First and current law: 1969, amended 1994.
Type of program: Social insurance system.
Exchange rate: U.S.$1.00 equals 5,492 francs.
Employed persons.
Exclusions: Temporary and casual workers.
Special systems for public employees.
Insured person: 1% of earnings.
Employer: 3.5% of payroll.
Government: None.
Maximum earnings for contribution and benefit purposes: 200,000 francs a month.
Old-age pension: Age 60 (men) or age 55 (women). For seamen and those incapacitated for work, age 55 (men) and 50 (women).
15 years of insurance (unless working before 1969) and 28 quarters of contribution during last 10 years (some prior service credited).
Retirement from employment necessary.
Disability pension: Loss of 60% of capacity for work. 10 years of insurance; contribution conditions as for old-age pension. Payable to men at age 55 or to women and seamen at age 50.
Survivor pension: Insured person had reached age 50.
Old-age pension: 30% of minimum wage, plus 20% of average earnings during last 10 years. Increment of 1% of earnings for each year of contribution beyond 10 years (some prior service credited).
Dependent's supplement: 10% of pension for spouse starting at retirement age. Minimum pension: 60% of minimum wage; maximum, 40% of average earnings or 75% including supplements.
Proportionally reduced pension payable if insufficient quarters of contribution in last 10 years, but at least 100 quarters (men) or 80 quarters (women) in entire working career.
Assistance allowance payable to workers aged 60 (men) or 55 (women) with 15 quarters of employment before 1969. Refund of contributions plus 2% interest per year, if ineligible for pension but at least 4 quarters of contribution.
Adjustment: Pensions adjusted to changes in wages.
Disability pension: 80% of old-age pension that would have been payable if worker had worked until pensionable age.
Survivor pension: 30% of average earnings of insured, payable to unemployed widow or widower, regardless of age; 15% if employed.
Orphans: 15% of average earnings each for 1st and 2nd orphan, 10% for each subsequent orphan. Full orphans, 20% of earnings each.
Dependent parents and grandparents: 10% of average earnings each, payable to those of pensionable age. Maximum, 30% of average earnings.
Maximum survivor pension: 85% of average earnings of insured.
Ministry of Civil Service, Labor and Social Legislation, general supervision.
National Social Insurance Fund, administration of program. Since May, 1992, managed by an administrative council composed of representatives of employees and employers and of the Ministries of Civil Service, Labor and Social Legislation; Finance; Health; as well as the Ministry of Population and Social Conditions, and the Fund's Director General.
First law: 1952.
Current law: 1963.
Type of program: Social insurance system. Maternity benefits only.
(Labor code requires employers to provide 100% of earnings during 1st month of sick leave, with 50% of earnings paid during 2nd to 6th month under special circumstances. Employer also pays 50% of earnings to female employees for up to 14 weeks of maternity leave if ineligible for maternity benefit.)
Employed women.
Insured person: None.
Employer: See family allowance contributions, below.
Government: None.
Maternity benefits: 6 months of insured employment.
Maternity benefit: 50% of earnings. Payable for 6 weeks before and 8 weeks (11 weeks if complications) after confinement.
Medical benefits: Working women receive reimbursement for costs of medical care during pregnancy and confinement, up to maximum of 25,000 francs. ( Labor code requires employers to provide certain medical services to employees and their dependents.)
Medical benefits for dependents: See Family Allowances, below.
Ministry of Labor and Social Legislation, general supervision.
National Social Insurance Fund, administration of program.
First law: 1925.
Current law: 1969, amended 1994.
Type of program: Social insurance system.
Employed persons, members of cooperatives, farmers, tobacco planters, students, apprentices, seamen, and prisoners performing manual labor.
Insured person: None.
Employer: 1.25% of payroll. Different rates for some special categories of insured.
Government: None.
Maximum earnings for contribution purposes: 200,000 francs a month.
Work-injury benefits: No minimum qualifying period.
Temporary disability benefit: 66-2/3% of earnings up to 6,000 francs a day. Payable from day after injury until recovery or certification of permanent disability.
Permanent disability pension: For total disability, 100% of annual wage multiplied by the degree of incapacity.
Partial disability: Average earnings multiplied by 1/2 the percentage of incapacity for the portion of disability between 10% and 50%, and by 150% of the percentage of incapacity for the portion above 50%.
Minimum and maximum benefits established by formula.
Lump sum payable if 10% disability or less.
Constant-attendance supplement: 40% of pension.
Medical benefits: Medical and surgical care, hospitalization, medicines, appliances, transportation, and rehabilitation.
Survivor pension: 30% of average earnings of insured, payable to widow(er). Orphans: 15% of average earnings each for 1st and 2nd orphan, 10% for each subsequent orphan; 20% for each full orphan.
Dependent parents and grandparents: 10% of average earnings each; maximum, 30%.
Maximum survivor pensions: 85% of average earnings.
Funeral grant: Lump sum of 100,000 francs.
Ministry of Labor and Social Legislation, general supervision.
National Social Insurance Fund, administration of contributions and benefits.
First law: 1956.
Current law: 1969, amended 1994.
Type of program: Employment-related system.
Employed persons, students, and apprentices with 1 or more children. Unemployed workers eligible for a maximum of 6 months under certain conditions. Special systems for public employees.
Must be resident of Madagascar or France.
Insured person: None.
Employer: 8.25% of payroll.
Government: None.
Maximum earnings for contribution purposes: 200,000 francs a month.
Above employer contributions also finance maternity benefits.
Family allowances: Child must be under age 14 (18 if apprentice; 21 if student, unmarried daughter caring for children, or disabled).
Parent must have had 6 months of employment and be currently working 20 days (or 134 hours) a month (or be widow of beneficiary). Prenatal allowance and birth grant: Must undergo prescribed medical examinations.
Family allowances: 4,000 francs a month for first child, 3,000 for second, 2,000 for third, 1,000 for fourth, 500 each for fifth and subsequent children.
Prenatal allowance: 2,100 francs a month for 9 months.
Birth grant: Lump sum of 25,200 francs for each birth, payable in two installments of 12,600 francs each (at birth and then after medical visit in 5th-7th month). Some maternal and child health and welfare services also provided.
Ministry of Labor and Social Legislation, general supervision.
National Social Insurance Fund, administration of program.