Increased Cost of Compliance Coverage

The purpose of this page is to define Increased Cost of Compliance Coverage, a commonly used term in floodplain management.

Increased Cost of Compliance (ICC) is an endorsement of the flood insurance policy that provides a claim payment directly to a property owner for the cost to comply with State or community floodplain management laws or ordinances after a direct physical loss caused by a flood.

To help State and local officials better understand and apply ICC provisions, FEMA 301 explains:

• How buildings insured under the National Flood Insurance Program (NFIP) will benefit from ICC coverage
• How ICC coverage relates to community administration of the local floodplain management laws and ordinances
• The type of mitigation measures allowed under ICC
• The types of technical assistance available to State and local officials to help in the implementation of their floodplain management programs

To download PDF or plain text files for the entire document or individual sections, click on the links shown below.

• Full Document (PDF 2.9MB, TXT 229KB)
• Introduction (PDF 246KB, TXT 4KB)
• Section 1 (PDF 61KB, TXT 24KB)
• Section 2 (PDF 81KB, TXT 37KB)
• Section 3 (PDF 61KB, TXT 20KB)
• Section 4 (PDF 100KB, TXT 48KB)
• Section 5 (PDF 128KB, TXT 37KB)
• Appendix A (PDF 15KB, TXT 1KB)
• Appendix B (PDF 28KB, TXT 9KB)
• Appendix C (PDF 2.3MB, TXT 23KB)
• Appendix D (PDF 35KB, TXT 12KB)
• Appendix E (PDF 37KB, TXT 11KB)
• Appendix F (PDF 37KB, TXT 10KB)