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If you're receiving widows,
widowers, or divorced widows or widowers benefits, you can switch to your
own retirement benefit as early as age 62. This assumes you're eligible
for retirement benefits and your retirement rate is higher than your rate
as a widow or widower. In many cases, a widow or widower can begin receiving
one benefit at a reduced rate and then, at full retirement age, switch
to the other benefit at an unreduced rate.
Because the rules are complicated and vary depending
on your situation, you may want to call 1-800-772-1213 to make
an appointment to talk with a Social Security representative about the
options available to you.
Reminder: Your
full retirement age for retirement benefits may not match your full
retirement age for survivors benefits.
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www.socialsecurity.gov
