20              5,749,200            15,693
  SCITUATE, TOWN OF               9              1,079,900             2,706
  SMITHFIELD, TOWN OF            40              8,843,900            50,078
  SOUTH KINGSTOWN, TOWN OF      795            118,131,700           558,027
  TIVERTON, TOWN OF             146             25,134,200           119,288
  WARREN, TOWN OF               395             53,161,000           250,517
  WARWICK, CITY OF            1,718            220,393,200         1,186,293
  WEST GREENWICH, TOWN OF         3                449,600               967
  WEST WARWICK, TOWN OF         109             10,524,700            57,495
  WESTERLY, TOWN OF             979            185,915,800         1,041,439
  WOONSOCKET, CITY OF            16              8,828,200            39,750

  Total for Rhode Island
                             11,663          1,888,379,900         8,906,602

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                               Policy Statistics
                                South Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  AIKEN COUNTY*                  62              9,082,500            21,046
  AIKEN, CITY OF                 11              2,043,000             5,155
  ALLENDALE COUNTY*               1                 38,000               137
  ANDERSON COUNTY *              46              6,499,300            16,657
  ANDERSON, CITY OF              30              3,884,200             9,407
  ANDREWS, TOWN OF                3                151,400               872
  ARCADIA LAKES, TOWN OF         14              2,589,400            11,678
  ATLANTIC BEACH, TOWN OF        13              2,289,200             8,444
  AWENDAW, TOWN OF                4                978,000             3,138
  AYNOR, TOWN OF                  3                342,000               659
  BAMBERG COUNTY*                16              1,079,400             5,813
  BAMBERG, CITY OF               11              1,556,000             3,042
  BARNWELL COUNTY *               3                280,000               609
  BARNWELL, CITY OF               3                623,000               798
  BATESBURG-LEESVILLE, TOW        5                474,000             1,392
  BEAUFORT COUNTY*           13,711          3,198,353,200         6,092,194
  BEAUFORT, CITY OF           1,125            207,326,900           541,406
  BELTON, CITY OF                 2                435,000               548
  BENNETTSVILLE, CITY OF         19                962,600             7,012
  BERKELEY COUNTY *           1,266            275,147,300           519,736
  BISHOPVILLE, TOWN OF            3                297,400               898
  BLACKVILLE, CITY OF             1                101,400               456
  BLUFFTON, TOWN OF             222             58,071,300            83,282
  BRIARCLIFF ACRES, TOWN O       78             19,464,700            35,343
  BURNETTOWN, TOWN OF             3                281,700             1,270
  CAMDEN, CITY OF                14              1,806,200             4,879
  CAYCE, CITY OF                136             11,186,300            66,015
  CHAPIN, TOWN OF                 6                843,000             1,802
  CHARLESTON COUNTY*         19,624          4,091,664,100         8,596,688
  CHARLESTON, CITY OF        13,074          2,624,845,300         8,738,812
  CHERAW, TOWN OF                10                931,400             4,636
  CHEROKEE COUNTY                11              1,625,700             7,007
  CHESTER COUNTY *               14              1,070,900             4,603
  CHESTER, CITY OF                5              1,428,100            10,385
  CHESTERFIELD COUNTY*            3                526,000             1,080
  CLARENDON COUNTY *             79             10,575,200            53,619
  CLEMSON, CITY OF               34              4,610,000            16,761
  CLINTON, CITY OF                1                 27,900               331
  CLOVER, TOWN OF                 1                 38,000               137
  COLLETON COUNTY*              235             38,116,700           122,009
  COLUMBIA, CITY OF             642             84,378,000           318,846
  CONWAY, TOWN OF               189             29,729,500            61,489
  DARLINGTON COUNTY *            41              5,980,800            14,406
  DARLINGTON, CITY OF            10              1,243,600             5,156
  DENMARK, TOWN OF                3                391,600             1,238
  DILLON, TOWN OF                 4                608,800             3,214
  DORCHESTER COUNTY *         1,092            174,317,300           354,774
  EASLEY, CITY OF                12              1,700,500             5,552
  EASTOVER, TOWN OF               1                 50,000               485
  EDGEFIELD COUNTY *             14              3,015,600             6,321
  EDISTO BEACH,TOWN OF        1,474            305,634,100           990,850
  ESTILL, TOWN OF                 2                498,000               579
  FAIRFAX, TOWN OF                1                 14,000               151
  FAIRFIELD COUNTY *            160             18,994,500            71,608
  FLORENCE COUNTY *             249             34,185,300           101,076
  FLORENCE, CITY OF              95             12,524,400            33,215
  FOLLY BEACH, CITY OF        1,279            247,807,800         1,234,801
  FOREST ACRES, CITY OF          63             12,448,900            42,076
  FORT MILL, TOWN OF              4                788,000             1,484
  FOUNTAIN INN, TOWN OF           3                593,000               821
  FURMAN, TOWN OF                 1                120,000               830
  GAFFNEY, CITY OF                8                597,600             3,687
  GEORGETOWN COUNTY *         5,199          1,078,886,800         3,523,913
  GEORGETOWN, CITY OF           401             74,254,700           279,016
  GILBERT, TOWN OF                1                209,100               323
  GOOSE CREEK, CITY OF           84             11,213,500            24,658
  GREENVILLE COUNTY *           457             56,995,100           181,590
  
                               Policy Statistics
                                South Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GREENVILLE, CITY OF            97             15,198,100            62,440
  GREENWOOD COUNTY*              27              4,143,900             8,152
  GREENWOOD, CITY OF              7                660,400             3,051
  GREER, CITY OF                  7                701,200             2,594
  HAMPTON COUNTY*                11                933,000             3,805
  HAMPTON, TOWN OF               10              2,218,000             4,084
  HANAHAN, CITY OF              413             61,059,300           187,643
  HARDEEVILLE, TOWN OF           30              4,218,000             7,457
  HARTSVILLE, CITY OF            15              3,008,000             9,964
  HEMINGWAY, TOWN OF              2                343,000               529
  HILTON HEAD ISLAND, TOWN   28,196          5,448,253,900        10,521,485
  HOLLY HILL, TOWN OF             7                588,000             3,086
  HOLLYWOOD, TOWN OF            128             36,315,300            53,548
  HONEA PATH, TOWN OF             2                 71,700               808
  HORRY COUNTY *             15,279          1,807,648,200         4,053,861
  INMAN, CITY OF                  1                250,000               295
  IRMO, TOWN OF                  63              6,412,900            23,405
  ISLE OF PALMS, CITY OF      3,980            903,149,200         2,548,864
  JACKSON, CITY OF                2                184,000               650
  JASPER COUNTY*                309             58,449,300           144,733
  JOHNSONVILLE, CITY OF           2                164,400               986
  KERSHAW COUNTY *              215             31,827,100           120,463
  KIAWAH ISLAND, TOWN OF      1,538            322,098,700           389,173
  KINGSTREE, TOWN OF              8              1,886,100            12,358
  LAKE CITY, CITY OF              8                910,000             5,223
  LAKE VIEW, TOWN OF              6                337,400             2,305
  LANCASTER COUNTY *             10              2,135,600             3,275
  LANCASTER, CITY OF             18              2,113,700            11,355
  LANDRUM, TOWN OF                1                 62,000               179
  LAURENS COUNTY *               12              2,244,500            19,544
  LAURENS, CITY OF                7              3,287,000            10,039
  LEE COUNTY                      8              1,502,500             3,020
  LEXINGTON COUNTY *            727            103,517,000           323,138
  LEXINGTON, TOWN OF             22              2,278,200             6,733
  LIBERTY, TOWN OF                1                218,800               784
  LOCKHART TOWNSHIP  OF           1                310,000               316
  LORIS, CITY OF                 13              1,458,500             4,004
  LYMAN, TOWN OF                  3                291,300               959
  LYNCHBURG, TOWN OF              4                540,000             3,269
  MANNING, TOWN OF                3                389,500             2,997
  MARION COUNTY                  87              6,900,900            38,742
  MARION,CITY OF                  7              2,158,900             5,058
  MARLBORO COUNTY                11                860,000             5,307
  MAULDIN, CITY OF               25              2,997,300             8,253
  MCCLELLANVILLE, TOWN OF       188             33,976,800           135,561
  MCCORMICK COUNTY *             12              3,093,300             5,809
  MCCORMICK, TOWN OF              3                585,000             8,795
  MEGGETT, TOWN OF              155             33,990,100            64,382
  MONCKS CORNER, TOWN OF         31              4,741,500             9,521
  MOUNT PLEASANT, TOWN OF     5,156          1,086,702,400         2,527,406
  MULLINS, CITY OF               10              1,282,600             5,199
  MYRTLE BEACH, CITY OF       6,492            807,202,500         1,914,801
  NEW ELLENTON, CITY OF           1                310,000               316
  NEWBERRY COUNTY*              105             11,456,200            43,850
  NEWBERRY, CITY OF              28              1,825,800            12,228
  NICHOLS,TOWN OF                 1                 97,500               259
  NINETY SIX, TOWN OF             1                 48,300               496
  NORTH AUGUSTA, CITY OF         63             15,147,900            26,261
  NORTH CHARLESTON, CITY O      900            120,814,300           415,778
  NORTH MYRTLE BEACH, TOWN    9,307          1,048,550,700         2,803,269
  OCONEE COUNTY *                20              2,839,100             5,820
  ORANGEBURG COUNTY *           101             15,141,000            59,068
  ORANGEBURG, CITY OF            22              3,870,000             8,579
  PACOLET , TOWN OF               1                250,000               295
  PAWLEYS ISLAND, TOWN OF       573            120,817,100           625,931
  PELION, TOWN OF                 1                155,000               248
  PENDLETON, TOWN OF              1                 25,000               111
  
                               Policy Statistics
                                South Carolina
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PICKENS COUNTY *               51              5,284,200            21,644
  PICKENS, TOWN OF                2                225,900             1,357
  PINE RIDGE, TOWN OF             6                854,400             2,074
  PORT ROYAL, CITY OF           226             36,403,300            89,936
  QUINBY, TOWN OF                 5                600,600             2,652
  RAVENEL, TOWN OF                9              1,260,600             3,495
  RICHLAND COUNTY*              807            109,496,900           351,640
  RIDGELAND, TOWN OF             23              4,062,800             9,358
  ROCK HILL, CITY OF             54              9,059,700            26,686
  ROCKVILLE, TOWN OF              1                195,700               664
  SALUDA COUNTY*                 34              3,115,900            18,327
  SALUDA, TOWN OF                 2                133,000               383
  SCRANTON, TOWN OF               1                 62,000               171
  SEABROOK ISLAND, TOWN OF      469            104,494,700           169,620
  SELLERS, TOWN OF                2                 37,700               427
  SENECA, CITY OF                14              3,587,500            11,637
  SIMPSONVILLE, CITY OF          19              3,406,300             6,880
  SOUTH CONGAREE, TOWN OF         2                368,100             1,138
  SPARTANBURG COUNTY *           78             13,323,300            31,988
  SPARTANBURG, CITY OF           35              6,012,700            13,899
  SPRINGDALE, TOWN OF            15              1,859,500             7,862
  STUCKEY, TOWN OF                9                192,300             2,543
  SULLIVANS ISLAND, TOWN O      855            215,340,100           941,091
  SUMMERTON, TOWN OF              3                388,200             1,111
  SUMMERVILLE, TOWN OF          120             22,177,200            46,015
  SUMTER COUNTY *               133             19,935,500            49,625
  SUMTER, CITY OF               193             20,956,900            75,670
  SURFSIDE BEACH, TOWN OF     2,071            303,881,500           911,139
  SWANSEA, TOWN OF                3                313,000             1,836
  SYCAMORE, TOWN OF               1                 25,000               199
  VARNVILLE, TOWN OF              5                415,300             1,888
  WALHALLA, TOWN OF               1                310,000               316
  WALTERBORO,CITY OF             27              2,853,600            13,220
  WEST COLUMBIA, CITY OF         30              5,138,500            13,604
  WILLIAMSBURG COUNTY *          19              1,686,300             6,667
  WILLIAMSTON, TOWN OF            1                 25,000               111
  WOODRUFF, TOWN OF               1                 93,000               206
  YEMASSEE, TOWN OF               1                 69,300               789
  YORK COUNTY *                  87             16,204,100            34,039
  YORK, CITY OF                   3                351,600             1,826

  Total for South Carolina
                            141,304         25,810,244,300        62,427,565

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                               Policy Statistics
                                South Dakota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, CITY OF             792             73,830,800           375,702
  BALTIC, TOWN OF                 3                161,600             1,654
  BEADLE COUNTY *                 3                 99,500             1,050
  BELLE FOURCHE, CITY OF         18              1,174,700             6,872
  BIG STONE CITY, CITY OF         5                439,600             1,890
  BLUNT, CITY OF                 22              1,601,400            11,712
  BOX ELDER, CITY OF             37              3,057,100            20,311
  BROOKINGS COUNTY*              55              3,659,800            27,421
  BROOKINGS, CITY OF             38              5,309,300            22,005
  BROWN COUNTY *                 50              6,622,500            25,615
  BRUCE, TOWN OF                 10                389,700             4,226
  BUTTE COUNTY*                   8                250,000             2,012
  CANTON, CITY OF                 3                225,100             1,775
  CASTLEWOOD, CITY OF             4                140,200             1,362
  CHAMBERLAIN, CITY OF            1                155,000               236
  CLAY COUNTY*                    7              1,008,100             2,171
  CODINGTON COUNTY*              21              2,447,000            10,102
  COLOME, CITY OF                 1                 33,800               320
  CUSTER COUNTY*                 33              3,115,900            12,289
  CUSTER, CITY OF                16              1,895,400             7,282
  DAVIS, TOWN OF                  9                429,600             3,759
  DAVISON COUNTY*                 7                833,000             3,838
  DAY COUNTY *                   20              1,725,500             6,381
  DEADWOOD, CITY OF              14              2,836,700             8,824
  DELL RAPIDS, CITY OF           29              2,466,200            16,235
  ESTELLINE, CITY OF              5                483,800             2,306
  FAULKTON, CITY OF               1                188,000               293
  FLANDREAU, CITY OF              3                122,100             1,026
  FORT PIERRE, CITY OF           69              6,319,100            37,965
  FREDERICK, TOWN OF              5                158,300             1,631
  GARY, TOWN OF                   2                 22,100               389
  GRANT COUNTY*                   6                454,400             2,611
  GROTON, CITY OF                12              1,008,500             6,535
  HAAKON COUNTY *                 1                 59,300               438
  HAMLIN COUNTY*                 41              3,946,800            11,764
  HANSON COUNTY *                 1                 70,000               702
  HARTFORD, CITY OF               1                188,000               276
  HILL CITY, CITY OF              8                912,600             6,391
  HOT SPRINGS, CITY OF            7                542,100             2,101
  HUDSON, TOWN OF                 1                500,000             2,711
  HUGHES COUNTY *                 2                120,000             1,100
  HURON,CITY OF                   1                 35,000               239
  HUTCHINSON COUNTY*              1                188,000               263
  IPSWICH, CITY OF                1                125,000               246
  KENNEBEC, TOWN OF               2                172,100             2,088
  KEYSTONE, TOWN OF              29              7,501,100            36,999
  LAKE COUNTY *                  48              4,994,300            18,241
  LAWRENCE COUNTY *              55              3,855,100            26,188
  LINCOLN COUNTY*                11              2,004,400             6,405
  LYMAN COUNTY *                  3                494,500             1,303
  MADISON, CITY OF               69              6,156,200            38,028
  MEADE COUNTY *                 17              1,255,900            10,336
  MILBANK, CITY OF                3                343,000               685
  MINNEHAHA COUNTY *             66             11,987,300            55,767
  MISSION HILL, TOWN OF           1                310,000               326
  MISSION, CITY OF                5                354,600             2,080
  MITCHELL, CITY OF              17              1,195,900             6,764
  MONTROSE, CITY OF              16              1,863,600             5,690
  MOODY COUNTY *                 16              1,325,100            10,709
  NEW UNDERWOOD, CITY OF          8                727,200             4,607
  NORTH SIOUX CITY, CITY O       25              4,904,100            20,757
  PARKSTON, CITY OF               5                513,400             2,165
  PENNINGTON COUNTY *            76              8,927,300            39,022
  PHILIP, CITY OF                24                829,100             8,655
  PIERRE, CITY OF                 8                912,300             2,149
  PLANKINTON, CITY OF             3                 50,000               844
  PLATTE, CITY OF                 2                 73,500               528
  
                               Policy Statistics
                                South Dakota
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  RAPID CITY, CITY OF           194             29,916,800           129,580
  REDFIELD, CITY OF               6                405,600             2,041
  REVILLO, TOWN OF               14                622,200             7,531
  ROBERTS COUNTY*                31              3,081,000             8,403
  SALEM, CITY OF                 12              1,755,700            14,358
  SANBORN COUNTY *                1                 30,500               352
  SIOUX FALLS, CITY OF          114             32,315,100            95,645
  SISSETON, CITY OF               9                330,500             3,031
  SPEARFISH, CITY OF            102              9,518,200            49,405
  SPINK COUNTY *                  7                453,700             2,501
  STANLEY COUNTY *                1                 45,000               328
  STURGIS, CITY OF               97              7,917,900            48,636
  TABOR, TOWN OF                  3                564,000               828
  TEA, TOWN OF                    1                101,700               439
  TRENT, TOWN OF                  9                401,500             3,541
  TURNER COUNTY *                 2                 71,500               574
  UNION COUNTY*                  88             20,114,000            51,569
  VALLEY SPRINGS, CITY OF         1                110,000               872
  VEBLEN, TOWN OF                 1                 93,000               221
  VERMILLION, CITY OF             1                107,100               599
  WATERTOWN, CITY OF            279             32,133,100           112,124
  WAUBAY, CITY OF                22              2,543,500             5,504
  WEBSTER, CITY OF                2                350,000             1,593
  WESTPORT, TOWN OF               8                259,200             3,584
  WILLOW LAKE, TOWN OF            1                 93,000               221
  WOONSOCKET, CITY OF            34              1,241,700            13,361
  YANKTON COUNTY*                 8              1,231,800             2,895
  YANKTON SIOUX TRIBE             1                268,000             1,783
  YANKTON, CITY OF               32              4,486,200            17,870

  Total for South Dakota
                              2,964            340,662,100         1,533,756

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                               Policy Statistics
                                Tennessee
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMSVILLE, TOWN OF             3                304,300             2,421
  ALAMO, TOWN OF                  1                110,000               620
  ALCOA, CITY OF                 20              6,112,900            22,653
  ALEXANDRIA, CITY OF             1                 93,000               206
  ANDERSON COUNTY *              46              5,731,900            17,826
  ARDMORE, TOWN OF                1                 33,000               326
  ARLINGTON, TOWNSHIP OF          9              2,455,000            10,358
  ASHLAND CITY, TOWN OF          37              6,915,100            31,776
  ATHENS, CITY OF                24              1,947,200            13,602
  AUBURNTOWN, CITY OF             3                540,600             4,722
  BARTLETT, CITY OF              81              9,832,000            30,300
  BEDFORD COUNTY*                14                760,800             7,990
  BELL BUCKLE, TOWN OF            1                155,000               248
  BELLE MEADE, CITY OF            2                363,100             1,197
  BENTON COUNTY                   8              1,221,400             6,612
  BENTON, CITY OF                 2                192,400             1,437
  BLAINE, CITY OF                 2                107,900             1,048
  BLOUNT COUNTY *                97             12,980,300            55,666
  BOLIVAR, CITY OF                1                 93,000               196
  BRADFORD, CITY OF              24              1,470,700            11,119
  BRADLEY COUNTY *               84             11,495,300            34,220
  BRENTWOOD, CITY OF            200             41,361,200           126,049
  BRIGHTON, TOWN OF               6                758,800             2,825
  BRISTOL, CITY OF               60              9,065,700            44,829
  BROWNSVILLE, CITY OF           79              4,386,800            30,989
  BRUCETON, TOWN OF               2                258,300             3,717
  BULLS GAP, TOWN OF              1                 14,200               499
  CAMDEN, CITY OF                 4                286,800             1,978
  CAMPBELL COUNTY *              22                856,600             7,984
  CANNON COUNTY *                13              1,733,800             7,150
  CARROLL COUNTY*                 4                217,200             1,156
  CARTER COUNTY *               322             24,159,300           125,411
  CARTHAGE, CITY OF              93              8,771,300            38,392
  CARYVILLE, TOWN OF              2                104,500               803
  CELINA, CITY OF                10                520,400             3,807
  CENTERVILLE, TOWN OF            2                195,600             1,256
  CHAPEL HILL, TOWN OF            1                 93,000               206
  CHARLESTON, CITY OF             4                157,700             1,402
  CHATTANOOGA, CITY OF        1,331            194,870,700           706,949
  CHEATHAM COUNTY *             175             17,852,800            88,432
  CHESTER COUNTY *                6                224,000             2,174
  CHURCH HILL,CITY OF             1                100,000               546
  CLAIBORNE COUNTY*              10                467,300             3,913
  CLARKSVILLE, CITY OF           74             12,211,100            54,964
  CLAY COUNTY *                  11                265,300             2,451
  CLEVELAND, CITY OF            162             17,817,900            78,815
  CLIFTON, CITY OF               13              1,168,500             5,560
  CLINTON, TOWN OF               23              3,617,600            12,468
  COCKE COUNTY*                  89             10,467,200            61,142
  COFFEE COUNTY *                 2                 80,000               725
  COLLEGEDALE, CITY OF           16              4,993,900            26,399
  COLLIERVILLE, TOWN OF         137             25,619,900            57,587
  COLUMBIA, CITY OF             105              8,779,300            49,431
  COOKEVILLE, CITY OF            25              3,017,800             8,897
  COPPERHILL, CITY OF            29              2,736,500            22,049
  CORNERSVILLE, TOWN OF           2                184,500             1,199
  COVINGTON, CITY OF             25              6,922,700            25,195
  COWAN, CITY OF                  1                 15,000               257
  CROSSVILLE, CITY OF             3                573,900               971
  CRUMP, TOWN OF                  8                598,700             4,954
  CUMBERLAND COUNTY               2                 87,500               794
  CUMBERLAND GAP, CITY OF         7                375,500             2,589
  DANDRIDGE, TOWN OF              1                 59,300               339
  DAYTON, CITY OF                31              5,353,400            19,874
  DECATUR COUNTY*                44              3,209,700            22,126
  DECATUR, TOWN OF                1                118,700               422
  DECHERD, CITY OF               10                538,300             2,992
  
                               Policy Statistics
                                Tennessee
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DICKSON COUNTY *               32              4,098,400            13,032
  DICKSON, CITY OF               10              1,680,200             6,950
  DOVER, TOWN OF                  3                313,300             1,855
  DOWELLTOWN, CITY OF             4                214,900             1,534
  DRESDEN, CITY OF                2                109,000               615
  DUNLAP, CITY OF                26              2,352,000            14,804
  DYER COUNTY *                 169              9,385,500            55,856
  DYERSBURG, CITY OF            126              9,416,700            48,885
  EAGLEVILLE, CITY OF             2                126,500             1,098
  EAST RIDGE, CITY OF           363             32,219,300           166,285
  ELIZABETHTON, CITY OF         162             16,065,700            73,823
  ENGLEWOOD, CITY OF              1                 48,400               484
  ERIN, CITY OF                  27              4,732,600            22,295
  ERWIN, CITY OF                 14                940,900             3,980
  ESTILL SPRINGS, TOWN OF         1                250,000               344
  ETHRIDGE, CITY OF               1                 62,000               171
  ETOWAH, CITY OF                20              1,057,700            11,233
  FAIRVIEW, CITY OF              11              1,101,700             3,757
  FARRAGUT, TOWN OF              25              6,278,500            10,763
  FAYETTE COUNTY*                14              1,477,700             4,026
  FAYETTEVILLE, CITY OF          49              4,386,700            28,216
  FRANKLIN COUNTY *              15              2,018,100             5,236
  FRANKLIN, CITY OF             195             30,542,900           119,627
  FRIENDSVILLE, CITY OF           3                406,000             1,471
  GAINESBORO, TOWN OF            15              2,469,100            13,859
  GALLATIN, CITY OF              65              6,751,900            32,906
  GALLAWAY, TOWN OF               3              1,258,000             2,015
  GATES, TOWN OF                  1                 70,000               434
  GATLINBURG, CITY OF           395             45,955,700           141,386
  GERMANTOWN, CITY OF           302             57,917,200           121,924
  GIBSON COUNTY *                11                524,300             3,363
  GILES COUNTY*                  40              3,901,600            15,279
  GOODLETTSVILLE, CITY OF        50              6,896,100            24,429
  GORDONSVILLE, TOWN OF           1                 38,000               131
  GRAYSVILLE, CITY OF            40              1,848,800            17,105
  GREENE COUNTY*                 52              4,737,700            20,959
  GREENEVILLE, TOWN OF           16              2,926,900            17,010
  GRUNDY COUNTY *                 6                341,100             2,908
  HALLS, TOWN OF                  8                197,000             2,230
  HAMBLEN COUNTY *               13              1,469,200             6,737
  HAMILTON COUNTY *             217             24,944,700           111,987
  HANCOCK COUNTY                  9                350,700             2,809
  HARDIN COUNTY*                 65              5,845,200            31,994
  HARRIMAN, CITY OF              11              1,332,400             6,215
  HARTSVILLE, TOWN OF             7              1,513,700             9,022
  HAWKINS COUNTY*                 9              1,047,100             3,632
  HAYWOOD COUNTY*                16                918,200             6,286
  HENDERSON COUNTY *              6                442,100             1,997
  HENDERSON, CITY OF              3                157,200             1,216
  HENDERSONVILLE, CITY OF       135             16,972,900            57,126
  HENNING, TOWN OF                3                 78,800               824
  HENRY COUNTY                   19              2,864,400            11,473
  HICKMAN COUNTY*                17              1,578,000             8,317
  HOHENWALD, CITY OF              1                114,300             1,092
  HUMBOLDT, CITY OF              82              2,874,500            25,309
  HUNTLAND, TOWN OF               1                 46,400               400
  HUNTSVILLE, TOWN OF             1                110,100               622
  JACKSON COUNTY *                4                251,100             1,658
  JACKSON, CITY OF               93             10,644,900            54,373
  JASPER, TOWN OF                38              3,693,600            35,989
  JEFFERSON CITY, TOWN OF         5                497,900             1,222
  JEFFERSON COUNTY*              12              1,496,300             5,421
  JELLICO, CITY OF               20              2,560,000            16,220
  JOHNSON CITY, CITY OF         133             19,212,000            81,233
  JOHNSON COUNTY*                26              2,463,900             7,867
  JONESBOROUGH, TOWN OF          16              1,879,100             6,077
  KENTON, TOWN OF                 6                290,100             2,139
  
                               Policy Statistics
                                Tennessee
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  KIMBALL, TOWN OF               23              6,530,900            21,073
  KINGSPORT, CITY OF            130             19,713,400            63,022
  KINGSTON SPRINGS, CITY O        7              1,169,800             1,994
  KNOX COUNTY *                 335             58,035,200           152,986
  KNOXVILLE, CITY OF            171             34,413,800           104,441
  LAFOLLETTE, CITY OF            32              2,579,800            19,566
  LAKE CITY, TOWN OF             14                958,300             5,200
  LAKE COUNTY *                  23              1,507,100             9,405
  LAUDERDALE COUNTY*             83              4,086,100            33,107
  LAVERGNE, CITY OF              54              6,464,700            23,974
  LAWRENCE COUNTY *              16              1,338,000             4,466
  LAWRENCEBURG, CITY OF          23              2,598,300             6,316
  LEBANON, CITY OF              195             20,773,700           104,709
  LENOIR CITY, CITY OF            7              2,682,100            10,553
  LEWIS COUNTY *                  6                287,500             2,570
  LEWISBURG, CITY OF             54              5,778,600            28,802
  LEXINGTON, CITY OF              9              1,784,000             6,944
  LINCOLN COUNTY*                11                858,800             4,019
  LINDEN, TOWN OF                11              1,556,000             9,942
  LIVINGSTON, CITY OF             3                656,300             5,083
  LOUDON COUNTY*                 29              5,245,100            10,791
  LOUDON, CITY OF                 1                 93,000               206
  LOUISVILLE, TOWN OF             3                106,700               999
  LUTTRELL, CITY OF               3                202,200             1,917
  LYNCHBURG-MOORE COUNTY,         5                512,000             3,885
  LYNNVILLE, CITY OF              7                547,600             3,049
  MACON COUNTY *                 15                720,700             7,850
  MADISON COUNTY *               48              6,141,300            20,876
  MANCHESTER, CITY OF            24              2,220,700             7,615
  MARION COUNTY *                56              6,798,200            31,146
  MARSHALL COUNTY*               89              7,638,000            46,619
  MARTIN, CITY OF                21              1,455,000             9,305
  MARYVILLE, CITY OF             36              5,147,100            17,905
  MASON, CITY OF                  2                103,000               843
  MAURY COUNTY*                  48              5,558,800            16,256
  MCEWEN, CITY OF                 1                 30,000               356
  MCKENZIE, TOWN OF               1                 55,000               259
  MCMINNVILLE, CITY OF           31              2,724,900            16,798
  MCNAIRY COUNTY*                13                843,500             6,003
  MEMPHIS, CITY OF            1,083            180,054,700           546,076
  MILAN, TOWN OF                 10                692,000             5,029
  MILLERSVILLE, CITY OF          12                749,900             4,276
  MILLINGTON, CITY OF            61              7,474,100            29,706
  MONROE COUNTY*                 10              1,108,800             5,686
  MONTGOMERY COUNTY *            62              8,577,400            20,063
  MORGAN COUNTY                   3                280,000               642
  MORRISTOWN, CITY OF            44              4,603,300            26,651
  MOUNT PLEASANT, CITY OF        14                834,100             5,842
  MOUNTAIN CITY, CITY OF         14              2,423,700             8,519
  MT. JULIET, CITY OF            64              8,071,500            28,798
  MURFREESBORO, CITY OF         335             71,844,000           199,190
  NASHVILLE, CITY OF & DAV    3,034            398,384,100         1,503,537
  NEW HOPE, CITY OF               1                126,700               257
  NEW JOHNSONVILLE, CITY O        3                203,000               999
  NEW MARKET, TOWN OF             3                737,000             2,158
  NEW TAZEWELL, CITY OF           5                530,600             1,554
  NEWBERN, CITY OF                1                240,000               751
  NEWPORT, CITY OF               18              2,827,400            16,493
  NORRIS, CITY OF                 1                 25,000               106
  OAK HILL, TOWN OF              18              4,238,900            13,913
  OAK RIDGE, CITY OF             26              5,363,700            10,106
  OAKDALE, CITY OF                1                 70,800               746
  OBION COUNTY *                 22              1,772,300            10,383
  OBION, TOWN OF                 25              1,506,700             8,805
  OLIVER SPRINGS, TOWN OF        49              6,650,000            31,701
  ONEIDA, TOWN OF                16              2,835,100            13,550
  OVERTON COUNTY *                1                 35,000               296
  
                               Policy Statistics
                                Tennessee
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PARIS, CITY OF                 41              2,781,800            11,011
  PEGRAM, TOWNSHIP OF            36              4,404,600            12,942
  PERRY COUNTY*                  23                775,100             7,095
  PETERSBURG, CITY OF             1                 24,000               287
  PHILADELPHIA, CITY OF           7                341,000             2,287
  PICKETT COUNTY*                 1                 36,000               364
  PIGEON FORGE, CITY OF         257             50,143,500           158,663
  PIKEVILLE, CITY OF              8                588,600             3,894
  PITTMAN CENTER, TOWN OF        10              1,927,900            13,267
  POLK COUNTY *                  55              5,645,500            30,906
  PORTLAND,CITY OF               11              2,053,400            10,114
  PULASKI, CITY OF               76              7,323,400            43,960
  PUTNAM COUNTY *                 8                729,200             3,196
  RAMER, TOWN OF                  1                 20,000               204
  RED BANK, CITY OF             112             11,092,700            66,414
  RED BOILING SPRINGS, CIT       14                795,000             6,494
  RHEA COUNTY*                   39              3,236,900            17,540
  RIDGELY, TOWN OF                3                666,500             2,133
  RIPLEY, TOWN OF                28              3,018,200            16,717
  RIVES, CITY OF                 29              1,176,500            11,250
  ROANE COUNTY *                 24              2,473,500             8,679
  ROBERTSON COUNTY               22              2,465,100            10,315
  ROCKFORD, CITY OF               2                170,900             1,412
  ROCKWOOD, CITY OF              24              1,430,600            11,109
  ROGERSVILLE, CITY OF           12              1,525,900             6,156
  ROSSVILLE, CITY OF             14              1,642,100             8,150
  RUTHERFORD COUNTY *           341             48,623,300           125,017
  RUTHERFORD, TOWN OF             4                156,000             1,034
  SALTILLO, TOWN OF               7                508,700             2,431
  SAVANNAH, CITY OF               3                807,900             1,421
  SELMER, CITY OF                11                792,500             6,386
  SEVIERVILLE, CITY OF          234             45,657,700           178,657
  SHELBY COUNTY *               559             88,804,900           236,159
  SHELBYVILLE, CITY OF           57              5,453,200            27,267
  SMITH COUNTY *                 31              3,551,700            19,984
  SMITHVILLE, CITY OF             2                135,000               702
  SMYRNA, TOWN OF               140             17,391,500            42,717
  SNEEDVILLE,TOWN OF              7                412,000             2,725
  SODDY-DAISY, CITY OF          144             13,357,100            63,876
  SOUTH CARTHAGE, TOWN OF         1                310,000               316
  SOUTH FULTON, CITY OF          32              1,741,000            14,424
  SOUTH PITTSBURG, CITY OF       35              3,857,900            22,186
  SPRING CITY, TOWN OF           51              5,010,400            26,721
  SPRING HILL, CITY OF            2                193,100               925
  SPRINGFIELD, CITY OF            4                580,200             1,498
  SULLIVAN COUNTY *             109             13,730,000            52,404
  SUMNER COUNTY*                 64              7,817,600            24,480
  SURGOINSVILLE, CITY OF          1                250,000               364
  SWEETWATER, CITY OF            15              2,070,500            11,656
  TAZEWELL, CITY OF               1                 80,000               488
  TIPTON COUNTY *                33              4,330,300            11,958
  TIPTONVILLE, TOWN OF           15                466,600             4,306
  TRENTON, CITY OF               44              2,526,700            18,940
  TROUSDALE COUNTY *             22              1,767,400             9,688
  TROY,TOWN OF                    3                130,000               906
  TULLAHOMA, CITY OF             47              4,105,500            22,097
  UNICOI COUNTY *                93              9,287,200            33,801
  UNICOI, TOWN OF                 1                 24,400               524
  UNION CITY, CITY OF            66              5,097,600            27,504
  WARREN COUNTY*                 16              1,556,300             4,007
  WASHINGTON COUNTY *            68              8,548,700            30,729
  WATERTOWN, CITY OF              3                195,800             1,192
  WAVERLY, CITY OF               76              4,913,700            31,688
  WAYNE COUNTY *                  9                538,000             6,174
  WAYNESBORO, CITY OF            13                850,800             5,772
  WHITE COUNTY *                  4                543,000             1,857
  WHITE HOUSE, CITY OF            3                100,000             2,094
  WHITE PINE, CITY OF            26              3,072,900            15,332
  WILLIAMSON COUNTY *           298             53,678,400           161,273
  WILSON COUNTY *               119             16,641,800            47,364
  WOODBURY, TOWN OF              15                794,100             5,485

  Total for Tennessee
                             17,141          2,268,074,300         8,516,516

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                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERNATHY, CITY OF              4              1,110,100             1,672
  ABILENE, CITY OF            4,663            355,520,300         2,091,717
  AGUA DULCE, CITY OF            46              2,609,500            19,680
  ALAMO HEIGHTS, CITY OF         68             12,916,400            43,846
  ALAMO, CITY OF                 81              9,783,600            22,934
  ALBANY, CITY OF                18              1,759,600            12,807
  ALEDO, CITY OF                  4                809,700             2,238
  ALICE, CITY OF                268             27,051,500           106,231
  ALLEN, CITY OF                 44              9,214,400            15,783
  ALPINE, CITY OF               165             16,297,700            86,533
  ALTON, CITY OF                 12              1,624,500             5,064
  ALVARADO, CITY OF               2                248,000               454
  ALVIN, CITY OF              2,210            333,666,800           867,715
  AMARILLO, CITY OF             196             26,497,900           106,550
  ANAHUAC, CITY OF               75             10,149,000            25,030
  ANDERSON COUNTY*                8              1,258,100             3,375
  ANGELINA COUNTY *              28              3,724,100            11,018
  ANGLETON, CITY OF           2,212            287,932,400           751,772
  ANNA, CITY OF                   3                433,000               853
  ANNETTA SOUTH, TOWN OF          1                310,000               316
  ANTHONY,TOWN OF                 4                232,000             1,732
  ANTON, CITY OF                  2                 98,000               408
  ARANSAS COUNTY *            2,601            407,979,700         1,018,120
  ARANSAS PASS, CITY OF         508             85,450,000           234,970
  ARCHER COUNTY*                 13              2,035,500             5,628
  ARCOLA CITY OF                 19              3,945,500             7,208
  ARGYLE, CITY OF                17              3,445,800             8,617
  ARLINGTON, CITY OF          1,354            224,556,500           519,032
  ASHERTON, CITY OF               2                 29,800               400
  ATASCOSA COUNTY *              41              5,066,800            17,999
  ATHENS, CITY OF                 2                356,500               924
  ATLANTA, CITY OF               19              2,250,400             9,848
  AUSTIN COUNTY *               180             29,357,400            90,455
  AUSTIN, CITY OF             4,823            623,781,600         2,155,047
  AZLE, CITY OF                  98             17,066,100            51,234
  BAILEYS PRAIRIE, VILLAGE      155             28,908,800            68,632
  BAIRD,TOWN OF                   3                226,000             1,070
  BALCH SPRINGS, CITY OF         82              7,116,000            39,116
  BALCONES HEIGHTS, CITY O        8                685,200             3,536
  BALLINGER, CITY OF             44              2,898,600            28,081
  BALMORHEA, CITY OF              5                152,000             1,253
  BANDERA COUNTY *              272             31,835,300           132,066
  BANDERA, CITY OF               39              4,306,500            16,792
  BANGS, TOWN OF                 28                719,800             7,007
  BARTONVILLE, TOWN OF            6              1,290,600             4,733
  BASTROP COUNTY *              155             22,759,700            70,523
  BASTROP, CITY OF               24              4,218,200             9,607
  BAY CITY, CITY OF             963            133,094,500           340,824
  BAYOU VISTA, VILLAGE OF        42              5,798,600            22,782
  BAYSIDE, CITY OF               12              1,217,400             3,602
  BAYTOWN, CITY OF            3,945            638,704,100         1,338,543
  BAYVIEW, TOWN OF               19              4,190,500             7,228
  BEACH CITY, CITY OF           159             33,740,800            52,174
  BEAR CREEK, VILLAGE OF          1                250,000               295
  BEAUMONT, CITY OF           6,898          1,214,197,400         2,404,611
  BEDFORD, CITY OF              144             21,592,500            62,544
  BEE COUNTY *                   96             14,283,200            52,487
  BEEVILLE, CITY OF             111              9,323,100            50,485
  BELL COUNTY *                 173             30,278,300            66,604
  BELLAIRE, CITY OF           3,094            729,698,500         1,113,743
  BELLMEAD, CITY OF              10              1,587,300             5,574
  BELLVILLE, CITY OF             16              1,720,700             5,952
  BELTON, CITY OF                42              5,213,000            26,567
  BENAVIDES, CITY OF              5                385,600             2,348
  BENBROOK, CITY OF             354             46,707,800           165,725
  BEVERLY HILLS, CITY OF         13                778,600             5,063
  BEVIL OAKS, CITY OF           333             53,421,400           125,940
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  BEXAR COUNTY *                815            127,839,900           363,616
  BIG OAKS M.U.D.                38              7,023,000             9,812
  BIG SPRING, CITY OF            28              2,525,200            17,963
  BISHOP, CITY OF                42              3,144,400             8,474
  BLANCO COUNTY                  38              5,430,600            12,501
  BLANCO, CITY OF                20              2,321,800             8,908
  BLANKET, TOWN OF                3                142,300             1,107
  BLOSSOM, TOWN OF                2                 60,000               409
  BLUE MOUND, CITY OF            21              2,432,700             8,499
  BLUM,CITY OF                    5                210,700             1,804
  BOERNE, CITY OF               125             17,176,200            45,848
  BONHAM WATER AUTHORITY         31              3,529,000            17,125
  BONHAM, CITY OF                13              1,198,600             6,085
  BONNEY, TOWN OF                 7              1,023,800             2,282
  BOOKER, CITY OF                15                739,200             5,840
  BORGER, CITY OF                 1                188,000               263
  BOSQUE COUNTY*                 17              1,684,200             9,085
  BOWIE COUNTY *                 67              7,263,500            30,845
  BOWIE, CITY OF                  5                407,500             1,610
  BOYD, CITY OF                   2                121,500             1,160
  BRACKETTVILLE, CITY OF          3                435,900             1,836
  BRADY, CITY OF                 19              1,410,700            13,272
  BRAZORIA COUNTY *           9,632          1,629,636,200         3,688,211
  BRAZORIA, CITY OF             319             39,602,100           107,463
  BRAZOS COUNTY *                70             12,700,900            25,417
  BRECKENRIDGE, CITY OF          63              4,410,600            34,385
  BRENHAM, CITY OF               34              4,759,100            12,028
  BREWSTER COUNTY *              13              1,456,700             6,276
  BRIARCLIFF, VILLAGE OF          2                348,000               447
  BRIDGE CITY, CITY OF        1,130            139,368,800           349,963
  BRIDGEPORT,CITY OF             35              3,153,200            21,499
  BRONTE,CITY OF                  5                311,600             2,197
  BROOKS COUNTY*                 14              1,418,200             9,123
  BROOKSHIRE, CITY OF            67              7,681,500            34,640
  BROOKSIDE VILLAGE, CITY       208             31,954,300            97,933
  BROWN COUNTY*                 146             13,565,600            64,851
  BROWNFIELD, CITY OF            14              1,596,400             6,267
  BROWNSVILLE, CITY OF        1,489            208,752,600           613,390
  BROWNWOOD, CITY OF            215             40,256,500           143,536
  BRYAN, CITY OF                328             41,708,400           134,635
  BUDA, CITY OF                   3                458,000               695
  BUFFALO GAP, TOWNSHIP OF       38              3,734,600            12,821
  BUFFALO SPRINGS, VILLAGE        6                366,900             2,943
  BULLARD, CITY OF                1                100,500               521
  BULVERDE EAST, CITY OF          5              1,230,000             1,915
  BULVERDE NORTH, CITY OF         2                620,000               617
  BULVERDE SOUTH, CITY OF         1                155,000               248
  BUNKER HILL VILLAGE, CIT      437            125,793,900           157,823
  BURKBURNETT, CITY OF            5                714,000             2,078
  BURLESON COUNTY*               36              3,314,900            16,157
  BURLESON, CITY OF              89             12,378,300            33,746
  BURNET COUNTY *               432             74,125,200           225,422
  BURNET, CITY OF                36              3,869,500            15,729
  CALDWELL COUNTY*              107             15,678,800            46,882
  CALDWELL, CITY OF              11              2,407,100            16,214
  CALHOUN COUNTY *            1,654            195,979,900           804,596
  CALVERT, CITY OF                1                310,000               316
  CAMERON COUNTY *            2,244            290,430,900           793,349
  CAMERON, CITY OF               13              1,125,900             4,232
  CANTON, CITY OF                37              2,569,600             9,509
  CANYON, CITY OF               108             15,945,000            58,980
  CARMINE, CITY OF                3                620,000               800
  CARRIZO SPRINGS, CITY OF       20              1,437,000            10,826
  CARROLLTON, CITY OF           340             75,738,700           170,103
  CARTHAGE, CITY OF               2                312,000               474
  CASS COUNTY*                    6                146,000             1,349
  CASTLE HILLS, CITY OF          26              5,798,300            12,505
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  CASTROVILLE, CITY OF           92             16,119,200            26,535
  CEDAR HILL, CITY OF            57              9,213,300            24,342
  CEDAR PARK, CITY OF            43              5,444,800            16,316
  CELESTE, CITY OF                2                281,000               457
  CELINA, CITY OF                 8                592,000             5,995
  CENTER POINT, CITY OF           4                199,500             1,467
  CENTER, CITY OF                 5                376,500             1,983
  CHAMBERS COUNTY *           1,021            165,248,400           323,469
  CHANDLER, CITY OF               4                378,000               878
  CHATEAU WOODS, CITY OF         43              7,117,400            12,856
  CHELFORD CITY M.U.D.           81             11,881,100            21,152
  CHEROKEE COUNTY*               35              3,926,900            13,039
  CHICO, CITY OF                  3                363,000               968
  CHINA GROVE, CITY OF           13              2,243,100             4,628
  CIBOLO, CITY OF                48              6,881,600            17,191
  CISCO, CITY OF                  1                155,000               248
  CITIES M.U.D. NO. 2, CIT       14              4,666,300            10,586
  CLARENDON, CITY OF             10              1,354,400             8,385
  CLAY COUNTY*                   18              1,302,300             6,843
  CLEAR LAKE SHORES, CITY       474             71,166,000           233,815
  CLEBURNE, CITY OF             134             13,628,200            58,590
  CLEVELAND,CITY OF              83             12,225,200            33,738
  CLIFTON,CITY OF                11              1,307,300             7,323
  CLINT, TOWN OF                  2                255,000             1,180
  CLUTE, CITY OF                545             78,495,400           184,650
  CLYDE, CITY OF                  3                450,000               688
  COKE COUNTY                     1                 25,000               248
  COLDSPRING, CITY OF             9                991,900             2,757
  COLEMAN COUNTY*                16                607,500             5,547
  COLEMAN, CITY OF               13              1,424,500             5,582
  COLLEGE STATION, CITY OF      279             47,197,500           119,592
  COLLEYVILLE, CITY OF           94             22,922,000            40,648
  COLLIN COUNTY*                 88             15,749,600            41,271
  COLORADO CITY, CITY OF          2                 64,300               608
  COLORADO COUNTY *             118             16,079,800            57,255
  COLORADO COUNTY - WCID#2        1                 93,000               206
  COLUMBUS, CITY OF              71              9,181,200            47,104
  COMAL COUNTY*                 717            131,827,800           242,399
  COMANCHE COUNTY                 3                135,000             1,186
  COMANCHE, CITY OF              25              1,549,300             9,870
  COMBES, TOWN OF                13              1,597,000             2,849
  COMMERCE, CITY OF               3                527,000               743
  CONROE, CITY OF               557             98,018,000           208,898
  CONVERSE, CITY OF              19              1,843,800             6,462
  COOKE COUNTY*                  18              2,089,400             9,910
  COPPELL, CITY OF              183             49,253,200            68,968
  COPPER CANYON, TOWN OF          3                930,000               948
  COPPERAS COVE, CITY OF         34              2,601,400            11,781
  CORINTH, TOWN OF               35              6,133,400            12,629
  CORPUS CHRISTI, CITY OF    11,806          1,822,982,800         4,122,348
  CORRIGAN, CITY OF               2                221,400               530
  CORSICANA, CITY OF             85              7,595,800            46,269
  CORYELL COUNTY *               12              1,072,600             5,168
  COTTONWOOD SHORES, CITY         9              1,691,700             6,241
  COTULLA,CITY OF                47              1,083,800            11,337
  CRANDALL, CITY OF               2                392,500               877
  CRANE, CITY OF                  1                108,000               407
  CROCKETT COUNTY*                7                270,000             2,445
  CROCKETT, CITY OF              22              2,442,200             5,658
  CROSBYTON, CITY OF             45              8,975,200            15,949
  CROWELL, CITY OF                1              1,000,000             6,046
  CROWLEY, CITY OF                4                632,400               948
  CRYSTAL CITY, CITY OF          77              2,780,200            25,821
  CUERO, CITY OF                199             26,164,800            66,253
  CULBERSON COUNTY *              2                309,400               611
  CUT 'N SHOOT, CITY OF           4                679,500             2,038
  DAINGERFIELD, CITY OF           8                716,200             2,194
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DAISETTA,CITY OF                7              1,054,900             2,008
  DALHART, CITY OF               20              1,211,100             7,238
  DALLAS COUNTY *               105             22,058,900            83,456
  DALLAS, CITY OF             2,225            442,580,100         1,352,590
  DALWORTHINGTON GARDENS,        12              2,826,600             9,737
  DANBURY, CITY OF              160             21,328,800            43,587
  DAYTON LAKES, CITY OF           6                232,000             2,479
  DAYTON, CITY OF               155             21,620,200            51,385
  DECATUR, CITY OF                2                218,000               610
  DEER PARK, CITY OF          3,557            587,835,100           960,928
  DEL RIO, CITY OF              212             28,124,400           117,481
  DELL CITY, CITY OF              6              2,209,300            15,628
  DENISON, CITY OF               10              1,506,300             3,189
  DENTON COUNTY*                147             25,415,900            57,144
  DENTON, CITY OF               354             48,534,900           195,436
  DENVER CITY, CITY OF           37              2,396,800            17,984
  DESOTO, CITY OF               208             29,830,800           125,907
  DEVINE, CITY OF                28              2,587,300            13,539
  DEWITT COUNTY*                109             12,843,000            46,264
  DIBOLL, CITY OF                16              1,490,400             8,209
  DICKINSON, CITY OF          1,974            334,066,400           737,802
  DILLEY, CITY OF                 5                444,000             1,033
  DIMMIT COUNTY*                  8                130,300             1,553
  DIMMITT, CITY OF                3                637,100             1,281
  DONNA, CITY OF                 42              4,662,600            11,578
  DOUBLE OAK, TOWN OF             8              1,462,400             2,142
  DRISCOLL, CITY OF              28              1,334,200            12,485
  DUBLIN, CITY OF                 2                 85,000               740
  DUNCANVILLE, CITY OF          168             23,402,900            75,157
  DUVAL COUNTY*                  24              1,689,800             6,227
  EAGLE LAKE,CITY OF             20              2,418,100            14,493
  EAGLE PASS, CITY OF            52              7,223,800            29,350
  EARLY, CITY OF                 10              1,139,200             4,850
  EASTLAND COUNTY*               40              1,613,000            14,540
  EASTLAND,CITY OF               24              1,797,600            12,862
  ECTOR COUNTY*                  79              7,238,500            47,322
  EDCOUCH, CITY OF                2                122,300               511
  EDGECLIFF VILLAGE, TOWN        40              4,903,400            21,424
  EDINBURG,CITY OF            1,004            115,858,300           367,683
  EDNA, CITY OF                 227             21,899,200            89,043
  EL CAMPO, CITY OF             355             35,001,900           120,433
  EL LAGO, CITY OF              791            125,570,000           227,995
  EL PASO COUNTY *              120             10,825,500            53,614
  EL PASO, CITY OF            4,970            414,053,600         2,072,143
  ELGIN, CITY OF                  3                318,000             1,987
  ELKHART, TOWN OF                1                204,900               725
  ELLIS COUNTY*                 107             18,074,000            40,287
  ELSA, CITY OF                   6                658,300             2,078
  ENCHANTED OAKS, TOWN OF         1                250,000               295
  ENNIS, CITY OF                 14              2,090,800             5,288
  ERATH COUNTY*                   6                240,000             2,173
  EULESS, CITY OF               163             28,441,800           122,222
  EVERMAN, CITY OF               84              5,195,300            33,669
  FAIR OAKS RANCH, CITY OF       38              9,721,600            11,461
  FAIRCHILDS, VILLAGE OF         30              5,903,500            11,825
  FAIRFIELD, TOWN OF              4                352,200             1,740
  FAIRVIEW, TOWN OF              26              6,576,400            10,694
  FALFURRIAS, CITY OF           184             13,879,600            97,649
  FALLS CITY, CITY OF            15                328,300             4,015
  FARMERS BRANCH, CITY OF       146             36,298,600           120,021
  FARMERSVILLE, CITY OF          11              1,274,000             4,954
  FAYETTE CO. W.C.& I.D.-M        3                558,500             1,171
  FAYETTE COUNTY*                46              5,875,500            19,491
  FIRST COLONY L.I.D.           217             49,272,200            61,240
  FLORENCE, CITY OF              10                743,100             5,714
  FLORESVILLE, CITY OF           19              2,922,000             7,403
  FLOWER MOUND, TOWN OF         200             39,603,100            95,390
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FLOYD COUNTY*                   1                 35,000               318
  FLOYDADA, CITY OF               5              1,410,200             3,414
  FOREST HILL, CITY OF           50              4,387,100            25,987
  FORNEY, CITY OF                 1                310,000               301
  FORT BEND COUNTY *          4,913          1,149,256,900         1,632,224
  FORT BEND COUNTY L.I.D.       678            167,129,600           213,608
  FORT BEND COUNTY L.I.D.       580            142,062,900           170,906
  FORT BEND COUNTY M.U.D.       134             18,796,200            35,283
  FORT BEND COUNTY M.U.D.        56              9,950,000            14,343
  FORT BEND COUNTY M.U.D.       190             34,937,900            55,047
  FORT BEND COUNTY M.U.D.        54              8,184,500            13,385
  FORT BEND COUNTY M.U.D.        29              5,321,000             7,410
  FORT BEND COUNTY M.U.D.         8              1,866,000             2,253
  FORT BEND COUNTY M.U.D.        86             16,799,100            23,110
  FORT BEND COUNTY M.U.D.         1                 85,000               583
  FORT BEND COUNTY M.U.D.        79             22,314,800            29,721
  FORT STOCKTON, CITY OF          1                 14,000               250
  FORT WORTH, CITY OF         1,665            234,996,600           906,430
  FRANKLIN COUNTY                 3                135,000             1,250
  FRANKLIN, TOWN OF               5                855,000             1,383
  FREDERICKSBURG, CITY OF        50              7,975,100            22,349
  FREEPORT, CITY OF             884            106,003,700           408,779
  FRIENDSWOOD, CITY OF        6,135          1,290,405,000         1,927,606
  FRIO COUNTY                     4                180,000             1,679
  FRIONA, CITY OF                 1                150,000             4,192
  FRISCO, CITY OF               101             21,832,900            44,358
  FULSHEAR, CITY OF              67             16,820,000            25,375
  FULTON, CITY OF                25              2,942,200             6,560
  GAINES COUNTY *                 2                129,900             1,039
  GAINESVILLE, CITY OF          125             13,230,000            59,301
  GALENA PARK, CITY OF          215             28,292,300            68,697
  GALVESTON COUNTY*           8,219          1,159,462,000         4,827,558
  GALVESTON, CITY OF         12,830          1,689,294,500         8,989,273
  GANADO, CITY OF                 8              1,366,700             2,225
  GARDEN RIDGE, CITY OF          16              3,366,400             6,576
  GARFIELD, VILLAGE OF            2                208,100               623
  GARLAND, CITY OF              468             67,473,600           227,267
  GATESVILLE, CITY OF            13                823,600             4,943
  GEORGE WEST,CITY OF             3                540,000             2,919
  GEORGETOWN, CITY OF            48              8,363,000            18,790
  GIDDINGS, CITY OF               9                609,800             3,663
  GILLESPIE COUNTY*              64             10,307,100            26,346
  GILMER, CITY OF                 5                686,900             3,045
  GLADEWATER, CITY OF             4                 42,000               652
  GLEN ROSE, CITY OF             51              4,473,000            29,035
  GLENN HEIGHTS, CITY OF          9              1,018,000             5,226
  GOLIAD COUNTY                   6                292,000             2,955
  GOLIAD, CITY OF                 7                391,500             2,249
  GONZALES COUNTY *              89             11,648,700            52,392
  GONZALES, CITY OF             155             10,741,200            67,051
  GOODRICH, CITY OF               3                221,800               542
  GORMAN, CITY OF                 1                193,100               526
  GRAHAM, CITY OF                41              2,692,200            21,731
  GRANBURY, CITY OF              68              9,226,400            30,270
  GRAND PRAIRIE, CITY OF        196             36,074,300            94,844
  GRAND SALINE, CITY OF           6                631,300             2,735
  GRANGER, CITY OF                1                 93,000               196
  GRANITE SHOALS, CITY OF       108             18,568,500            53,647
  GRAPELAND, TOWN OF              1                 41,400               392
  GRAPEVINE, CITY OF             76             14,513,700            29,690
  GRAYSON COUNTY*                70             11,186,400            46,315
  GREENVILLE, CITY OF            63             10,128,400            27,256
  GREGG COUNTY *                 25              2,752,300             9,358
  GREGORY, CITY OF               53              2,947,800            23,054
  GREY FOREST, CITY OF            6                964,000             1,975
  GRIMES COUNTY *                13              2,420,000             5,202
  GROESBECK, CITY OF              3                230,100               940
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  GROOM, CITY OF                  6                344,400             2,675
  GROVES, CITY OF             1,791            227,617,300           464,900
  GUADALUPE COUNTY *          1,414            259,169,100           741,062
  GUN BARREL, CITY OF             3                446,100             1,324
  GUNTER, TOWN OF                 7              1,079,000             1,981
  HACKBERRY, TOWN OF              2                193,300               332
  HALE COUNTY*                    3                359,300             1,672
  HALLETSVILLE, CITY OF          96              9,042,200            67,644
  HALTOM CITY, CITY OF          268             35,418,800           207,359
  HAMILTON, CITY OF              20              2,520,300             8,028
  HAMLIN, CITY OF                20              3,578,600            14,107
  HANSFORD COUNTY                 1                 35,000               296
  HARDIN COUNTY *               683            111,001,800           308,328
  HARDIN, CITY OF                 1                 16,500               132
  HARKER HEIGHTS, CITY OF        38              4,208,100            12,269
  HARLINGEN, CITY OF          1,635            248,010,900           566,015
  HARRIS COUNTY*             71,709         11,819,904,400        22,367,267
  HARRISON COUNTY*               93             11,393,400            46,276
  HASKELL COUNTY *               33              1,509,500            10,089
  HASKELL,CITY OF                 8                667,200             4,006
  HASLET, CITY OF                 9              1,342,200             3,317
  HAWLEY, TOWN OF                22              1,710,100            14,709
  HAYS COUNTY*                  384             67,230,700           166,675
  HEARNE, CITY OF                66              4,112,300            29,386
  HEATH, CITY OF                 18              4,116,900             9,382
  HEDWIG VILLAGE, CITY OF       197             53,219,000            70,095
  HELOTES, CITY OF               19              2,891,100             7,798
  HEMPHILL, CITY OF               1                803,000             2,700
  HEMPSTEAD, TOWN OF             11              2,214,000             7,758
  HENDERSON COUNTY*              53              8,238,200            22,024
  HENDERSON, CITY OF             20              2,253,200             9,309
  HENRIETTA, CITY OF             22              3,597,600            16,722
  HEREFORD, CITY OF              11                951,000             5,131
  HEWITT,CITY OF                 23              4,135,000             9,557
  HICKORY CREEK, TOWN OF          5              1,219,000             2,639
  HICO, CITY OF                   9                283,900             2,639
  HIDALGO COUNTY *            1,257            139,266,800           418,341
  HIDALGO, TOWN OF                8                670,600             3,106
  HIGHLAND HAVEN, CITY OF        13              2,316,300             7,016
  HIGHLAND PARK, TOWN OF         33             11,266,900            23,250
  HIGHLAND VILLAGE, VILLAG       43              8,873,300            15,513
  HILL COUNTRY VILLAGE, CI        9              2,238,000             2,550
  HILLCREST VILLAGE, CITY       116             20,293,300            37,600
  HILLSBORO, CITY OF              3                467,500             1,251
  HILSHIRE VILLAGE, CITY O      110             25,302,300            45,517
  HITCHCOCK, CITY OF            881            103,209,100           394,487
  HOCKLEY COUNTY*                 2                 80,000               747
  HOLIDAY LAKES, TOWN OF         14                973,900             2,738
  HOLLAND, CITY OF                1                 65,000               347
  HOLLYWOOD PARK, TOWN OF        22              4,336,700             9,076
  HONDO, CITY OF                 93              8,649,200            40,424
  HOOD COUNTY*                  245             38,041,300           100,649
  HOOKS,CITY OF                  22              1,636,300             9,506
  HOUSTON COUNTY*                42              1,448,500            13,385
  HOUSTON, CITY OF           99,930         17,750,681,600        38,190,039
  HOWARD COUNTY*                  4                520,800             1,374
  HOWE, TOWN OF                   3                279,100             1,147
  HUDSPETH COUNTY *               5                579,400             2,816
  HUGHES SPRINGS, CITY OF         4                212,900             1,743
  HUMBLE, CITY OF               832            154,718,300           282,678
  HUNT COUNTY*                   63              7,564,800            25,576
  HUNTER'S CREEK VILLAGE,       608            170,350,900           235,788
  HUNTSVILLE, CITY OF            55             10,822,200            33,258
  HURST, CITY OF                199             28,397,100           107,489
  HUTCHINS, CITY OF              21              2,596,900            15,183
  INGLESIDE ON THE BAY, CI       12              1,265,800            10,646
  INGLESIDE, CITY OF            208             23,816,100            68,491
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  INGRAM, CITY OF                 6              1,204,800             2,301
  IOWA COLONY, TOWN OF           54              7,910,200            23,238
  IOWA PARK, CITY OF             18              1,251,300             6,291
  IRAAN, TOWN OF                  3                221,000             1,250
  IREDELL, TOWN OF                1                 86,600               588
  IRVING, CITY OF               597             89,435,500           338,489
  JACINTO CITY, CITY OF         187             26,624,400            66,422
  JACK COUNTY*                    1                 45,000               392
  JACKSBORO, CITY OF              3                220,500             2,641
  JACKSON COUNTY *              224             27,223,500            78,445
  JACKSONVILLE, CITY OF          24              2,290,400            11,401
  JAMAICA BEACH, VILLAGE O      748            121,485,500           455,387
  JASPER COUNTY*                 75              7,712,200            25,558
  JASPER, CITY OF                24              3,340,700            11,137
  JEFF DAVIS COUNTY *             6                564,300             2,470
  JEFFERSON COUNTY *          1,524            236,046,400           523,161
  JEFFERSON, CITY OF             20              2,065,400             7,722
  JERSEY VILLAGE, CITY OF     1,186            254,171,400           530,802
  JIM HOGG COUNTY*               18              1,511,200            10,918
  JIM WELLS COUNTY *             95              8,263,600            39,986
  JOAQUIN, CITY OF                1                 32,500               326
  JOHNSON CITY, CITY OF           4                578,000             1,789
  JOHNSON COUNTY*               120             18,649,500            50,506
  JONES COUNTY                    2                 80,000               725
  JONES CREEK, VILLAGE OF       226             28,836,000            62,328
  JONESTOWN, CITY OF             18              2,515,000            11,109
  JOSHUA, CITY OF                10              1,501,800             6,080
  JOURDANTON, CITY OF             5                466,000             1,021
  JUNCTION, CITY OF              25              2,579,600            12,772
  JUSTIN, CITY OF                 4                903,000             1,813
  KARNES COUNTY*                  8                330,000             2,912
  KATY, CITY OF               1,557            301,989,700           632,357
  KAUFMAN COUNTY *               31              4,747,300            13,842
  KAUFMAN, CITY OF                4                306,000               880
  KEENE, CITY OF                  2                235,000               989
  KELLER, CITY OF                86             14,528,600            38,945
  KEMAH, CITY OF                527             95,973,700           265,665
  KEMP, CITY OF                   5                615,800             2,995
  KENDALL COUNTY *              268             42,987,100           118,231
  KENDLETON, TOWN OF              1                188,000               263
  KENEDY COUNTY *                 6                486,800             1,876
  KENEDY, CITY OF                11              1,461,300             5,762
  KENNEDALE, CITY OF             33              5,726,400            19,036
  KERENS, CITY OF                 2                435,000               537
  KERR COUNTY*                  390             49,592,200           140,648
  KERRVILLE, CITY OF            241             30,054,400            96,767
  KILGORE, CITY OF               48              4,634,600            22,419
  KILLEEN, CITY OF              149             17,598,400            56,111
  KIMBLE COUNTY *                14                610,000             5,449
  KINGSBRIDGE M.U.D.            150             30,742,800            47,050
  KINGSVILLE, CITY OF           288             30,521,700            82,686
  KINNEY COUNTY *                12              1,345,100             3,699
  KIRBY, CITY OF                 12              1,121,400             3,004
  KIRBYVILLE, CITY OF            15              1,275,100             7,043
  KLEBERG COUNTY *              142             15,085,100            61,373
  KOUNTZE, CITY OF                8              1,548,000             5,135
  KYLE, CITY OF                   3                498,000               747
  LA FERIA, CITY OF              55              7,058,900            17,671
  LA GRANGE,CITY OF              19              2,027,500             7,920
  LA GRULLA, CITY OF              3                183,000               683
  LA JOYA, CITY OF               22              1,594,500             7,158
  LA MARQUE, CITY OF          1,756            243,646,900           615,277
  LA PORTE, CITY OF           4,209            626,996,300         1,448,991
  LA VERNIA, CITY OF             31              3,128,100            13,837
  LA VILLA, CITY OF               3                191,800             1,359
  LACOSTE, CITY OF               24              2,505,300             8,229
  LACY-LAKEVIEW, CITY OF          1                 93,000               206
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LAGO VISTA, CITY OF           104             21,204,900            53,745
  LAGUNA VISTA, VILLAGE OF      341             41,693,700            95,123
  LAKE BRIDGEPORT, CITY OF       13              1,683,500             9,510
  LAKE DALLAS, CITY OF           21              2,665,400             7,483
  LAKE JACKSON, CITY OF       3,614            641,887,900         1,045,469
  LAKE TANGLEWOOD, VILLAGE       19              4,266,700            10,528
  LAKE WORTH, CITY OF             5                490,000             1,705
  LAKESIDE CITY, CITY OF          4                407,500             1,245
  LAKEWAY, CITY OF               51             12,309,200            17,315
  LAMESA, CITY OF                14                645,700             5,354
  LAMPASAS COUNTY *              21              2,234,400             8,396
  LAMPASAS, CITY OF              12                803,300             5,242
  LANCASTER, CITY OF             90             11,722,700            43,203
  LAREDO, CITY OF               658             71,267,800           369,396
  LAVACA COUNTY*                 27              3,740,200            12,845
  LAVON, TOWN OF                  1                125,400               696
  LAWARD, CITY OF                 2                248,000               444
  LEAGUE CITY, CITY OF        9,380          1,822,241,500         2,822,246
  LEAKEY, CITY OF                 3                237,400             1,827
  LEANDER, CITY OF               29              4,132,000            11,418
  LEFORS,CITY OF                  4                928,500             1,625
  LEON COUNTY                     6                230,000             2,120
  LEON VALLEY, CITY OF           85              7,557,400            38,495
  LEVELLAND, CITY OF             36              2,259,100            15,813
  LEWISVILLE, CITY OF            80             15,521,400            49,204
  LIBERTY COUNTY*               753             86,342,300           246,799
  LIBERTY, CITY OF              446             67,488,400           162,650
  LIMESTONE COUNTY*              47              3,429,000            17,168
  LINDEN, TOWN OF                 1                350,000               992
  LINDSAY, TOWN OF                8                761,700             3,896
  LITTLE ELM, TOWN OF             8              1,520,400             3,250
  LITTLE RIVER-ACADEMY, CI        1                155,000               236
  LITTLEFIELD,CITY OF             3                155,600               827
  LIVE OAK COUNTY                42              1,925,200            17,826
  LIVE OAK, CITY OF              36              4,153,200            12,649
  LIVERPOOL, CITY OF             65              6,480,400            28,296
  LIVINGSTON, CITY OF            50              6,016,100            24,619
  LLANO COUNTY *                818            151,479,600           426,895
  LLANO, CITY OF                 19              2,973,000            13,392
  LOCKHART, CITY OF               9              1,387,000             2,170
  LONE STAR, TOWN OF              1                 35,000               296
  LONGVIEW, CITY OF             190             21,555,800            98,115
  LORENA, TOWN OF                 3                344,000             1,378
  LORENZO, CITY OF                1                 87,000               319
  LOS FRESNOS, CITY OF           33              5,105,200            12,652
  LOWRY CROSSING, CITY OF        31              3,569,700            17,765
  LUBBOCK COUNTY*                74             10,909,800            44,181
  LUBBOCK, CITY OF            1,487            142,809,100           704,919
  LUCAS, CITY OF                 17              3,467,800             6,284
  LUFKIN,CITY OF                212             23,758,900            97,022
  LULING, CITY OF                20              3,024,100             7,991
  LUMBERTON, CITY OF            375             61,262,400           118,445
  LYFORD, CITY OF                60              2,510,900            18,212
  LYTLE, CITY OF                  8                555,000             2,429
  MABANK, CITY OF                 4                266,100             1,657
  MADISON COUNTY*                11              1,050,500             4,055
  MADISONVILLE, CITY OF          15              3,321,900            14,460
  MAGNOLIA, TOWN OF              84             16,459,000            25,961
  MALAKOFF, CITY OF               3                585,700             3,894
  MANOR, CITY OF                  5                629,700             1,868
  MANSFIELD, CITY OF            154             30,257,400            64,107
  MANVEL, TOWN OF               536             95,580,700           221,229
  MARBLE FALLS, CITY OF         124             18,116,600            83,112
  MARFA, CITY OF                  1                117,500               595
  MARION COUNTY*                  8                265,400             2,472
  MARION, CITY OF                 6              1,306,800             8,360
  MARLIN, CITY OF                 7              1,225,700             2,974
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MARSHALL, CITY OF              29              3,585,600            14,728
  MART, CITY OF                   6                580,300             1,648
  MARTIN COUNTY *                 1                 28,000               289
  MARTINDALE, TOWN OF            29              3,312,400            14,583
  MASON COUNTY *                  9                294,000             2,805
  MASON, CITY OF                 14                636,800             4,512
  MATAGORDA COUNTY *          1,576            183,196,900           829,171
  MATHIS, CITY OF                15                874,200             4,139
  MAVERICK COUNTY*               36              2,643,700            20,956
  MCALLEN, CITY OF            1,082            161,187,100           382,985
  MCGREGOR, CITY OF               9              1,131,000             4,788
  MCKINNEY, CITY OF              83             17,190,300            34,235
  MCLENDON-CHISHOLM, CITY         2                 80,000               688
  MCLENNAN COUNTY               126             18,851,500            65,967
  MCMULLEN COUNTY*               13              1,060,000             4,639
  MEADOWLAKES, CITY OF           81             16,536,400            35,137
  MEADOWS PLACE, CITY OF        209             34,552,100            60,684
  MEDINA COUNTY *               182             22,562,800            88,553
  MEMPHIS, CITY OF                2                155,000             1,099
  MENARD COUNTY*                 27              2,783,500            15,491
  MENARD, CITY OF                75              3,792,700            33,683
  MERCEDES, CITY OF              93              8,704,100            26,215
  MERIDIAN,CITY OF                4                748,200             3,986
  MERTZON, CITY OF                2                 57,800               528
  MESQUITE, CITY OF             280             45,145,400           129,256
  MEXIA, CITY OF                  4                505,600             1,156
  MIDLAND COUNTY *               81             10,566,000            50,727
  MIDLAND, CITY OF              885            111,011,900           404,755
  MIDLOTHIAN, CITY OF            10              1,831,700             3,906
  MILAM COUNTY                    2                 80,000               710
  MILLS COUNTY                    2                 55,200               559
  MINEOLA, CITY OF                1                 35,000               296
  MINERAL WELLS, CITY OF         38              4,595,600            29,108
  MINGUS, CITY OF                 1                 45,000               397
  MISSION BEND M.U.D. #1        193             31,785,300            59,422
  MISSION, CITY OF              528             79,681,600           193,621
  MISSOURI CITY, CITY OF      2,919            579,952,500           906,273
  MITCHELL COUNTY *               2                 73,300               797
  MONT BELVIEU, CITY OF         125             29,593,500            59,348
  MONTAGUE COUNTY*               36              3,081,400            19,174
  MONTGOMERY COUNTY*         10,027          2,075,165,100         3,398,987
  MONTGOMERY, CITY OF            52             12,776,800            16,589
  MORGAN'S POINT RESORT, C        1                 35,000               323
  MORGANS POINT, CITY OF         38             10,380,300            20,045
  MORTON, CITY OF                 1                192,600             2,244
  MOULTON,TOWN OF                 3                501,000               758
  MOUNT PLEASANT, CITY OF         7              1,892,700             3,619
  MOUNT VERNON, CITY OF           1                155,000               248
  MUENSTER, CITY OF               7                701,700             3,300
  MULESHOE, CITY OF              20              1,052,900             8,176
  MURCHISON, CITY OF              1                  6,000               181
  MURPHY, CITY OF                20              4,190,700             9,243
  NACOGDOCHES COUNTY*            27              4,350,000            11,708
  NACOGDOCHES, CITY OF           98             13,268,200            65,829
  NASH, CITY OF                   1                136,300               614
  NASSAU BAY, CITY OF         1,378            249,067,200           560,556
  NATALIA, CITY OF                2                302,200             1,301
  NAVARRO COUNTY*                 1                 45,000               429
  NAVASOTA, CITY OF              40              4,356,200            20,130
  NEDERLAND, CITY OF          1,897            260,404,100           501,575
  NEEDVILLE, CITY OF             62              9,043,500            16,751
  NEW BOSTON, CITY OF             3                626,000               783
  NEW BRAUNFELS, CITY OF        823            133,010,500           307,903
  NEW DEAL, CITY OF               3                389,600             1,161
  NEW HOPE, CITY OF               3                748,000               860
  NEW WAVERLY, CITY OF            2                 57,600               566
  NEWTON COUNTY*                125              7,237,500            48,555
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NIXON, CITY OF                  1                278,800               828
  NOCONA, CITY OF                 5                817,300             2,339
  NOLAN COUNTY*                  10                972,900             5,249
  NOLANVILLE, CITY OF             6                679,800             2,207
  NOME, CITY OF                  16              1,791,600             4,065
  NORMANGEE, CITY OF              1                 40,400               412
  NORTH RICHLAND HILLS, CI      185             26,111,000            78,330
  NORTHCREST, TOWN OF            19              1,355,000            11,389
  NUECES COUNTY*              1,936            274,383,700           565,074
  OAK LEAF, CITY OF               2                502,800             1,555
  OAK POINT, CITY OF              3                474,500               985
  OAK RIDGE NORTH, CITY OF      137             23,921,300            48,665
  ODEM, CITY OF                  55              4,402,300            19,972
  ODESSA, CITY OF               902             57,991,300           402,313
  OLD RIVER-WINFREE, CITY         7                880,000             1,512
  OLMOS PARK, CITY OF             7              2,110,000             2,197
  OLNEY, CITY OF                  7                477,900             2,386
  OLTON, CITY OF                  4                302,400             1,770
  ONALASKA, CITY OF               7                227,100             2,104
  ORANGE COUNTY *             2,232            326,764,200           720,455
  ORANGE GROVE, CITY OF           8              1,250,000             1,884
  ORANGE, CITY OF             1,366            163,857,000           469,846
  ORCHARD, CITY OF                1                125,000               232
  OVILLA, CITY OF                10              2,409,000             2,777
  OYSTER CREEK, VILLAGE OF      119             14,683,800            44,790
  PALACIOS, CITY OF             433             55,051,100           188,027
  PALESTINE, CITY OF              3                792,700             1,651
  PALM VALLEY, TOWN OF           43              6,438,500            14,141
  PALMER, CITY OF                 3                576,500             1,297
  PALO PINTO COUNTY *            50              4,911,500            21,310
  PAMPA, CITY OF                 19              2,897,200            17,178
  PANHANDLE, TOWN OF              1                 43,500               457
  PANORAMA VILLAGE, CITY O       42              6,125,800            12,086
  PANTEGO, TOWN OF                6                846,700             2,280
  PARIS, CITY OF                 72              7,270,100            27,238
  PARKER COUNTY *               122             12,472,200            56,665
  PARKER, CITY OF                30              5,964,600            16,354
  PASADENA, CITY OF           8,913          1,386,152,400         2,694,072
  PATTON VILLAGE, VILLAGE        26              2,325,400             8,895
  PEARLAND, CITY OF           6,566          1,264,416,700         2,216,522
  PEARSALL, CITY OF              29              1,229,200             7,120
  PECAN GROVE M.U.D.            521            110,039,900           144,358
  PECOS, CITY OF                  2                 50,000               691
  PFLUGERVILLE, CITY OF          42              7,308,200            16,598
  PHARR, CITY OF                131             17,816,700            50,933
  PINE FOREST, CITY OF           14              1,612,300             4,827
  PINEHURST, CITY OF            148             20,361,500            51,692
  PINEY POINT VILLAGE, CIT      429            129,071,600           182,928
  PLAINS,CITY OF                  1                105,000               808
  PLAINVIEW, CITY OF            110             10,521,400            64,500
  PLANO, CITY OF                378             84,275,400           146,136
  PLEAK, VILLAGE OF              39              6,986,100            14,681
  PLEASANT VALLEY, CITY OF        5                494,600             1,443
  PLEASANTON, CITY OF            46              4,698,200            20,758
  PLUM GROVE,CITY OF             19              1,761,900             7,001
  POINT BLANK, CITY OF            2                 87,000               802
  POINT COMFORT, CITY OF         14              1,257,900             4,347
  POINT VENTURE, VILLAGE O       13              2,483,900             4,849
  POINT, CITY OF                  1                 81,300               750
  POLK COUNTY*                  235             28,144,200            95,580
  PORT ARANSAS, CITY OF       3,292            422,930,400         1,126,887
  PORT ARTHUR, CITY OF        4,326            552,926,100         1,488,624
  PORT ISABEL, CITY OF          803             87,119,300           335,318
  PORT LAVACA, CITY OF          619             89,255,000           225,792
  PORT NECHES, CITY OF        1,417            240,251,200           392,015
  PORTLAND, CITY OF             342             61,740,400           111,598
  POST, CITY OF                   1                155,000               248
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  POTEET, CITY OF                 7                381,600             2,146
  POTH, CITY OF                   4                309,900               867
  POTTSBORO, TOWN OF              1                188,000               251
  PRAIRIE VIEW, TOWN OF          24              3,412,800             7,416
  PREMONT, CITY OF                7                813,000             1,858
  PRESIDIO COUNTY *              15              1,410,900            10,304
  PRESIDIO, CITY OF               2                 59,200               510
  PRIMERA, TOWN OF               14              1,788,400             3,246
  PRINCETON, CITY OF             16              1,693,300             6,446
  PROGRESO, CITY OF               1                 93,000               206
  QUANAH, CITY OF                 2                280,000               480
  QUINTANA, VILLAGE OF           12              1,002,600            10,477
  RALLS, CITY OF                  1                155,000               248
  RANCHO VIEJO, TOWN OF          11              2,454,000             3,015
  RANDALL COUNTY *               56              7,774,800            27,708
  RANGER, CITY OF                 4                187,700             1,622
  RANSOM CANYON, TOWN OF         25              5,430,000            15,887
  RAYMONDVILLE, CITY OF         391             23,087,100           155,552
  REAL COUNTY *                 102             11,232,500            36,158
  RED OAK, CITY OF                6                623,000             2,046
  REFUGIO COUNTY *               44              6,196,600            15,598
  REFUGIO, TOWN OF               21              2,011,500             7,496
  RENO, CITY OF                   2                155,000               367
  RICHARDSON, CITY OF           215             40,125,900           119,992
  RICHLAND HILLS, CITY OF        95              9,306,800            46,535
  RICHMOND, CITY OF             341             70,627,000           123,377
  RICHWOOD, CITY OF             303             44,460,500            86,675
  RIO GRANDE CITY, CITY OF       31              4,185,500            28,333
  RIO HONDO, TOWN OF             24              2,815,900             5,532
  RISING STAR, CITY OF            1                 15,000               219
  RIVER OAKS, CITY OF             4                546,500             2,942
  RIVERSIDE, CITY OF              1                 45,000               397
  ROANOKE, CITY OF                3                924,100             2,437
  ROARING SPRINGS, CITY OF        2                193,700               788
  ROBERTSON COUNTY*               9                340,000             2,968
  ROBINSON, CITY OF              13              2,195,700             6,105
  ROBSTOWN, CITY OF             909             43,030,200           302,638
  ROCKDALE, CITY OF              11                925,600             2,857
  ROCKPORT, CITY OF           1,494            245,343,500           544,294
  ROCKWALL COUNTY*               15              2,092,100             5,504
  ROCKWALL, CITY OF              67             12,576,900            31,499
  ROGERS, CITY OF                 3                314,000             1,199
  ROLLINGWOOD, CITY OF           18              5,498,800             9,216
  ROMA, CITY OF                   8                491,000             4,233
  ROMAN FOREST, TOWN OF          68             11,317,100            20,555
  ROSCOE, CITY OF                47              3,479,800            26,293
  ROSE CITY, CITY OF             25              2,940,000            18,577
  ROSE HILL ACRES, CITY OF       71              9,133,900            23,553
  ROSENBERG, CITY OF            517             71,195,900           192,190
  ROTAN, CITY OF                  5              1,170,400             4,540
  ROUND ROCK, CITY OF           281             38,399,900           137,984
  ROWLETT, CITY OF               59              9,329,500            20,496
  ROXTON, CITY OF                 2                248,000               454
  ROYSE CITY, CITY OF            14              2,093,400             3,505
  RULE, TOWN OF                   1                 35,000               329
  RUNAWAY BAY, CITY OF           80              5,044,800            27,310
  RUNNELS COUNTY                  1                 45,000               429
  RUSK COUNTY                    24              3,668,000             9,636
  RUSK, CITY OF                   4                523,100             2,678
  SABINE COUNTY                   2                 90,000               858
  SACHSE, CITY OF                55              9,316,600            16,220
  SAGINAW, CITY OF                7              2,195,500             8,438
  SAN ANGELO, CITY OF           193             24,326,900            75,739
  SAN ANTONIO, CITY OF        2,601            385,448,100         1,225,732
  SAN AUGUSTINE COUNTY *          5                681,000             1,352
  SAN AUGUSTINE, CITY OF          1                 50,400               486
  SAN BENITO, CITY OF           398             46,179,300           117,893
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SAN DIEGO,CITY OF              20              1,059,000             5,084
  SAN FELIPE, TOWN OF            10              3,039,300            10,074
  SAN JACINTO COUNTY*           127             14,177,900            51,349
  SAN JUAN, CITY OF              48              4,807,300            12,204
  SAN LEANNA, VILLAGE OF          5              1,247,600             1,981
  SAN MARCOS, CITY OF           406             45,015,800           154,286
  SAN PATRICIO COUNTY *         336             38,486,200           158,892
  SAN PERLITA, CITY OF           13                992,500             6,550
  SAN SABA COUNTY*               20              1,198,600             6,793
  SAN SABA, CITY OF              45              2,443,800            20,137
  SANCTUARY, CITY OF              4                505,700             2,718
  SANGER, CITY OF                 2                288,000               412
  SANTA FE, CITY OF           1,082            164,036,100           283,354
  SANTA ROSA, CITY OF            18              1,088,600             6,757
  SCHERTZ, CITY OF              201             26,305,900            60,673
  SCHLEICHER COUNTY               1                 35,000               296
  SCHULENBURG, CITY OF            2                 72,400               688
  SEABROOK, CITY OF           2,738            516,744,900         1,061,896
  SEADRIFT, CITY OF             107             11,067,100            37,614
  SEAGOVILLE, CITY OF            11              1,324,800             5,097
  SEAGRAVES, CITY OF              9                426,500             5,839
  SEALY, CITY OF                 69             11,234,600            26,808
  SEGUIN, CITY OF               214             37,749,400            98,749
  SELMA, CITY OF                 22              3,224,900            13,339
  SEMINOLE,CITY OF                5                284,600             1,982
  SEYMOUR, CITY OF               13                638,000             4,417
  SHACKELFORD COUNTY              4                416,800             1,842
  SHADY SHORES, CITY OF           8              1,352,000             2,567
  SHALLOWATER, CITY OF            1                 33,000               379
  SHAMROCK, CITY OF               5                335,000             2,829
  SHAVANO PARK, CITY OF          34              8,772,600            13,141
  SHENANDOAH, TOWN OF            56             10,297,500            18,460
  SHEPHERD, CITY OF              11              1,776,700             4,765
  SHERMAN, CITY OF              153             15,050,100            77,411
  SHINER, CITY OF                 9                539,000             2,540
  SHOREACRES, CITY OF           439             77,947,600           253,763
  SILSBEE, CITY OF               65              9,095,300            26,710
  SIMONTON, VILLAGE OF          192             34,569,200           109,150
  SINTON, CITY OF               410             32,503,300           200,865
  SLATON, CITY OF                 6                235,500             1,882
  SMITH COUNTY *                 79             13,436,000            29,839
  SMITHVILLE, CITY OF            28              4,058,500            11,467
  SNOOK, CITY OF                  1                121,000               355
  SNYDER, CITY OF                19              1,722,600            10,104
  SOCORRO, CITY OF                1                 89,400               470
  SOMERSET, CITY OF               1                 16,000               264
  SOMERVELL COUNTY*              23              2,907,400            11,031
  SOMERVILLE, CITY OF            16                992,300             7,284
  SONORA, CITY OF                33              2,408,400            13,842
  SOUR LAKE, CITY OF            183             30,374,500            73,190
  SOUTH HOUSTON,CITY OF         613             62,959,400           235,235
  SOUTH LAKE, CITY OF            76             20,657,700            32,481
  SOUTH PADRE ISLAND, TOWN    6,490            705,870,000         1,615,527
  SOUTHSIDE PLACE, CITY OF      175             47,242,200            58,146
  SPEARMAN, CITY OF               6                875,500             1,694
  SPLENDORA, CITY OF             32              3,652,700            11,887
  SPRING VALLEY, CITY OF        435            103,823,500           136,084
  SPRINGTOWN, CITY OF            52              6,243,000            26,080
  ST. HEDWIG, CITY OF             5              1,024,000             1,782
  STAFFORD, CITY OF             524             89,370,400           182,060
  STAGECOACH, CITY OF            22              4,344,700             6,239
  STAMFORD, CITY OF               1                 93,000               206
  STANTON, CITY OF               45              3,279,700            27,790
  STARR COUNTY*                  64              8,357,900            55,475
  STEPHENS COUNTY *              63              5,198,500            33,680
  STEPHENVILLE, CITY OF          23              3,052,500            11,422
  STERLING CITY, TOWN OF          4                155,700             1,427
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  STOCKDALE, CITY OF              3                168,000             1,224
  STRAWN, CITY OF                 1                114,000               933
  SUGAR LAND, CITY OF         3,042            667,190,200           921,171
  SULPHUR SPRINGS, CITY OF       32              3,911,700            21,316
  SUNDOWN,CITY OF                 2                 94,000               934
  SUNNYVALE, TOWN OF             11              2,520,500             7,297
  SUNRAY, CITY OF                 5                329,100             1,915
  SUNRISE BEACH VILLAGE, C      143             23,345,700            72,389
  SUNSET VALLEY, CITY OF         29              5,193,400            17,408
  SURFSIDE BEACH, VILLAGE       499             52,286,900           515,027
  SWEENY, CITY OF               308             40,080,600            89,433
  SWEETWATER, CITY OF            13              1,631,700             6,799
  SWISHER COUNTY*                 1                 42,000               355
  TAFT, CITY OF                   2                241,000             2,573
  TARRANT COUNTY*               291             49,993,100           152,699
  TATUM, CITY OF                  1                145,100               791
  TAYLOR COUNTY*                 83             11,037,000            34,256
  TAYLOR LAKE VILLAGE, CIT      942            213,905,200           337,951
  TAYLOR, CITY OF                54              7,176,800            16,427
  TEAGUE, CITY OF                 7              1,729,600             4,564
  TEMPLE, CITY OF                94             11,946,400            31,562
  TERRELL COUNTY*                 1                150,000             1,194
  TERRELL HILLS, CITY OF         33              4,980,900            10,509
  TERRELL, CITY OF                5              1,225,100             2,091
  TERRY COUNTY*                   5                286,000             2,577
  TEXARKANA, CITY OF            115             12,762,800            74,734
  TEXAS CITY, CITY OF         5,756            793,431,100         1,863,369
  THE COLONY, CITY OF            40              5,879,300            16,131
  THOMPSONS, TOWN OF             13              1,646,600             5,320
  THRALL, CITY OF                 2                248,000               454
  THREE RIVERS, CITY OF           5                315,000             1,026
  THROCKMORTON, CITY OF           3                187,000               768
  TIKI ISLAND, VILLAGE OF       518            112,285,900           908,330
  TIMBERCREEK CANYON, VILL        4                555,800             2,095
  TIOGA, TOWN OF                  1                155,000               236
  TOLAR, TOWN OF                  1                 35,000               296
  TOM GREEN COUNTY *            162             17,169,300            83,258
  TOMBALL, CITY OF              252             49,292,100            79,799
  TRAVIS COUNTY*              1,257            222,573,700           588,867
  TRENTON, CITY OF                5                476,000             1,528
  TRINIDAD, CITY OF               2                186,700             1,552
  TRINITY COUNTY*                28              1,214,800            11,026
  TRINITY, CITY OF                3                266,300             1,515
  TROPHY CLUB, TOWN OF           21              4,615,600            13,616
  TROY, CITY OF                   1                 62,000               179
  TULIA, CITY OF                  3                 94,300               952
  TURKEY, CITY OF                 3                591,000               773
  TUSCOLA, TOWN OF               12                456,000             4,131
  TYLER COUNTY*                  44              4,278,000            20,057
  TYLER, CITY OF                179             30,148,500            96,954
  UNCERTAIN, TOWN OF              7                601,400             2,129
  UNIVERSAL CITY, CITY OF        32              4,860,600             9,204
  UNIVERSITY PARK, CITY OF       41             12,337,200            23,853
  UPSHUR COUNTY*                  5                640,700             2,293
  UVALDE COUNTY*                178             21,695,600            93,361
  UVALDE, CITY OF                29              3,462,400             7,865
  VAL VERDE COUNTY*              23              3,391,700            16,250
  VALLEY MILLS, CITY OF           7                506,900             4,786
  VAN ZANDT COUNTY                6                240,000             2,192
  VAN, CITY OF                    2                 96,200               783
  VENUS, TOWN OF                  7                904,900             1,776
  VERNON, CITY OF                 8                688,600             6,271
  VICTORIA COUNTY*              274             41,633,700           117,755
  VICTORIA, CITY OF           1,103            151,624,700           431,612
  VIDOR, CITY OF                636             67,395,100           206,658
  WACO, CITY OF                 255             37,553,200           173,198
  WAELDER, CITY OF                2                213,300               500
  
                               Policy Statistics
                                Texas
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  WAKE VILLAGE, CITY OF           7                905,900             1,941
  WALKER COUNTY*                 96             11,427,100            38,772
  WALLER COUNTY*                384             68,134,600           154,309
  WALLER, CITY OF                30              3,336,900             9,395
  WALLIS, CITY OF                11              1,464,100             2,922
  WASHINGTON COUNTY*             11                452,700             4,079
  WATAUGA, TOWN OF               92              7,777,300            44,905
  WAXAHACHIE, CITY OF            56              7,840,500            26,143
  WEATHERFORD, CITY OF          110             11,695,600            59,638
  WEBB COUNTY*                   80             15,148,600            48,530
  WEBSTER, CITY OF              916            100,968,200           256,512
  WEIMAR, CITY OF                 3                563,000               790
  WELLINGTON, CITY OF            17                980,600             6,878
  WELLS, CITY OF                  1                125,000               232
  WESLACO, CITY OF              232             24,986,100            67,966
  WEST COLUMBIA, CITY OF        211             28,769,100            66,122
  WEST KEEGANS BAYOU IMPRO       64             10,850,000            16,060
  WEST LAKE HILLS, CITY OF       29              7,661,100            12,738
  WEST ORANGE, CITY OF          226             19,485,600            74,367
  WEST UNIVERSITY PLACE, C    1,678            461,768,300           567,639
  WESTMINSTER, TOWN OF            1                275,000               659
  WESTOVER HILLS, TOWN  OF        1                210,000               709
  WESTWORTH VILLAGE, VILLA        5                656,400             2,608
  WHARTON COUNTY*               698             84,710,200           275,458
  WHARTON, CITY OF              465             49,741,100           187,289
  WHEELER, CITY OF                1                 60,000               601
  WHITE OAK, TOWN OF              2                 93,600               866
  WHITE SETTLEMENT, CITY O       71              7,425,500            36,484
  WHITEHOUSE, CITY OF             4                530,000               910
  WHITNEY, TOWN OF               14              1,376,000             6,686
  WICHITA COUNTY*                95             14,652,000            47,882
  WICHITA FALLS, CITY OF      1,073            138,164,400           486,586
  WILBARGER COUNTY                2                 53,400               588
  WILLACY COUNTY *              303             30,342,600           205,080
  WILLIAMSON COUNTY *           446             78,346,200           186,241
  WILLIS, CITY OF                24              4,411,900             6,089
  WILLOW FORK DRAINAGE DIS    1,180            289,764,900           342,844
  WILLOW PARK, CITY OF            4                548,600               915
  WILLS POINT, CITY OF            3                419,500             2,843
  WILSON COUNTY *                64              8,417,700            24,647
  WIMBERLEY, VILLAGE OF           9              1,691,000             3,721
  WINDCREST, CITY OF             21              3,830,900             5,861
  WINNSBORO, CITY OF              7                506,400             3,475
  WINTERS, CITY OF                1                 25,000               106
  WISE COUNTY*                   71              8,719,600            38,557
  WOLFFORTH, CITY OF              7                447,500             3,899
  WOOD COUNTY*                    6                305,000             2,618
  WOODBRANCH, VILLAGE OF         62              7,801,700            27,673
  WOODCREEK, CITY OF             18              3,007,500             6,021
  WOODLOCH, VILLAGE OF           48              6,075,000            34,425
  WOODSBORO, TOWN OF             18              2,108,200             4,303
  WOODVILLE, CITY OF             16              2,085,900             9,634
  WOODWAY, CITY OF               12              1,752,500             4,405
  WYLIE, CITY OF                 20              2,235,400             5,934
  YANTIS, CITY OF                 2                165,000             1,046
  YOAKUM, CITY OF                 8                855,000             2,111
  YORKTOWN, CITY OF              12                707,100             3,336
  YOUNG COUNTY *                 26              2,234,200            14,154
  ZAVALA COUNTY*                 59              2,191,600            20,320

  Total for Texas
                            462,434         75,074,226,900       175,837,122

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                               Policy Statistics
                                Trust Terr Of Pac
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  NORTHERN MARIANA ISLANDS        2                273,200             1,055

  Total for Trust Terr Of Pac
                                  2                273,200             1,055

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                               Policy Statistics
                                Utah
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ALPINE, CITY OF                 4              1,098,000             2,015
  AMERICAN FORK, CITY OF         11              1,703,100             4,413
  ANNABELLA, TOWN OF              2                127,400             1,070
  AURORA, CITY OF                 1                155,000               278
  BEAVER COUNTY*                  1                132,000               785
  BLUFFDALE, CITY OF              1                310,000               326
  BOUNTIFUL, CITY OF             48              7,627,300            20,880
  BOX ELDER COUNTY*               8                836,200             5,689
  BRIGHAM CITY, CITY OF           3                715,000               992
  CACHE COUNTY*                  19              3,834,900             7,450
  CARBON COUNTY *                 5                589,000             1,274
  CEDAR CITY, CITY OF            43              6,787,800            26,449
  CENTERVILLE, CITY OF           53              8,237,100            24,184
  CHARLESTON, TOWN OF             7                780,400             3,865
  CLARKSTON, TOWN OF              1                 60,000               552
  CLEARFIELD, CITY OF             2                250,000               453
  CLINTON, CITY OF                2                376,000               552
  COALVILLE, CITY OF              1                125,000               232
  CORINNE, CITY OF                1                 25,000               243
  DAVIS COUNTY *                 16              3,362,500             6,519
  DRAPER, CITY OF                16              4,007,000             8,656
  DUCHESNE, CITY OF               2                241,600               582
  EAST CARBON, CITY OF            2                230,000               649
  EMERY COUNTY                    1                125,000               246
  ENTERPRISE, CITY OF             1                150,400               531
  EPHRAIM,CITY OF                 2                225,000               743
  EUREKA, CITY OF                 8                436,000             4,517
  FAIRVIEW, CITY OF               3                243,000             1,098
  FARMINGTON, CITY OF            22              4,374,600             8,154
  FERRON, CITY OF                 1                 62,000               204
  FRUIT HEIGHTS, CITY OF          6              1,194,100             1,650
  GARFIELD COUNTY *               4                208,600             1,914
  GLENDALE, TOWN OF               2                118,500               894
  GLENWOOD, TOWN OF               1                 81,700               370
  GRANTSVILLE, CITY OF            1                148,100               562
  GREEN RIVER, CITY OF            3              1,125,000             4,583
  HARRISVILLE, CITY OF            4                559,000             1,607
  HATCH, TOWN OF                  2                283,700             1,407
  HEBER CITY,CITY OF              1                 90,800               456
  HELPER, CITY OF                 6                611,800             4,515
  HENEFER, TOWN OF                1                188,000               263
  HIGHLAND, CITY OF               1                 87,000               588
  HOLDEN, TOWN OF                 2                 58,000               487
  HURRICANE, CITY OF              3                485,000             1,344
  HYDE PARK, TOWN OF              1                137,000               612
  HYRUM, CITY OF                  3                267,200               786
  IRON COUNTY *                  10              1,419,000             2,691
  IVINS, TOWN OF                  2                420,000               775
  JOSEPH, TOWN OF                 2                300,000               815
  KAMAS, CITY OF                  1                310,000               316
  KANAB, CITY OF                  7                840,100             6,520
  KANE COUNTY *                   6                996,000             1,509
  KAYSVILLE, CITY OF             13              2,372,100             5,492
  LAKETOWN, TOWN OF               1                125,000               262
  LAVERKIN, CITY OF               3                373,000               664
  LAYTON, CITY OF                18              4,224,400             6,545
  LEEDS, TOWN OF                  2                560,000               681
  LEHI, CITY OF                  24              3,180,700            13,770
  LINDON, CITY OF                10              3,721,600            15,236
  LOGAN, CITY OF                 27              4,197,800            11,063
  MANTI,CITY OF                   3                178,200             1,570
  MAPLETON, CITY OF               5                777,000             1,840
  MARYSVALE, CITY OF              1                 62,000               204
  MENDON, CITY OF                 3                300,900             2,211
  MIDVALE, CITY OF                2                375,000               922
  MOAB, CITY OF                 177             22,017,200            76,547
  MONROE CITY, CITY OF            4                428,000               786
  
                               Policy Statistics
                                Utah
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MONTICELLO, CITY OF             6                206,700             1,918
  MORGAN CITY,CITY OF            13              2,012,300             4,354
  MORGAN COUNTY *                14              2,460,100             4,886
  MORONI, CITY OF                 1                 93,000               221
  MOUNT PLEASANT, CITY OF         5                514,700             3,073
  MURRAY, CITY OF                15              3,056,200             7,387
  MYTON, CITY OF                  1                 50,000               314
  NORTH LOGAN, CITY OF            2                221,200             1,213
  NORTH OGDEN, CITY OF            9              1,690,000             3,825
  NORTH SALT LAKE CITY, CI       15              1,972,800             7,390
  OAKLEY, TOWN OF                13              1,552,400             6,367
  OGDEN, CITY OF                 75             10,162,600            37,284
  ORANGEVILLE, CITY OF            4                557,000             1,052
  OREM, CITY OF                  10              2,369,000             2,945
  PANGUITCH, CITY OF              5                681,000             1,780
  PARAGONAH, TOWN OF             19              1,940,900             6,823
  PARK CITY, CITY OF            363             44,475,900           120,812
  PAROWAN, CITY OF               13              1,614,700             4,102
  PAYSON, CITY OF                30              3,379,400            13,251
  PERRY CITY, CITY OF             2                465,000               604
  PLAIN CITY, CITY OF             3                373,000               746
  PLEASANT GROVE CITY, CIT        2                435,000               613
  PLEASANT VIEW, CITY OF          3                686,000               885
  PRICE, CITY OF                 10                972,200             2,797
  PROVO, CITY OF                 66             15,172,000            25,213
  RICHFIELD, CITY OF              4              1,420,000             5,824
  RIVERDALE, CITY OF             35              5,315,000            16,234
  RIVERTON, CITY OF              10              1,691,100             3,907
  ROY, CITY OF                    7              1,053,300             2,983
  SALEM, CITY OF                  2                380,000             1,469
  SALINA, CITY OF                 5                342,800             1,295
  SALT LAKE CITY, CITY OF       154             25,271,700           117,101
  SALT LAKE COUNTY *            479             42,503,600           126,601
  SAN JUAN COUNTY                 1                310,000               351
  SANDY CITY, CITY OF            25              6,689,700            14,090
  SANPETE COUNTY*                 3                425,600             1,290
  SANTA CLARA, TOWN OF           13              2,298,700             3,745
  SANTAGUIN, CITY OF              8              1,711,000             2,382
  SARATOGA SPRINGS, CITY O        1                310,000               301
  SEVIER COUNTY *                 5                879,400             7,543
  SIGURD, CITY OF                 1                 19,100               213
  SMITHFIELD, CITY OF            13              1,604,700             4,592
  SOUTH JORDAN, CITY OF          11              1,889,900             5,739
  SOUTH OGDEN, CITY OF            7              1,034,300             2,560
  SOUTH SALT LAKE, CITY OF       14              3,298,300            10,987
  SOUTH WEBER, CITY OF            3                616,900               991
  SPANISH FORK, CITY OF           2                465,000               604
  SPRINGVILLE, CITY OF           10              2,056,000             2,833
  ST. GEORGE, CITY OF           111             18,879,700            44,732
  STOCKTON, TOWN OF               1                 93,000               196
  SUMMIT COUNTY *                35              7,304,700            16,004
  SUNSET, CITY OF                 1                 88,000               549
  SYRACUSE, CITY OF               2                405,000               584
  TAYLORSVILLE, CITY OF           3                487,800             2,116
  TOOELE, CITY OF                 4                655,000             1,009
  TROPIC, TOWN OF                 4                373,700             1,594
  UINTAH COUNTY*                 32              4,094,100            12,589
  UINTAH, TOWN OF                 6                685,000             1,297
  UTAH COUNTY *                  42              7,958,400            15,179
  VERNAL, CITY OF                47              6,481,500            25,573
  VIRGIN, TOWN OF                 1                 84,500               479
  WASATCH COUNTY *                5              1,134,500             2,243
  WASHINGTON COUNTY *            19              3,486,000            20,299
  WASHINGTON,CITY OF              8              1,604,000             4,953
  WEBER COUNTY *                 27              4,640,300            11,254
  WELLINGTON,CITY OF              1                310,000               301
  WELLSVILLE, CITY OF             2                229,000             1,313
  WENDOVER, TOWN OF               7                682,700             3,658
  WEST BOUNTIFUL, CITY OF         5                653,000             1,119
  WEST JORDAN, CITY OF           15              3,443,000            19,267
  WEST VALLEY CITY, CITY O      132             21,490,300            96,458
  WILLARD,CITY OF                 2                560,000               646
  WOODRUFF, TOWN OF               2                215,000               806

  Total for Utah
                              2,675            384,785,200         1,183,766

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                               Policy Statistics
                                Vermont
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADDISON, TOWN OF                1                 93,000               231
  ANDOVER, TOWN OF                2                155,800             1,228
  ARLINGTON, TOWN OF             14              1,116,000             6,209
  BARNARD, TOWN OF                4                440,800             1,587
  BARNET, TOWN OF                13                992,100             5,730
  BARRE, CITY OF                207             25,268,700           190,963
  BARRE, TOWN OF                  5                475,900             7,435
  BARTON, TOWN OF                 6                299,100             1,593
  BARTON, VILLAGE OF              7                837,000             4,387
  BELVIDERE, TOWN OF              1                 90,000               522
  BENNINGTON, TOWN OF           138             15,157,000            86,236
  BENSON, TOWN OF                 1                100,000               515
  BERKSHIRE, TOWN OF              7                849,800             3,625
  BERLIN, TOWN OF                31              4,163,800            21,131
  BETHEL, TOWN OF                10                948,400             4,472
  BOLTON, TOWN OF                 9                636,400             3,078
  BRADFORD, TOWN OF               5                541,500             2,804
  BRADFORD, VILLAGE OF           11              1,648,700            13,968
  BRAINTREE, TOWN OF              2                163,000               399
  BRANDON, TOWN OF               17              1,304,100             8,347
  BRATTLEBORO, TOWN OF           44              6,175,800            30,826
  BRIDGEWATER, TOWN OF           22              2,981,700            10,925
  BRIGHTON, TOWN OF              12                559,000             4,741
  BRISTOL, TOWN OF                9                619,300             4,535
  BRUNSWICK, TOWN OF              2                130,000               915
  BURKE, TOWN OF                  4                394,600             2,020
  BURLINGTON, CITY OF            22              3,949,900            12,558
  CABOT, TOWN OF                  4                509,700             3,643
  CALAIS, TOWN OF                 7                460,600             2,411
  CAMBRIDGE, TOWN OF              7              1,040,000             3,761
  CAMBRIDGE, VILLAGE OF           8                890,000             3,665
  CANAAN, TOWN OF                 6                968,700             6,984
  CASTLETON, TOWN OF             11              1,187,200             4,926
  CAVENDISH, TOWN OF             12              1,486,200             7,040
  CHARLOTTE, TOWN OF              2                653,100             1,483
  CHELSEA, TOWN OF               15                771,500             5,386
  CHESTER, TOWN OF               33              2,843,700            13,810
  CHITTENDEN, TOWN OF             4                395,000             1,653
  CLARENDON, TOWN OF              4                419,100             2,017
  COLCHESTER, TOWN OF            39              5,499,800            19,964
  CONCORD, TOWN OF                1                 41,900               444
  CORINTH, TOWN OF                5                590,100             3,630
  COVENTRY, TOWN OF               1                155,000               261
  DANBY, TOWN OF                  4                275,000             1,128
  DERBY, TOWN OF                 13              1,197,100             4,292
  DORSET, TOWN OF                 8              1,426,000             5,142
  DOVER, TOWN OF                  5                548,300             2,693
  DUMMERSTON, TOWN OF             4                526,600             2,089
  DUXBURY, TOWN OF                4                166,200             1,402
  EAST MONTPELIER, TOWN OF       14              1,364,600             8,960
  ENOSBURG FALLS, VILLAGE         6                635,200             1,961
  ENOSBURG, TOWN OF               3                435,000               776
  ESSEX, TOWN OF                  5                955,800             2,052
  FAIR HAVEN, TOWN OF             4                250,300             1,245
  FAIRFAX, TOWN OF                7              1,008,700             3,167
  FAIRLEE, TOWN OF                2                465,000               574
  FAYSTON, TOWN OF                3                483,000             1,731
  FERRISBURG, TOWN OF            14              1,969,800             6,245
  FRANKLIN, TOWN OF               1                 33,400               386
  GEORGIA, TOWN OF                7                656,100             2,140
  GLOVER, TOWN OF                10                526,600             4,453
  GRAFTON, TOWN OF               15              2,747,600             8,815
  GRAND ISLE, TOWN OF             5                658,000             2,662
  GRANVILLE, TOWN OF              8                555,100             4,607
  GROTON, TOWN OF                 6                376,400             2,952
  GUILDHALL, TOWN OF              4                367,100             1,502
  GUILFORD, TOWN OF               6                808,000             2,281
  
                               Policy Statistics
                                Vermont
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HANCOCK, TOWN OF                5                471,100             2,382
  HARDWICK, TOWN AND VILLA       33              1,875,200            15,887
  HARTFORD, TOWN OF              28              4,893,600            25,004
  HARTLAND, TOWN OF               6                728,400             3,507
  HIGHGATE, TOWN OF               7                487,500             2,212
  HINESBURG, TOWN OF              9              2,150,600             5,703
  HUNTINGTON, TOWN OF            13              1,049,900             4,212
  HYDE PARK, TOWN OF              5                592,900             1,878
  IRA, TOWN OF                    2                175,000               746
  JAMAICA, TOWN OF               43              5,271,800            24,227
  JAY, TOWN OF                    3                404,300             1,661
  JEFFERSONVILLE, VILLAGE         6                752,900             3,765
  JERICHO, TOWN OF                7                775,900             3,401
  JOHNSON, TOWN OF                9                821,600             4,664
  JOHNSON, VILLAGE OF            20              2,409,100            12,846
  LANDGROVE, TOWN OF              3                482,000             3,032
  LEMINGTON, TOWN OF              2                173,800               853
  LINCOLN, TOWN OF                8                996,100             5,219
  LONDONDERRY, TOWN OF           21              2,288,500            12,233
  LOWELL, TOWN OF                 2                 72,000               803
  LUDLOW, TOWN OF                61              6,839,100            31,086
  LUDLOW, VILLAGE OF             59              6,222,200            21,638
  LYNDON, TOWN OF                49              3,500,800            25,601
  MANCHESTER, TOWN OF            26              6,203,500            18,355
  MARLBORO, TOWN OF               2                 60,100               530
  MARSHFIELD, TOWN OF             2                364,700             2,948
  MARSHFIELD, VILLAGE OF          2                116,000               998
  MENDON, TOWN OF                 2                180,700             1,066
  MIDDLEBURY, TOWN OF            13              2,094,800             8,709
  MIDDLESEX, TOWN OF             18              1,485,200            10,023
  MIDDLETOWN SPRINGS, TOWN        3                240,600             2,365
  MILTON, TOWN OF                17              2,458,700            12,691
  MONKTON, TOWN OF                3                485,000             1,098
  MONTGOMERY, TOWN OF            32              3,524,000            13,617
  MONTPELIER, CITY OF           245             34,303,600           212,189
  MORETOWN, TOWN OF              23              3,041,500            12,754
  MORRISTOWN,TOWN OF              4                829,500             5,015
  MORRISVILLE, VILLAGE OF         7              1,231,600             5,805
  MT. HOLLY, TOWN OF              4                956,200             1,891
  NEW HAVEN, TOWN OF              6                666,400             2,757
  NEWBURY, TOWN OF               12              1,245,600             9,283
  NEWFANE, TOWN AND VILLAG       18              2,851,800            11,100
  NEWPORT, CITY OF                6                819,600             2,479
  NEWPORT, TOWN OF                5                240,000             1,230
  NORTH HERO, TOWN OF            21              2,842,200             7,967
  NORTH TROY, VILLAGE OF          3                147,400             1,497
  NORTHFIELD, TOWN OF            13              1,347,300             4,433
  NORTHFIELD,VILLAGE OF          32              2,628,500            15,877
  NORWICH, TOWN OF               20              2,029,600            13,111
  ORANGE, TOWN OF                 3                154,000               864
  ORLEANS, VILLAGE OF             8              1,135,700             8,428
  PANTON, TOWN OF                 1                106,000               815
  PAWLET, TOWN OF                 6                833,700             6,112
  PITTSFIELD, TOWN OF             5                649,000             2,563
  PITTSFORD, TOWN OF              2                 99,600             1,164
  PLAINFIELD, TOWN OF            17              1,342,900             8,465
  PLYMOUTH, TOWN OF               8                485,400             2,887
  POMFRET, TOWN OF                4                543,200             1,964
  POULTNEY, TOWN OF              10              1,231,300             3,820
  POULTNEY, VILLAGE OF            2                223,000             1,114
  POWNAL, TOWN OF                20              1,301,700             9,671
  PROCTOR, TOWN OF                8                703,200             4,721
  RANDOLPH, TOWN OF              14              1,960,300             9,753
  READING, TOWN OF                1                 67,800               543
  RICHFORD, TOWN OF               1                200,000             1,172
  RICHFORD, VILLAGE OF            6                552,100             3,482
  RICHMOND, TOWN OF              34              4,043,000            18,033
  
                               Policy Statistics
                                Vermont
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  RIPTON, TOWN OF                 3                361,100             2,579
  ROCHESTER, TOWN OF              8              1,068,900             4,520
  ROCKINGHAM, TOWN OF            10                978,100             4,200
  ROYALTON, TOWN OF               8                801,700             3,164
  RUPERT, TOWN OF                 7              1,075,800             2,944
  RUTLAND, CITY OF              126             11,347,800            62,726
  RUTLAND, TOWN OF                5                605,100             4,044
  RYEGATE, TOWN OF               10                828,600             6,912
  SHAFTSBURY, TOWN OF             8              1,076,200             4,205
  SHARON, TOWN OF                 1                 35,000               318
  SHELBURNE, TOWN OF              4              1,158,000             2,143
  SHELDON, TOWN OF                1                107,300               512
  SHOREHAM, TOWN OF               2                 97,000               521
  SHREWSBURY, TOWN OF            14              1,712,700            12,769
  SOUTH BURLINGTON, CITY O        3                808,000               897
  SOUTH HERO, TOWN OF             1                 55,100               354
  SPRINGFIELD, TOWN OF           17              3,363,900            18,891
  ST ALBANS, TOWN OF             42              4,415,900            19,177
  ST. ALBANS, CITY OF             3                329,500             1,560
  ST. JOHNSBURY, TOWN OF         39              3,829,700            19,831
  STAMFORD, TOWN OF               9              1,078,900             4,214
  STARKSBORO, TOWN OF             2                280,000               469
  STOCKBRIDGE, TOWN OF           13              1,034,000             5,772
  STOWE, TOWN OF                 24              3,957,500            18,645
  STRAFFORD, TOWN OF              3                657,600             2,062
  SUNDERLAND, TOWN OF             2                343,000               554
  SWANTON, TOWN OF               23              2,582,700             8,914
  SWANTON, VILLAGE OF             6                588,400             2,839
  THETFORD, TOWN OF              22              2,301,800            19,875
  TOPSHAM, TOWN OF                3                346,500             1,099
  TOWNSHEND, TOWN OF              6                865,200             3,201
  TROY, TOWN OF                   1                109,500               723
  TUNBRIDGE, TOWN OF              2                257,000             1,783
  UNDERHILL, TOWN OF             20              2,168,900             9,604
  VERGENNES, CITY OF              6                580,800             2,312
  VERNON, TOWN OF                 3                166,400             1,350
  WAITSFIELD, TOWN OF            20              3,499,300            15,877
  WALLINGFORD, TOWN OF           30              3,331,300            16,144
  WARDSBORO, TOWN OF             14              1,904,000             6,659
  WARREN, TOWN OF                20              3,664,600             7,917
  WASHINGTON, TOWN OF             3                115,000               978
  WATERBURY, TOWN OF             14              2,084,300             7,463
  WATERBURY, VILLAGE OF          68              7,782,600            44,694
  WEATHERFIELD, TOWN OF           5                605,400             2,102
  WELLS, TOWN OF                  4                506,600             2,427
  WEST FAIRLEE, TOWN OF           2                120,500               552
  WEST RUTLAND, TOWN OF           6                828,000             4,639
  WESTFIELD, TOWN OF              3                530,000             1,365
  WESTMINSTER, TOWN OF           17              1,778,600            11,806
  WESTON, TOWN OF                22              1,869,100            11,919
  WEYBRIDGE, TOWN OF              1                 40,000               407
  WHITINGHAM, TOWN OF             8                800,100             3,911
  WILLIAMSTOWN, TOWN OF           9                807,600             3,401
  WILLISTON, TOWN OF              2                560,000               657
  WILMINGTON, TOWN OF            18              1,717,600            14,468
  WINDSOR, TOWN OF               59              4,259,400            29,718
  WINHALL, TOWN OF                7              1,203,400             8,126
  WOLCOTT, TOWN OF               11                976,200             6,098
  WOODBURY, TOWN OF               6                499,600             2,773
  WOODSTOCK, TOWN OF             23              4,363,700            17,855
  WOODSTOCK, VILLAGE OF          29              5,349,300            28,197
  WORCESTER, TOWN OF              2                560,000               656

  Total for Vermont
                              2,873            339,028,000         1,769,724

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                               Policy Statistics
                                Virgin Islands
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  VIRGIN ISLANDS, TERRITOR    2,246            281,265,500         1,331,914

  Total for Virgin Islands
                              2,246            281,265,500         1,331,914

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                               Policy Statistics
                                Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABINGDON, TOWN OF              18              1,619,100             5,889
  ACCOMACK COUNTY *           2,622            336,471,700         1,249,988
  ALBEMARLE COUNTY *            109             18,873,300            54,901
  ALEXANDRIA, CITY OF         1,634            192,650,700           389,033
  ALLEGHANY COUNTY*             146             15,272,600            69,634
  ALTAVISTA, TOWN OF             15              2,251,600            10,816
  AMELIA COUNTY*                  9              1,609,300             2,524
  AMHERST COUNTY *               33              5,899,100            21,982
  AMHERST, TOWN OF                2                237,000               452
  APPALACHIA, TOWN OF            36              2,764,000            19,347
  APPOMATTOX COUNTY *             6                325,500             3,451
  ARLINGTON COUNTY              189             34,676,100            76,619
  ASHLAND, TOWN OF               10              1,686,000             2,625
  AUGUSTA COUNTY *              210             24,396,400            98,842
  BATH COUNTY *                  32              2,577,200            13,625
  BEDFORD COUNTY *               62             10,913,200            30,181
  BEDFORD, CITY OF                3                639,900             4,223
  BERRYVILLE, TOWN OF            22              3,384,300            12,465
  BIG STONE GAP, TOWN OF         95              6,088,700            37,420
  BLACKSBURG, TOWN OF            11              1,951,900             7,055
  BLAND COUNTY *                 58              3,695,400            25,972
  BLUEFIELD, TOWN OF             82              7,603,400            40,908
  BOONES MILL, TOWN OF            6                487,300             3,313
  BOTETOURT COUNTY *            147             17,558,100            84,501
  BOYDTON, TOWN OF                1                310,000               301
  BOYKINS, TOWN OF               10              1,066,600             2,580
  BRIDGEWATER, TOWN OF           56              6,040,200            38,688
  BRISTOL, CITY OF               63             11,917,400            68,144
  BROADWAY, TOWN OF              12                933,600             7,902
  BROOKNEAL, TOWN OF              5                933,400             5,228
  BRUNSWICK COUNTY *             11              2,017,500             4,562
  BUCHANAN COUNTY*              266             20,485,200           134,996
  BUCHANAN, TOWN OF              37              3,220,400            26,242
  BUCKINGHAM COUNTY *             6                563,000             3,313
  BUENA VISTA, CITY OF           75             14,869,900            65,047
  CAMPBELL COUNTY *              12              2,419,900             8,634
  CAPE CHARLES, TOWN OF         197             24,692,900           126,330
  CAROLINE COUNTY *              29              4,242,100            23,524
  CARROLL COUNTY *               19              2,118,900             8,323
  CEDAR BLUFF, TOWN OF           17              1,047,000             5,318
  CHARLES CITY COUNTY *          11              2,182,400             5,398
  CHARLOTTE COUNTY *              2                131,600             1,421
  CHARLOTTESVILLE, CITY OF       45              7,946,700            30,660
  CHASE CITY, TOWN OF             1                 26,700               308
  CHATHAM, TOWN OF                1                188,000               276
  CHESAPEAKE, CITY OF         7,193          1,186,341,500         2,626,561
  CHESTERFIELD COUNTY *         313             51,203,400           157,623
  CHILHOWIE, TOWN OF             15              2,474,700            10,726
  CHINCOTEAGUE, TOWN OF         540             66,055,900           323,767
  CHRISTIANSBURG, TOWN OF        23              3,340,500            12,040
  CLAREMONT, TOWN OF             13                844,100             5,333
  CLARKE COUNTY *                28              4,441,800            14,909
  CLARKSVILLE, TOWN OF            2                381,000             1,009
  CLEVELAND, TOWN OF             12                406,700             4,127
  CLIFTON FORGE, TOWN OF         14              1,091,400             6,572
  CLIFTON, TOWN OF                3              1,120,000             1,874
  CLINCHPORT, TOWN OF             1                 40,000               278
  COEBURN, TOWN OF               35              2,686,200            18,935
  COLONIAL BEACH, TOWN OF        73             12,017,500            40,279
  COLONIAL HEIGHTS, CITY O       85             11,807,500            48,173
  COURTLAND, TOWN OF             18              4,787,600             8,497
  COVINGTON, CITY OF            126              8,779,700            50,930
  CRAIG COUNTY *                 52              4,138,500            23,097
  CRAIGSVILLE, TOWN OF           29              2,100,000            10,884
  CULPEPER COUNTY*               16              3,001,300             6,953
  CULPEPER, TOWN OF              13              2,376,600            11,810
  CUMBERLAND COUNTY *             2                281,000               469
  
                               Policy Statistics
                                Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  DAMASCUS, TOWN OF              25              2,102,900            12,789
  DANVILLE, CITY OF              64             19,754,500            90,494
  DAYTON, TOWN OF                10                967,500             4,485
  DICKENSON COUNTY *             54              4,047,900            28,914
  DINWIDDIE COUNTY *             16              1,778,800             6,303
  DUFFIELD, TOWN OF               1                 35,000               231
  DUMFRIES, TOWN OF               5              1,017,500             2,338
  EDINBURG, TOWN OF              13              1,611,700             6,000
  ELKTON, TOWN OF                21              2,336,100            10,935
  EMPORIA, CITY OF               47              3,257,700            16,491
  ESSEX COUNTY *                128             17,327,200            68,344
  EXMORE, TOWN OF                 2                 30,900               319
  FAIRFAX COUNTY *            2,426            363,189,800           780,297
  FAIRFAX, CITY OF              226             22,016,900            74,603
  FALLS CHURCH, CITY OF          59             11,997,300            43,325
  FARMVILLE, TOWN OF             35              4,746,900            35,797
  FAUQUIER COUNTY *              62             11,894,100            41,353
  FINCASTLE, TOWN OF              2                280,000               468
  FLOYD COUNTY *                 11              1,206,000             5,960
  FLUVANNA COUNTY *              19              2,997,400             8,235
  FRANKLIN COUNTY *              89             22,132,800            58,941
  FRANKLIN, CITY OF             158             29,966,900           121,520
  FREDERICK COUNTY *             66             10,361,800            34,737
  FREDERICKSBURG, CITY OF       179             26,898,700           146,011
  FRIES, TOWN OF                  3                276,700             3,065
  FRONT ROYAL, TOWN OF          157             19,708,900           116,633
  GATE CITY, TOWN OF              2                 59,000               498
  GILES COUNTY *                 50              3,820,800            21,644
  GLADE SPRING, TOWN OF           3                122,600             1,112
  GLASGOW, TOWN OF               44              4,224,400            23,642
  GLOUCESTER COUNTY*          1,074            164,660,000           574,488
  GOOCHLAND COUNTY *             21              4,222,700             8,882
  GOSHEN, TOWN OF                15              2,157,700            10,667
  GRAYSON COUNTY *               17              2,247,800            16,649
  GREENE COUNTY *                20              2,970,700             5,782
  GREENSVILLE COUNTY *            4                530,000             2,163
  GROTTOES, TOWN OF              37              3,814,700            12,319
  GRUNDY, TOWN OF               121             15,221,200           104,162
  HALIFAX COUNTY *               25              6,362,000            27,082
  HALIFAX, TOWN OF                2                281,000               494
  HALLWOOD, TOWN OF               6                252,000             2,224
  HAMPTON,CITY OF             9,664          1,324,989,300         4,090,417
  HANOVER COUNTY *               46              9,565,700            24,921
  HARRISONBURG, CITY OF         173             19,958,000            87,598
  HAYMARKET, TOWN OF              1                181,600               322
  HAYSI, TOWN OF                 34              2,836,600            23,593
  HENRICO COUNTY *              435             70,471,800           211,965
  HENRY COUNTY *                 85             11,497,500            46,493
  HERNDON, TOWN OF               20              6,264,600             9,128
  HIGHLAND COUNTY *              19              1,488,300             7,879
  HOMAKER, TOWN OF                1                 62,000               196
  HOPEWELL, CITY OF              28              4,544,500            24,283
  HURT, TOWN OF                   1                275,000               432
  INDEPENDENCE, TOWN OF           2                281,000               524
  IRON GATE, TOWN OF              5              1,250,000             3,958
  IRVINGTON, TOWN OF              8              1,879,000             9,555
  ISLE OF WIGHT COUNTY *        199             37,848,000            68,465
  JAMES CITY COUNTY *           476             88,376,100           214,063
  JONESVILLE, TOWN OF             3                346,100             1,300
  KING & QUEEN COUNTY *          24              3,563,100            10,175
  KING GEORGE COUNTY *           17              3,254,000             6,842
  KING WILLIAM COUNTY *           4                515,000             2,111
  LANCASTER COUNTY*             410             75,722,100           236,806
  LAWRENCEVILLE, TOWN OF          1                310,000               351
  LEBANON, TOWN OF                5                898,400             4,369
  LEE COUNTY*                    76              6,206,500            55,136
  LEESBURG, TOWN OF              39              7,219,000            16,017
  
                               Policy Statistics
                                Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  LEXINGTON, CITY OF              9              1,220,100             4,087
  LOUDOUN COUNTY *              222             50,706,600           115,489
  LOUISA COUNTY *                19              2,960,500             7,013
  LURAY, TOWN OF                 52              6,045,000            27,949
  LYNCHBURG, CITY OF             92             21,602,300           122,484
  MADISON COUNTY *               35              6,272,000            14,252
  MANASSAS PARK, CITY OF         11              1,375,700             5,812
  MANASSAS, CITY OF              60             10,480,900            29,379
  MARION, TOWN OF                38              3,132,000            18,838
  MARTINSVILLE, CITY OF          20              4,087,000            21,674
  MATHEWS COUNTY*             1,309            192,705,400           731,963
  MECKLENBURG COUNTY *           28              5,378,900            10,636
  MIDDLESEX COUNTY *            306             47,979,600           180,422
  MIDDLETOWN, TOWN OF             2                172,200               745
  MONTEREY, TOWN OF               3                176,000             1,543
  MONTGOMERY COUNTY *           168             16,201,300            83,997
  MOUNT JACKSON, TOWN OF          2                174,400             1,272
  MT. CRAWFORD, TOWN OF           1                276,100               593
  NARROWS, TOWN OF               21              2,545,300            22,836
  NELSON COUNTY *                80             11,234,900            36,358
  NEW CASTLE, CITY OF            10                906,800             3,310
  NEW KENT COUNTY *              31              5,050,000             9,964
  NEW MARKET, TOWN OF             1                 93,500               520
  NEWPORT NEWS, CITY OF       1,705            233,524,600           595,936
  NORFOLK, CITY OF            8,591          1,416,512,100         3,689,707
  NORTHAMPTON COUNTY *          300             52,219,700           150,882
  NORTHUMBERLAND COUNTY *       432             81,460,400           207,394
  NORTON, CITY OF                35              3,926,400            17,100
  OCCOQUAN, TOWN OF              27              7,714,200            27,163
  ONANCOCK, TOWN OF              11              1,523,900             4,665
  ORANGE COUNTY *                18              2,697,500             7,239
  ORANGE, TOWN OF                 1                 25,000               250
  PAGE COUNTY *                 152             14,647,800            66,330
  PATRICK COUNTY *               12              1,910,000             6,894
  PEARISBURG, TOWN OF             2                130,000               872
  PEMBROKE, TOWN OF              21              1,267,200             5,974
  PENNINGTON GAP, TOWN OF        12              1,048,100             8,185
  PETERSBURG, CITY OF            91             18,168,400            95,720
  PITTSYLVANIA COUNTY *          17              2,278,700             6,367
  POCAHONTAS, TOWN OF             7                421,500             3,946
  POQUOSON, CITY OF           2,616            441,968,000         1,323,369
  PORTSMOUTH, CITY OF         3,031            409,811,300         1,125,269
  POUND, TOWN OF                 54              3,305,000            24,489
  POWHATAN COUNTY *              10              2,086,300             3,617
  PRINCE EDWARD COUNTY *          7                780,100             2,180
  PRINCE GEORGE COUNTY *         43              6,636,700            16,462
  PRINCE WILLIAM COUNTY *       458             87,103,000           215,360
  PULASKI COUNTY *               60              6,016,500            27,540
  PULASKI, TOWN OF               56             10,095,000            76,475
  PURCELLVILLE, TOWN OF           3                870,000               997
  QUANTICO, TOWN OF               2                458,100               779
  RADFORD, CITY OF               18              3,782,600             7,207
  RAPPAHANNOCK COUNTY *          37              5,857,100            22,031
  REMINGTON, TOWN OF             37              4,790,400            18,986
  RICH CREEK, TOWN OF             9                539,700             2,974
  RICHLANDS, TOWN OF             82              7,255,700            43,240
  RICHMOND COUNTY *              45              6,317,800            19,314
  RICHMOND, CITY OF             192             34,566,600           164,761
  RIDGEWAY, TOWN OF               2                218,000               442
  ROANOKE COUNTY *              336             43,592,300           201,708
  ROANOKE, CITY OF              614             99,942,200           628,145
  ROCKBRIDGE COUNTY *           221             19,692,800           109,583
  ROCKINGHAM COUNTY*            339             34,494,800           166,173
  RUSSELL COUNTY*                63              7,827,600            31,466
  SALEM, CITY OF                495             71,679,500           401,772
  SALTVILLE, TOWN OF              8                919,400             4,638
  SAXIS, TOWN OF                 45              3,110,700            17,665
  
                               Policy Statistics
                                Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SCOTT COUNTY *                 63              4,443,100            20,930
  SCOTTSVILLE, TOWN OF           13              1,836,600            11,687
  SHENANDOAH COUNTY *           219             27,569,700           116,631
  SHENANDOAH, TOWN OF             3                442,400             1,333
  SMITHFIELD, TOWN OF            28              5,900,800            11,658
  SMYTH COUNTY *                114             20,933,700           118,955
  SOUTH BOSTON, TOWN OF          22              6,652,500            16,886
  SOUTHAMPTON COUNTY *          107             16,574,600            47,099
  SPOTSYLVANIA COUNTY*          102             20,792,500            42,130
  ST. CHARLES, TOWN OF           18              1,874,400            16,722
  ST. PAUL, TOWN OF               3                464,000             1,175
  STAFFORD COUNTY *             255             51,889,100           114,522
  STANLEY, TOWN OF                2                189,700               617
  STAUNTON, CITY OF             100             10,045,300            71,121
  STONY CREEK, TOWN OF           34              2,781,800            14,903
  STRASBURG, TOWN OF              7                860,500             3,119
  STUART, TOWN OF                 6              1,894,300            11,534
  SUFFOLK, CITY OF              494             96,574,500           167,359
  SURRY COUNTY *                 25              2,726,700             9,942
  SUSSEX COUNTY *                29              3,000,000            10,992
  TANGIER, TOWN OF               96              5,554,400            30,451
  TAPPAHANNOCK, TOWN OF          15              2,873,700             7,071
  TAZEWELL COUNTY *             125             13,045,500            58,797
  TAZEWELL, TOWN OF              50              5,286,800            47,195
  TIMBERVILLE, TOWN OF            7                630,700             2,766
  TOMS BROOK, TOWN OF             5                308,000             3,632
  TROUTVILLE, TOWN OF            11                617,300             4,485
  URBANNA, TOWN OF               24              3,640,100             9,586
  VIENNA, TOWN OF                46              9,250,500            22,729
  VINTON, TOWN OF                44             10,570,100            80,532
  VIRGINIA BEACH, CITY OF    19,971          3,378,935,300         6,768,636
  WACHAPREAGUE, TOWN OF         106             13,413,200            59,684
  WARREN COUNTY *               140             20,402,600            94,140
  WARRENTON, TOWN OF              4                813,000             1,185
  WASHINGTON COUNTY*             47              5,008,800            23,539
  WAYNESBORO, CITY OF           171             16,740,900           107,269
  WEBER CITY, TOWN OF             4              1,168,000             4,360
  WEST POINT, TOWN OF            75              9,335,900            43,326
  WESTMORELAND COUNTY*          142             25,290,500            79,016
  WHITE STONE, TOWN OF            7              1,579,300             3,103
  WILLIAMSBURG, CITY OF          29              6,989,300            14,535
  WINCHESTER, CITY OF            22              4,807,300            23,024
  WINDSOR, TOWN OF                5                881,000             2,057
  WISE COUNTY *                 161              9,450,000            56,767
  WISE, TOWN OF                  19              1,697,800             9,380
  WOODSTOCK, TOWN OF             21              2,157,900            13,805
  WYTHE COUNTY *                 32              2,199,300            11,528
  WYTHEVILLE, TOWN OF             6                769,600             2,720
  YORK COUNTY *               1,970            362,623,300           895,105

  Total for Virginia
                             79,970         12,380,849,300        34,197,242

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                               Policy Statistics
                                Washington
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ABERDEEN, CITY OF             985             80,356,700           552,206
  ADAMS COUNTY *                  4                575,000             2,181
  ALBION, TOWN OF                 9                773,200             3,622
  ALGONA, CITY OF                 1                209,100               549
  ALMIRA, TOWN OF                 1                 23,000               291
  ANACORTES, CITY OF              5                287,200             2,284
  ARLINGTON, CITY OF             26              2,788,100            11,820
  ASOTIN COUNTY*                 20              3,479,400            10,219
  ASOTIN, CITY OF                 7                775,900             2,080
  AUBURN, CITY OF                61             11,634,000            24,020
  BAINBRIDGE ISLAND, CITY        13              2,924,000             7,158
  BATTLE GROUND, CITY OF         16              3,277,300             8,037
  BELLEVUE, CITY OF             169             28,449,400            41,878
  BELLINGHAM, CITY OF           123             20,693,400            73,899
  BENTON CITY, TOWN OF           36              3,331,900            15,830
  BENTON COUNTY *               147             17,708,700            62,952
  BINGEN, TOWN OF                 2                166,000             1,916
  BLACK DIAMOND, TOWN OF          2                543,400               987
  BLAINE, CITY OF                45              4,997,600            12,779
  BONNEY LAKE, CITY OF            5                879,000             2,292
  BOTHELL, CITY OF                8              1,351,900             4,237
  BREMERTON, CITY OF             25              4,901,100            11,059
  BREWSTER, TOWN OF               2                620,000               642
  BRIDGEPORT, TOWN OF             2                166,000               759
  BRIER, CITY OF                 10              1,792,900             4,613
  BUCKLEY, CITY OF                3                277,400             2,152
  BUCODA, TOWN OF                60              4,768,200            26,060
  BURIEN, CITY OF                39              8,058,900            22,683
  BURLINGTON, CITY OF         1,130            168,455,000           533,814
  CAMAS, CITY OF                 51             11,060,500            17,842
  CARNATION, CITY OF            100             21,737,700            48,037
  CASHMERE, CITY OF              30              3,133,700            11,620
  CASTLE ROCK, CITY OF           44              7,772,200            19,618
  CATHLAMET, TOWN OF              8              1,077,800             4,114
  CENTRALIA, CITY OF            710             88,708,900           299,313
  CHEHALIS, CITY OF             204             34,919,100           160,011
  CHELAN COUNTY *               300             43,113,600           124,728
  CHELAN, CITY OF                 3                412,000             1,312
  CHENEY, CITY OF                 1                101,400               692
  CHEWELAH, CITY OF               7                338,800             2,767
  CLALLAM COUNTY *              352             62,623,000           178,148
  CLARK COUNTY *                426             87,454,600           185,335
  CLE ELUM, CITY OF              24              3,374,000            11,018
  COLFAX, CITY OF                11              1,688,200             2,903
  COLLEGE PLACE, CITY OF          6                724,000             1,314
  COLUMBIA COUNTY*               22              2,643,700             9,184
  COLVILLE, CITY OF               2                289,600               905
  CONCONULLY, TOWN OF            20              1,587,200             7,587
  CONCRETE, TOWN OF              15              1,438,600             8,780
  CONNELL, TOWN OF                1                125,000               221
  COSMOPOLIS, TOWN OF            11              1,078,100             5,078
  COUPEVILLE, TOWN OF             3                710,000             1,624
  COVINGTON, CITY OF              1              1,000,000             2,526
  COWLITZ COUNTY *              566             97,602,500           217,944
  CUSICK, TOWN OF                 5                408,900             2,911
  DARRINGTON, TOWN OF             5                603,000             2,306
  DAYTON, CITY OF                61              4,637,500            29,201
  DES MOINES, CITY OF             9              1,964,400             4,131
  DOUGLAS COUNTY *               48              5,613,400            21,083
  DUVALL, TOWN OF                 8              1,925,100             4,163
  EAST WENATCHEE, TOWN OF         5              1,751,100             4,474
  EDGEWOOD, CITY OF               2                210,000               455
  EDMONDS, CITY OF               48              9,676,700            14,710
  ELLENSBURG, CITY OF            85             12,391,300            43,714
  ELMA, CITY OF                  12                956,000             9,213
  ENDICOTT, TOWN OF               2                 59,000               679
  ENUMCLAW, CITY OF              14              2,388,100             9,473
  
                               Policy Statistics
                                Washington
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  EPHRATA, CITY OF              220             22,725,500           126,137
  EVERETT, CITY OF               41              3,084,600            13,114
  EVERSON, CITY OF              167             22,294,500            81,242
  FARMINGTON,TOWN OF              1                 27,200               347
  FEDERAL WAY, CITY OF           19              4,219,800             5,761
  FERNDALE, TOWN OF              83             12,041,600            49,372
  FERRY COUNTY *                 18              2,416,200             6,284
  FIFE, CITY OF                  31              6,164,500            16,457
  FIRCREST, CITY OF              10              2,018,100             5,645
  FORKS, TOWN OF                  6                624,100             3,882
  FRANKLIN COUNTY *               9              1,778,900             5,817
  GARFIELD, TOWN OF               6                693,300             3,622
  GIG HARBOR, TOWN OF             5              1,403,600             2,994
  GOLD BAR, TOWN OF              33              4,322,800            14,409
  GOLDENDALE, CITY OF             8                685,100             2,918
  GRANITE FALLS, TOWN OF          2                343,000               511
  GRANT COUNTY*                  18              2,333,100             8,305
  GRAYS HARBOR COUNTY*          476             57,287,800           257,530
  HAMILTON, TOWN OF              49              4,519,600            28,374
  HARRINGTON, TOWN OF             1                 69,500               368
  HOQUIAM, CITY OF            1,122             77,075,600           571,772
  ILWACO, TOWN OF                29              4,532,800            12,427
  INDEX, TOWN OF                 28              3,983,200            16,159
  IONE, TOWN OF                   1                 93,000               196
  ISLAND COUNTY *               592            106,461,300           349,413
  ISSAQUAH, CITY OF             145             30,590,900            68,096
  JEFFERSON COUNTY *            120             17,763,700            56,656
  KAHLOTUS, TOWN OF               1                127,000               833
  KALAMA, TOWN OF                 3                366,800             1,329
  KELSO, CITY OF                184             28,666,000            58,790
  KENMORE, CITY OF               10              2,146,100             5,718
  KENNEWICK, CITY OF             12              1,275,900             4,868
  KENT, CITY OF                 103             33,124,500            99,132
  KING COUNTY*                1,521            266,063,800           669,375
  KIRKLAND, CITY OF              15              1,681,500             3,467
  KITSAP COUNTY *               388             85,623,700           197,577
  KITTITAS COUNTY *             312             44,003,500           147,412
  KITTITAS, TOWN OF              28              2,117,600            12,032
  KLICKITAT COUNTY *             66              8,552,300            29,278
  LA CONNER, TOWN OF            147             21,509,900            79,092
  LACEY, CITY OF                  7              1,432,000             1,846
  LAKE FOREST PARK, CITY O        6              1,263,400             6,048
  LAKE STEVENS, CITY OF           7              1,052,600             3,720
  LAKEWOOD, CITY OF               2                560,000               646
  LANGLEY, CITY OF               12              2,241,100             5,930
  LEAVENWORTH, CITY OF           11              1,687,200             7,332
  LEWIS COUNTY *                659             87,064,900           285,266
  LINCOLN COUNTY *                5                430,300             2,023
  LIND, TOWN OF                   5                799,000             2,126
  LONG BEACH, TOWN OF           118             11,467,300            16,951
  LONGVIEW, CITY OF             351             65,387,300           122,135
  LUMMI INDIAN RESERVATION       13                551,500             4,947
  LYMAN, TOWN OF                  1                188,000               263
  LYNDEN, CITY OF                10              1,399,400             6,181
  LYNNWOOD, CITY OF              31              5,847,000            21,741
  MABTON, TOWN OF                 2                134,100               700
  MARYSVILLE, CITY OF            14              2,339,900            10,023
  MASON COUNTY*                 266             38,850,500           152,627
  MCCLEARY, TOWN OF               4                437,000             1,047
  MEDINA, CITY OF                 1                310,000               351
  MERCER ISLAND, CITY OF         12              3,435,000             3,662
  METALINE, TOWN OF               1                188,000               263
  MILTON, CITY OF                 2                224,000             1,627
  MONROE, CITY OF                73             14,968,600            29,996
  MONTESANO, CITY OF             12              1,299,000            11,038
  MORTON, CITY OF                 1                250,000               330
  MOSES LAKE, CITY OF             3                560,000             1,119
  
                               Policy Statistics
                                Washington
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MOUNT VERNON, CITY OF         948            150,442,600           573,486
  MOUNTLAKE TERRACE, CITY         6              1,091,900             3,101
  MUKILTEO, CITY OF              14              3,186,600             7,253
  N. BONNEVILLE, TOWN OF          2                313,000               483
  NACHES, TOWN OF                11              1,265,600             4,879
  NEWPORT, CITY OF                4                505,200             2,160
  NOOKSACK, CITY OF              33              3,763,800            14,324
  NORMANDY PARK, CITY OF          6              1,685,300             3,147
  NORTH BEND, CITY OF           353             66,070,900           169,360
  OAK HARBOR, CITY OF            22              4,315,200            15,481
  OAKESDALE, TOWN OF              5                355,400             2,185
  OAKVILLE, TOWN OF               7              1,042,800             2,248
  OCEAN SHORES, CITY OF         255             51,260,600            98,970
  ODESSA, TOWN OF                23              1,391,400             9,594
  OKANOGAN COUNTY *             161             25,321,200            61,142
  OKANOGAN, CITY OF              45              3,604,200            22,978
  OLYMPIA, CITY OF               34              8,157,400            24,981
  OMAK, CITY OF                  13              1,409,700             5,551
  OROVILLE, TOWN OF              15              1,454,400             7,625
  ORTING, TOWN OF               190             26,951,400            82,852
  PACIFIC COUNTY *              462             75,529,900           193,166
  PACIFIC, CITY OF               26              4,555,200             9,388
  PALOUSE, CITY OF               19              1,179,400             8,798
  PASCO, CITY OF                  2                560,000             1,346
  PE ELL, TOWN OF                 1                310,000               316
  PEND OREILLE COUNTY *          95             11,787,100            38,531
  PIERCE COUNTY*                917            158,418,200           391,164
  POMEROY, CITY OF               49              3,272,300            25,831
  PORT ANGELES, CITY OF          19              4,055,400            15,416
  PORT ORCHARD, CITY OF          10              2,199,400             6,528
  PORT TOWNSEND, CITY OF         43              7,665,900            24,195
  POULSBO, CITY OF                5                961,400             4,171
  PRESCOTT, TOWN OF               3                105,000               932
  PULLMAN, CITY OF               45              6,071,400            33,317
  PUYALLUP, CITY OF             261             46,138,900           135,881
  QUINCY, CITY OF                 2                236,000               731
  RAYMOND, CITY OF               63              7,445,200            42,032
  REDMOND, CITY OF              270             47,570,700            91,947
  RENTON, CITY OF                59             15,261,400            35,286
  RICHLAND, CITY OF              45              8,692,600            24,447
  RIDGEFIELD, TOWN OF             1                125,000               232
  RITZVILLE, CITY OF             11                496,600             4,555
  RIVERSIDE, TOWN OF              5                446,100             2,974
  ROCKFORD,TOWN OF                1                102,500               626
  ROSALIA, TOWN OF                6                350,700             1,726
  ROSLYN,CITY OF                  6                495,300             2,032
  ROY, TOWN OF                    2                373,000               682
  SAINT JOHN, TOWN OF             1                 93,500               607
  SAMMAMISH, CITY OF              8              1,863,400             3,843
  SAN JUAN COUNTY*               58             12,278,200            37,303
  SEATTLE, CITY OF              218             46,092,400           103,722
  SEDRO WOOLLEY, CITY OF         71             15,376,000            39,659
  SELAH, TOWN OF                  4                753,500             5,963
  SEQUIM, CITY OF                16              2,987,400             6,548
  SHELTON, CITY OF               23              2,992,000            16,109
  SHORELINE, CITY OF              4                525,000               878
  SKAGIT COUNTY *             2,327            333,494,500         1,279,729
  SKAMANIA COUNTY *              43              8,027,400            15,355
  SKYKOMISH, TOWN OF             30              3,700,100            18,458
  SNOHOMISH COUNTY *          1,318            191,693,900           720,331
  SNOHOMISH, CITY OF             29              5,732,300            24,870
  SNOQUALMIE, CITY OF           488             74,382,500           262,188
  SOUTH BEND, CITY OF           123              8,346,800            52,558
  SOUTH CLE ELUM, CITY OF        46              4,678,200            21,232
  SOUTH PRAIRIE, TOWN OF         14              1,894,600             5,294
  SPANGLE, TOWN OF                1                104,000               387
  SPOKANE COUNTY*               165             24,792,800            91,657
  
                               Policy Statistics
                                Washington
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  SPOKANE, CITY OF               74              9,808,200            40,833
  SPRAGUE, CITY OF               10                770,200             6,257
  SPRINGDALE, TOWN OF             2                 90,000               781
  STANWOOD, CITY OF             173             25,624,600           137,012
  STARBUCK, CITY OF              10                400,000             3,474
  STEILACOOM, TOWN OF             4              1,008,500             1,638
  STEVENS COUNTY *               29              4,050,900            14,002
  STEVENSON, TOWN OF              5                694,000             1,287
  SULTAN, CITY OF               245             31,821,400           129,607
  SUMAS, CITY OF                214             24,080,100           110,786
  SUMNER,CITY OF                156             28,209,400            81,134
  TACOMA, CITY OF                87             12,799,200            36,158
  TENINO, CITY OF                 7                888,600             2,841
  THURSTON COUNTY *             437             59,944,300           156,020
  TIETON, TOWN OF                 2                224,000               802
  TOLEDO, CITY OF                25              3,371,100            15,004
  TONASKET, TOWN OF              12                754,600             4,683
  TOPPENISH, CITY OF             36              3,533,600             8,708
  TUKWILA, CITY OF               10              3,306,200            11,649
  TUMWATER, CITY OF               4                427,000             1,534
  TWISP, TOWN OF                 10              1,006,600             3,112
  UNION GAP, CITY OF             15              1,404,500             3,835
  UNIONTOWN, TOWN OF              2                169,000               990
  UNIVERSITY PLACE, CITY O        2                403,000               497
  VANCOUVER, CITY OF            151             40,629,600            99,292
  WAHKIAKUM COUNTY *            161             24,682,500            66,828
  WAITSBURG, CITY OF             53              4,102,600            24,712
  WALLA WALLA COUNTY *          101             16,021,400            42,348
  WALLA WALLA, CITY OF           18              3,421,400             5,331
  WAPATO, CITY OF                92              6,957,400            44,520
  WASHOUGAL, CITY OF             43             12,535,100            36,499
  WASHTUCNA, TOWN OF              9                466,700             4,044
  WENATCHEE, CITY OF            273             40,919,200            96,684
  WEST RICHLAND, TOWN OF         11              1,770,800             5,407
  WESTPORT, CITY OF             128             16,283,200            74,029
  WHATCOM COUNTY *              557             80,055,200           271,717
  WHITE SALMON, TOWN OF           4                952,300             1,724
  WHITMAN COUNTY *               22              2,646,500            16,012
  WILBUR, TOWN OF                19              1,452,700             7,782
  WILKESON, TOWN OF               3                501,000               776
  WILSON CREEK, TOWN OF          16                651,900             6,290
  WINLOCK, TOWN OF                2                169,000               574
  WINTHROP, TOWN OF               2                238,200             1,517
  WOODINVILLE, CITY OF           17              6,194,100            32,662
  WOODLAND, CITY OF             425             64,167,400           181,263
  YACOLT, TOWN OF                 2                 78,400               713
  YAKIMA COUNTY *               565             72,849,000           292,863
  YAKIMA, CITY OF                20              3,506,800            10,259
  YELM, CITY OF                  12              1,719,900             4,678

  Total for Washington
                             27,676          4,136,304,400        13,644,711

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                               Policy Statistics
                                West Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADDISION, TOWN OF (WEBST       31              3,465,700            21,679
  ALBRIGHT,TOWN OF               14              1,063,500             9,699
  ALDERSON, TOWN OF             116              8,156,900            60,667
  ANAWALT, TOWN OF               13                481,500             3,179
  ANMOORE, TOWN OF                8                462,500             3,271
  AUBURN, TOWN OF                 5                125,000             3,000
  BANCROFT, TOWN OF              14                962,600             6,197
  BARBOUR COUNTY*                20              1,335,500             6,054
  BARBOURSVILLE, VILLAGE O       17              1,878,800            13,479
  BARRACKVILLE, TOWN OF           1                 86,000               488
  BATH, TOWN OF                  26              3,336,700            21,513
  BAYARD, TOWN OF                 2                127,500               639
  BECKLEY, CITY OF               28              6,629,100            28,031
  BELINGTON, TOWN OF             40              3,791,600            23,598
  BELLE, TOWN OF                 27              1,786,600            11,125
  BELMONT, TOWN OF                7                484,000             2,289
  BENWOOD, CITY OF               83              8,624,100            66,868
  BERKELEY COUNTY *             166             14,778,700            72,988
  BEVERLY, TOWN OF                7                386,200             1,463
  BLACKSVILLE, CITY OF            3                 75,100               679
  BLUEFIELD, CITY OF             16              1,153,100             4,524
  BOONE COUNTY *                480             31,921,600           244,708
  BRADSHAW, TOWN OF               1                 15,000               200
  BRAMWELL, TOWN OF              11                796,200             4,264
  BRAXTON COUNTY *               49              4,674,100            21,833
  BRIDGEPORT, CITY OF            40              2,658,100            21,194
  BROOKE COUNTY *                27              2,560,800            10,955
  BRUCETON MILLS, TOWN OF         8              1,404,300            10,236
  BUCKHANNON, CITY OF           270             17,712,900           131,868
  BUFFALO, TOWN OF               37              2,251,600            12,289
  BURNSVILLE, TOWN OF            10                477,300             3,253
  CABELL COUNTY*                302             25,849,500           139,241
  CAIRO, TOWN OF                 14                384,700             4,902
  CALHOUN COUNTY *               68              3,032,500            29,173
  CAMDEN-ON-GAULEY, TOWN O        6                204,600             1,798
  CAMERON, CITY OF               22              1,148,800             9,207
  CAPON BRIDGE TOWN               3                162,900             1,212
  CEDAR GROVE, TOWN OF           12              2,076,300             8,772
  CEREDO, TOWN OF                10              2,875,400            11,765
  CHAPMANVILLE, TOWN OF          17              1,901,600            10,262
  CHARLES TOWN, CITY OF           5                267,800             1,349
  CHARLESTON, CITY OF           552             68,960,600           366,193
  CHESAPEAKE, TOWN OF            17              1,120,900             6,799
  CHESTER, CITY OF                7                217,900             2,485
  CLARKSBURG, CITY OF           140              9,437,700            70,339
  CLAY, COUNTY *                 56              4,504,300            25,693
  CLAY, TOWN OF                   8              1,694,000             8,534
  CLENDENIN, TOWN OF             85              7,106,600            48,681
  COWEN, TOWN OF                  4                143,000             1,095
  DANVILLE, TOWN OF              53              4,433,200            44,359
  DAVIS, TOWN OF                  4                333,800             1,148
  DAVY, TOWN OF                   9                186,000             2,308
  DELBARTON, TOWN OF             10                786,800             4,107
  DODDRIDGE COUNTY *             51              2,677,600            19,138
  DUNBAR, CITY OF               240             15,313,500           116,113
  DURBIN, TOWN OF                 6                288,500             2,321
  EAST BANK, TOWN OF             21              2,162,000            15,137
  ELEANOR, TOWN OF                6                511,700             2,037
  ELIZABETH, TOWN OF             22              1,389,300             9,926
  ELKINS, CITY OF               113              7,736,000            43,846
  ELLENBORO, TOWN OF              1                 38,000               137
  FAIRMONT,CITY OF               21              2,011,600             8,506
  FAIRVIEW, TOWN OF               8                439,300             3,195
  FARMINGTON, TOWN OF            13                687,600             7,774
  FAYETTE COUNTY*               264             16,620,700           100,950
  FLEMINGTON, TOWN OF             1                 61,900               389
  FOLLANSBEE, CITY OF            19              1,482,100            11,255
  
                               Policy Statistics
                                West Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  FORT GAY, TOWN OF              11                946,500             5,895
  FRANKLIN, TOWN OF              13              1,065,500             4,115
  FREINDLY, TOWN OF              14                672,200             6,832
  GARY, CITY OF                  35              2,768,000            16,910
  GASSAWAY, TOWN OF               2                 95,900               681
  GAULEY BRIDGE, TOWN OF         11                778,000             4,599
  GILBERT, TOWN OF               22              4,169,700            13,507
  GILMER COUNTY *                83              7,023,700            41,498
  GLEN DALE, CITY OF             15                827,400             6,093
  GLENVILLE, CITY OF             84              6,201,700            61,700
  GRAFTON, CITY OF               31              2,059,200            13,787
  GRANT COUNTY*                  78              9,297,600            46,591
  GRANT TOWN, TOWN OF             5                340,100             1,613
  GRANTSVILLE, TOWN OF           64              2,834,100            29,381
  GRANVILLE, TOWN OF              6                988,700             4,155
  GREENBRIER COUNTY*            274             18,947,200           115,109
  HAMBLETON, TOWN OF              6                402,800             1,164
  HAMLIN, TOWN OF                28              1,736,900            12,796
  HAMPSHIRE COUNTY*             184             12,155,800            79,444
  HANCOCK COUNTY *               70             13,095,700            57,301
  HANDLEY, TOWN OF                2                 47,000               334
  HARDY COUNTY *                 64              5,612,700            28,159
  HARMAN, TOWN OF                10                751,000             4,851
  HARPERS FERRY, TOWN OF          8                824,200             4,639
  HARRISON COUNTY*              103              5,158,900            37,390
  HARTFORD, TOWN OF              19                813,200             6,489
  HENDERSON, TOWN OF              8                367,100             1,896
  HENDRICKS,TOWN OF              20              1,703,900            11,764
  HINTON, CITY OF                16              1,953,400             8,394
  HUNDRED, TOWN OF                9                489,500             4,404
  HUNTINGTON, CITY OF           322             30,869,400           171,868
  HURRICANE, CITY OF             18              2,085,400             6,079
  HUTTONSVILLE, TOWN OF           7                415,100             1,599
  IAEGER, TOWN OF                16              2,811,400            25,602
  JACKSON COUNTY *              213             18,879,100           105,194
  JANE LEW, TOWN OF               5                179,800             1,875
  JEFFERSON COUNTY *            111             15,703,900            86,017
  JUNIOR, TOWN OF                 3                150,800             1,335
  KANAWHA COUNTY *            1,526            123,960,300           728,233
  KENOVA, CITY OF                 7              1,192,500             4,738
  KERMIT, TOWN OF                26              3,449,800            10,468
  KEYSER, CITY OF                97              7,089,700            50,367
  KEYSTONE, TOWN OF              75              1,365,000            15,949
  KIMBALL, TOWN OF               39              2,212,000            20,544
  KINGWOOD, CITY OF               1                 10,800               151
  LEON, TOWN OF                   6                159,800             2,120
  LESTER, TOWN OF                 3                117,800             1,319
  LEWIS COUNTY*                  89              6,341,500            38,034
  LINCOLN COUNTY*               178             12,529,800            82,472
  LITTLETON, TOWN OF              1                 91,000               600
  LOGAN COUNTY *                842             60,282,500           405,598
  LOGAN, CITY OF                 20              1,486,100             7,031
  LOST CREEK, TOWN OF            18              1,144,100            10,245
  LUMBERPORT, TOWN OF            10                567,200             3,135
  MABSCOTT, TOWN OF              19              1,973,800            15,598
  MADISON, TOWN OF               66              5,658,700            42,996
  MAN, TOWN OF                   38              3,372,100            22,658
  MANNINGTON, CITY OF            76              4,822,500            34,934
  MARION COUNTY*                142             11,200,100            66,870
  MARLINTON, TOWN OF            287             22,709,900           204,517
  MARMET, TOWN OF                 9                554,100             3,361
  MARSHALL COUNTY *             123              7,184,200            46,315
  MARTINSBURG, CITY OF           25              3,421,900            14,598
  MASON COUNTY *                 85              5,954,300            33,659
  MASON, TOWN OF                 11                835,300             3,449
  MATEWAN, TOWN OF               37              5,614,200            29,012
  MATOAKA, TOWN OF               36                804,100            10,538
  
                               Policy Statistics
                                West Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MCDOWELL COUNTY *             459             18,591,300           132,641
  MCMECHEN, CITY OF              28              1,357,300            10,884
  MEADOW BRIDGE, TOWN OF          8                347,100             3,244
  MERCER COUNTY*                255             24,614,000           136,463
  MIDDLEBOURNE, TOWN OF           8                178,100             2,283
  MILL CREEK, TOWN OF             9                648,200             2,230
  MILTON, TOWN OF               148             13,566,400            85,107
  MINERAL COUNTY *              133             10,717,200            51,233
  MINGO COUNTY *                357             27,640,300           135,954
  MITCHELL HEIGHTS, TOWN O       10              1,530,200             2,914
  MONONGAH, TOWN OF               2                148,000               530
  MONONGALIA COUNTY *           153             15,076,800            82,118
  MONROE COUNTY *                37              2,533,200            17,452
  MONTGOMERY, CITY OF             4                401,900             2,373
  MONTROSE, TOWN OF               3                 56,300               811
  MOOREFIELD, TOWN OF           109             14,741,700            89,274
  MORGAN COUNTY*                112             11,311,600            70,875
  MORGANTOWN, CITY OF           103             15,028,200            80,709
  MOUNDSVILLE, CITY OF           56              3,365,900            26,121
  MOUNT HOPE, CITY OF            22              1,095,800             7,240
  MULLENS, CITY OF              190             14,254,800            93,052
  NEW CUMBERLAND, CITY OF        51              4,672,900            40,141
  NEW HAVEN, TOWN OF             18              1,519,900             6,610
  NEW MARTINSVILLE, CITY O      265             18,544,800           144,460
  NEWBURG,TOWN OF                 4                237,000             1,671
  NICHOLAS COUNTY*               90              8,743,400            40,441
  NITRO, CITY OF                139              8,685,300            58,425
  NORTHFORK, TOWN OF             47              1,231,800            12,775
  NUTTER FORT, TOWN OF           19                901,600             7,597
  OAK HILL, CITY OF              13              1,019,000             6,012
  OAKVALE, TOWN OF                6                465,100             1,675
  OCEANA, TOWN OF                91              4,924,200            45,742
  OHIO COUNTY *                  52              2,380,100            20,428
  PADEN CITY, CITY OF             6                190,000             1,837
  PARKERSBURG, CITY OF          133             16,504,300            93,937
  PARSONS, TOWN OF              159             31,626,000           191,808
  PAW PAW, TOWN OF               10                854,200             6,203
  PAX, TOWN OF                   11                483,000             4,145
  PENDELTON COUNTY*              87              4,914,200            34,698
  PENNSBORO, CITY OF             20              1,079,000             9,395
  PETERSBURG, TOWN OF            62              8,613,700            43,513
  PETERSTOWN, TOWN OF             5                252,500             2,010
  PHILIPPI, CITY OF             118              6,995,700            66,322
  PIEDMONT, CITY OF              11              1,253,700             8,073
  PINE GROVE, TOWN OF            27              1,297,700            13,206
  PINEVILLE, CITY OF             52              2,975,800            22,000
  PLEASANTS COUNTY *             34              1,970,400            16,103
  POCA, TOWN OF                  18              1,877,600             7,809
  POCAHONTAS COUNTY *           147             11,871,800            63,660
  POINT PLEASANT, CITY OF        29              1,909,600            13,539
  PRATT, TOWN OF                 12              1,289,700             4,482
  PRESTON COUNTY*                55              5,768,900            39,672
  PRINCETON, CITY OF            100             17,738,500           102,009
  PUTNAM COUNTY*                324             38,580,000           131,958
  QUINWOOD, TOWN OF               1                 20,000               283
  RAINELLE, TOWN OF             105              5,346,300            47,863
  RALEIGH COUNTY *              403             26,677,200           180,114
  RANDOLPH COUNTY *             179             12,700,600            69,681
  RANSON, CITY OF                23              1,833,900            10,279
  RAVENSWOOD, CITY OF            32              2,898,600            12,097
  REEDSVILLE, TOWN OF             1                 55,000               342
  REEDY, TOWN OF                  7                327,700             1,425
  RHODELL, TOWN OF                3                 83,700             1,200
  RICHWOOD, CITY OF              98              8,073,800            62,611
  RIPLEY, CITY OF                56              5,180,900            25,846
  RITCHIE COUNTY *               35              2,076,000            14,356
  RIVESVILLE, TOWN OF             4                455,800             4,595
  
                               Policy Statistics
                                West Virginia
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ROANE COUNTY *                 73              6,451,100            29,933
  ROMNEY, TOWN OF                 8                290,300             3,353
  RONCEVERTE, CITY OF            68              9,610,800           114,836
  ROWLESBURG, TOWN OF            46              3,055,000            15,167
  RUPERT, TOWN OF                 8                446,500             2,685
  SALEM, CITY OF                 11                784,400             4,252
  SAND FORK, TOWN OF             17                675,700             5,245
  SHEPHERDSTOWN, TOWN OF         21              3,579,800            21,957
  SHINNSTON, CITY OF             19              1,030,100             7,206
  SISTERSVILLE, CITY OF          23              1,046,300             8,488
  SMITHERS, TOWN OF              14              1,515,900             5,358
  SOPHIA, TOWN OF                28              2,323,400            16,941
  SOUTH CHARLESTON, CITY O      107              8,080,500            56,896
  SPENCER, CITY OF               36              2,945,000            16,644
  ST. ALBANS, CITY OF            58              5,604,900            25,091
  ST. MARY'S, CITY OF            37              2,419,700            17,617
  STAR CITY, TOWN OF              9              2,296,700            19,567
  STONEWOOD, TOWN OF              2                 54,500               486
  SUMMERS COUNTY *              198             10,606,800            77,701
  SUMMERSVILLE, TOWN OF           7                329,500             2,040
  SUTTON, TOWN OF                 3                352,000             1,100
  SYLVESTER, TOWN OF             21              1,379,500            10,628
  TAYLOR COUNTY*                  8                307,700             2,268
  TERRA ALTA, TOWN OF             8                288,500             2,762
  THOMAS, CITY OF                 1                 25,000               136
  TRIADELPHIA, TOWN OF           46              2,058,400            18,164
  TUCKER COUNTY*                 58              4,453,100            21,173
  TYLER COUNTY *                 56              2,904,100            20,182
  UPSHUR COUNTY*                 92              5,747,900            37,090
  VALLEY GROVE, TOWN OF          10                353,300             4,026
  VIENNA, CITY OF               136             16,362,500            83,068
  WAR, TOWN OF                   17              3,551,000            28,902
  WAYNE COUNTY*                 345             25,280,900           164,487
  WAYNE, TOWN OF                 20              1,740,200            14,174
  WEBSTER COUNTY *              173             11,620,400            62,972
  WEIRTON, CITY OF               60              5,429,300            32,020
  WELCH, CITY OF                147             14,639,100            89,392
  WELLSBURG, CITY OF            296             16,471,800           145,942
  WEST HAMLIN, TOWN OF            7                574,200             4,616
  WEST LOGAN, TOWN OF             3                337,400             1,309
  WEST MILFORD, TOWN OF           3                 57,000               538
  WEST UNION, TOWN OF            10                647,400             4,410
  WESTON, CITY OF                92              8,368,000            46,394
  WESTOVER, CITY OF               6                565,500             1,922
  WETZEL COUNTY *               130              6,451,600            51,108
  WHEELING, CITY OF           1,186             75,358,200           683,440
  WHITE SULPHUR SPRINGS, C      104              7,313,700            61,452
  WHITESVILLE, TOWN OF           18              2,076,400            15,821
  WILLIAMSON, CITY OF            55              6,592,600            33,087
  WILLIAMSTOWN, CITY OF          35              3,230,500            36,688
  WINFIELD, TOWN OF              39              6,168,000            18,183
  WIRT COUNTY*                   59              2,440,200            20,053
  WOMELSDORF, TOWN OF            12                617,300             4,485
  WOOD COUNTY *                 369             38,616,000           196,328
  WORTHINGTON, TOWN OF            8                451,100             3,571
  WYOMING COUNTY *              862             44,890,100           340,275

  Total for West Virginia
                             20,302          1,618,410,900        10,343,130

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                               Policy Statistics
                                Wisconsin
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  ADAMS COUNTY *                 24              3,020,400            11,258
  ALBANY, VILLAGE OF             14                907,200             5,952
  ALGOMA, CITY OF                25              2,311,400            13,962
  ALLOUEZ, VILLAGE OF           131             16,257,200            46,442
  ALMA, CITY OF                   1                 30,000               333
  AMERY, CITY OF                  5                249,700             2,284
  AMHERST, VILLAGE OF             1                 99,000               716
  ANTIGO, CITY OF                18              1,321,300             9,310
  APPLETON, CITY OF              17              3,010,200             8,981
  ARCADIA, CITY OF               96              6,942,100            54,287
  ARENA, VILLAGE OF               1                155,000               278
  ASHLAND COUNTY *               10              1,086,000             3,752
  ASHLAND, CITY OF                8              1,617,500             8,727
  ASHWAUBENON, VILLAGE OF         8              1,942,500             5,306
  ATHENS, VILLAGE OF              1                188,000               251
  AUGUSTA, CITY OF                3                268,200             2,499
  AVOCA, VILLAGE OF               2                121,800               951
  BAGLEY, VILLAGE OF              4                171,400               888
  BALDWIN, VILLAGE OF             8                770,400             3,986
  BANGOR, VILLAGE OF              2                450,000             1,142
  BARABOO, CITY OF                7              1,970,400             6,013
  BARRON COUNTY *                27              2,843,800             9,364
  BAY CITY, VILLAGE OF            5                430,800             3,191
  BAYFIELD COUNTY *              35              4,057,200            21,347
  BAYFIELD, CITY OF               3                270,100             2,451
  BAYSIDE, VILLAGE OF            34              6,588,700            12,503
  BEAVER DAM, CITY OF             3                403,000             1,110
  BELLEVILLE, VILLAGE OF          1                 96,800               767
  BELMONT, VILLAGE OF             2                302,000             2,093
  BELOIT, CITY OF                67             11,668,500            53,198
  BERLIN, CITY OF                29              4,612,200            22,833
  BIG BEND, VILLAGE OF            3                241,000             1,135
  BIRCHWOOD, VILLAGE OF           2                210,000             1,127
  BIRON, VILLAGE OF              22              1,458,600            11,837
  BLACK CREEK, VILLAGE OF         1                188,000               276
  BLACK EARTH, VILLAGE OF         6              1,397,300             3,349
  BLACK RIVER FALLS, CITY        20              2,629,400             8,049
  BLAIR, CITY OF                  8                737,000             3,690
  BLANCHARDVILLE, VILLAGE         2                111,800             1,295
  BLOOMER, CITY OF               25              3,064,200            18,907
  BOAZ, VILLAGE OF                2                 47,700               596
  BOYCEVILLE, VILLAGE OF         49              2,823,700            20,697
  BRANDON, VILLAGE OF             1                 45,600               395
  BRILLION, CITY OF              16              5,231,500            34,079
  BRODHEAD, CITY OF               1              1,000,000             2,266
  BROOKFIELD, CITY OF           279             26,801,700            44,748
  BROWN COUNTY *                254             31,631,800           110,173
  BROWN DEER, VILLAGE OF         42              8,655,800            23,855
  BUFFALO COUNTY *               14              1,352,800             6,395
  BUFFALO, CITY OF                5                723,700             3,282
  BURLINGTON, CITY OF            18              1,814,000             9,767
  BURNETT COUNTY *               68              6,462,200            35,391
  BUTLER, VILLAGE OF              1                 60,500               351
  CADOTT, VILLAGE OF              1                 44,000               481
  CALUMET COUNTY *                7                604,900             2,220
  CAMPBELLSPORT, VILLAGE O        2                112,100               916
  CASSVILLE, VILLAGE OF          14              1,098,700             5,977
  CECIL, VILLAGE OF               5                591,900             3,469
  CEDARBURG, CITY OF             42              6,449,300            34,559
  CHASEBURG, VILLAGE OF           3                191,200             1,614
  CHETEK, CITY OF                 2                157,400             1,270
  CHILTON, CITY OF                6                481,500             2,088
  CHIPPEWA COUNTY *              78              7,977,300            36,633
  CHIPPEWA FALLS, CITY OF        14              1,366,400             7,819
  CLARK COUNTY *                 10                724,400             3,560
  CLINTONVILLE, CITY OF           4                388,900             3,156
  COCHRANE, VILLAGE OF           27              2,127,100            16,243
  
                               Policy Statistics
                                Wisconsin
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  COLEMAN, VILLAGE OF             2                155,000               402
  COLFAX, VILLAGE OF              1                 62,000               179
  COLUMBIA COUNTY *              74              6,911,400            39,163
  COLUMBUS, CITY OF               8              1,350,200             4,865
  CORNELL, CITY OF                2                 88,000               701
  CRANDON, CITY OF                2                251,600             1,795
  CRAWFORD COUNTY *              21              1,241,900             7,299
  CROSS PLAINS, VILLAGE OF        3                403,900             1,065
  CUDAHY, CITY OF                 4                319,300             1,768
  CUMBERLAND, CITY OF             2                198,700               491
  DALLAS, VILLAGE OF              3                241,600             1,656
  DANE COUNTY*                   95             15,265,200            47,579
  DARLINGTON, CITY OF            28              2,683,100            14,102
  DE FOREST, VILLAGE OF          21              2,685,400            10,862
  DE PERE, CITY OF               26              5,656,400            19,122
  DE SOTO, VILLAGE OF             1                 77,000               436
  DELAFIELD, CITY OF              5              1,205,000             2,165
  DELAVAN, CITY OF                2                280,000               494
  DODGE COUNTY *                 25              2,323,200             9,979
  DOOR COUNTY *                  58              9,669,300            27,865
  DOUGLAS COUNTY *               24              2,077,700            10,572
  DOUSMAN, VILLAGE OF             2                343,000             1,332
  DOWNING, VILLAGE OF             4                143,100             1,615
  DOYLESTOWN, VILLAGE OF          1                 38,000               131
  DUNN COUNTY *                  55              4,668,600            26,665
  DURAND, CITY OF                 8                698,500             3,411
  EAU CLAIRE COUNTY *            35              3,856,800            16,156
  EAU CLAIRE, CITY OF            93              7,910,200            42,575
  EDGAR, VILLAGE OF               6                307,200             2,209
  EDGERTON, CITY OF              18              1,291,400             7,565
  ELAND, VILLAGE OF               2                 50,000               462
  ELEVA, VILLAGE OF               1                107,500             1,068
  ELM GROVE, VILLAGE OF          86             18,812,100            76,709
  ELROY, CITY OF                  1                 20,000               301
  ENDEAVOR, VILLAGE OF            1                 18,000               251
  EPHRAIM, VILLAGE OF             8              1,780,500             5,872
  ETTRICK, VILLAGE OF             1                 35,000               188
  EVANSVILLE, CITY OF             8              2,210,600            15,541
  EXELAND, VILLAGE OF             2                191,400             2,082
  FAIRWATER, VILLAGE OF           1                 35,000               328
  FALL RIVER, VILLAGE OF          1                123,800               514
  FERRYVILLE, VILLAGE OF          4                128,500             1,120
  FLORENCE COUNTY *               4                404,300             1,599
  FOND DU LAC COUNTY *          121             13,105,300            59,807
  FOND DU LAC, CITY OF          409             33,248,900           203,510
  FOREST COUNTY *                 3                213,700             1,749
  FORT ATKINSON, CITY OF         32              3,423,700            14,847
  FOUNTAIN CITY, CITY OF         18              1,572,600            10,230
  FOX POINT, VILLAGE OF          39              7,510,200            14,417
  FRANKLIN, CITY OF              37              4,321,500             7,352
  FREDONIA, VILLAGE OF            5                560,000             3,738
  FREMONT, VILLAGE OF            61              5,011,500            22,842
  GALESVILLE, CITY OF             3                311,600             1,622
  GAYS MILLS, VILLAGE OF         31              1,334,100            13,175
  GERMANTOWN, VILLAGE OF         17              3,612,800             6,382
  GLENDALE, CITY OF             265             31,618,800           176,060
  GLENWOOD, CITY OF               5                868,700             3,772
  GRAFTON, VILLAGE OF            14              2,052,400             8,238
  GRANT COUNTY *                 13              1,363,500             4,268
  GRANTSBURG, VILLAGE OF          1                 40,000               648
  GRATIOT, VILLAGE OF             1                 25,000               136
  GREEN BAY, CITY OF          1,000             86,738,200           492,946
  GREEN COUNTY *                 17              2,245,200             8,192
  GREEN LAKE COUNTY *            14              1,419,900             5,732
  GREEN LAKE, CITY OF             1                240,000               997
  GREENDALE, VILLAGE OF          13              1,875,700             4,495
  GREENFIELD, CITY OF            10              1,825,000             3,417
  
                               Policy Statistics
                                Wisconsin
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  HALES CORNERS, VILLAGE O       32              3,871,200            17,182
  HARTFORD, CITY OF               1                125,000             1,143
  HARTLAND, VILLAGE OF            9              2,207,900             8,960
  HATLEY, VILLAGE OF              1                 40,000               409
  HAYWARD, CITY OF                6                354,400             1,756
  HILLSBORO,CITY OF               4              1,243,400             6,987
  HIXTON, VILLAGE OF              9                386,800             3,823
  HOLMEN, VILLAGE OF              1                250,000               295
  HORICON, CITY OF                2                348,000               457
  HORTONVILLE, VILLAGE OF         4                580,100             2,549
  HOWARD, VILLAGE OF             96             11,673,500            42,685
  HUDSON, CITY OF                 4                867,900             3,997
  HURLEY, CITY OF                 3                458,600               868
  HUSTISFORD, VILLAGE OF          1                188,000               276
  INDEPENDENCE, CITY OF           4                250,400             2,221
  IOLA, VILLAGE OF                1                124,000               830
  IOWA COUNTY *                  10                936,100             5,851
  IRON COUNTY*                   10                945,000             4,198
  JACKSON COUNTY *               23              2,383,200             9,081
  JACKSON, VILLAGE OF             7                610,200             3,988
  JANESVILLE, CITY OF            69              6,155,800            37,170
  JEFFERSON COUNTY *            137             10,713,400            70,373
  JEFFERSON, CITY OF             26              3,951,800            18,922
  JUNEAU COUNTY *                20              1,309,300             9,753
  KAUKAUNA, CITY OF              10                771,400             4,321
  KEKOSKEE, VILLAGE OF            1                152,000             1,436
  KENDALL, VILLAGE OF             5                280,900             1,707
  KENOSHA COUNTY *              123             13,961,000            63,470
  KENOSHA, CITY OF               11              1,845,500             5,570
  KEWASKUM, VILLAGE OF           23              2,432,500            12,936
  KEWAUNEE COUNTY *               4                353,900             1,019
  KEWAUNEE, CITY OF               1                100,000               935
  KIEL, CITY OF                   2                250,000               524
  KOHLER, VILLAGE OF              1                 93,000               206
  LA CROSSE COUNTY *            125             12,854,300            56,891
  LA CROSSE, CITY OF            836             71,058,200           415,132
  LA FARGE, VILLAGE OF           20                649,400             6,978
  LAC LA BELLE, VILLAGE OF        1                250,000               244
  LADYSMITH, CITY OF              4                850,800             1,631
  LAFAYETTE COUNTY*               5                390,000             2,491
  LAKE GENEVA, CITY OF            2                253,100             1,262
  LAKE NEBAGAMON, VILLAGE         2                218,000               463
  LANCASTER, CITY OF              1                 62,000               196
  LANGLADE COUNTY *               7                354,500             1,964
  LANNON, VILLAGE OF              1                188,000               293
  LENA, VILLAGE OF                2                128,000               680
  LINCOLN COUNTY*                25              3,013,900             8,035
  LODI, CITY OF                  19              2,089,200            12,763
  LOYAL, CITY OF                  1                 70,200               875
  LUCK,VILLAGE OF                 1                145,200               535
  MADISON, CITY OF               47              8,319,200            16,639
  MANAWA, CITY OF                 6                396,300             2,582
  MANITOWOC COUNTY *             21              2,995,000             7,164
  MANITOWOC, CITY OF             13              1,143,800             5,685
  MARATHON COUNTY *             114             11,884,000            56,758
  MARINETTE COUNTY *             69              6,435,800            30,832
  MARINETTE, CITY OF             25              2,375,300             9,836
  MARION, CITY OF                 2                 59,000               693
  MARKESAN, CITY OF               1                 35,000               296
  MARQUETTE COUNTY*              19              1,091,700             8,409
  MARSHFIELD, CITY OF             1                 45,000               397
  MAUSTON, CITY OF                5                293,300             2,495
  MAYVILLE, CITY OF               8                745,100             3,783
  MAZOMANIE,  VILLAGE OF         23              2,288,300            10,402
  MC FARLAND, VILLAGE OF          3                563,000               804
  MEDFORD, CITY OF                3                434,000             2,577
  MELLEN, CITY OF                 3                319,300             1,669
                                 Policy Statistics
                                Wisconsin
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  MELROSE, VILLAGE OF             2                 80,000               641
  MENASHA, CITY OF               65              9,461,800            40,211
  MENOMONEE FALLS, VILLAGE       33              7,140,600            21,059
  MENOMONIE, CITY OF              6              1,359,600             4,341
  MEQUON, CITY OF               163             28,897,900           105,232
  MERRILL, CITY OF                9              1,446,000             3,249
  MERRILLAN, VILLAGE OF           1                124,000               841
  MIDDLETON, CITY OF              9              1,934,200             3,173
  MILWAUKEE, CITY OF          1,147             93,131,800           646,882
  MINERAL POINT, CITY OF          3                276,500             1,274
  MISHICOT, VILLAGE OF            4                164,500             1,500
  MONDOVI, CITY OF                6                318,500             2,288
  MONONA, CITY OF                25              4,578,000            12,811
  MONROE COUNTY *                27              1,635,100            10,482
  MONROE, CITY OF                 7              1,032,500             4,416
  MONTELLO, CITY OF              22              1,627,100            11,512
  MONTICELLO, VILLAGE OF         11              1,162,400             8,147
  MOSINEE, CITY OF                6                661,700             2,657
  MUKWONAGO, VILLAGE OF           1                310,000               351
  MUSCODA, VILLAGE OF             2                125,000               959
  MUSKEGO, CITY OF               37              5,577,800            19,212
  NECEDAH, VILLAGE OF            11                705,400             6,493
  NEENAH, CITY OF                44              7,089,100            28,830
  NEILLSVILLE, CITY OF            6                277,800             1,994
  NEKOOSA, CITY OF               23              1,135,000             9,148
  NEOSHO, VILLAGE OF              2                296,000             2,316
  NESHKORO, VILLAGE OF            2                 88,400               937
  NEW BERLIN, CITY OF            61             10,514,200            43,575
  NEW GLARUS, VILLAGE OF          5                323,300             3,372
  NEW HOLSTEIN, CITY OF           4                275,000             1,956
  NEW LONDON, CITY OF           180             19,582,100           108,468
  NEW RICHMOND, CITY OF          19                862,100             7,062
  NIAGARA, VILLAGE OF             9              1,573,500             6,875
  NORTH FOND DU LAC, VILLA       25              2,015,100            11,189
  NORTH HUDSON, VILLAGE OF        3                565,100             1,350
  NORWALK, VILLAGE OF             2                116,900             1,065
  OAK CREEK, CITY OF             17              2,714,300             7,970
  OAKFIELD, VILLAGE OF            1                125,000               262
  OCONOMOWOC LAKE, VILLAGE        1                142,500               816
  OCONOMOWOC, CITY OF             5                757,100             2,368
  OCONTO COUNTY *                98              9,482,800            41,826
  OCONTO, CITY OF                80              7,681,800            32,060
  OLIVER, VILLAGE OF              1                 35,000               293
  OMRO, CITY OF                  35              3,470,100            15,009
  ONALASKA, CITY OF               8              1,173,200             3,174
  ONEIDA COUNTY *                18              2,176,900             6,073
  ONTARIO, VILLAGE OF             3                122,000             1,220
  OREGON, VILLAGE OF              8                881,500             5,213
  OSCEOLA, VILLAGE OF             2                 69,800               617
  OSHKOSH, CITY OF              108             12,907,000            51,526
  OUTAGAMIE COUNTY *            115             12,775,500            67,663
  OWEN, CITY OF                   2                 55,000               478
  OZAUKEE COUNTY *               66             11,193,700            41,739
  PALMYRA, VILLAGE OF             1                125,000               232
  PARK FALLS, CITY OF             1                125,000               262
  PEPIN COUNTY *                 20              2,684,300            10,692
  PEPIN, VILLAGE OF               1                 95,800               390
  PESHTIGO, CITY OF               1                 35,400               408
  PEWAUKEE, VILLAGE OF           24              2,109,800            12,545
  PIERCE COUNTY *                23              2,472,800            16,034
  PIGEON FALLS, VILLAGE OF        2                174,500             1,666
  PITTSVILLE, CITY OF            11                332,300             4,038
  PLATTEVILLE, CITY OF            5              1,161,100             4,526
  PLEASANT PRAIRIE, VILLAG       18              4,155,300             9,589
  PLOVER, VILLAGE OF              7                854,900             2,233
  PLYMOUTH, CITY OF              15              1,566,400             8,842
  POLK COUNTY *                  22              2,958,100            10,481
 
                               Policy Statistics
                                Wisconsin
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  PORT EDWARDS, VILLAGE OF        2                155,000               417
  PORT WASHINGTON, CITY OF        8              1,344,000             4,089
  PORTAGE COUNTY *               30              3,517,000            14,953
  PORTAGE, CITY OF              117              9,212,800            67,325
  POTTER, VILLAGE OF              1                 40,000               244
  PRAIRIE DU CHIEN, CITY O       48              2,386,300            19,085
  PRAIRIE DU SAC, VILLAGE         1                230,000             1,501
  PRESCOTT, CITY OF              16              2,654,200            11,943
  PRICE COUNTY *                  7                678,300             2,278
  PRINCETON, CITY OF              3                 84,000               837
  PULASKI, VILLAGE OF             1                 44,000               439
  RACINE COUNTY *               201             25,070,900            96,952
  RACINE, CITY OF                58              5,558,500            33,236
  RANDOM LAKE, VILLAGE OF         2                313,000               513
  READSTOWN, VILLAGE OF           2                104,300               852
  REEDSBURG, CITY OF             18              2,099,000             9,781
  RHINELANDER, CITY OF            5              1,070,300             7,328
  RICE LAKE, CITY OF              4                531,000             1,174
  RICHLAND CENTER, CITY OF       16              1,353,900             9,257
  RICHLAND COUNTY*               33              2,307,400            13,963
  RIPON, CITY OF                  5              1,396,700             8,083
  RIVER FALLS, CITY OF            1                310,000               351
  RIVER HILLS, VILLAGE OF        23              5,965,700            13,084
  ROCHESTER, VILLAGE OF           4                837,000             2,104
  ROCK COUNTY *                 123             11,998,800            57,517
  ROCK SPRINGS, VILLAGE OF        5                212,500             2,051
  ROSENDALE, VILLAGE OF           1                113,000               631
  ROTHSCHILD, VILLAGE OF        113              8,483,300            62,890
  RUSK COUNTY*                   32              2,947,200            12,903
  SAUK CITY, VILLAGE OF           3                213,800               884
  SAUK COUNTY *                  51              5,765,100            21,639
  SAUKVILLE, VILLAGE OF          77             10,383,400            58,222
  SAWYER COUNTY *                45              3,527,300            20,915
  SCHOFIELD, CITY OF             18              2,326,700             8,227
  SHAWANO COUNTY *               62              6,342,700            23,457
  SHAWANO, CITY OF                2                250,000               812
  SHEBOYGAN COUNTY *             62              9,278,500            26,201
  SHEBOYGAN FALLS, CITY OF        5                849,500             2,361
  SHEBOYGAN, CITY OF             61             11,087,400            33,055
  SHELL LAKE, CITY OF            39              6,557,300            25,789
  SHIOCTON, VILLAGE OF          136             10,801,400            60,676
  SHOREWOOD, VILLAGE OF           5                710,000             1,246
  SILVER LAKE, VILLAGE OF        24              2,126,500            10,218
  SOLDIERS GROVE, VILLAGE         5                178,900             1,876
  SOLON SPRINGS, VILLAGE O        4                695,100             2,298
  SOMERSET, VILLAGE OF            2                 63,000               829
  SOUTH MILWAUKEE, CITY OF        1                 21,500               238
  SPARTA, CITY OF                 4                446,200             1,642
  SPOONER, CITY OF                2                298,000               482
  SPRING VALLEY, VILLAGE O       14              1,405,700             7,845
  ST. CROIX COUNTY *             28              4,312,300            15,792
  STANLEY, CITY OF                1                 50,000               283
  STEUBEN, VILLAGE OF             3                171,700             1,650
  STEVENS POINT, CITY OF        172             14,103,100            92,610
  STOCKHOLM, VILLAGE OF           5                324,800             2,777
  STODDARD, VILLAGE OF            2                153,600             1,091
  STOUGHTON, CITY OF              6                862,700             5,168
  STRUM, VILLAGE OF               1                 67,700               637
  STURGEON BAY, CITY OF          84             10,945,300            18,385
  SULLIVAN, VILLAGE OF            3                250,000             1,920
  SUN PRAIRIE, CITY OF            4                505,000               950
  SUPERIOR, CITY OF               3                672,000             1,068
  SUSSEX, VILLAGE OF              7              1,029,700             4,288
  TALYOR,VILLAGE OF               1                 87,000               547
  THERESA, VILLAGE OF             4                333,600             1,747
  THIENSVILLE, VILLAGE OF        61              8,621,600            55,051
  THORP, CITY OF                  1                 23,100               311
 
                               Policy Statistics
                                Wisconsin
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  TIGERTON, VILLAGE OF            1                 68,000               535
  TOMAH, CITY OF                 60              4,376,600            23,969
  TREMPEALEAU COUNTY *           58              3,304,400            26,805
  TREMPEALEAU, VILLAGE OF         2                134,300             1,069
  TWIN LAKES, VILLAGE OF          7              1,143,500             2,401
  TWO RIVERS, CITY OF             9                644,800             2,909
  UNION GROVE, VILLAGE OF         5              2,264,400             7,700
  VERNON COUNTY *                34              2,411,500            15,666
  VERONA, CITY OF                 2                307,600             1,150
  VIOLA, VILLAGE OF              15                953,000             7,623
  WALWORTH COUNTY *              37              6,057,100            17,001
  WASHBURN COUNTY*               26              3,258,500            14,345
  WASHBURN, CITY OF               1                 23,600               255
  WASHINGTON COUNTY *           129             17,671,000            71,420
  WATERFORD, VILLAGE OF          10              1,280,500             4,828
  WATERLOO, CITY OF               7              1,433,300             9,963
  WATERTOWN, CITY OF             11              2,231,900            12,714
  WAUKESHA COUNTY*              154             25,187,200            89,857
  WAUKESHA, CITY OF              45              4,567,600            23,557
  WAUNAKEE, VILLAGE OF            5              1,132,600             4,579
  WAUPACA COUNTY*               115              9,796,700            56,645
  WAUPACA, CITY OF                1                250,000               330
  WAUPUN, CITY OF                14                883,800             5,322
  WAUSAU, CITY OF                66              3,820,500            28,036
  WAUSAUKEE, VILLAGE OF           1                 59,400               424
  WAUSHARA COUNTY*               41              3,570,600            19,294
  WAUWATOSA, CITY OF             94             18,678,200            62,606
  WEST ALLIS, CITY OF            43              5,501,200            20,765
  WEST BARABOO, VILLAGE OF        1                125,000               246
  WEST BEND, CITY OF             11              1,227,400             5,328
  WHITEFISH BAY, VILLAGE O       11              1,895,300             3,579
  WHITEHALL, CITY OF              1                  6,000               154
  WHITEWATER, CITY OF             3                300,000             1,191
  WHITTENBERG, VILLAGE OF         2                285,500             1,718
  WIND POINT, VILLAGE OF          2                470,800             1,105
  WINNEBAGO COUNTY *            341             38,417,600           148,278
  WINNECONNE, VILLAGE OF         41              3,405,800            15,218
  WISCONSIN DELLS, CITY OF        2                280,000               463
  WISCONSIN RAPIDS, CITY O       20              2,757,800            24,717
  WONEWOC, VILLAGE OF             6                263,400             2,341
  WOOD COUNTY *                  23              1,921,900             9,744
  WRIGHTSTOWN, VILLAGE OF         1                250,000               330
  WYEVILLE, VILLAGE OF            2                162,000             1,034
  WYOCENA, VILLAGE OF             4              1,237,800             7,649

  Total for Wisconsin
                             12,654          1,368,191,300         6,493,962

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                               Policy Statistics
                                Wyoming
                               AS OF 12/31/2003

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------
  AFTON, TOWN OF                  5                586,000             3,989
  ALBANY COUNTY*                 21              2,959,300            15,274
  BAGGS, TOWN OF                  1                155,000               248
  BIG HORN COUNTY                 6                569,600             3,288
  BUFFALO, CITY OF               19              2,600,600            12,676
  CAMPBELL COUNTY *               7              1,024,300             4,441
  CARBON COUNTY*                  4                654,000             4,119
  CASPER, CITY OF               311             28,158,200           140,841
  CHEYENNE, CITY OF             276             31,031,900           127,949
  CODY, CITY OF                  10                920,000             5,427
  COKEVILLE,TOWN OF               3                 99,200             1,162
  CONVERSE COUNTY*                4                718,100             2,442
  DAYTON, TOWN OF                 2                281,000               452
  DIAMONDVILLE, TOWN OF          10                903,600             4,070
  DOUGLAS, CITY OF               12                939,100             6,348
  DUBOIS, TOWN OF                 5                538,300             2,389
  ELK MOUNTAIN, TOWN OF           9                469,000             3,603
  EVANSTON, CITY OF              10                862,000             3,012
  EVANSVILLE, TOWN OF             2                163,000               388
  FREMONT COUNTY *               24              4,812,500            14,924
  GILLETTE, CITY OF              11              1,701,500             4,699
  GLENROCK, TOWN OF              10                469,800             2,893
  GOSHEN COUNTY *                19              1,842,400            11,980
  GREEN RIVER, TOWN OF           36              2,887,300            21,714
  GREYBULL, TOWN OF              13              1,553,000             2,855
  GUERNSEY, TOWN OF               3                374,000               755
  HOT SPRINGS COUNTY*             3                620,000               842
  HUDSON, TOWN OF                 3                189,000               928
  HULETT, TOWN OF                 3                284,000             1,345
  JACKSON, TOWN OF               70             14,495,800            28,285
  JOHNSON COUNTY*                12              1,924,000             2,799
  KAYCEE, TOWN OF                 7                546,100             2,176
  KEMMERER,TOWN OF                4                424,000             2,734
  LANDER, CITY OF                 9              2,147,400             2,984
  LARAMIE COUNTY*                51              6,141,300            27,471
  LARAMIE, CITY OF               47              4,218,400            21,338
  LINCOLN COUNTY *               19              2,922,600            14,490
  LUSK, TOWN OF                   4                103,300             1,486
  MANDERSON, TOWN OF              5                167,000             1,802
  MILLS, TOWN OF                  2                200,000               847
  MOUNTAIN VIEW, TOWN OF         10                931,200             4,334
  NATRONA COUNTY *               40              6,213,700            21,023
  NEWCASTLE, CITY OF              2                129,900               635
  PARK COUNTY*                   48              6,773,800            32,998
  RANCHESTER, TOWN OF             8                313,800             2,127
  RIVERSIDE,TOWN OF               1                188,000               263
  ROCK SPRINGS, CITY OF         210             17,756,900           129,231
  SARATOGA, TOWN OF              19              4,342,000            45,850
  SHERIDAN COUNTY *              56              9,297,400            37,343
  SHERIDAN, CITY OF              85              9,216,300            45,824
  SUBLETTE COUNTY                30                927,300             8,660
  SUNDANCE, TOWN OF               5                642,000             1,947
  TEN SLEEP, TOWN OF              1                188,000               251
  TETON COUNTY *                285             79,177,100           134,043
  THERMOPOLIS, TOWN OF            6                709,000             2,164
  TORRINGTON, CITY OF             2                180,000               414
  UINTA COUNTY *                 71              9,600,200            29,237
  WHEATLAND, TOWN OF              3              1,199,500             3,803
  WORLAND, CITY OF               63              3,806,400            25,104

  Total for Wyoming
                              2,017            273,248,100         1,036,716

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                               Policy Statistics

                               AS OF

                           Policies       Insurance         Written
  Community Name           In-force       In-force whole $  Premium In-force
  --------------           --------       ----------------  ----------------

  TOTAL                   4,447,774        673,194,874,200     1,851,581,798

Source: W2RP101M

 

Last Updated: Friday, 22-Oct-2004 13:33:08 EDT
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