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Working for America

Federal Long Term Care Insurance Program

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OPM Director Kay Coles James
"The Office of Personnel Management is pleased to sponsor this important benefit program, which is likely to be the largest employer-sponsored long term care insurance program in the nation. Our long term care insurance program establishes the Federal government as a pacesetter in the marketplace, and reflects our commitment to and concern for you, the men and women who work for America."
Kay Coles James, Director
U.S. Office of Personnel Management

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Frequently Asked Questions
Answers to many questions about the FLTCIP Program

Long Term Care Partners Web Site
We contracted with John Hancock and MetLife to provide this insurance. They formed a company called Long Term Care Partners, LLC to administer the Program. The Long Term Care Partners web site contains extensive information on the Program, online and downloadable applications, and a calculator that you can use to find out how much the insurance will cost, based on your age and the benefits you choose.

Who Can Apply for this Insurance
Approximately 20 million people are eligible to apply for this insurance, including Federal and Postal employees and annuitants, active and retired members of the uniformed services, their qualified relatives and a few other eligible groups.

Advantages of the Federal Program
There are many long term care insurance plans available in the marketplace. Each offers a unique combination of benefits and pricing structure, making side-by-side comparisons difficult. Why should you consider our Program? You need to get below the surface and compare details. And don't be fooled by other plans claiming to be the Federal program — this is the only Congressionally authorized long term care insurance program for current and retired Federal government employees and their families.

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Can I still apply?

YES! Although Open Season has ended, if you are in an eligible group, you can still apply for Federal Long Term Care Insurance. This is the only long term care insurance program sponsored by the U.S. Office of Personnel Management. Click Here to Learn More.

     Posted June 18, 2003

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Literature and help are just a phone call away!

Call 1-800-LTC-FEDS (1-800-582-3337)
TTY: 1-800-843-3557
Monday - Friday
8 a.m. - 7 p.m. Eastern Time
  • To request literature and/or an application, press OPTION 1.

  • If you have NOT applied and need information or help with your application, press OPTION 2 to talk with a Certified Long Term Care Insurance Consultant.

  • If you HAVE applied and have questions on your application or enrollment, press OPTION 3.

Closed Saturdays, Sundays and Federal holidays.

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