![See below for text description [D]](/peth04/20041108105107im_/http://www.ahrq.gov/data/safetynet/lewfig5.gif)
[D] Figure 5 depicts the Hydraulic Cost-Shift Model. Specifically, it illustrates how the costs of covering the self-pay population (uninsured and bad debt) are shifted to privately insured patients and thereby passed on to employers purchasing coverage for their employees.