Overview
For Federal government (government) payments made through the Automated Clearing House (ACH) system, the recipient must enroll with the paying Federal agency. This chapter is a guide to the enrollment process for various payment types--both consumer and corporate. There are several enrollment options:
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Automated Enrollment (ENR) through the ACH for Federal benefit payments;
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Simplified Enrollment (using the telephone or a form other than the standard Direct Deposit Sign Up Form SF 1199A) for a variety of consumer payments including Federal benefits, principal and interest payments for Treasury securities, interest payments for savings bonds, Federal salary and employment related payments, and IRS tax refunds; and,
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3. |
Paper Enrollment (using Direct Deposit Sign Up Form SF 1199A for Federal benefit or salary payments or the ACH Vendor/Miscellaneous Payment Enrollment Form SF 3881 for corporate vendor payments).
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Errors in the Direct Deposit enrollment process are the primary cause of misdirected payments. Financial institutions will be held liable for providing
incorrect enrollment information and should, therefore, carefully review all Direct Deposit enrollment procedures.
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