FEGLI Program Premiums for Employees

Federal Employees' Group Life Insurance Program

Premiums

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Premiums for Employees

Rates for Basic Life Insurance
Rates for Option A – Standard
Rates for Option B – Additional
Rates for Option C – Family

These rates were effective on the first pay period that started on or after January 1, 2004. For earlier rates see our rates history pages.

Use our FEGLI Calculator to see how these rates apply to you and to see the effect of various option changes.

Basic Life Insurance

(per thousand dollars)

	Biweekly	Monthly
FOR ALL AGES	$.150 (15 cents)	$0.3250

Rates for Option A - Standard

Age Group	Biweekly	Monthly
Under 35	$0.30	$0.65
35-39	$0.40	$0.87
40-44	$0.60	$1.30
45-49	$0.90	$1.95
50-54	$1.40	$3.03
55-59	$2.70	$5.85
60+	$6.00	$13.00

Rates for Option B - Additional

Age Group Biweekly Monthly, per $1,000

Under 35 $0.03 $0.065

35-39 $0.04 $0.087

40-44 $0.06 $0.130

45-49 $0.09 $0.195

50-54 $0.14 $0.303

55-59 $0.28 $0.607

60-64 $0.60 $1.300

65-69 $0.71 $1.538

70-74 $1.03 $2.232

75-79 $1.43 $3.098

80 and over $1.83 $3.965

Option B rates for everyone age 65 and older will increase in January 2005. Click here for the January 2005 rates

Rates for Option C - Family

Age Group	Biweekly	Monthly, per multiple
Under 35	$0.27	$0.59
35-39	$0.34	$0.74
40-44	$0.46	$1.00
45-49	$0.60	$1.30
50-54	$0.90	$1.95
55-59	$1.45	$3.14
60-64	$2.60	$5.63
65-69	$3.00	$6.50
70-74	$3.40	$7.37
75-79	$4.50	$9.75
80 and over	$6.00	$13.00


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RATES MAY CHANGE IN THE FUTURE