First and current law: 1977 (implemented in 1984).
Type of program: Social insurance system.
Exchange rate: U.S.$1.00 equals 570 CFA francs.
Salaried workers regulated by the Labor Code.
Insured person: 2% of earnings.
Employer: 4% of payroll.
Government: None.
Workers' incomes are determined by the provisions of the Labor Code.
Old-age pension: Age 55 (50 if prematurely aged). 180 months of insurance or 60 months of contributions during last 10 years.
Retirement necessary.
Disability pension: Loss of 2/3 of earning capacity. 5 years of insurance, including 6 months of contribution in year preceding incapacity. (No qualifying period if nonoccupational accident; if due to work accident, benefits paid under Work Injury).
Survivor pension: Deceased met pension requirements, was pensioner, or had 180 months of insurance at death.
Old-age pension: 30% of average monthly earnings during last 3 or 5 years (whichever is higher), plus increment of 1.2% for every 12 months of insurance beyond 180.
Minimum pension, 60% of highest minimum wage; maximum, 80% of earnings.
Old-age settlement (if ineligible for pension): Lump sum equal to 1 month's wages per year of insurance, if aged 55 (50 if prematurely aged).
Disability pension: 30% of average monthly earnings during last 3 or 5 years (whichever is higher). (Credit given for years under age 55 at time of claim.) Increment of 1.2% for every 12 months of insurance beyond 180.
Minimum pension, 60% of highest regional minimum wage; maximum, 80% of earnings.
Constant-attendance supplement: 50% of pension.
Survivor pension: 50% of pension of insured to widow 40 or over, caring for child, pregnant, or disabled, provided married at least 1 year prior to death of insured. Amount equally divided if more than 1 widow. Also payable to dependent disabled widower if marriage lasted at least 1 year.
Orphans: 25% of pension of insured for each orphan; 40% for each full orphan.
Survivor settlement: Lump sum payment if insured ineligible for pension.
Ministry of Labor and Public Affairs, general supervision.
National Social Insurance Fund, administration of program.
First law: 1952.
Current law: 1966.
Type of program: Social insurance system. Maternity benefits only.
Employed women.
Insured person: None.
Employer: See Family Allowances, below.
Government: See Family Allowances, below.
Maternity benefits: 6 months of employment immediately prior to cessation of work.
Sickness benefit: None under insurance.
(Labor code requires employers to provide paid sick leave.)
Maternity benefit: 50% of earnings. Payable for 6 weeks before and 8 weeks after confinement.
May be extended for another 3 weeks in case of duly verified illness caused by pregnancy or confinement.
Medical benefits: None under insurance.
(Labor code requires employers to provide certain medical services.)
Medical benefits for dependents: See Family Allowances, below.
Ministry of Labor and Public Affairs, general supervision.
National Social Insurance Fund, administration of program.
First law: 1935.
Current law: 1966.
Type of program: Social insurance system.
Employed persons.
Insured person: None.
Employer: 2.5% of payroll.
Government: None.
Work-injury benefits: No minimum qualifying period. Accident must be reported within 48 hours.
Temporary disability benefit: 2/3 of average daily wage received by worker during the 30 days preceding accident.
Payable from day after injury until recovery or for 2 years until certification of permanent disability.
Permanent disability pension: For total disability, 100% of average earnings. Partial disability: Average earnings multiplied by 1/2 the degree of incapacity for disability up to 50%, and by a maximum of 1/2 of the degree of incapacity exceeding 50%.
Constant-attendance supplement: 40% of pension.
Medical benefits: Medical and surgical care, hospitalization, medicines, appliances, and transportation.
Survivor pension: 30% of earnings of insured.
Orphans: 15% of earnings for each orphan; 20% for each full orphan. Dependent parents and grandparents: 10% of earnings each.
Maximum survivor pensions: 85% of earnings of insured.
Funeral grant : Reimbursement for burial expenses up to 1/24 of covered earnings.
Ministry of Labor and Public Affairs, general supervision.
National Social Insurance Fund, administration of program.
First law: 1956.
Current law: 1966.
Type of program: Employment-related system.
Employees with 1 or more children.
Separate system for public employees.
Insured person: None.
Employer: 6% of payroll.
Government: Subsidy from earmarked taxes.
Maximum earnings for contribution purposes: 130,000 CFA francs a month.
Above contributions also finance maternity benefits.
Family allowances: Child must be under age 15 (18 if apprentice, 21 if student or disabled).
Parent must have had 6 months of employment and be currently working 20 days a month (or be widow of beneficiary).
Family allowances: 600 CFA francs a month for each child.
Prenatal allowance: 5,400 CFA francs for each month of pregnancy (paid in 2 installments).
Birth grant: Lump sum of 6,000 CFA francs for each of first 3 births.
Some maternal and child health and welfare services also provided.
Ministry of Labor and Public Affairs, general supervision.
National Social Insurance Fund, administration of program.