Figure 9b. Distribution of Families by Change in Household Spending Under Potential Reform in 1998a

    Increase in Family Health Costs   Reduction in Family Health Costs
Family Income All Families
(in millions)
$1,000+ $500-$999 $250-$499 $100-$249 $20-$99 Change of
Less Than $20
$20-$99 $100-$249 $250-$499 $500-$999 $1,000+
Less than $10,000 14,690.8 0.7% 4.2% 9.6% 10.5% 7.9% 8.4% 6.6% 9.0% 10.1% 11.7% 21.3%
$10,000-$14,999 9,620.6 5.5% 11.1% 9.0% 7.4% 4.4% 2.7% 7.7% 8.8% 9.1% 10.7% 23.6%
$15,000-$19.999 7,514.7 9.4% 13.4% 7.4% 8.7% 3.2% 3.5% 6.2% 5.2% 8.6% 11.0% 23.3%
$20,000-$29,999 15,748.1 13.8% 13.7% 8.7% 7.0% 3.6% 3.3% 5.9% 6.4% 8.7% 9.3% 19.6%
$30,000-$39,999 12,298.9 15.1% 13.5% 8.2% 5.6% 2.8% 2.2% 4.4% 5.7% 7.5% 10.5% 24.5%
$40,000-$49,000 10,707.1 18.7% 12.3% 9.0% 5.7% 2.6% 2.1% 3.2% 5.2% 7.1% 9.0% 25.2%
$50,000-$74,000 16,659.4 20.5% 13.1% 7.7% 4.5% 3.2% 1.7% 2.4% 4.8% 5.7% 12.0% 24.5%
$75,000-$99,000 7,160.1 24.5% 12.3% 6.3% 4.4% 2.2% 1.8% 3.6% 4.6% 5.6% 9.6% 25.1%
More than $100,000 7,113.1 32.4% 11.3% 6.3% 3.0% 1.5% 0.7% 1.7% 4.3% 6.8% 7.7% 24.3%
Total 101,512.8 14.6% 11.5% 8.2% 6.5% 3.8% 3.1% 4.7% 6.2% 7.8% 10.4% 23.2%

a Includes changes in premiums, out-of-pocket expensees, and taxes earmarked to fund health reform. Excludes institutionalized persons.

Source: Lewin-VHI estimates using Health Benefits Simulation Model (HBSM).

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