First and current law: 1996.
Type of program: Universal pension program.
Exchange rate: U.S.$1.00 equals 4.35 pula.
All citizens of Botswana aged 65 and older. Special system for public employees.
Insured person: None.
Employer: None.
Government: Whole cost.
Old-age pension: Flat-rate pension of 100 pula per month.
Department of Labor and Social Security, general supervision and administration of program.
(1963 law requires employers in designated areas to provide certain medical services to employees and their families, and also to pay 25% of wages to female employees during 6 weeks before and 6 weeks after confinement.)
First law: 1936.
Current law: 1977.
Type of program: Employer liability/compulsory insurance with private carrier.
Employed persons, including members of Armed Forces.
Exclusions: Casual workers and family labor.
Insured person: None.
Employer: Whole cost, through direct provision of benefits or insurance premiums.
Government: None.
Work-injury benefits: No minimum qualifying period.
Temporary disability benefit: 66% of earnings up to 6 months; may be extended for additional 3-month periods up to 24-month maximum, with approval of Minister. Reduced amounts payable for partial disability.
Payable after 7-day waiting period until recovery or certification of permanent disability.
Permanent disability benefit: Lump sum of 60 months' earnings, if totally disabled. (Any temporary disability benefit previously paid is deducted).
Minimum benefit: 10,000 pula. Maximum benefit: 100,000 pula.
Constant-attendance supplement: 25% of ordinary benefit.
Partial disability: Percent of full benefit proportionate to degree of incapacity, according to schedule.
Maximum benefit: (lump sum), 10,000 pula.
Medical benefits: Medical and surgical care, hospitalization, medicines, appliances, and transportation, up to maximum of 30,000 pula.
Survivor benefit: Lump sum of 48 months' earnings of deceased (less any temporary disability benefit previously paid); minimum, 5,000 pula; maximum, 80,000 pula.
Payable to dependents of deceased. Reduced amount paid if survivors were only partially dependent on insured.
Funeral grant: Lump sum of 100 pula.
Department of Labor and Social Security, enforcement of law.
Employers may insure liability with private insurance companies.
(Employment Bill provides for severance benefit after 60 months of continuous employment, and up to 14 days paid sick leave per year.)