First law: 1960.
Current law: 1972.
Type of program: Social insurance system.
Exchange rate: U.S.$1.00 equals 570 CFA francs.
Employed persons, technical students, and apprentices.
Exclusions: Temporary workers, and temporarily employed aliens covered in another country.
Special system for public employees.
Voluntary insurance available to self-employed persons who were previously covered as employed persons.
Insured person: 4.5% of earnings.
Employer: 4.5% of payroll.
Government: None.
Maximum earnings for contribution and benefit purposes: 200,000 francs a month.
Old-age pension: Age 55 (or 50 if prematurely aged, 53 if civil servant). 180 months of insurance.
Retirement from gainful employment necessary.
Payable abroad.
Disability pension: Permanent loss of 2/3 of earning capacity for any work. 5 years of insurance, including 6 months in last year.
(No minimum qualifying period if nonoccupational accident ; if occupational accident, see Work Injury.)
Survivor pension: Deceased met old-age or disability pension requirements or was pensioner at death.
Old-age pension: 20% of average monthly earnings in last 3 or 5 years (whichever is higher) plus 1.33% for every 12 months of insurance in excess of 180 months.
Minimum pension: 60% of national minimum wage; maximum, 80% of insured's average monthly earnings.
Child's supplement: See Family Allowances, below.
Old-age settlement: Lump sum equal to 1 month's regular pension for every 6 months of insurance, payable to retired workers at age 55 if ineligible for pension.
Adjustment: Pensions adjusted to cost-of-living changes.
Disability pension: 20% of average monthly earnings in last 3 or 5 years (whichever is higher) plus 1.33% for every 12 months of insurance in excess of 180 months (years under age 55 at time of claim credited as 6-month periods).
Minimum pension, 60% of national minimum wage; maximum, 80% of insured's average monthly earnings.
Child's supplement: See Family Allowances, below.
Constant-attendance supplement: 50% of pension.
Adjustment: Pensions adjusted to cost-of-living changes.
Survivor pension: 50% of pension paid or accrued to insured.
Payable to widow married to deceased at least 1 year or caring for child or pregnant. Also payable to dependent disabled widower.
Orphans: 25% of pension of insured for each orphan under age 14 (18 if apprentice, 21 if student or disabled); 40% for each full orphan. Maximum survivor pension: 100% of pension of insured.
Survivor settlement: Lump sum equal to 1 month's old-age pension for every 6 months of insurance, payable to survivors if deceased did not meet qualifying conditions.
Adjustment: Pensions adjusted to cost-of-living changes.
Ministry of Labor, technical supervision.
Ministry of Finance, financial supervision.
Ministry of Economic Development, administrative supervision.
National Social Security Fund, administration of program; managed by quadripartite board and director.
First law: 1952.
Current law: 1972.
Type of program: Social insurance system. Maternity benefits only.
Employed women.
Insured person: None.
Employer: See Family Allowances, below.
Government: None.
Maternity benefits: 3 months of insured employment.
Maternity benefit: 100% of earnings (portion up to contribution ceiling paid by Social Security Fund, earnings above ceiling paid by employer). Payable for 14 weeks, including at least 2 weeks before confinement (may be extended up to 3 additional weeks if complications).
Medical benefits: Working women receive free medical care during pregnancy and confinement. (Labor code requires employers to provide certain medical services.)
Medical benefits for dependents: See Family Allowances, below.
Spouse of insured receives same medical benefits as insured woman.
Ministry of Labor, technical supervision.
Ministry of Finance, financial supervision.
Ministry of Economic Development, administrative supervision.
National Social Security Fund, administration of contributions and benefits.
First law: 1932.
Current law: 1972.
Type of program: Social insurance system.
Employed persons (including temporary workers), members of cooperatives, technical students, apprentices, and casual workers.
Insured person: None.
Employer: 2.5% of payroll.
Government: None.
Maximum earnings for contribution and benefit purposes: 200,000 francs a month.
Work-injury benefits: No minimum qualifying period.
Temporary disability benefit: 66-2/3% of average daily earnings.
Payable from day after injury until recovery or certification of permanent disability.
Permanent disability pension: 85% of average earnings, if totally disabled.
For partial disability, pension proportionate to degree of incapacity.
Lump sum of 3 years' proportionate pension payable if less than 15% disability.
Constant-attendance supplement: 50% of pension.
Medical benefits: Medical, surgical, and dental care, hospitalization, medicines, X-rays, laboratory services, rehabilitation, retraining, appliances, and transportation.
Survivor pension: 30% of earnings of insured. Payable to widow or dependent disabled widower.
Orphans: 10% of earnings for each orphan under age 14 (18 if apprentice, 21 if student or disabled); 30% for each full orphan.
Dependent parents and grandparents: 10% of earnings each.
Maximum survivor pensions: 85% of earnings.
Funeral grant: 15 days' covered earnings of insured.
Ministry of Labor, general supervision.
Ministry of Finance, financial supervision.
Ministry of Economic Development, administrative supervision.
National Social Security Fund, administration of contributions and benefits.
First law: 1955.
Current law: 1972.
Type of program: Employment-related system.
Employees (including temporary workers) and social insurance beneficiaries with 1 or more children.
Special system for public employees.
Insured person: None.
Employer: 11.5% of payroll.
Government: Any deficit.
Maximum earnings for contribution purposes: 200,000 francs a month.
Above contributions also finance maternity benefits.
Family allowances: Child must be under age 14 (18 if apprentice, 21 if student or disabled).
Parent must have had 3 months of employment. Payable also to guardian. Payable to pensioners.
Family and prenatal allowances subject to medical care prescribed for mother and child.
Family allowances: 1,000 francs a month for each child through the 6th.
Prenatal allowance: 350 francs a month for 9 months (paid in 3 installments).
Some maternal and child health and welfare services also provided.
Ministry of Labor, technical supervision.
Ministry of Finance, financial supervision.
Ministry of Economic Development, administrative supervision.
National Social Security Fund, administration of program.