First and current law: 1959 (implementing regulations, 1971).
Type of program: Social insurance system.
Exchange rate: U.S.$1.00 equals 13.77 lempiras.
Employed persons in private and public enterprise. Exclusions: Domestic, casual, and agricultural workers (except those employed by employers with more than 10 permanent employees).
Special system for teachers, public employees, doctors, and the military. Coverage being extended gradually to different areas.
Insured person: 1% of earnings.
Employer: 2% of payroll.
Government: 1% of payroll.
Minimum earnings for contribution purposes: 90 lempiras a month.
Maximum: 600 lempiras.
Old-age pension: Age 65 (men) or 60 (women). 180 months of contribution. Lump-sum refund if less. Retirement from covered employment necessary.
Disability pension: Loss of 2/3 of earning capacity in usual occupation. 36 months of contribution during last 6 years; 8 months during last 24 months in case of nonoccupational accident.
(Men 45 and women 40 or older at time the law was implemented must have contributed 50% of time since initially eligible.)
Survivor pension: 36 months of contribution by deceased during last 6 years for common illness; for work injury, 8 months of contributions in the 24 months prior to the injury.
Old-age pension: 40% of basic monthly earnings, plus increment of 1% of earnings for each 12 months of contribution beyond 60 months.
Increment for work beyond age 65 (men) or 60 (women): 3% of basic monthly earnings for each year of contribution.
Minimum pension: 50% of earnings; maximum, 80%.
Refund of contributions if ineligible for pension.
Disability pension: 40% of basic monthly earnings, plus increment of 1% of earnings for each 12 months of contribution beyond 60 months.
Constant-attendance supplement: if more than 50% disabled.
Maximum pension: 80% of earnings (600 lempiras).
Refund of contributions if ineligible for pension.
Survivor pension: 40% of actual or accrued pension of insured paid to widow; payable to widower over age 65 or any age if disabled.
Orphans: 20% of pension of insured for each orphan under age 14 (18 if student or any age if disabled).
Dependent mother or disabled father over age 65: 20% of pension each.
Maximum survivor pension: 100% of pension of insured.
Funeral grant: 50% of basic monthly earnings. Minimum, 125 lempiras if have one contribution in last 6 months.
Ministry of Labor and Social Welfare, general supervision.
Honduran Social Security Institute, administration of program; managed by a Board of Directors and Director-General.
First and current law: 1959 (implementing regulations, 1962).
Type of program: Social insurance system. Cash and medical benefits.
Employees of firms with 1 or more workers in industry and commerce, and public employees.
Exclusions: Agricultural, domestic, family, and temporary workers.
Coverage being extended gradually to additional regions.
Insured person: 2.5% of earnings.
Employer: 5% of payroll.
Government: 2.5% of total covered earnings.(Never has been paid.)
Minimum and maximum earnings for contribution and benefit purposes: 90 and 600 lempiras a month, respectively.
Above contributions also finance work-injury benefits.
Cash sickness benefits: 35 days of contribution in 3 months prior to onset of illness.
Cash maternity benefits: 75 days of contribution in last 10 months (unemployed workers ineligible).
Medical benefits: Currently in insured employment, 35 days of contribution in last 3 months if unemployed or if illness occurs within 60 days after unemployment starts. Old-age and disability pensioners also covered.
Sickness benefit: 66% of earnings. Payable after 3-day waiting period for up to 26 weeks (may be extended to 52 weeks).
Maternity benefit: 66% of earnings, payable for 6 weeks before and 6 weeks after confinement.
(Employees not eligible for benefits under social insurance may receive sick or maternity leave under labor code.)
Medical benefits: Medical services provided directly to patients through health facilities of Social Security Institute.
Includes general and specialist care, surgery, hospitalization, necessary medicines, laboratory services, appliances, and dental and maternity care (postnatal care up to 42 days).
Duration: Permanently fulfilling contribution requirements or unemployed.
Medical benefits for dependents: Maternity care for wife of insured, including postnatal care up to 42 days.
Pediatric care for infants of insured men or women until 30 days after reaching age 5 or 26 weeks after death of insured father.
Ministry of Labor and Social Welfare, general supervision.
Honduran Social Security Institute, administration of program; managed by a Board of Directors and Director-General.
Institute operates own outpatient clinics and hospitals.
First and current law: 1959.(labor code still in force in regions to which social insurance not yet extended; provisions not shown).
Type of program: Social insurance system.
Employees of firms with 1 or more workers in industry and commerce, and public employees.
Exclusions: Agricultural, domestic, family, and temporary workers.
Coverage being extended gradually to additional regions.
Insured person: See sickness contributions above.
Employer: Same.
Government: Same.
Work-injury benefits: No minimum qualifying period.
Survivor benefit: One month in covered employment.
Temporary disability benefit: 66% of daily wage.
Payable after 3-day waiting period for up to 52 weeks.
Permanent disability pension: 40% of basic monthly earnings, plus increment of 1% of earnings for each 12 months of contribution beyond 60 months.
Partial disability: Percent of full pension corresponding to degree of incapacity, if greater than 15%. Pension below 10 lempiras a month converted to lump sum.
Constant-attendance supplement: Up to maximum of 50% of pension of insured.
Medical benefits: Medical, surgical, and hospital care; medicines; and appliances.
Survivor pension: 40% of actual or accrued pension of insured.
Payable to widow or widower over age 65 or disabled.
Orphans: 20% of pension for each orphan under age 14 (18 if student, any age if disabled), or 40% if full orphan.
Ministry of Labor and Social Welfare, general supervision.
Honduran Social Security Institute, administration of contributions and benefits.
Institute operates own outpatient clinics and hospitals.